High Income, Still in Debt: Why Financial Planning Matters More Than Ever | 437

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Budget Besties, let’s talk about that frustrating feeling of, “We’re making good money… so why does it still feel like we can’t get ahead?”

You’re not imagining it—life is expensive. But there’s also something else going on: you might be underestimating what real life actually costs. (Spoiler: five kids aren’t eating on $100/month at Chick-fil-A. Sorry bestie, it’s just not happening.)

In this episode, we get into:

1. Why even high-income earners still live paycheck-to-paycheck (and it’s NOT because they’re “bad with money”)

2. The danger of “hopeful budgeting” vs. real-life budgeting

3. Why minimum payments on debt might be your secret weapon (for now)

4. How labeling savings buckets (hello, “Melanie’s Wedding Fund”) keeps your money safe from impulse spending

5. Why a plan—not just good intentions—is the real game-changer

We’re diving deep into the myths about what “should” work with budgeting and showing you how to build a plan that actually does. Whether you’re making $40k or $400k, the rules are the same: real numbers, realistic expectations, and a system that takes the chaos out of your money.

Because bestie, you’re not bad with money. You just need a plan that works for your life.

Connect With Us: 

1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 

2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 

3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 

4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 

5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall 

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