January 9, 2025 • 59 mins
Discover the intricate dance between finance, gaming, and veteran empowerment in our latest episode with Joey Laswell, a certified financial social worker and former Air Force member. Joey shares his expert insights on personal finance management, highlighting the psychological factors that influence financial decision-making. Explore the innovative efforts of Military Broadcast Radio (MBR), a Denver-based nonprofit that's revolutionizing veteran support through podcasting and gaming. Joey helps us unpack the timeless benefits of gaming for veterans, while breaking down misconceptions and spotlighting the profound community-building it fosters.
Embark on a journey through the whirlwind world of penny stocks and cryptocurrency trading. We'll tackle the pros and cons of penny stocks and how platforms like E-Trade, TD Ameritrade, and Acorns can simplify your trading experience. Joey offers his take on the tumultuous crypto market, referencing memorable events like Tom Brady's infamous trade, and how political shifts leave imprints. Our exploration doesn't stop there; we dive into the role of media and streaming services versus traditional cable, and how these affect veterans in more ways than one.
In our final segment, we honor veterans by amplifying their voices and stories—shedding light on their unique experiences and challenges. Joey opens up about his personal journey with ADHD and brain injuries, setting the stage for future endeavors in gaming and personal growth. We delve into strategies for building a supportive community that tackles serious issues like veteran suicides through meaningful communication. As we look ahead to 2025, exciting plans unfold for expanding gaming and streaming content to platforms like Twitch and Roku, providing veterans with more opportunities for empowerment and connection.
#MBR, #MilitaryBroadcastRadio
Please join me on my different platforms and follow along my journey towards FIRE.
https://laswell.veteran.cards/
Mark as Played
Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
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Speaker 3 (01:48):
Military Broadcast Radio, the station that's giving
veterans a voice.
Speaker 5 (01:58):
Find us on the web at mbradious.
I'm a certified financialsocial worker.
I was in the Air Force for 14years and then I paid off
$20,000 of debt while I wasactive duty within three years
as an E3.
So that's kind of like I gotreally into personal finance and
so I've been really passionateabout that ever since.
(02:20):
And that was 10, 12 years agonow.
So since then I became a socialworker and now I'm a 12 years
ago now.
So since then I became a socialworker and now I'm a certified
financial social worker.
So we kind of get into, youknow, dealing with finances, but
then also kind of dealing withthe psychology behind finances,
like the you know, the mentalside of things.
Speaker 3 (02:39):
So Ladies and gentlemen, your battle buddy
when it comes to finances.
Please welcome the fire socialworker, joey Laswell.
Speaker 6 (02:53):
Hey, hey, hey, the fire social worker is in the
house.
Speaker 7 (02:56):
We have H-Train.
I made it on the show again.
Speaker 6 (02:58):
Military broadcast radio.
He's the man, the myth, thelegend.
Joel H-Train is in the house.
This is money in the militaryand, um, you know, we're just
going to have a fun littlesession today.
We're going to talk about a fewthings on that are on the
horizon for mbr.
Um, mbr for those of you whoare uninitiated is military
(03:19):
broadcast radio, non-profit, outof denver, and basically they
helped me create this podcastand and their basically mission
is to give veterans a voice byhelping them create podcasts.
So I just want to say a bigshout out for H train.
He's the man, the wizard of Oz,the man behind the curtain, and
now he's.
He's pulled the curtain downand he's showing his, his lovely
(03:41):
face.
So appreciate you, joel, forjumping on.
Speaker 7 (03:45):
Hey, yeah, no problem , you know.
I just want to reiterate that.
You know we're very lucky thatwe have.
He's a friend of mine, he'sfrom the UK, his name is Kevin,
I just call him Kevin, I don'treally say his last name.
So I reached out to Kevin andyou know I told him look, then
(04:09):
this was a long time ago.
I'm like, look, you know, ifwe're going to give app, a long
(04:30):
time ago was the live message towhere you could go on the app.
You go on the live message, youcan record something and then
you can send it.
Now, this new update that'scoming up, this new update, not
only are you going to be able tosee video for the audio radio
(04:52):
station, like DJ Clado and stuff, but now for talk radio we're
connected onto the Roku.
So we have MBTV going on 24hours a day, nice, and when we
come on we interrupt theirbroadcasts and there we go and
(05:14):
then you know we have thisgaming channel you know, the one
thing that I want to reiteratewith the gaming channel.
This is the reason why I createdthe gaming channel.
Joey, now, you know me, I I'mnot a gamer, okay, but as as far
as me and you, I know thatyou've been helping veterans for
(05:36):
at least a year, maybe even two, maybe even longer, okay, and
you know one thing that I'velearned is a lot of them play
games, yes, a lot of them playgames and their wives and their
girlfriends get upset with themand everything.
(05:57):
And you know, I wanted tocreate a channel so that it kind
of spotlighted, hey, you knowwhat, just because it doesn't do
nothing for you, it's an outletfor him.
You know, not everybody can behe-man or superman you know, not
everybody can be a sportsathlete, not everybody can have
(06:19):
a, you know, space for video,right, and not everybody, just
like me, doesn't really have avoice for the radio.
But what they do have is theyhave that outlet, that game.
And if they're going to dosomething that's going to be
beneficial, well then we shoulddo something beneficial by
(06:42):
bringing the veterans together.
Do something beneficial bybringing the veterans together
because I tell you, I started, Istarted posting that meme about
a week ago.
Instead of the 22, you know,you know, suicides a day.
I encourage everybody just tojust to go by saying you know,
(07:03):
eight-minute conversation canchange a lot Absolutely.
And the reason why I bring thatup is because you know Magic
Mike and me, other than thisyear we didn't talk.
And I don't know if that's howBattle Buddies work sometimes.
(07:23):
I know that I got my battlebuddy Sarpo that's in Minnesota.
I know that we don't talk, butas soon as he like calls me or
he writes me, I don't even askman.
I just show up unannounced,because if he's reached now that
means.
Hey, we, we need some qualitytime and that's Okay.
(07:46):
I would rather a soldier comeand call me or come and like,
kidnap me and take Me to lunchand text me, okay, but anyways,
I don't mean to go off the rails.
I think people need tounderstand that gaming is very
(08:11):
rehabilitational, for somepeople.
You know some people.
They do it and they get rid ofCulpertone or whatever it's
called.
Some people do it and they getCulpertone.
I mean, it's an outlet and ifyour husband or your boyfriend
or your veteran plays games, itdoesn't matter if he plays in 28
(08:35):
hours a day.
I'm telling you you'd ratherhim play those 18 hours a day
than him not playing them at all.
Speaker 6 (08:44):
Yeah, ooh, yeah, that's heavy right there, but
that's just right on the moneythough, because, um, you know,
like one thing I've learnedabout the veteran community is
that we do need that outreach.
Sometimes we need that physical, you know, nudge in the right
direction, and whether it's like, hey, somebody it's gone radio
silent from so and so, so I'mgoing to reach out.
(09:04):
So I appreciate you bringingthat up.
And yeah, the gaming platformis just another way of
connecting with your fellowveterans, and I've actually been
recently doing research intovideo game therapy as a
therapist.
I saw that, yeah, there's anactual.
Speaker 7 (09:22):
That's awesome, yeah, so I'm going to try.
Speaker 6 (09:24):
There's an actual awesome yeah.
So I'm going to try to getcertified in video game therapy
and so I mean I'm not licensedyet in the in that specific
thing.
Speaker 7 (09:33):
Look, I tell you what it's better to have somebody
that's willing.
Speaker 6 (09:38):
Yeah.
Speaker 7 (09:39):
To talk to you and give you conversation, rather
than somebody that's just doingit to because they want to check
the box you know, yeah, I mean,I know there's a lot of good
therapists for VA, but let'sface it, they do get paid, okay,
and when you talk to a friendor a battle they don't get paid.
(10:00):
If you're annoying, they'lljust hang up on you.
Speaker 1 (10:04):
You know, they don't care.
Speaker 7 (10:04):
So you know that they'll just hang up on you.
They don't care.
So you know that they're therebecause they want to help you.
Speaker 6 (10:09):
Yeah, yeah, and I would be doing this all pro bono
.
I'm not going to be charginganybody.
So if anyone wants to jump onmy stream and talk about stuff,
it doesn't have to be evenfinance related, it can just be
like, hey, I need a battle buddyto talk to, so I will step up
(10:31):
and be your, you guys's, battlebuddy.
Uh, you know, I am a licensedmaster social worker, I'm a
therapist now.
So, like I'm, I'm, I'm equippedto handle some of these
situations and uh, you know, butat the same time I know I'm not
going to be perfect.
So, but I'm just wanting toprovide an outlet and then
encourage other veterans whomaybe, if you're already a
streamer, a video game streamer,and you want to jump on mbr,
then you know, hit us up.
Well, how would they want to dothat?
(10:52):
If they wanted to do that, joel, how would, how would you
encourage somebody to jump inand become a video game streamer
for mbr?
Speaker 7 (10:59):
well, you know, the first thing is first, is you
know course, like our page.
Subscribe today there you go.
But we have an advertisementthat we sent out on TikTok and
we sent out on some other socialmedia platforms and shown your
Discord that you created andlook, this is the thing.
(11:21):
Okay, any veteran, any person,can go anywhere that they want
in this world.
Look at Elon Musk he's not aveteran, but look, he took a
rocket up into space and cameback.
You know, so that should showyou, no matter how much hate you
(11:42):
got for the guy, that shouldshow you that if you can't get
something done, then you make ithappen you pave that road and
you create that path and andpeople will help you.
You know I was.
I was telling veterans talk tothe show before here that you
know you just have to carry thatboulder like halfway up the
(12:02):
hill because, sooner or later,people's gonna see the progress.
They're gonna see that you wantto help.
They're gonna notice and thenthey're gonna help.
Why do you think that?
Uh, a person?
Because I've been through it somany times.
Uh, when a person is in awheelchair, do you realize?
(12:23):
Until we get to that Cementportion, we never get a person
to come over and say, hey, youwant me to roll you up that hill
.
Speaker 6 (12:34):
Yeah.
Speaker 7 (12:35):
But you wouldn't know that unless you experience that
, and I experienced that For agood year and a half.
So, I've learned you have totake two steps forward before
somebody will make it stepforward themselves.
Speaker 6 (12:51):
Yeah, and then it's also like the pay it forward,
the chain reaction of positivity.
You know, like if you see, ifyou're helping veterans and
somebody sees you helpingveterans, then maybe they'll be
inspired to do the same thing,and so it'll hopefully cause a
chain reaction of of like justsupport for, for the veterans in
our lives.
So yeah, so yeah.
This, this is part of the mbrmission.
(13:12):
It's evolving, it's, it'schanging, it's growing, it's.
It's been really cool, like Iwas just thinking about this,
like it was almost like a yearago in this period of time, when
that email went out from the vaI know, know right and it's so
crazy.
I was on that email immediately.
I filled out the sheet and Iwas like this is something I got
(13:32):
to do.
So now look at us, almost ayear later.
Speaker 7 (13:36):
Yeah, and what's so surprising is we haven't changed
a little bit.
We've changed a lot in one year.
That's what's insane that'scrazy.
Speaker 6 (13:48):
Yeah, I love it.
I love it and, and you knowthere's just more to come from
mbr, we're, you know, we're likea little ragtag group of, of,
uh, veterans.
You know, this is allnon-profit, like this is all
volunteer.
Speaker 7 (14:01):
Let you know, we're not getting paid for any of this
right, and you know and amberhas a question, real quick, she
says um, I'll do this in the, ina narrative voice okay joey,
what would you do think ofdollar stocks and what company
is breast to trade with?
Thank you, I'll hang up andlisten.
Speaker 6 (14:26):
Alright, so I'm actually going to try out my
little custom chat GPT that I'mmaking and I'm going to
basically put it through itspaces a little bit, and actually
I can probably just stream thisand just put it on screen, just
because I just want to show,kind of behind the scenes, see
how it works.
Speaker 7 (14:43):
Go to present of behind the scenes see how it
works.
Yeah, go to present Head to thebottom.
Go to share screen and thenit's either a Chrome tab or
maybe it's your window, andthere you go, you're on like a
bad rash.
Speaker 6 (15:00):
There we go.
All right, what do you think ofDollar Stocks?
And then, what was the bestcompany?
Let's see.
Speaker 7 (15:09):
Oh dollar stocks.
What's the best company totrade with?
Speaker 6 (15:17):
All right.
So moment of truth, let's seewhat it says.
Dollar stocks, also known aspenny stocks, are are shares of
small company typically tradingfor less than five dollars per
share.
They are attractive for theirlow price, which makes them seem
like an opportunity to earnsignificant returns with small
investments.
However, they come with highrisk due to limited liquidity,
(15:39):
potential for fraud and thevolatility of the businesses
behind them.
All All right, so yeah, Ihaven't really touched on penny
stocks or dollar stocks verymuch in my shows, but, yeah,
ultimately, you know you cantrade on any platform.
(16:00):
You know E-Trade, td AmericaTrade, td Ameritrade and
Interactive Brokers.
So wherever, whatever yourchoice of you know, I don't have
any specific recommendation forplatform, but it's really just
like where you buy your stocks,yeah so, yeah, that's basically
you know what I think, joey?
Speaker 7 (16:17):
what I think she's talking about is like say you
know what I got?
I got fifty dollars at the endof the month that I know that's
not going anywhere.
How do I take that fiftydollars?
And you know, today we have thephone apps and everything Right
.
Speaker 1 (16:33):
Yeah.
Speaker 7 (16:34):
How do we take that fifty dollars and what program
do we go into a phone app andlike how do we set that $50 and
what program do we go into aphone app and how do we set that
up Taking $50.
It's like Acorns Is Acorns agood app?
Speaker 6 (16:46):
I was actually going to say.
That made me think of Acorns.
It's kind of like a way totrick yourself into investing in
really small amounts.
So for those of you who don'tknow acorns, this is not a
sponsor, but hey, acorns, ifyou're listening.
Um, just saying um yeah, yeah.
Speaker 7 (17:05):
So acorns, yeah, what do you think about?
Speaker 6 (17:07):
I'm sorry, I was gonna say acorns.
Basically is like a.
It's an investment type ofplatform that will take money
from your, your debit card.
So let's say you just spent, um, you know, 15 and 17 cents at
the at the gas station.
Well, you can have it set up towhere it rounds up that that
surplus to the next dollar uh,so that would be like 83 cents
(17:30):
that it gets put into accountand then you can automatically
invest from there.
You know so, um, so that'sactually a pretty.
I've heard a lot of people havesuccess with that, with just a
psychological thing.
You know, it's like they knowthey're investing, it's coming
out of their like what arethey're already spending, and
it's just kind of an automaticbackground thing that you can
(17:51):
set up.
You know, um, so a lot ofpeople like that, because a lot
of some people don't have thediscipline to put the money
aside manually and then invest.
So this is kind of like abackhanded way.
Speaker 7 (18:04):
Have you ever did Acorn before, Joey?
Speaker 6 (18:07):
I have.
I experimented when it firstcame out and I enjoyed it, but I
ended up just trying it out fora couple of months and then
just went my separate ways.
You know, just went my myseparate ways with it.
But I mean it is a goodplatform for sure, um.
Speaker 7 (18:21):
Especially.
I mean you don't have to havethe platform forever, but if you
have that platform for just ayear, I mean that kind of gets
you in the routine to save that.
You know, I always think themoney and financial stuff is
almost like buying a carEverybody's scared, you know.
You eat French fries andcrackers for, you know, two
(18:44):
weeks until you finally get inthe routine of the payment.
I think I told you this before,though.
Speaker 6 (18:49):
Yeah, you might have.
It's been a year, man.
There's been a lot ofconversations we've had that I
don't even remember anymore, ohman.
Speaker 7 (19:00):
But okay, and then she asked about Robinhood.
Speaker 6 (19:02):
Yeah, and what?
Speaker 7 (19:03):
I was going to ask with Robinhood, there's that
other program like CoinbaseCoinbase, yeah what's the?
Difference Is one crypto.
What is crypto?
I know it's not Smoking Rock oranything like that.
Speaker 6 (19:18):
Right yeah, coinbase, I think is is crypto.
Coinbase is I know it's notSmoking Rock or anything like
that Right?
Yeah, coinbase, I think, ismostly crypto.
I do have Coinbase and I'veonly recently I'll admit, I've
only recently started dabblinginto Bitcoin.
I missed the Bitcoin train along time ago and I'm kicking
myself all day, but, yeah, I'mtrying to learn about it.
Speaker 7 (19:36):
It well, you can't kick yourself because that stuff
went way down, okay I don'tknow if you remember but, like,
tom brady threw some kind ofpass or whatever and he gave it
out to a fan and it just sohappens that that you remember
the story, yeah it so happensthat that fan traded him that
football for like.
Speaker 6 (19:57):
For like one crypto or ten yeah, it was something
like 800 000 or something likethat yeah, and then it was
almost like as soon as trumptook office bam, like crypto,
everything fell, everything fellyeah, and I think part of that
was the maturing of the bitcoinmarketplace, because, you know,
(20:21):
it was the wild west for a whileand there was a lot of these
kind of shady cryptomarketplaces that popped up and
people were losing their moneyleft and right because it was
unregulated.
And, uh, you know, like there'sthere's a lot to that's where I
need to learn more about it,like regulations and like what
are the tax implications?
Because a lot of people got hitwith some pretty big tax bills
(20:42):
when they went to go cash out.
They were like, oh yeah, Iguess technically, this is uh a
gain.
You know, like, you knowsomething?
I just read an article todayabout a guy who put 10k into
bitcoin and he's not, you know,basically he's a millionaire now
, um, or she I don't know if Idon't know but yeah, they are a
millionaire based off of $10,000Bitcoin investment, and when
(21:05):
they did that, they everyonethought they were crazy.
So this was earlier on in thein the in the phase.
But, yeah, I think Bitcoin ismaturing, it's it's becoming
more commonplace and I think itis going to be the future as far
as like how, how we do business, you know.
So I'm going to start doingmore research into Bitcoin and,
(21:26):
and, uh, you know, maybe I'll,I'll even accept Bitcoin as a as
a form of payment somewheredown the road.
You know, why not?
You know, just to give peoplethe option If're, if you're into
bitcoin, hit me up like we'll.
We'll have a whole bitcoin show.
You know, like, um, I'veactually been been looking for
people to jump on and talk aboutthat, just because I I need to
be educated on it, you know hey,you know, I'm telling you what
(21:49):
we.
Speaker 7 (21:49):
I I think we should make a, or maybe you should,
because you'd be the expert atit.
You know, I honestly thinkthere's a lot of veterans,
there's a lot of people outthere that don't have the whole
investment just because you knowthey don't have that routine or
they have a hard time settingit up.
And, let's face it, we all havea hard time setting up iCloud
(22:12):
at one time.
Okay.
And we got to remember thatthere's people that just haven't
done this before, so there'snot very many tutorials.
I can help you set this up forlater, but it'd be kind of cool
for you to set up a tutorial onwhat is the best setup for
somebody for $50 a month to dosome kind of a savings thing on
(22:36):
their phone app.
Speaker 6 (22:37):
Okay, yeah, that's a great idea I think we could work
on.
Maybe we can collaborate onthat and like, because I'm going
to, I would need help oncreating a you know like what
you've been doing, which is likeyou're recording your sessions
and basically creating like adigital product like that.
So so, yeah, we can definitelycollaborate on that.
That's a great idea, you knowjust to kind of like, you know,
(22:59):
give people the baby steps,because some people,
legitimately, are financiallyilliterate and it's not their
fault.
I'm not giving any shade onanybody.
Speaker 7 (23:07):
Some people are just technology Impairment.
They just can't do stuff.
My dad is.
When it comes to technology, mydad's really bad.
But when it comes to technology, my dad's really bad.
But when it comes to, likeengine work, dude, I've seen I
I've seen him put duct tapearound a wheel thing just to get
(23:28):
it back home.
He's a genius when it comes tomechanic and stuff, but when it
comes to computers like my dadhad a hard time getting alexa
set up and I can't I can't sharescreen with you know yeah, with
him on his phone right I thinkwe forget that, that there's a
lot of uh, a lot of people outthere that would love to support
(23:50):
us, but like they have no ideawhere the year went right, yeah,
yeah.
Speaker 6 (23:56):
No, that's a great point.
Like we basically from whatI've been learning about
marketing and development thingslike that, whereas we want to
lower the barriers to entry asmuch as possible so make it as
easy as possible for people tobasically find us and and in our
case, like we want people todonate to us, so we need to like
funnel people to that donatebutton, you know, but we got
(24:20):
Amber from into the weedspodcast says that's a great idea
, joel, so we got we got oneperson already ready to buy in
and maybe we can all collaborate.
That's awesome, yeah, so so Iguess we'll probably need to
take a little bit of a musicalbreak.
Speaker 7 (24:40):
Oh yeah, probably.
See, we lost the conversation.
This is why I can't be a guest.
I feel like I somehow take overpeople's shows and I don't mean
to.
Speaker 6 (24:51):
No, no, you're injecting some life and
everything to the show.
So I really appreciate that.
And then your perspective.
As you know, the head of mbr,like you know, I'm always I'm
always amazed by everything thatyou're pulling off so well when
we come back from break, if youdon't have anything else to
follow.
Speaker 7 (25:10):
when we come back from break, there's a.
There's a guy that's juststarted TikTok.
You might have seen him.
It's that private jet arm, that, colin, and he talks about how
his business, which he's over $8billion business now- Wow.
(25:31):
I'll look at it.
I'll send you the link whilewe're on break so you can kind
of see what I'm talking about.
Okay, okay, yeah, yeah.
We'll hit that I'll.
I'm talking about.
Okay, okay, yeah, yeah, we'll,we'll hit that.
I'll look at it now.
Speaker 6 (25:41):
Okay, Sounds good.
All right, we're going tolisten to uh, my usual intro
musical guest, which is NoahPeterson, the United States
Marine Corps veteran based outof San Antonio.
He's kind of starting to blowup.
Hopefully we'll get some moreears and eyeballs on his music.
This is Noah Peterson.
Speaker 3 (28:00):
We'll be right back, thank you.
Speaker 1 (28:03):
Thank you, military broadcast radio, the station
that's giving veterans a voicefind us on the web at mv radious
opinions expressed in thisprogram are those of the
speakers and do not necessarilyreflect the views or positions
(28:23):
of any entities they represent.
Find us on the web at mbradious.
Speaker 6 (28:32):
All right, we are back.
This is Money in the Militaryon Military Broadcast Radio.
I am Joey Laswell.
This is Money in the Militaryon Military Broadcast Radio.
I am Joey Laswell.
Speaker 7 (28:40):
This is where we show you the money.
Speaker 6 (28:42):
Show you the money, yes, Show you all the different
ways of saving money andinvesting and all this other
stuff.
But yes, I'm a certifiedfinancial social worker, Air
Force veteran and basically justpassionate about helping people
with their finances.
So we got the head honcho ofMBR on the show today, Joel Hunt
.
He is called the H-Train.
(29:03):
He is the man, the myth, thelegend.
He has basically helped melaunch this podcast and his
whole mission in life now is tohelp other veterans launch
podcasts.
So basically, I wouldn't behere without Joel and this
initiative that he's put forth.
And we were just talking aboutit earlier.
It was like a year ago aroundthis time when the VA sent out
(29:25):
your email blast about MBR andthen now you went from I don't
know how many shows to what'sthe numbers on that from the
initial blast of the email.
Speaker 7 (29:37):
Well, right now, because we're on holiday break
from November 1st to February3rd, I try to encourage every
veteran, every host, every DJ tokind of take a break at least
one week off, one week on,because the way news goes and
(29:58):
the way stations go and the wayeverything goes, you can get
burnt out real bad during thistime and that's one of the
reasons why I mean even radioshow hosts and stuff.
Like you know, they play rerunsand shit.
You know they play christmasmusic.
There's a reason for that, eventhough they get paid for it you
(30:20):
know, that's nice, they getpaid for it right, but you know
still it does.
It takes a lot out of it andyou know you can ask every
veteran here.
I'm sure that every veteranwill say as soon as they get
done with their show they canknock out and go to sleep within
like two hours yeah, no, it'strue, like it's.
Speaker 6 (30:43):
Like you it's something, you don't realize it
and you're put on.
You're basically putting on ashow for an hour or, in case you
know it's for us it's an hourand yeah, I mean that you're on,
you're on for that whole hourand it can be draining.
You know so, but you know we're.
I think everyone on the NBRplatform is just super
(31:04):
passionate about telling theirstories and helping other
veterans and just showing what,what's what we're capable of.
You know, and the diversity ofall the different channels that
we have is just growing and, andyou know, yeah, we're going to
be a media empire.
Speaker 7 (31:19):
Before this is all said and done oh yeah, you know
I was talking to the guys aboutthis yesterday.
You know, uh, jersey mike's thelocation here that sponsored us
like sales wise.
They're doing likeexceptionally well and they have
a.
They have a non-profitfundraiser that they've been
doing forever.
I was talking to one of theemployees and she's like, yeah,
(31:42):
you know, if MBR gets to be inthat place at one time, like the
minimum that they make for thatnonprofit because they have
2,159 Jersey Mike locations andwhat they do for that whole one
(32:04):
day.
They donate all everything theproceeds, the food, the money,
everything.
They don't take a cut at all andshe said that it's usually
around five five million dollarsfor one day of sales for one
day of sales.
Wow, and I'm like wow yeah andyou know, I, I told the, I told
the sports crew this wednesdayand he's exactly right.
(32:28):
He's like man.
With five million dollars wecould really get a lot of sound
gear for the veterans.
That are because, like right now, I mean right now it's great
because you have a screen, buttell everybody like d, are you
in a studio d or is a wall infront of you?
(32:48):
I mean you're in your house I'min my house, yeah yeah, and I
think people fail to realizethat, you know, not only is this
a opportunity, but you know, wewe're lucky that we get this
privilege to, to, to have thischance to be able to do it,
because this wouldn't havehappened five years ago no it
(33:09):
wouldn't have not even yeah.
Speaker 6 (33:13):
So I mean it's, it's, I mean honestly it's like the
future, I think of programmingand entertainment and all this
other stuff.
So I mean, you know, we're justkind of lucky enough to
hopefully get caught up in thewave and, you know, just have a
good ride.
Speaker 7 (33:26):
Especially since they're charging for streaming,
like you know.
They told us hey, you know, cutComcast, cut the cords.
So, the majority of Americans,we cut Comcast, we cut the cords
, cords.
The majority of americans, wecut comcast, we cut the cords.
And then these mother guggersguys, they, they started.
Hulu has a package yeah he hasa package now like everybody
(33:49):
wants their cut and they're likepicking at it and it's like
it's not even fair, it doesn'teven.
I don't even benefit fromwatching right.
Speaker 6 (33:59):
Well, you know what's interesting and I'd be.
I'd be curious to do a littlebit of research on this.
But, like you know, we used tocomplain about the cable
packages and how expensive theywere.
I'm curious just to know howmuch are people actually
spending compared to what theywere spending with the cable
package?
You know, with all thestreaming services it's probably
more right now.
Speaker 7 (34:19):
You know the average household right now streaming
packages.
Last time I checked the averagewas and we can do the chat gpt
yeah, yeah, I was gonna ask theaverage.
The last time I checked theaverage was 175 a month for
usually six uh six streamingplatforms okay and that's not.
(34:41):
That's not even countingstreaming.
That's counting like evenstreaming like stream yard.
You know you gotta, you gottacount that as a thing, because
there's so much you can do onstream yard yeah, stream yard
has been really cool, cool.
Speaker 6 (34:57):
I've definitely grown to appreciate it more and more.
Alright, so we got the questionis American household
subscription services forstreaming services?
And I did that all wrong, butanyways.
Let's see households subscribeto an average of approximately
(35:18):
three streaming services, up tofour.
Let's see this.
One says in 2024, well, that'sactually more than I thought
$42.38, indicating a decreaseover the years.
And then early reports notedhigher expenditures when the
average was $55 a month.
(35:39):
I'm above the average becausewe, you know, between Hulu and
Disney yeah, that's way off.
I mean, I would be curious topoll the audience.
You know, like, how much do youthink you're spending on just
streaming, subscribe, like justto watch content?
How much are the averageAmerican spending?
You know that would beinteresting to get the data on
(36:00):
that.
But but yeah, you're right, youknow it's, it's crazy how
everyone now like, if you wantto watch a movie I was just
talking about somebody the otherday they're like, oh, I was
trying to to get a clip from thecosby show, you know, and she
wanted to show it to an audienceof like a class in a classroom
setting and she was like, I justwant this one episode and she
(36:21):
had to go and find it on AmazonPrime and basically pay two
bucks for just that one episode.
So it's just like it's so hardto find content and then you're
just struggling to try to payfor it all now, right, but yeah,
I guess that's the financialreality that we're in.
You know, I think, uh, betweenHulu and now Hulu and uh and
(36:44):
disney, like they're in thehundreds, like over a hundred
dollars, I think, for like thead free, you know, premium
subscription, it's it's likeover a hundred dollars, I think.
Speaker 7 (36:55):
Um, so, well, I went well when I said 174 and then
you said like 50 and I'm like,oh well, I guess I was way off
then no, you're not.
Speaker 6 (37:05):
I mean not for me, not from my, my we're.
We're definitely on the higherend because I mean we do like
watching a lot of movies andshows and TV and things like
that Myspace.
I'm sorry I left you forFacebook.
Speaker 7 (37:30):
Tom never left us, he never left us he never left us.
Speaker 6 (37:33):
He stayed true.
Yeah, I actually wrote a postabout my Blockbuster days
recently, because I used to workat Blockbuster back in 2000,
like 2003 period, like while Iwas in college, and man, those
are like some of the bestmemories I have of just working
at blockbuster, watching movies,playing video games for free.
Oh man, I could, I could goback to that time period in a
(37:54):
heartbeat, you know.
But we were talking about ittoo the other day with like just
movies, like the whole moviegoing.
Experience has changed becauseit used to be, you know, back in
my day, you know you, you wouldgo to the movie store and you
would like it was like thesearch was part of the fun, you
know you.
You'd be like, oh, what are wegoing to, what are we going to
pick, you know, and then youtalk about the movies and like
(38:14):
there was a whole social elementto it.
Now it's just like you're juston your couch like flipping
through the different uhsubscription services and you
know it's just not the same.
Speaker 7 (38:24):
I had an uncle when I was younger that he had
probably four or five, six wallsfull of VHS tapes.
Those things are useless now.
But, you know, six walls of VHStapes, right, and it used to
piss me off.
I went in there to, like youknow, because I'm a little kid,
(38:47):
I want to browse.
You know, cause I, you know,I'm a little kid, I want to
browse, you know, browse.
And it used to piss me offbecause my uncle at the time he
had this all nice organizedchart but the numbers, what?
What movie do you want to watch?
You know?
Speaker 1 (39:02):
he wouldn't let me see the clipboards.
Speaker 7 (39:04):
He would say what movie do you want to watch?
Oh I don't know.
You know it's just um, yeah, Igot irritated, but there was a
lot of people that had that,something like that.
Speaker 6 (39:14):
I kind of had something like that with dvds
yeah, dvds, I definitely had advd collection and then kind of
sort of got into blu-rays.
But, um, I actually a tragic asa lover.
A tragic story is that when Iwas in, when I was like early
20s, we had an apartment fireand I lost my whole DVD
(39:36):
collection and I had some prettycool collector's editions, like
really hard to find movies.
So I definitely miss thosemovies and I'm slowly trying to
build up my collection again.
But it's more of a hobby now,you know, trying to trying to
read.
You know, because you know,like I was mentioned earlier
with the subscription stuff,there are some movies that are
(39:57):
not online, like you have tolike illegally download them if
you want to find them.
So the other alternative, whicha lot of people are turning to,
is just going out and buyingtheir dvds and blu-rays and then
you just have the physical.
You just have the movie, youknow like you don't have to
worry about like can I tell youwhat I do?
Speaker 7 (40:14):
yeah I don't know if it's a naughty thing, but it's.
It's what I do.
Okay, and yes, I'm keeping itappropriate.
I'm teasing.
What I used to do was I used torent it from red box or
whatever.
Okay.
And then I have this different,this software that would decode
(40:35):
it to where that I could makeit into an MP4.
Okay, now you're probablythinking well, you know that's
illegal.
It's not illegal unless you'remaking money on it.
Right, if you're doingredistributing or distributing,
right, you're just doing it foryourself, you're good?
Yeah, so I have a plex accountI can share with you.
(40:55):
It's an account.
It has over 7 000 movies holycrap, I'll bring it up real
quick.
Yeah, that's awesome, yeah thatis.
Speaker 6 (41:04):
That is a labor of love.
I actually have also lost mydigital movie collection over
the years of different moves andthings like that.
I never did like a cloud backupor anything, so I had a pretty
I was doing the same thing.
I will admit that I definitelydid some DVD ripping in my days.
And you know, like did you havea deployed shared drive or like
(41:28):
a deploy Like man, whenever,whenever they had those hard
drives that were out like peoplewere just like back when you
can actually plug in a USB driveinto a government computer.
But anyways, we're showing ourage here, but anyways, yeah, it
was good.
It was good times, like the,what they call it the morale
drive.
You know where you had likejust movies, just like people
were just ripping the movies,put them on the morale drive.
You know where you had likejust movies, just like people
(41:49):
were just ripping the movies,put them on the morale drive and
then you could just watch them.
You know, like um at yourcomputer, so little, little
little tricks of the trade therethat I don't know if they do
that anymore.
Probably not because every, allthe networks are like really,
uh, really secure now.
Speaker 7 (42:05):
But so here is my thing and this is the reason why
I bring this up is, with plex,you can literally grab the
movies, put it in before you canupload it and see I have all
these movies and the thing aboutall these movies is, like my
(42:27):
interns anybody that's a part ofmbr.
All I have to do is give them anemail and they're going to be
able to go to this drive andthey're going to be able to
watch these movies just likenetflix.
Nice, one of the.
That's one of the benefits ofbeing a part of mbr yeah we also
supply canva Pro and StreamYard, so being part of NBR it's kind
(42:52):
of a no-brainer, but there's alot of people that just don't
have time.
Speaker 6 (42:59):
I mean, it is commitment in the sense that you
basically get your own timeslot eventually and then you
have to work your way up to thatpoint.
But even if you just want tojump on some streams and maybe
kind of get a feel for it, like,uh, you know, I'm definitely
willing to have perspective, Idon't know, maybe we can do that
.
It'd be like an audition thingwhere we just have, like, you
(43:21):
know, the, the establishedpodcasters who can interview,
like you know, on air, basicallylike all right, what's your
pitch?
Like tell you know like sharktank for podcast, you know, um
you can do your own like sharktank.
Speaker 7 (43:34):
You know fire tank well fire tank, we'll call it
fire tank and you?
Know, what they come up with, auh, some kind of like a
financial plan investing, andyou look into it and you find,
you find little, a little maybemistakes, hey you know, maybe
you shouldn't be doing this,because or yeah, I like that, or
(44:00):
maybe not mistakes.
But like some improvements orsome optimization, play changes.
My quarterback don't get sacked.
Speaker 6 (44:08):
Oh, that's a good idea.
Yeah, we, we're just, we'rejust full of ideas, good ideas
today, and you know, like,obviously, you know this is
money in the military, but youknow this, this show wouldn't be
here without an MBR.
So you know, this is kind of a,you know, a kind of a it's for
me it's it's a, it's a reallyalmost heartwarming idea of,
(44:29):
like, almost a year ago, thistime period like was was when
this whole journey started.
Um, so, yeah, this is, you know, it's just just a, it's a fun,
fun thing to do.
Like, honestly, I've met so manyI say met, you know virtually
met so many people during thisand you know, I've literally,
like learned new things.
I've I've been exposed to newways of thinking or like
(44:53):
different perspectives andseeing different skills of other
veterans, and I'm just likethis is amazing, you know, I'm
just like, and I'm a sponge, solike I I learn from everybody.
So every guest that I have on,I do my research, I I find out
what their deal is and then Ilike talk to them and then I go
after.
The fact a lot of people don'tknow this is that I will keep in
(45:13):
contact with a lot of my guestsand you know, basically just
have a really almost like arelationship from that, you know
.
So I still want to have, likemy first ever guest, alistair
Mercado.
I've been keeping up with him.
Speaker 7 (45:32):
He's doing some crazy awesome things In the
Philippines and you know he's myfirst guest.
I haven't called CG for a while, but tell CG that my my
Facebook account got Suspended.
Why it got suspended, I have noidea.
Speaker 6 (45:42):
We really don't know.
That's crazy.
Speaker 7 (45:45):
Yeah, so there's a bunch of people that think that
I I wrote them off and I didn'twrite them off.
My account suspended oh man.
Speaker 6 (45:56):
Yeah, that's the fun part about social media now is
that you're at the mercy ofthese either algorithms or bots
that basically say, oh no, whatyou said was against our
policies and it's not even ahuman that made the decision,
you know.
So that's just kind of afrustrating element to this
whole social media world we livein now.
But you know, we're just hereto have fun, here to share
(46:20):
stories.
You know, on a lot of my showsI will tell people a lot of my
financial mistakes that I made,so that I'm hoping that I'm
talking to like an E3 that'slike about to do something and
then they hear my little, mylittle voice of like, don't do
that because you're going to endup paying.
You know, like.
You know, basically like alittle money mentor in their
(46:42):
mind.
You know, like I'm just hopingthat that we can somehow change
the you know a few people'sminds and be like all right yeah
, and change the narrative, butthen also, like, change people's
minds about, like okay, well,it's one of those things too.
It's like a diet, you know,like a lot of people know when
they're eating something bad orthey're doing something bad for
their body, but they just theycan't help it, you know.
Speaker 7 (47:05):
And the same thing with spending you know you, and
that's a good point that youbring that up.
What do you think about?
What do you think about the newreport?
That surgeon says now thatalcohol causes cancer and I'm
thinking to myself if you didn'tthink that a long time ago,
(47:28):
where the hell are you Right,you know, that's that ago.
Where the hell are your heads,right, you know?
Speaker 6 (47:31):
That's not really a big surprise.
Speaker 7 (47:33):
I was like hey, ladies, and gentlemen, the
scientists found out that pooptastes like shit.
You know it's like why.
Speaker 6 (47:41):
Or even when smoking was like oh, smoking causes
cancer.
Everyone was like yeah, we knewthat already, you know.
Thanks for his cancer.
Speaker 7 (47:50):
Everyone was like uh yeah, we knew that already, you
know thanks for.
Before we close, I want to leteverybody know that right after
us oscar mike radio.
Yes, he welcomes lauren burns,who shares her compelling life
story.
Despite not serving in themilitary, lauren's experiences
resonate deeply with themes ofresilience and redemption.
She recounts her parents'divorce, her father's kidnapping
Of her to Jordan and theensuing culture shock and trauma
(48:14):
.
Lauren discusses her emotionaljourney, the rescue mission
conducted by US militaryveterans that brought Her back
in her path to healing Throughfaith and community support.
If you want to find out moreAbout this podcast, keep
watching right here, becausethey are on next at the top of
the hour and I will try my bestnot to uh jump on their stream
(48:38):
or their, their platform.
Speaker 6 (48:41):
But yes, oscar mike I I you know, I've been watching
his stuff and off and on for alot a while now.
Man like he does some amazinginterviews, like he goes into
like great detail, he does a lotof research, like man, he's the
OG, he's the champ.
So shout out to Oscar Mike man.
(49:03):
I don't know if I could keep upwith him, but I would love to
be on his show someday.
Speaker 7 (49:08):
Oh, we can make that happen.
We can make that happen.
You know, 2025 is going to be afantastic year because when
everybody comes back, wheneverybody comes back from their
shows, joey, I'm telling you, weare going to have a total of 47
shows by February 4th.
We have a couple of people thataren't even on the script yet,
(49:31):
you know, but they're going tobe there.
Big Grizz is going to be back,dog Tag Diva, everybody's going
to be back, and then everybodyjust watch as much as you can,
because November 1st we gothrough the same thing Always a
dead, always at least threemonths or four months always
(49:52):
dead, you know because, nobodyworks after November.
Speaker 6 (49:58):
Yeah, yeah, you're right, everyone needs a little
bit of a breather from time totime.
And you know, like, you knowyou've been really flexible with
me Like, hey, I need to take aradio day, and you know, like,
so I think one thing I wouldlike to you're you're, you've
been really flexible with meLike, hey, I need to take a
radio day, and, and you know,like, so I think one thing I
would like to you know, expressto people is that you know,
don't feel like you, like yousaid before, you don't, there's
no obligation to like, oh, youhave to do it every week, every
(50:21):
day, you know, every every oneday, a week, kind of thing.
So, so, yeah, we're, we'redefinitely flexible, I think, in
that regard.
And, um, you know, just, yeah,I'm excited.
You know this is this 2025 isalready kicking off to be a
great year and, uh, lookingforward to the different
partnerships.
And you know, the gaming thing,like, I'm genuinely like excited
(50:43):
now, like I'm going to pull,I'm going to pull my PlayStation
into my computer room and I'mgoing to start streaming.
Um, just basically, yeah, begiven free financial advice or
or even just, uh, therapy, Idon't know like, I have to get
licensed.
I don't have to look into thatlicensing thing.
But, um, but yeah, just tryingto do my part to you know, be a
good social worker, be a goodveteran, uh, mentor and advocate
(51:07):
and all this other stuff,because you know, that's, that's
what I was put on here on theearth for, I think you know,
just to help help the veteransand help people as much as
possible.
Speaker 7 (51:16):
So Just think, joey, you don't need a certification
If you don't plan to make themcry.
Oh, there's going to be sometears.
Speaker 6 (51:24):
I know that's what I mean At least they'll be crying
in the comfort of their ownhomes, you know, and not on
stream or anything, I don't,yeah.
So so, yeah, I think we'll be,it'll be fun.
So if anyone has ideas on gamesthey would like for me to
stream, you know I'm down toplay.
You know I'm a.
I'm a.
I'm a gamer in the sense that,like, I've been playing games
(51:47):
since the Nintendo entertainmentsystem.
Speaker 7 (51:49):
Game man has been telling me 25, that college game
.
He's telling me that that,that's, that's, that's fire
right now.
Speaker 6 (51:58):
Oh, okay, All right.
Well, I like fire, you know, as, as we, he's a gamer.
Speaker 7 (52:04):
I tell you what and I tell you he just got a new job.
He's pretty young and he's amilitary brat.
You might check with him andmaybe you can help him.
You know that would be likeyour first prodigy.
Yeah, there we go.
You know he got to startsomewhere.
Speaker 6 (52:24):
Yeah, yeah, for sure.
So, yeah, that would be cool.
I'm definitely down for that,um, and you know, like, if
anyone has any games they wouldlike for me to play, uh, I
accept donations.
If you want to, you know, sendme a, a code or something, I'll
definitely play it because, uh,you know, money is definitely uh
not free, so those games aren'tfree.
Speaker 7 (52:46):
So those games are like 130 bucks now, aren't they?
Yeah?
Speaker 6 (52:51):
well, I mean you throw in, I mean, man, you can.
I can go all day about thegaming industry but like,
essentially it's they justnickel and dime.
You now, like it used to be, 60bucks was the game and that's
the game.
But now it's like 60 bucks for,like, the base game, and then
you have the deluxe game is like90 bucks and then you have all
the, all the DLCs and yeah, it's, it's crazy and that's how the
games work.
Speaker 7 (53:12):
Are they on discs now or do you play the?
Speaker 6 (53:15):
they're still on discs but a lot of people will
are just downloads.
Only now you know they don'teven have discs anymore, like
some of the new consoles don'teven have disc readers built
into them, so it's all digitaldisc readers built into them.
Speaker 7 (53:30):
So it's all digital, you know.
Speaker 6 (53:31):
So you buy the game, you just don't have the hard
thing, right?
Yeah, you just basicallydownload it onto your hard drive
, on your, on your console, um,and it just lives there.
So yeah, I mean, which isconvenient sometimes because
like you don't have to wait inline at walmart or your favorite
retailer, uh, to to buy thegame physically and then go take
it home, right?
Speaker 7 (53:51):
but if it crashes you're kind of screwed.
That's like a 48-hour talk withcustomer service.
Speaker 6 (53:57):
I don't even get to talk to my mother-in-law for
that long, oh man, but yeah, alot of.
I mean I could literally justtalk about the gaming industry
for probably a whole stream.
But, yeah, any advice orfeedback or criticisms?
Just let me know.
We're going to try to do thison Twitch, right?
(54:20):
Is that going to be the truth?
Speaker 7 (54:22):
Yeah, we're going to start on Twitch.
And then you know how we weredoing the talk shows on the
video on the first year on MBR.
Yeah, well, we're gonna have avideo like that also.
So they're gonna be able to seethe video and they're gonna be
able to see the twitch.
And once we get 48 45 Gamersyou know, I probably would be
(54:47):
about 30 gamers Once we getabout 30 gamers, then we'll talk
to our sponsors and we'll get aRoku channel for the NBR gaming
thing.
Speaker 6 (54:57):
Nice, I like it.
I like it.
You're thinking like 3, 4, 5steps ahead.
I like it.
Speaker 7 (55:04):
I'm always thinking 4 or 5 steps ahead.
You know me, dude, I don'tsleep.
Speaker 6 (55:08):
I'm the same way.
Lately, man, lately this wholeyear, I've basically come to the
understanding that I do haveADHD and I'm actually going to
get evaluated for it next month.
So we will find out for sure.
Speaker 7 (55:23):
But I realize you might have ADHD or you might
have brain.
I don't know, because you havea brain?
I don't know if you've been anexplosion.
I know.
Look, I know a lot of us havebrain undiagnostic, brain issues
(55:43):
, because who hasn't went tojump for a basketball and then
land on the basketball floorwith your head?
Ooh, ooh, ouch, you've done it.
Everybody's done it at leastonce.
Speaker 6 (55:58):
I got kicked in the face playing soccer as a goalie
and I had to get reconstructivesurgery on my face.
Oh yeah, You've got a little bitof brain injury especially if
you blacked out for, you know,three minutes yeah, I, from what
I remember I definitely blackedout, or from what people told
me so.
So, yeah, I mean there'sdefinitely the line in the line
(56:21):
of duty.
That's definitely a thing withthe, with the military world is,
is that, uh, sometimes we doget injured, and it's not always
in the line of duty per se, butit is while we're working.
But yeah, so we're lower comingup on the top of the hour, so I
want to be mindful of the timeand make sure that Oscar Mike
(56:46):
gets his full hour as he does.
Speaker 7 (56:49):
Thank, you for having me on your show again.
I really enjoy talking to you.
I really enjoy being on yourshow.
Absolutely I know, sometimes Ican, I can take the wheel.
At times I'm really bad at that, so I apologize.
Speaker 6 (57:03):
No, you're good, You're good.
I always love our shows.
We've had a number of them now,or at least you know.
You've jumped in on a couple ofstreams and I think I've had
you as a full guest a couple oftimes.
But but yeah, I mean, like Isaid, I wouldn't be here without
you, man, and you know, like,just wanted to give you or just
highlight what what MBR has beendoing, what it has done in the
(57:24):
past year, what the future holdsfor us.
Speaker 7 (57:28):
Just so you know.
When that update does come out,it's going to look like oh I'm
sorry, it's going to look ShootReally.
Speaker 6 (57:39):
Oh man.
I can kind of see it.
Speaker 7 (57:43):
Golly.
Anyways, it's going to be likethat and the way to change
screens is you're going to moveyour finger halfway.
So after you pick the station,you're going to move the app
halfway and when you move thehalfway you're going to get that
menu for all that stuff, forNBR Live Gamer Audio.
(58:09):
And make sure you check out DJjclado show every friday.
It's music and it's videos andwe pay royalties for it, so it's
going to be good shit nice,yeah, all right.
Speaker 6 (58:21):
Yeah, even even better.
Like we have yeah, we haveactual djs, you know, like
literal djs playing music.
So we have everything that youcould ever ask for in an
entertainment platform.
So this is, yeah, this has beena great show.
This is Money in the Military,and I am Joey Laswell, this is
(58:42):
Joel Hunt H-Train, the legendaryH-Train, and you know, just
keep an eye on mbr and pleasedonate and call a veteran for
eight minutes at least.
Right, all right.
Well, that's going to take usout.
Speaker 3 (58:58):
Um, thanks again for everybody that joined in and
we'll talk to you guys on thenext stream see you next
thursday ladies and gentlemen,thank you for tuning in to
Military Broadcast Radio as wewrap up today's show, we want to
remind you that the podcast oftoday's episode will be
available right after we go offthe air, so if you missed any
(59:22):
part of the show or want tolisten again, be sure to check
it out.
And remember we're here tosupport and honor our veterans.
Your stories and experiencesmatter and we are committed to
giving you a platform to sharethem.
That's right.
(59:42):
We're here to give our veteransa voice, so don't forget to
catch the podcast and stayconnected with us Giving our
veterans a voice.
So don't forget to catch thepodcast and stay connected with
us Giving our veterans a voice.
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This entire military is onecohesive, dedicated force.
And the threats to our nations?
They don't sleep.
They're watching our every move.
Iran, russia, china, northKorea, isis, al-qaeda they may
be watching this right now.
Our military should not bemistaken for our cable news gab
(01:01):
fest show.
We don't care what you looklike.
We don't care who you voted for, who you worship, what you
worship, who you love.
It doesn't matter if your dadleft you millions when he died
or if you knew who your fatherwas.
We have been honed into amachine of lethal moving parts
that you would be wise to avoid.
(01:23):
If you know what's good for you.
We will not be intimidated.
We will not back down.
We don't want war, but if youwant war with the United States
of America, there's one thing Ican promise you, so help me.
God, someone else will raiseyour sons and daughters, will
raise your sons and daughters.
Speaker 3 (01:48):
Military Broadcast Radio, the station that's giving
veterans a voice.
Speaker 5 (01:58):
Find us on the web at mbradious.
I'm a certified financialsocial worker.
I was in the Air Force for 14years and then I paid off
$20,000 of debt while I wasactive duty within three years
as an E3.
So that's kind of like I gotreally into personal finance and
so I've been really passionateabout that ever since.
(02:20):
And that was 10, 12 years agonow.
So since then I became a socialworker and now I'm a 12 years
ago now.
So since then I became a socialworker and now I'm a certified
financial social worker.
So we kind of get into, youknow, dealing with finances, but
then also kind of dealing withthe psychology behind finances,
like the you know, the mentalside of things.
Speaker 3 (02:39):
So Ladies and gentlemen, your battle buddy
when it comes to finances.
Please welcome the fire socialworker, joey Laswell.
Speaker 6 (02:53):
Hey, hey, hey, the fire social worker is in the
house.
Speaker 7 (02:56):
We have H-Train.
I made it on the show again.
Speaker 6 (02:58):
Military broadcast radio.
He's the man, the myth, thelegend.
Joel H-Train is in the house.
This is money in the militaryand, um, you know, we're just
going to have a fun littlesession today.
We're going to talk about a fewthings on that are on the
horizon for mbr.
Um, mbr for those of you whoare uninitiated is military
(03:19):
broadcast radio, non-profit, outof denver, and basically they
helped me create this podcastand and their basically mission
is to give veterans a voice byhelping them create podcasts.
So I just want to say a bigshout out for H train.
He's the man, the wizard of Oz,the man behind the curtain, and
now he's.
He's pulled the curtain downand he's showing his, his lovely
(03:41):
face.
So appreciate you, joel, forjumping on.
Speaker 7 (03:45):
Hey, yeah, no problem , you know.
I just want to reiterate that.
You know we're very lucky thatwe have.
He's a friend of mine, he'sfrom the UK, his name is Kevin,
I just call him Kevin, I don'treally say his last name.
So I reached out to Kevin andyou know I told him look, then
(04:09):
this was a long time ago.
I'm like, look, you know, ifwe're going to give app, a long
(04:30):
time ago was the live message towhere you could go on the app.
You go on the live message, youcan record something and then
you can send it.
Now, this new update that'scoming up, this new update, not
only are you going to be able tosee video for the audio radio
(04:52):
station, like DJ Clado and stuff, but now for talk radio we're
connected onto the Roku.
So we have MBTV going on 24hours a day, nice, and when we
come on we interrupt theirbroadcasts and there we go and
(05:14):
then you know we have thisgaming channel you know, the one
thing that I want to reiteratewith the gaming channel.
This is the reason why I createdthe gaming channel.
Joey, now, you know me, I I'mnot a gamer, okay, but as as far
as me and you, I know thatyou've been helping veterans for
(05:36):
at least a year, maybe even two, maybe even longer, okay, and
you know one thing that I'velearned is a lot of them play
games, yes, a lot of them playgames and their wives and their
girlfriends get upset with themand everything.
(05:57):
And you know, I wanted tocreate a channel so that it kind
of spotlighted, hey, you knowwhat, just because it doesn't do
nothing for you, it's an outletfor him.
You know, not everybody can behe-man or superman you know, not
everybody can be a sportsathlete, not everybody can have
(06:19):
a, you know, space for video,right, and not everybody, just
like me, doesn't really have avoice for the radio.
But what they do have is theyhave that outlet, that game.
And if they're going to dosomething that's going to be
beneficial, well then we shoulddo something beneficial by
(06:42):
bringing the veterans together.
Do something beneficial bybringing the veterans together
because I tell you, I started, Istarted posting that meme about
a week ago.
Instead of the 22, you know,you know, suicides a day.
I encourage everybody just tojust to go by saying you know,
(07:03):
eight-minute conversation canchange a lot Absolutely.
And the reason why I bring thatup is because you know Magic
Mike and me, other than thisyear we didn't talk.
And I don't know if that's howBattle Buddies work sometimes.
(07:23):
I know that I got my battlebuddy Sarpo that's in Minnesota.
I know that we don't talk, butas soon as he like calls me or
he writes me, I don't even askman.
I just show up unannounced,because if he's reached now that
means.
Hey, we, we need some qualitytime and that's Okay.
(07:46):
I would rather a soldier comeand call me or come and like,
kidnap me and take Me to lunchand text me, okay, but anyways,
I don't mean to go off the rails.
I think people need tounderstand that gaming is very
(08:11):
rehabilitational, for somepeople.
You know some people.
They do it and they get rid ofCulpertone or whatever it's
called.
Some people do it and they getCulpertone.
I mean, it's an outlet and ifyour husband or your boyfriend
or your veteran plays games, itdoesn't matter if he plays in 28
(08:35):
hours a day.
I'm telling you you'd ratherhim play those 18 hours a day
than him not playing them at all.
Speaker 6 (08:44):
Yeah, ooh, yeah, that's heavy right there, but
that's just right on the moneythough, because, um, you know,
like one thing I've learnedabout the veteran community is
that we do need that outreach.
Sometimes we need that physical, you know, nudge in the right
direction, and whether it's like, hey, somebody it's gone radio
silent from so and so, so I'mgoing to reach out.
(09:04):
So I appreciate you bringingthat up.
And yeah, the gaming platformis just another way of
connecting with your fellowveterans, and I've actually been
recently doing research intovideo game therapy as a
therapist.
I saw that, yeah, there's anactual.
Speaker 7 (09:22):
That's awesome, yeah, so I'm going to try.
Speaker 6 (09:24):
There's an actual awesome yeah.
So I'm going to try to getcertified in video game therapy
and so I mean I'm not licensedyet in the in that specific
thing.
Speaker 7 (09:33):
Look, I tell you what it's better to have somebody
that's willing.
Speaker 6 (09:38):
Yeah.
Speaker 7 (09:39):
To talk to you and give you conversation, rather
than somebody that's just doingit to because they want to check
the box you know, yeah, I mean,I know there's a lot of good
therapists for VA, but let'sface it, they do get paid, okay,
and when you talk to a friendor a battle they don't get paid.
(10:00):
If you're annoying, they'lljust hang up on you.
Speaker 1 (10:04):
You know, they don't care.
Speaker 7 (10:04):
So you know that they'll just hang up on you.
They don't care.
So you know that they're therebecause they want to help you.
Speaker 6 (10:09):
Yeah, yeah, and I would be doing this all pro bono
.
I'm not going to be charginganybody.
So if anyone wants to jump onmy stream and talk about stuff,
it doesn't have to be evenfinance related, it can just be
like, hey, I need a battle buddyto talk to, so I will step up
(10:31):
and be your, you guys's, battlebuddy.
Uh, you know, I am a licensedmaster social worker, I'm a
therapist now.
So, like I'm, I'm, I'm equippedto handle some of these
situations and uh, you know, butat the same time I know I'm not
going to be perfect.
So, but I'm just wanting toprovide an outlet and then
encourage other veterans whomaybe, if you're already a
streamer, a video game streamer,and you want to jump on mbr,
then you know, hit us up.
Well, how would they want to dothat?
(10:52):
If they wanted to do that, joel, how would, how would you
encourage somebody to jump inand become a video game streamer
for mbr?
Speaker 7 (10:59):
well, you know, the first thing is first, is you
know course, like our page.
Subscribe today there you go.
But we have an advertisementthat we sent out on TikTok and
we sent out on some other socialmedia platforms and shown your
Discord that you created andlook, this is the thing.
(11:21):
Okay, any veteran, any person,can go anywhere that they want
in this world.
Look at Elon Musk he's not aveteran, but look, he took a
rocket up into space and cameback.
You know, so that should showyou, no matter how much hate you
(11:42):
got for the guy, that shouldshow you that if you can't get
something done, then you make ithappen you pave that road and
you create that path and andpeople will help you.
You know I was.
I was telling veterans talk tothe show before here that you
know you just have to carry thatboulder like halfway up the
(12:02):
hill because, sooner or later,people's gonna see the progress.
They're gonna see that you wantto help.
They're gonna notice and thenthey're gonna help.
Why do you think that?
Uh, a person?
Because I've been through it somany times.
Uh, when a person is in awheelchair, do you realize?
(12:23):
Until we get to that Cementportion, we never get a person
to come over and say, hey, youwant me to roll you up that hill
.
Speaker 6 (12:34):
Yeah.
Speaker 7 (12:35):
But you wouldn't know that unless you experience that
, and I experienced that For agood year and a half.
So, I've learned you have totake two steps forward before
somebody will make it stepforward themselves.
Speaker 6 (12:51):
Yeah, and then it's also like the pay it forward,
the chain reaction of positivity.
You know, like if you see, ifyou're helping veterans and
somebody sees you helpingveterans, then maybe they'll be
inspired to do the same thing,and so it'll hopefully cause a
chain reaction of of like justsupport for, for the veterans in
our lives.
So yeah, so yeah.
This, this is part of the mbrmission.
(13:12):
It's evolving, it's, it'schanging, it's growing, it's.
It's been really cool, like Iwas just thinking about this,
like it was almost like a yearago in this period of time, when
that email went out from the vaI know, know right and it's so
crazy.
I was on that email immediately.
I filled out the sheet and Iwas like this is something I got
(13:32):
to do.
So now look at us, almost ayear later.
Speaker 7 (13:36):
Yeah, and what's so surprising is we haven't changed
a little bit.
We've changed a lot in one year.
That's what's insane that'scrazy.
Speaker 6 (13:48):
Yeah, I love it.
I love it and, and you knowthere's just more to come from
mbr, we're, you know, we're likea little ragtag group of, of,
uh, veterans.
You know, this is allnon-profit, like this is all
volunteer.
Speaker 7 (14:01):
Let you know, we're not getting paid for any of this
right, and you know and amberhas a question, real quick, she
says um, I'll do this in the, ina narrative voice okay joey,
what would you do think ofdollar stocks and what company
is breast to trade with?
Thank you, I'll hang up andlisten.
Speaker 6 (14:26):
Alright, so I'm actually going to try out my
little custom chat GPT that I'mmaking and I'm going to
basically put it through itspaces a little bit, and actually
I can probably just stream thisand just put it on screen, just
because I just want to show,kind of behind the scenes, see
how it works.
Speaker 7 (14:43):
Go to present of behind the scenes see how it
works.
Yeah, go to present Head to thebottom.
Go to share screen and thenit's either a Chrome tab or
maybe it's your window, andthere you go, you're on like a
bad rash.
Speaker 6 (15:00):
There we go.
All right, what do you think ofDollar Stocks?
And then, what was the bestcompany?
Let's see.
Speaker 7 (15:09):
Oh dollar stocks.
What's the best company totrade with?
Speaker 6 (15:17):
All right.
So moment of truth, let's seewhat it says.
Dollar stocks, also known aspenny stocks, are are shares of
small company typically tradingfor less than five dollars per
share.
They are attractive for theirlow price, which makes them seem
like an opportunity to earnsignificant returns with small
investments.
However, they come with highrisk due to limited liquidity,
(15:39):
potential for fraud and thevolatility of the businesses
behind them.
All All right, so yeah, Ihaven't really touched on penny
stocks or dollar stocks verymuch in my shows, but, yeah,
ultimately, you know you cantrade on any platform.
(16:00):
You know E-Trade, td AmericaTrade, td Ameritrade and
Interactive Brokers.
So wherever, whatever yourchoice of you know, I don't have
any specific recommendation forplatform, but it's really just
like where you buy your stocks,yeah so, yeah, that's basically
you know what I think, joey?
Speaker 7 (16:17):
what I think she's talking about is like say you
know what I got?
I got fifty dollars at the endof the month that I know that's
not going anywhere.
How do I take that fiftydollars?
And you know, today we have thephone apps and everything Right
.
Speaker 1 (16:33):
Yeah.
Speaker 7 (16:34):
How do we take that fifty dollars and what program
do we go into a phone app andlike how do we set that $50 and
what program do we go into aphone app and how do we set that
up Taking $50.
It's like Acorns Is Acorns agood app?
Speaker 6 (16:46):
I was actually going to say.
That made me think of Acorns.
It's kind of like a way totrick yourself into investing in
really small amounts.
So for those of you who don'tknow acorns, this is not a
sponsor, but hey, acorns, ifyou're listening.
Um, just saying um yeah, yeah.
Speaker 7 (17:05):
So acorns, yeah, what do you think about?
Speaker 6 (17:07):
I'm sorry, I was gonna say acorns.
Basically is like a.
It's an investment type ofplatform that will take money
from your, your debit card.
So let's say you just spent, um, you know, 15 and 17 cents at
the at the gas station.
Well, you can have it set up towhere it rounds up that that
surplus to the next dollar uh,so that would be like 83 cents
(17:30):
that it gets put into accountand then you can automatically
invest from there.
You know so, um, so that'sactually a pretty.
I've heard a lot of people havesuccess with that, with just a
psychological thing.
You know, it's like they knowthey're investing, it's coming
out of their like what arethey're already spending, and
it's just kind of an automaticbackground thing that you can
(17:51):
set up.
You know, um, so a lot ofpeople like that, because a lot
of some people don't have thediscipline to put the money
aside manually and then invest.
So this is kind of like abackhanded way.
Speaker 7 (18:04):
Have you ever did Acorn before, Joey?
Speaker 6 (18:07):
I have.
I experimented when it firstcame out and I enjoyed it, but I
ended up just trying it out fora couple of months and then
just went my separate ways.
You know, just went my myseparate ways with it.
But I mean it is a goodplatform for sure, um.
Speaker 7 (18:21):
Especially.
I mean you don't have to havethe platform forever, but if you
have that platform for just ayear, I mean that kind of gets
you in the routine to save that.
You know, I always think themoney and financial stuff is
almost like buying a carEverybody's scared, you know.
You eat French fries andcrackers for, you know, two
(18:44):
weeks until you finally get inthe routine of the payment.
I think I told you this before,though.
Speaker 6 (18:49):
Yeah, you might have.
It's been a year, man.
There's been a lot ofconversations we've had that I
don't even remember anymore, ohman.
Speaker 7 (19:00):
But okay, and then she asked about Robinhood.
Speaker 6 (19:02):
Yeah, and what?
Speaker 7 (19:03):
I was going to ask with Robinhood, there's that
other program like CoinbaseCoinbase, yeah what's the?
Difference Is one crypto.
What is crypto?
I know it's not Smoking Rock oranything like that.
Speaker 6 (19:18):
Right yeah, coinbase, I think is is crypto.
Coinbase is I know it's notSmoking Rock or anything like
that Right?
Yeah, coinbase, I think, ismostly crypto.
I do have Coinbase and I'veonly recently I'll admit, I've
only recently started dabblinginto Bitcoin.
I missed the Bitcoin train along time ago and I'm kicking
myself all day, but, yeah, I'mtrying to learn about it.
Speaker 7 (19:36):
It well, you can't kick yourself because that stuff
went way down, okay I don'tknow if you remember but, like,
tom brady threw some kind ofpass or whatever and he gave it
out to a fan and it just sohappens that that you remember
the story, yeah it so happensthat that fan traded him that
football for like.
Speaker 6 (19:57):
For like one crypto or ten yeah, it was something
like 800 000 or something likethat yeah, and then it was
almost like as soon as trumptook office bam, like crypto,
everything fell, everything fellyeah, and I think part of that
was the maturing of the bitcoinmarketplace, because, you know,
(20:21):
it was the wild west for a whileand there was a lot of these
kind of shady cryptomarketplaces that popped up and
people were losing their moneyleft and right because it was
unregulated.
And, uh, you know, like there'sthere's a lot to that's where I
need to learn more about it,like regulations and like what
are the tax implications?
Because a lot of people got hitwith some pretty big tax bills
(20:42):
when they went to go cash out.
They were like, oh yeah, Iguess technically, this is uh a
gain.
You know, like, you knowsomething?
I just read an article todayabout a guy who put 10k into
bitcoin and he's not, you know,basically he's a millionaire now
, um, or she I don't know if Idon't know but yeah, they are a
millionaire based off of $10,000Bitcoin investment, and when
(21:05):
they did that, they everyonethought they were crazy.
So this was earlier on in thein the in the phase.
But, yeah, I think Bitcoin ismaturing, it's it's becoming
more commonplace and I think itis going to be the future as far
as like how, how we do business, you know.
So I'm going to start doingmore research into Bitcoin and,
(21:26):
and, uh, you know, maybe I'll,I'll even accept Bitcoin as a as
a form of payment somewheredown the road.
You know, why not?
You know, just to give peoplethe option If're, if you're into
bitcoin, hit me up like we'll.
We'll have a whole bitcoin show.
You know, like, um, I'veactually been been looking for
people to jump on and talk aboutthat, just because I I need to
be educated on it, you know hey,you know, I'm telling you what
(21:49):
we.
Speaker 7 (21:49):
I I think we should make a, or maybe you should,
because you'd be the expert atit.
You know, I honestly thinkthere's a lot of veterans,
there's a lot of people outthere that don't have the whole
investment just because you knowthey don't have that routine or
they have a hard time settingit up.
And, let's face it, we all havea hard time setting up iCloud
(22:12):
at one time.
Okay.
And we got to remember thatthere's people that just haven't
done this before, so there'snot very many tutorials.
I can help you set this up forlater, but it'd be kind of cool
for you to set up a tutorial onwhat is the best setup for
somebody for $50 a month to dosome kind of a savings thing on
(22:36):
their phone app.
Speaker 6 (22:37):
Okay, yeah, that's a great idea I think we could work
on.
Maybe we can collaborate onthat and like, because I'm going
to, I would need help oncreating a you know like what
you've been doing, which is likeyou're recording your sessions
and basically creating like adigital product like that.
So so, yeah, we can definitelycollaborate on that.
That's a great idea, you knowjust to kind of like, you know,
(22:59):
give people the baby steps,because some people,
legitimately, are financiallyilliterate and it's not their
fault.
I'm not giving any shade onanybody.
Speaker 7 (23:07):
Some people are just technology Impairment.
They just can't do stuff.
My dad is.
When it comes to technology, mydad's really bad.
But when it comes to technology, my dad's really bad.
But when it comes to, likeengine work, dude, I've seen I
I've seen him put duct tapearound a wheel thing just to get
(23:28):
it back home.
He's a genius when it comes tomechanic and stuff, but when it
comes to computers like my dadhad a hard time getting alexa
set up and I can't I can't sharescreen with you know yeah, with
him on his phone right I thinkwe forget that, that there's a
lot of uh, a lot of people outthere that would love to support
(23:50):
us, but like they have no ideawhere the year went right, yeah,
yeah.
Speaker 6 (23:56):
No, that's a great point.
Like we basically from whatI've been learning about
marketing and development thingslike that, whereas we want to
lower the barriers to entry asmuch as possible so make it as
easy as possible for people tobasically find us and and in our
case, like we want people todonate to us, so we need to like
funnel people to that donatebutton, you know, but we got
(24:20):
Amber from into the weedspodcast says that's a great idea
, joel, so we got we got oneperson already ready to buy in
and maybe we can all collaborate.
That's awesome, yeah, so so Iguess we'll probably need to
take a little bit of a musicalbreak.
Speaker 7 (24:40):
Oh yeah, probably.
See, we lost the conversation.
This is why I can't be a guest.
I feel like I somehow take overpeople's shows and I don't mean
to.
Speaker 6 (24:51):
No, no, you're injecting some life and
everything to the show.
So I really appreciate that.
And then your perspective.
As you know, the head of mbr,like you know, I'm always I'm
always amazed by everything thatyou're pulling off so well when
we come back from break, if youdon't have anything else to
follow.
Speaker 7 (25:10):
when we come back from break, there's a.
There's a guy that's juststarted TikTok.
You might have seen him.
It's that private jet arm, that, colin, and he talks about how
his business, which he's over $8billion business now- Wow.
(25:31):
I'll look at it.
I'll send you the link whilewe're on break so you can kind
of see what I'm talking about.
Okay, okay, yeah, yeah.
We'll hit that I'll.
I'm talking about.
Okay, okay, yeah, yeah, we'll,we'll hit that.
I'll look at it now.
Speaker 6 (25:41):
Okay, Sounds good.
All right, we're going tolisten to uh, my usual intro
musical guest, which is NoahPeterson, the United States
Marine Corps veteran based outof San Antonio.
He's kind of starting to blowup.
Hopefully we'll get some moreears and eyeballs on his music.
This is Noah Peterson.
Speaker 3 (28:00):
We'll be right back, thank you.
Speaker 1 (28:03):
Thank you, military broadcast radio, the station
that's giving veterans a voicefind us on the web at mv radious
opinions expressed in thisprogram are those of the
speakers and do not necessarilyreflect the views or positions
(28:23):
of any entities they represent.
Find us on the web at mbradious.
Speaker 6 (28:32):
All right, we are back.
This is Money in the Militaryon Military Broadcast Radio.
I am Joey Laswell.
This is Money in the Militaryon Military Broadcast Radio.
I am Joey Laswell.
Speaker 7 (28:40):
This is where we show you the money.
Speaker 6 (28:42):
Show you the money, yes, Show you all the different
ways of saving money andinvesting and all this other
stuff.
But yes, I'm a certifiedfinancial social worker, Air
Force veteran and basically justpassionate about helping people
with their finances.
So we got the head honcho ofMBR on the show today, Joel Hunt
.
He is called the H-Train.
(29:03):
He is the man, the myth, thelegend.
He has basically helped melaunch this podcast and his
whole mission in life now is tohelp other veterans launch
podcasts.
So basically, I wouldn't behere without Joel and this
initiative that he's put forth.
And we were just talking aboutit earlier.
It was like a year ago aroundthis time when the VA sent out
(29:25):
your email blast about MBR andthen now you went from I don't
know how many shows to what'sthe numbers on that from the
initial blast of the email.
Speaker 7 (29:37):
Well, right now, because we're on holiday break
from November 1st to February3rd, I try to encourage every
veteran, every host, every DJ tokind of take a break at least
one week off, one week on,because the way news goes and
(29:58):
the way stations go and the wayeverything goes, you can get
burnt out real bad during thistime and that's one of the
reasons why I mean even radioshow hosts and stuff.
Like you know, they play rerunsand shit.
You know they play christmasmusic.
There's a reason for that, eventhough they get paid for it you
(30:20):
know, that's nice, they getpaid for it right, but you know
still it does.
It takes a lot out of it andyou know you can ask every
veteran here.
I'm sure that every veteranwill say as soon as they get
done with their show they canknock out and go to sleep within
like two hours yeah, no, it'strue, like it's.
Speaker 6 (30:43):
Like you it's something, you don't realize it
and you're put on.
You're basically putting on ashow for an hour or, in case you
know it's for us it's an hourand yeah, I mean that you're on,
you're on for that whole hourand it can be draining.
You know so, but you know we're.
I think everyone on the NBRplatform is just super
(31:04):
passionate about telling theirstories and helping other
veterans and just showing what,what's what we're capable of.
You know, and the diversity ofall the different channels that
we have is just growing and, andyou know, yeah, we're going to
be a media empire.
Speaker 7 (31:19):
Before this is all said and done oh yeah, you know
I was talking to the guys aboutthis yesterday.
You know, uh, jersey mike's thelocation here that sponsored us
like sales wise.
They're doing likeexceptionally well and they have
a.
They have a non-profitfundraiser that they've been
doing forever.
I was talking to one of theemployees and she's like, yeah,
(31:42):
you know, if MBR gets to be inthat place at one time, like the
minimum that they make for thatnonprofit because they have
2,159 Jersey Mike locations andwhat they do for that whole one
(32:04):
day.
They donate all everything theproceeds, the food, the money,
everything.
They don't take a cut at all andshe said that it's usually
around five five million dollarsfor one day of sales for one
day of sales.
Wow, and I'm like wow yeah andyou know, I, I told the, I told
the sports crew this wednesdayand he's exactly right.
(32:28):
He's like man.
With five million dollars wecould really get a lot of sound
gear for the veterans.
That are because, like right now, I mean right now it's great
because you have a screen, buttell everybody like d, are you
in a studio d or is a wall infront of you?
(32:48):
I mean you're in your house I'min my house, yeah yeah, and I
think people fail to realizethat, you know, not only is this
a opportunity, but you know, wewe're lucky that we get this
privilege to, to, to have thischance to be able to do it,
because this wouldn't havehappened five years ago no it
(33:09):
wouldn't have not even yeah.
Speaker 6 (33:13):
So I mean it's, it's, I mean honestly it's like the
future, I think of programmingand entertainment and all this
other stuff.
So I mean, you know, we're justkind of lucky enough to
hopefully get caught up in thewave and, you know, just have a
good ride.
Speaker 7 (33:26):
Especially since they're charging for streaming,
like you know.
They told us hey, you know, cutComcast, cut the cords.
So, the majority of Americans,we cut Comcast, we cut the cords
, cords.
The majority of americans, wecut comcast, we cut the cords.
And then these mother guggersguys, they, they started.
Hulu has a package yeah he hasa package now like everybody
(33:49):
wants their cut and they're likepicking at it and it's like
it's not even fair, it doesn'teven.
I don't even benefit fromwatching right.
Speaker 6 (33:59):
Well, you know what's interesting and I'd be.
I'd be curious to do a littlebit of research on this.
But, like you know, we used tocomplain about the cable
packages and how expensive theywere.
I'm curious just to know howmuch are people actually
spending compared to what theywere spending with the cable
package?
You know, with all thestreaming services it's probably
more right now.
Speaker 7 (34:19):
You know the average household right now streaming
packages.
Last time I checked the averagewas and we can do the chat gpt
yeah, yeah, I was gonna ask theaverage.
The last time I checked theaverage was 175 a month for
usually six uh six streamingplatforms okay and that's not.
(34:41):
That's not even countingstreaming.
That's counting like evenstreaming like stream yard.
You know you gotta, you gottacount that as a thing, because
there's so much you can do onstream yard yeah, stream yard
has been really cool, cool.
Speaker 6 (34:57):
I've definitely grown to appreciate it more and more.
Alright, so we got the questionis American household
subscription services forstreaming services?
And I did that all wrong, butanyways.
Let's see households subscribeto an average of approximately
(35:18):
three streaming services, up tofour.
Let's see this.
One says in 2024, well, that'sactually more than I thought
$42.38, indicating a decreaseover the years.
And then early reports notedhigher expenditures when the
average was $55 a month.
(35:39):
I'm above the average becausewe, you know, between Hulu and
Disney yeah, that's way off.
I mean, I would be curious topoll the audience.
You know, like, how much do youthink you're spending on just
streaming, subscribe, like justto watch content?
How much are the averageAmerican spending?
You know that would beinteresting to get the data on
(36:00):
that.
But but yeah, you're right, youknow it's, it's crazy how
everyone now like, if you wantto watch a movie I was just
talking about somebody the otherday they're like, oh, I was
trying to to get a clip from thecosby show, you know, and she
wanted to show it to an audienceof like a class in a classroom
setting and she was like, I justwant this one episode and she
(36:21):
had to go and find it on AmazonPrime and basically pay two
bucks for just that one episode.
So it's just like it's so hardto find content and then you're
just struggling to try to payfor it all now, right, but yeah,
I guess that's the financialreality that we're in.
You know, I think, uh, betweenHulu and now Hulu and uh and
(36:44):
disney, like they're in thehundreds, like over a hundred
dollars, I think, for like thead free, you know, premium
subscription, it's it's likeover a hundred dollars, I think.
Speaker 7 (36:55):
Um, so, well, I went well when I said 174 and then
you said like 50 and I'm like,oh well, I guess I was way off
then no, you're not.
Speaker 6 (37:05):
I mean not for me, not from my, my we're.
We're definitely on the higherend because I mean we do like
watching a lot of movies andshows and TV and things like
that Myspace.
I'm sorry I left you forFacebook.
Speaker 7 (37:30):
Tom never left us, he never left us he never left us.
Speaker 6 (37:33):
He stayed true.
Yeah, I actually wrote a postabout my Blockbuster days
recently, because I used to workat Blockbuster back in 2000,
like 2003 period, like while Iwas in college, and man, those
are like some of the bestmemories I have of just working
at blockbuster, watching movies,playing video games for free.
Oh man, I could, I could goback to that time period in a
(37:54):
heartbeat, you know.
But we were talking about ittoo the other day with like just
movies, like the whole moviegoing.
Experience has changed becauseit used to be, you know, back in
my day, you know you, you wouldgo to the movie store and you
would like it was like thesearch was part of the fun, you
know you.
You'd be like, oh, what are wegoing to, what are we going to
pick, you know, and then youtalk about the movies and like
(38:14):
there was a whole social elementto it.
Now it's just like you're juston your couch like flipping
through the different uhsubscription services and you
know it's just not the same.
Speaker 7 (38:24):
I had an uncle when I was younger that he had
probably four or five, six wallsfull of VHS tapes.
Those things are useless now.
But, you know, six walls of VHStapes, right, and it used to
piss me off.
I went in there to, like youknow, because I'm a little kid,
(38:47):
I want to browse.
You know, cause I, you know,I'm a little kid, I want to
browse, you know, browse.
And it used to piss me offbecause my uncle at the time he
had this all nice organizedchart but the numbers, what?
What movie do you want to watch?
You know?
Speaker 1 (39:02):
he wouldn't let me see the clipboards.
Speaker 7 (39:04):
He would say what movie do you want to watch?
Oh I don't know.
You know it's just um, yeah, Igot irritated, but there was a
lot of people that had that,something like that.
Speaker 6 (39:14):
I kind of had something like that with dvds
yeah, dvds, I definitely had advd collection and then kind of
sort of got into blu-rays.
But, um, I actually a tragic asa lover.
A tragic story is that when Iwas in, when I was like early
20s, we had an apartment fireand I lost my whole DVD
(39:36):
collection and I had some prettycool collector's editions, like
really hard to find movies.
So I definitely miss thosemovies and I'm slowly trying to
build up my collection again.
But it's more of a hobby now,you know, trying to trying to
read.
You know, because you know,like I was mentioned earlier
with the subscription stuff,there are some movies that are
(39:57):
not online, like you have tolike illegally download them if
you want to find them.
So the other alternative, whicha lot of people are turning to,
is just going out and buyingtheir dvds and blu-rays and then
you just have the physical.
You just have the movie, youknow like you don't have to
worry about like can I tell youwhat I do?
Speaker 7 (40:14):
yeah I don't know if it's a naughty thing, but it's.
It's what I do.
Okay, and yes, I'm keeping itappropriate.
I'm teasing.
What I used to do was I used torent it from red box or
whatever.
Okay.
And then I have this different,this software that would decode
(40:35):
it to where that I could makeit into an MP4.
Okay, now you're probablythinking well, you know that's
illegal.
It's not illegal unless you'remaking money on it.
Right, if you're doingredistributing or distributing,
right, you're just doing it foryourself, you're good?
Yeah, so I have a plex accountI can share with you.
(40:55):
It's an account.
It has over 7 000 movies holycrap, I'll bring it up real
quick.
Yeah, that's awesome, yeah thatis.
Speaker 6 (41:04):
That is a labor of love.
I actually have also lost mydigital movie collection over
the years of different moves andthings like that.
I never did like a cloud backupor anything, so I had a pretty
I was doing the same thing.
I will admit that I definitelydid some DVD ripping in my days.
And you know, like did you havea deployed shared drive or like
(41:28):
a deploy Like man, whenever,whenever they had those hard
drives that were out like peoplewere just like back when you
can actually plug in a USB driveinto a government computer.
But anyways, we're showing ourage here, but anyways, yeah, it
was good.
It was good times, like the,what they call it the morale
drive.
You know where you had likejust movies, just like people
were just ripping the movies,put them on the morale drive.
You know where you had likejust movies, just like people
(41:49):
were just ripping the movies,put them on the morale drive and
then you could just watch them.
You know, like um at yourcomputer, so little, little
little tricks of the trade therethat I don't know if they do
that anymore.
Probably not because every, allthe networks are like really,
uh, really secure now.
Speaker 7 (42:05):
But so here is my thing and this is the reason why
I bring this up is, with plex,you can literally grab the
movies, put it in before you canupload it and see I have all
these movies and the thing aboutall these movies is, like my
(42:27):
interns anybody that's a part ofmbr.
All I have to do is give them anemail and they're going to be
able to go to this drive andthey're going to be able to
watch these movies just likenetflix.
Nice, one of the.
That's one of the benefits ofbeing a part of mbr yeah we also
supply canva Pro and StreamYard, so being part of NBR it's kind
(42:52):
of a no-brainer, but there's alot of people that just don't
have time.
Speaker 6 (42:59):
I mean, it is commitment in the sense that you
basically get your own timeslot eventually and then you
have to work your way up to thatpoint.
But even if you just want tojump on some streams and maybe
kind of get a feel for it, like,uh, you know, I'm definitely
willing to have perspective, Idon't know, maybe we can do that
.
It'd be like an audition thingwhere we just have, like, you
(43:21):
know, the, the establishedpodcasters who can interview,
like you know, on air, basicallylike all right, what's your
pitch?
Like tell you know like sharktank for podcast, you know, um
you can do your own like sharktank.
Speaker 7 (43:34):
You know fire tank well fire tank, we'll call it
fire tank and you?
Know, what they come up with, auh, some kind of like a
financial plan investing, andyou look into it and you find,
you find little, a little maybemistakes, hey you know, maybe
you shouldn't be doing this,because or yeah, I like that, or
(44:00):
maybe not mistakes.
But like some improvements orsome optimization, play changes.
My quarterback don't get sacked.
Speaker 6 (44:08):
Oh, that's a good idea.
Yeah, we, we're just, we'rejust full of ideas, good ideas
today, and you know, like,obviously, you know this is
money in the military, but youknow this, this show wouldn't be
here without an MBR.
So you know, this is kind of a,you know, a kind of a it's for
me it's it's a, it's a reallyalmost heartwarming idea of,
(44:29):
like, almost a year ago, thistime period like was was when
this whole journey started.
Um, so, yeah, this is, you know, it's just just a, it's a fun,
fun thing to do.
Like, honestly, I've met so manyI say met, you know virtually
met so many people during thisand you know, I've literally,
like learned new things.
I've I've been exposed to newways of thinking or like
(44:53):
different perspectives andseeing different skills of other
veterans, and I'm just likethis is amazing, you know, I'm
just like, and I'm a sponge, solike I I learn from everybody.
So every guest that I have on,I do my research, I I find out
what their deal is and then Ilike talk to them and then I go
after.
The fact a lot of people don'tknow this is that I will keep in
(45:13):
contact with a lot of my guestsand you know, basically just
have a really almost like arelationship from that, you know
.
So I still want to have, likemy first ever guest, alistair
Mercado.
I've been keeping up with him.
Speaker 7 (45:32):
He's doing some crazy awesome things In the
Philippines and you know he's myfirst guest.
I haven't called CG for a while, but tell CG that my my
Facebook account got Suspended.
Why it got suspended, I have noidea.
Speaker 6 (45:42):
We really don't know.
That's crazy.
Speaker 7 (45:45):
Yeah, so there's a bunch of people that think that
I I wrote them off and I didn'twrite them off.
My account suspended oh man.
Speaker 6 (45:56):
Yeah, that's the fun part about social media now is
that you're at the mercy ofthese either algorithms or bots
that basically say, oh no, whatyou said was against our
policies and it's not even ahuman that made the decision,
you know.
So that's just kind of afrustrating element to this
whole social media world we livein now.
But you know, we're just hereto have fun, here to share
(46:20):
stories.
You know, on a lot of my showsI will tell people a lot of my
financial mistakes that I made,so that I'm hoping that I'm
talking to like an E3 that'slike about to do something and
then they hear my little, mylittle voice of like, don't do
that because you're going to endup paying.
You know, like.
You know, basically like alittle money mentor in their
(46:42):
mind.
You know, like I'm just hopingthat that we can somehow change
the you know a few people'sminds and be like all right yeah
, and change the narrative, butthen also, like, change people's
minds about, like okay, well,it's one of those things too.
It's like a diet, you know,like a lot of people know when
they're eating something bad orthey're doing something bad for
their body, but they just theycan't help it, you know.
Speaker 7 (47:05):
And the same thing with spending you know you, and
that's a good point that youbring that up.
What do you think about?
What do you think about the newreport?
That surgeon says now thatalcohol causes cancer and I'm
thinking to myself if you didn'tthink that a long time ago,
(47:28):
where the hell are you Right,you know, that's that ago.
Where the hell are your heads,right, you know?
Speaker 6 (47:31):
That's not really a big surprise.
Speaker 7 (47:33):
I was like hey, ladies, and gentlemen, the
scientists found out that pooptastes like shit.
You know it's like why.
Speaker 6 (47:41):
Or even when smoking was like oh, smoking causes
cancer.
Everyone was like yeah, we knewthat already, you know.
Thanks for his cancer.
Speaker 7 (47:50):
Everyone was like uh yeah, we knew that already, you
know thanks for.
Before we close, I want to leteverybody know that right after
us oscar mike radio.
Yes, he welcomes lauren burns,who shares her compelling life
story.
Despite not serving in themilitary, lauren's experiences
resonate deeply with themes ofresilience and redemption.
She recounts her parents'divorce, her father's kidnapping
Of her to Jordan and theensuing culture shock and trauma
(48:14):
.
Lauren discusses her emotionaljourney, the rescue mission
conducted by US militaryveterans that brought Her back
in her path to healing Throughfaith and community support.
If you want to find out moreAbout this podcast, keep
watching right here, becausethey are on next at the top of
the hour and I will try my bestnot to uh jump on their stream
(48:38):
or their, their platform.
Speaker 6 (48:41):
But yes, oscar mike I I you know, I've been watching
his stuff and off and on for alot a while now.
Man like he does some amazinginterviews, like he goes into
like great detail, he does a lotof research, like man, he's the
OG, he's the champ.
So shout out to Oscar Mike man.
(49:03):
I don't know if I could keep upwith him, but I would love to
be on his show someday.
Speaker 7 (49:08):
Oh, we can make that happen.
We can make that happen.
You know, 2025 is going to be afantastic year because when
everybody comes back, wheneverybody comes back from their
shows, joey, I'm telling you, weare going to have a total of 47
shows by February 4th.
We have a couple of people thataren't even on the script yet,
(49:31):
you know, but they're going tobe there.
Big Grizz is going to be back,dog Tag Diva, everybody's going
to be back, and then everybodyjust watch as much as you can,
because November 1st we gothrough the same thing Always a
dead, always at least threemonths or four months always
(49:52):
dead, you know because, nobodyworks after November.
Speaker 6 (49:58):
Yeah, yeah, you're right, everyone needs a little
bit of a breather from time totime.
And you know, like, you knowyou've been really flexible with
me Like, hey, I need to take aradio day, and you know, like,
so I think one thing I wouldlike to you're you're, you've
been really flexible with meLike, hey, I need to take a
radio day, and, and you know,like, so I think one thing I
would like to you know, expressto people is that you know,
don't feel like you, like yousaid before, you don't, there's
no obligation to like, oh, youhave to do it every week, every
(50:21):
day, you know, every every oneday, a week, kind of thing.
So, so, yeah, we're, we'redefinitely flexible, I think, in
that regard.
And, um, you know, just, yeah,I'm excited.
You know this is this 2025 isalready kicking off to be a
great year and, uh, lookingforward to the different
partnerships.
And you know, the gaming thing,like, I'm genuinely like excited
(50:43):
now, like I'm going to pull,I'm going to pull my PlayStation
into my computer room and I'mgoing to start streaming.
Um, just basically, yeah, begiven free financial advice or
or even just, uh, therapy, Idon't know like, I have to get
licensed.
I don't have to look into thatlicensing thing.
But, um, but yeah, just tryingto do my part to you know, be a
good social worker, be a goodveteran, uh, mentor and advocate
(51:07):
and all this other stuff,because you know, that's, that's
what I was put on here on theearth for, I think you know,
just to help help the veteransand help people as much as
possible.
Speaker 7 (51:16):
So Just think, joey, you don't need a certification
If you don't plan to make themcry.
Oh, there's going to be sometears.
Speaker 6 (51:24):
I know that's what I mean At least they'll be crying
in the comfort of their ownhomes, you know, and not on
stream or anything, I don't,yeah.
So so, yeah, I think we'll be,it'll be fun.
So if anyone has ideas on gamesthey would like for me to
stream, you know I'm down toplay.
You know I'm a.
I'm a.
I'm a gamer in the sense that,like, I've been playing games
(51:47):
since the Nintendo entertainmentsystem.
Speaker 7 (51:49):
Game man has been telling me 25, that college game
.
He's telling me that that,that's, that's, that's fire
right now.
Speaker 6 (51:58):
Oh, okay, All right.
Well, I like fire, you know, as, as we, he's a gamer.
Speaker 7 (52:04):
I tell you what and I tell you he just got a new job.
He's pretty young and he's amilitary brat.
You might check with him andmaybe you can help him.
You know that would be likeyour first prodigy.
Yeah, there we go.
You know he got to startsomewhere.
Speaker 6 (52:24):
Yeah, yeah, for sure.
So, yeah, that would be cool.
I'm definitely down for that,um, and you know, like, if
anyone has any games they wouldlike for me to play, uh, I
accept donations.
If you want to, you know, sendme a, a code or something, I'll
definitely play it because, uh,you know, money is definitely uh
not free, so those games aren'tfree.
Speaker 7 (52:46):
So those games are like 130 bucks now, aren't they?
Yeah?
Speaker 6 (52:51):
well, I mean you throw in, I mean, man, you can.
I can go all day about thegaming industry but like,
essentially it's they justnickel and dime.
You now, like it used to be, 60bucks was the game and that's
the game.
But now it's like 60 bucks for,like, the base game, and then
you have the deluxe game is like90 bucks and then you have all
the, all the DLCs and yeah, it's, it's crazy and that's how the
games work.
Speaker 7 (53:12):
Are they on discs now or do you play the?
Speaker 6 (53:15):
they're still on discs but a lot of people will
are just downloads.
Only now you know they don'teven have discs anymore, like
some of the new consoles don'teven have disc readers built
into them, so it's all digitaldisc readers built into them.
Speaker 7 (53:30):
So it's all digital, you know.
Speaker 6 (53:31):
So you buy the game, you just don't have the hard
thing, right?
Yeah, you just basicallydownload it onto your hard drive
, on your, on your console, um,and it just lives there.
So yeah, I mean, which isconvenient sometimes because
like you don't have to wait inline at walmart or your favorite
retailer, uh, to to buy thegame physically and then go take
it home, right?
Speaker 7 (53:51):
but if it crashes you're kind of screwed.
That's like a 48-hour talk withcustomer service.
Speaker 6 (53:57):
I don't even get to talk to my mother-in-law for
that long, oh man, but yeah, alot of.
I mean I could literally justtalk about the gaming industry
for probably a whole stream.
But, yeah, any advice orfeedback or criticisms?
Just let me know.
We're going to try to do thison Twitch, right?
(54:20):
Is that going to be the truth?
Speaker 7 (54:22):
Yeah, we're going to start on Twitch.
And then you know how we weredoing the talk shows on the
video on the first year on MBR.
Yeah, well, we're gonna have avideo like that also.
So they're gonna be able to seethe video and they're gonna be
able to see the twitch.
And once we get 48 45 Gamersyou know, I probably would be
(54:47):
about 30 gamers Once we getabout 30 gamers, then we'll talk
to our sponsors and we'll get aRoku channel for the NBR gaming
thing.
Speaker 6 (54:57):
Nice, I like it.
I like it.
You're thinking like 3, 4, 5steps ahead.
I like it.
Speaker 7 (55:04):
I'm always thinking 4 or 5 steps ahead.
You know me, dude, I don'tsleep.
Speaker 6 (55:08):
I'm the same way.
Lately, man, lately this wholeyear, I've basically come to the
understanding that I do haveADHD and I'm actually going to
get evaluated for it next month.
So we will find out for sure.
Speaker 7 (55:23):
But I realize you might have ADHD or you might
have brain.
I don't know, because you havea brain?
I don't know if you've been anexplosion.
I know.
Look, I know a lot of us havebrain undiagnostic, brain issues
(55:43):
, because who hasn't went tojump for a basketball and then
land on the basketball floorwith your head?
Ooh, ooh, ouch, you've done it.
Everybody's done it at leastonce.
Speaker 6 (55:58):
I got kicked in the face playing soccer as a goalie
and I had to get reconstructivesurgery on my face.
Oh yeah, You've got a little bitof brain injury especially if
you blacked out for, you know,three minutes yeah, I, from what
I remember I definitely blackedout, or from what people told
me so.
So, yeah, I mean there'sdefinitely the line in the line
(56:21):
of duty.
That's definitely a thing withthe, with the military world is,
is that, uh, sometimes we doget injured, and it's not always
in the line of duty per se, butit is while we're working.
But yeah, so we're lower comingup on the top of the hour, so I
want to be mindful of the timeand make sure that Oscar Mike
(56:46):
gets his full hour as he does.
Speaker 7 (56:49):
Thank, you for having me on your show again.
I really enjoy talking to you.
I really enjoy being on yourshow.
Absolutely I know, sometimes Ican, I can take the wheel.
At times I'm really bad at that, so I apologize.
Speaker 6 (57:03):
No, you're good, You're good.
I always love our shows.
We've had a number of them now,or at least you know.
You've jumped in on a couple ofstreams and I think I've had
you as a full guest a couple oftimes.
But but yeah, I mean, like Isaid, I wouldn't be here without
you, man, and you know, like,just wanted to give you or just
highlight what what MBR has beendoing, what it has done in the
(57:24):
past year, what the future holdsfor us.
Speaker 7 (57:28):
Just so you know.
When that update does come out,it's going to look like oh I'm
sorry, it's going to look ShootReally.
Speaker 6 (57:39):
Oh man.
I can kind of see it.
Speaker 7 (57:43):
Golly.
Anyways, it's going to be likethat and the way to change
screens is you're going to moveyour finger halfway.
So after you pick the station,you're going to move the app
halfway and when you move thehalfway you're going to get that
menu for all that stuff, forNBR Live Gamer Audio.
(58:09):
And make sure you check out DJjclado show every friday.
It's music and it's videos andwe pay royalties for it, so it's
going to be good shit nice,yeah, all right.
Speaker 6 (58:21):
Yeah, even even better.
Like we have yeah, we haveactual djs, you know, like
literal djs playing music.
So we have everything that youcould ever ask for in an
entertainment platform.
So this is, yeah, this has beena great show.
This is Money in the Military,and I am Joey Laswell, this is
(58:42):
Joel Hunt H-Train, the legendaryH-Train, and you know, just
keep an eye on mbr and pleasedonate and call a veteran for
eight minutes at least.
Right, all right.
Well, that's going to take usout.
Speaker 3 (58:58):
Um, thanks again for everybody that joined in and
we'll talk to you guys on thenext stream see you next
thursday ladies and gentlemen,thank you for tuning in to
Military Broadcast Radio as wewrap up today's show, we want to
remind you that the podcast oftoday's episode will be
available right after we go offthe air, so if you missed any
(59:22):
part of the show or want tolisten again, be sure to check
it out.
And remember we're here tosupport and honor our veterans.
Your stories and experiencesmatter and we are committed to
giving you a platform to sharethem.
That's right.
(59:42):
We're here to give our veteransa voice, so don't forget to
catch the podcast and stayconnected with us Giving our
veterans a voice.
So don't forget to catch thepodcast and stay connected with
us Giving our veterans a voice.
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