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October 15, 2025 19 mins

If you’ve ever wondered how your family could make it work on one income, this episode is for you. On this episode, I share my personal story of transitioning from a two-income household to a home-centered life — and the practical steps, mindset shifts, and faith lessons that made it possible.


You’ll learn how to:

💡 Identify the true financial and emotional cost of working outside your home

📝 Build or review your family budget with prayer and purpose

🏡 Spend smarter and stretch your resources through simple habits

❤️ Communicate with your husband and find unity in financial decisions

🙏 View your finances through the lens of Biblical stewardship and trust in God's  provision


Whether you’re preparing to step away from full-time work, already navigating life and motherhood on one income, or simply learning to steward well what you've been given, this conversation will help you take your next step with confidence and faith.

💕 Resources Mentioned in This Episode:

🕊️ Download my free guide: Start Your Journey Home

Support the show

Become a monthly supporter of the show:
https://www.buzzsprout.com/2498555/support


Shop gifts for moms at my online store:
www.karlabmonterrosa.com/store


Interested in 1:1 Coaching, click here to learn more:
www.karlabmonterrosa.com/work-with-me


If you're exploring becoming a stay-at-home mom, I created this FREE resource just for you:

🎧 Start Your Journey Home
Take the free quiz → Is God Calling You Into a New Season of Motherhood?

www.karlabmonterrosa.com/quiz


💌 Stay Encouraged

Join my email list for updates and encouragement directly to your inbox: www.karlabmonterrosa.com/subscribe


Do you have a question or comment for me?
I'd love to hear from you.
Email me at: hello@karlabmonterrosa.com


For speaking events, interview inquiries, or collaboration, email:
www.karlabmonterrosa.com/speaking


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