This financial planning guide is designed specifically for Generation X, individuals born between 1965 and 1980, acknowledging their unique identity, values, and aspirations shaped by a blend of analog childhoods and digital adulthoods. It systematically addresses the distinct financial challenges this generation faces, such as being the "sandwich generation" supporting both parents and children, navigating significant debt, and adapting to a volatile job market. The core purpose of the guide is to provide a comprehensive roadmap for financial success, covering fundamental planning principles like goal setting and budgeting, strategies for building passive income and diverse investment portfolios, and crucial aspects like retirement planning, legacy creation, and intergenerational wealth transfer, all while emphasising work-life balance and financial independence.
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