Goodbye Credit Scores? Hello Consumer-Controlled Credit!

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In this episode of Accrued, Tedd Huff and Colton Pond talk with Georgina Merhom, founder of Solo, about rethinking financial services by addressing the flaws in traditional credit scoring systems like Experian, Transunion and FICO. Georgina explains how Solo creates a personalized, verified financial profile for each consumer, enabling lenders to make better decisions without relying on outdated metrics or subjective trust. The discussion covers the limitations of current credit scores, the benefits of replacing them with tailored evaluations, and the importance of consumer-controlled data. Georgina also shares practical advice for entrepreneurs, emphasizing the value of flexibility and learning from market signals to achieve long-term success.

Key Highlights

• Why Credit Bureau Scores Are Outdated for Today’s Economy
• The True Cost of Collecting Financial Data
• Breaking the Bias in Banking Trust
• How Solo Turns Financial Data Into Real-Time Insights
• What Makes “One Score Fits All” a Problem?
• The Future of Financial Decisions Without Bias
• How Solo Simplifies Credit Evaluations
• Taking “No” as a Signal, Not a Setback
• What Consumers Gain With Verified Financial Data
• Why Banks Need Flexibility in Credit Scoring

Takeaways

1️⃣ Stop Depending on Outdated Credit Scores

2️⃣ Slash Costs With Smarter Verification Methods

3️⃣ Take Charge of Financial Information

4️⃣ Use “No” to Strengthen Your Strategy

5️⃣ Create Fairer Financial Systems With Verified Data

Links:

Solo

Website: https://solo.one/

LinkedIn: https://www.linkedin.com/company/soloapi/

X: https://x.com/soloapi

YouTube: https://www.youtube.com/watch?v=mJ4pCxocO64 

Georgina Merhom

LinkedIn: https://www.linkedin.com/in/georginamerhom/

Fintech Confidential

Notifications: https://fintechconfidential.com/access

LinkedIn: https://www.linkedin.com/company/fintechconfidential

X: https://x.com/FTconfidential

Instagram: https://www.instagram.com/fintechconfidential

Facebook: https://www.facebook.com/fintechconfidential

Supporters

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