Avoiding Foreclosure in San Antonio: Your Options Explained

In this episode, Danny Johnson from Danny Buys Houses in San Antonio, TX, breaks down how to stop foreclosure in its tracks by selling to a reputable cash house buyer in San Antonio. If you’re behind on payments and the clock’s ticking, Danny explains your options—including selling fast to a cash buyer to save your equity. With real stories, listener Q&A, and a clear next step, this episode is your lifeline to avoid losing it all!

What You’ll Learn

• Foreclosure’s Toll: Why it’s so tough—and how fast Texas moves.
• Your Choices: Loan mods, short sales, or a cash sale—what works?
• Cash Sale Advantage: Keep your equity, skip the auction.
• Real Rescue: How Danny saved Carlos from foreclosure in three days.
• Act Now: Start today with a no-obligation cash offer.

Key Moments

• Danny lays out the foreclosure struggle—no legal advice, just real talk.
• Options rundown: Mods, shorts, deeds—or sell fast for cash.
• Carlos’s story: Auction in five days, cash in three.
• Listener Q&A: Speed, repairs, and underwater homes answered.
• How to fight back: Fill out the fast offer form at DannyBuysHouses.com.

Resources Mentioned

• Website: DannyBuysHouses.com – Get a cash offer in 24 hours to stop foreclosure.
• Location: Serving San Antonio, TX, and nearby areas like New Braunfels and Boerne.

Call to Action

Facing foreclosure? Don’t lose everything—visit DannyBuysHouses.com and fill out the fast offer form. Danny will call within 24 hours with a fair cash offer, no pressure. Sell as-is, close in days, and keep what’s yours—act now!

Listener Questions Answered

• Maria (San Antonio): “How fast can you buy?” As quick as three days—we beat auctions!
• Mike (New Braunfels): “Repairs hurt equity?” Nope—we buy as-is!
• Linda (Boerne): “Owe more than it’s worth?” Yes—we’ll find a way out!

Connect with Us

• Website: DannyBuysHouses.com
• Questions? Send them to Danny for a future episode!
• Share It: Help a friend facing foreclosure—send this their way.

Coming Up Next

Next episode, Danny talks about current real estate trends in San Antonio, Texas—subscribe so you don’t miss it!

Tagline: “Stop foreclosure, save your equity, sell your house for cash—Danny Buys Houses has your back.”

Episode Transcript

(00:00):
(instrumental music plays)
Hey there. Welcome to the Danny Buys Housespodcast.
I'm your host, Danny Johnson, coming to you frombeautiful San Antonio, Texas.
I love it here. Uh, (laughs) and hopefully you dotoo.
I mean, it's gets really hot during the summertimebut, uh, it's just a, a great city. I love it a lot.

(00:22):
Anyway, don't know why I got into that. All right.
If you're behind on house payments and foreclosureis looming, this episode is for
you.
Today we're talking about how to avoid losing yourhome and your equity by selling to a cash home buyer like
Danny Buys Houses.
We're gonna cover your options, how fast we canmove, and some listener questions as well, so let's just
jump right in. (bell dings) First things first,I'm not an attorney, and this isn't legal

(00:47):
advice. I'm a guy who's been buying houses in SanAntonio for over 20 years, helping folks like you
through tough spots. If you need legal help, talkto a pro, talk to an attorney.
Okay?
Good. Let's move on. Foreclosure is rough.
There's no, there's no denying that.
You know, you're behind on payments
situation, you know,

(01:07):
bad things happen to good people all the time, andpeople end up in situations, you know, where, you know,
life just gets difficult and it really causesthese, these issues, and you end up behind
on... The house ends up behind on the housepayments and
the, the mortgage lender sends a notice ofdefault, and suddenly you're staring at an accelerated
mortgage and foreclosure auction is looming. Soit, it's stressful.

(01:29):
I mean, I don't,
I don't think that there could be many otherthings as more stressful than that, especially, you know, it's
the home that you live in. So sleepless nights,phone calls from the bank, you know, some,
some shame in there. You know, I've seen it hithard and, and you might lose your home and all the
equity that you've built. So,
uh, that's money that you've poured in that wouldjust be gone. But it doesn't have to end that way.

(01:51):
Now let's talk about the options, okay?
Uh, one is that you could try a loan modification.
You can ask the bank to, to change your payments alittle bit to make it possible to try
to get back into getting things going in the rightdirection. So it's slow.
They don't we- don't always say yes, but it'ssomething that you can definitely try.
All right, two, a short sale. So if you owe a loto- uh, for the house,

(02:17):
and, uh, you don't think you could sell it quicklyfor, for what's owed on it, you can
talk to them. You can ask them. You can ask thelender if you can s- if they would be willing to
take less than what is owed on your balance forthe property. All right?
So this could take months.
Uh, we've been through this before. Uh, there's alot of hoops to jump through, and your credit still

(02:38):
is gonna take a hit. It's not gonna necessarilyshow that foreclosure, but it's still gonna take a hit.
It's not gonna salvage your credit completely.
Um, and then after, even if the short sale isapproved, uh, they could
file a judgment against you for the amount ofmoney they reduced your payoff by.
So if your,
you know, if your, if your mortgage was, you know,$200,000, they agreed

(03:01):
to,
uh, sh- allow you to short sale it so just take apayoff of $150,000 instead of
$200,000, they could file a judgment for that$50,000 difference saying that that's...
that there's a judgment against you for thatamount of money, okay?
And, and nobody wants to have that happen.
Um, I can't say that that happens all the time inour experience, but it, it could happen and you

(03:23):
gotta know about it.
Uh, three, a deed in lieu of foreclosure.
You could just hand, hand the house back to thebank. All right?
You walk away, but you get nothing. And, uh, thatis an option, right?
You know, a lot of, uh, lenders will considerthat.
You just, uh,
hand the house over and, and say you're just donewith it.
So,

(03:43):
uh, four, let it go to auction. Now, that's theworst, right?
Zero control, zero cash,
you know, credit's messed up, and, uh, all kindsof issues there.
So,
there is a better way though. And you know that(laughs) I'm gonna tell you this option because you're
listening to the Danny Buys Houses podcast. Butyou can sell to a cash buyer.

(04:05):
Uh, you can sell to a cash home buyer and, youknow,
you're probably asking, "Why?" Well, you get tokeep some of your equity, right? Or what's left of it.
You can skip the auction nightmare.
Uh, and pre-foreclosure, you still have time to a-to act.
You know, we buy your house as is, pay cash, andclose fast. That's the key thing is closing fast.
And you get money in your pocket instead of losingeverything, right?

(04:28):
Um,
you know, sometimes there's not a whole lot oftime and you gotta be careful about who you're selling to,
right? You could decide, hey, yeah, I will sell toa cash home buyer because I wanna move fast, sell it as is,
and have it all done. Well, you gotta make surethat
the home buyer that you choose is a legitimatehome buyer.
So whether you go with Danny Buys Houses orsomeone else, please do your homework on them.
Uh, do a search for their business name on Google,uh, look for reviews on Facebook, on

(04:52):
Google, and, uh, you know, are they BetterBusiness Bureau accredited?
Uh, find out if there's reviews there. Um, justcheck 'em out, right?
Uh, you know, you can even go as far as acting,asking each
cash home buyer that you talk to
who closes their deals, which title company, whichcloser, get their contact information, talk to them.

(05:14):
Have they actually been closing deals there, youknow?
Or have they had to walk away from deals wherethey didn't close?
You know, you wanna get that information because,you know, the situation requires you
to do a little bit of homework to make sure thingsare gonna go well.
And, you know, you just, you don't wanna end up ina situation where they don't close and then auction is in
two days and then, you know, what are you gonnado, right? Like, that's, that's not cool, so.

(05:39):
All right, how does it work? Well, you call us,
210-881-7707, or you hit us up at
dannybuyshouses.com.
Uh, fill out that CashFast, uh, Fast Cash OfferForm, CashFast, FastCash
Offer Form and, uh, we'll schedule an appointment,check out your house.
Uh, and regardless of whether there's any problemswith the house like foundation problems, you got old

(06:01):
roof, AC problems, plumbing issues, doesn'tmatter, we make a fair cash offer based
on its value, what repairs are gonna be required.
And no repairs, no waiting, you can have thathouse sold.
So speed is key here, right? Foreclosure movesquick in Texas.
Uh, sometimes just 21 days after the notice ofdefault.
We can close in a week or even several days if wehave to, right?

(06:23):
Uh, you know, we've done it before.
I worked with a guy a couple years ago. His housewas set for auction the next week.
We met, made an offer, he agreed, we got the, uh,the, the, uh, purchase
agreement signed
and got it to the title company right away, rushedthat title search, and, uh, we closed in,
in, I think it was like three days. Paid off thebank, pocketed a little cash, and avoided all the

(06:45):
mess. And so, uh, that's what we do. We step inwhen the time bomb is
ticking and help to, uh,
to alleviate that, put that thing out.
So
selling to us isn't about getting rich, it's aboutsaving what you can.
You know, if you've got no equity or you owe morethan it's worth, we can still help.
We, we negotiate with the lender to take it offyour hands, uh, so that you're free.

(07:06):
Either way, you are not stuck, okay?
Uh, there's things that can be tried and we talkedabout some of those earlier in the podcast episode.
All right, let's jump into some of the listenerquestions that we've got, uh, from listeners to the Danny
Buys Houses podcast. The first one here, "I got aforeclosure notice.
How fast can you buy?" This is from Maria in SanAntonio.

(07:27):
Maria,
we can move in days like we just mentioned, threeif it's an emergency or s- you know, sometimes maybe even
two. It g- it gets real tough. Uh, tell us yourauction date.
We're gonna, we can beat it and, uh, you can keepsome equity and skip the stress. Just reach out to us.
All right, next one. "My house needs repairs. Doesthat kill my equity?" That's Mike in Leon Valley.
Hey, Mike. Nope. You know, we buy as is, leakyroof, foundation issues, whatever.

(07:50):
Your equity is tied to the value,
uh, not the shape. W- you know, obviously wegotta, you know, buy it less 'cause we gotta take care of those,
those repairs. But, um, you know, we still figureit out and make it work.
So, you know, the best thing to do is just reachout to us, let us take a look at it, take a look at the situation,
get some more information. And then, you know,figure out what we can offer you and see if that works out with
what, uh,

(08:11):
uh, how much equity, you know, you've got and, andwhat the payoff is for, for the loan and all that
stuff. So just reach out to us. We can, we cansee.All right, Mike.
All right, last one here. We got, "Can I sell it
if I owe more than it's worth?" This is from Lindain Alamo Heights.
Hey, Linda,
uh, s- no, sorry. You know, you might be able todo a short sale with your lender that we talked about

(08:33):
earlier in the episode or find a way to settle it.
Uh, you're not gonna get cash though,
uh, but you'll dodge the foreclosure if you canmake that work.
So, um, you can reach out to us. We can point youin the right direction of, of who to talk
to and, and, uh, how to work out with that thoughif, if you, uh, find that that's the
case for you.
All right, if anybody else has any more questions,send 'em over. I'm here for you.

(08:56):
Now, let's see here. Ready... You know, if you'reready to avoid foreclosure,
like I said, here, here's a start. Go todannybuyshouse.com, find that fast cas- uh, cash offer
form. Takes about two minutes to fill out.
Tell us about your house, how much you owe, whereyou're at with the payments, um, submit it.
We'll give you a call,
schedule an appointment to come see the house andmake you an offer, and then we can go from there.

(09:18):
Um, we visit your house.
You know, if we come to an agreement, we get thatto the title company.
Title company does all the paperwork, so there'snothing you have to worry about with that.
And, uh, there's no cost to you. There's no feefor us going out there making an offer and no obligation
for you to, uh,
uh, to,
to take the offer. So you can always say no if youdon't want to, all right?

(09:40):
And I know foreclosure feels like a freight traincoming at you. I've seen folks cry thinking it's over.
It's not. I started Danny Buys Hou- Houses to helppeople out with problems like this.
So if you're behind on payments, facing the worst,
you know, imagine no auction, no eviction, justcash and a fresh start.
Um, that's what we're, what we're about here. Wecan help you do that most times.

(10:00):
All right, head over to dannybuyshouse.com. Fillout that cas- fast cash offer form and let's talk.
I'm Danny Johnson. I've got your back, SanAntonio.
All right, thanks for tuning in, everyone. Sharethis with someone facing foreclosure.
Uh, they need it. Next time, we're gonna tackle,
uh, let me see. What is next time? What are wegonna tackle here?
Just give me one second.

(10:22):
Next time we're gonna tackle, you know, currentSan Antonio real estate trends. So tune in.
Don't miss that. This is Danny Johnson saying takecare. Let's stop that foreclosure.
See you soon.