Unveiling Financial Empowerment: Securitization Secrets and Historical Truths with Don Kilam & Shawn Adli

Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 2 (00:28):
Thank you, peace and love everybody we always do with
those beats, though, bro, damn,damn.

Speaker 1 (00:44):
Yo, yo, what it do, what it do.

Speaker 3 (00:45):
What it do.

Speaker 1 (00:46):
Them was all Don Kalam beats, real talk.
Yeah, them was all Don Kalamman.
You can look it up.
Let me go ahead and show y'allman.
Yeah, yeah, post something upon that man.
My brain was just flowing whenthat beat came on.
I appreciate that that means alot.
Let me show you how y'all cango to it.

(01:07):
That's from the album calledMasterpiece by Black Bach.
A lot of people don't know thatBach was black, but nationality
is the order at the end of theday, so he's a more Well,
masterpiece of more Black.
But Bach was yeah, bach wasblack man.
Y'all don't know.
Mozart is Mozart.

Speaker 3 (01:26):
Oh, yeah, yeah, yeah, that's tight.

Speaker 1 (01:31):
Even Beethoven.
Beethoven, that's Beethoven,beethoven.
Come on man.
Oh wow, yeah, you gotta learnthe history.
That's Mozart.
I learned it.
No, that's Black Bach.
Black Bach was black, theperson who came out as Bach.
He stole it all from blackpeople, so the real one was

(01:51):
black.
Wow, beethoven.
That's Tovan Bay.
Know how all the Moors got L'sand B's?
Yeah, that's Tovan Bay.
That's tight Tovan Bay.
Yeah, yeah, yeah, y'all canlook up Tovin Bay.
That's tight Tovin Bay, yeah,yeah, yeah, y'all can look up
Tovin Bay too.
Let me show y'all.
Go ahead, I'm bringing themusic back home, stop playing.

Speaker 3 (02:13):
Don't Come Along.

Speaker 1 (02:14):
Are you serious?
There you go, man.

(02:42):
Look Tovin Bay, let's go.

Speaker 6 (02:43):
I'm going to let y'all hear something that's it's
crazy because I'm a student ofhistory, I like reading history.
It's still like to me and it'snot even a conspiracy how a lot
of things when it comes tocertain minorities in the past,
how even now to this day,they're not really the big
publishing houses don't reallypublish, and like what you just
show right there, you don'treally see that in a large

(03:04):
publishing house being published.
You know and like even certainthings that happened in history.
You know, even with the CivilWar, and you know certain like
stories that happened in citieswith past and like law
enforcement.
You know how they write thosestories and they still need to
be rewritten.
You know, and it's a big issueout there that I've seen you
know what, and it's a big issueout there that I've seen.

(03:24):
You know what I mean, even tothis day.

Speaker 1 (03:26):
So let me introduce Sean, so y'all see it says Sean
right there, adley.
I think that's what it says.

Speaker 6 (03:34):
Yeah, sean Adley, with M-A-L.

Speaker 1 (03:35):
Sean Adley so anytime he's talking, everybody needs
to shut the fuck up, All right?
Oh no, it's not even like that,no no, it's not even like that.

Speaker 6 (03:42):
No, no, no, I'll just let everybody know.

Speaker 1 (03:44):
This is he is the guest speaker today.
That's what's up for everybody.

Speaker 3 (03:49):
I appreciate that.
Thank you so much.
Welcome Sean.

Speaker 2 (03:52):
What's up, sean Sean equity.
What's good?

Speaker 1 (03:55):
What's good, Henry?

Speaker 2 (03:57):
What's good man?

Speaker 1 (04:01):
Sean, he's my go to guy man.
Henry, you've already holleredat him, didn't?

Speaker 2 (04:02):
you.
Yeah, I'm tapped in already.
We're working.

Speaker 6 (04:04):
Yeah, that's Henry Sean you see, henry, how you
doing Appreciate it.
He's got to show me some ofthose trading techniques, man.
I heard about his high rollertrading stories.
I like that.

Speaker 1 (04:17):
Yeah, my guy Equity too.
I'm real close to my guy Equityman.
He's been tapping with me forsome years.
He understands securitizationWell, understands Nice
Securitization for sure.
And Equity that's why his nameis Equity you got to get that
diamond package.

Speaker 2 (04:33):
You know what I'm saying.

Speaker 1 (04:35):
Hey, that's why you eating, henry, that's why it
took me 15 minutes.
That's why we started this vlog.
Oh, you're having dinner.
I had to eat something realquick, hey after this I'm going
to the gym.

Speaker 2 (04:45):
man, I need a little something, something.

Speaker 1 (04:47):
Yeah, I'm going to the gym too today, Y'all should
turn up.

Speaker 4 (04:50):
Yeah, yeah, I am, yeah, my girl got out of prison
yeah turn up.

Speaker 3 (04:55):
Yeah, we got her out.

Speaker 1 (04:56):
Yeah, you're doing burpees.
Hi, hi you hear her she takingnotes.
Welcome home man Say hi class,Hi class, hey, Welcome home Clay
.
She says there's no ice inparadise.
Yeah, he crazy.

(05:18):
Selling drugs is not a lawfulcrime.
You feel me?

Speaker 4 (05:21):
Well, honey.

Speaker 1 (05:24):
That's it, man.
Well, if not like to'm, notlike the Texas Brothers, for
educational informationalpurposes only.

Speaker 2 (05:28):
I want.

Speaker 1 (05:28):
Sean, you go ahead and start it off, but most of
the people well, I know Iprobably do have some new people
in here, If you've been rockingwith me long enough everybody
should understand what anasset-backed security is.
An ABS yeah, it's a financialinvestment that is
collateralized by anunderlending pool of assets
using ones that generate a cashflow, such as loans, leases,

(05:51):
credit card balances, things ofthat nature.
Mortgage-backed securities area big one.

Speaker 6 (05:58):
Yeah, absolutely One of the biggest ones.
And thank you for introducingme.
My name is Sean Edley, a ceoand senior manager of mortgage
audits online.
I think I've spoken to a few ofyou guys already.
Appreciate you guys forreaching out to me.
Um, basically we are a proconsumer securitization auditing
company, so we basicallyuncover all of these

(06:19):
securitization fraud and theissues relating to primarily
mortgages, auto loans and creditcards, credit cards that's our
big three.
But we do also other reports aswell, like Q-SIB lookups.
We do reports on Q-SIB lookupson court cases, tickets, birth
certificates.
We have a really good reportthat we do on birth certificates
, so one of the few companiesyou can get it from.

(06:40):
It's like a full-on analysis ofthe birth certificate, the, the
bonds.
You know where it was monetizedand sold to um and we do those.
And we also, like uh, doresearch on personal identifiers
, like socials.
So you know the bonds and theq-sip.
We do domestic and international.
Uh, obviously we are a us basedcompany my office is about an

(07:01):
hour from la, but we cover all50 states and we also do
international, so so peopleactually come to us from Canada,
england, australia and they getthe reports and the research
from us.
So a lot of people don'trealize this.
The central banking system it'sall connected, even
internationally, right?
So even like with Australia,ireland, some of these other

(07:22):
countries, uk, thesecuritizations they're
connected to the USsecuritization and England and
then the central banks there.
So it's all just this hugecollateralization and
securitization of all of our youknow debts that we are signing
for.
You know, so, like we go and wesign a mortgage note, you know,

(07:42):
based on fractional bank lending, you know we're creating the
debt, right.
So when I go and I get amillion dollar mortgage and I
sign off on it with my credit,you know they're basically
taking their reserves.
You know, like in that example,they might have a reserve of,
let's say, maybe $50,000 or$100,000 in gold or cash
reserves, and then they'llthey'll leverage 10, 20 or 30

(08:05):
times that, right.
So then they're creating 900000 worth of debt on a piece of
paper called a note, and thenI'm signing on that and then I
have a debt now that I have torepay.
Uh, some people say it's animaginary debt.
Some people that say it's it'snot real.
However, that that's thebanking system and I'm sorry,
before I say that, I have to saythat what I'm saying is for
educational purposes, so I justhave to say that that's it.

Speaker 1 (08:26):
We're not licensed attorney or tax experts.

Speaker 6 (08:29):
Yeah, yeah.
So now I have this debt, that's, you know, $900,000 that
they've created.
Now take that and times that bymillions of loans people that
are taking out there, you knowthe millions of dollars of debt
that people are signing for.
And you know buying homes,buying cars, you know getting

(08:50):
credit cards and all of thisdebt is being securitized on the
secondary market.
It's billions of dollars.
You know when I first startedout, I started out in this
industry over 10 years ago and Iwas a database researcher.
So I'm also a software engineer.
So I know certain things aboutthe securitization that a lot of
people don't know because of mytechnical knowledge.

(09:11):
So I know how the data streamswork, I know where the databases
, how they feed the databasesand all that.
So I would actually go in and Iwould research the databases of
the securitization trusts.
So I would go in there and Iwould look, look through how
many loans were in there, likeI'm looking at it on the
terminal, and I would go throughit.

(09:32):
You know, sometimes I would seethings I shouldn't have been,
shouldn't have seen.
You know some of the sometimesthe profits and the money, but
it was astronomical, some of thethings that I've seen and I
tell people, you know some ofthis money that they're making,
it really it doesn't make anysense because it's so
astronomical.
It's in the trillions and thisis literally money that you

(09:54):
can't really spend.
I mean, this is money that theyuse for other purposes.
Okay, like government level,you know, state level, these are
, these are, you know, worldwidepower issues that I say so it
connects to that, you know.
So it's like securitization atthe front end.
You know they're they'regetting the loans, we're paying
the interest, and then there'sthey're pulling these into asset

(10:17):
backed securities, bonds.
Securitization, they're puttingit all these databases, and
then they're these bonds arecreated and the bonds are.
Then people are investing inthe bonds.
Then companies like Apple is abig investor in bonds.
So they if you ever look up abond on Fidelity a lot of the
big bonds that are like 50million, 100 million, 500

(10:40):
million dollars you see Apple isone of their big investors.
So Apple will invest into thesebonds and make dividends.
So you have Apple and you haveother big corporations Microsoft
, other big corporations sothey're investing in these bonds
, so they're connected to it aswell.
So then you have them, they'remaking dividends, they're making
interest on their front end,the back end, so it's just out
of control astronomical amountsof money.

(11:01):
So what that means for theconsumer is, let's say, you have
an auto loan or a mortgage or acredit card and you want to see
how this fits into your debt,your loan, your mortgage, your
credit card.
So what we do is we find thatinformation that relates to your
loan.
So if you have like a mortgage,we'll trace the mortgage back.

(11:21):
Security, we'll do the research.
We have a really great auditingteam here research team and
from that information weresearch the bonds.
We have some very good databasesources that only a few of us
have and I'm one of the fewcompanies out there that has it
and we'll find this informationout and then we compile a report
which is called asecuritization report, and you

(11:43):
can see samples of it right onour website.
If those of you haven't seenour website, take a look at it.
It's mortgage audits online anddon, if it's possible, can you
pin it in the in the chat orsomething?
Yeah, yeah, I got you, yeah anduh, you know you can see
samples of those reports and andthe reports show the
securitization, show thesecuritization of the mortgage,
shows the path of the note, theprofitization, the monetization,

(12:04):
the collateralization.
And you know, with the auditingteam we actually will go into
the prospectus and we'll go intothe pooling and service
agreement and we'll actuallyfind things in their own bylaws
that basically they violated somany times.

(12:24):
They'll violate their ownbylaws.
So they'll say something intheir perspectives about the
procedure.
They'll say something like anassignment has to be filed
within 90 days of thesecuritization, has to be filed
this, this and that, and thenthey won't do that.
So in effect the bank isviolating the securitization
trust bylaws or the perspective.
So that happens.
We find that a lot in thecourse of our work.

(12:45):
So not only do you get, like,the research on the
securitization but we also kindof go through the prospectus and
the pooling and serviceagreement and we find things
that we can use to counteractwhat they're doing.
So obviously, you know, withthe mortgage securitization
audit it's going to show allthat.
And then people use thosereports, obviously in
foreclosure, defense situationsto make claims.

(13:06):
You know a lot of people usethem in lawsuits, mediation.
You know there's all kinds ofways people use them.
So you know, the main thing isfor us is to give the consumer
something they can use to defendthemselves.
You know, against these bigbanks.
You know because unfortunately,with the way the banking

(13:26):
industry is and the lack ofregulation and you know kind of
like the hands off approach ofthe government, they kind of
just do what they please.
You know, and unfortunatelythey do kind of bully people
sometimes and so you know it'slike they're not really going to
jump to your attention.
They're not really going to youknow, it's like they're not
really going to jump to yourattention, they're not really
going to do anything substantialuntil you have something in

(13:48):
your hand that's going to showthe securitization, that's going
to show the fraud, that's goingto show the issues that's going
on with them.
Because you have to remember,they don't want to get audited
either.
So a lot of people don'trealize they don't want to have
to open up their books, getaudited by the SEC or the IRS.
That creates issues for them.
Not only that, a class actcould lead to a class action,
could lead to lawsuits,investigations.

(14:09):
So those reports that we dodefinitely gives the ball, puts
the ball back into the homeowner, the consumer court, and gives
them something where they candefend themselves in a way where
you know they have the bestshot at, you know, trying to get
some type of positive, positiveoutcome.
You know we just had a big casewhere somebody was involved in

(14:34):
to use our report in the caseprocess and they ended up
getting you know a settlement.
So that was the more recent one.
We got somebody else get aclaim check as well not too long
ago.
One we got somebody else get aclaim check as well not too long
ago.
So, yeah, so that's pretty muchthe rundown of what we do.
But yeah, in a nutshell, wemainly do the reports.
We don't really get into theprocedural meaning we don't

(14:58):
really show people how to use it.
But we have a really goodreferral network.
I have a free kit on ourwebsite that I give away to the
public that has instructions onhow to learn and the letters and
everything.
But we really have a goodreferral network.
But Don as well he's probablythe best guy out there you can
go to to show you how to use thereports as well.
So once you get the report fromus, you go back to him and

(15:19):
he'll show you how to use it.
But you know, aside from that,if anybody has any questions or
if you want to chime in on that.

Speaker 1 (15:27):
Don at all.
Yeah, man.
Yeah, if y'all have anyquestions about securitization,
ask him what he offers.
He just told you basicallyanything connected to the birth
certificate and his old securitycard, anything you're paying,
man.

Speaker 6 (15:38):
Yeah, yeah.
So it's, uh, the big three.
I always like to say mortgageloans, auto loans and credit
cards.
That's usually what peopleorder from us.
And then you know, like, if youhave a birth certificate, you
know I know people like us to dowe call those research packages
, you know so.
So, birth certificates,collateralization on that, we do
, we do the research on those.
And you know court cases.

Speaker 1 (15:59):
Court cases.
For sure, he's helping me witha brother right now.

Speaker 6 (16:06):
Yeah, the court cases , you, you know, and people take
those in and they present them.
You know, in court and we had acouple people have have some
good success.
We just had someone in canadahave a really good success, um,
on a court case, uh, report thatwe did, um, and she actually
runs a group.
So you know, um, you know it'sall.
It's all about how you use it.
You know, and I think theeducation part is important.
That's why it's all it's allabout how you use it.

(16:26):
You know, and I think theeducation part is important.
That's why it's important thatyou know you do have, you know,
don's expertise on the otherside of it, right?
So with us, I always tellpeople, we give you the
information, we give you thereports, we give you the
affidavit.
You know it's, it's, it's atool in your shed, it's, it's
probably one of the mostimportant tools.
But then you have to go to thetool master, right?
You got to go to Don the masterand he's going to show you how

(16:47):
to use the tools, right?
So that's what I like to say.
You know and you know it's justso many different ways.
You know the report can be used, you know.
You know, there was this.
There was this big case that wewere involved in the guy his
property was worth over amillion dollars, a wealthy guy.

(17:07):
He came to us and he found ourcompany.
He was like you know what, sean, I'm just going to order one of
your premium packages and seewhat happens.
And he ordered it and he wasactually already litigating with
his bank for a year.
Now there's a rumor in ourindustry that anytime you have a
property over a million dollars, the banks fight harder.

(17:28):
That's just a rumor, I can'tprove it, but you know it's.
It's a rumor.
So they're fighting.
They're fighting him prettyhard.
And this guy had like two orthree attorneys and they were
like top tier attorneys and theywere going back and forth with
a year with this bank and theyweren't really getting anywhere
and I mean anywhere substantial.
So when he came to us, he'slike I'm just going to order

(17:48):
your reports and see whathappens.
So he ordered one of ourpremium packages, he gave it
back to his attorneys and he waslike hey, just submit this and
see what happens.
So they submitted in the case,they sent it to the bank's
attorneys and when the bank'sattorneys saw all the different

(18:10):
reports that we did the fraudand the analysis and everything
and the affidavit they actuallyoffered to settle with him and
he actually settled close to hisloan balance.
So he settled, he got a bigsettlement.
And then he called me, hethanked me, he told me what
happened and he was pretty happywith the result.
And the point being is that hewas litigating for a year and
they did not offer to settlewith him until they saw the
reports.
You see, that's the point.
So that's why the reports thatwe do are so important and

(18:33):
that's why a lot of people cometo us.
You know we get a lot ofreferrals from all over the
world, all over the country.
You know it's because you knowthat's just how it is.
You know the banking litigationculture is a culture of.
You know they're not reallygoing to.
I mean these corporateattorneys.
You know they're pretty, youknow the top tier.

(18:53):
I want to make sure I haveeverything, including the audit,
that's going to help me defendmyself against them, especially
if I'm making a claim orchallenging the title to a
property.

(19:13):
So mortgage is definitely veryimportant.
I mean auto loans.
Same thing.
Auto loans, it's the financingsystem.
You go to the dealer.
You sign off on an application,you get a finance contract.
You, you get a retail salesagreement.
Now these, these Finance, thisdebt, is being monetized and
securitized.
So it's the same concept there.
You know they're, they'retaking these, these loans,
they're taking these, uh, autoloans and they're securitizing

(19:36):
them, collateralizing them, youknow, into the bonds and into
the securitization Trust.
They're making millions ofdollars.
So it's the same concept there.
And the credit cards it's thesame concept.
You know the securitization,collateralization.
You know all that involved.
So you know that's.
You know that's why it'simportant to have all that
information and it's really eyeopening.

(19:57):
You know, when you see, like,if you guys ever have a chance
to go on my website, you knowpause on the videos when you see
the sections where it's showingyou the screenshots, the
screenshots will show you thenumbers and you'll see it's.
It's the numbers of the of thebond, like the value of the
bonds.
You know $50 million, you know$60 million, some of them are
$500 million and these are bondsthat are being collateralized

(20:20):
and the, the debt, is beingsecuritized into these bonds.
You know whether it be directlyor indirectly or collateralized
.
So it's pretty, prettyastronomical numbers.
And when you see the reports,you'll get a much better idea of
the numbers and the figuresinvolved, and so you know, when
these are taken to a hearing ortaken to a court, you know, you

(20:40):
know, even, like, if the judgelooks at it, I'm sure he's going
to be like, wow, this is a lotof money they're making on it.
So, so, that's that's.
The whole idea is to presentthis information and to use it
as leverage, where the consumercan use it and leverage it to
try to get the situationresolved for them.
I mean, we want to seeeverybody win, you know.
However, everybody, you know,has their own ways, you know, of

(21:01):
using.
It's just, it's just so many,so many different ways you could
use it.
But, um, you know, in the usfinancial system, there's just
so much securitization, there'sjust so much collateralization.
It's, um, it's reallyastronomical the amount of money
that's made and the amount ofinterest that's made, you know.
So it's just, it's just a lotof things that that that go into

(21:24):
it.
Um, yeah, absolutely,definitely a million dollars
worth of it yeah, that's it.

Speaker 1 (21:29):
Can you see the chat sean?
They ask questions.
I don't even want to repeatsome of the questions, but I'm
cool, I'm gonna pull this upfrom the definitions from one of
your audit civilization.
In general, the definitionsecuritization is the financial
process of pulling receivables,such as residential mortgage
loans, and use them as aguarantee for the insurance of

(21:52):
investment certificates whichare then sold to the investing
public.
The collections from theprincipal and the interest on
the loans are used to redeem thecertificates and pay for their
interest.
And I like to go toinvestopediacom as well.
This is where I first learnedabout well, I learned about
mortgage-backed securities first, and then I started learning
about other securities.
So, as he was saying, autoloans are asset-backed

(22:13):
securities.
The cash flows of an auto loaninclude monthly interest
payments, principal payments andprepayments.
Those are three differentpayments that your payment is
going on.
So at the end of the day,securitization is illegal.
It turns you into a privateinvestor.
This is why I teach peopleabout gaap general accepted
accounting principles, becauseif you just run a plane audit,

(22:33):
you're doing that on account andnot the securities and a lot of
people don't understand that.
You can do an audit with theIRS but they're not going to
audit the securities.
That makes sense to everybody,yeah, but if somebody want to
read them the questions in thechat I don't know if you can see

(22:54):
them, yeah, I can, I can.
All right, that's what he camein.
That's the one I don't want toread out loud.

Speaker 6 (23:02):
Well, what is it?
I don't see the question.
Oh, I think it's.
You know out loud.
Well, what is it?
I don't see the question.
Oh, I think I see it now, Okay.

Speaker 1 (23:06):
Hey, can you see, Henry?
Can you read out loud Well,which one?

Speaker 2 (23:09):
Which one?
Which one?
The one from Garrison oh.

Speaker 1 (23:11):
I see it.
The one from.

Speaker 2 (23:13):
Ricky Hamilton as well.
Yeah, join late.
What exactly is securitizationand what can I do with it?

Speaker 6 (23:25):
Sorry if it's a very, perfectly fine question.
So, uh, securitization, youknow, is the process of
securitizing debt.
Uh, collateralization, um, sobasically, in a nutshell, I
always like to say when somebodygets a mortgage loan, an auto
loan or a credit card, then thatdebt is being securitized or
collateralized into asecuritization trust and or a
bond.
So basically, they're takingthe debt and they're selling it
into a securitization trust andor bond, and then they're
monetizing it and then there's awhole another world of them

(23:47):
trading it and making dividends.
So, in a nutshell, they'retaking your debt, selling it and
they're making money on thesecondary.
Yeah, so that's like, I guess,the simplest way I like that I
like that explanation.

Speaker 1 (23:58):
Thank you for being cool about it.
So me, what me?
I learned securitization wasillegal through somebody named
Gene Keaton and started learningabout securities.
And then it's just like they'renot.
The note is just disappeared,like they say, you abandon the
note, like most of the time, andthe payment's going towards

(24:20):
investing in that security orthat bond that he's speaking of,
and that's how it's given to me, and I learned this from, uh, a
letter of regulatory um, when Ireally started learning what
was going on in the courtroom.
I'm about to show everybody too.
I would love to hear your inputon it too, sean.
Yeah, sure so.
So I'm about to pull it up soeverybody can see it on the

(24:42):
screen.
Literally, I was in a court case, working on a court case.
A letter of rogatory is aletter to a foreign court, so
I'm learning.
It says we've learned what goeson behind the scenes of these
alleged criminal cases, whichare really civil claims and
equity, and the steps taken tosecuritize these civil claims.
This is a securitizationprocess with a court case as

(25:06):
well.
Just like your notes, just likeyour auto loan, your mortgages,
the court cases are gettingsecuritized as well and they're
not giving full disclosure tothe people.
So in this letter of rogatory.
We let the courts know thatwe're opting out of any
contracts and do not allow anydocuments regarding that birth
certificate or the socialsecurity insurance, which is a

(25:29):
public insurance, to besecuritized and sold to
investors, et cetera.
And then it breaks down how theysecuritize it.
They pull together these notesand then they become securities
which are yet to be pulledtogether and sold as bonds, just
as Sean just explained.
Then said, bonds are going tobe liens against you.
They create these bonds to be alien against you, so this is
why they can take your car.

(25:49):
If you don't pay, theyforeclose your house.
And so Sean steps in and heshows you the whole
securitization process.
His team can show you basicallyall the fries and whose hands
has touched them.

Speaker 6 (26:06):
Yeah, absolutely.
And the court cases, you know,for those of you want to look it
up, usually those are going tobe connected to some kind of
municipal bond.
So like you can go on Google,like if you're in California
type in California municipalbonds, and then just kind of
look through them and sometimesit'll say where they invest the
bonds are invested in.
And yeah, so they'recollateralizing court cases.

(26:26):
You know, uh, past, present andfuture, um, and yes, you can
use it for criminal court aswell, to answer the person's
question in the chat.
And yeah, if the person isalready, um, you know,
incarcerated, yeah, you could.
You could still use them.
Uh, past president, uh, pastorpresident.

Speaker 1 (26:40):
Uh, is fine I'm glad you brought that up.
We call the munis municipal yeah, muni so a lot of people think
that the taxes pay for a lot ofand it doesn't like they're
getting loans from you andmunicipal bonds.
Like a lot of people got tounderstand this, they don't.
This is what is lookconstruction of highways,
bridges.
This is what pays for schools.
It has nothing to do with thetax dollar.

(27:01):
It has everything to do withbonds.
Create municipal bonds off theregular people.
Just thought I thought it outthere, I thought it.

Speaker 6 (27:08):
Yeah, yeah, absolutely.
That's great that you showedthat, thank you.
And a lot of people don't evenrealize that.
So, like, when I talk to peopleI tell them like, hey, go, look
in your state, go research themunicipal bonds.
You know how they'recollateralized and how, like, if
you can actually uh, go onfidelity and, um, if you know
how to do the searches, but ifyou're able to pull a
perspective of a municipal bondI mean it is kind of technical,

(27:30):
but you know you guys are smartin this group so you can
actually go in and see wherethey're being invested to.
I mean it is kind of tedious.
You have to look at each line,line by line.
Go down, go down, but it'lltell you transportation, it'll
tell you public works'll tellyou public works, it'll say like

(27:51):
.
It'll say like, uh, you knowfive percent, one percent, or
you know, uh, three percent, andyou can see that and um, so you
can get an idea of where thismunicipal bond is being traded,
you know.
And so the court cases, uh,criminal, civil, whatever it is,
you know these are statemunicipal bonds that are being
collateralized and backing upthose particular sets of court
case batches and collateralizedat the county, state level.

(28:11):
So basically what we do is weresearch that.
We have different packages,different levels and stuff, so
please contact us directly todiscuss that but we cover that
and we uncover the values andthen people then use that as
leverage.
You know, as far as you know,whatever they're using Like.
I know this one lady.
She actually took one of theresearch packages for a court

(28:35):
case.
She took it inside the hearingand in that case what happened
was the information.
It was, you know, it wasshowing the bonds, it was
showing the values.
It was like 30 million dollarsor something, and when she
presented that to the court, youknow, it kind of spooked him a
little bit.
And then what happened was theprosecutor, um, he kind of he
didn't know how to address it,you know.
So he didn't know how toaddress it.

(28:56):
He was like kind of like, youknow, he was like, well, you
know, I guess they securitizedor there there's bonds connected
to the courthouse, whether hedidn't know.
So actually, what happened inher case her case, from what she
told me, it was dismissed inher favor, uh, on that day.
So that was that was an issueof basically the prosecutor uh
not knowing how to respond.

(29:17):
Yeah, so that's one of thosesituations.
Um, I know the um the client wehad in Canada.
She was pretty happy.
She took the research packagewe did on her court case into
court.
She showed them the bonds andeverything.
She got a really good resultand she's pursuing some claims,
some monetary claims, but she'spretty happy with the result

(29:37):
that we gave her Because, youknow, even in Canada, you know
they have, you know, regionalbonds.
Even there it's the samefinancial concept, right, so you
know.
And so so, yeah, that that'swhat those bonds are, you know.
And so if you have like a courtcase, even in the past, we can
still, we can still do researchon those.

(29:58):
And if it's a past case or ifit's a present, that's fine.
Criminal, civil, doesn't matterwhat type of court cases is.
As long as you have a courtcase number, we can look up you
know or some type of name.

Speaker 1 (30:13):
There has to be some type of identifier.
You know every governmentofficial has a bond.
Can you run something on theirbond?

Speaker 6 (30:18):
Yeah, yeah, if there is a, you know, if there's a
bond number, yeah, we canresearch the bond that's lit.
Yeah, absolutely, absolutely.
But yeah, let's see thequestions here, all right?

Speaker 1 (30:31):
I want to address something.
Jm Phillip.
She says this is amazing, butit seems like Georgia laws are
super strict.
But I like this.
I think this will help myfamily number.
So, ken, I just want to addressthat I've seen this work in
Georgia, georgia and Florida.
So, yeah, this, this, this iseverywhere you got to understand

(30:51):
.
So let me just show you guyssomething.
So he does his own thing.
All right, he has his ownunderstanding of everything, and
I love it.
You hear, he's superintelligent, he's not just
pulling shit out of his ass,he's speaking from his mind,
right?
So I need you to understand.
All crimes are commercial, solet's just start there.
But we're not talking aboutcourt cases and crimes.
But it seems like I got a lotof people that keep asking about
court.

(31:12):
So look all crimes arecommercial 27 CFR 72-11.
But I need y'all to understandwhen he's saying bond so like
I'm going to pull up a warrantfor sake, for instance.
So look up the definition ofstock warrant.
That's all the warrant is.
I want y'all to see this thestock warrant represents the

(31:34):
right to purchase a companystock at a specific price at a
specific date, just like whenyou look up bank definition
because your name is a business.
Yeah your name.
Everything you do your name is.
It's a.
Yeah your name.
Everything you do your name isa business.
It's a title the socialsecurity number is a real trust.
It's made for the public.
It's not even made for yourbenefit, to be honest with you,

(31:54):
and that's why they're fuckingyou over with it.
But you got to learn what'sgoing on behind the scenes.
When y'all hear bonds, he said,you get securitized in bonds,
so you automatically think acourt bond is evidence of a debt
, something that needs to berepaid.

Speaker 7 (32:11):
Yeah, I just want to put it out there.
This shit looks with everything.

Speaker 1 (32:16):
Everything you're doing is getting securitized.
Your whole life is beingsecuritized.

Speaker 6 (32:20):
Yeah, exactly yeah, your whole life, your credit
card, your student loans, yourelectric bill.

Speaker 1 (32:25):
Yeah, Electric bills.
You know it's all the lights on.
You just securitized it.

Speaker 6 (32:30):
Absolutely Light switch, there you go.

Speaker 1 (32:33):
Hey, you can't.
Even you turn the water on.

Speaker 3 (32:36):
Yeah, when you shop online a wi-fi bill yeah,
absolutely you know, I meaneverything.

Speaker 6 (32:41):
You know, I, I like to joke sometimes and, and you
know it was, uh, it's funnybecause it was, um, what you
know that that movie uh, Iforgot the name of it with the
two brothers that are, uh,they're like bank robbers.
And then, uh, there's like thethe sheriff, the texas sheriff,
and then the native american guy, who's also a sheriff, and uh,
he, the native american guy,says, well, we're chasing these

(33:03):
two bank robbers.
And, uh, they're robbing fromthe banks.
And he's like, well, you know,the native american guy says,
well, you guys took our land,right, you guys took our land
from us.
That's a hell of a hard water.
Yeah, there you go.
Yeah, I like the crazy brothercharacter in that movie.
He's just like, so, like out ofit, like he just gets out of

(33:26):
jail, yeah, so the NativeAmerican goes you know, you guys
took our land from us and builtthese banks and now the banks
are taking the land from you.
Right, because the banks werelike the land from you, right,
because the banks were like yeah, yeah.
So I just find that interesting.
But you know, if you guysrealize, you know the bonds,

(33:47):
going back to the bonds, youknow governments issue bonds.
You know the government, thestate government, the municipal
bonds are big.
So I recommend you guys on thechat and in the meeting to look
to research municipal bonds.
Now here is the screenshotsthat I was mentioning and if you
look it's a lot of technicaldata, but you know this kind of
shows you some of the numbersinvolved.

(34:09):
You know you kind of have to gothrough it a little bit, but I
was actually when I started inthe industry, I was a researcher
, so I would actually go inbehind these screens because I'm
a software engineer and I wouldactually go into the databases
and line by line I would look atthings and that's how I learned
about this industry and how thesecuritization works on the

(34:30):
database side and how the datastreams and how they feed the
databases.
So you know a lot of this istechnical information.
You know this is kind ofshowing you the bonds, the
profiles and stuff, but you knowa lot of people like those
screenshots.
But just to answer JohnnyGonzalez's question, you know
public or private, you know youcan utilize the information we

(34:50):
give you either, or you know thething about what we do is we're
giving you information, we'regiving you reports and how you
use it on your end is really atyour discretion.
I know people that have used itin both ways.
You just have to kind of knowhow to word things and address
it if you're on the public or onthe private.
But regardless, the informationthat we give you is the
information we give you.
It's a tool that you can use inmany different ways.

(35:12):
For the court cases, I mean,yeah, you know, and the thing
about that is it's just how youuse it.
You know.
So the utilization part of it.
You know when I tell peoplelook, I give you the information
and then you kind of take itfrom there.
There's just so many differentways you can use it.
That's why education isimportant.
That's why you know signing upwith Don and getting on his

(35:33):
classes is important to educateyourself.
You know, especially when youget the reports, you know and
it's how you're going to goabout doing it which direction
you're going to take.
And and don't get me wrong,there's so many different ways
you can use it, and not onlyjust one way.
You know there's multiple ways.
So you might use it one way tomake a claim or you can use it
another way to do it.
You know some people domediation, some people do

(35:53):
straight lawsuits.
There's no end to how you canuse it, you know.
So there's just so many, somany different ways you can use
it.
Now, sometimes when people getbig settlements, ok, you know
they will have the person sign agag order.
You know they will have NDAsigned and where people can't
talk about specifics about thecase.
So that's another thing.

(36:15):
So you know when that happensand you know it's like they
don't want it going to public.
You know, with people gettingwins, I mean, just think about
when was the last time you heardon the news that somebody in
your city, you know, won againsta bank or a lender.
You know, even though you cango look up the cases, you know
it's something that's kind ofhush hush in a way, not to be

(36:38):
conspiratorial, but it's justthe way it is.
But you do hear about the classaction lawsuits.
The class action lawsuits theycan't really hide those, but
there's just so many lawsuitsagainst the lending institutions
and you know we've been kneedeep in it.
You know I've been at this for15 years and I've just heard so
many different stories.
But I always get happy when Ihear people have successes
because I just kind of like, Ilike to view myself, just like

(37:00):
Don, like, as a Robin Hood Right, a man that's for the people,
like I want to be for the people, I want to be for the trenches
and I want to be approachable.
And you know, I made theconscious choice years ago not
to join the banking side.
You know, I could have been anexecutive in the banking side.
You know I could have been anexecutive.
I could have been.
I tell people, I could havebeen smoking a hundred dollars
cigars, you know, atop a highrise building with a bunch of

(37:22):
other executives, you know.
But but I wouldn't have beenhappy with myself, you know, I
wouldn't have been happy and Ijust I made the choice to be
with the people, help the people.
And yeah, it altered my life,you know, and the banks don't
like us, the executives don'tlike us.
But you know what?
It's one of those things whereyou have to stand up.
You know for what's right.

(37:42):
You know and you read like Iread history and you read about
these great people that stand upto injustice, and you know, and
you know that's basically whatI was inspired by, like, I was
like you know what I'm going totake this road and and this is
what I want to do with my life,and I never turned back and
that's why I love what Don'sdoing.

(38:03):
He's a man of the people as well.
You know I love what he's doingwith his classes and I always
feel like education liberatespeople.
Educating yourself liberatesthe mind and and frees you from
financial you know bullying and,in a way, being financially
enslaved.
So when you're empowered andyou know, like all this tax

(38:23):
stuff that he teaches, it's alot of empowerment.
And that's one of the reasonswhy I give away my free kit to
the public.
My free kit is about 10 yearsof my career of collecting
templates and letters and thingsthat you will not find anywhere
, and I give that away free tothe public.
And I have a training coursethat I give freeway to public
because I believe in educatingpeople, because educating people
is part of the empowerment andpart of liberating people's

(38:45):
minds and to educate them and sothat they could benefit their
lives and hopefully have abeneficial result from what
we're doing, whether it be oureducation or whether it be our
reports.
You know whatever we're doing.
So just kind of, I just wantedto kind of put that out there.
I know you know my heart, don.
I just want them to know aswell where I'm coming from as
well.
You're a hardworking man.

Speaker 1 (39:06):
You're a hardworking man, just like me.
He answers y'all's questions.
I don't, though, so Bo.
I just want y'all to understand.
I want y'all to see somethingY'all said he's fighting for
injustice, so obviously y'allhave to understand that
securitization is illegal.
Well, it's not really illegal,but they're not giving you full

(39:28):
disclosure.

Speaker 2 (39:29):
Right.

Speaker 1 (39:30):
You know.
So that terminates the contract.
So when you look at fraud,there's no statutes of
limitation on fraud.
So, literally, there's ways touse these artists to get to put
your claim in.
He calls it a claim, that's allit is.
You're putting in a claim andyou have to understand this.
I put in a claim for defamationof character.

(39:51):
When you understand nationality, quit calling me white, quit
calling me black.
I come from a tribe, I comefrom a nationality.
Go ahead, henry.

Speaker 2 (40:00):
What was your question, man?
I got a question for Sean.
I was going to call you on theside, but I was like I'll just
wait for today.
Maybe someone else can pick upon something.
I know, I did some research onyour website after getting in
contact with you and you talkabout the big three that you're
just talking about now.
But another thing that we'regoing after is, uh, a robin hood
account that has been closed,uh, because don has been has

(40:22):
guided me into doing that, whichis great.
Uh, so I've is it kind of likethe same thing with that, um,
with the big three?
You're just going to do thatwith the robin hood account as
well yeah, yeah, so it's thesame concept.

Speaker 6 (40:34):
You know, with, uh, with different companies.
You know different companiesout there that are invested or
securitized.
You look into that and you findthat information.
So you know, obviously thatkind of falls out of the big
three, but we call those specialuse reports.
So, whether it be a businessloan, whether it be a company
somebody's invested in, you knowwe can find the data.

(40:54):
So it just doesn't matter whatthe company is, especially a
company of that stature.
You know, uh, we'll find a qsub number, we'll find something
associated with it.
I call it associate accusive,and then we'll elaborate from
there.
But yeah, it's um, obviouslywe're.
We're mainly known for ourmortgage audits because, uh,
that's when we started thecompany, that was was mainly

(41:16):
what we're doing, and then a lotof cases that were involved in
a lot of situations.
And then you know the auto andthe credit we added later
because it was the same conceptthat people were asking us for
it.
But yeah in your case, Iwouldn't worry too much.
It's the same concept, it'sjust a different flavoring, okay
.

Speaker 2 (41:30):
And then, when you like, build the packet and stuff
like that, like the way youbuild the packet and stuff like
that, the way you build all theother packets and you take it to
their designated areas.
You're going to take it toRobinhood and then handle that
kind of discretion.

Speaker 6 (41:46):
Okay, so we'll give you the report and the
information and then basicallywe'll refer you to Don or others
that can help show you how touse it.
Me and Don are already rockingso Okay, wonderful.
Yeah, Did you have a chance tolook at our free kit?
Download some of the stuff onthere.

Speaker 2 (42:01):
Yeah, yeah, I've definitely been researching now.

Speaker 6 (42:03):
I was just like I'm doing something different here,
but you know, yeah absolutely,yeah, absolutely Well, you, yeah
, that's a perfect example ofyou know where we have clients
that come to us that you knoware asking us something outside

(42:24):
of what we're known for, but wereally can.
We really can do anything.
I mean there's really very fewthings that we can't do, you
know, but mostly pretty muchanything.
You know, like, if you have aspecial request, you think it's
outside the box, you know, justgo ahead and contact us.
You know, like, if you have aspecial request, you think it's
outside the box, you know, justgo ahead and contact us.
You know, even if it's abusiness loan or if it's maybe
something in the past that youhave, you know, or some type of
document, you know, as long aswe have some type of document to

(42:47):
start our research on, we'll beokay.
You know, like, even withmortgages, like people ask me oh
, can you do from the past?
Yeah, I mean, we've done auditsfor people's loans in the
nineties.
Because it's public record, wecan pull the documents from
title.
And this guy didn't have hisdocuments, so that's why you
asked me that.
So we actually pulled hisdocuments from title.
So he had a loan like in 1990ssomewhere.

(43:08):
You know, 1990s, the glory days, right, but 1990, and we pulled
the documents and we did anaudit for him and he was.
And we pulled the documents andwe did an audit for him and he
was going after the company tomake a claim.
So for mortgages past, present,future, even if you are
currently having a mortgage orif you're about to get one, we
can also do an audit as well,because they securitize right

(43:30):
away.
So I know we've had a couple ofclients that actually paid us
upfront and they were like hey,I just want to pay you upfront,
just look at some of mydocuments and the disclosures
and just tell me what you thinkand then when I get the full
loan, you do the audit.
So we've had some people likethat that actually paid us
before they got the mortgage.
So you can do that as well.
Same thing with auto loans.
Now, with auto loans and creditcards, we would need the

(43:50):
documents from you, because theauto loan you have to have a
copy of that, even if it's apast one, because we can't pull
that.
So if it's an auto loan, youtry to get.
If you don't have it, try tocall them and get a copy.
If not, then we have, you fillout a submission form and then
we see if we can trace the dataon a secondary way.
But that's the thing about that.
But for mortgages, you justhave a property address, we can

(44:18):
actually do the audit.
Yeah, so that that's kind ofhow that works.
But, um, let me just see thequestions here.
Uh, well, you know, forsecuritization as far as a
factor in mass incarceration, Imean, you know, the thing is, if
you look at the prison industry, right, and uh, you, you see
that, like, you know, percentageof these prisons are actually
privately owned, right, and theyhave contracts with the state,

(44:39):
you know which.
I actually found this out acouple of years ago and I was
like, yeah, you know, and, and,and they had these two guys, the
two prison owners, that werebeing interviewed, I think, on
ABC or something, and they werelike, yeah, this law, that this,
I think there was some law thatit was the, it was letting
people out of prison orsomething, and they were like

(45:00):
reducing people's sentences.
And the guy was like, well,this is bad for us because it's
our, this is our business.
And the guy was the owner ofthe prison, the two guys, right,
wow, so, yeah, so so if youlook at the privatization of
something that is is a prison.
So a prison is you're.
You're taking people and you'reputting them in inside of a
prison and you're holding themin there and then you know like

(45:22):
my friend used to joke is theyforce you to work right inside
the prison.
You got to work and dosomething, paying you what?
What is it like?
What is it?
A dollar an hour, isn't there?

Speaker 1 (45:30):
what is it?
Well, it depends on where youat.
Sometimes it's 13 cents an hour.
Oh, is it really missouri statetip?
If you got your ged or highschool diploma, it's 8.50 a
month and then if you don't haveit, it's 7.50 a month, just
starting off yeah, oh my god.

Speaker 6 (45:46):
And so then you, they , they make you work, and then
not only that, you have aincarceration, you have a case
number that is attached to thatperson in the prison, so then
that case is then uh being uhsecuritized, is then being
collateralized.
So, yeah, there, I mean, as faras it being connected to the
prison model, I mean I wouldn'tsay directly, but obviously it

(46:08):
has a factor in as far as, um,you know, feeding the privatized
prison system, right.
So, as far as the privatizationside goes, I'm not talking
about the state one, but thestate ones do get subsidies from
state, but the private prisons,obviously they're making money
from having people in theirprison, right?
So obviously that's somethingthat you have to consider when,

(46:31):
every year, you're looking atthe securitization, because if
they're securitizing on one endand on the other, they're also,
you know, making money off thehuman beings as well, which is
wrong.
Right, it's not right and thereshould be reform in my opinion,
you know, and that's what Ialways advocate for things being
done legally and lawfully.
You know, I'm not, I'm notsaying there should be a
revolution or anything, but arevolution of information, of

(46:53):
the mind.
So everything that I say I'mjust saying it as far as I would
personally say that, look,there should be reform, there
should be prison reform and theyshould look at these things.
And you know, if somebody isbeing incarcerated for petty
crimes, you know, and they're inthere and they're being
separated from their families,then I personally think that you
know they should be releasedand they should be sent back to

(47:13):
their families, right, and ifit's not a serious crime or
things like that, I mean, if youlook at some of the financial
crimes that I've seen, some ofthe white collar where somebody
steals you know millions ofdollars and you know they get a
couple of years in prison orthey get six months probation
and then somebody punchessomebody on the street because
the guy was insulting you knowhis wife, and then that guy gets

(47:35):
like 20 years.
You know, I think there'ssomething wrong with that right,
with that disparity, that thatday and night, with with the
system.
So I always advocate for reformand you got to remember I am for
the people, so so I do advocate, uh, for the consumer and for
the people, um, but, uh, toanswer, uh, jay phillip, uh, the
documents for a credit cardeach particular request that we

(47:58):
get requires certaindocumentation.
So, basically, for a creditcard, it would just be we would
need a copy of the monthlystatement and then, when you
send the email, when you open upthe credit card because we need
to know when the credit cardwas open, but you can contact us
directly, so we have processorsthat deal with that card was
open, but you can contact usdirectly, so we have processors

(48:18):
that deal with that.
So when you do make an, uh,when you do place an order with
the processor, it will reach outto you and they'll let you know
which documents we need, whichis pretty simple, you know.
Um, let's see.
Oh, somebody said the prisonstock is also traded on the
stock exchange.
See, so some of the prisonshave stocks that people can
invest in, so it's a publiclytraded entity, you know.
So you have that that side ofit as well.
So you know, it's prettyconcerning and some of the stuff

(48:40):
you see, you know, but but yeah, any more questions if you guys
have.
I'm just going through the chathere.
But you know, it's like italways connects back to the
money.
I say you know, I mean I'vebeen working since I was 16
years old and I remember my myteacher told me one time in high
school she's like you know, youguys better enjoy your high

(49:01):
school years, cause you're goingto be working for the rest of
your life, right?
And I was like, oh, we werelike oh, what is she talking
about?
But you know, it's true.
You know, when you're in a, insuch a system, you know
capitalism and free enterprise,capitalism, and you see the
securitization and you see theamount of money they're making.
I mean, you know, let's face it, when we sign up for that auto
loan, you know we're on the hookfor that payment for the next

(49:23):
five years.
You know, and you assign thatmortgage.
A lot of people have 30 yearmortgage, you know.
So it's like you're on the hook, right, so you have to.
It's working and it's payinginterest.
But here's a way where we havea way where we can actually
challenge that and say, well,look, if you really own my loan,
are you really securitizing it?

(49:44):
Are you really selling my loan.
And then how does that relateto me?
You know you enforcing it.
So you know that's why our youknow what we do is so popular,
because it opens up the eyes ofthe consumer and it shows look,
you know we're working hardpaying all these payments.
Well, where are all thesepayments going?
Where is this debt going?
What happened to this debt?
It's being sold, it's beingsecuritized, it's being

(50:06):
monetized.
They're making millions ofdollars on the backend and you
know, when you miss a paymentyou get all these letters about
how you missed the payment.
They mess your credit up andyou know it's just.
The system is designed that way, you know.
And again, I believe in reform.
You know there should be somemore reform in it as well.

(50:27):
To answer Dee's question, in themortgage audit, you know the
mortgage audits.
We have different packages.
You know the main audit we areknown for is the securitization
audit.
That shows like how many timesthe loan has been sold,
transferred, securitized, showsthe collateralization.
I'd recommend going on ourwebsite and looking at, you know
, looking around some of thevideos and the sample report
videos to get kind of familiarwith some of our packages.

(50:49):
But we do have differentvariations of the report.
Keep that in mind.
We have different pricing anddifferent tiers.
But anybody that mentions Don,all of Don's subscribers, all
you guys get a discount onanything you do order with us
and you get our free kit.
So just keep that in mind aswell.
Somebody asked so they bought acar.
So you're saying, yeah, so acar loan is a debt, right, so

(51:14):
that debt is then the financecontract, security instrument is
a debt, right, so that debt is.
Then the finance contract is asecurity instrument, is a
contract.
So that is being sold,transferred and securitized on
the secondary market.
So they're making money off ofthe contract, which is the debt
is connected to that.
So, yeah, the debt is beingsold in a sense.
And yeah, right, it's lack ofdisclosure right now.
Now when you're signing yourdocuments, sometimes it'll

(51:37):
mention it in there.
There'll be a disclosure inthere that says that they're
going to transfer it or sell it,but not to the full extent of
what they're really going to do.
You know it doesn't tell youthey're going to make millions
of dollars.
It doesn't tell you to a poolof that $50 million bond or $500
million bond, and it's kind ofmentioned very innocently.
So you know that that's one ofthat's one of their defenses.

(51:58):
Well, we did mention it, butit's, it's.
It's not not really to the fullextent.
So you know, and and yeah, so,so if you get the report then
you could use it in that process, right.
And then other question here,ivan when does the Securities
and Mortgage does?
Well, you see, what happens is,again, lack of disclosure.

(52:19):
And then also, when they'resecuritizing it, okay, there's a
lot of procedures that theyhave to follow.
Now, a securitization trust, abond, has what is called a
prospectus and a pooling ofservice agreement.
There is actually a proceduralarea that shows how a loan is

(52:40):
supposed to be securitizedproperly or how it's going to be
transferred around.
And many times they actuallyviolate their own perspectives
and bylaws.
So that's one of the ways itfalls under that fraud.
When a mortgage is securitized,it's a general accepted
compliance regulation that theyactually have to file an

(53:00):
assignment or they have tosecuritize the loan within 90
days of the origination of theloan, of the mortgage date, okay
.
So sometimes they don't do that, sometimes it falls after the
90 day period for whateverreason.
They didn't want to securitizeinto that loan, for tax reasons,
or maybe they were just waiting.
And so what happens issometimes they'll file an
assignment at the County a yearlater and again that that would

(53:23):
be a violation of thatcompliance, that you have to
file an assignment within 90days and that even mentions that
in their own perspectives andtheir own bylaws that they have
to file an assignment within 90days of a securitization trust.
So like, for example, to giveyou another example, ivan, if
you look up REMIC tax status, sosome securitization trusts have

(53:45):
what is called a REMIC taxstatus.
So that means that thatparticular securitization trust
that has that label is gettinghuge tax breaks from the IRS.
So in order to maintain thatstatus of having a REMIC
securitization trust, they haveto follow the procedures of the
REMIC and they have to keepproper record keeping and things
of that nature.
So we had a couple of fileswhere we found it was a REMIC

(54:09):
trust and they had violatedtheir procedures.
So what happened was theseparticular loans were not
properly securitized, were notproper following proper REMIC
regulations and compliance rulesand regulations.
So those particular auditspointed that out for the
consumer and the consumer usedthat as leverage against the

(54:30):
bank and the securitizationtrust.
So if that particularsecuritization trust or bank
gets reported to the IRS, itcould lead to a fine.
You know, in some extreme casesit could lead to them losing
their REMIC tax status and theydon't want to lose that.
So that puts leverage on themto try to get the situation
resolved.
You have to remember a lot ofthings that are pointed out in

(54:53):
the reports are used as leverage, but I hope that gives you an
example of the actual fraud andthe compliance regulatory issues
where we catch them all.

Speaker 7 (55:03):
Yeah, thank you for that.
I did just want to ask you realquick because so like this
question in particular is due toI have a property that I bought
through an LLC.
I've had it for about a yearnow but I've got three or four

(55:29):
letters in the mail during thetime process saying that the
servicer the loan's been soldand bought and sold to a
different servicer.
The initial loan that I got waswith a certain company and they
sold to a different company,sold to a different company and
a different company.
When you were talking I waslike I wonder if this falls
underneath that process ofsecuritization, and I knew that
through it I don't know ifthere's a difference between
having a mortgage in thepersonal or in an LLC in terms

(55:50):
of trying to basically arbitrateor get something claimed back.
It was interesting I neverheard of securitization,
explained it the way you did,but I just was curious if that
would fall underneath thatumbrella.

Speaker 6 (56:03):
Yeah, I appreciate it .
Yeah, it definitely does.
So, whether you got it in yourpersonal name or LLC, that's
fine.
So on the backend, they'restill going to be securitization
, they're still going totransfer and sell the loan.
The thing is basically with that, when they're transferring your
servicer, we call that a majorindicator.

(56:24):
So whenever they'retransferring your servicer
around multiple times, you know,and I've seen this with some
files where it would betransferred to one servicer and
then gets transferred to anotherand then it gets back to the
original, sometimes that couldbe an indicator of fraud where
they found something.
Or maybe there's asecuritization thing, because
you know they check too on theirend and there could be
something going on on the backend when one servicer doesn't

(56:47):
want it or you know they've,they flagged it and then on the
back end as being some somethingalong the lines of fraud and
then they send it back to theother servicer.
So, um, that's we call that amajor indicator.
So an indicator of it beingsold, transferred, securitized,
especially if they'retransferring, uh, the servicer
around multiple times.
Like, how many times did theyuh transfer your servicer?

Speaker 7 (57:07):
I believe they transferred the servicer three
times and I think the loan wassold about four times the last
time the loan was sold.
I four times the last time theloan was sold.
It stayed with the sameservicer but a different company
was holding the note.

Speaker 6 (57:23):
Oh, I see.
Okay, yeah, that could be anindicator where one of them is
holding the note and it's beensold and transferred, and maybe
the other company doesn't have aproper record keeping up the
note that they bought.
You know, that could be a lotof things.
I'd recommend contact medirectly.
I'll take a look at it for you.

Speaker 2 (57:39):
Hey definitely.

Speaker 7 (57:40):
Yeah definitely.

Speaker 6 (57:41):
I'll look at your docs and I'll let you know what
it is.
One of the things about thelives.
I'll be honest with you guys.
I don't like to mentionspecific banks.
I kind of use fictional names,you know, but you know, because
they've been known to look at myvideos and stuff.
So.
But you know, we got throughthat phase.
But you know, as you know, thebanks don't like us.
You know what I mean.

Speaker 5 (57:59):
So I want to say something real quick, if you
don't mind.
Yeah, somebody was sayingsomething about a car.
If you, if anybody could lookon the SEC, you can look up
these companies, all these carloans and stuff like that with
the servicers and stuff likethat.

(58:22):
And in your contract, when theytalk about the security interest
and repossession and all that,they put that in your contract
and then on the SEC and these8Ks and 10Ks, they're pledging
all of those rights into thetrust that they sell the loans
to.
So that's why, and then thepeople who actually repossess or
foreclose those are who theservicers are, but they have a
depositor that takes it, thatgives that, sells it to the
trust and stuff like that.
So everything that you'resaying, dude, is a hundred
percent facts.
I've seen it with my own twoeyes.

Speaker 6 (58:43):
Yeah, I appreciate that.
It sounds like you've done yourresearch.
Yeah, you can go on the SEC, dosome research and and and find
out about it.
And you know one of the thingsyou said the depositor right,
the depositor is responsible,has is responsible, has certain
functions depositing thedocuments.
Now another thing like with thecustodian, now these are called
the transactional parties.
So transactional parties arethe parties involved on the
securitization.

(59:04):
We like to call it backend.
So the prospectus will showthat sometimes you have to dig a
little deeper on the terminalto find this information.
But, like the depositor, is afunction of the securitization
trust.
We call that a transactionalparty on the back end.
Another example would be, likethe trustee, the indenture
trustee, the custodian, like thecustodian, has the function of

(59:24):
keeping records.
So keeping the records, keepingthe databases, things like that
.
So when we audit it, we canaudit and find out who the
custodian is.
Sometimes there might be arecord keeping error.
They might have a recordkeeping error on the
securitization side and thensometimes that could be
leveraged against them.
Or you know, they don't have aproper record of the
securitization or there's sometype of fraud involved, or or
maybe they did something funny.

(59:44):
So you know, there's a lot ofthings like that.
But yeah, thank you for thatcomment.
I appreciate.

Speaker 5 (59:48):
Also, I want to add one more thing.
If anybody wants to do theresearch, you can go on um
google.
Just type in like, for instance, mercedes financial trust, and
then look up s&p global.
It'll show up like a pdf and onthe pdf it'll say transaction
structure.
It shows you everything likefrom servicer to depositor, to
to the trust and an injurer totrustee, owner, to all that good
stuff y'all yeah, absolutelyappreciate that.

Speaker 6 (01:00:11):
Yeah, thank you so much.
Um, yeah, king the fresh.
Uh, yeah, so basically, um, ifyour loan hasn't been paid off,
you know, uh, well, you know.
Basically what I would say tothat question is you know, when
people that get the auto loanaudits, you know, um, they're
making claims, right.
So let's say, if you're, ifyou're, you know.

(01:00:32):
I know somebody who was makinga claim for his loan balance.
So technically he was like well, I want my loan balance in a
check form where I want damages.
So it really is at yourdiscretion, at what you want to
go after and how much.
You know how many steps or theamount of work you want to put
in.
Like, obviously, the moresomebody asks for it's going to

(01:00:52):
be more work, right, so it'srelative to each person.
But I always tell people it allstarts with the report.
Um, let's see here and unionssecuritized yeah, um, well,
unions.
Well, I mean, I would say, yeah,credit unions, but credit
unions are a little different,um, yeah, so, like credit unions

(01:01:22):
, like the federal credit unionsor other ones, you know,
sometimes you'll get a creditunion that's a local credit
union, sometimes you get a stateone, sometimes you get a
national one.
Credit unions operate a littledifferently from banks.
Ok, but we can still get thedata.
Usually credit unions will sellit to their own subsidiary, so
their own trust that they havemade.
But it's just a different typeof flavor.

(01:01:45):
You know, it's a differentstyle than a big bank would
securitize.
It's just a little differentbecause credit unions operate
differently, but it's all thesame concept, right, profiting
off of the debt, profiting offof the loans, securitizing or
and or selling, transferring, soit all goes back.

(01:02:07):
You know, I, I remember, youknow, when I was started in
finance in 2006, somebody wastelling me a story in my early
career about one of the lendersand there was a room inside one
of the lending companies thatwere lending consumer loans,
mortgages primarily and, um, youknow, they said it was, it was
a room, it was a secondarymarket room in the building and

(01:02:28):
then there was a bunch of guysin there on software programs
and what they would do is, whenthe loans would get funded, they
would take the folders in there, they put it on their desk and
then they would take the loansand put it into the software and
they would package them up andsell them to other banks or they
would sell them intosecuritization trust.
So there was actually a room inthe lender where people were
doing it kind of like a boilerroom.

(01:02:49):
I mean not to that extent, butit was kind of like you know,
they're in there and they'rethey're packaging and selling
loans, uh, to other banks and onthe secondary market.
So you know, it was funnybecause it was people really
didn't even mention it to methat much when I was working in
finance.
It was lightly mentioned andagain, it's just one of those
things that it's not really thatpublicly known.

(01:03:10):
If you ask your family how manyof them really know about
securitization, how many peopleout there know that a credit
card?
And most people don't even knowabout the securitization
relating to the credit card.
You know, um, you know, noteverybody has an auto loan, but
a good percentage of people haveauto loans, but a lot of them

(01:03:30):
still, even to this day, itsurprises me how many people do
not know about the selling andsecuritizing of their auto loans
, you know.
So it's still just one of thosethings where it's just, you
know, building awareness andeven to this day, there's still
a lot of room out there, a lotof a lack of, you know, people

(01:03:53):
knowing this on a wide scale,because they don't teach this at
the university, right?
So it's like, you know, we haveto set up our own universities
and teach this, right, so so,but yeah, any any um, final
questions or any comments, I'dbe more than happy to answer
before we start I'm just excitedto see where this goes.

Speaker 5 (01:04:10):
Absolutely thank you I'm excited everything you said
was very like it is what it is,you can't really refute it.

Speaker 6 (01:04:17):
Yeah, absolutely, yeah, absolutely.
I try to stick to the facts.
I try to make it in a way wherepeople can understand, you know
, because there is a lot oftechnicalities that go into it
on the back end, you know.
Yeah, I try to make it whereit's like if I'm talking I'm
trying to communicate to a wideaudience, so everybody can
understand.
Because I know in the pastsometimes like I'll get too
technical, but I can get waymore technical if I want, but I

(01:04:39):
try not to.
You know, I try.
I always tell people, you know,get on the free kit, get on the
free course that I have, andkind of go through that.
But for those of you who have,are just curious or you are
interested in our services, Idefinitely recommend to go on
the website first, look at thevideos.
Please, watch the presentationsbefore you get on a call with
me and then you can schedule acall right on the website.

(01:05:01):
I am available Monday throughFriday and the calls are free
consultations and I do lovetalking to you guys.
But yeah, I definitelyrecommend, please, it would save
us both a lot of time if youguys watch the videos first.

Speaker 1 (01:05:14):
There's lots of videos on there.
There's so many.

Speaker 6 (01:05:16):
Well, you don't have to watch all of them, but just
try to watch the main ones.

Speaker 1 (01:05:19):
Yeah, yeah, I'm just letting you know there's a lot
of great information.
Yeah, absolutely.

Speaker 2 (01:05:23):
Kit you're talking about is that on the website, or
did I get sent?

Speaker 1 (01:05:26):
Yeah, so look, I'm going to show you the website
right now.

Speaker (01:05:30):
Mortgageauditsonlinecom .
Yeah, so if you go underdownload and then go under free
securitization, course yeah andcourse yeah and then scroll down
and there's a link right thereoh no, that's too down, go, go

(01:05:51):
up, right in the middle.
There's a link right there.
Stop foreclosure fraudcomeducational kit.
Yeah, wow yeah, the link rightbelow um in the middle, I got
you.

Speaker 1 (01:06:02):
I'm putting it in chat everybody.

Speaker 6 (01:06:05):
Okay, so that link when you go on there, there's a
password and the password rightthere is MAO35.
And that's basically ournational stop foreclosure fraud
website.
So that website, thestopforeclosurefraudcom it's a
resource, a free resource that Ikept for the public.
You can go on there.

(01:06:26):
You can read depositions Okay,it's in favor of the consumer
the free courses on there.
There's a lot of free resourceson that website.

(01:06:47):
It's a very high trafficwebsite as well, so we get a lot
of people going on that websiteand that's something that I
kept for free for you guys aswell.
But that website is ours, it'sour organization, it's a
nonprofit type of onlineorganization and basically it's
there as a free resource andthis is the free kit.
So a lot of the stuff you seehere is manuals, it's letters

(01:07:10):
you can use and you could use itfreely.
You could even share this linkwith your friends and family.
That's amazing.
Yeah, it's absolute massiveresource.
And below you'll see the videosand these first ones are the
ones that I teach and it's allfree.
You could you could learn.
There's also another and I talkabout the terminal and the
contracts and the verbiage, someother presentation videos in

(01:07:33):
there, and then at the bottomthere's some other other course
stuff from, from other people aswell, but it's just a massive
resource and I give that awayfree to you guys.
It is a lot.
So I'm not saying you guysshould go through all that
before you contact me, but Ijust said, maybe go through some
of it, you know.
But you want to start on themain website and just kind of
watch some of the presentationsand the sample reports so you

(01:07:53):
can see what a report looks like, you know, and then kind of go
from there.
But yeah, I'm more than happyto talk to any guys.
Schedule a, but yeah, I'm morethan happy to talk to you guys.
Schedule a call on our website,you know, today, this week,
anytime you're free, and thenI'll, you know, I'll call you or

(01:08:13):
call me and we can have aconsultation over the phone and
discuss the different options.
But but thank you so much forhaving me, don, if you guys need
anything, please feel, feelfree to reach out to me.
I love talking to Don's membersand the people on his school.
You guys are very smart, veryarticulate, you know, and I
really, really appreciate it.
And just one thing I'd justlike to touch on, you know
before I leave.
You know, you know we get a lotof.
We get a lot of people thatrefer people to us, support us

(01:08:36):
on Instagram and different stuff.
You know there's some stuffgoing on out there between some
some different people onInstagram and you know I always
like to say you know, if youguys hear about that or anything
like that, I always like to saylook, you know, we're, we're
all on, we're all on one side.
Regardless of what one personsays about somebody else or
anything like that, I always saywe're on the consumer side.

(01:08:57):
The banking side, the lendingside, is massive.
People don't understand thekind of power they have and we
as a people I would sayespecially some of these other
people on Instagram like we as apeople, I think, don you know
who I'm talking about.
So some of these people onInstagram always say look, and
to the followers all our shipsshould at least be sailing in

(01:09:18):
the same direction.
Any negativity on that end fromwhen those people are saying
should at least be sailing inthe same direction.
Any negativity on that end whenthose people are saying you
know, we need to remember thatany negativity feeds the other
side.
It feeds the banking side.
It feeds the financial bullyingthat we've seen over the course
of centuries.
You know, and you know you getthat negativity on there.
It just feeds it.
And I would say, you know, tothose negative people try to

(01:09:39):
focus that into educating othersor something positive, so that
you know we can all be.
All our ships should flow inthe same direction.
We can all be on the same sidebecause technically, we're all
on the same side.
I just wanted to touch on Ithink some of the people might
know what I'm talking about, butI just want to leave with a
positive message and and makesure that people know.
You know where I stand and Iknow Don, you're obviously

(01:10:00):
positive.
You know you know where, whereI stand, and I know Don you're
you're obviously positive.
You know you know you're,you're great at what you do.
But you know we get some peoplethat are out there.
Just, you know, I don't.
I don't know what's going onwith some of these groups, but I
was telling them like, look, wejust need to just all try to
stay positive there.
You know negativity betweeneach other.

(01:10:22):
Let's just, let's just try tolike chill out on that and and
let's just remember at the endof the day, what we're doing,
you know, and it's freedom, it'sgetting people out of ignorance
, you know, it's getting peopleyou know awaken and educating
people and that's great thatyou're doing.
And um just wanted to leavewith that thought I love all you
guys, I appreciate you guys.
Um, reach out to me anytime.
Um, anyone that thought I loveall you guys, I appreciate you
guys.
Reach out to me anytime.

(01:10:43):
Anyone that comes from Don'scamp, you guys will get a
discount on anything you guysorder.
And yeah, feel free to reachout to me every time.
I appreciate it.
Yeah, he works with my people,man.

Speaker 1 (01:10:56):
Yeah, absolutely.
I hope that explains it all.
He went above and beyond for metoday, so I appreciate that.
So, um, to close it out, I dowant to go over what I got a
little bit from jim keaton.
Um, what opened up my eyes tosecuritization.
It took me a while to.
There's no way I could explainthat like he explained it.
It took me a couple years tolearn this.

(01:11:18):
I don't know how long it tookyou equity, um, because I know
you it's when equity learnedthat he just went full fledged
and ended man equity's up therewith us too.
Man, okay, sitting at the roundtable with us.
Man, right, there you go.

Speaker 6 (01:11:32):
Yeah, not nights at the round table, yeah yeah,
there you go.

Speaker 1 (01:11:35):
What's up equity you want to chime in on anything man
.
Y'all can reach out to equitytoo.
He can assist if you have anaudit.

Speaker 3 (01:11:42):
You get an audit.

Speaker 1 (01:11:43):
Equity can help you.
He fights against the banks.
He'll get your bank accountunfroze.
Get you in there, man, All ofthat man, absolutely.
Maybe Fred will shut you down.
Holler at my boy Equity, sohe'll build you back up Equity
on road.

Speaker 5 (01:11:57):
Yeah, I hear you.

Speaker 4 (01:12:00):
Derek over there, I'm going to go for you, man.

Speaker 5 (01:12:04):
Hey, yo appreciate it .
Thanks for everything you wantto add anything.

Speaker 1 (01:12:07):
Equity.
I'll just say go check out hiswebsite, you know, bring you up
to speed, all right.
So Jay says she needs help.
Equity.
So he is in the school as well.
So I want to.
So securitization is illegal.
So that's the first time I'veheard this from Gene Keaton.
He's ill.
So everybody pray for GeneKeaton.
He's just getting old man.

(01:12:29):
So you know, when you sign amortgage note, it becomes under
UCC, article three.
It becomes a note as asecuritization.
It comes under article eight.
Under US law, securitization isillegal because it is
fraudulent.
Instruments such as loans,credit cards and receivables are
securitized.
It's double bookkeeping.

(01:12:49):
Entry is what's going on too aswell.
These things are illegal, butalmost all these large
corporations are doing it asbusiness.
So it's all accounting whetherit's banking, civil or criminal
court.
So it's all accounting whetherit's banking, civil, criminal
court when you start.
So when you look up these FAS,these are under um.
These are financial accounting,accounting laws, financial

(01:13:18):
accounting standards let me findout where I was back at.
Okay, so these are thestandards.
A lot of people talk about UCC.
I want to show y'all what I use.
Instead of UCC, I would useUnijoy.
Let me find out what Unijoy is,and this is similar to UCC.

(01:13:38):
It's private law.
Unijoy, formerly theInternational Institute for the
Unification of Private Law.
These are principles.
They have principles.
The United States is part.
Hold on, let me close down.
I mean my apologies.
Y'all All right.
Hope y'all can see it.
The United States is partCanada as well.

(01:14:00):
The United States joined theUnidroid in 1964.
This is what governs yourmarriage certificate.
This is what governs yourchildren, your car insurance,
unidroid.
I don't get deep on that though.
I'm just throwing out privatelaw out there.
So I want you all to knowthere's different laws out there

(01:14:21):
.
There's different laws thatgovern your life when you're
dealing with securitizations Iwould never go in talking about
I'm a consumer.
I would never use consumer law.
You're not going to get nowherein life using consumer law with
securitization.
That's how a lot of you arecombating debt and trying to get
remedy.
You're not going to get likeI'm just going to throw some

(01:14:44):
numbers out there that I knowSean has gotten.
I know he's gotten 700,000 back, 400,000 back, some big ass
numbers.
You're not getting that backthrough arbitration and consumer
law.
You ain't never seenmotherfucking them.
Motherfuckers post.
They post a check for two$3,000.
I mean I'll smoke that up manIn two days.

Speaker 2 (01:15:07):
Two days.

Speaker 1 (01:15:08):
I don't need ounces now.

Speaker 2 (01:15:10):
Hey, shit One good night.

Speaker 1 (01:15:14):
My hoe costs $1,500 a night.
God damn it.
But look, so this is where Istarted learning about
securitization.
So this is where I startedlearning about securitization.
This is where I startedlearning about GAAP, general
Accepted Accounting Principles.
I mean, anytime you get a billin the mail, anyways, if it's
not certified, it's not even areal financial statement.

(01:15:35):
That shit is not a certifiedfinancial statement.
When you get something put onyour credit account, that is an
account, your credit report.
You open up a credit card,that's an account.
Bank account, auto loan that'san account.
So they all follow under thegeneral accepted accounting
principles when they'reoperating with you in the public
.
So I just wanted y'all to seethis we go off the recruitments.

(01:15:57):
In order to get a recruitment,as Sean stated, you have to
place a claim and starting off.
That's why I make my name abusiness.
That's how I operate and havean unincorporated association
for the family, have the familymake the claims because they own
the intellectual property ofthe name that they're
securitizing.
Trademark your name Trademark,your signature Trademark, your

(01:16:18):
thumbprint, because that's theshit they're using to open these
accounts.
So I just want to throw thatout there.
Y'all can do that.
Y'all's little reading ony'all's own.
I hope that makes sense foreverybody.
If y'all got any questions forme, I'm here as well.
But look, so he's showing you.
Securitization is the process oftransferring all the
liabilities off the balancesheet.
They can do this because younever asked for them.

(01:16:40):
They have everybody kind andbelieving we are debtors instead
of creditors and do not knowhow to ask for our assets.
So those were the key words.
They have you thinking you're adebtor instead of a creditor.
A consumer is a fucking debtor.
Excuse my language, but y'alldon't understand this positive
shit.
Y'all gonna forget what Seantold y'all because he was being
too kind to you.

(01:17:00):
Motherfuckers.
Y'all remember that tragic shit.
Poor me.
That's why I be getting iny'all's ass.
But y'all understand, you'renot a debtor, you're a creditor.
So and we talk about secureparty credit.
That's what a lot of peopletalk about, right?
Y'all heard that term.
Y'all heard that term secureparty credit.

(01:17:21):
Can you be a secure partycredit if you use the super law?
No, thank you.
Equity.
Fuck your guru, real shit.
Sean's about peace and love, weabout peace and love, though At
least he's trying.

Speaker 6 (01:17:39):
Absolutely.
I like your style.
I love it.

Speaker 1 (01:17:43):
I just say I'm not with the consumer law.
Shit.
This is accounting at it'sfinest, man they ain't talking
about no securitization and nomotherfucking consumer law.
Man, yeah, that's true this isthe first thing you're supposed
to be talking about.
Yeah, everything is gettingsecuritized.
He talked about the bonds.
If you know about the bond, youhave to get a bond to get out

(01:18:05):
of jail, don't you?
My word is my bond.
I'll be damned if I allow themto extort me on my mind on the
record.
I be damned, my love they allowthem to extort my word on the
record.
Billion dollars with a gameright there.
Got it Real.
Yeah, I make my name a businessfor sure.
I trademarked my name signaturethumbprint.

(01:18:27):
You want to do this with yourfamily trust?
I like to have a family trust.
You heard they're auditingtrust.
That's what I'm seeing.
Ain't that right, sean?
So they're placing things in apass-iting trust.
That's what I'm seeing.
Ain't that right, Sean?
So they're placing things in apass-through trust.
That's securitization, correct,yeah?

Speaker 6 (01:18:47):
Yeah, anytime there's a pass-through trust, that's
securitization andcollateralization, absolutely.

Speaker 1 (01:18:52):
Let's go.
Yeah, I hope that makes sensethat he's using some big words
on y'all.
I know man out y'all.
I even gotta say municipal,just say muni so y'all
understand.
Listen, this gets deep, man.
I don't want to take y'all fora whole, like when you look at
the word county.
So we're talking aboutmunicipality, a municipality,

(01:19:12):
immunity.
Our city is based off a bond.
I want y'all to see the wordcounty county belongs.
It's a jurisdiction of a county, which is royalty.
So all this shit iscorporations is taking your
royalty away.
That's all that's going down.
You signed up your royal rightsfor that social security number

(01:19:35):
and your ass is securitizingyour royal heritage.
It's as simple as that.
That's how I look at it.

Speaker 6 (01:19:43):
You live in America.

Speaker 1 (01:19:44):
It's a free country.
They get to do what they want,because you don't know what's
going on.

Speaker 2 (01:19:47):
You see, those social security numbers that are
attached to those people thatare like 300 years old and shit.

Speaker 1 (01:19:52):
I've seen that.
No, no, no, I've seen that shit.
Okay, he says.
And then he says he drops ushis plug.
And I knew to go.

Speaker 4 (01:20:08):
No, no, Sean wants to talk to y'all, though, yeah
absolutely.

Speaker 1 (01:20:10):
I just don't want him .
If you're not at a certainlevel, I don't want y'all
talking to him.
So that's why I just I wantedto open up to the school.
I only been giving them tocertain people that want to
invest in their prosperity andunderstand literally what's
going on, or understand what'sgoing on.

Speaker 2 (01:20:25):
This is for the people, Cause I know they'll ask
but Sean, what's the, what'sthe turnaround for people that
have buy it like three years andstuff like that?

Speaker 6 (01:20:33):
Yeah, it varies, you know, depending on the bank.
You know, with with ourpackages, each one has multiple
reports.
So like that's how we do it, weapproach our packages.
So like you'll get, like mostof the stuff within about a week
or two, sometimes three weeks,and then the main report that
shows the bonds, thecollateralization,
securitization can take longerbecause of the data.
Sometimes the data and theresearch it goes pretty deep, so

(01:20:57):
it sometimes can take a littlelonger.
But the preliminary stuff, butthat within a a couple weeks
with the affidavit, yeah, yeah,but yeah, thanks for asking.
Yeah, I appreciate it.
Yeah, I definitely, like dogs,I definitely want to talk to you
guys.
You guys can schedule a call onmy website.
Your time slots you can figure15 minute time slots and
somebody's mic is on yeah, butyou could, you could schedule a

(01:21:19):
call right on our website andyou know everybody that a call.
They get the free kit deliveredto their email.
There's a bunch of emails thatyou'll get that you watch the
presentations before the call.
But, yeah, just schedule a callright on my website and then
we'll call.
We'll talk to you throughoutthe week so you can schedule a
call for tomorrow and the restof the week.
Sometimes I do take calls onSaturdays as well.
But yeah, feel free to.

(01:21:40):
If you guys have any questions,contact me or email me anytime.

Speaker 1 (01:21:43):
Yeah, man, I get nothing but good reports back
from you about Sean.
I appreciate that.

Speaker 4 (01:21:47):
I've been hearing about him.

Speaker 1 (01:21:50):
Before I even contacted me, I was getting
feedback about his services.
So he's helped a lot of peopleover a number of years.
So I've seen a lot of remedies.
But, like he stated, you've gotto know what to do with this.
It's just a tool.
So I know one um one of mybrothers and this was the

(01:22:11):
missing tool that he needed toum to because he's sewing.
He's sewing over some casesthat got dropped and things of
that nature.
Um, because everything was doneillegally and um he, we used
the paperwork, we got it dropped, but this was the missing piece
that we needed to prove thefraud.
You know, I'm not gonna get toodeep, but a lot of courts, you

(01:22:31):
know, um the securitization whenthings get securitized, um,
even some of your payments theyget dropped into something
called the 508 c1a ministrytrust, which is part of the
judge association.
So we're able to prove fraud,be able to get remedy and I've
seen one person get $3 millionback off a court case man, yeah,
Bro, that's some big game.

(01:22:54):
My man Sean.

Speaker 5 (01:22:57):
What was that?
Sean is about to become my bestfriend.

Speaker 6 (01:23:04):
I'm everybody's best friend.

Speaker 3 (01:23:06):
I like you though.

Speaker 5 (01:23:10):
You were saying that the judges have a 508-C1A.
Yes, the Judges.

Speaker 1 (01:23:13):
Association.
So a lot of people don't knowwhere their money even goes.
So anytime you pray to thecourts you should get a check or
a money order and just tracewhere it goes.
It goes to Puerto Rico.
That's part of this research.
Having people that research foryou too.
They can do that for you too.
I'm sure it goes to Puerto Rico.
Yeah, it goes all the way toPuerto Rico.
Henry is correct.

(01:23:34):
Yeah, puerto Rico.
So I've traced payments back toPuerto Rico.
50 508 C1A Judge's Association,ministry of Trust.

Speaker 2 (01:23:45):
Be careful saying that in a court though.

Speaker 1 (01:23:48):
No, I'm not saying Sean did it or anything like
that.
I'm just telling you hey, thisis what we discovered.
So when you trace this, you canget cases dismissed and pretty
much when you can't have fraudon the record in the public, I
need y' you to understand thatthey do this all behind the
closed doors because y'all don'tknow what's going on.
It's not fraud until you shinea light on it.

Speaker 3 (01:24:11):
Don, what's up?
So you're saying we can't go atthis from the standpoint of a
consumer because a consumer isstill working with their social
security number?
And then, like I just joinedyour school last week, yesterday
, I incorporated my name, notincorporation LLC my name.

(01:24:35):
So you're saying now that if Iuse that EIN number as opposed
to my social security number, Iain't saying nothing about no
EINs, brother?
Okay, well, all right, so maybeI'm missing.

Speaker 1 (01:24:46):
What do you think that Amish is using, bro
Unincorporated Association?
He's talking about trust.
They're using pass-throughtrust.
He ain't saying nothing aboutno EINs.

Speaker 3 (01:24:56):
Okay, so how do we get out of the position of being
a consumer?

Speaker 1 (01:25:03):
Hey, so you can book a consultation, man.
That's the whole point ofstatus correction.
There's different ways, but youjust start acting.
You act as an investor.
America is set up on freeenterprise.
I need y'all to understand thatAmerica is set up to protect
the investor, be whoever youwant to be.
So when you're creatingsomething for consumption,
you're an enemy of the state intheir eyes.

Speaker 3 (01:25:23):
And they come at you with the war power You're taking
instead of adding.

Speaker 1 (01:25:26):
you know Consumers take Right.
They consume.
Investors add to the community.
You know they're creating aservice for the humanity as a
whole.
That's what America is here todo.

Speaker 3 (01:25:38):
Well, we automatically are the investor
because they've used our creditcorrect.

Speaker 1 (01:25:41):
Well, it's not your credit social security trust
credit that you pledged yourlabor to your mother.
Did that with the birthcertificate?

Speaker 3 (01:25:48):
okay, you gotta understand.
She pledged her labor which wasyou you know if you're going to
control you create that.

Speaker 1 (01:25:55):
That was the given name that was given to the state
, not you, so you gotta learnhow to work for it and manage it
.

Speaker 3 (01:26:01):
The LLC.
The name, the name okay.

Speaker 1 (01:26:07):
Don't necessarily have to be an LLC.
I've seen people use soleproprietors, cpas, a lot of
different things.
Strictly, the elite use trustsand unincorporated associations.

Speaker 3 (01:26:16):
So what if we didn't just do the LLC, which I already
did?

Speaker 1 (01:26:20):
This is done deal, you're going to need a book of
consultation.
I'm not getting deep in thatshit, bro I respect that Playboy
.

Speaker 3 (01:26:26):
Yes, sir, All right Salam.

Speaker 1 (01:26:28):
Yes, sir, peace and love.
Peace and love.
I just want you all to takethis class to understand what's
going on.
Secularization you understandSecularization, you understand
Secularization.
I'll get out the aspect ofbeing consumers and quit using
that bullshit as consumer law.
You talking about you private,but you still using codes and
statutes.
This shit don't make sense tome.
Codes and statutes for thepublic that's public law.

(01:26:51):
Anytime you hear the termpublic, that means government,
public defender, public housing,public assistant that's the
government.
The private sector is a part ofthe economy that the government
does not control.
So learn how to operate in theprivate correctly, because
that's what the fuck they'redoing and they're getting rich.

(01:27:15):
You know?
It's just simple as that.
The Amish securitize shit too.
They're not using no social.
Jewish people, mormons, theCatholic Church all of them
securitize shit the billions andbillions of dollars and I show
people this all the time.
Yes, I do have books onsecuritization and making a name

(01:27:36):
of business, but I want peopleto look up things.
This is all throughsecuritization.
They do the same thing, like.
But I want people to look upthings.
This is all throughsecuritization.
They do the same thing, likewith the birth certificate.
When people securitize things,these private sectors do the
same thing, mormons, I'm aboutto show y'all.
It's a billion dollar industryman billion dollar

Speaker 7 (01:28:04):
industry everyone needs to read.
That word is bond bookappreciation.

Speaker 1 (01:28:10):
That breaks down.
That breaks down how theysecuritize the courts and then
how you can access your bonds.
But y'all see this 265 billiondollars, that's the Mormons
network.
So I just want to throw thatout there.
When y'all start learningsecuritization and private
business, they do business witheach other, they securitize each

(01:28:34):
other's agreements.
So that's when they have theirown government.
They have their own munis,their own municipal bonds.
So I just want to throw it outthere.
I hope that makes sense foreverybody.
Unincorporated association isprivate motherfuckers.

(01:28:54):
It's unincorporated and we knowI'm not answering none of these
issues about securitization.
I'm not answering yourquestions.
I'll take your ass into school.
Read the motherfucking books,sit your ass down when a real
nigga talking, take notes.
Shut the fuck up.

Speaker 7 (01:29:11):
I'm getting crazy with it now.

Speaker 1 (01:29:13):
If you don't know what an unincorporated
association is, you need to goback to square one.
You don't even need to even tryto see what securitization is,
but get the basics down, takeyour notes and go back and study
what you need to study, onething at a time.
Playboy.

Speaker 3 (01:29:29):
All right.
One more other question.
So we're looking at it from theperspective of what they've
done to us as far as, or ourinformation, as far as
securitization.
Now you're saying that theMormons and all those other
organizations, they do their ownprivate securitization.
Yes, so now that's somethingthat we need to also investigate

(01:29:52):
to see how.
Or you're saying that you'resaying that's what you choose.

Speaker 1 (01:29:55):
You want to.
If you want to be a billionaire, you're going to have to learn
securitization.

Speaker 3 (01:30:00):
All right, so now does that put us at risk?
Like you said?
Gene Keaton said I saw what youput in the chat of me on the
screen and he said it wasillegal.
Now I was booked for 26 years.
I ain't for it, no more, man.
Really, I'm just trying to geton.

Speaker 1 (01:30:16):
Hey, hey, I dig what you're saying it's illegal
because it's fraud because thepeople were not made aware.

Speaker 4 (01:30:27):
So we can still do this and make people aware.

Speaker 1 (01:30:28):
All parties know what's going on.
It's not fraud.
There's no one in the dark.
Okay, that's what they'reLegally.
I mean, there's nothing.
You're signing these thingssaying they can do it, so it's
really a legal contract.
You didn't have clarity ofwhat's going on, so that's why
they're saying it's fraud, butin our reality it's legal.
We played ourselves.
Yeah, you played yourself.

(01:30:49):
You signed up for this shit.
You signed that securityagreement and promised them.
You know, the securityagreement is what gives them the
means to securitize thatagreement.

Speaker 3 (01:31:01):
So you played yourself, you played yourself.
But that 26 years I'm coming toget some of that back.
Man, we're not playing.

Speaker 1 (01:31:07):
I mean, that's what I'm bringing this out for y'all.

Speaker 3 (01:31:11):
I know that's why you bring that and that's why I'm
telling you.

Speaker 1 (01:31:14):
this Sean's team is going to get y'all signed
affidavits.
That's what y'all get.

Speaker 3 (01:31:19):
All, right, now listen.
Shout out.
You always want to give a shoutout.
Don Calong, goddamn baby, youput us on.
Thank you, man.

Speaker 1 (01:31:28):
Yeah, I don't want y'all to think it is illegal.
Okay, he's saying it's illegalbecause no one.
In order for a contract to belawful, all parties must fully
comprehend what's going on.
Full disclosure, Fulldisclosure.
There you go, and if you knewthat a motherfucker was going to
make millions or billions ofdollars off you signing this

(01:31:51):
contract, you would want yourcut Exactly.
So that's not full disclosure.
They didn't let you know.

Speaker 3 (01:31:59):
But if you and I say you and I enter into an
agreement, a contract, and Itold you that I was going to
securitize this debt because acontract is a debt right, right.
So if I told you that I wasgoing to securitize this debt
because the contract is a debt,right, right.
So if I told you this is what Iwas going to do and on the back
end I went ahead and kicked youhalf of that, it would be legal
and I wouldn't have to belooking over my shoulder.
Yeah, good enough, man.
Thank you, man, you put me on.

Speaker 1 (01:32:21):
Yeah, so I want you to know.
Even churches securitize thesebaptismal certificates.
A lot of people don'tunderstand that these churches
securitize these baptismalcertificates.
You undergo a status correctionanytime you get baptized within
the church, so that's how thesechurches are getting paid on
the back end.
That's why the Catholic Churchis a billion dollar industry,

(01:32:41):
because they're using the birthcertificate.
It starts all the way.
I'm not gonna get deep manbecause I can't really clarify
all the way.
I'm not going to get deep manbecause I can't really clarify
all this for you, but I justwant you to know yeah, that's
where it starts who owns yourlabor.

Speaker 3 (01:32:54):
My man, my man and the interest and all that, that
interest that got to come back.

Speaker 1 (01:33:01):
That's what the name of the game is for.
Is the interest?

Speaker 3 (01:33:04):
I kind of figured that much.
I've been reading nonstop yoursite, man, your school.
Come on For real.
Yeah, you could be asking for$500 to $1,000 a month for that
All the information on it, Ifeel you.

Speaker 1 (01:33:19):
It's not for everybody.
If you understand it, you'regoing to you know and then
you're in the community.
You get the shit.
Now you're connected withpeople like Sean.
I just want you to know.
I got a super team.
I'm working with high powerfulindividuals and Sean has
definitely helped some of thoseindividuals, some of my
celebrity friends, so itdefinitely means a lot that he's

(01:33:39):
this big and he's actually hegoes above and beyond.

Speaker 5 (01:33:45):
Hey, don, I got a question.
Since you kind of hit on abaptismal certificate, will we
be able to trace that back inthe securities?

Speaker 1 (01:33:53):
I don't know.
You might have to ask.
It depends, you just need anumber, a case number or
something.

Speaker 6 (01:34:00):
Yeah, we should we should be able to.
Yeah, just send it over to mein the email Contact me and then
, when you contact me, just putthat in the notes and then I'll
send you an email where to sendit over to me in the email.
Contact me and then, when youcontact me, just put that in the
notes and then I'll send youthe email where to send it.
I'll take a look at it for you.

Speaker 1 (01:34:10):
So all churches don't actually not all churches
securitize them, but most ofthem do.
So I just want you to know.
There has been churches thatI've been to that don't do it at
all, and that's probably one of.
I mean, I'm just being honest,you know, right next to the
liquor store, right next to theliquor store.

Speaker 4 (01:34:32):
But if it's, he's stupid.

Speaker 1 (01:34:36):
Praise Jesus.
Oh man, I shakalama shakakon,shakakon, all that, all that.
You feel me I'm Pentecostal andMethodist, my eyes been opened.
You feel me I'm Pentecostal andMethodist, my eyes been open.
You feel me Y'all got any morequestions?
Man, I'm going to call it anight man.
Sean went above and beyond.

(01:34:57):
I appreciate you, man Seanthank you so much bro.
Hey man, he going to do hismotherfucking job.
Y'all come to him.

Speaker 6 (01:35:10):
He going to go above and fucking beyond for y'all.
So just know that.
Yeah, yeah, thank you so muchfor having me.
I love talking to you guys.
I love uh teaching and uh beingon these lives and I look
forward to speaking to all ofyou.
Uh soon appreciate it.

Speaker 1 (01:35:17):
Thank you so much for having me I'm gonna put his
information in the school foreverybody.
I can reach out to him.
And that free course kit, thefree kit.
Put that in the school foreverybody.
But if you want to access theclass, I think it's ten dollars
to get the replay so just go tothe.

Speaker 3 (01:35:33):
It's gonna be in the classroom but we send ten
dollars, we can get a replay forthis yeah, the replay is in the
school.

Speaker 1 (01:35:39):
Oh, my man, it's gonna be ten dollars, my man.
But all his information, hiswebsite.
I'm gonna post all of that foreverybody to have.

Speaker 5 (01:35:48):
Yo Don you the co-.

Speaker 1 (01:35:50):
He better get ready.

Speaker 6 (01:35:54):
Hey, we ready like it's the Super Bowl, all right.

Speaker 1 (01:35:57):
They're about to come .

Speaker 6 (01:35:58):
All right.

Speaker 1 (01:35:58):
Appreciate it.
They're coming All right, man.
I appreciate y'all.
Thank you again, Sean.
Thank you so much.
Appreciate it Great to see youin the shot, Don Good night.

Speaker 4 (01:36:07):
I look forward to y'all going down to Chicago hey.
Corbin man, I think you did too.

Speaker 1 (01:36:13):
Hey, let's look forward to this hey, Corbin, let
me mute y'all, I'm mute.
Corbin Because he was the lastperson to get his shit pushed
through without me.
His shit went through prettyfucking easy.
These attorneys been on my asson these trademarks dealing with
the trust man.
Hey, straight up, they've beentrying to.

(01:36:34):
They've been investigatingeverything.
It's been a struggle, bro.
This last one I did two weeksin.
I just got it pushed through,that's because you're disrupting
the game.

Speaker 3 (01:36:45):
man, that's what happens.
Man man, you're disrupting thegame, man, that's what happens.

Speaker 1 (01:36:49):
Man, man, he was the last one that was really able to
get his name pushed throughwith ease.
I really appreciate it, man.
I'm in limbo, but we still gotto do our call.
So listen, hearing thesecuritization, you can use him
too.
I already know.
I already saved everything youput that audit on your little

(01:37:09):
situation.
You got that showing Everythingis fried, bro.
So you're getting paid off me,trying to force me to pay you
while you're getting paid off me.

Speaker 5 (01:37:21):
Yeah.

Speaker 1 (01:37:22):
You know.
So usually, like situationslike yours, I throw the court in
default.
I go ahead and default thebonds and tell them to send us
in the insurance because thebond is insurance, and tell them
to go ahead and send theproceeds to my account.
That makes sense, because it'syour case.
It's your court case.
So, the court case in the fallsaid we're not paying and go

(01:37:44):
ahead and send the insurance toright here.
So this account, that makessense.
Yeah, that's game.
Y'all that's okay.
Every court case, if you, ifyou have a court case, it's got
bonds on it.
These y'all know bond is likeinsurance.
You can default these bondsbecause it's your court case.

(01:38:04):
You can throw the bond in thefault and tell them to send the
proceeds to you.
I ain't going to get too deepon y'all, though I won't make it
too deep.
We need a bunch of consultation.
That's good child support.

Speaker 4 (01:38:23):
Hey, like you say, prosperity is our divine
birthright.

Speaker 1 (01:38:26):
That's it.
But y'all all good man,Everybody good.
I put stuff in the chat.
Drop another L for that.

Speaker 4 (01:38:34):
Yeah, thank you, dog you got some more for us dog.
Give us one more before you go,man.

Speaker 5 (01:38:39):
And we're going to be in Chicago too.

Speaker 1 (01:38:43):
I was trying to make this make sense for the homie
that was on there.
So I was trying to make thismake sense for the homie that
was on there.
So, unincorporated associations, that's what I teach.
It's just three documents.
You get a mission statement, abanking resolution which shows
who can open up the bank account, and then you can get your
bylaws or your constitution.
That's all.
An unincorporated associationis If it's a faith-based

(01:39:03):
organization, it would be a508C1A.
But literally, if you have aprivate club, a private family,
private membership association,you do not have to file with the
Secretary of State.
You can't set up a othercompany association yo, since
you talking about it, bro.

Speaker 5 (01:39:16):
Like, what about when they ask for EINs and stuff
like that, when you go to banksto open stuff?

Speaker 1 (01:39:20):
you go get one.
You don't know how to get anEIN without a social oh yeah, of
course I do.

Speaker 5 (01:39:27):
Alright, go get, go get one, go get one.
Okay, okay, I see, I see, I see, go get an.

Speaker 1 (01:39:32):
EIN with no social, or go holler at some girl on the
street Say, go open this up forme, my trustee.

Speaker 4 (01:39:43):
Peace, peace, peace, peace peace.
So I was under the impressionthat the and I'm still studying,
still learning.
I'm like mad, mad new.
Like mad new.
So I was under the impressionthat an unincorporated
association was going ahead andgetting the DBA.
You know what I'm saying.

Speaker 1 (01:40:02):
Claiming the name.
An unincorporated associationis a trust.
All a trust is is a privatecontract.
Do y'all see this?
This is an unincorporatedassociation.
No social, no, nothing.
I just had my homie go in there.
Here's the information and Isent the paperwork where they
can't ask none of my trusteesfor their social security number

(01:40:23):
, nothing.

Speaker 3 (01:40:26):
You can't ask a a on my trust for anything you got
templates for thatunincorporated association in
your school right.
I got the basic ones.

Speaker 1 (01:40:35):
Yeah, you want to tap into me.
You want the real deal, though,but that basic get you through
once you start touching millionsand you need to do some some
different, you know.
But I want y'all to know I, theway I set it up, I got it where
you don't have to ask for.
They're not going to askanybody.

(01:40:55):
You can set this up for anybody.
You have your girlfriend goingthere and set that up.
Say she, she's the main person,she's liable for the and, but
they'll send you your cars andeverything.
They will give the cards to her.
Have your whole name on that.
You, you have a debit card.
Print it off same date.
Oh, so this is what I got.

Speaker 4 (01:41:13):
I got the quick guide to redeem employee withholdings
and garnishment.
I got a million dollars worthof game Is there?
I know at some point I'm goingto end up reading all your books
, but I want to ask you is thereanything else I need, Because
I'm a beginner financial freedomfinancial freedom by Don Kalam

(01:41:34):
and, you know, follow the yellowbig road.
But financial freedom is goingto break down.

Speaker 1 (01:41:37):
GAP law for you, alright bet bet, bet.

Speaker 3 (01:41:40):
Alright, I got that.
Okay, bet, bet, bet.
Financial freedom financialfreedom and yellow big road, the
namepreneur and the financialfreedom, financial freedom and
yellow bird the namepreneur.

Speaker 1 (01:41:51):
And the yeah, the namepreneur is going to show you
how to do your taxes when yourname's a business, and what's
the real thick one, you haveNamepreneur.

Speaker 3 (01:41:57):
Yeah, or yeah, or trusting your name to an LLC.

Speaker 1 (01:42:05):
Yeah, trusting your name.
Yeah, trusting your name as alimit, yeah.

Speaker 3 (01:42:09):
That's a hell.
That's a hell of a book too,bro.
Thank you.

Speaker 1 (01:42:14):
That's the one y'all want, though.
That's going to help you withthe shit we talked about today
Financial freedom I got that.
Private investors Breaks downGAAP and how to take the
information that you're gettingfrom him.
You take it to the sec, the ftc, the fdic.
There's a bunch of companiesand there's templates in the

(01:42:34):
book.
It shows you what to do with it.
I have.
It's a good book.
This is how you get these,these, these motherfucking um,
this paper I'm gonna show y'allsomewhere else.
I'm'm just going to drop thisgame.
I have not gave this out to thepublic whatsoever.
So let's look up a GSA bondform.
Let's look up a standard form25 performance bond.

(01:42:58):
That works.
Standard form 25 performancebond.
So let's look this up.
You still with us?
Equity I am, so you see thisright here.
Yes, so even IRS tax forms arecreated by the OMB.
Let's look up a W-A-B-E-N andsee if that's got an OMB number,

(01:43:22):
because I'm about to show y'allsome game.
Look, omb number.
Now.
Remember what we said'all somegame.
Look, omb number.
Now remember what we saidequity only control what you
create.
Right, absolutely.
So these are the OMB formsManagement and budget.
Oh, so this is who you, once youdo your audits and stuff.

(01:43:43):
You can follow shit directlywith them.
I'm not gonna keep giving y'allthis motherfucking game because
y'all not ready.
But equity, you can follow shitdirectly with them.
I'm not going to keep givingyou all this motherfucking game
because you're not ready.
But equity, you got it.
Go ahead and get them bandsback, bro.
You're going to get millionsand millions of dollars back.
Dealing with the office ofmanagement and budget.
I'm going to show you all whothey are.
Let me show you all who theyare.
It's going to fuck you up.
This is not in the public, soy'all motherfucking welcome.

(01:44:05):
Y'all better tap in and book amotherfucking consultation.
Holler at your boss.
But look, office of Mayor.
What do they do?
They oversee the performance offederal agencies and ministers
of federal budget.
That's everything that you need.
That's when you're missinglinks.
That's what you need, I justwant you to know you only
control what you create.
That's the rules of commerce.

(01:44:25):
You got to holler at them andfile shit with them directly.
Wow, everything you do youraudience, everything, send it to
them directly.

Speaker 4 (01:44:37):
Oversee the business of federal agencies.
That's a ball of my mind.

Speaker 5 (01:44:41):
Is that the real Rick ?

Speaker 1 (01:44:41):
Hamilton from the NBA .
He went too quick, what's up,man?
I ain't seen you since Detroit.
Homie, my shit broke.
My shit broke.
He said his shit broke.
Equity that make sense though.
Man Absolutely.

Speaker 4 (01:44:59):
Yeah, man I learned that from Lady P.
Oh, turn up.
Oh yeah, turn up.

Speaker 2 (01:45:08):
Hey Donovan.
Oh yeah, turn up, hey Donovan.
Hey, what's good that we'regoing to take the information
after the audit comes back from.

Speaker 1 (01:45:13):
Yeah, yeah, yeah, yeah, yeah, and I'm going to pay
her so you can still talk toher.

Speaker 2 (01:45:19):
Oh, I got my.
Yeah, I called her today.
She said let's reschedule fortomorrow at 4 pm.

Speaker 1 (01:45:23):
Yeah, she got a new number though, but I'm handling
it.
You don't have to pay her.
I'm handling that from yourdonation.

Speaker 2 (01:45:29):
Oh, yeah, yeah, yeah I talked to her today.

Speaker 1 (01:45:30):
Okay, yeah, we're going to talk tomorrow.
I got two people that's comingfor me directly.

Speaker 2 (01:45:37):
All right, damn bro, I'm excited.
That's what's up man who else?

Speaker 1 (01:45:46):
come to Chicago, y'all better come in.
I got cash money in thebuilding I can't even tell y'all
everybody.
I got coming in the buildingman.

Speaker 4 (01:45:52):
I want to come, but I don't want to get in.
No more fucking plane, man, Imight have to drive.

Speaker 1 (01:45:56):
You better take me to Amtrak.
I'm going to take you to Amtrak.

Speaker 2 (01:46:00):
Exactly.

Speaker 1 (01:46:01):
You don't look like no Greyhound nigga.

Speaker 2 (01:46:04):
Hey Don, hey Don, if this whole thing goes through,
mad quick, I'm PJing it there.

Speaker 1 (01:46:12):
I'm going to come out and Great hound to you and take
the Jet with you.
Dog, let's go man.
We balling on a budget man,take the motherfucking Flix bus.

Speaker 2 (01:46:24):
Let's go dog.

Speaker 1 (01:46:27):
We'll get some wine and we jet though there you go
man, Did you get the private jetclass?

Speaker 2 (01:46:33):
Oh yeah.

Speaker 1 (01:46:34):
You get the app right there, bro You're good to go.
I appreciate y'all.
This will be posted in theclassroom tonight.
Go to the schoolcom.
Slash dot com.
V-o-n-k-i-l-a-m, s-k-o-o-l dotcom.
Slash dot com.
Most of y'all are there anyways, so I appreciate y'all.
We're still doing consoles for$500 for a half hour.

(01:46:58):
So tap in, I'm only doing itfor Black people because it's
Black History Month.
If you got a nationality, youshould have some bag.
So you should still drop me thattwo bands because you got a
nationality nigga.
I love y'all man.
Much peace and love.

Speaker 2 (01:47:13):
Peace and love.

Speaker 5 (01:47:15):
Peace and love Bye.

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