EnRich Your Life

In this episode of the EnRich Your Life podcast, host Rich Leimgruber sits down with Marcel Benjamin, Fixed Income Strategist at State Street Investment Management, to discuss the essential shift in your financial strategy as you move from your wealth accumulation (growth) phase into retirement (income).
Have you spent years building up your savings and are now wondering how to turn that nest egg into a reliable paycheck? This ...

When it comes to preserving wealth, minimizing taxes, and protecting your family’s future, advanced estate planning can make all the difference. In this episode of EnRich Your Life, host Rich Leimgruber sits down with Kylan Johnson, founder of Hudson Valley Estate Planning, to unpack real-world strategies for high-net-worth families and business owners.

They discuss how trusts, tax laws, and proper planning can prevent unn...

In this episode of EnRich Your Life, host Richard Leimgruber dives into the power of goal setting, how clarity, mindset, and emotional intelligence work together to shape financial and personal success. Joined by Kristin Kenney, founder of High Gear Advisors and a Harvard-certified expert in negotiation and conflict resolution, they explore how aligning your goals with your emotions and values can unlock progress even during life’s...

Episode Description:

Navigating the complexities of Medicare can be overwhelming, but this episode simplifies the process for those turning 65 or assisting a loved one. Host, Rich Leimgruber, speaks with certified Medicare insurance professionals Traci O'Brien, and Giovanna Sidoti, Medicare Agent, who break down the program's intricacies, from enrollment pitfalls to hidden costs. They explain why Medicare coverage is highl...

Many parents and grandparents misunderstand how 529 plans work. In this episode, Rich Leimgruber talks with Kris Adrian, National 529 Specialist at JP Morgan, to clear up myths and explain how families can use these plans to fund education in a tax-efficient way.

Our conversation covers how 529s have expanded beyond traditional college savings, what recent rule changes mean, and why every family should understand their options.

Key H...

Crypto often feels like hype, headlines, and confusion. In this episode of EnRich Your Life, Rich sits down with Howie Levine of Bitwise to break it down in plain language, what crypto actually is, how blockchain works, and why Bitcoin, stablecoins, and ETFs are changing the investment landscape.

Whether you’re crypto curious, skeptical, or simply want to understand how it might fit into a portfolio, this conversation cuts through t...

We’re taking a short summer break! ☀️

No new episodes in August, but Rich will be back in September with fresh conversations on everything from Bitcoin and 529 plans to Medicare enrollment and setting wealth goals with clarity.

He’s heading to the beach for some much-needed rest, and hopes you’re getting in some self-care too.

Until then, catch up on any episodes you’ve missed. See you soon.  

Filmed and r...

In this episode, we break down private credit investing. What it is, how it works, and why more investors are using it to generate income with less day-to-day volatility.

Chief Investment Officer from Flat Rock, Shiloh Bates, explains how these loans are structured, who borrows the money, and what makes this strategy attractive even in a high-interest-rate market.

They get into real examples, the risks you need to know, and how inves...

In Part 2 of this week’s conversation, we unpack CLOs, Collateralized Loan Obligations, and why they’ve quietly become a go-to income strategy for banks, asset managers, and sophisticated investors.

Rich talks with Shiloh Bates of Flat Rock Global about how CLOs are built, who invests in them, and how you can tap into higher-yielding opportunities with decades of strong performance and surprisingly low default rates.
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Think estate planning is only for the wealthy? Think again. In this episode, Rich sits down with estate planning attorney Samara Halpern to break down what you actually need, whether you’re 18 or 80. From wills and healthcare proxies to power of attorney and trusts, this conversation covers the essentials most people overlook until it’s too late.

Episode Highlights:

• Why every adult over 18 needs a healthcare proxy
• The real differe...

In Part 1 of this special two-part episode, Rich talks with David Sobel, Executive Director of the Alzheimer’s Association Hudson Valley Chapter, about the realities of Alzheimer’s, early signs, the role of caregivers, and how local families can access free support. Learn about breakthrough treatments, volunteer opportunities, and the incredible work happening right here in Westchester County.

Key Highlights:

• The first step to ta...

In Part 2 of our special episode with David Sobel of the Alzheimer’s Association Hudson Valley Chapter, we explore how to get involved, whether by walking, volunteering, or sponsoring, and the emotional impact of the Walk to End Alzheimer’s. We also break down key advocacy efforts, powerful fundraising events, and the 10 early warning signs to watch for.

Key Highlights

• What the colored flowers at the Walk to End Alzheimer’s actua...

Aging and the family caregiving that comes with it is no longer a far‑off worry. Gerontologist Rebecca Lippel joins host Richard Leimgruber to unpack what today’s “silver tsunami” means for your wallet, your parents, and your own health. Together they tackle startling U.S. demographics, the role of advanced directives, why long‑term‑care insurance is best locked in by age 55, and how caregivers can trade guilt for practical help. F...

Life Insurance: How Much, What Kind, and When to Convert
Life insurance feels opaque. In 30 minutes Rich Leimgruber and 30-year industry professional, Jim Feldesman unpack:
• Term vs. permanent, plain-English math
• The needs-analysis shortcut that beats “10× salary” rules
• Hidden living benefit riders (critical illness, LTC hybrids)
• How to properly complete your application
• The one mistake that makes y...

Most people don’t realize they’re underinsured, until it’s too late.

In this episode, Rich sits down with insurance expert Ed Gajdosik to talk about the real cost of being underinsured, why flood insurance isn’t just for flood zones, and how umbrella policies protect your wealth when disaster strikes. They unpack what most people get wrong about auto and homeowners insurance, how inflation affects your coverage, and why a quick revi...

In this episode, Rich talks with Michael Sieja (“Mortgage Mike”) about how to navigate the home lending process smarter. Whether you’re a first-time buyer, refinancing, or tapping your home equity, they break down different mortgage options, what documents to prepare, why your credit score matters, and the best strategies to strengthen your offer. 

Takeaways:

• Understand mortgage options: conventional, FHA, VA, HELOCs
• How much you ...

In this episode, Rich sits down with cybersecurity expert Oscar Capel to break down how identity theft happens, and how you can stop it. From weak passwords to risky public Wi-Fi habits, they cover the real-world consequences of digital carelessness and how a few simple tools like VPNs, password managers, and multi-factor authentication can protect your personal data.  This episode underscores the emotional toll of identity theft a...

Home prices are up. Inventory is down. And if you’re not paying cash, you’re likely getting beat.

In this episode of EnRich Your Life, Rich talks with top Westchester realtor Ann Marie Damashek about how buyers can stay competitive in one of the toughest housing markets in decades. They cover financing strategy, inspection traps, how to prep before you even look at listings, and why some buyers are losing out over and over again.

If ...

Looking to sell your home? This episode features insights from a top-performing realtor with over 23 years of experience, Maureen Connolly with Coldwell Banker. Discover strategies for maximizing your home's value, from smart pricing to effective staging. Learn why choosing the right agent matters and how to navigate today's competitive market with confidence.

Key Insights

• Why professional pricing strategy often leads t...