3 Alternative Health Plans Texans Can Use To Ditch The ACA Exchange

In this episode of Faith, Stewardship and Insurance: Protecting Texas Churches, host Ron Wadley discusses various health insurance options for small Texas churches facing rising ACA premiums and shrinking subsidies. Wadley recommends alternatives like private health plans, direct primary care with catastrophic coverage, and targeted limited benefit plans. These solutions offer cost-effective protection and predictable budgets for church staff. The episode emphasizes the importance of customized insurance strategies and offers insights on how churches can secure affordable and comprehensive health coverage for their staff. For help with your church’s insurance, contact our church insurance team at insurancefortexans.com Get a copy of our book at thepromiseofcertainty.com 00:00 Introduction to Faith Stewardship and Insurance 00:27 Real World Health Insurance Solutions for Texas Churches 01:11 Private Health Plans: An Overlooked Option 02:00 Direct Primary Care and Catastrophic Coverage 02:56 Targeted Coverage Model with Limited Benefit Plans 04:01 Challenges with ACA Marketplace for Small Churches 04:46 Building a Sustainable Health Insurance Strategy 05:06 Conclusion and Next Steps