Discovery 664 Academy

Life insurance isn’t just about what happens after you’re gone—it’s about the security you create today. In this episode of More with Les, Professor Les Winston explains why life insurance is still one of the most essential, yet misunderstood, tools in financial planning.

Whether it’s covering your mortgage, protecting your family, or supporting a cause you care about, life insurance can provide financial peace of mind. Professo...

In this powerful episode of the Discovery 664 Academy Podcast, Professor Les Winston interviews Dr. Glenn Toby - visionary entrepreneur, wealth advisor, and founder of The Book Bank Foundation. From childhood homelessness to managing multi-million dollar portfolios for elite athletes and entertainers, Dr. Toby shares the personal journey and professional philosophy that shaped his commitment to legacy-building through philanthropy ...

Social Secharity isn’t just theory—it’s a real solution for real financial goals. In this must-listen episode, Professor Les Winston breaks down the three core tools of Social Secharity—Charitable Remainder Trusts, Pooled Income Funds, and Charitable Gift Annuities. Learn how these powerful strategies can help you reduce taxes, create lifetime income, and support the causes you care about. Whether you’re planning for retirement or ...

By overwhelming demand, Endowment Vision 2.0 is here. What started as a five-part series has become a movement—and you are part of it. Thank you for your support and passion for building a financially secure, endowed America.

In this must-listen episode, Professor Les Winston brings Social Secharity™ to the forefront—not just as a concept, but as the financial solution America needs now. Rooted in IRC Section 664, Social Secharity o...

A solid financial plan starts with understanding your unique financial fingerprint. In this episode of "More with Les", Professor Les Winston explains why information gathering is the foundation of financial security. Learn how assessing assets, liabilities, personal goals, and potential risks can help create a sustainable income endowment while aligning wealth with purpose.

Take control of your financial future by enroll...

Homeowners insurance is more than just a safety net—it’s a crucial part of protecting your assets and financial future. In this episode of More with Les, Professor Les Winston explains the five key hazards homeowners face and the coverage options that help mitigate risk. From understanding policy categories to recognizing gaps in protection, this discussion will help you make informed decisions about securing your home and wealth.

F...

Giving to charity goes beyond generosity—it’s about making informed, impactful choices. In this episode of More with Les, Professor Les Winston discusses how to choose the right charitable organization, ensure transparency, and use Social Secharity™ tools to maximize both your financial benefits and the support you provide to the causes you care about.

Learn how strategic giving can create lasting change while offering tax advantag...

Social Security provides a basic safety net, but is it enough for a secure retirement? In this episode, Professor Les Winston compares Social Security with Social Secharity, the voluntary, flexible alternative built on IRC Section 664. Learn how Social Secharity empowers you to grow wealth, minimize taxes, and leave a meaningful legacy for your family and community.

If you’re looking for financial security beyond government benefits...

Not all charitable giving tools work the same way. In this episode of More with Les, Professor Les Winston compares Donor-Advised Funds (DAFs) and Charitable Pooled Income Funds (PIFs), two powerful options for tax-efficient philanthropy.

Whether you’re looking for immediate impact or income-generating giving, choosing the right tool can make all the difference.

Learn how these strategies align with Social Secharity™ to maximize fin...

In this episode of More with Les, we’re tackling a dilemma faced by many C Corporation owners: how to handle retained earnings without losing a fortune to taxes.

Want to learn how to turn your business challenges into opportunities? Tune into this episode for practical insights and strategies to navigate retained earnings and retirement planning with confidence.

#Discovery664Academy #MoreWithLes #TaxPlanning #CharitableGiving #Financ...

Is there a smarter way to turn appreciated assets into income while avoiding a tax roadblock? In this episode of More with Les, Professor Les Winston explains how Charitable Remainder Trusts (CRTs) can provide a clear path to financial freedom—without hitting a dead end. Discover how CRTs allow you to reduce taxes, generate steady income, and leave a meaningful legacy for your community.

If you think taxes are limiting your options,...

Financial security starts with a solid foundation. On this episode of More with Les, Professor Les Winston explains the Three B’s—Budget, Balance Sheet, and Ballpark—three essential steps for building a living endowment. Learn how to track your spending, assess your assets and liabilities, and estimate your future needs to create lasting financial stability. These principles empower you to make informed decisions, preserve wealth, ...

In this final episode of Endowment Vision with Professor Les, we look ahead to 2050 and what a fully endowed America could achieve. Imagine a future where nonprofits no longer rely on government grants, endowments provide lasting financial security, and Social Secharity™ bridges personal wealth with philanthropy. Learn how voluntary and mandatory Social Secharity initiatives, including Charitable Remainder Trusts and Pooled Income ...

This episode of Endowment Vision with Professor Les unpacks the unprecedented $84 trillion wealth transfer set to occur over the next 30 years. Learn how tools like Charitable Remainder Trusts (CRTs) and Donor-Advised Funds (DAFs) can protect your assets, reduce taxes, and create meaningful legacies for your family and the causes you care about.

Discover how the Theory of Social Secharity™ can transform this transfer into a force fo...

IRC Section 664 has been part of the tax code for over 50 years, yet its full potential remains underutilized.

In the second episode of Endowment Vision, Professor Les Winston unveils the Theory of Social Secharity™, a strategy that blends charitable giving with tax efficiency to create sustainable income streams while supporting nonprofits.

From Charitable Remainder Trusts to Pooled Income Funds, discover how these tools can help ...

This episode of Endowment Vision with Professor Les highlights the tools of Social Secharity that connect financial security with philanthropy. Discover how Charitable Remainder Trusts (CRTs), Pooled Income Funds (PIFs), and Donor-Advised Funds (DAFs) can help reduce taxes, generate income, and support the causes you care about. These strategies pave the way for financial stability while leaving a lasting impact.

Mark your calendars...

Charitable Remainder Trusts (CRTs) offer more than tax savings—they empower you to create a meaningful legacy. In this episode of More with Les, Professor Les Winston explains the unique strategies taught in Charitable Remainder Trust Miscellaneous, including using hard-to-value assets like Real Estate, leveraging flip provisions for flexible income, and wealth replacement trusts to secure your family’s future.

Ready to make your as...

The Theory of Social Secharity and tools offered under IRC Section 664, such as Pooled Income Funds and Donor-Advised Funds, are not just exceptional tax-saving solutions for individuals—they can also empower nonprofit organizations like the Salvation Army to secure sustainable funding while providing donors with unique financial benefits.

In this episode, Professor Les Winston, Chairman and Endowment Engineer of the Endow America ...

Discover the power of Charitable Remainder Unitrusts (CRUTs), one of the most flexible tools for managing appreciated assets. By transferring assets like stocks, real estate, or business interests into a CRUT, you can avoid capital gains taxes, secure a significant tax deduction, and generate steady income for yourself or your chosen beneficiaries.

Learn how CRUTs allow you to reinvest the full value of your assets, grow your incom...