Can a Small Church Provide Health Insurance Using a Self Funded Plan?

In this episode of Faith Stewardship and Insurance: Protecting Texas Churches, host Ron Wadley of Insurance for Texans explores practical ways for Texas churches to provide meaningful health benefits to their staff. The focus is on self-funded health insurance with stop-loss protection, a promising but often misunderstood option for small churches. The episode provides a detailed explanation of how self-funded plans work, including their benefits such as lower monthly costs, customized coverage, and stop-loss protection. Through a real-life example of Ted's church in Abilene, Texas, the show illustrates how self-funded plans can offer peace of mind while fitting a church's budget and needs. For help with your church’s health insurance, contact our church insurance team today at insurancefortexans.com Get a copy of our book at thepromiseofcertainty.com 00:00 Introduction to Faith Stewardship and Insurance 00:26 Understanding Self-Funded Health Insurance 00:58 Ted's Journey with Self-Funded Plans 01:45 How Self-Funded Plans Work 02:35 Advantages of Self-Funded Plans 03:09 Is Self-Funding Right for Your Church? 03:25 Expert Guidance and Support 04:11 Conclusion and Next Steps 04:42 Final Thoughts on Stewardship