Financial Fitness with The Money Doctor with Frances Rahaim PhD

Financial Fitness with The Money Doctor with Frances Rahaim PhD

Financial Fitness with The Money Doctor is a weekly, hour-long National radio show devoted to helping individuals and small business owners better understand their finances and the psychology involved in why we make the decisions we do, how it affects our relationships, our sense of self-worth, and most importantly what we have the power to DO about it! Even prior to this current, highly timely expansion including with BBS Radio TV, which is syndicated to every major audio portal on the world wide web (150 locations reaching every corner of the world), including iHeart, Google, Apple, Amazon, Alexa, etc..., the show enjoyed long-term success in Western MA, Southern VT and NH on WHMP, WHAI, BEAR Country and other SAGA stations, with Dr. Rahaim as a sought-after guest and contributor on News and other talk programs. Dr. Frances Rahaim's loyal audience loves her no-nonsense, diplomatic, if sometimes controversial approach to helping sort out difficult issues surrounding effective debt management, successful budgeting, and truly holistic retirement planning and beyond. She has an uncanny ability to translate financial jargon and confusing topics into every-day easy language, engaging her listeners and disarming the stigma around talking openly about money. Rahaim, and her cohost Jess Tyler, Program Director/Morning Show Host WHMP Northampton, banter passionately about real-life, everyday money matters. Nothing is off limits! College, student loan crisis, 401k dos and don'ts, marriage, divorce, insurance, going solar, buying a car, starting a business, you name it. It's all fair game -- political, economic, and social topics that affect us all, and ALWAYS, what you can DO to give yourself the edge. In 2008 Rahaim started PowerDownDebt, Inc. right in the middle of the housing bubble. Four years later, she formed HUG Your Student Debt, Inc. to address the crisis not only for students but for parents struggling to retire under the weight of their children's and often their own college loans still. At 43, with 20 years of experience as an Independent Broker / Registered Investment Advisor, Frances developed a way to address the elephant in the retirement room - becoming 100% debt-free including mortgage, student loans, credit cards, every type of debt, has broad reaching effects on RETIREMENT! Nest-eggs grow faster and last longer without the burden of debt. Today, Dr. Rahaim's fully dynamic HUG Your MoneyTM software is patented, and she is continuously working on new developments and financial tools to help the public. What led a top Investment professional to shift her focus toward debt? $10,800 monthly going out in mortgages and business loans, throwing extra money at it and still no real light at the end of the tunnel. In solving her own problem, she found the missing link to retirement planning - the one thing no advisor wants to talk about. The key element that changes everything you THOUGHT you knew about retirement -- liabilities. Now, financial advisors train with her to utilize this path to retirement dollars and help clients, even ones who thought the ship had sailed, get a second chance to reach their goals. Frances doesn't just talk the talk, she LIVED this stuff and her listeners get that. They FEEL it! Their comfort level with her non-judgemental approach and down-to-earth demeanor invites questions you never thought you'd hear anyone admit to or ask on the air! Whether her listeners are interacting or listening in on their neighbors' stories, this lively show holds their interest and fosters a loyalty rarely found in radio. Part financial, part domestic, part political, part entertainment, always ear-opening, informative and pragmatic.

Episodes

August 8, 2025 58 mins
Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor" Car Game Explained: Beat the System & Drive Smarter - Keeping Up, Burning Out, and Taking Back Control Wondering whether to lease, buy new, or buy used? You’re not alone. In this episode of *Financial Fitness with The Money Doctor*, Dr. Frances Rahaim breaks down the real costs — and the hidden opportunities — behind your next car decis...
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Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor" Trump, FED and Debt - How it Impacts Your Wallet Wondering how Trump’s policies, the Federal Reserve, and America’s growing debt impact you? In this episode of Financial Fitness with The Money Doctor, Dr. Frances Rahaim breaks down what rate cuts, debt ceilings, and economic shifts really mean for your wallet—and your future. Clear....
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Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor" Sneaky Discounts You Already Qualify For Not a student? Not a senior? No problem. This week on Financial Fitness with The Money Doctor, we’re spilling the tea on discounts hiding in plain sight—for regular folks in the middle of life. From grocery apps and pharmacy hacks to energy rebates and hidden work perks, these savings are real—and the...
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Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor" Million Dollar Vision. No Excuses with Courtney Poulos ACME Real Estate Courtney Poulos—broker, author of Break Up with Your Rental, and founder of ACME Real Estate—joins Financial Fitness with The Money Doctor to talk about shaking up the status quo in real estate. From her appearance on Million Dollar Listing to leading one of the most rec...
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Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor" What’s Hatching at Best Egg? Best Egg’s Michael Tarquinio joins Dr. Frances Rahaim to talk about shifting from transactions to relationships—and why customer experience (not just credit scores) may be the new frontier in financial wellness. It’s a fresh take that echoes the mission behind HUG Your Money™—where real financial wellness star...
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Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor" Guest, Senator Michael D. Brown - How Broken IS DC? In this FinFit Special Edition, Frances Rahaim, Ph.D. (“The Money Doctor”), sits down with former U.S. Shadow Senator Michael D. Brown for a raw conversation about dysfunction in Washington, the cost of political theater, and how ordinary Americans are left holding the financial bag.
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Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor", Why Money Isn't Just Math with Joy Slabaugh from Relational Wealth Framework In this eye-opening episode of Financial Fitness with The Money Doctor, Frances Rahaim, Ph.D. sits down with Joy Slabaugh a licensed therapist and founder of the Relational Wealth Framework — for a powerful conversation about the emotional side of money. They ex...
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Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor" Online Safety with Jocelyn King from SOS C is for Cyber Crimes! Clever criminals clickbait costs caring citizens clear consciences. Learn what to do not only to protect your bank accounts but your identity and valuable personal information. Our guest Jocelyn King offers affordable and effective online classes and hands-on workshops to help y...
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Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor" Student Loans in limbo Life in limbo for 4.5 million students on Federal repayment programs. Borrowers applying for or currently in one of the many income based repayment programs can't file the required annual applications because they've been removed from the government site. About 1 million applications already filed are in suspense! Litt...
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Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor" Mortgage Experts, Angela and Mike Tourville This week's Money Doctor guests, Angela and Mike Tourville from Annie Mac Home Mortgage chat about everything from House Hacking to Veteran loans! Whether you're a first-time home buyer, refinancing your single family or rental property, or on your way to becoming a real estate mogul, get the insid...
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Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor" Guest, Dr. Bob Weil, ‘The Sports Doctor’ Youth sports come with many challenges. The Money Doctor and The Sports Doctor discuss everything from Olympic athletes to the cost of football helmets! Something for everyone who's ever loved or played a sport but especially for those with children playing sports or training as athletes.
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Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor" Life Insurance Settlement Or Debt Payoff You've heard the ads on TV. "Sell that unneeded life insurance policy" or perhaps you've been approached to buy life insurance as a get-out-of-debt path? What to know before you act is all in this episode from consumer advocate, The Money Doctor!
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Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor" Market Volatility Its Impact And What You CAN Do! Feeling whipsawed in the financial markets lately? Afraid to look at your 401k? Consumer Advocate, Frances Rahaim, Ph.D., aka "The Money Doctor" sheds light on the current situation and gives helpful tips about what to do and NOT to do in these uncertain financial times.
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Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor" Guest, Senator Michael D. Brown on Economy Tax day, tariffs, 401ks? Retired Washington DC Senator, Michael D. Brown mixes it up with The Money Doctor on what's going on with the economy these days and the effects on the average household. What CAN you do about it? What should politicians be doing? What's coming down the pike? Don't miss This...
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Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor" Justin Lawrence Adult Education And Life Transformation Franklin County Technical School's own Justin Lawrence joins The Money Doctor to talk Adult Education. Obstacles? Cleared. Tuition? $0 for qualifying enrollees. In the time a part-time job would take, a new career path IS waiting for you. Start by gifting yourself this 30 minute episode...
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Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor" 22 Years. Thousands Fed. The Story Behind the North Quabbin Food-A-Thon - Jay Deane Interview! For over two decades, the North Quabbin Food-A-Thon has united our small towns in a big way—feeding thousands and funding local food pantries through the power of community. In this special episode of Financial Fitness with The Money Doctor, France...
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Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor" Financial Literacy for College Students | Joe Pack on Tickup PickSix Investing Challenge: Joe Pack, TickUp offers $50,000 Grand Prize! Today on Financial Fitness, we’re talking with Joe Pack, founder of Tickup and creator of the PickSix stock-picking competition — an exciting, free investing challenge open to all U.S. college students. With ...
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Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor" Downsizing To Tiny Or Container Home Cute as a button and eco-friendly housing solution, but what about the associated costs? Get tips from financing to decluttering and more in this fun show about downsizing to a Tiny Home or Container Home. Not downsizing but want to enhance your living space? We've got tips for that too!
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Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor" Let’s talk about the importance of Financial Fluency! Being fluent in any language means more confidence, better understanding and being treated with a level of respect by peers. It's no different with financial jargon and terminology. That's why we're digging in a bit deeper, past literacy to financial fluency. Tune-in for a kick off episod...
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Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor" Tariffs Trump Your Budget Make no mistake, tariffs are duties or taxes that WE will pay. All bad news for the end user watching their budget. Watch to gain a better understanding of how you can prepare and protect your wallet! Avacados, maple syrup, fuel, liquor, housing and many more item prices could soar. Countries and Companies respond b...
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