Financial Forward: The Future of Consumer Finance & Banking

Financial Forward: The Future of Consumer Finance & Banking

Financial Forward with Jim McCarthy Explore the Future of Consumer Finance, Banking Regulation, and FinTech Innovation Financial Forward is the essential podcast for professionals in finance, compliance, and innovation. Hosted by Jim McCarthy, founding member of the CFPB and expert in regulatory risk management, each episode features in-depth conversations with leaders from banks, credit unions, fintech companies, and regulatory agencies. 🎯 What You’ll Learn: Consumer finance trends and policy changes CFPB rulemaking and enforcement actions Compliance with FDIC, OCC, NCUA, and CFPB oversight FinTech, open banking, and RegTech innovation Credit cards, loans, mortgage servicing, and fair lending AI and automation in banking compliance Risk management and consumer protection 🎧 Who Should Listen: Bank executives, compliance officers, fintech founders, consumer advocates, and anyone interested in regulatory reform and financial inclusion. 🎙️ Listen now on Apple Podcasts, Spotify, Google Podcasts, Amazon Music, and more. 📲 Follow Jim McCarthy on LinkedIn for exclusive updates: https://www.linkedin.com/in/jim-mccarthy/ 📩 Contact: jim@mccarthy-hatch.com 💬 Share your thoughts using hashtags: #FinancialForwardPodcast #ConsumerFinance #BankingCompliance #CFPB #FDIC #OCC #Fintech #RiskManagement #OpenBanking #JimMcCarthy

Episodes

July 20, 2025 41 mins

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“FirstCash, the CFPB, and Military Lending Protections: A Follow-Up to Our Service Member Panel”

Release Date:
July 2025

🔍 Episode Overview

In this special follow-up episode of Financial Forward, host Jim McCarthy revisits the critical topic of military financial protections in the wake of a major enforcement action by the Consumer Financial Protection Bureau (CFPB).

Since the airing of our original Service Member P...

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Recorded: Tuesday, July 1 | 1:00 PM CT
Presented by: McCarthy Hatch

🎯 Episode Overview:

As the Consumer Financial Protection Bureau (CFPB) sharpens its lens on how financial institutions serve military members and their families, this live panel explores the evolving regulatory landscape and the moral imperative to do better.

We go beyond compliance checklists to examine complaint data, identify institutional risks...

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“AI Governance & Change Management in Financial Services”
Guest: Parijat Banerjee, Global Head of Financial Services at LatentView Analytics

🔗 Episode Summary

In this episode of Financial Forward, host Jim McCarthy sits down with Parijat Banerjee, a leading expert in financial data analytics and the Global Head of Financial Services at LatentView Analytics. Together, they explore the challenges and opportuniti...

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Episode Title: Behind the Credit Curtain: Understanding Consumer Reporting with NCRA’s Eric Ellman
Guest: Eric Ellman, President of the National Consumer Reporting Association (NCRA)
Host: Jim McCarthy

🎙️ Episode Summary:

In this episode of Financial Forward, host Jim McCarthy sits down with Eric Ellman, the newly appointed president of the National Consumer Reporting Association (NCRA), to explore the often-...

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🔍 Episode Summary:

In this unforgettable episode of Financial Forward, host Jim McCarthy reconnects with Jacob, the breakout analyst from McCarthy Hatch whose debut podcast went viral. But Jacob's talents go far beyond financial risk modeling — turns out, he was hired as Luka Dončić’s body double in the buzzy new Jordan Brand ad, ‘The Trial of Luka Dončić’.

We dive into Jacob’s unexpected journey from spreadsheets...

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Guest: Ian Moloney, Head of Policy & Regulatory Affairs, American Fintech Council
Host: Jim McCarthy, Chairman of McCarthy Hatch and Founding Member of the CFPB
Podcast: Financial Forward

🔑 Key Topics:

  • What the American Fintech Council Stands For
    Ian describes the AFC's role as a bridge between regulators and innovators, ensuring fintechs can grow while protecting consumers.
  • Responsible Innov...
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In this episode of Financial Forward, Jim McCarthy sits down with Steve Bishop, one of the leading voices in Banking-as-a-Service (BaaS) and founder of Ambassador. If you're in banking, fintech, or regulatory circles—you’ve heard Steve’s name. And if you haven’t yet, you will.

From humble beginnings on a gravel road in Missouri to becoming the go-to source for how BaaS should really work, Steve walks us through hi...

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In this special Financial Forward rebroadcast, we’re sharing an essential panel discussion originally produced by The Bates Group, examining how the return of the Trump administration may reshape consumer financial protection, fintech regulation, and compliance strategies across the industry.

Recorded live, this expert panel dives into the shifting regulatory landscape and what financial institutions, money services bu...

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In This Episode:
In a departure from our usual finance and regulation discussions, this special episode of Financial Forward focuses on the emotional, financial, and personal challenges of caregiving. Whether you're a parent of a child with special needs, caring for an aging family member, or supporting a loved one through difficult times, today’s conversation is about giving yourself grace and understanding...

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Finding Financial Success in the New Regulatory-Mandated Open Banking

Episode Description:
In this special episode, we rebroadcast a panel discussion from Bank Automation Summit 2025, where industry leaders explore the evolution of embedded finance, how financial institutions can ensure modern, compliant, and seamless payment processing, and the current state of open banking compliance.

This episode is brought to y...

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 At McCarthy Hatch, we believe in lifting up voices that deserve to be heard. That’s why we’re offering free ad space on our Financial Forward podcast for women-owned and disadvantaged businesses—because supporting diverse entrepreneurs isn’t just the right thing to do; it’s the smart thing to do. This month, we’re thrilled to spotlight Boulevard Coffee, a woman-owned small business with a rich history and a passion f...

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Episode Summary:
The Trump Administration wants to shut down the Consumer Financial Protection Bureau (CFPB)—a move that has divided the financial industry. Is it a necessary rollback of overreach or a dangerous erosion of consumer protections? To unpack this, Jim McCarthy sits down with Ron Shevlin, a nationally recognized expert on banking and credit unions, and Chief Research Officer at Cornerstone Advisors. Ro...

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🔹 Host: Jim McCarthy
🔹 Guest: 

Angela Nibbs

CEO

Maven PR

https://www.maven-pr.com/

https://www.linkedin.com/in/angelanibbs/


JP Snow

Founder/Principal

Customer Catalytics

https://customercatalytics.com/

https://www.linkedin.com/in/jpsnow/


Linda Straub Jones

https://www.linkedin.com/in/linda-straub-jones/


Asaf Buchner

https://www.linkedin.com/in/asafbuchner/



Episode Summary:

In this episode of Financial F...

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January 27, 2025 42 mins

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Episode Title: The Speed of Risk: Bridging the Gap Between Compliance Models
Podcast: Financial Forward – A McCarthy Hatch Podcast
Duration: 43:33

Episode Summary:
In this episode of Financial Forward, host Jim McCarthy explores the evolving dynamics of risk management in the financial sector. Drawing on his expertise as a former founding member of the CFPB, Jim compares the traditional compliance methods o...

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Episode Summary:
In this episode of Financial Forward, host Jim McCarthy, chairman of McCarthy Hatch, joins forces with Brandi Reynolds, Chief Growth Officer at Bates Group, to break down Section 1034(c) of the Dodd-Frank Act. This pivotal regulation emphasizes transparency and responsiveness in consumer complaint management, a cornerstone of consumer protection.

Together, Jim and Brandi discuss the Consumer Financ...

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December 6, 2024 29 mins

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Show Notes: Financial Forward – Rebroadcast of Behind the Vault

Episode Title:
The Future of Banking: Listening to Customers, Leveraging Data, and Ensuring Stability

Episode Description:
In this special rebroadcast of Behind the Vault, Jim McCarthy dives into a powerful conversation about the state of the financial industry and where it’s headed. The discussion explores:

  • How large banks have lost their abil...
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In this episode of Financial Forward, host Jim McCarthy talks with Keshava Dasarathy, Founder of Finvizia, about the consumer journey in financial services and how firms can go beyond providing products to fostering financial health. Keshava shares his extensive experience in leadership roles at Fannie Mae, Capital One, and Boston Consulting Group to offer actionable insights into customer success, digital transformat...

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In Part 2 of this special series, Jim McCarthy, Asaf Buchner, and JP continue the conversation on the transformative power of real-time data in financial regulation. They discuss how the regulatory landscape is shifting, and what this means for banks looking to stay compliant while managing risk effectively. This episode goes deeper into the strategies financial institutions can use to navigate the evolving landscape ...

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In this episode of Financial Forward, Jim McCarthy sits down with Asaf Buchner, CEO of McCarthy Hatch, and JP, lead strategist, to explore how financial institutions are embracing 21st-century regulatory technology. They dive into the groundbreaking FSAi model and how real-time data analysis is helping banks stay ahead of regulatory risks. If you want to know how the game is changing in compliance, this episode is a m...

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In this episode of Financial Forward, host Jim McCarthy is joined by Abbas Kazerounian Esquire, a leading attorney in consumer protection and co-founder of Kazerouni Law Group. 

They discuss the challenges, stories, and recent developments in consumer finance, focusing on the impact of the Consumer Financial Protection Bureau (CFPB) on the debt collection industry. Abbas shares his insights on the CFPB's...

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