November 3, 2024 • 34 mins
Picture this: you're all set to tie the knot, but there's that nagging question—should you get a prenuptial agreement? We've all heard the myths that prenups are just for the mega-rich or cynical, right? Well, prepare to have your world rocked as we unpack why a prenup might be the best wedding gift you and your partner give each other. From toe-tapping hits that get us in the mood to the comedy gold of Eddie Murphy, we promise you'll walk away from this episode with a new appreciation for financial transparency and the peace of mind it brings.
Relationships demand more than just love; they require mutual respect and an understanding of emotional boundaries. Navigating this complex terrain, we share our own stories of learning to communicate personal needs and giving each other space to process emotions. It's all part of the journey towards a balanced partnership. We challenge you to rethink prenuptial agreements as essential tools for safeguarding your relationship’s future—not just awkward legal paperwork. Our candid conversations highlight how addressing tough subjects now can prevent heartaches later.
As we wrap up, we're buzzing with excitement for what's on the horizon. Get ready for a series of dynamic topics and surprises that promise to keep you on the edge of your seat. We're committed to bringing you content that’s brimming with Energy, Passion, and Conviction (EPC), and our next episode is set to be pure fire. Stay tuned across all your favorite platforms, and thank you for being an integral part of this vibrant community. Your support fuels our journey, and we can't wait to continue exploring these vital conversations together.
Learn more about the FBN initiative and get access to all social media platforms at https://linktr.ee/fbnlinks
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Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
First and foremost, we want to be clear that what we
are sharing with you arestrategies and concepts that can
be implemented by individualswho understand the logistics of
how to approach such platformsas far as the literal, the
(00:27):
mental and spiritual formatneeded to be successful with
your aspirations what's up world?
Speaker 3 (00:58):
you're tuned in to fbn and this is another episode
of finance bros network and I amthe one half of finance anton
leftwich, and this is michaeldepote.
Speaker 4 (01:08):
The other half and we are coming to you live with
finance for everyday people.
We are honored to be here andto be able to serve diverse
communities as usual.
Yes sir.
Speaker 2 (01:23):
Boy oh boy.
Speaker 4 (01:27):
This is part two.
Part two, part two.
Okay, now we rolled out ourlast episode with Proud Mary,
the first part.
Okay, here's the second part.
Here's the second part.
Y'all check this out.
And I never want to spend asleep and I'm running all the
(02:05):
way back.
Speaker 2 (02:05):
My head's big, big wheel keep on turning, turning,
round and round.
Keep on turning, turning,rolling, rolling, rolling on the
river.
So we're rolling, rolling,rolling on the river, we're
rolling.
Speaker 4 (02:27):
So the tempo's up, so we setting the tone you see how
high I am.
We setting the tone, so werolled out with nice and easy.
Yeah, yeah, yeah.
Speaker 2 (02:40):
Now we're going to do it rough.
We're going to be rough withthem, brother.
Speaker 3 (02:46):
Sometimes it just didn't work out hey hey, hey,
part two.
Speaker 4 (02:53):
You know what love got to do with it.
Something wrong with the prenup, prenup.
How long?
Speaker 3 (02:58):
are we going to?
Speaker 4 (02:59):
do it.
How long are we doing this?
Speaker 2 (03:02):
How long are we going to make?
Speaker 4 (03:03):
this happen, and you know what this episode makes me
think of another song.
I'm going to hit him up realquick with this other song.
Let me hit him with one moresong.
Here's a little bit of it.
Here you go, y'all check it Nowthat we found love.
Speaker 2 (03:17):
What are we going to do with this, with this, yeah,
now that we've found love, whatare we going to do?
Speaker 4 (03:36):
What are we going to do With this, Now that we've
found love?
What are we going to do Withthis?
I know you were waiting forthis one.
Speaker 2 (03:52):
Heavy.
Speaker 4 (03:52):
D.
You know, that's our boy HeavyD.
You know I love it.
You know, hey, what love got todo.
Got to do with Listen, we'rehaving fun with this, but you
know, this is the second part ofwhat love got to do with it.
We wanted to make sure we getyou into the mind frame of what
(04:15):
we're going to talk about.
And look, we going to keep itreal with you.
We got to, we got to bro.
Speaker 2 (04:22):
We got to keep it real with you.
Speaker 4 (04:24):
The first episode, we went nice and easy, like we
promised.
Now we're gonna be a littlerough, we?
We gotta keep it serious, wegotta keep it realistic, and I
know we are.
You know we were waiting forthis one.
And when people think of prenup, they usually think of rich
celebrities or wealthy peopletrying to protect their asset.
True, but the truth is, aprenup agreement can be relevant
(04:49):
no matter what your incomelevel is 100%, brother, 100%.
Speaker 3 (04:53):
Hey, mike, you ain't say nothing but a word, brother.
Look man.
And we told you we're going tokeep it real for this episode.
All right, and love that songtoo, mike.
It's perfect for this topic andwhile the idea of a prenup
might seem unromantic, it canactually bring a lot of clarity
and security into a relationship.
Ok, even for those livingpaycheck to paycheck.
You know FBN is going to staypositive, but we also want to be
(05:16):
realistic when talking aboutfinance.
Speaker 4 (05:18):
That's right, and I think we sound a little bit
hyped for this episode.
But real talk.
A prenup can outline howfinance will be handled during
(05:39):
the marriage and in an event ofseparation or divorce.
So this includes decisionsabout debt savings and even
child support or spousal supportif necessary, and even child
support or spousal support ifnecessary, for our low-income
couples.
This kind of clarity iscritical, because every dollar
counts and miscommunicationsabout money can lead to big
(06:01):
problems down the road.
But this also reminds me ofsomething else, anton.
You know I was thinking aboutthis.
This reminds me of somethingelse, anton.
What's that?
You know I was thinking aboutthis.
This reminds me of Eddie Murphyand Raw.
You know.
Just remember that there was apart where he talked about.
You know, I go to Africa and Ibring a girl into the States and
then all of a sudden, thingsain't going well.
Eddie, I want half.
(06:21):
What, dude?
I want half.
What I want half?
It's like look, I took you fromwherever you were, I dirtied it
in a hud house and now you'retalking about Eddie, I want half
.
Speaker 2 (06:35):
I want half.
Eddie, you treat me likeanimals.
Speaker 4 (06:49):
So listen, if y'all didn't see that, it's in the raw
, it's in the wall.
Comedy with eddie murphy and hestarted talking about how he
got some foreigners you know,women from other countries
bringing them in here.
Once they learn about the lawhalf well, at least in
california, for sure, is half.
Speaker 2 (07:02):
Then some other states have some other other
states have a certain percentage, but half.
Speaker 4 (07:09):
But you know we're joking about this and everything
.
But I want to give you guys arealistic scenario yeah, yeah,
for real.
Speaker 3 (07:13):
You know we don't want to keep it fun, but we just
want to be bringing a pointhome for you.
Speaker 4 (07:16):
Right, right, right.
Well, here's a realisticscenario and this is just so
everybody could identify withthe situation.
Right, so think about this andI was thinking about this Like
you, never, you ever go to,let's say, pick up something at
a store real quick.
Yeah, you drive there, you goand it's like it's hard to find
parking.
You find something real quickand it's like right next to the
(07:39):
store, and then you and there'sa parking meter there.
Speaker 2 (07:42):
And all you got to do is put a quarter in there right
.
Speaker 4 (07:45):
All you have to do is put a quarter in there.
Maybe you ain't got time.
He's like nah, I'm going tojust run in and get this cake.
Let's say it's a bakery, I'mgoing to run in and get this
cake.
You know it's nice and sweet.
Just like you meet this newgirl or new guy.
It's nice and sweet andeverything.
I'm going to just run in it andget it, and then you run out
and boom $35 ticket.
(08:06):
That was an expensive cake.
Speaker 3 (08:11):
That was an expensive cake.
Hey, bro, that's real, it'sfunny.
But it ain't funny, right,right you know what I'm saying.
Speaker 4 (08:16):
So imagine 25 cents and now you almost pay a
thousand percent more, paying athousand percent more.
So you, if you do the prenup,you have that transparency and
you're not gonna be out.
Yeah, that much money, becauseeverything is there, everything
is.
So think about that, ladies andgentlemen, think about that
(08:37):
wealthiness.
25 cents you put in that metersaved you from that 35, 45,
maybe 55 ticket, depending whereyou are in this country
absolutely, brother.
Speaker 3 (08:48):
hey, this goes for men and women, exactly because
that dude that started out realsweet might not end up so sweet,
or late, or guys, that ladythat started out so sweet might
not end up so sweet, all right.
So look, and you know we'regetting trouble for this, so be
it, we're gonna.
We promise y'all we're gonnabring it real.
And you're right, mike, youknow we're getting trolled for
this, so be it, we're going.
We promised y'all we're goingto bring it real.
And you're right, mike, youknow what I'm saying, why.
And while people often think Idon't have anything to protect,
(09:10):
you know, all right, the truthis that both debt and future
earnings are importantconsiderations for low income
couples.
I mean, even if you got a bunchof money, don't really matter.
All right, got money, don'thave money whatever, all right.
It's about being smart withwhat you do have, all right.
And love means making sure bothof you are protected
financially.
You know we kept, we know weand we did keep a PG in the
(09:33):
first episode of part one.
You know what I'm saying but nowwe're going.
Speaker 2 (09:36):
Rated R oh whoa, yeah , yeah, yeah and look.
Look.
Speaker 3 (09:40):
R stands for respect.
Speaker 4 (09:41):
Okay, that's what your R stands for.
R stands for, you know,restricted under 18,.
Bro, there's some nastiness wecould have been talking about
when it comes to preening up andhow bad it is and the
percentage of stuff.
But you know, at Finance BroNetwork, we're going to keep it
at least PG-13.
We're going to give you thereal.
(10:02):
We're keeping it PG-13.
You know, if it's somethingthat you're going to see, you
got to at least be at a certainunderstanding or level.
That's what PG-13 stands for, alevel that's what pg-13 stand
for.
You could allow the kid to goin.
If they're, uh, um, under 13 orover 13 years old, they can
(10:23):
they could go without theparents.
Speaker 2 (10:24):
So so we're gonna, we're gonna try to keep it pg-13
.
Speaker 4 (10:26):
Weird because we could have went on, we could, we
could have went nasty on yeah,yeah, for real, we could have
told them what we feel and whythis is happening, why people do
prenup because it does get uglyman brother, we I had, we I've
had a friend with this situationlately, brother you know I'm
saying just shout out to him man, all love to you, brother,
they're not gonna put asituation out there.
Speaker 3 (10:47):
But and this goal, again, it goes for men.
This happens to men, thishappens to women, all right.
So it's for, it's for people wefinance, for everyday people.
So we know that all people gothrough this or know someone who
has gone through this, allright.
So I love the fact that yousaid that to have that certain
level of understanding, allright, to even be able to digest
this information properly,right, right For people who go
(11:09):
through, been through it, man,they probably already like yep,
yep, yep, yep.
That right there, that rightthere.
Speaker 4 (11:15):
And, like we said, it could be rated R, we could be
talking about that, but we havefinance pros that we're not
about the rated R situation.
We're going to give you thePD-13 situation.
But you know this is just anemotional security Anton for
people when we talk about prenup.
For people, when we talk aboutprenup, you know it might seem
(11:40):
like a counterintuitive, but aprenup can actually bring peace
of mind.
Knowing that your financialfuture is protected, regardless
of what happens in therelationship can remove a lot of
emotion strain that moneyissues bring into a marriage.
Yeah, love isn't about ignorant, um, ignoring the hard stuff.
Speaker 3 (12:04):
It's about facing it together 100, brother, 100, and
it's not even gonna be auncomfortable conversation
really, if you really about thatperson and that person really
about you.
Man, prenup, no pre what,prenup whatever?
And like matter of fact, hey,I'm glad you brought it up right
, I was just.
I was just thinking the samething.
Yep, you know what I mean andwe're going on this thing
together.
Take certain things off thetable so when you go in, you can
(12:27):
put all your, all of yourenergy into the mission that you
guys are building together.
All right, you're right, mike.
Some people worry about talkingabout a prenup means you know
you don't trust your partner orwhatever.
But really it's the opposite.
All right, you're showing thatyou care enough about the
relationship to make sure moneydoesn't get in the way later.
Speaker 4 (12:47):
All right, saying like I love you enough to want
to make sure we're bothprotected, no matter what, and
you know, in days, we we have tothink about that because you
know, hey, men and women, womenand women, men and men however,
you're looking at relationshipright now, yeah, you know
everybody is almost at the samesame playing field and I say in
(13:10):
in the, in the retrospect, thatyou know there are women who are
making more money than men oh,gosh right, women are running,
running, running companies andall kind of stuff now.
Speaker 3 (13:20):
So so, yeah, so you could.
Speaker 4 (13:22):
yeah, the percentage is not that high right now, but
it's there, it's there and thepossibility is there and it's
and it's unfortunate, especiallyfor our upi uh community.
You know you have situationseven if you could say, okay, uh,
you know, I work at retail, Imake, you know, let's say, 50,
(13:43):
60 000, but you know, honeydewworks at, uh, you know this
corporation making close to ahundred thousand.
Yeah, yeah, you know it may notbe a lot of money, but if you
guys are coming together andyou're being transparent and
you're about to, let's say let'stake over the world.
Remember, we spoke aboutpeaking in the brink let's take
over the world.
(14:03):
This is transparency, with thatprenup 100%, brother, 100%.
So that's what we got to thinkabout.
You know, and you know, anton,we communicate, we commit to
fairness.
A prenup can actually representa deeper commitment to fairness
(14:24):
and equality in therelationship.
It's a way of saying I want tomake sure we're both treated
fairly, no matter what, yep, nomatter what happens.
That kind of fairness canstrengthen your relationship by
ensuring that both partners areon the same pace.
(14:46):
That's what I'm talking about.
We all are fighting the samefight.
We're all, almost at this dayand age.
In our society, everybody'strying to get the equality black
, white, men, women it's goingto be an equality.
Why not present thistransparency in the relationship
, this protection for both of usin this relationship?
(15:10):
So you know, that's, that's howI'm thinking about it bro, I
love that brother.
Speaker 3 (15:13):
Hey, you know this.
That reminds me of somethingtoo.
You know, I learned actuallythis was just later in life that
if you talk about things beforethey happen, it will prepare
you to remember when thatsituation actually comes up,
like a lot of people may not gettogether when they first.
(15:35):
When they first come together,a lot of people may not sit and
have this conversation.
Okay, well, what if thishappens?
How are we going to handle this?
Right, right, right, okay, ifI'm up, if, if you come in from
a day of work and you're upsetabout something and it's obvious
you're upset how should weapproach that?
And then the, the, the female,female, you know, your girl
could tell you well, you know,when I come home from a day of
(15:57):
work and I'm really mad and youcould tell I'm really upset, I
appreciate, if you just give meabout a half hour, there you go.
How simple was that?
That's real simple.
So you already know, when yousee that, when you feel that
energy, when she come throughthe door, you like, man, ok, let
me go, let me go, you know,watch the game or something like
(16:19):
that.
Go read a book.
Right, right, about a half hourand then I'll come in and check
on, right you know I'm saying.
Or vice versa, right?
She asked you baby, we got ahard day at work.
Are you upset about something?
How do you like to be handled?
It's like, why did you know?
I mean, it's maybe same thing.
I just need about, I see, alittle bit of time, need about a
half hour just to kind of comein, get settled in.
Speaker 4 (16:41):
You know, when I was, when I was a kid, my mom would
actually say you know, she toldme when I was a kid baby.
When I come home in the door, Ijust need about 30 minutes and
then come to me with the mom.
Speaker 3 (16:47):
This happened in school, this I need homework,
right, right, a little bit so.
So then I knew that's funny,because I, when I was a kid, I,
I don't know, I think I heard it, and then I didn't hear it no
more.
So I still ran along witheverything.
Speaker 4 (16:59):
She's like this kid Right.
Speaker 3 (17:01):
But you know, nowadays I'm very, very
conscious of it, you know, justbeing more mature and everything
.
But you know, in relationshipswe are grown and you know we do
want to be respectful to whatour partner's going through and
the way that they handle things.
You know what I'm saying, likeconflict and whatnot, and it's
kind of getting back into ourfirst part of the foundation,
(17:22):
but you know it's something thatyou know.
We just want to reiterate.
You know I mean to make sure wedo.
We do respect our partner inthat way.
Right, all right.
And again, mike, it's a greatpoint you know I'm saying about
about the emotional part, allright, cause, at its core, love
is about protecting each other,right, all right, emotionally,
spiritually and, yes,financially All right.
(17:43):
So having a prenup doesn'tdiminish that love.
Right, all right.
Actually shows how much youvalue each other and the future
you're going to build together.
All right, build together, allright.
So this prenup between you guys,it's an understanding.
It's talking about how thingsare going to be handled before
they happen, talking about theproblem and how it's going to be
(18:04):
dealt with before it comes up.
All right, you're building alife together, right, you
believe in this person.
This person believes in you.
You know, don't worry, likedon't, don't, don't.
Let's not convince ourselvesthat, man, we talking about the
end before it even happens.
No, no, we're simply addressinghow we're going to deal with
differences between one another.
(18:26):
Right, on all levels, right,all right.
Right, maybe uncomfortableconversation for some people,
but, like we said, like we saidin the foundation part of this
whole thing, understand that wedo have to learn to welcome
uncomfortable conversations atall levels.
Right, you know, I'm sayingthis this will make our bond
even stronger of course, andthat's what I'm talking about,
(18:48):
it's like these days.
Speaker 4 (18:50):
You, it's almost imperative, right, right to, to
do this, because we're bothworking hard.
You know, you know real talk.
I've always believed in a lotof my relationships that I've
been in.
It's always been a 50 50.
You know I guess I was wayahead of my time.
You know what I'm saying.
It's always been a 50 50 andthe person that I got into the
(19:11):
relationship with understoodthat I.
It's's a 50-50 scenario, youknow, and maybe it might've been
better.
You know, I've been through acouple of divorces that I had to
prenup and things would haveworked out a little better.
But you know from my experience,I've always put that in place.
But now you're solidifying it,because just imagine the cost to
(19:37):
both parties, the emotionalcost, the mental cost, not even
the financial cost.
But if you have it in thebeginning and life happens, life
is life right.
So if something like it was allGucci, in the beginning
everything looked like roses, itlooked like a bouquet, it
(19:59):
looked like things are flowing.
But life happens and it couldbe different scenarios.
It could be scenarios thatyou've never encountered.
Maybe she loses her job, or youlose your job, right, right.
And you've never encounteredthat emotion, you have
encountered that mental stress,and maybe you realize, as a
(20:23):
person, I can't deal with this.
Right, right, but now you'reabout to okay, you can't deal
with it, or we want a divorce.
You're about to lose everything.
Speaker 3 (20:33):
Really right, right, yeah, hey, man, how about?
How about this?
How about, in doing that?
What if you do realize, like,oh, that's how you would handle
that?
Yeah, wouldn't you like to knowthat now, right before, right,
you invest this lifetime, youknow, I'm saying all these five
to ten years, right, and thenyou get to the end.
(20:55):
It's like you know.
Well, you said you was goingand you said you was going.
Yeah, like, like you know, wetalk about, we talk about the,
we talk about the business sideof course I said it's right
there, it's on paper right, it'sright there I said yeah, of
course.
I said everything all day.
You know I'm saying so.
Hey, if, if it was gonna be asituation where this person was
gonna this a certain way, itwould bring, it would definitely
(21:17):
bring that out up front, right,and I mean, while it may hurt,
because you know, we, we, welove this person, we want to
believe.
It would be fair to know upfront, yep.
Speaker 4 (21:27):
Hey, hey, listen I, and that got me thinking of
something.
We're talking about thepaperwork and stuff like that
work and stuff like that.
And I think I was watching thisum like love match show where
they they they're trying to getthe couples together to commit
Like she wants to marry.
And this brother this brotherman said listen, we can have a
contract, we can have an LLC, wecan have this.
(21:50):
All he wants to do is put andhe said I love you to death,
baby, but I.
It's not fair to, not fair tome and maybe not even fair to
you.
So let's do this as a business,let's create an LLC, both our
names on it.
We know what each otherpercentages in this matter.
(22:12):
How long would it?
I was like damn wow At that.
You know we, we just talkingabout prenup, but this brother
is taking it, you know, anotherlevel.
Speaker 2 (22:22):
But then I started thinking about it right.
Speaker 4 (22:24):
This is our society these days.
We're both working hard, we'reboth trying to get to a certain
point.
And what if you do something?
And then, boom, you blow up?
You know what if wifey doessomething and she blows up?
And now she's thinking abouthmm damn, he ain't really doing
(22:45):
nothing for this business?
That I got I'm making 1.2 1.3million on this and now he
acting funny.
But imagine if you had a prenup.
That prenup lays that out, saysif we grow, this is the
percentage right that will takefor forever and for more yeah
(23:07):
and you mentioned something youknow it's interesting.
You say hey, mike, why are wenot talking about the, the, the,
the people that are living thegood life, and, in doing the,
the people who are living thegood life and who got this, the
got down pack answer ain'tlistening to us.
Speaker 3 (23:22):
Yeah, yeah and don't apply to you.
Yeah, if you guys built yourwealth together and things like
that, then of course, obviouslythese are situations where
you're not, you're not eventhinking about that, so we get
that right, this is with respectto, obviously, the people who
need it.
Speaker 4 (23:37):
Yeah, right, right and we get it.
You know our society right nowit's, it's all new.
This is different because, yeah, 30 years ago, 40 years ago, 40
years ago, yeah, we get it Menwas you know the one that was
the head of household Womenstayed home, had the kids.
Right, right, right.
Speaker 2 (23:53):
To care of the house.
Things are very very differentnow.
Speaker 4 (23:56):
Things are very different and you know what's
sad those divorce laws isapplicable to 30, 40 years ago.
Wow, that's crazy, isn't thatcrazy, dang?
Oh, we told you we're going tokeep it real.
Speaker 3 (24:09):
Yeah, for real, so guess what?
Speaker 4 (24:12):
And the only change they did?
Because society is growing.
They say okay, if a woman actslike a man or makes income like
a man, we're going to treat themlike a man.
Okay, we're going to make thoselaws applicable to her.
So even more reason why youshould have a prenup.
Speaker 2 (24:33):
It doesn't mean that, yeah, 30 years ago it said men,
men, men, men.
Speaker 4 (24:37):
But now, oh, women are making just as much money.
It says, okay, it was based onincome.
Speaker 3 (24:43):
They changed men to income okay, so, yeah, so we so
look even more.
The reason, man, we talking toall the wealthies out there,
male, female.
There's some power ladies outthere, so we'll make sure they
listen.
Yep, that's real talk.
I love it, mike.
Hey, man, so I think we can getabout, I think we can get into
the breakdown let's get in thebreakdown, so let's hit them
with the literal.
Speaker 4 (25:03):
the the literal is protecting yourself from debt.
One of the biggest reasons toconsider a prenup is debt
protection.
If one partner has significantdebt, whether from student loan,
credit cards or medical bills,a prenup can help ensure that
other partner isn't heldresponsible for the debt in case
(25:25):
things don't work out.
Love may be blind, but thecreditors isn't?
Those creditors still gonna cut.
They don't care if you fell inlove and fell out.
I want my money.
Speaker 3 (25:43):
I think that might have to be another t-shirt.
Speaker 4 (25:45):
Yeah, that's probably a really good t-shirt.
Speaker 3 (25:47):
Love may be blind, but creditors aren't.
Speaker 4 (25:50):
Creditors aren't blind.
We definitely going to makethat a t-shirt and let's just
flow right into the mental.
The mental says addressingfears and concern up front.
Have conversations about prenup.
Speaker 1 (26:06):
Focus forces you, sorry forces you to talk about
your, your financial fears andconcern before they become major
issues.
Speaker 4 (26:19):
It's not about planning for failure.
It's about having an honestdialogue about how you handle
finances together.
Love is all about transparency,ladies and gentlemen, and a
prenup can help bring everythingout in the open, bro.
Speaker 3 (26:40):
That a hundred percent elaborates on what I was
saying or what we were sayingearlier about you know I don't
want to be talking about itbefore it even comes up.
You're just planning to fail.
No it's not Right.
It's not Right.
I love that.
That's very, very good, brotherRight right.
I mean going into the spiritualAll right.
So focusing on the future, notjust the present.
Spiritually love is aboutbuilding a life together.
Speaker 2 (27:03):
That's right, all right.
Speaker 3 (27:04):
A prenup shows that you're thinking long term, not
just about today, but aboutwhat's best for both of you in
the future.
All right, it's about creatinga foundation that's built on
trust, fairness and planning forwhatever may come.
There you go.
I love it.
I believe that, seriously, man,that's got to be the spirit
that's in your heart for thatmay come.
Speaker 1 (27:24):
There you go.
Speaker 3 (27:24):
You got to believe that, seriously, man, that's got
to be the spirit that's in yourheart, for that yeah, yeah, and
we said we're going to makesome assumptions that there is
these certain values in placelike trust, faithfulness,
respect, communication.
We are assuming that there'sthese certain foundational
(27:47):
necessities right in place whengoing into these types of things
, because without that, I meanit's it's, it's we, we are it's
bound to fail anyway there yougo all right.
So there you go give him thet-shirt.
Speaker 4 (27:58):
I'll give him the t-shirt, so now the t.
If you heard part one, thisisn't like a transition onto
part two.
So I'm going to read it exactlythe way I wrote it down.
Yeah, love may be priceless,but a prenup makes sure that if
(28:18):
it ever goes on sale, you won'tlose your shirt.
I love that.
If it goes on sale, you knowwhat?
Going on sale, you won't loseyour shirt.
I love that.
If it goes on sale, you knowwhat going on sale is.
Divorce, separation.
Speaker 3 (28:33):
Divorce is love going on sale, that's what it is.
Speaker 2 (28:39):
Oh man, Divorce is love going on sale.
Speaker 4 (28:41):
ladies and gentlemen, put the kids to bed y'all.
Speaker 3 (28:44):
You don't want to lose your shirt Anton.
Speaker 4 (28:45):
You don't want to lose your shirt, Anton, you
don't want to lose your shirt.
Speaker 3 (28:48):
That's the nicest as you can say it buddy.
Speaker 1 (28:50):
I got to give it to you bro, that's the nicest you
can say it, but it's still rightto the heart.
Speaker 3 (28:55):
That's for real man.
Love may be priceless, but aprenup makes sure that if it
ever goes on sale, you won'tlose your shirt.
No, this is.
This goes for men and womenyeah, this is true, fellow
wealthiest yeah, hey look, thisis a fun episode, brother, and
it was really, you know.
You know it was on our heartsto do it because we just had,
(29:16):
you know, we've had some peoplecome to us and really want to
talk about a lot of lifesituations.
Yeah, a lot of life situationsso much they were willing to do
interviews.
We, we're like hold on, yeah,yeah, yeah.
Speaker 4 (29:27):
It's like listen, wealthy Inn we don't want you to
put your dirt out there becauseyou're going to try to you know
, you might actually help us hitmillions of people.
Speaker 2 (29:36):
It's like bashing somebody, but we ain't about
that we don't want to get itlike we didn't want to bring it
right at all.
Speaker 4 (29:42):
Like we said, we didn't want to bring it right at
all.
We wanted to keep it copacetic.
We're trying to keep it pg-13.
We're bringing you enough, yeah.
So that way this makes sense toyou, especially for our gen z's
.
This is really for our gen z'sout there, uh and and also our
gen x.
You know we're part of gen x.
(30:02):
You know life is evolving.
Speaker 3 (30:04):
We've got a lot of divorcees out there, man, bro,
it's happening a lot, yeah, yeah.
So we want to make sure theygot.
We're gonna make sure they gottools to come today, whoever
they person is, and talk aboutit.
You know foundation.
Speaker 4 (30:18):
Yeah, look, we know love is gonna be there.
No, regardless, no matter,you're gonna find that person
you're gonna want to be withthat person, you're gonna.
You want to feel that.
You know.
And and going back to the firstepisode, episode with tina turn
, what love got to do with this.
But a second hand emotion, youknow that's.
That's the beginning, yeah,yeah.
But what about hindsight?
(30:39):
What about the back end of love?
Yeah, because in the beginningis great.
Gen z's in the beginning isgreat, right, gen x in the
beginning is great.
But we can't afford not to betransparent.
Right, put it down on paper.
Going forward in our societytoday that's real talk, brother.
Speaker 3 (31:01):
I love it.
Man, okay, going naked if youwant to, but hey, just don't say
you know, I'm saying we talkedabout it hey, wealthy as we done
, did told you, we done, we done, did told you.
We hope y'all got a lot out ofthis for real.
Like I said, it was definitelyclose to our hearts.
We got a lot of fire coming,coming soon, mike.
We got so much stuff that we'reready to bring to you
(31:23):
wealthians that we're going.
You know, we like to surpriseyou, so I'm not gonna tell you
about it, right, but just knowwe got multiple.
We got multiple things in thechamber just ready to fire off
at you guys.
We can't wait to give it to you.
This next episode we're gonnabring to you next week is gonna
be fire and you know we're gonnakeep it coming, we're gonna
keep it consistent and we'regonna keep keep coming with that
EPC, that energy, that passionand that conviction.
(31:45):
So, as you, oh yeah, don'tforget to come check us out All
our social media podcastplatforms I heart radio, apple
podcast, google podcast, spotify, or you know wherever you at
might be, up down, left right,apparently.
Speaker 2 (32:11):
What kind of social media platform you watching this
(32:42):
or you listening excuse melistening to this on.
Don't forget to come check usout and, as usual, mike, I
(33:02):
appreciate you.
I know you love your life.
I know you say I know you loveyour life.
I know you say Thank you, Thankyou for watching.
First and foremost, we want to be clear that what we
are sharing with you arestrategies and concepts that can
be implemented by individualswho understand the logistics of
how to approach such platformsas far as the literal, the
(00:27):
mental and spiritual formatneeded to be successful with
your aspirations what's up world?
Speaker 3 (00:58):
you're tuned in to fbn and this is another episode
of finance bros network and I amthe one half of finance anton
leftwich, and this is michaeldepote.
Speaker 4 (01:08):
The other half and we are coming to you live with
finance for everyday people.
We are honored to be here andto be able to serve diverse
communities as usual.
Yes sir.
Speaker 2 (01:23):
Boy oh boy.
Speaker 4 (01:27):
This is part two.
Part two, part two.
Okay, now we rolled out ourlast episode with Proud Mary,
the first part.
Okay, here's the second part.
Here's the second part.
Y'all check this out.
And I never want to spend asleep and I'm running all the
(02:05):
way back.
Speaker 2 (02:05):
My head's big, big wheel keep on turning, turning,
round and round.
Keep on turning, turning,rolling, rolling, rolling on the
river.
So we're rolling, rolling,rolling on the river, we're
rolling.
Speaker 4 (02:27):
So the tempo's up, so we setting the tone you see how
high I am.
We setting the tone, so werolled out with nice and easy.
Yeah, yeah, yeah.
Speaker 2 (02:40):
Now we're going to do it rough.
We're going to be rough withthem, brother.
Speaker 3 (02:46):
Sometimes it just didn't work out hey hey, hey,
part two.
Speaker 4 (02:53):
You know what love got to do with it.
Something wrong with the prenup, prenup.
How long?
Speaker 3 (02:58):
are we going to?
Speaker 4 (02:59):
do it.
How long are we doing this?
Speaker 2 (03:02):
How long are we going to make?
Speaker 4 (03:03):
this happen, and you know what this episode makes me
think of another song.
I'm going to hit him up realquick with this other song.
Let me hit him with one moresong.
Here's a little bit of it.
Here you go, y'all check it Nowthat we found love.
Speaker 2 (03:17):
What are we going to do with this, with this, yeah,
now that we've found love, whatare we going to do?
Speaker 4 (03:36):
What are we going to do With this, Now that we've
found love?
What are we going to do Withthis?
I know you were waiting forthis one.
Speaker 2 (03:52):
Heavy.
Speaker 4 (03:52):
D.
You know, that's our boy HeavyD.
You know I love it.
You know, hey, what love got todo.
Got to do with Listen, we'rehaving fun with this, but you
know, this is the second part ofwhat love got to do with it.
We wanted to make sure we getyou into the mind frame of what
(04:15):
we're going to talk about.
And look, we going to keep itreal with you.
We got to, we got to bro.
Speaker 2 (04:22):
We got to keep it real with you.
Speaker 4 (04:24):
The first episode, we went nice and easy, like we
promised.
Now we're gonna be a littlerough, we?
We gotta keep it serious, wegotta keep it realistic, and I
know we are.
You know we were waiting forthis one.
And when people think of prenup, they usually think of rich
celebrities or wealthy peopletrying to protect their asset.
True, but the truth is, aprenup agreement can be relevant
(04:49):
no matter what your incomelevel is 100%, brother, 100%.
Speaker 3 (04:53):
Hey, mike, you ain't say nothing but a word, brother.
Look man.
And we told you we're going tokeep it real for this episode.
All right, and love that songtoo, mike.
It's perfect for this topic andwhile the idea of a prenup
might seem unromantic, it canactually bring a lot of clarity
and security into a relationship.
Ok, even for those livingpaycheck to paycheck.
You know FBN is going to staypositive, but we also want to be
(05:16):
realistic when talking aboutfinance.
Speaker 4 (05:18):
That's right, and I think we sound a little bit
hyped for this episode.
But real talk.
A prenup can outline howfinance will be handled during
(05:39):
the marriage and in an event ofseparation or divorce.
So this includes decisionsabout debt savings and even
child support or spousal supportif necessary, and even child
support or spousal support ifnecessary, for our low-income
couples.
This kind of clarity iscritical, because every dollar
counts and miscommunicationsabout money can lead to big
(06:01):
problems down the road.
But this also reminds me ofsomething else, anton.
You know I was thinking aboutthis.
This reminds me of somethingelse, anton.
What's that?
You know I was thinking aboutthis.
This reminds me of Eddie Murphyand Raw.
You know.
Just remember that there was apart where he talked about.
You know, I go to Africa and Ibring a girl into the States and
then all of a sudden, thingsain't going well.
Eddie, I want half.
(06:21):
What, dude?
I want half.
What I want half?
It's like look, I took you fromwherever you were, I dirtied it
in a hud house and now you'retalking about Eddie, I want half
.
Speaker 2 (06:35):
I want half.
Eddie, you treat me likeanimals.
Speaker 4 (06:49):
So listen, if y'all didn't see that, it's in the raw
, it's in the wall.
Comedy with eddie murphy and hestarted talking about how he
got some foreigners you know,women from other countries
bringing them in here.
Once they learn about the lawhalf well, at least in
california, for sure, is half.
Speaker 2 (07:02):
Then some other states have some other other
states have a certain percentage, but half.
Speaker 4 (07:09):
But you know we're joking about this and everything
.
But I want to give you guys arealistic scenario yeah, yeah,
for real.
Speaker 3 (07:13):
You know we don't want to keep it fun, but we just
want to be bringing a pointhome for you.
Speaker 4 (07:16):
Right, right, right.
Well, here's a realisticscenario and this is just so
everybody could identify withthe situation.
Right, so think about this andI was thinking about this Like
you, never, you ever go to,let's say, pick up something at
a store real quick.
Yeah, you drive there, you goand it's like it's hard to find
parking.
You find something real quickand it's like right next to the
(07:39):
store, and then you and there'sa parking meter there.
Speaker 2 (07:42):
And all you got to do is put a quarter in there right
.
Speaker 4 (07:45):
All you have to do is put a quarter in there.
Maybe you ain't got time.
He's like nah, I'm going tojust run in and get this cake.
Let's say it's a bakery, I'mgoing to run in and get this
cake.
You know it's nice and sweet.
Just like you meet this newgirl or new guy.
It's nice and sweet andeverything.
I'm going to just run in it andget it, and then you run out
and boom $35 ticket.
(08:06):
That was an expensive cake.
Speaker 3 (08:11):
That was an expensive cake.
Hey, bro, that's real, it'sfunny.
But it ain't funny, right,right you know what I'm saying.
Speaker 4 (08:16):
So imagine 25 cents and now you almost pay a
thousand percent more, paying athousand percent more.
So you, if you do the prenup,you have that transparency and
you're not gonna be out.
Yeah, that much money, becauseeverything is there, everything
is.
So think about that, ladies andgentlemen, think about that
(08:37):
wealthiness.
25 cents you put in that metersaved you from that 35, 45,
maybe 55 ticket, depending whereyou are in this country
absolutely, brother.
Speaker 3 (08:48):
hey, this goes for men and women, exactly because
that dude that started out realsweet might not end up so sweet,
or late, or guys, that ladythat started out so sweet might
not end up so sweet, all right.
So look, and you know we'regetting trouble for this, so be
it, we're gonna.
We promise y'all we're gonnabring it real.
And you're right, mike, youknow we're getting trolled for
this, so be it, we're going.
We promised y'all we're goingto bring it real.
And you're right, mike, youknow what I'm saying, why.
And while people often think Idon't have anything to protect,
(09:10):
you know, all right, the truthis that both debt and future
earnings are importantconsiderations for low income
couples.
I mean, even if you got a bunchof money, don't really matter.
All right, got money, don'thave money whatever, all right.
It's about being smart withwhat you do have, all right.
And love means making sure bothof you are protected
financially.
You know we kept, we know weand we did keep a PG in the
(09:33):
first episode of part one.
You know what I'm saying but nowwe're going.
Speaker 2 (09:36):
Rated R oh whoa, yeah , yeah, yeah and look.
Look.
Speaker 3 (09:40):
R stands for respect.
Speaker 4 (09:41):
Okay, that's what your R stands for.
R stands for, you know,restricted under 18,.
Bro, there's some nastiness wecould have been talking about
when it comes to preening up andhow bad it is and the
percentage of stuff.
But you know, at Finance BroNetwork, we're going to keep it
at least PG-13.
We're going to give you thereal.
(10:02):
We're keeping it PG-13.
You know, if it's somethingthat you're going to see, you
got to at least be at a certainunderstanding or level.
That's what PG-13 stands for, alevel that's what pg-13 stand
for.
You could allow the kid to goin.
If they're, uh, um, under 13 orover 13 years old, they can
(10:23):
they could go without theparents.
Speaker 2 (10:24):
So so we're gonna, we're gonna try to keep it pg-13
.
Speaker 4 (10:26):
Weird because we could have went on, we could, we
could have went nasty on yeah,yeah, for real, we could have
told them what we feel and whythis is happening, why people do
prenup because it does get uglyman brother, we I had, we I've
had a friend with this situationlately, brother you know I'm
saying just shout out to him man, all love to you, brother,
they're not gonna put asituation out there.
Speaker 3 (10:47):
But and this goal, again, it goes for men.
This happens to men, thishappens to women, all right.
So it's for, it's for people wefinance, for everyday people.
So we know that all people gothrough this or know someone who
has gone through this, allright.
So I love the fact that yousaid that to have that certain
level of understanding, allright, to even be able to digest
this information properly,right, right For people who go
(11:09):
through, been through it, man,they probably already like yep,
yep, yep, yep.
That right there, that rightthere.
Speaker 4 (11:15):
And, like we said, it could be rated R, we could be
talking about that, but we havefinance pros that we're not
about the rated R situation.
We're going to give you thePD-13 situation.
But you know this is just anemotional security Anton for
people when we talk about prenup.
For people, when we talk aboutprenup, you know it might seem
(11:40):
like a counterintuitive, but aprenup can actually bring peace
of mind.
Knowing that your financialfuture is protected, regardless
of what happens in therelationship can remove a lot of
emotion strain that moneyissues bring into a marriage.
Yeah, love isn't about ignorant, um, ignoring the hard stuff.
Speaker 3 (12:04):
It's about facing it together 100, brother, 100, and
it's not even gonna be auncomfortable conversation
really, if you really about thatperson and that person really
about you.
Man, prenup, no pre what,prenup whatever?
And like matter of fact, hey,I'm glad you brought it up right
, I was just.
I was just thinking the samething.
Yep, you know what I mean andwe're going on this thing
together.
Take certain things off thetable so when you go in, you can
(12:27):
put all your, all of yourenergy into the mission that you
guys are building together.
All right, you're right, mike.
Some people worry about talkingabout a prenup means you know
you don't trust your partner orwhatever.
But really it's the opposite.
All right, you're showing thatyou care enough about the
relationship to make sure moneydoesn't get in the way later.
Speaker 4 (12:47):
All right, saying like I love you enough to want
to make sure we're bothprotected, no matter what, and
you know, in days, we we have tothink about that because you
know, hey, men and women, womenand women, men and men however,
you're looking at relationshipright now, yeah, you know
everybody is almost at the samesame playing field and I say in
(13:10):
in the, in the retrospect, thatyou know there are women who are
making more money than men oh,gosh right, women are running,
running, running companies andall kind of stuff now.
Speaker 3 (13:20):
So so, yeah, so you could.
Speaker 4 (13:22):
yeah, the percentage is not that high right now, but
it's there, it's there and thepossibility is there and it's
and it's unfortunate, especiallyfor our upi uh community.
You know you have situationseven if you could say, okay, uh,
you know, I work at retail, Imake, you know, let's say, 50,
(13:43):
60 000, but you know, honeydewworks at, uh, you know this
corporation making close to ahundred thousand.
Yeah, yeah, you know it may notbe a lot of money, but if you
guys are coming together andyou're being transparent and
you're about to, let's say let'stake over the world.
Remember, we spoke aboutpeaking in the brink let's take
over the world.
(14:03):
This is transparency, with thatprenup 100%, brother, 100%.
So that's what we got to thinkabout.
You know, and you know, anton,we communicate, we commit to
fairness.
A prenup can actually representa deeper commitment to fairness
(14:24):
and equality in therelationship.
It's a way of saying I want tomake sure we're both treated
fairly, no matter what, yep, nomatter what happens.
That kind of fairness canstrengthen your relationship by
ensuring that both partners areon the same pace.
(14:46):
That's what I'm talking about.
We all are fighting the samefight.
We're all, almost at this dayand age.
In our society, everybody'strying to get the equality black
, white, men, women it's goingto be an equality.
Why not present thistransparency in the relationship
, this protection for both of usin this relationship?
(15:10):
So you know, that's, that's howI'm thinking about it bro, I
love that brother.
Speaker 3 (15:13):
Hey, you know this.
That reminds me of somethingtoo.
You know, I learned actuallythis was just later in life that
if you talk about things beforethey happen, it will prepare
you to remember when thatsituation actually comes up,
like a lot of people may not gettogether when they first.
(15:35):
When they first come together,a lot of people may not sit and
have this conversation.
Okay, well, what if thishappens?
How are we going to handle this?
Right, right, right, okay, ifI'm up, if, if you come in from
a day of work and you're upsetabout something and it's obvious
you're upset how should weapproach that?
And then the, the, the female,female, you know, your girl
could tell you well, you know,when I come home from a day of
(15:57):
work and I'm really mad and youcould tell I'm really upset, I
appreciate, if you just give meabout a half hour, there you go.
How simple was that?
That's real simple.
So you already know, when yousee that, when you feel that
energy, when she come throughthe door, you like, man, ok, let
me go, let me go, you know,watch the game or something like
(16:19):
that.
Go read a book.
Right, right, about a half hourand then I'll come in and check
on, right you know I'm saying.
Or vice versa, right?
She asked you baby, we got ahard day at work.
Are you upset about something?
How do you like to be handled?
It's like, why did you know?
I mean, it's maybe same thing.
I just need about, I see, alittle bit of time, need about a
half hour just to kind of comein, get settled in.
Speaker 4 (16:41):
You know, when I was, when I was a kid, my mom would
actually say you know, she toldme when I was a kid baby.
When I come home in the door, Ijust need about 30 minutes and
then come to me with the mom.
Speaker 3 (16:47):
This happened in school, this I need homework,
right, right, a little bit so.
So then I knew that's funny,because I, when I was a kid, I,
I don't know, I think I heard it, and then I didn't hear it no
more.
So I still ran along witheverything.
Speaker 4 (16:59):
She's like this kid Right.
Speaker 3 (17:01):
But you know, nowadays I'm very, very
conscious of it, you know, justbeing more mature and everything
.
But you know, in relationshipswe are grown and you know we do
want to be respectful to whatour partner's going through and
the way that they handle things.
You know what I'm saying, likeconflict and whatnot, and it's
kind of getting back into ourfirst part of the foundation,
(17:22):
but you know it's something thatyou know.
We just want to reiterate.
You know I mean to make sure wedo.
We do respect our partner inthat way.
Right, all right.
And again, mike, it's a greatpoint you know I'm saying about
about the emotional part, allright, cause, at its core, love
is about protecting each other,right, all right, emotionally,
spiritually and, yes,financially All right.
(17:43):
So having a prenup doesn'tdiminish that love.
Right, all right.
Actually shows how much youvalue each other and the future
you're going to build together.
All right, build together, allright.
So this prenup between you guys,it's an understanding.
It's talking about how thingsare going to be handled before
they happen, talking about theproblem and how it's going to be
(18:04):
dealt with before it comes up.
All right, you're building alife together, right, you
believe in this person.
This person believes in you.
You know, don't worry, likedon't, don't, don't.
Let's not convince ourselvesthat, man, we talking about the
end before it even happens.
No, no, we're simply addressinghow we're going to deal with
differences between one another.
(18:26):
Right, on all levels, right,all right.
Right, maybe uncomfortableconversation for some people,
but, like we said, like we saidin the foundation part of this
whole thing, understand that wedo have to learn to welcome
uncomfortable conversations atall levels.
Right, you know, I'm sayingthis this will make our bond
even stronger of course, andthat's what I'm talking about,
(18:48):
it's like these days.
Speaker 4 (18:50):
You, it's almost imperative, right, right to, to
do this, because we're bothworking hard.
You know, you know real talk.
I've always believed in a lotof my relationships that I've
been in.
It's always been a 50 50.
You know I guess I was wayahead of my time.
You know what I'm saying.
It's always been a 50 50 andthe person that I got into the
(19:11):
relationship with understoodthat I.
It's's a 50-50 scenario, youknow, and maybe it might've been
better.
You know, I've been through acouple of divorces that I had to
prenup and things would haveworked out a little better.
But you know from my experience,I've always put that in place.
But now you're solidifying it,because just imagine the cost to
(19:37):
both parties, the emotionalcost, the mental cost, not even
the financial cost.
But if you have it in thebeginning and life happens, life
is life right.
So if something like it was allGucci, in the beginning
everything looked like roses, itlooked like a bouquet, it
(19:59):
looked like things are flowing.
But life happens and it couldbe different scenarios.
It could be scenarios thatyou've never encountered.
Maybe she loses her job, or youlose your job, right, right.
And you've never encounteredthat emotion, you have
encountered that mental stress,and maybe you realize, as a
(20:23):
person, I can't deal with this.
Right, right, but now you'reabout to okay, you can't deal
with it, or we want a divorce.
You're about to lose everything.
Speaker 3 (20:33):
Really right, right, yeah, hey, man, how about?
How about this?
How about, in doing that?
What if you do realize, like,oh, that's how you would handle
that?
Yeah, wouldn't you like to knowthat now, right before, right,
you invest this lifetime, youknow, I'm saying all these five
to ten years, right, and thenyou get to the end.
(20:55):
It's like you know.
Well, you said you was goingand you said you was going.
Yeah, like, like you know, wetalk about, we talk about the,
we talk about the business sideof course I said it's right
there, it's on paper right, it'sright there I said yeah, of
course.
I said everything all day.
You know I'm saying so.
Hey, if, if it was gonna be asituation where this person was
gonna this a certain way, itwould bring, it would definitely
(21:17):
bring that out up front, right,and I mean, while it may hurt,
because you know, we, we, welove this person, we want to
believe.
It would be fair to know upfront, yep.
Speaker 4 (21:27):
Hey, hey, listen I, and that got me thinking of
something.
We're talking about thepaperwork and stuff like that
work and stuff like that.
And I think I was watching thisum like love match show where
they they they're trying to getthe couples together to commit
Like she wants to marry.
And this brother this brotherman said listen, we can have a
contract, we can have an LLC, wecan have this.
(21:50):
All he wants to do is put andhe said I love you to death,
baby, but I.
It's not fair to, not fair tome and maybe not even fair to
you.
So let's do this as a business,let's create an LLC, both our
names on it.
We know what each otherpercentages in this matter.
(22:12):
How long would it?
I was like damn wow At that.
You know we, we just talkingabout prenup, but this brother
is taking it, you know, anotherlevel.
Speaker 2 (22:22):
But then I started thinking about it right.
Speaker 4 (22:24):
This is our society these days.
We're both working hard, we'reboth trying to get to a certain
point.
And what if you do something?
And then, boom, you blow up?
You know what if wifey doessomething and she blows up?
And now she's thinking abouthmm damn, he ain't really doing
(22:45):
nothing for this business?
That I got I'm making 1.2 1.3million on this and now he
acting funny.
But imagine if you had a prenup.
That prenup lays that out, saysif we grow, this is the
percentage right that will takefor forever and for more yeah
(23:07):
and you mentioned something youknow it's interesting.
You say hey, mike, why are wenot talking about the, the, the,
the people that are living thegood life, and, in doing the,
the people who are living thegood life and who got this, the
got down pack answer ain'tlistening to us.
Speaker 3 (23:22):
Yeah, yeah and don't apply to you.
Yeah, if you guys built yourwealth together and things like
that, then of course, obviouslythese are situations where
you're not, you're not eventhinking about that, so we get
that right, this is with respectto, obviously, the people who
need it.
Speaker 4 (23:37):
Yeah, right, right and we get it.
You know our society right nowit's, it's all new.
This is different because, yeah, 30 years ago, 40 years ago, 40
years ago, yeah, we get it Menwas you know the one that was
the head of household Womenstayed home, had the kids.
Right, right, right.
Speaker 2 (23:53):
To care of the house.
Things are very very differentnow.
Speaker 4 (23:56):
Things are very different and you know what's
sad those divorce laws isapplicable to 30, 40 years ago.
Wow, that's crazy, isn't thatcrazy, dang?
Oh, we told you we're going tokeep it real.
Speaker 3 (24:09):
Yeah, for real, so guess what?
Speaker 4 (24:12):
And the only change they did?
Because society is growing.
They say okay, if a woman actslike a man or makes income like
a man, we're going to treat themlike a man.
Okay, we're going to make thoselaws applicable to her.
So even more reason why youshould have a prenup.
Speaker 2 (24:33):
It doesn't mean that, yeah, 30 years ago it said men,
men, men, men.
Speaker 4 (24:37):
But now, oh, women are making just as much money.
It says, okay, it was based onincome.
Speaker 3 (24:43):
They changed men to income okay, so, yeah, so we so
look even more.
The reason, man, we talking toall the wealthies out there,
male, female.
There's some power ladies outthere, so we'll make sure they
listen.
Yep, that's real talk.
I love it, mike.
Hey, man, so I think we can getabout, I think we can get into
the breakdown let's get in thebreakdown, so let's hit them
with the literal.
Speaker 4 (25:03):
the the literal is protecting yourself from debt.
One of the biggest reasons toconsider a prenup is debt
protection.
If one partner has significantdebt, whether from student loan,
credit cards or medical bills,a prenup can help ensure that
other partner isn't heldresponsible for the debt in case
(25:25):
things don't work out.
Love may be blind, but thecreditors isn't?
Those creditors still gonna cut.
They don't care if you fell inlove and fell out.
I want my money.
Speaker 3 (25:43):
I think that might have to be another t-shirt.
Speaker 4 (25:45):
Yeah, that's probably a really good t-shirt.
Speaker 3 (25:47):
Love may be blind, but creditors aren't.
Speaker 4 (25:50):
Creditors aren't blind.
We definitely going to makethat a t-shirt and let's just
flow right into the mental.
The mental says addressingfears and concern up front.
Have conversations about prenup.
Speaker 1 (26:06):
Focus forces you, sorry forces you to talk about
your, your financial fears andconcern before they become major
issues.
Speaker 4 (26:19):
It's not about planning for failure.
It's about having an honestdialogue about how you handle
finances together.
Love is all about transparency,ladies and gentlemen, and a
prenup can help bring everythingout in the open, bro.
Speaker 3 (26:40):
That a hundred percent elaborates on what I was
saying or what we were sayingearlier about you know I don't
want to be talking about itbefore it even comes up.
You're just planning to fail.
No it's not Right.
It's not Right.
I love that.
That's very, very good, brotherRight right.
I mean going into the spiritualAll right.
So focusing on the future, notjust the present.
Spiritually love is aboutbuilding a life together.
Speaker 2 (27:03):
That's right, all right.
Speaker 3 (27:04):
A prenup shows that you're thinking long term, not
just about today, but aboutwhat's best for both of you in
the future.
All right, it's about creatinga foundation that's built on
trust, fairness and planning forwhatever may come.
There you go.
I love it.
I believe that, seriously, man,that's got to be the spirit
that's in your heart for thatmay come.
Speaker 1 (27:24):
There you go.
Speaker 3 (27:24):
You got to believe that, seriously, man, that's got
to be the spirit that's in yourheart, for that yeah, yeah, and
we said we're going to makesome assumptions that there is
these certain values in placelike trust, faithfulness,
respect, communication.
We are assuming that there'sthese certain foundational
(27:47):
necessities right in place whengoing into these types of things
, because without that, I meanit's it's, it's we, we are it's
bound to fail anyway there yougo all right.
So there you go give him thet-shirt.
Speaker 4 (27:58):
I'll give him the t-shirt, so now the t.
If you heard part one, thisisn't like a transition onto
part two.
So I'm going to read it exactlythe way I wrote it down.
Yeah, love may be priceless,but a prenup makes sure that if
(28:18):
it ever goes on sale, you won'tlose your shirt.
I love that.
If it goes on sale, you knowwhat?
Going on sale, you won't loseyour shirt.
I love that.
If it goes on sale, you knowwhat going on sale is.
Divorce, separation.
Speaker 3 (28:33):
Divorce is love going on sale, that's what it is.
Speaker 2 (28:39):
Oh man, Divorce is love going on sale.
Speaker 4 (28:41):
ladies and gentlemen, put the kids to bed y'all.
Speaker 3 (28:44):
You don't want to lose your shirt Anton.
Speaker 4 (28:45):
You don't want to lose your shirt, Anton, you
don't want to lose your shirt.
Speaker 3 (28:48):
That's the nicest as you can say it buddy.
Speaker 1 (28:50):
I got to give it to you bro, that's the nicest you
can say it, but it's still rightto the heart.
Speaker 3 (28:55):
That's for real man.
Love may be priceless, but aprenup makes sure that if it
ever goes on sale, you won'tlose your shirt.
No, this is.
This goes for men and womenyeah, this is true, fellow
wealthiest yeah, hey look, thisis a fun episode, brother, and
it was really, you know.
You know it was on our heartsto do it because we just had,
(29:16):
you know, we've had some peoplecome to us and really want to
talk about a lot of lifesituations.
Yeah, a lot of life situationsso much they were willing to do
interviews.
We, we're like hold on, yeah,yeah, yeah.
Speaker 4 (29:27):
It's like listen, wealthy Inn we don't want you to
put your dirt out there becauseyou're going to try to you know
, you might actually help us hitmillions of people.
Speaker 2 (29:36):
It's like bashing somebody, but we ain't about
that we don't want to get itlike we didn't want to bring it
right at all.
Speaker 4 (29:42):
Like we said, we didn't want to bring it right at
all.
We wanted to keep it copacetic.
We're trying to keep it pg-13.
We're bringing you enough, yeah.
So that way this makes sense toyou, especially for our gen z's
.
This is really for our gen z'sout there, uh and and also our
gen x.
You know we're part of gen x.
(30:02):
You know life is evolving.
Speaker 3 (30:04):
We've got a lot of divorcees out there, man, bro,
it's happening a lot, yeah, yeah.
So we want to make sure theygot.
We're gonna make sure they gottools to come today, whoever
they person is, and talk aboutit.
You know foundation.
Speaker 4 (30:18):
Yeah, look, we know love is gonna be there.
No, regardless, no matter,you're gonna find that person
you're gonna want to be withthat person, you're gonna.
You want to feel that.
You know.
And and going back to the firstepisode, episode with tina turn
, what love got to do with this.
But a second hand emotion, youknow that's.
That's the beginning, yeah,yeah.
But what about hindsight?
(30:39):
What about the back end of love?
Yeah, because in the beginningis great.
Gen z's in the beginning isgreat, right, gen x in the
beginning is great.
But we can't afford not to betransparent.
Right, put it down on paper.
Going forward in our societytoday that's real talk, brother.
Speaker 3 (31:01):
I love it.
Man, okay, going naked if youwant to, but hey, just don't say
you know, I'm saying we talkedabout it hey, wealthy as we done
, did told you, we done, we done, did told you.
We hope y'all got a lot out ofthis for real.
Like I said, it was definitelyclose to our hearts.
We got a lot of fire coming,coming soon, mike.
We got so much stuff that we'reready to bring to you
(31:23):
wealthians that we're going.
You know, we like to surpriseyou, so I'm not gonna tell you
about it, right, but just knowwe got multiple.
We got multiple things in thechamber just ready to fire off
at you guys.
We can't wait to give it to you.
This next episode we're gonnabring to you next week is gonna
be fire and you know we're gonnakeep it coming, we're gonna
keep it consistent and we'regonna keep keep coming with that
EPC, that energy, that passionand that conviction.
(31:45):
So, as you, oh yeah, don'tforget to come check us out All
our social media podcastplatforms I heart radio, apple
podcast, google podcast, spotify, or you know wherever you at
might be, up down, left right,apparently.
Speaker 2 (32:11):
What kind of social media platform you watching this
(32:42):
or you listening excuse melistening to this on.
Don't forget to come check usout and, as usual, mike, I
(33:02):
appreciate you.
I know you love your life.
I know you say I know you loveyour life.
I know you say Thank you, Thankyou for watching.
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