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October 22, 2025 45 mins
In recent years the U.S. has seen an increase in hurricanes, wildfires, and flooding –
causing record levels of destruction and damage. Despite these concerning trends,
traditional insurance can fall short, leaving Americans and our small businesses
vulnerable. But it doesn’t need to be this way – there is a tool out there to empower our
small businesses to self-insure, ensuring they are protected the next time a disaster
hits. The tool? 831(b) Plans, also known as micro captive insurance plans.

The podcast guest is Van Carlson, a risk management specialist with more than 25
years’ experience in the industry, is available to speak to share first-hand experiences
of businesses that have been saved due to these critical risk management tools, and
how other businesses can protect themselves before the next disaster strikes. He has
had extensive history supporting businesses impacted, both directly and indirectly, by
unforeseen weather disasters and has saved countless businesses from closure as a
result

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