What Every 2025 Homebuyer Needs to Know (Before It's Too Late)

🎙 Welcome to Financially Speaking!

In this episode, we're breaking down how to buy your first house—or giving you a much-needed refresher if it’s been a while! With 7 homes under our belt (including 4 in just the last year), we’ve made our fair share of mistakes—financial ones especially—and we’re here to help you avoid them.

We’ll walk you through the step-by-step process of buying a home, from pre-approval to closing, and share all the hidden costs that most people don’t talk about—things like lawn care, pest control, trash fees, and moving costs.

Plus, we’re sharing our take on:

What lenders really mean when they say you're approved for a mortgage
How to find a great realtor (and red flags to watch for)
Why "win-win" can actually be a red flag in negotiations
What to expect during the closing timeline (especially if you’re in an attorney state like NY)
Real talk on affordability and why we bought a $52,000 house to keep our stress low
Whether you’re dreaming of your first home, actively searching, or just want to learn more about personal finance and real estate, this episode is packed with real advice from real investors (and parents of toddlers!).

👥 Hosts: Greg & Rachel
🐶 Special appearance: Kevin the dog 🐾
📍 Based in Western New York

👇 Drop your questions in the comments and don’t forget to subscribe for more content on personal finance, money, and real estate!

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