EnRich Your Life

EnRich Your Life

A financial podcast hosted by advisor Richard Leimgruber, CRPC®, sharing practical advice and making financial wisdom accessible for all. Tune in for insights and tools that empower you to enrich your life and navigate your financial journey with confidence.

Episodes

July 22, 2025 18 mins

In this episode, we break down private credit investing. What it is, how it works, and why more investors are using it to generate income with less day-to-day volatility.

Chief Investment Officer from Flat Rock, Shiloh Bates, explains how these loans are structured, who borrows the money, and what makes this strategy attractive even in a high-interest-rate market.

They get into real examples, the risks you need to know, and how inves...

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In Part 2 of this week’s conversation, we unpack CLOs, Collateralized Loan Obligations, and why they’ve quietly become a go-to income strategy for banks, asset managers, and sophisticated investors.

Rich talks with Shiloh Bates of Flat Rock Global about how CLOs are built, who invests in them, and how you can tap into higher-yielding opportunities with decades of strong performance and surprisingly low default rates.
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July 8, 2025 27 mins

Think estate planning is only for the wealthy? Think again. In this episode, Rich sits down with estate planning attorney Samara Halpern to break down what you actually need, whether you’re 18 or 80. From wills and healthcare proxies to power of attorney and trusts, this conversation covers the essentials most people overlook until it’s too late.

Episode Highlights:

  • Why every adult over 18 needs a healthcare proxy
  • The real differe...
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In Part 1 of this special two-part episode, Rich talks with David Sobel, Executive Director of the Alzheimer’s Association Hudson Valley Chapter, about the realities of Alzheimer’s, early signs, the role of caregivers, and how local families can access free support. Learn about breakthrough treatments, volunteer opportunities, and the incredible work happening right here in Westchester County.

Key Highlights:

  • The first step to ta...
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In Part 2 of our special episode with David Sobel of the Alzheimer’s Association Hudson Valley Chapter, we explore how to get involved, whether by walking, volunteering, or sponsoring, and the emotional impact of the Walk to End Alzheimer’s. We also break down key advocacy efforts, powerful fundraising events, and the 10 early warning signs to watch for.

Key Highlights

  • What the colored flowers at the Walk to End Alzheimer’s actua...
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Aging and the family caregiving that comes with it is no longer a far‑off worry. Gerontologist Rebecca Lippel joins host Richard Leimgruber to unpack what today’s “silver tsunami” means for your wallet, your parents, and your own health. Together they tackle startling U.S. demographics, the role of advanced directives, why long‑term‑care insurance is best locked in by age 55, and how caregivers can trade guilt for practical help. F...

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Life Insurance: How Much, What Kind, and When to Convert
Life insurance feels opaque. In 30 minutes Rich Leimgruber and 30-year industry professional, Jim Feldesman unpack:
• Term vs. permanent, plain-English math
• The needs-analysis shortcut that beats “10× salary” rules
• Hidden living benefit riders (critical illness, LTC hybrids)
• How to properly complete your application
• The one mistake that makes y...

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Most people don’t realize they’re underinsured, until it’s too late.

In this episode, Rich sits down with insurance expert Ed Gajdosik to talk about the real cost of being underinsured, why flood insurance isn’t just for flood zones, and how umbrella policies protect your wealth when disaster strikes. They unpack what most people get wrong about auto and homeowners insurance, how inflation affects your coverage, and why a quick revi...

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In this episode, Rich talks with Michael Sieja (“Mortgage Mike”) about how to navigate the home lending process smarter. Whether you’re a first-time buyer, refinancing, or tapping your home equity, they break down different mortgage options, what documents to prepare, why your credit score matters, and the best strategies to strengthen your offer. 

Takeaways:

  • Understand mortgage options: conventional, FHA, VA, HELOCs
  • How much you ...
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In this episode, Rich sits down with cybersecurity expert Oscar Capel to break down how identity theft happens, and how you can stop it. From weak passwords to risky public Wi-Fi habits, they cover the real-world consequences of digital carelessness and how a few simple tools like VPNs, password managers, and multi-factor authentication can protect your personal data.  This episode underscores the emotional toll of identity theft a...

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Home prices are up. Inventory is down. And if you’re not paying cash, you’re likely getting beat.

In this episode of EnRich Your Life, Rich talks with top Westchester realtor Ann Marie Damashek about how buyers can stay competitive in one of the toughest housing markets in decades. They cover financing strategy, inspection traps, how to prep before you even look at listings, and why some buyers are losing out over and over again.

If ...

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Looking to sell your home? This episode features insights from a top-performing realtor with over 23 years of experience, Maureen Connolly with Coldwell Banker. Discover strategies for maximizing your home's value, from smart pricing to effective staging. Learn why choosing the right agent matters and how to navigate today's competitive market with confidence.

Key Insights

  • Why professional pricing strategy often leads t...
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Exchange-Traded Funds (ETFs) have transformed the way people invest—but how do they actually work, and why are they growing so fast? In this episode of EnRich Your Life Podcast, host Richard Leimgruber sits down with Arthur Nowak from Alger Investments to break down the power of ETFs, the role of AI in investing, and why active management still matters.

Key topics covered:

  • What ETFs are and how they compare to mutual funds
  • The ben...
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In this episode, Richard is joined by Peter Corritori, Regional Vice President of Catalyst Funds, to discuss the key differences between active and passive investing. Each with over 25 years of experience, Richard and Peter delve into the benefits and risks of each strategy, offering practical insights for both new and experienced investors. They explore asset classes, risk management, diversification, and the impact of market effi...

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Ever wondered how a love for music can pave the way to a thriving career in accounting? Join us as Joe Paldino, the dynamic founder and CEO of Paldino Company CPA, shares his fascinating journey from aspiring musician to a successful CPA.

In this next episode of EnRich Your Life, host Rich Leimgruber sits down with Joe, to break down the complexities of tax planning for individuals and small businesses. Joe shares his journey to bec...

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Welcome to the EnRich Your Life Podcast! In our premiere episode, we’re kicking off your journey to financial empowerment.  It tackles common misconceptions about financial advisors and delves into the comprehensive services they provide, from investment planning to tax strategies and elder care. Learn about the value of professional financial advice, regardless of your net worth, and how it can help you overcome financial roadbloc...

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Launching January 2025!
The EnRich Your Life Podcast is your go-to guide for financial empowerment. Hosted by Richard Leimgruber, this podcast breaks down complex money topics into simple, actionable steps to help you grow, protect, and shape your financial future—no matter where you’re starting from. Tune in for practical advice, myth-busting insights, and strategies to enrich your life!

Filmed and recorded at Studio on the Ave...

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Richard Leimgruber, CRPC®

Richard Leimgruber, CRPC®

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