Debt to Financial Freedom
Welcome to the Debt Financial Freedom Podcast. Everyone loves the benefits of money, but so many of us avoid the hard truths about saving and investing. We wrongly assume we don’t have enough time, capital or knowledge to be able to get to the point of having passive income streams, savings, or investments.The things we really need to know about money aren’t taught in schools. Spending less than you earn, maximising your income, budgeting, taxes, mortgages, investments and passive income - if you didn’t learn these things from your family, then you’re probably like most people who rely on credit cards, buy now, pay later and overdrafts. And then when you want to invest or buy property you will be wondering why you can’t get approval.But there is no judgment from me here - I was in exactly the same situation! Huge debt, poor financial habits and no assets to my name. Step by step I turned my situation around and now, as a certified mortgage broker for 16 years with several investment properties in my name, I’m here to help you go from debt to financial freedom. Because if I can do it, you can too.In this podcast, I will share tips, insights and strategies from my own journey and experience, as well as my clients and guest experts, who share my values and mission to help others create financial freedom. My goal in this podcast is to share raw, honest, transparent, and helpful stories that you can relate to, and that will inspire you to take control of your finances. The only ‘good’ debt is debt that brings you closer to financial freedom and I will show you exactly how to achieve this. Everything shared by me and my guests in this podcast is general in nature, and for education purposes only. None of your personal objectives, financial situation, or needs have been taken into consideration. I highly recommend you seek personal, financial, legal, taxation, and credit advice before you take action on what you heard on this podcast.
Episodes
Join host Victor Lagos in this transformative episode as he sits down with Miriam Castilla—an ex-engineer turned acclaimed business mentor and founder of the Freedom & Ease Business Academy. Miriam shares her powerful journey from corporate burnout to achieving true financial freedom and building multiple successful ventures.
In this heartfelt and insightful discussion, Miriam dives deep into:
- Overcoming limitin...
In this powerful episode, I speak with Grant Chugg, a Tasmanian plumber turned humanitarian, who shares his life-changing journey from business success to purpose-driven impact in Africa.
After a New Year's resolution led him to say “yes” to a trip to Burundi in 2017, Grant found himself face-to-face with extreme poverty—and a deeper calling. What he witnessed in the eyes of a 4-year-old boy looking after a goat i...
What if your struggle with money has nothing to do with spreadsheets or strategies... and everything to do with connection?
In this raw and honest episode, Tristan Scifo joins Victor Lagos to unpack the deeper emotional roots behind our financial behaviour. Together, they explore the role of resilience, ADHD patterns, and how meaningful relationships can be the real gamechanger when it comes to building wealth.
You’ll h...
What if your struggle with money has nothing to do with spreadsheets or strategies... and everything to do with connection?
In this raw and honest episode, Tristan Scifo joins Victor Lagos to unpack the deeper emotional roots behind our financial behaviour. Together, they explore the role of resilience, ADHD patterns, and how meaningful relationships can be the real gamechanger when it comes to building wealth.
You’ll h...
🔥 Think real estate investing isn’t for you? Think again!
In this episode of Debt to Financial Freedom, Victor Lagos speaks with Christine McCarron, a real estate investor, coach, and author who went from less than $0 to a seven-figure net worth after 50! She shares how she overcame money fears, limiting beliefs, and financial roadblocks to build passive income and achieve true financial freedom. 💰
What You'll Le...
Does your financial planner pooh-pooh the idea of investment real estate?
Are you unsure of how to incorporate real estate investing into your financial future?
Have you heard that even Warren Buffet has real estate investments and you’re ready to join him?
In this week’s episode of Get Your FILL, Financial Independence & Long Life, CEO and Founder of Lagos Financial, Victor Lagos, joins to us answer t...
Looking to build your financial future without the traditional family blueprint?
In this episode, we explore childfree wealth strategies with Bri Conn from Childfree Wealth, a U.S.-based life and financial planning firm dedicated to helping those who are childfree or permanently childless thrive financially. Discover how to align your money with your true values, whether that’s embracing travel, philanthropy...
In this episode, we share Victor Lagos’ recent guest appearance on the Loan Options AI podcast, where he talks about his journey from working in retail to becoming the founder of Lagos Financial, a mortgage brokerage in Australia. Victor discusses the key moments that shaped his career, including his experiences in asset finance, facing ethical challenges, and how staying true to his values has helped him succeed.
Vict...
What if you could pay off your mortgage faster and save thousands in the process? In this episode of the "Lagos Financial Freedom Podcast," Victor Lagos sits down with Shelley Medina, Growth Manager at Lagos Financial, to reveal how offset accounts can transform your financial journey.
Learn the basics of offset accounts, their types, and how they work. Shelley shares her journey in financial services an...
Are you struggling with unsecured debt? Join us in this episode of the Debt to Financial Freedom podcast as Victor Lagos interviews Laurence Hugo, a licensed debt negotiator, who shares expert insights on how to navigate and conquer your debt. Learn the strategies used by professional debt negotiators to help you regain control of your finances and achieve financial freedom.
Topics covered:
- Understand...
Discover the secrets to financial freedom with this video on good debt vs bad debt. Learn how to use debt wisely to build wealth and achieve your financial goals.
Victor Lagos is a distinguished mortgage broker and seasoned property investor with over a decade of financial acumen. Commencing his career at age 19, Victor’s expertise lies within residential and commercial property finance, SMSF property finance...
The higher you go, in business and in life, it's more about collaboration and not about competition." Victor Lagos
Don't miss this powerful Outliers Podcast discussion where Niiamah (@niiamahashong) and Victor Lagos dive into leveraging other people's expertise, time and money for extraordinary results. Unlock the secrets to achieving your most audacious goals.
Timestamps
00:0...
In this engaging episode of the Debt to Financial Freedom podcast, join Victor Lagos, founder of Lagos Financial, as he explores the intricacies of reaching financial freedom with an emphasis on smart property investment.
Victor openly shares key experiences and critical decisions from his own journey towards financial independence, delving into the effects of soaring interest rates on proper...
In this must-watch last episode of the Financial Freedom Series, Andrew Bean teams up with expert mortgage broker Victor Lagos to unveil the secrets behind successful property refinancing.
Dive deep into the art of using equity to fuel your real estate investment journey and discover how to secure the best interest rates, choose the right loan structures, and navigate the future of financing.
Wheth...
Ever wondered how commercial lending differs from residential lending and what opportunities it holds for your business growth?
In this must-listen episode of the Debt to Financial Freedom Podcast, I, Victor Lagos, sit down with the fantastic Lee Pedler from ANZ. We're diving deep into the world of commercial loans and how they can be a game-changer for your business.
Lee, with his wealth of experience, b...
Ever felt like you're navigating a maze when trying to get your finances approved?
Do you know the common pitfalls that could be standing between you and your financial freedom?
Join us in this riveting episode of the Financial Freedom Series Podcast with Andrew Bean and Victor Lagos, as we unravel the complexities of the finance approval process. Victor, a seasoned property investment and financial management...
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