Budgeting Basics: What Worked, What Didn’t & How to Start
In this episode of Financially Speaking, Greg and Rachel break down the fundamentals of budgeting—perfect if you're starting from scratch, struggling to stick to a plan, or just want a fresh approach.
We cover:
- How we started budgeting (without any fancy tools)
- Free tools that worked for us—and ones that didn’t
- Why budgeting helped us feel free instead of restricted
- A 90-day hack to uncover your spending habits
- Budget categories you might be forgetting
- How budgeting helped us pay off debt, save a 12-month emergency fund, and even pay off our house
👉 Homework for next episode:
Track your monthly income, create your spending categories, and sort your purchases from the past month.
🎧 Next time: We’ll wrap up budgeting and dig into tackling debt head-on.
Thanks for listening! If you enjoyed today’s episode, leave a review and share it with a friend who needs to hear this!
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