Experience the electrifying world of credit repair and financial strategy as I, Don Kalam, engage with the trailblazing entrepreneur Monte Millionaire. This episode promises to equip you with unparalleled insights to transform your financial journey. Monte shares his game-changing approach to credit repair, boasting results in just 14 days, and we dive into the intricacies of managing credit cards and hard inquiries. Together, we demystify the roles of agencies like Experian, Equifax, and TransUnion and emphasize the critical importance of the CFPB in client relationships.
Through our personal narratives, we confront the conventional education system, highlighting its inadequacies in preparing individuals for financial independence. We reflect on the challenges of high school and college, questioning their effectiveness in ensuring success and financial security. Our conversation seamlessly transitions into the world of financial literacy, exploring credit repair as a powerful tool for debt management and the tax implications of debt cancellation. We share life lessons that offer more potent wisdom than what traditional schooling provides.
Monte and I also embark on an intriguing exploration of history and societal norms, challenging popular narratives and celebrating the contributions of overlooked African American inventors. This episode is not just about financial empowerment; it delves into the fascinating intersections of education, Masonry, and societal structures, offering a fresh perspective on personal freedom and spiritual truth. Ending on a high note, we celebrate Monte's family-oriented credit business and his aspirations of becoming a billionaire by age 30, inviting listeners to connect for private consultations and further education through Don Kalam University.
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GO GET HIS BOOK ON AMAZON NOW!
https://www.amazon.com/Cant-Touch-This-Diplomatic-Immunity/dp/B09X1FXMNQ
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Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
Peace and love.
It's your boy, don Kalam, alsoknown as Malik Kalam.
As always, prosperity is yourdivine birthright.
I'm in Las Vegas, nevada,tapped in and tuned in with my
boy, monte Millionaire.
Once again, man, what's goodwith you.
Speaker 2 (00:11):
What's the deal?
Monte Millionaire, 22-year-oldentrepreneur, credit repair
specialist.
Speaker 1 (00:20):
Let's see where we're going to start.
We already tapped in before,but I hit him on a whole
different level.
Man, he is very special, buty'all know where I be at.
My credit is with the people.
I say people are more valuablethan money.
So that's how I look at things.
I agree with that Because whenI was talking to you and your
wife, we talked all night, bythe way, all night I'm talking
about from midnight to 6 in themorning a nation builder.
(00:41):
So she was like so you, just,you live off a cash base.
That was tight how she peepedit, you know, when I was just
explaining my situation, becauseI messed up my credit Like I
ain't going to say messed up, Igot my credit until 850.
This shit is pretty easy.
I could have did it cheaper ifI knew you, though.
Yeah, hell yeah, it cost me alot of money, hell yeah.
But at that point in time andliterally I was hanging out with
(01:03):
C's too, and I did use thepersonal credit to get business
funding I also had a cash flow,okay, but I quit paying that
shit back and you liked that.
I had fun, bro.
I had like 21 credit cards, Ihad a lot of shit.
And oh yeah, by the way, too,to C's behind the camera, our
camera guy man.
Shout out to C, shout out to C,shout out to C.
(01:24):
He just got a credit card fromWells Fargo.
Mm-hmm, round of applause forthat.
You inspired his ass.
Speaker 2 (01:29):
Hell yeah, and Wells Fargo is not no easy card to get
.
I'm just being honest.
A lot of people can't just havezero credit and then jump
straight into Wells Fargo.
Speaker 1 (01:39):
Wells Fargo is not an easy.
Yeah, that's true.
You fuck up a few times.
They shut me off.
No, you fuck up once, that's it.
That's it.
Hey, they not fucking with Doc.
I'm just going to put it likethat.
Wells Fargo ain't fucking withme, but they was one of my first
banks and they wouldn't open meup a trust account either.
By the way, I teach trust law.
I like trust.
I like trust law.
That's Like when we waslearning public banks are owned
(02:01):
by the government.
Yeah, when you do privatebanking, and even with public
banks, if you open, like withthe business, like you
understand LLCs, yeah, you useyour operating agreements first.
You use those to open up theaccount, don't just open up on a
website.
Yeah, so that's the stuff.
I'm working with them on thebusiness side, but they got a
personal side on a lot.
Speaker 2 (02:18):
Man, Just tell us a little bit what you so.
I do credit repair.
I've been doing it for like acool two years now.
Me and my girl do it.
We do like a family thing.
But I'm doing credit repair andI drop a lot of videos on how
to teach people credit repair.
But you know I do it a lotdifferent to other people.
My results come 14 days.
I even sell trade lines and meand Don got a little funding
(02:43):
package we put together to helpy'all take shit to the next
level.
Speaker 1 (02:44):
That's right.
I'm going to go over thefunding package we got together
in a little bit.
Yeah, yeah, there's threedifferent tiers.
We're going to talk about itfor sure, for sure.
But his we're not going to giveaway too much game but his
level the way you do things isnext level.
Yeah, because I promise you Ihave.
I knocked off because I told youI had just 21 credit cards.
Not only that, I had probablylike nine, because you know how
(03:06):
shit goes, bro.
Yeah, when you apply for a car,they'll give you a bunch of
Hardin quarters Because they runyour shit from everywhere.
Yeah, so one car had nineHardin quarters.
Just off.
One car, one car, nine Hardinquarters.
So just imagine I had multiplecars back in 2021, 2022.
And remember, I told you thesame thing happened with you.
I ain't going to give you toomuch.
Negatives do happen to positivepeople.
(03:26):
So twirl hit you off right?
Yeah, so I was doing twirl carstoo.
And then, since I didn't have a,they said my BMW was repolled
or something.
I don't know if you remember mywhite BMW, twirl, twirl.
Yeah, they said it was a recallor something.
I had to go to the manufacturerto get it reset.
(03:47):
So I bought a BMW for no reason.
I bought it for no reason.
I was going to use it as cashflow.
You know what I'm saying,montoro?
Yeah, I fucked up.
Yeah, yeah, yeah, yeah.
So I had a bunch of hardinquiries.
I had multiple car loans, I hada lot going on, man, and I
knocked a lot of shit off, butthere was some things.
All the hard inquiries came off, though, but there was a lot of
(04:08):
shit that I couldn't get off asfar as the accounts go, and I
just used your method recently.
So I'm waiting on those results.
But one thing I will give away,one thing I am this should not
be a secret that I don't believealright when it comes to
Experian, equifax and Trans with.
I don't believe All right whenit comes to Experian, equifax
and TransUnion.
These are agencies.
(04:28):
They're not credit bureaus,correct, that's a fact.
So when you're dealing withyour clients, you're directly
contacting the CFPB, correct?
Yep, and you're speaking to theCFPB on their behalf.
Yes, sir.
So to me, on the private side,I understand that, as an account
manager, you're an accountmanager.
Does that make sense?
Yeah, I never really lived thatthing like that.
Speaker 2 (04:49):
No, no, no, you got to think about it, that is true.
Speaker 1 (04:50):
That is true.
So I'm going to drop some moreagain.
This has nothing to do with hisprocess, though.
Okay, this take time three tosix months minimum.
You said 14 days, 14.
My gonna take you three to sixmonths minimum, the way I do
things, but I'm getting you acheck behind it.
You know what I'm saying.
(05:11):
But, um, and he's an accountmanager.
You're an account managerbecause these are credit
accounts, correct?
Yes, sir, all right now.
Secondly, there's a county law.
Remember we showed that gaapcounty law.
So that's how I do things toget money back on the end of the
day.
But I also use the cfpb in thesec security exchange commission
yeah, the cfpb powerful.
Speaker 2 (05:32):
You got to be careful with that.
But how long have you knownabout the cfpb since I started
doing credit?
You said two years.
Yeah, like some yeah that'scrazy.
Speaker 1 (05:41):
I've known about the CFPB since 2021.
So three years and.
Speaker 2 (05:48):
I've been doing Credit 10.
When did you start fucking withCFPB?
Three years ago.
Speaker 1 (05:54):
When they took my car .
So here's what happened.
I'm going to tell you whathappened, bro.
So I remember I had got a BMWand a Porsche at the same time
From the same people.
All right, then I know who didit.
She denies it.
I had got a BMW and a Porscheat the same time from the same
people All right.
Then I know who did it.
She denies it.
You remember that girl I wastalking to on the phone the
other day, so she opened someshit in my name, damn yeah.
(06:15):
So this was the next day afterI got the car, the cars.
So I had a.
You remember it was a PorscheCayenne, one of those SUVs.
I didn't even have it that long.
They got that first.
So I was on some ghetto shittoo.
And I'm Don Kalami, I'm 22.
So I don't even know why I wasdoing this shit.
So I see the Hardin-Coreys.
It hasn't hit my credit report,the car is having, yet this is
(06:36):
the next day.
So you know it takes time forthat to hit the Hardin Corys off
.
And then the CarLots calling me, telling me to come in and sign
some paperwork and I didn't andI didn't.
Literally.
I did put a down payment.
Even though down payments areillegal, I did put a down
payment down on these two cars,right, and they ended up getting
(06:59):
a Porsche first because it wasin my apartment building at
Parks.
I was staying in Valet, so theycouldn't get the BMW for a
minute.
I stayed at the cheap ass Rio.
Shout out to the Rio, though,but it's a cheap hotel in Las
Vegas.
I don't know if you ever beenthere.
They don't have Valet, man.
I woke up the next day.
They had my shit.
I was so mad, bro.
Here's what I did, remember, Itold you about the MSO
(07:23):
Manifestation Statement ofOrigin.
So I did ask them for it andthey never gave it to me.
That's better than a car titleand all these disputes I did.
I took it to the CFPB, bro, andthey gave me more money back
than the down payment.
I got a check back from theCFPB.
They helped me out.
I need to tap in about that.
That's free money.
Free money, I, I know minimum.
(07:44):
So when you prove violations,the minimum they give you is a
thousand dollars.
Yeah, per violation.
Yeah, I know.
So the cfpb has been good to meso that this, the consumer
financial and protection bureau,cfpb consumer financial
protection bill is the onlycredit bill in America.
That's a fact.
People will argue with youabout that.
(08:05):
Look it up, it's a fact, yougot to look at it.
A bureau says gov at the endCFPBgov.
Correct, it's Experiancom.
Experiancom, transunioncom,equifaxcom.
Speaker 2 (08:20):
You can open up a com can't you Montemillionairecom,
there you go.
Speaker 1 (08:24):
There you go, so that's how it was given to me.
They're not bureaus, yeah,they're not.
They're coms, they're agencies.
Tell us more about credit.
First of all, we need to know alittle bit more about you, man.
I did tell him on the last onethat you graduated at 16.
Speaker 2 (08:42):
Graduated at 16 because fuck school Fuck, school
Fuck, college Fuck all thatshit.
Speaker 1 (08:47):
You graduated at 16.
So how long when was it whenyou decided to say fuck school?
Speaker 2 (08:53):
Fuck school for real, for real.
Like nigga, the day I startedhigh school I knew that shit
wasn't for me.
I couldn't do it.
No more, bro.
Speaker 1 (08:59):
But the genius I find behind it was because I said
the same thing.
I dropped out, though, but Iended up having to go back.
I'm literally like 20 years oldwith teenagers, bro.
Yeah, that's an awkward feeling.
I didn't want my GED, I wantedto go ahead and get that diploma
.
It's just weird, having a GED,I knew I was going to go to
college, I knew I wanted to goto school, and I didn't want to
(09:20):
go to school with no GED.
Yeah, so I think it's genius.
You said fuck school.
Speaker 2 (09:25):
School's a scam, yep, and didn't want to drop out.
So I said, fuck it, let me justgraduate early.
He went to summer school tograduate early Yep Crazy story.
It's probably the first timey'all heard some shit like that.
That's crazy.
Speaker 1 (09:36):
That's crazy.
And you went to college.
College wasn't for you.
Speaker 2 (09:38):
Yep, I don't even know why I did that.
Knowing school wasn't for me.
Went to college Yep, that shitwas retarded.
Speaker 1 (09:44):
But it's a learning lesson, mm-hmm.
And now you understand that thereal school is life.
Yeah, that's a fact, that's afact Do you?
Think you could make as muchmoney as you're making now if
you would have just graduated.
Speaker 2 (09:59):
All right and went to college and got a college
degree.
College, I would have been afailure.
I'm going to be honest.
I would have been in debt.
I would have been in debt.
The reason look, I know acredit repair.
So I wiped all my student loansoff, all right, let's go.
Speaker 1 (10:11):
That shit been going.
I was going to go there nextyeah, that shit been going.
You feel me, I was going to gothere next.
So what would you say?
Because, listen, I literallyhave a student that the same day
she graduated law school, herdad paid off his student loan.
They celebrated at the sametime.
And then she's an attorney andshe had to take on a second job
(10:35):
working at a grocery store anattorney working at a grocery
store to pay off the studentloan.
Speaker 2 (10:39):
In my honest opinion, I don't pay for debt.
Speaker 1 (10:42):
I'm going to be honest, I'm going to be
transparent.
Speaker 2 (10:44):
I'm going to be transparent.
Credit repair is like the newwave, you feel me.
We almost like the new versionof scammers.
But legally, you feel meBecause, look, I had a 20, I
don't know how much.
My car was like $26,000.
It was a Camaro.
You feel me.
Somebody crashed that shit.
I stopped paying for it.
$20,000 car, you feel me?
I wipe that shit off Easy.
Feel me.
Speaker 1 (11:06):
I do feel you because I've been living this life.
Speaker 2 (11:08):
Yeah, we pretty much living free Everything free.
Speaker 1 (11:11):
I mean, that's life.
So listen when you understand.
I'm not going to get too deepbecause this is the private life
is new to him, so I need you tounderstand.
In 1933, hjr 192.
That's what it's called HRHouse Joint Resolution 192.
This is what made gold nolonger the standard.
It's called the gold standard.
(11:32):
They got away from the gold andthey got back Everything's
contracts yeah, everything isfull faith and credit.
The government operates on fullfaith and credit.
And what a lot of people don'tknow is you are the credit.
Yeah, as soon as you sign that.
It's signature means sign ofnature.
They need your autograph.
Now it's paid for Yep, that's afact.
People don't know that.
(11:52):
Yep, that's a fact.
And then another thing.
I'm about to go ahead andGoogle this Because I want you
to see, I want you to seesomething when you look up, when
you look up, when you look upwhen they offset a debt.
I don't know how to word thisright, so let me try to find it.
But a 1099-C.
You probably never seen thattax form.
(12:13):
Let me just show you what a1099-C looks like.
And he doesn't utilize this.
And I'm not telling y'all to dothis.
This is not.
I'm not a licensed attorney,tax expert.
I do this for educational andinformational purposes only.
Speaker 2 (12:27):
So what's that tax form say 1099C, Cancellation of
debt.
Oh yeah, Send me that bro.
Speaker 1 (12:34):
Send me that.
No, no.
So I want you to see I got you.
Cancelling debt is still ataxable event per the IRS.
People don't know that.
So look, this is from the IRSdirectly.
Let me see.
Speaker 2 (12:53):
Go ahead and read it for y'all it say, if your debt
is canceled, forgiven ordischarged for less than amount
owed, the amount of the amountof the canceled debt is taxable.
Speaker 1 (13:03):
So you cancel the debt.
The council debt is taxable.
So you cancel the debt.
It's still getting taxed.
That's really crazy so they owea tax for it, and that's why you
file a 1099-C, becauseeverything is off.
Credit, right, yeah, these arecredit accounts.
So when credit is issued, letme see let me find a great
(13:26):
definition, because I just gotto make my man see it with his
own eyes there's interestinvolved.
Anytime there's credit, there'sinterest involved.
Okay, yeah, that's true.
Establish, all right.
So credit is also the creditawareness, I don't know.
You just got to see interest.
There's interest rates.
There's always interestinvolved.
(13:47):
And then you also see credit.
You're going to see accounting.
It's a bookkeeping industry.
You got debits and credits.
So when you're doing thebookkeeping because you're a
bookkeeper when you're dealingwith accounting accounts now,
you're bookkeeping.
Remember, I said this inAtlanta.
It went over their heads.
Speaker 2 (14:06):
It ain't no cap.
It went over their heads, itwent over their heads.
Speaker 1 (14:10):
You remember C's?
He filmed it.
I got my own little video.
I'm glad I brought it, man,because I still ain't got that
video for nobody else.
I should have sent you mine.
No, it's all good.
So debits and credits.
I'm going to fuck your mind upagain.
Then we're going to get backand let you talk.
All right, you got a debit card, mm-hmm, can you run this
(14:30):
credit?
Can I run this credit?
Yeah, when you go to the storethey say debit or credit, right,
oh yeah, nah, all right, I'mgone.
I store credit.
Speaker 2 (14:42):
Can I?
Speaker 1 (14:42):
Go to the store, right yeah.
Run your card.
It says debit or credit.
Oh yeah, so can you issue astore credit Technically.
So what is credit?
When somebody issues you acredit, what is that?
Speaker 2 (14:54):
That's you Like what you mean.
Speaker 1 (14:56):
I mean say, you get a credit card, right, you can buy
stuff with it.
Yeah, so you just gave them aloan.
Speaker 2 (15:04):
Oh yeah, Come on, think about it, bro.
Speaker 1 (15:06):
That's true, all right.
So when you win your card as adebit, what is a debit?
A takeaway, a subtraction,mm-hmm.
And what is credit?
Speaker 2 (15:14):
Pretty much a loan, like you said.
Yeah.
Speaker 1 (15:16):
So you can either take away from them or give them
a loan.
United States is on thebankruptcy.
That's why it works.
You credit, yeah, that shit.
So anytime you so listen, it'sgonna fuck you up some more.
I didn't know I was gonna go onthis private life like this.
It's gonna fuck you up somemore.
This game for other people,right?
You get interest when you, whenyou issue credit.
There's always interestinvolved.
(15:37):
There's a reason why he's ableto get rid of your debt.
He just don't.
He don't know everything youknow.
Speaker 2 (15:44):
I mean but I do know the debt is already paid for
though.
Speaker 1 (15:47):
Hell yeah, but a lot of people don't that do credit
yeah.
Speaker 2 (15:50):
That's why I try to tell a lot of people you don't
necessarily need inaccuracies onyour credit report.
Anything can get deleted.
Speaker 1 (15:56):
Yes, they can, especially with that 1099-C.
Oh yeah, I was looking forInvestopedia 1099-INT's.
Oh, here it is.
So when you get credit, whenyou get interest on your cause,
that cause the social securitynumbers is trust account.
A lot of people don't know thatit's.
It's attached to insurance,disability insurance, survivors
(16:17):
insurance.
I tell people, when you getinsurance, don't you get to pick
your premiums and how much?
You don't get none of that withthe social yeah, that's crazy.
So look at this.
I want you to see the keytakeaways of 1099-INT.
So I showed you 1099-C.
Right, the 1099-INT is similarto the 1099-C, except you're
reporting the interest income.
So any deposits to your bankover $10, do you know about
(16:41):
factional reserve banking?
No, so say, you put $100 inyour bank account.
They so say you put $100 inyour bank account, they can lend
out to 90 of that.
They're lending your money outright away.
So anything over $10, let mefind it no that's right here.
Speaker 2 (16:54):
Read that, Let me see .
Brokers, firms, banks, mutualfunds and other financial
institutions must file form1099-INT or interest of more
than $10 paid during the year.
Speaker 1 (17:08):
That's crazy, and I'm talking about that as debt
notes and everything.
Deposit accounts Damn $10.
So what is a bank account?
Deposit account?
Same way with credit cards.
These are all accounts.
So you follow 1099-INT.
This is why the books are allbalanced with the bank website.
Does that make sense?
Collateralized debt All of that.
Any account With the bankruptcyDoes that make sense?
(17:29):
Collateralized debt All of that?
Any account?
Deposit accounts Anything thathas interest.
You have to pay interest onyour cars, right?
All those accounts, any accountyou have in your credit report.
You're paying interest, soyou're supposed to file this.
This is why they don't teach ustaxes in school.
You graduated 16.
You never had a tax class,never.
What about accounting class?
Speaker 2 (17:46):
Nope, damn.
Wait, wait, wait.
So what you're telling us iswith this form, you can do what?
Speaker 1 (17:51):
now you claim the interest on anything you ever
paid for that had a creditaccount.
That's crazy.
That's real information.
This is what it looks likeInterest income.
I can show you how to do thiswith.
So look, let me show you how Ithink it's.
I don't know what it's called,I don't remember which form it
(18:12):
is, but let me just find it 1098.
1098.
What's a 1098?
Go ahead.
Let me see, let them know whata 1098 is 1098, what'd he say?
Mortgage interest statement.
(18:33):
So you can claim your mortgageinterest as well and get that
money back, cause you're themain investor.
You issued the credit.
Well, money's going to silver,and now it's you.
You're the.
Everything is backed by yourlabor, if that makes sense.
It don't make sense to a lot ofpeople, but that's why you're
giving your labor up with theSocial Security number.
That's why your girl goes intolabor.
The first contract, becausethese are contracts with the
credit accounts correct.
(18:54):
The first contract was thecontraction and then the water
broke.
Whoa, the law of commerce isthe law of the sea.
It's called Admiralty Maritime.
It's of the water.
That's why I call it CurrentSea.
So in a private life, that'swhy you create your private sea.
Speaker 2 (19:12):
That's really that's some shit.
That's some shit, that's someshit yes, it is.
Speaker 1 (19:17):
Yes, it is man.
I'm not getting, I don't wantto get too deep, but just know,
monte tapped into the privatecircle, man, he tapped into the
private life and, um, his wifeis too man they tapped in man.
They're very spiritual you learnfrom spirituality, first you
gotta believe in somethinggreater than yourself and um and
and the.
The first law that I that Ibring up with y'all is is
because the ten commandments islaw.
(19:38):
Yeah, I'm not gonna get deep onall that, but the ten
commandments came before codesand statutes, because consumer
law is federal law.
It's all codes and statutes.
So, honor your father andmother, that's what y'utes.
So honor your father and mother.
That's what y'all do.
Yeah, honor the father andmother.
So that's law, you know, andyou get credit for that.
When you honor your father andmother, you get credit for that.
So I just wanted to show yousome private life.
(19:59):
I want to show you the taxforms and things like that.
Now, before I do any of that, Imake my name a business yeah,
that's important.
And then I just have a holdingcompany represent me, a church,
something private, because youknow, jesus died for our sins.
Debt means death, it's the samething.
So to be in debt is a sinbecause you've already been
(20:22):
redeemed.
It's called redemption.
Let me show you one more thing.
This is accounting loss and itis real game.
Yeah, yeah, yeah, it is realgame.
I feel better today talking toyour ass.
I was tired last time.
Speaker 2 (20:35):
I might have to rewind this motherfucker.
Speaker 1 (20:37):
You're going to have to watch it Go grab a notepad.
You feel me, I can only revealwhat's ready for you.
Monte, it was fucking me up,though.
I was like this man intakes allthis knowledge because people
that's not ready for it.
You really should be eatingfruit and stuff when you're
connecting.
I need to hop on some veganshit.
So what's that?
(20:57):
Just read the top there'speople.
Because what I mean?
If you do a simple googlesearch of redemption process,
you're gonna get a bunch offorms.
It might lead you to somethingcalled the sovereignty movement,
which which we're not sovereigncitizens, none of that.
But I am a sovereign and I workfor God.
You understand, but it's calledredemption.
Speaker 2 (21:14):
You see that Yep Redemption, definition and
finance of business.
Speaker 1 (21:17):
So redemption is accounting law.
When you hear the wordredemption, when Jesus redeemed
your sins, when these things theredemption I'm going to show
you one more thing.
So redemption is real inaccounting correct, and all this
is going to go back to thetreasury, t-notes and fixed
income security.
There's a lot of differentthings I can show you.
(21:37):
One thing that I want people tounderstand is something called
asset-backed securities.
I'm going to show you why thisdebt shit always works, because
it's always a scam.
You're not really the one doingscamming, because they've been
doing the scamming.
Yeah, they've been fucking usforever.
So, understanding asset-backedsecurities.
(22:00):
So look, I just want you to gothrough that and find me
different types of asset-backedsecurities and I'm going to
explain what an asset-backedsecurity is.
Just keep going down.
You'll see types ofasset-backed securities.
Speaker 2 (22:14):
Let me see Collateralized loans.
Let me see Collateralized loans, student loans, collateralized
bonds.
Let me see.
Let me keep going.
Speaker 1 (22:26):
Right here, keep going, let me keep going, boom
Right here Keep going.
Speaker 2 (22:31):
So we got mortgage backed securities.
That's an MBS.
Speaker 1 (22:33):
Auto loans Auto loans is an asset backed security.
Credit card Credit card is anasset backed security.
Student loans are asset backedsecurities.
Speaker 2 (22:43):
And what's the benefit of it?
Whatever that is, that's enough.
Speaker 1 (22:48):
So all these accounts , these credit accounts, are
asset-backed securities.
Now let me explain what anasset-backed security is.
Right here it says asset-backedsecurity is a type of financial
investment, a financialinvestment that is
collateralized.
Thank you, thank you.
Thank you, you're fine.
You're fine, you're fine.
Thank you so much.
Action.
(23:08):
Asset-backed securities is atype of financial investment
that is collateralized by anunderlying pool of assets.
So these are no longer bills.
That's crazy.
These are no longer well, Idon't even want to say bills.
These are no longer debt notes,because only a president can
approve a bill.
So if you're getting bills inthe mail, that means you're a
(23:30):
president of your name.
All you got to do is writeapproved on it.
It's never in the negative,it's always a positive amount.
These are coupons when youunderstand, because you're an
investor and if you was doingprivate banking, this is a
payment to you Since you'redoing really crazy.
Yeah, that makes sense, though.
That makes sense.
So asset-backed securities ismaking your social security
number the private investor andthese are returned.
(23:53):
When you get these checks back,they're returns.
They're really positive notes.
I know you're young, but back inthe day you've had a job before
.
You said you worked atMcDonald's before.
Right.
First job, everybody ever camein with a coupon.
Where do you put those coupons?
A cash register, right?
Yep, you know what a giftcertificate is?
Where they put them In a cashregister.
That shit goes to the bank, bro.
It's money.
So if you had a private account, you put those bills and they
(24:15):
go in the bank, or you justfollow up with your taxes.
That makes sense.
That's game, that's game.
That's ism.
One more thing I'm going toshow you.
It's called an R.
They're not ready for this,though we're going to up your
fans.
Man, they got to step theirgame up, they got to step their
knowledge up.
Speaker 2 (24:35):
You got to tap into this private life.
Speaker 1 (24:36):
Shit, yeah, this is what he tapped into, man.
This is what him and his wifetapped into.
So look, this is what a debt isthese debt notes you get every
day.
What a debt is these debt notesyou get every day?
Speaker 2 (24:46):
Let me read it out loud for the audience let's see,
let's see.
It says a zero-coupon bond isan investment in debt that does
not pay interest but insteadtrades at a deep discount.
The profile is realized at itsmaturity date, when the bond is
redeemed for its full face value.
Zero-coupon bond.
Speaker 1 (25:09):
That's really crazy.
When you get your electricityturned on and shit like that,
what do you give them to get itturned on?
Social security number?
Yeah, anything in the UnitedStates your social security
number.
So your social security numberis the credit.
Yeah, it's a truck, yep.
Speaker 2 (25:25):
So I really already paid for it, yeah, so when?
Speaker 1 (25:27):
you're doing these things.
It's not illegal.
So I just need people tounderstand it, because I'll
break down the law to you.
Hell yeah, there's no suchthing as money in America, only
fiat currency and credit.
That's it.
Now let's get back to whatwe're doing, man.
So, with that being stated,tell us more about the credit
(25:47):
game in your eyes.
Speaker 2 (25:49):
I want to tell people don't be like me.
When I first started doingcredit repair, I was fucking up.
I took advantage of this shit,you feel me.
I realized that I could deleteanything off my credit.
So what, I'm finna go crazy.
I did too.
Hell yeah, I had all types ofgood credit cards and shit.
I ain't going to say where from, but I had good credit cards
and I just went credit crazy, meand my girl, you feel me.
We had a car and everything,man, and that's it.
(26:13):
Once our credit got fucked upand shit, we tried to wipe
everything off.
And I mean, we did wipeeverything off, but you know, we
put ourselves behind for sometime, you feel me?
That shit fucked us up so wehad to build our credit.
Don't be like that, you feel me.
Don't take advantage of theshit I love that advice?
Speaker 1 (26:31):
yeah, don't don't, because the community I'm in
they're taking advantage.
Yeah, don't do that.
It drains me and I'm not gonnasay.
I'm gonna tell you somethingelse.
The court system operates offcredit as well.
When you go into a court systemthis is how I learned the
credit game.
It's from court I said I'd be,I'd be damned.
Because you're going to thecourt they say do you understand
your charge?
Now you're contracting to openup credit accounts with the
(26:52):
government.
Speaker 2 (26:52):
Yeah, that's deep, that makes sense.
Speaker 1 (26:54):
Yeah, that do make sense, I like that advice,
though.
So, like I told them with me,so I screwed over a lot of banks
.
So once you do, that're notgoing to be able to open up
something with them, maybe sevento ten years yeah, that's a
fact, depends on who it is.
Bank of America I'm stillwaiting to try to deal with them
and Wells Fargo there's onlycertain banks that will mess
with me, like Chase Bank andcertain banks, and then they
(27:16):
won't even fuck with me on theprivate side, because the
private side is where it's at,because they think I'm going to
fuck them over Hell.
Yeah, especially with businesscredit.
That's where I went crazy.
Don't fuck up your business,that's where I went crazy One
company.
I'll give them the names out OnePark Financial.
They gave me a loan like fivetimes.
(27:39):
Also, what I learned I want youto know.
I didn't go in intentionallysaying I'm going to fuck them
over.
It just happened that way.
It wasn't intentional.
If you're doing thingsintentional, that is over.
It just happened that way, itwasn't intentional.
And I do want you to know.
If you're doing thingsintentional, that is illegal.
It's a federal crime to do toscrew over loans intentionally.
So yeah, don't do itintentionally, but if you fuck
up and you can't pay it, thenyou can wipe it off.
Speaker 2 (28:01):
Hell yeah hey, we was having fun in the beginning.
Bro Motherfuckers was gettinglike a cool $5,000 loan and
wiping that shit straight off.
Speaker 1 (28:09):
Yeah, that shit's easy.
I can get that with bad credit,though I can get that in the
street.
I can get a $10,000 loan fromone of my niggas, I'm no
creditor though.
Speaker 2 (28:18):
No, no, no, you got a $500 credit score.
Don't even apply, bro, just tapin with me.
I'm going to me, I'm gonna getthat shit, right, that shit in.
Speaker 1 (28:31):
But yeah, man, you 600.
I would say 650, yeah, 80.
Yeah, start now you, it'll beeasy, just get 25 000 on your
personal score.
So I'm telling you, if you canget anywhere between 10 and 25
000 as a personal loan, you cantimes 10 that shit on the
business side.
Yeah, that's a fact it's easy.
Speaker 2 (28:43):
You can make an easy meal in like less than a month
off credit and also when I wastalking and teaching y'all about
is the kids.
Speaker 1 (28:51):
When the kids need something, we're sending that to
the business name.
The kid's name is a businessYep, so we keep a cash flow
going because you can on thebusiness side on the business
side somebody texted me a littlebit On the business side, they
look at cash flows instead ofpersonal guarantees too as well.
Like you know, I talked to theI don't know if you remember me
(29:14):
and Sincere talked about thatyeah, yeah, yeah.
She was like you need a cashflow for six months, so anywhere
between three to six months,yeah, and then, if it's a new
company, change their name.
Speaker 2 (29:25):
Oh, that's free game, right there, yeah, you just say
you changed your name.
You wasn't supposed to say that, bro, it's all good.
That's the type of shit theygot to pay for.
Speaker 1 (29:30):
They still need us to talk them through it.
You're right.
You're right Because they'll belike I can't see that this
business been open for threeyears or two years.
I was like we changed the name.
Speaker 2 (29:42):
Change of management shit.
Speaker 1 (29:43):
But everything is voluntary information in the
system that we're in, even thecredit game.
These people are not certifyingyour documents.
So, listen, I'm going to giveyou some more game.
I just need to be doing thisfor them.
But I'm doing this for Monta.
I'm really not doing this fory'all, I just want y'all to know
that.
So, thank you, thank me.
This is for Monta, because he'sgoing to watch it, because he
in it.
So, look, this is going to fuckyou up.
(30:06):
I'm going to show you how toget past If you don't have a
good credit score.
This is how you can get pastanything, and this is what we do
.
Let me find the definition Iwant you to read.
Hold on, let me find you, finda good definition.
Speaker 2 (30:26):
Let me find it?
Speaker 1 (30:26):
No, because what they do is called compiled financial
statements.
That's what the credit companydoes.
I want a good definition now,because it's called a certified
financial statement.
I don't know, I can't find nogood definition, man.
Okay, so a certified financial?
(30:48):
This is a real financialstatement.
When you get a credit reportthat is not certified, now,
that's ism.
So what I want to say is whyI'm bringing this up?
Because, in order to getfunding without them looking at
your credit score or lookinginto your information, you have
an accountant.
Get you a certified financialstatement and it details your,
(31:10):
your business's network or evenyour personal network.
So say, they deny you creditfor something you take that in
they have to extend you now.
Certified financial statements,and they're certified by
accountants, because this is anaccount, these are accounts.
So none of those creditaccounts are certified, but
they're financial statements,correct, but they're not
(31:31):
certified financial statements.
So I want you to know.
What they're playing is adangerous game.
That's all I'm going to say.
Starting off, this is where Igo to get them.
I just want to show you realquick.
What does that say?
It pops up right there, andwhat's that?
An audit, all the financialstatements is an audit, and
they're going to audit theinformation you give them.
(31:52):
I'm not going to get too deepon that, but you already know
how to make your financialstatements and you just hand
them over to an accountant,because if you pay an accountant
, he's going to do what I say.
But I get them in differentcountries, though.
That makes sense, though,because they can't, they have to
send what I give them.
But also, so who do you bankwith?
Right now, I got a couple banks.
(32:13):
What's the name of one?
Wells Fargo.
So Wells Fargo?
Isn't that a guy's name?
I see he should know that's aguy's name.
See, well, think about it WellsFargo.
Speaker 2 (32:25):
Wells Fargo, not no man.
Jp Morgan opened up Chase,didn't he?
Yeah, JP Morgan.
Speaker 1 (32:29):
So all these banks were opened up by who?
People?
All right, so can't you open upyour own bank?
Yeah, william G Fargo.
None of y'all knew that.
I knew it, but I just want youto see that William G Fargo,
henry Wells and William G Fargoso it's two people, henry Wells
and William G Fargo, wells Fargo.
(32:49):
They opened up the bank.
So can't you open up your ownbank so you can provide
financial statements when youopen up your own bank to the
auditor, correct?
Yeah, all right, that's all I'msaying.
This is real credit right here.
It's volunteer information.
Speaker 2 (33:03):
This is really some shit that I graduated at 16.
This shit all new to me.
You feel me?
They don't teach that shitAnybody that's young.
They can vouch for me, bro.
They was teaching about thecells inside a fucking plant.
The cells inside a plant, thecells inside a plant.
Speaker 1 (33:16):
I can't break that down.
Can I break that down?
Go ahead, go ahead.
So listen, I need to take on myglad mom now.
This gonna fuck y'all up, thisgonna fuck y'all up.
He graduated at 16.
So I want you to know he isintelligent.
I'm wild.
I thought he was a genius.
I said, damn, why'd I drop out?
And I could have graduatedearly.
I could have been selling dopeat 16, 17.
I ain't still staying in school.
(33:37):
No, I was selling weed at 17.
I really was.
Yeah, I dropped out of schoolto sell weed and I didn't have
to.
I could have graduated early.
No, you could have sold weed atschool.
I did, I did, I did.
This past seven years, theStatue of Libertation is gone.
Hannibal High School, missouri,I was the weed man.
I had stress weed.
(33:58):
I would have sold you a zip for90.
I got you.
Damn, that's some stress.
That was some stress.
That's crazy.
Speaker 2 (34:06):
Back in the day, my nigga had that's a nest though,
bro this is like 2000s and shit,bro.
That stress had to be good,though.
My mama told me about that shit.
It's an urban legend in yourass, urban.
Oh gosh, she be like I forgotwhat I was looking up.
I forgot what I was looking up.
Something about a plant, bro.
Yeah, yeah, yeah.
So look, yeah, I'm glad.
Speaker 1 (34:28):
Damn, I love your good-ass memory Because his ass
be smoking flowers too.
I don't know if I'm supposed tosay that I be smoking.
Speaker 2 (34:35):
So look.
Speaker 1 (34:36):
Who.
You didn't learn this, so tellme who made the first car?
What'd they teach you in school?
Who made the first car?
Yeah, I don't fucking knowSeriously, who do you think they
told them?
Who do you think they told him?
Who do you think they told?
Speaker 2 (34:56):
him made the first car in school, henry Ford.
Speaker 1 (34:57):
Oh, that's a fact, henry Ford, yeah, so listen, I'm
going to tell you that's notwhat they teach you, that's what
you think.
They never school never toldyou he invented the first car.
So look, I didn't learn that inschool, but no, that's what
they tell you.
Speaker 2 (35:07):
Look, read that out loud.
Frederick Douglass Patterson.
That's funny because my sisterwent to Frederick Douglass
Middle School.
Damn.
Frederick Douglass Pattersonwas the first American to build
motorized cars.
His father, charles Patterson,a former enslaved person,
created CR Patterson SonsCompany, located in Greenfield,
ohio.
Speaker 1 (35:27):
Beginning in 1865, the company built fashionable
carriages, so a black mancreated the first
African-Americans is what theysay.
Yep Created the first motorizedcar.
Now I'm going to tell you whatHenry Ford did.
He created the firstmanufacturing plant
Manufacturing plant because yousaid plant and he didn't even
(35:48):
get this idea himself.
So he took his idea to do a car.
The reason why he not known isbecause they manufactured it in
a plant.
So do you want to know who gavehim this idea?
Who?
George Washington Carver?
Do you know who that is?
Of course, who is he?
Speaker 2 (36:03):
The first president.
Speaker 1 (36:04):
No, try it again.
This nigga graduated 16, by theway, george Washington Carver.
Speaker 2 (36:11):
Hey, don't call me stupid, I'm just fucking with
you.
Nah, nah, I know somebody gonnalaugh at this shit, somebody
literally gonna laugh out loud.
School's a scam, y'all.
Yeah, they scam me nigga.
George Washington Carver,george Washington.
Speaker 1 (36:26):
Carver was a.
He reinvented the peanut.
Hold up, he did a lot of shitwith the peanut, so this he did
a lot of shit with the peanut.
So this is where Henry Ford gotthe idea, because he was so
genius he grew up in Iowa.
They said we're going to letyou live if we castrate your
balls so you never have kidsagain.
That is wild.
So and then he had to help.
He helped Henry Ford create thefirst manufacturing plant.
He studied the peanut and thenhe turned to a manufacturing
(36:48):
plant.
This is literally black mancreated everything.
You got to say it right here,don't beat me up, or nothing.
And then he turned to amanufacturing plant.
This is literally black mencreate everything.
You got to say it right here.
Don't beat me up, or nothing,because I'm just going off what
I'm taught my history.
I didn't learn this from publiceducation school.
I went to Morris Science Templeof America.
I do have an honorary doctoratedegree and a law degree.
So, yes, he helped cotton.
(37:09):
He wanted farmers to grow othercrops, such as potatoes and
sweet potatoes, as a source oftheir own food.
But they don't tell you that hehelped.
This is private knowledge.
I learned this from Freemasonsand people like that.
I'm not going to get too deepwith that, but yeah, I learned
about George Washington Carver.
They cover your history.
Just like Abraham Lincoln wasblack, did you know that?
I don't know.
(37:30):
There were seven blackpresidents before Barack Obama.
The first president was JohnHanson and he was black.
Yes, john Hanson was a moor.
Speaker 2 (37:40):
That sounds hella familiar, Didn't they say it was
a president that was on a $2bill?
Speaker 1 (37:45):
Yeah that's John Hanson.
Oh, that's him.
Speaker 2 (37:47):
Yes, okay, okay, that makes sense, yes.
Speaker 1 (37:51):
That's crazy the seven black presidents before
Barack Obama.
Speaker 2 (37:56):
Go ahead and read them now.
All right, look, I'm going toread them out, but I want to
read this shit.
John Henson and he was a moreThomas Jefferson.
Speaker 1 (38:03):
Yeah, Thomas Jefferson was mixed and his
lineage and estate is still outthere.
I want you all to know allthese people's estates because,
look, let me show you something,go ahead, go ahead, go ahead.
Let me show you something.
So you said Thomas Jefferson,right?
Mm-hmm.
Let me show you somethingBecause I want y'all to know.
When you figure out your truehistory, it will change your
life.
Look what I'm typing in ThomasJefferson Network.
(38:27):
Come on, bro, all in worthmillions.
Oh yeah, yeah.
Y'all not tapping in, becausey'all don't know who y'all are
when you tap in.
This is the real credit.
Speaker 2 (38:35):
Let me finish this goddamn list.
I said Thomas Jefferson, AndrewJackson that's crazy too, bro,
Andrew Jackson, he was theseventh president.
Abraham Lincoln that's crazy.
Warren Harding I don't know whothat is.
Calvin Coolidge, DwightEisenhower damn, that's crazy.
And Barack?
Speaker 1 (38:53):
Obama.
I want y'all to know, barack,he didn't make the list.
Nah, this says before.
This says before before.
So, john Hanson, he's not.
So you gotta understand.
Amendment means the changecorrect.
So the constitution starts witharticles.
So the articles of theconfederation, the bill of
rights.
I'm gonna fuck you up some moreBecause people are mad about
the Confederate flag.
(39:14):
Right, it's called the Articlesof Confederation.
That's our flag.
That's really crazy.
Continental Congress is what itwas.
People think they were IndiansIndians in Southeast Asia, if
that makes sense to people.
Come on, man.
That's before the Constitution.
(39:35):
Bro, what is that?
What faces is that?
Nothing but niggas.
See.
In school they teach you blackhistory.
They don't teach you blackroyalty.
You came from royalty.
That's real credit.
When you learn that, that'sreal credit, the United States
is here to manage your estateand manage your credit because
it's your birthright.
When you sign up for foodstamps, when you sign up for
(39:57):
government assistance, when youdo these things, you're giving
up your birthright.
Even when you get credit,they're bonding you, they're
putting you in debt.
Debt means death.
That makes sense.
But yeah, man, I just wantedyou to see that.
Man.
That's crazy.
This is why I tell you you'regreat bro.
You know who you are andthey're not going to teach you
this in school.
Speaker 2 (40:15):
I know y'all learned a lot of new shit on this month.
Speaker 1 (40:18):
I knew, y'all knew that shit.
There's the first presidentright there, though.
That's the dude on the back ofthe $2 bill.
Wow, I'm about to fuck you up.
That's crazy, but Abraham.
Speaker 2 (40:37):
Lincoln was a moron too, and his nickname wasn't
Honest Abe, it was Africanus.
And they be having actors stepin and change history with
pictures and shit Africanus.
Speaker 1 (40:45):
They had cameras and shit back then, bro, y'all, look
up the real history.
It's going to fuck you up, bro.
That's him, yes, whoa.
Speaker 2 (40:51):
What the fuck?
That's the real Abraham Lincoln.
I got to shut it down, brother.
That's Abraham Lincoln.
It got it.
That's crazy.
That's Abraham Lincoln.
And then you can see it though.
Every Mason knows this, you cansee it.
Speaker 1 (41:05):
This is the first in the first, the first three
degrees in Masonry.
I want y'all to know you, thefirst three degrees in masonry,
because I want you all to knowyou get a degree.
I'm about to break some shitdown.
You can't say too much, though,but no, no, no, no.
So remember when I was talkingto you and Sincere, I said look
up the word diploom so tell themwhat diploom means, because
when you get a diploma, you'regetting diploomed.
Speaker 2 (41:26):
It's a diploma.
Speaker 1 (41:27):
Oh wait, wait, wait, Wrong fucking To strip, or yeah,
strip or deprive of honorstatus or wealth, but to strip a
bird of feathers as well,because you know we had chiefs.
Yeah, what happens when youstrip a chief of his feathers?
He's no longer a chief.
Strip him of his feathers andmake him a CEO, chief executive
officer.
Now they stole all your titles.
So when you're a masonry youget degrees.
(42:01):
So that first degree you get ina public education system was
an initiation to free masonry.
A lot of people don't know thatand the first degree is called
being hoodwinked.
So when you wake up they say oh, we're waiting on you, brother,
come on.
It's like that for every level,for every degree.
Speaker 2 (42:16):
That's really crazy, though, Because you said diploma
is pretty much like it meansthat.
Speaker 1 (42:21):
Yeah.
So you see, you see, three,three, three.
You've seen the, the moors,what they wear on the head, head
, the little, I don't know.
This call but yeah, a fez.
There we go, it's round, right,yeah, yeah, and, and, and it's,
it's just like a diploma, right, or the, like a little shit
that you wear when you yeah,yeah, yeah, so theirs is rounded
, because knowledge is rounded.
360 degrees is completion.
(42:43):
They square your reality, sothey put you in a box.
Speaker 2 (42:47):
That's crazy your phone's in a box, because it
makes me think, like bro, I donebeen to school for all them
years just to get a diploma.
To get diplomas, yeah.
Speaker 1 (42:57):
They trained you to be a slave.
Speaker 2 (42:59):
They trained me to work at McDonald's biggest.
To be a slave, that's a fact.
To be a slave, they really dumbus down for all these years.
They teach us the lowest of thelowest.
Speaker 1 (43:06):
Yes, it's designed that way.
Now, jewish go to privateschools, mm-hmm.
And aren't they better in life?
Hell yeah, because they'regetting a private education.
It's called a public educationAnything with public in it.
The public sector is the partof the economy.
The government controls, mm-hmm, so they control you.
There's no history book,there's no religious book that
said that the government wasgoing to be for you.
(43:26):
They killed Jesus dog.
Yeah, that shit deep.
So think about it.
So when you go to a publiceducation school, they're
teaching you how to think insidethe box, not outside of it.
Speaker 2 (43:35):
You got to remember the government is bringing those
books to the teachers.
You feel me, we learned it fromthe government most of the time
.
Speaker 1 (43:41):
That shit is deep, that's deep.
So let me look at a map of theUS.
Now, what state are we in rightnow?
Really, let's break down.
No, no, no.
What state?
What state, though?
Nevada.
We're in Nevada right now.
All right.
So, and can you prove thatNevada exists, or is it just
invisible lines?
It's invisible lines, man, theytell us.
(44:02):
So, really.
So, looking at this, looking atall these states, you're inside
another box.
Mm-hmm.
So when you get because youlearned about the states in
school, right, yeah, somewhere,if that shit was real, they
wouldn't have to teach you aboutit.
If time was real, it would bein your face all the time.
So all these are invisiblelines.
Demographics is the graph ofdemons.
(44:22):
Make sense?
Yeah.
So when you get a diploma,they're putting you inside a box
.
Your phone's a box.
Where you live's a box.
The zip code's a box.
Where you live is a box.
The zip code is a box.
The TV is a box.
That's your coffin.
That's crazy man.
That's life, man.
That's why in the Moors, theysay stand on your square.
We're going to stand on thesquare.
We're not going to be insidethat motherfucking thing outside
(44:44):
the box.
That's how you get close to God, things got to break out in the
matrix.
That's it.
The matrix is the box.
Everything's in the square.
That's all the school isteaching you to do.
Now, if you're royalty, youknow what they do.
They autograph on the top.
They don't put their sign,because when you sign that,
(45:05):
that's your coffin.
Anything in a box is fictional,it's fake, it's considered dead
.
That make sense.
Mm-hmm, man, that's the game.
I'm going to break down thesetiers for you, man.
Tier one $500.
This includes a comprehensivecredit suite and a quick call
from Monte himself.
Man, and that's game.
(45:26):
Tier two $1,000.
You're going to get a call fromMonte, the credit suite and
they're going to start boostingyour credit with our top quality
trade lines.
This shit cheaper than mine.
He's the plug, man, and he gotlenders.
So tier three $3,000.
All the benefits of tier oneand two, plus a group
consultation with Don Kalam andMonte and a funding package to
(45:48):
help you secure over $100,000 inpersonal and business funding.
He has access to lenders.
I got some too, but he gotlenders that you can call
directly.
We'll talk to you On the phone.
And he got a wife too.
That's helpful, man.
They're business partners.
He's got a whole team now.
Speaker 2 (46:03):
Let's get it.
Family business let's get it,let's get it, let's get it.
Man, all I gotta say is tap in,don't wait tomorrow, do it now.
You feel me.
14 days credit repair that'show long it take.
Funding same day.
You feel me Trade lines sameday sometimes, but you know it
take like two weeks to pop upWorst case scenario.
But tap in for that creditrepair.
You feel me Tap in with Don forthe my fault.
(46:25):
Tap in with Don for the privatelife, and let's get it.
Speaker 1 (46:27):
I'm going to tell y'all so start now.
If y'all want to know about theprivate life, the price is
going up.
You're going to have to hollerat him.
I'll take the video now.
If we ain't fucking around nomore, but holler at my boy,
monte, what's happening withthat private life.
That's how we're going to do it.
Man.
Y'all going to have to startdealing with the how to get
(46:47):
connected with me.
This is the legit creditbusiness.
It's family business.
That's why I'm stepping behindit.
He's a leader.
He's a family man.
Leader man, he's 22.
Yeah, I'm young.
By the time he's 30, he's goingto be a billionaire.
That's a fact.
This is how you learn in thegame, man.
So tap in with Monte.
You want to book a privateconsultation?
Going through my people, man,that's how I'm moving.
Speaker 2 (47:09):
Hell yeah, if you're trying to reach out to me, my
Instagram is Montemillionaireunderscore let's go Spell it out
real quick for the slow peopleM-O-N.
No, I'm just fucking kidding.
M-o-n-t-e.
Millionaire.
If you don't know how to spellthat, it's not for you.
M-o-n-t-e.
Millionaire, underscore.
There we go.
Speaker 1 (47:27):
Get my old Instagram back.
But you know, just let me DonKalam University that's the one
you go to or Don Kalamunderscore legacy.
But you can text me at privatelife to 702-200-4900.
But right now I'm telling youthe best way you can want to get
tap in, get a hold of me, tapin, it's Holla at Monte man.
Yeah, tap in with me.
Speaker 2 (47:47):
Tap in man With that shout out to Sincere Shout out
to Sincere you feeling followingher on Instagram D Sincere
Marie, fuck with me.
Credit Repair, I'm going to getyou right, we'll get you funded
.
Speaker 1 (47:56):
Let's get it, we got my guy, cease, coming to the
forefront soon too.
Oh yeah, I don't know if he'sready to come.
Seas too, man, and we'rethinking about helping people
too.
That's a little nervous aboutcoming to the public because
(48:17):
there's a lot of people outthere that know a lot of
different things.
And Seas can help you with thatReal talk, man.
He helped me get over my fearsbefore I was in public speaking,
because everybody said there'sno way you could be scared.
I guarantee this event I didlast week if Cease wasn't there
I would have been scared.
Yeah, Real talk, real talk.
(48:37):
I'm focused in on this.
Nigga.
I didn't pay attention tonobody.
That's a real one.
But with that I'm out.
Much peace and love.
Peace and love.
It's your boy, don Kalam, alsoknown as Malik Kalam.
As always, prosperity is yourdivine birthright.
I'm in Las Vegas, nevada,tapped in and tuned in with my
boy, monte Millionaire.
Once again, man, what's goodwith you.
Speaker 2 (00:11):
What's the deal?
Monte Millionaire, 22-year-oldentrepreneur, credit repair
specialist.
Speaker 1 (00:20):
Let's see where we're going to start.
We already tapped in before,but I hit him on a whole
different level.
Man, he is very special, buty'all know where I be at.
My credit is with the people.
I say people are more valuablethan money.
So that's how I look at things.
I agree with that Because whenI was talking to you and your
wife, we talked all night, bythe way, all night I'm talking
about from midnight to 6 in themorning a nation builder.
(00:41):
So she was like so you, just,you live off a cash base.
That was tight how she peepedit, you know, when I was just
explaining my situation, becauseI messed up my credit Like I
ain't going to say messed up, Igot my credit until 850.
This shit is pretty easy.
I could have did it cheaper ifI knew you, though.
Yeah, hell yeah, it cost me alot of money, hell yeah.
But at that point in time andliterally I was hanging out with
(01:03):
C's too, and I did use thepersonal credit to get business
funding I also had a cash flow,okay, but I quit paying that
shit back and you liked that.
I had fun, bro.
I had like 21 credit cards, Ihad a lot of shit.
And oh yeah, by the way, too,to C's behind the camera, our
camera guy man.
Shout out to C, shout out to C,shout out to C.
(01:24):
He just got a credit card fromWells Fargo.
Mm-hmm, round of applause forthat.
You inspired his ass.
Speaker 2 (01:29):
Hell yeah, and Wells Fargo is not no easy card to get
.
I'm just being honest.
A lot of people can't just havezero credit and then jump
straight into Wells Fargo.
Speaker 1 (01:39):
Wells Fargo is not an easy.
Yeah, that's true.
You fuck up a few times.
They shut me off.
No, you fuck up once, that's it.
That's it.
Hey, they not fucking with Doc.
I'm just going to put it likethat.
Wells Fargo ain't fucking withme, but they was one of my first
banks and they wouldn't open meup a trust account either.
By the way, I teach trust law.
I like trust.
I like trust law.
That's Like when we waslearning public banks are owned
(02:01):
by the government.
Yeah, when you do privatebanking, and even with public
banks, if you open, like withthe business, like you
understand LLCs, yeah, you useyour operating agreements first.
You use those to open up theaccount, don't just open up on a
website.
Yeah, so that's the stuff.
I'm working with them on thebusiness side, but they got a
personal side on a lot.
Speaker 2 (02:18):
Man, Just tell us a little bit what you so.
I do credit repair.
I've been doing it for like acool two years now.
Me and my girl do it.
We do like a family thing.
But I'm doing credit repair andI drop a lot of videos on how
to teach people credit repair.
But you know I do it a lotdifferent to other people.
My results come 14 days.
I even sell trade lines and meand Don got a little funding
(02:43):
package we put together to helpy'all take shit to the next
level.
Speaker 1 (02:44):
That's right.
I'm going to go over thefunding package we got together
in a little bit.
Yeah, yeah, there's threedifferent tiers.
We're going to talk about itfor sure, for sure.
But his we're not going to giveaway too much game but his
level the way you do things isnext level.
Yeah, because I promise you Ihave.
I knocked off because I told youI had just 21 credit cards.
Not only that, I had probablylike nine, because you know how
(03:06):
shit goes, bro.
Yeah, when you apply for a car,they'll give you a bunch of
Hardin quarters Because they runyour shit from everywhere.
Yeah, so one car had nineHardin quarters.
Just off.
One car, one car, nine Hardinquarters.
So just imagine I had multiplecars back in 2021, 2022.
And remember, I told you thesame thing happened with you.
I ain't going to give you toomuch.
Negatives do happen to positivepeople.
(03:26):
So twirl hit you off right?
Yeah, so I was doing twirl carstoo.
And then, since I didn't have a,they said my BMW was repolled
or something.
I don't know if you remember mywhite BMW, twirl, twirl.
Yeah, they said it was a recallor something.
I had to go to the manufacturerto get it reset.
(03:47):
So I bought a BMW for no reason.
I bought it for no reason.
I was going to use it as cashflow.
You know what I'm saying,montoro?
Yeah, I fucked up.
Yeah, yeah, yeah, yeah.
So I had a bunch of hardinquiries.
I had multiple car loans, I hada lot going on, man, and I
knocked a lot of shit off, butthere was some things.
All the hard inquiries came off, though, but there was a lot of
(04:08):
shit that I couldn't get off asfar as the accounts go, and I
just used your method recently.
So I'm waiting on those results.
But one thing I will give away,one thing I am this should not
be a secret that I don't believealright when it comes to
Experian, equifax and Trans with.
I don't believe All right whenit comes to Experian, equifax
and TransUnion.
These are agencies.
(04:28):
They're not credit bureaus,correct, that's a fact.
So when you're dealing withyour clients, you're directly
contacting the CFPB, correct?
Yep, and you're speaking to theCFPB on their behalf.
Yes, sir.
So to me, on the private side,I understand that, as an account
manager, you're an accountmanager.
Does that make sense?
Yeah, I never really lived thatthing like that.
Speaker 2 (04:49):
No, no, no, you got to think about it, that is true.
Speaker 1 (04:50):
That is true.
So I'm going to drop some moreagain.
This has nothing to do with hisprocess, though.
Okay, this take time three tosix months minimum.
You said 14 days, 14.
My gonna take you three to sixmonths minimum, the way I do
things, but I'm getting you acheck behind it.
You know what I'm saying.
(05:11):
But, um, and he's an accountmanager.
You're an account managerbecause these are credit
accounts, correct?
Yes, sir, all right now.
Secondly, there's a county law.
Remember we showed that gaapcounty law.
So that's how I do things toget money back on the end of the
day.
But I also use the cfpb in thesec security exchange commission
yeah, the cfpb powerful.
Speaker 2 (05:32):
You got to be careful with that.
But how long have you knownabout the cfpb since I started
doing credit?
You said two years.
Yeah, like some yeah that'scrazy.
Speaker 1 (05:41):
I've known about the CFPB since 2021.
So three years and.
Speaker 2 (05:48):
I've been doing Credit 10.
When did you start fucking withCFPB?
Three years ago.
Speaker 1 (05:54):
When they took my car .
So here's what happened.
I'm going to tell you whathappened, bro.
So I remember I had got a BMWand a Porsche at the same time
From the same people.
All right, then I know who didit.
She denies it.
I had got a BMW and a Porscheat the same time from the same
people All right.
Then I know who did it.
She denies it.
You remember that girl I wastalking to on the phone the
other day, so she opened someshit in my name, damn yeah.
(06:15):
So this was the next day afterI got the car, the cars.
So I had a.
You remember it was a PorscheCayenne, one of those SUVs.
I didn't even have it that long.
They got that first.
So I was on some ghetto shittoo.
And I'm Don Kalami, I'm 22.
So I don't even know why I wasdoing this shit.
So I see the Hardin-Coreys.
It hasn't hit my credit report,the car is having, yet this is
(06:36):
the next day.
So you know it takes time forthat to hit the Hardin Corys off
.
And then the CarLots calling me, telling me to come in and sign
some paperwork and I didn't andI didn't.
Literally.
I did put a down payment.
Even though down payments areillegal, I did put a down
payment down on these two cars,right, and they ended up getting
(06:59):
a Porsche first because it wasin my apartment building at
Parks.
I was staying in Valet, so theycouldn't get the BMW for a
minute.
I stayed at the cheap ass Rio.
Shout out to the Rio, though,but it's a cheap hotel in Las
Vegas.
I don't know if you ever beenthere.
They don't have Valet, man.
I woke up the next day.
They had my shit.
I was so mad, bro.
Here's what I did, remember, Itold you about the MSO
(07:23):
Manifestation Statement ofOrigin.
So I did ask them for it andthey never gave it to me.
That's better than a car titleand all these disputes I did.
I took it to the CFPB, bro, andthey gave me more money back
than the down payment.
I got a check back from theCFPB.
They helped me out.
I need to tap in about that.
That's free money.
Free money, I, I know minimum.
(07:44):
So when you prove violations,the minimum they give you is a
thousand dollars.
Yeah, per violation.
Yeah, I know.
So the cfpb has been good to meso that this, the consumer
financial and protection bureau,cfpb consumer financial
protection bill is the onlycredit bill in America.
That's a fact.
People will argue with youabout that.
(08:05):
Look it up, it's a fact, yougot to look at it.
A bureau says gov at the endCFPBgov.
Correct, it's Experiancom.
Experiancom, transunioncom,equifaxcom.
Speaker 2 (08:20):
You can open up a com can't you Montemillionairecom,
there you go.
Speaker 1 (08:24):
There you go, so that's how it was given to me.
They're not bureaus, yeah,they're not.
They're coms, they're agencies.
Tell us more about credit.
First of all, we need to know alittle bit more about you, man.
I did tell him on the last onethat you graduated at 16.
Speaker 2 (08:42):
Graduated at 16 because fuck school Fuck, school
Fuck, college Fuck all thatshit.
Speaker 1 (08:47):
You graduated at 16.
So how long when was it whenyou decided to say fuck school?
Speaker 2 (08:53):
Fuck school for real, for real.
Like nigga, the day I startedhigh school I knew that shit
wasn't for me.
I couldn't do it.
No more, bro.
Speaker 1 (08:59):
But the genius I find behind it was because I said
the same thing.
I dropped out, though, but Iended up having to go back.
I'm literally like 20 years oldwith teenagers, bro.
Yeah, that's an awkward feeling.
I didn't want my GED, I wantedto go ahead and get that diploma
.
It's just weird, having a GED,I knew I was going to go to
college, I knew I wanted to goto school, and I didn't want to
(09:20):
go to school with no GED.
Yeah, so I think it's genius.
You said fuck school.
Speaker 2 (09:25):
School's a scam, yep, and didn't want to drop out.
So I said, fuck it, let me justgraduate early.
He went to summer school tograduate early Yep Crazy story.
It's probably the first timey'all heard some shit like that.
That's crazy.
Speaker 1 (09:36):
That's crazy.
And you went to college.
College wasn't for you.
Speaker 2 (09:38):
Yep, I don't even know why I did that.
Knowing school wasn't for me.
Went to college Yep, that shitwas retarded.
Speaker 1 (09:44):
But it's a learning lesson, mm-hmm.
And now you understand that thereal school is life.
Yeah, that's a fact, that's afact Do you?
Think you could make as muchmoney as you're making now if
you would have just graduated.
Speaker 2 (09:59):
All right and went to college and got a college
degree.
College, I would have been afailure.
I'm going to be honest.
I would have been in debt.
I would have been in debt.
The reason look, I know acredit repair.
So I wiped all my student loansoff, all right, let's go.
Speaker 1 (10:11):
That shit been going.
I was going to go there nextyeah, that shit been going.
You feel me, I was going to gothere next.
So what would you say?
Because, listen, I literallyhave a student that the same day
she graduated law school, herdad paid off his student loan.
They celebrated at the sametime.
And then she's an attorney andshe had to take on a second job
(10:35):
working at a grocery store anattorney working at a grocery
store to pay off the studentloan.
Speaker 2 (10:39):
In my honest opinion, I don't pay for debt.
Speaker 1 (10:42):
I'm going to be honest, I'm going to be
transparent.
Speaker 2 (10:44):
I'm going to be transparent.
Credit repair is like the newwave, you feel me.
We almost like the new versionof scammers.
But legally, you feel meBecause, look, I had a 20, I
don't know how much.
My car was like $26,000.
It was a Camaro.
You feel me.
Somebody crashed that shit.
I stopped paying for it.
$20,000 car, you feel me?
I wipe that shit off Easy.
Feel me.
Speaker 1 (11:06):
I do feel you because I've been living this life.
Speaker 2 (11:08):
Yeah, we pretty much living free Everything free.
Speaker 1 (11:11):
I mean, that's life.
So listen when you understand.
I'm not going to get too deepbecause this is the private life
is new to him, so I need you tounderstand.
In 1933, hjr 192.
That's what it's called HRHouse Joint Resolution 192.
This is what made gold nolonger the standard.
It's called the gold standard.
(11:32):
They got away from the gold andthey got back Everything's
contracts yeah, everything isfull faith and credit.
The government operates on fullfaith and credit.
And what a lot of people don'tknow is you are the credit.
Yeah, as soon as you sign that.
It's signature means sign ofnature.
They need your autograph.
Now it's paid for Yep, that's afact.
People don't know that.
(11:52):
Yep, that's a fact.
And then another thing.
I'm about to go ahead andGoogle this Because I want you
to see, I want you to seesomething when you look up, when
you look up, when you look upwhen they offset a debt.
I don't know how to word thisright, so let me try to find it.
But a 1099-C.
You probably never seen thattax form.
(12:13):
Let me just show you what a1099-C looks like.
And he doesn't utilize this.
And I'm not telling y'all to dothis.
This is not.
I'm not a licensed attorney,tax expert.
I do this for educational andinformational purposes only.
Speaker 2 (12:27):
So what's that tax form say 1099C, Cancellation of
debt.
Oh yeah, Send me that bro.
Speaker 1 (12:34):
Send me that.
No, no.
So I want you to see I got you.
Cancelling debt is still ataxable event per the IRS.
People don't know that.
So look, this is from the IRSdirectly.
Let me see.
Speaker 2 (12:53):
Go ahead and read it for y'all it say, if your debt
is canceled, forgiven ordischarged for less than amount
owed, the amount of the amountof the canceled debt is taxable.
Speaker 1 (13:03):
So you cancel the debt.
The council debt is taxable.
So you cancel the debt.
It's still getting taxed.
That's really crazy so they owea tax for it, and that's why you
file a 1099-C, becauseeverything is off.
Credit, right, yeah, these arecredit accounts.
So when credit is issued, letme see let me find a great
(13:26):
definition, because I just gotto make my man see it with his
own eyes there's interestinvolved.
Anytime there's credit, there'sinterest involved.
Okay, yeah, that's true.
Establish, all right.
So credit is also the creditawareness, I don't know.
You just got to see interest.
There's interest rates.
There's always interestinvolved.
(13:47):
And then you also see credit.
You're going to see accounting.
It's a bookkeeping industry.
You got debits and credits.
So when you're doing thebookkeeping because you're a
bookkeeper when you're dealingwith accounting accounts now,
you're bookkeeping.
Remember, I said this inAtlanta.
It went over their heads.
Speaker 2 (14:06):
It ain't no cap.
It went over their heads, itwent over their heads.
Speaker 1 (14:10):
You remember C's?
He filmed it.
I got my own little video.
I'm glad I brought it, man,because I still ain't got that
video for nobody else.
I should have sent you mine.
No, it's all good.
So debits and credits.
I'm going to fuck your mind upagain.
Then we're going to get backand let you talk.
All right, you got a debit card, mm-hmm, can you run this
(14:30):
credit?
Can I run this credit?
Yeah, when you go to the storethey say debit or credit, right,
oh yeah, nah, all right, I'mgone.
I store credit.
Speaker 2 (14:42):
Can I?
Speaker 1 (14:42):
Go to the store, right yeah.
Run your card.
It says debit or credit.
Oh yeah, so can you issue astore credit Technically.
So what is credit?
When somebody issues you acredit, what is that?
Speaker 2 (14:54):
That's you Like what you mean.
Speaker 1 (14:56):
I mean say, you get a credit card, right, you can buy
stuff with it.
Yeah, so you just gave them aloan.
Speaker 2 (15:04):
Oh yeah, Come on, think about it, bro.
Speaker 1 (15:06):
That's true, all right.
So when you win your card as adebit, what is a debit?
A takeaway, a subtraction,mm-hmm.
And what is credit?
Speaker 2 (15:14):
Pretty much a loan, like you said.
Yeah.
Speaker 1 (15:16):
So you can either take away from them or give them
a loan.
United States is on thebankruptcy.
That's why it works.
You credit, yeah, that shit.
So anytime you so listen, it'sgonna fuck you up some more.
I didn't know I was gonna go onthis private life like this.
It's gonna fuck you up somemore.
This game for other people,right?
You get interest when you, whenyou issue credit.
There's always interestinvolved.
(15:37):
There's a reason why he's ableto get rid of your debt.
He just don't.
He don't know everything youknow.
Speaker 2 (15:44):
I mean but I do know the debt is already paid for
though.
Speaker 1 (15:47):
Hell yeah, but a lot of people don't that do credit
yeah.
Speaker 2 (15:50):
That's why I try to tell a lot of people you don't
necessarily need inaccuracies onyour credit report.
Anything can get deleted.
Speaker 1 (15:56):
Yes, they can, especially with that 1099-C.
Oh yeah, I was looking forInvestopedia 1099-INT's.
Oh, here it is.
So when you get credit, whenyou get interest on your cause,
that cause the social securitynumbers is trust account.
A lot of people don't know thatit's.
It's attached to insurance,disability insurance, survivors
(16:17):
insurance.
I tell people, when you getinsurance, don't you get to pick
your premiums and how much?
You don't get none of that withthe social yeah, that's crazy.
So look at this.
I want you to see the keytakeaways of 1099-INT.
So I showed you 1099-C.
Right, the 1099-INT is similarto the 1099-C, except you're
reporting the interest income.
So any deposits to your bankover $10, do you know about
(16:41):
factional reserve banking?
No, so say, you put $100 inyour bank account.
They so say you put $100 inyour bank account, they can lend
out to 90 of that.
They're lending your money outright away.
So anything over $10, let mefind it no that's right here.
Speaker 2 (16:54):
Read that, Let me see .
Brokers, firms, banks, mutualfunds and other financial
institutions must file form1099-INT or interest of more
than $10 paid during the year.
Speaker 1 (17:08):
That's crazy, and I'm talking about that as debt
notes and everything.
Deposit accounts Damn $10.
So what is a bank account?
Deposit account?
Same way with credit cards.
These are all accounts.
So you follow 1099-INT.
This is why the books are allbalanced with the bank website.
Does that make sense?
Collateralized debt All of that.
Any account With the bankruptcyDoes that make sense?
(17:29):
Collateralized debt All of that?
Any account?
Deposit accounts Anything thathas interest.
You have to pay interest onyour cars, right?
All those accounts, any accountyou have in your credit report.
You're paying interest, soyou're supposed to file this.
This is why they don't teach ustaxes in school.
You graduated 16.
You never had a tax class,never.
What about accounting class?
Speaker 2 (17:46):
Nope, damn.
Wait, wait, wait.
So what you're telling us iswith this form, you can do what?
Speaker 1 (17:51):
now you claim the interest on anything you ever
paid for that had a creditaccount.
That's crazy.
That's real information.
This is what it looks likeInterest income.
I can show you how to do thiswith.
So look, let me show you how Ithink it's.
I don't know what it's called,I don't remember which form it
(18:12):
is, but let me just find it 1098.
1098.
What's a 1098?
Go ahead.
Let me see, let them know whata 1098 is 1098, what'd he say?
Mortgage interest statement.
(18:33):
So you can claim your mortgageinterest as well and get that
money back, cause you're themain investor.
You issued the credit.
Well, money's going to silver,and now it's you.
You're the.
Everything is backed by yourlabor, if that makes sense.
It don't make sense to a lot ofpeople, but that's why you're
giving your labor up with theSocial Security number.
That's why your girl goes intolabor.
The first contract, becausethese are contracts with the
credit accounts correct.
(18:54):
The first contract was thecontraction and then the water
broke.
Whoa, the law of commerce isthe law of the sea.
It's called Admiralty Maritime.
It's of the water.
That's why I call it CurrentSea.
So in a private life, that'swhy you create your private sea.
Speaker 2 (19:12):
That's really that's some shit.
That's some shit, that's someshit yes, it is.
Speaker 1 (19:17):
Yes, it is man.
I'm not getting, I don't wantto get too deep, but just know,
monte tapped into the privatecircle, man, he tapped into the
private life and, um, his wifeis too man they tapped in man.
They're very spiritual you learnfrom spirituality, first you
gotta believe in somethinggreater than yourself and um and
and the.
The first law that I that Ibring up with y'all is is
because the ten commandments islaw.
(19:38):
Yeah, I'm not gonna get deep onall that, but the ten
commandments came before codesand statutes, because consumer
law is federal law.
It's all codes and statutes.
So, honor your father andmother, that's what y'utes.
So honor your father and mother.
That's what y'all do.
Yeah, honor the father andmother.
So that's law, you know, andyou get credit for that.
When you honor your father andmother, you get credit for that.
So I just wanted to show yousome private life.
(19:59):
I want to show you the taxforms and things like that.
Now, before I do any of that, Imake my name a business yeah,
that's important.
And then I just have a holdingcompany represent me, a church,
something private, because youknow, jesus died for our sins.
Debt means death, it's the samething.
So to be in debt is a sinbecause you've already been
(20:22):
redeemed.
It's called redemption.
Let me show you one more thing.
This is accounting loss and itis real game.
Yeah, yeah, yeah, it is realgame.
I feel better today talking toyour ass.
I was tired last time.
Speaker 2 (20:35):
I might have to rewind this motherfucker.
Speaker 1 (20:37):
You're going to have to watch it Go grab a notepad.
You feel me, I can only revealwhat's ready for you.
Monte, it was fucking me up,though.
I was like this man intakes allthis knowledge because people
that's not ready for it.
You really should be eatingfruit and stuff when you're
connecting.
I need to hop on some veganshit.
So what's that?
(20:57):
Just read the top there'speople.
Because what I mean?
If you do a simple googlesearch of redemption process,
you're gonna get a bunch offorms.
It might lead you to somethingcalled the sovereignty movement,
which which we're not sovereigncitizens, none of that.
But I am a sovereign and I workfor God.
You understand, but it's calledredemption.
Speaker 2 (21:14):
You see that Yep Redemption, definition and
finance of business.
Speaker 1 (21:17):
So redemption is accounting law.
When you hear the wordredemption, when Jesus redeemed
your sins, when these things theredemption I'm going to show
you one more thing.
So redemption is real inaccounting correct, and all this
is going to go back to thetreasury, t-notes and fixed
income security.
There's a lot of differentthings I can show you.
(21:37):
One thing that I want people tounderstand is something called
asset-backed securities.
I'm going to show you why thisdebt shit always works, because
it's always a scam.
You're not really the one doingscamming, because they've been
doing the scamming.
Yeah, they've been fucking usforever.
So, understanding asset-backedsecurities.
(22:00):
So look, I just want you to gothrough that and find me
different types of asset-backedsecurities and I'm going to
explain what an asset-backedsecurity is.
Just keep going down.
You'll see types ofasset-backed securities.
Speaker 2 (22:14):
Let me see Collateralized loans.
Let me see Collateralized loans, student loans, collateralized
bonds.
Let me see.
Let me keep going.
Speaker 1 (22:26):
Right here, keep going, let me keep going, boom
Right here Keep going.
Speaker 2 (22:31):
So we got mortgage backed securities.
That's an MBS.
Speaker 1 (22:33):
Auto loans Auto loans is an asset backed security.
Credit card Credit card is anasset backed security.
Student loans are asset backedsecurities.
Speaker 2 (22:43):
And what's the benefit of it?
Whatever that is, that's enough.
Speaker 1 (22:48):
So all these accounts , these credit accounts, are
asset-backed securities.
Now let me explain what anasset-backed security is.
Right here it says asset-backedsecurity is a type of financial
investment, a financialinvestment that is
collateralized.
Thank you, thank you.
Thank you, you're fine.
You're fine, you're fine.
Thank you so much.
Action.
(23:08):
Asset-backed securities is atype of financial investment
that is collateralized by anunderlying pool of assets.
So these are no longer bills.
That's crazy.
These are no longer well, Idon't even want to say bills.
These are no longer debt notes,because only a president can
approve a bill.
So if you're getting bills inthe mail, that means you're a
(23:30):
president of your name.
All you got to do is writeapproved on it.
It's never in the negative,it's always a positive amount.
These are coupons when youunderstand, because you're an
investor and if you was doingprivate banking, this is a
payment to you Since you'redoing really crazy.
Yeah, that makes sense, though.
That makes sense.
So asset-backed securities ismaking your social security
number the private investor andthese are returned.
(23:53):
When you get these checks back,they're returns.
They're really positive notes.
I know you're young, but back inthe day you've had a job before
.
You said you worked atMcDonald's before.
Right.
First job, everybody ever camein with a coupon.
Where do you put those coupons?
A cash register, right?
Yep, you know what a giftcertificate is?
Where they put them In a cashregister.
That shit goes to the bank, bro.
It's money.
So if you had a private account, you put those bills and they
(24:15):
go in the bank, or you justfollow up with your taxes.
That makes sense.
That's game, that's game.
That's ism.
One more thing I'm going toshow you.
It's called an R.
They're not ready for this,though we're going to up your
fans.
Man, they got to step theirgame up, they got to step their
knowledge up.
Speaker 2 (24:35):
You got to tap into this private life.
Speaker 1 (24:36):
Shit, yeah, this is what he tapped into, man.
This is what him and his wifetapped into.
So look, this is what a debt isthese debt notes you get every
day.
What a debt is these debt notesyou get every day?
Speaker 2 (24:46):
Let me read it out loud for the audience let's see,
let's see.
It says a zero-coupon bond isan investment in debt that does
not pay interest but insteadtrades at a deep discount.
The profile is realized at itsmaturity date, when the bond is
redeemed for its full face value.
Zero-coupon bond.
Speaker 1 (25:09):
That's really crazy.
When you get your electricityturned on and shit like that,
what do you give them to get itturned on?
Social security number?
Yeah, anything in the UnitedStates your social security
number.
So your social security numberis the credit.
Yeah, it's a truck, yep.
Speaker 2 (25:25):
So I really already paid for it, yeah, so when?
Speaker 1 (25:27):
you're doing these things.
It's not illegal.
So I just need people tounderstand it, because I'll
break down the law to you.
Hell yeah, there's no suchthing as money in America, only
fiat currency and credit.
That's it.
Now let's get back to whatwe're doing, man.
So, with that being stated,tell us more about the credit
(25:47):
game in your eyes.
Speaker 2 (25:49):
I want to tell people don't be like me.
When I first started doingcredit repair, I was fucking up.
I took advantage of this shit,you feel me.
I realized that I could deleteanything off my credit.
So what, I'm finna go crazy.
I did too.
Hell yeah, I had all types ofgood credit cards and shit.
I ain't going to say where from, but I had good credit cards
and I just went credit crazy, meand my girl, you feel me.
We had a car and everything,man, and that's it.
(26:13):
Once our credit got fucked upand shit, we tried to wipe
everything off.
And I mean, we did wipeeverything off, but you know, we
put ourselves behind for sometime, you feel me?
That shit fucked us up so wehad to build our credit.
Don't be like that, you feel me.
Don't take advantage of theshit I love that advice?
Speaker 1 (26:31):
yeah, don't don't, because the community I'm in
they're taking advantage.
Yeah, don't do that.
It drains me and I'm not gonnasay.
I'm gonna tell you somethingelse.
The court system operates offcredit as well.
When you go into a court systemthis is how I learned the
credit game.
It's from court I said I'd be,I'd be damned.
Because you're going to thecourt they say do you understand
your charge?
Now you're contracting to openup credit accounts with the
(26:52):
government.
Speaker 2 (26:52):
Yeah, that's deep, that makes sense.
Speaker 1 (26:54):
Yeah, that do make sense, I like that advice,
though.
So, like I told them with me,so I screwed over a lot of banks
.
So once you do, that're notgoing to be able to open up
something with them, maybe sevento ten years yeah, that's a
fact, depends on who it is.
Bank of America I'm stillwaiting to try to deal with them
and Wells Fargo there's onlycertain banks that will mess
with me, like Chase Bank andcertain banks, and then they
(27:16):
won't even fuck with me on theprivate side, because the
private side is where it's at,because they think I'm going to
fuck them over Hell.
Yeah, especially with businesscredit.
That's where I went crazy.
Don't fuck up your business,that's where I went crazy One
company.
I'll give them the names out OnePark Financial.
They gave me a loan like fivetimes.
(27:39):
Also, what I learned I want youto know.
I didn't go in intentionallysaying I'm going to fuck them
over.
It just happened that way.
It wasn't intentional.
If you're doing thingsintentional, that is over.
It just happened that way, itwasn't intentional.
And I do want you to know.
If you're doing thingsintentional, that is illegal.
It's a federal crime to do toscrew over loans intentionally.
So yeah, don't do itintentionally, but if you fuck
up and you can't pay it, thenyou can wipe it off.
Speaker 2 (28:01):
Hell yeah hey, we was having fun in the beginning.
Bro Motherfuckers was gettinglike a cool $5,000 loan and
wiping that shit straight off.
Speaker 1 (28:09):
Yeah, that shit's easy.
I can get that with bad credit,though I can get that in the
street.
I can get a $10,000 loan fromone of my niggas, I'm no
creditor though.
Speaker 2 (28:18):
No, no, no, you got a $500 credit score.
Don't even apply, bro, just tapin with me.
I'm going to me, I'm gonna getthat shit, right, that shit in.
Speaker 1 (28:31):
But yeah, man, you 600.
I would say 650, yeah, 80.
Yeah, start now you, it'll beeasy, just get 25 000 on your
personal score.
So I'm telling you, if you canget anywhere between 10 and 25
000 as a personal loan, you cantimes 10 that shit on the
business side.
Yeah, that's a fact it's easy.
Speaker 2 (28:43):
You can make an easy meal in like less than a month
off credit and also when I wastalking and teaching y'all about
is the kids.
Speaker 1 (28:51):
When the kids need something, we're sending that to
the business name.
The kid's name is a businessYep, so we keep a cash flow
going because you can on thebusiness side on the business
side somebody texted me a littlebit On the business side, they
look at cash flows instead ofpersonal guarantees too as well.
Like you know, I talked to theI don't know if you remember me
(29:14):
and Sincere talked about thatyeah, yeah, yeah.
She was like you need a cashflow for six months, so anywhere
between three to six months,yeah, and then, if it's a new
company, change their name.
Speaker 2 (29:25):
Oh, that's free game, right there, yeah, you just say
you changed your name.
You wasn't supposed to say that, bro, it's all good.
That's the type of shit theygot to pay for.
Speaker 1 (29:30):
They still need us to talk them through it.
You're right.
You're right Because they'll belike I can't see that this
business been open for threeyears or two years.
I was like we changed the name.
Speaker 2 (29:42):
Change of management shit.
Speaker 1 (29:43):
But everything is voluntary information in the
system that we're in, even thecredit game.
These people are not certifyingyour documents.
So, listen, I'm going to giveyou some more game.
I just need to be doing thisfor them.
But I'm doing this for Monta.
I'm really not doing this fory'all, I just want y'all to know
that.
So, thank you, thank me.
This is for Monta, because he'sgoing to watch it, because he
in it.
So, look, this is going to fuckyou up.
(30:06):
I'm going to show you how toget past If you don't have a
good credit score.
This is how you can get pastanything, and this is what we do
.
Let me find the definition Iwant you to read.
Hold on, let me find you, finda good definition.
Speaker 2 (30:26):
Let me find it?
Speaker 1 (30:26):
No, because what they do is called compiled financial
statements.
That's what the credit companydoes.
I want a good definition now,because it's called a certified
financial statement.
I don't know, I can't find nogood definition, man.
Okay, so a certified financial?
(30:48):
This is a real financialstatement.
When you get a credit reportthat is not certified, now,
that's ism.
So what I want to say is whyI'm bringing this up?
Because, in order to getfunding without them looking at
your credit score or lookinginto your information, you have
an accountant.
Get you a certified financialstatement and it details your,
(31:10):
your business's network or evenyour personal network.
So say, they deny you creditfor something you take that in
they have to extend you now.
Certified financial statements,and they're certified by
accountants, because this is anaccount, these are accounts.
So none of those creditaccounts are certified, but
they're financial statements,correct, but they're not
(31:31):
certified financial statements.
So I want you to know.
What they're playing is adangerous game.
That's all I'm going to say.
Starting off, this is where Igo to get them.
I just want to show you realquick.
What does that say?
It pops up right there, andwhat's that?
An audit, all the financialstatements is an audit, and
they're going to audit theinformation you give them.
(31:52):
I'm not going to get too deepon that, but you already know
how to make your financialstatements and you just hand
them over to an accountant,because if you pay an accountant
, he's going to do what I say.
But I get them in differentcountries, though.
That makes sense, though,because they can't, they have to
send what I give them.
But also, so who do you bankwith?
Right now, I got a couple banks.
(32:13):
What's the name of one?
Wells Fargo.
So Wells Fargo?
Isn't that a guy's name?
I see he should know that's aguy's name.
See, well, think about it WellsFargo.
Speaker 2 (32:25):
Wells Fargo, not no man.
Jp Morgan opened up Chase,didn't he?
Yeah, JP Morgan.
Speaker 1 (32:29):
So all these banks were opened up by who?
People?
All right, so can't you open upyour own bank?
Yeah, william G Fargo.
None of y'all knew that.
I knew it, but I just want youto see that William G Fargo,
henry Wells and William G Fargoso it's two people, henry Wells
and William G Fargo, wells Fargo.
(32:49):
They opened up the bank.
So can't you open up your ownbank so you can provide
financial statements when youopen up your own bank to the
auditor, correct?
Yeah, all right, that's all I'msaying.
This is real credit right here.
It's volunteer information.
Speaker 2 (33:03):
This is really some shit that I graduated at 16.
This shit all new to me.
You feel me?
They don't teach that shitAnybody that's young.
They can vouch for me, bro.
They was teaching about thecells inside a fucking plant.
The cells inside a plant, thecells inside a plant.
Speaker 1 (33:16):
I can't break that down.
Can I break that down?
Go ahead, go ahead.
So listen, I need to take on myglad mom now.
This gonna fuck y'all up, thisgonna fuck y'all up.
He graduated at 16.
So I want you to know he isintelligent.
I'm wild.
I thought he was a genius.
I said, damn, why'd I drop out?
And I could have graduatedearly.
I could have been selling dopeat 16, 17.
I ain't still staying in school.
(33:37):
No, I was selling weed at 17.
I really was.
Yeah, I dropped out of schoolto sell weed and I didn't have
to.
I could have graduated early.
No, you could have sold weed atschool.
I did, I did, I did.
This past seven years, theStatue of Libertation is gone.
Hannibal High School, missouri,I was the weed man.
I had stress weed.
(33:58):
I would have sold you a zip for90.
I got you.
Damn, that's some stress.
That was some stress.
That's crazy.
Speaker 2 (34:06):
Back in the day, my nigga had that's a nest though,
bro this is like 2000s and shit,bro.
That stress had to be good,though.
My mama told me about that shit.
It's an urban legend in yourass, urban.
Oh gosh, she be like I forgotwhat I was looking up.
I forgot what I was looking up.
Something about a plant, bro.
Yeah, yeah, yeah.
So look, yeah, I'm glad.
Speaker 1 (34:28):
Damn, I love your good-ass memory Because his ass
be smoking flowers too.
I don't know if I'm supposed tosay that I be smoking.
Speaker 2 (34:35):
So look.
Speaker 1 (34:36):
Who.
You didn't learn this, so tellme who made the first car?
What'd they teach you in school?
Who made the first car?
Yeah, I don't fucking knowSeriously, who do you think they
told them?
Who do you think they told him?
Who do you think they told?
Speaker 2 (34:56):
him made the first car in school, henry Ford.
Speaker 1 (34:57):
Oh, that's a fact, henry Ford, yeah, so listen, I'm
going to tell you that's notwhat they teach you, that's what
you think.
They never school never toldyou he invented the first car.
So look, I didn't learn that inschool, but no, that's what
they tell you.
Speaker 2 (35:07):
Look, read that out loud.
Frederick Douglass Patterson.
That's funny because my sisterwent to Frederick Douglass
Middle School.
Damn.
Frederick Douglass Pattersonwas the first American to build
motorized cars.
His father, charles Patterson,a former enslaved person,
created CR Patterson SonsCompany, located in Greenfield,
ohio.
Speaker 1 (35:27):
Beginning in 1865, the company built fashionable
carriages, so a black mancreated the first
African-Americans is what theysay.
Yep Created the first motorizedcar.
Now I'm going to tell you whatHenry Ford did.
He created the firstmanufacturing plant
Manufacturing plant because yousaid plant and he didn't even
(35:48):
get this idea himself.
So he took his idea to do a car.
The reason why he not known isbecause they manufactured it in
a plant.
So do you want to know who gavehim this idea?
Who?
George Washington Carver?
Do you know who that is?
Of course, who is he?
Speaker 2 (36:03):
The first president.
Speaker 1 (36:04):
No, try it again.
This nigga graduated 16, by theway, george Washington Carver.
Speaker 2 (36:11):
Hey, don't call me stupid, I'm just fucking with
you.
Nah, nah, I know somebody gonnalaugh at this shit, somebody
literally gonna laugh out loud.
School's a scam, y'all.
Yeah, they scam me nigga.
George Washington Carver,george Washington.
Speaker 1 (36:26):
Carver was a.
He reinvented the peanut.
Hold up, he did a lot of shitwith the peanut, so this he did
a lot of shit with the peanut.
So this is where Henry Ford gotthe idea, because he was so
genius he grew up in Iowa.
They said we're going to letyou live if we castrate your
balls so you never have kidsagain.
That is wild.
So and then he had to help.
He helped Henry Ford create thefirst manufacturing plant.
He studied the peanut and thenhe turned to a manufacturing
(36:48):
plant.
This is literally black mancreated everything.
You got to say it right here,don't beat me up, or nothing.
And then he turned to amanufacturing plant.
This is literally black mencreate everything.
You got to say it right here.
Don't beat me up, or nothing,because I'm just going off what
I'm taught my history.
I didn't learn this from publiceducation school.
I went to Morris Science Templeof America.
I do have an honorary doctoratedegree and a law degree.
So, yes, he helped cotton.
(37:09):
He wanted farmers to grow othercrops, such as potatoes and
sweet potatoes, as a source oftheir own food.
But they don't tell you that hehelped.
This is private knowledge.
I learned this from Freemasonsand people like that.
I'm not going to get too deepwith that, but yeah, I learned
about George Washington Carver.
They cover your history.
Just like Abraham Lincoln wasblack, did you know that?
I don't know.
(37:30):
There were seven blackpresidents before Barack Obama.
The first president was JohnHanson and he was black.
Yes, john Hanson was a moor.
Speaker 2 (37:40):
That sounds hella familiar, Didn't they say it was
a president that was on a $2bill?
Speaker 1 (37:45):
Yeah that's John Hanson.
Oh, that's him.
Speaker 2 (37:47):
Yes, okay, okay, that makes sense, yes.
Speaker 1 (37:51):
That's crazy the seven black presidents before
Barack Obama.
Speaker 2 (37:56):
Go ahead and read them now.
All right, look, I'm going toread them out, but I want to
read this shit.
John Henson and he was a moreThomas Jefferson.
Speaker 1 (38:03):
Yeah, Thomas Jefferson was mixed and his
lineage and estate is still outthere.
I want you all to know allthese people's estates because,
look, let me show you something,go ahead, go ahead, go ahead.
Let me show you something.
So you said Thomas Jefferson,right?
Mm-hmm.
Let me show you somethingBecause I want y'all to know.
When you figure out your truehistory, it will change your
life.
Look what I'm typing in ThomasJefferson Network.
(38:27):
Come on, bro, all in worthmillions.
Oh yeah, yeah.
Y'all not tapping in, becausey'all don't know who y'all are
when you tap in.
This is the real credit.
Speaker 2 (38:35):
Let me finish this goddamn list.
I said Thomas Jefferson, AndrewJackson that's crazy too, bro,
Andrew Jackson, he was theseventh president.
Abraham Lincoln that's crazy.
Warren Harding I don't know whothat is.
Calvin Coolidge, DwightEisenhower damn, that's crazy.
And Barack?
Speaker 1 (38:53):
Obama.
I want y'all to know, barack,he didn't make the list.
Nah, this says before.
This says before before.
So, john Hanson, he's not.
So you gotta understand.
Amendment means the changecorrect.
So the constitution starts witharticles.
So the articles of theconfederation, the bill of
rights.
I'm gonna fuck you up some moreBecause people are mad about
the Confederate flag.
(39:14):
Right, it's called the Articlesof Confederation.
That's our flag.
That's really crazy.
Continental Congress is what itwas.
People think they were IndiansIndians in Southeast Asia, if
that makes sense to people.
Come on, man.
That's before the Constitution.
(39:35):
Bro, what is that?
What faces is that?
Nothing but niggas.
See.
In school they teach you blackhistory.
They don't teach you blackroyalty.
You came from royalty.
That's real credit.
When you learn that, that'sreal credit, the United States
is here to manage your estateand manage your credit because
it's your birthright.
When you sign up for foodstamps, when you sign up for
(39:57):
government assistance, when youdo these things, you're giving
up your birthright.
Even when you get credit,they're bonding you, they're
putting you in debt.
Debt means death.
That makes sense.
But yeah, man, I just wantedyou to see that.
Man.
That's crazy.
This is why I tell you you'regreat bro.
You know who you are andthey're not going to teach you
this in school.
Speaker 2 (40:15):
I know y'all learned a lot of new shit on this month.
Speaker 1 (40:18):
I knew, y'all knew that shit.
There's the first presidentright there, though.
That's the dude on the back ofthe $2 bill.
Wow, I'm about to fuck you up.
That's crazy, but Abraham.
Speaker 2 (40:37):
Lincoln was a moron too, and his nickname wasn't
Honest Abe, it was Africanus.
And they be having actors stepin and change history with
pictures and shit Africanus.
Speaker 1 (40:45):
They had cameras and shit back then, bro, y'all, look
up the real history.
It's going to fuck you up, bro.
That's him, yes, whoa.
Speaker 2 (40:51):
What the fuck?
That's the real Abraham Lincoln.
I got to shut it down, brother.
That's Abraham Lincoln.
It got it.
That's crazy.
That's Abraham Lincoln.
And then you can see it though.
Every Mason knows this, you cansee it.
Speaker 1 (41:05):
This is the first in the first, the first three
degrees in Masonry.
I want y'all to know you, thefirst three degrees in masonry,
because I want you all to knowyou get a degree.
I'm about to break some shitdown.
You can't say too much, though,but no, no, no, no.
So remember when I was talkingto you and Sincere, I said look
up the word diploom so tell themwhat diploom means, because
when you get a diploma, you'regetting diploomed.
Speaker 2 (41:26):
It's a diploma.
Speaker 1 (41:27):
Oh wait, wait, wait, Wrong fucking To strip, or yeah,
strip or deprive of honorstatus or wealth, but to strip a
bird of feathers as well,because you know we had chiefs.
Yeah, what happens when youstrip a chief of his feathers?
He's no longer a chief.
Strip him of his feathers andmake him a CEO, chief executive
officer.
Now they stole all your titles.
So when you're a masonry youget degrees.
(42:01):
So that first degree you get ina public education system was
an initiation to free masonry.
A lot of people don't know thatand the first degree is called
being hoodwinked.
So when you wake up they say oh, we're waiting on you, brother,
come on.
It's like that for every level,for every degree.
Speaker 2 (42:16):
That's really crazy, though, Because you said diploma
is pretty much like it meansthat.
Speaker 1 (42:21):
Yeah.
So you see, you see, three,three, three.
You've seen the, the moors,what they wear on the head, head
, the little, I don't know.
This call but yeah, a fez.
There we go, it's round, right,yeah, yeah, and, and, and it's,
it's just like a diploma, right, or the, like a little shit
that you wear when you yeah,yeah, yeah, so theirs is rounded
, because knowledge is rounded.
360 degrees is completion.
(42:43):
They square your reality, sothey put you in a box.
Speaker 2 (42:47):
That's crazy your phone's in a box, because it
makes me think, like bro, I donebeen to school for all them
years just to get a diploma.
To get diplomas, yeah.
Speaker 1 (42:57):
They trained you to be a slave.
Speaker 2 (42:59):
They trained me to work at McDonald's biggest.
To be a slave, that's a fact.
To be a slave, they really dumbus down for all these years.
They teach us the lowest of thelowest.
Speaker 1 (43:06):
Yes, it's designed that way.
Now, jewish go to privateschools, mm-hmm.
And aren't they better in life?
Hell yeah, because they'regetting a private education.
It's called a public educationAnything with public in it.
The public sector is the partof the economy.
The government controls, mm-hmm, so they control you.
There's no history book,there's no religious book that
said that the government wasgoing to be for you.
(43:26):
They killed Jesus dog.
Yeah, that shit deep.
So think about it.
So when you go to a publiceducation school, they're
teaching you how to think insidethe box, not outside of it.
Speaker 2 (43:35):
You got to remember the government is bringing those
books to the teachers.
You feel me, we learned it fromthe government most of the time
.
Speaker 1 (43:41):
That shit is deep, that's deep.
So let me look at a map of theUS.
Now, what state are we in rightnow?
Really, let's break down.
No, no, no.
What state?
What state, though?
Nevada.
We're in Nevada right now.
All right.
So, and can you prove thatNevada exists, or is it just
invisible lines?
It's invisible lines, man, theytell us.
(44:02):
So, really.
So, looking at this, looking atall these states, you're inside
another box.
Mm-hmm.
So when you get because youlearned about the states in
school, right, yeah, somewhere,if that shit was real, they
wouldn't have to teach you aboutit.
If time was real, it would bein your face all the time.
So all these are invisiblelines.
Demographics is the graph ofdemons.
(44:22):
Make sense?
Yeah.
So when you get a diploma,they're putting you inside a box
.
Your phone's a box.
Where you live's a box.
The zip code's a box.
Where you live is a box.
The zip code is a box.
The TV is a box.
That's your coffin.
That's crazy man.
That's life, man.
That's why in the Moors, theysay stand on your square.
We're going to stand on thesquare.
We're not going to be insidethat motherfucking thing outside
(44:44):
the box.
That's how you get close to God, things got to break out in the
matrix.
That's it.
The matrix is the box.
Everything's in the square.
That's all the school isteaching you to do.
Now, if you're royalty, youknow what they do.
They autograph on the top.
They don't put their sign,because when you sign that,
(45:05):
that's your coffin.
Anything in a box is fictional,it's fake, it's considered dead
.
That make sense.
Mm-hmm, man, that's the game.
I'm going to break down thesetiers for you, man.
Tier one $500.
This includes a comprehensivecredit suite and a quick call
from Monte himself.
Man, and that's game.
(45:26):
Tier two $1,000.
You're going to get a call fromMonte, the credit suite and
they're going to start boostingyour credit with our top quality
trade lines.
This shit cheaper than mine.
He's the plug, man, and he gotlenders.
So tier three $3,000.
All the benefits of tier oneand two, plus a group
consultation with Don Kalam andMonte and a funding package to
(45:48):
help you secure over $100,000 inpersonal and business funding.
He has access to lenders.
I got some too, but he gotlenders that you can call
directly.
We'll talk to you On the phone.
And he got a wife too.
That's helpful, man.
They're business partners.
He's got a whole team now.
Speaker 2 (46:03):
Let's get it.
Family business let's get it,let's get it, let's get it.
Man, all I gotta say is tap in,don't wait tomorrow, do it now.
You feel me.
14 days credit repair that'show long it take.
Funding same day.
You feel me Trade lines sameday sometimes, but you know it
take like two weeks to pop upWorst case scenario.
But tap in for that creditrepair.
You feel me Tap in with Don forthe my fault.
(46:25):
Tap in with Don for the privatelife, and let's get it.
Speaker 1 (46:27):
I'm going to tell y'all so start now.
If y'all want to know about theprivate life, the price is
going up.
You're going to have to hollerat him.
I'll take the video now.
If we ain't fucking around nomore, but holler at my boy,
monte, what's happening withthat private life.
That's how we're going to do it.
Man.
Y'all going to have to startdealing with the how to get
(46:47):
connected with me.
This is the legit creditbusiness.
It's family business.
That's why I'm stepping behindit.
He's a leader.
He's a family man.
Leader man, he's 22.
Yeah, I'm young.
By the time he's 30, he's goingto be a billionaire.
That's a fact.
This is how you learn in thegame, man.
So tap in with Monte.
You want to book a privateconsultation?
Going through my people, man,that's how I'm moving.
Speaker 2 (47:09):
Hell yeah, if you're trying to reach out to me, my
Instagram is Montemillionaireunderscore let's go Spell it out
real quick for the slow peopleM-O-N.
No, I'm just fucking kidding.
M-o-n-t-e.
Millionaire.
If you don't know how to spellthat, it's not for you.
M-o-n-t-e.
Millionaire, underscore.
There we go.
Speaker 1 (47:27):
Get my old Instagram back.
But you know, just let me DonKalam University that's the one
you go to or Don Kalamunderscore legacy.
But you can text me at privatelife to 702-200-4900.
But right now I'm telling youthe best way you can want to get
tap in, get a hold of me, tapin, it's Holla at Monte man.
Yeah, tap in with me.
Speaker 2 (47:47):
Tap in man With that shout out to Sincere Shout out
to Sincere you feeling followingher on Instagram D Sincere
Marie, fuck with me.
Credit Repair, I'm going to getyou right, we'll get you funded
.
Speaker 1 (47:56):
Let's get it, we got my guy, cease, coming to the
forefront soon too.
Oh yeah, I don't know if he'sready to come.
Seas too, man, and we'rethinking about helping people
too.
That's a little nervous aboutcoming to the public because
(48:17):
there's a lot of people outthere that know a lot of
different things.
And Seas can help you with thatReal talk, man.
He helped me get over my fearsbefore I was in public speaking,
because everybody said there'sno way you could be scared.
I guarantee this event I didlast week if Cease wasn't there
I would have been scared.
Yeah, Real talk, real talk.
(48:37):
I'm focused in on this.
Nigga.
I didn't pay attention tonobody.
That's a real one.
But with that I'm out.
Much peace and love.
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