Financial Cents | Arizona's Financial Podcast

Financial Cents | Arizona's Financial Podcast

Brent Cannon, executive vice president, director of community banking at National Bank of Arizona® is your host of Financial Cents, Arizona’s Financial Podcast. Each episode, Brent invites fellow banking colleagues with decades of experience in the financial industry to provide both financial and business insights that you could only get if you had a friend in the industry.National Bank of Arizona was founded on the mission to build local relationships, deliver financial literacy and exceptional customer service. More than 30 years later this approach has not changed, serving almost all the communities throughout the state of Arizona. By seizing technology opportunities in the 21st-century, National Bank of Arizona continues this approach with the foundation in which this organization was built upon. This financial podcast was created in efforts to continue to connect with consumers and business owners, building relationships with new listeners and currents clients alike. To learn more, check out nbaz.com/financial-cents.

Episodes

November 18, 2025 17 mins

#CheckingAccount #PersonalFinance #Retirement
Do you have these three bank accounts? Do you know the 50/30/20 rule? In this episode of Financial Cents, Brent Cannon and Paul Bradshaw break down the three essential accounts every financially savvy person needs: a checking account, a savings account, and a retirement account like a 401(k) or IRA. 

💳 Learn how to:
• Build an emergency fund that gives you 3-6 months o...

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#checkingaccount #PersonalFinance #CreditCardRewards
Most people use checking accounts daily, but few realize how much value they’re leaving on the table. In this episode of Financial Cents, we talk about how to choose a checking account and we reveal how to unlock hidden perks like credit card reward boosts, loan rate discounts, and overdraft protection.

Open a Gold Account today: 👉 https://www.nbarizona.com/personal...

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Cash flow can make or break your business. Many businesses fail not because of lack of profit, but because of poor cash flow. In this episode, we share practical strategies to help business owners monitor cash flow, optimize receivables, and build financial reserves. Learn how to avoid common pitfalls and keep your business financially healthy.

Get help from a local banker who understands cash flow: 👉 https://www.nbarizon...

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Accepting credit cards and getting paid quickly can make or break a small business. In this episode, we’ll walk you through the tools and strategies that help business owners invoice smarter and improve cash flow. Learn how to choose the right point of sale system and invoice clients quickly and easily.

#CreditCards #Invoicing #MerchantServices #SmallBusinessTips #Clover #Entrepreneur #CashFlow 

Get help from a lo...

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Getting an SBA loan can be tricky, but we’ll walk you through the common mistakes applicants make and give some of the best ways to use an SBA loan. Avoid these common mistakes to make the SBA loan process quicker. #SBALoan #SmallBusinessTips #Finance

Get help from an SBA preferred bank and a 1.5% rate discount on SBA loans: https://www.nbarizona.com/business/landing/sba-promo/?cid=aff-NBAZ_cmpgn-ProductFocus_dtl-NbazSba_lnchdt-2025...

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Getting an SBA loan can be tricky, but we’ll walk you through the SBA loan process. Here is your checklist and guide to what you need for the SBA process. #SBALoan #SmallBusinessTips #finance 

In this episode of Financial Cents, Kelly Stutesman, business banking specialist, sits down with host Brent Cannon, president and director of community banking, to give you an ultimate guide to the SBA loan process. Whether you'...

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Do you need a business loan or is a business line of credit better? In this video we will talk about when to use a business line of credit and also when NOT to use a line of credit. Business lines of credit can be a great tool for short term capital. Watch to see how a line of credit works and how to use one for your small business. #BusinessCredit #BusinessTips #Credit 

In this episode of Financial Cents, Mayra Uribe, SVP of multic...

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Learn ways to build your business credit. To build your business credit, you need to understand the 5 C’s of credit and how it pertains to your business. Business credit and building a business credit profile is important to gaining capital to grow your business. #BusinessCredit #BusinessTips #Credit 

In this episode of Financial Cents, Mayra Uribe, senior vice president of multicultural banking at National Bank of Arizona, joins ho...

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What is an SBA loan and what businesses are eligible for one? What can an SBA loan be used for? What are the requirements for receiving an SBA loan? Do you need a good personal credit history to get an SBA loan? And where can a small business owner apply for an SBA loan?

#sba #sbaloans #startups 

In this episode of Financial Cents, John Lewis, senior vice president and regional commercial manager at National Bank ...

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What bank accounts and services does a small business need? What financial tools are available for small business owners who are just starting out? How can a relationship with a local business banker help you be proactive in operating your business?

Starting off Season 3 of Financial Cents, Chris Sarver, vice president and business banking team lead at National Bank of Arizona, joins host Brent Cannon, executive vice presi...

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What is a 501(c)(3) organization and how can a nonprofit obtain that status? What bank accounts and financial tools and accounts do nonprofits need? And why do nonprofits need a board of directors and what goes into serving on one? With nonprofits playing such a vital role in our community and economy, 

In this episode of Financial Cents, Melissa Steimer, CEO of the nonprofit Gabriel’s Angels, joins Pamela Keefe, vice president, non...

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How does fraud impact small businesses? What are the most common types of business fraud? And how can a business owner protect their business from fraud? With business fraud on the rise, it’s becoming not a matter of if a business will be impacted – but when.

In this episode of Financial Cents, Katherine Cobb, senior vice president, manager of the Cybersecurity Operations Center at Zions Bancorporation, joins host Brent Ca...

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What’s the difference between a bank and a credit union? What are questions to ask a bank when deciding to open a new business account? Though deciding which bank is right for your business may feel overwhelming, it doesn’t have to be if you know what to look for and understand how a bank can help your business grow and thrive.

In this episode of Financial Cents, Tom Kaupie, senior vice president and regional commercial manager, joi...

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Will Arizona run out of water? With Arizona in tier 2A of water cuts from the Colorado River, water shortages in the state are a big concern. However, the Colorado River is not the only source of water that Arizona has. 

To discuss Arizona’s water sources and usage, host Brent Cannon, executive vice president and director of community banking, sits down with two members of the National Bank of Arizona Agribusiness Banking team, Matt...

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November 2, 2022 19 mins

The Arizona agricultural industry is vital to the economy not only locally, but also worldwide. With Colorado River water shortage and rising concerns of climate change, how do we sustain this $23 billion industry that supports over 138,000 jobs?

In this episode of Financial Cents, Brent Cannon sits down with two members of the National Bank of Arizona Agribusiness team, Matt Eyrich, senior vice president – regional commer...

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The current U.S. inflation rate is on the rise. What is causing inflation? How long will it last? How is this affecting the cost of living? 

In this episode of Financial Cents, Brent Cannon and Anthony Valeri, director of investment management at Zions Bancorporation, discuss what causes inflation and answers questions about the current inflation, rising cost of living, and even how it affects your retirement.

Fin...

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What does the upcoming interest rate increases by the Federal Reserve mean for the Arizona housing market? How is inflation impacting housing trends? What can we anticipate for residential real estate in the coming months and years as we continue to navigate through the economic impacts of the pandemic? And, perhaps most importantly of all, what does this mean for you?

We’re kicking off our second season of Financial Cents by doing ...

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So, you’ve built and ran a successful family business, but now it’s time pass it along to the kids or another family member to let them take a crack at it. The question is: how did you get here, and what do you do now? As daunting as planning the eventual sale or transfer of your business may seem, especially when considering that 8 out of 10 businesses never sell, succession planning is something that you can start on day one. Wit...

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You’ve heard the old saying before: “Failing to plan is planning to fail.” And while that little phrase may make for a great motivational poster, developing a usable, practical plan can be a difficult and overwhelming process for small businesses and nonprofits who don’t always have the time or resources to plan strategically.

That’s why we turned to Dr. Carol Poore, a strategic planning expert, in this episode of Financia...

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April 2, 2021 14 mins

What is a home equity line of credit (HELOC), and how does it work? Is a home equity line of credit the same as a home equity loan or a mortgage? How can I obtain a home equity line of credit*? And finally, what are the best ways to use a home equity line of credit? Though it all may sound confusing, a home equity line of credit is actually quite simple and it can be a powerful tool to have in your financial toolbox.

In this episode...

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