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June 11, 2025 27 mins

Making the leap from college life to your first professional job can be exciting—but also financially overwhelming. In this episode, host Frank Bogardus is joined by Forcht Bank’s Jessica Cadle and Chelsea Schoolcraft to walk you through the must-know financial moves to make right after graduation.


They cover smart strategies for:


  • Budgeting and saving from your first paycheck
  • Avoiding impulse spending and building emergency funds
  • Using tools like bill pay, fraud alerts, and credit tracking
  • Understanding student loans and avoiding common pitfalls
  • Navigating credit cards, 401(k) plans, and health benefits
  • Knowing what questions to ask about your financial future


Whether you’re a recent grad or just starting to manage your own money, this episode is packed with real-life advice to help you build a strong financial foundation.

Topics discussed in this podcast are discussed as general advice.  If you have questions or would like additional information, please reach out to us at 1-844-4-FORCHT (1-844-436-7248). Forcht Bank - Happier Banking. Member FDIC. Equal Housing Lender.

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