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July 10, 2025 42 mins

In this episode, we are joined by Irma Neal, co-founder and certified financial coach of Onyx Rising. Irma shares her inspiring journey from a challenging upbringing to becoming a financial literacy and empowerment leader. 

With over 30 years of experience in human services and a passion for diversity, equity, and inclusion, Irma discusses the importance of mindset in overcoming financial obstacles and achieving success. Tune in as we explore her insights on breaking free from a scarcity mentality and the transformative power of education and community support.


Chapters:


(03:20) Growing up extremely poor


(08:53) It starts with the mindset

 

(11:58) Scarcity-based mindset and environment


(18:28) biggest challenge minorities face in financial literacy 


(30:47) The biggest motivator of getting through tough times 


(36:28) Leading in Chaos Insight to Lead to the Storms


Sponsored by:


BLU Scholarship: https://www.blu.university/a/2147984849/YbykQKgP


Irma Neal bio:


A former Deputy Mayor of Indianapolis and former Director of Human Services in two large urban jurisdictions, Irma Neal has over 30 years’ of experience in managing 


Human services programs are available in state and local government and the private sector. She possesses over 15 years of experience as a private business owner, partner, and manager, offering training and consulting services to government human services agencies, educational institutions, and the private sector. 


Ms. Neal is co-inventor of an electronic childcare system (currently called EBT) and a former member of Excellence in Government. She retired in October 2014 and immediately continued her education, becoming a Certified Financial Coach in October 2014. An Amazon best-selling author of the book Leading in Chaos: Insights to Lead through the Storms, Irma’s passion is to make a positive difference in the lives of everyone she encounters.


Connect with Irma:


https://www.onyx2rise.com


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