November 14, 2024 • 62 mins
Discover the world of military life, personal finance, and the art of transitioning to civilian life with our captivating guests, Joey Laswell and Cameron Bolts. Joey, a certified financial social worker and ex-Air Force member, marries his passion for personal finance and social work, providing invaluable insights into the psychological side of money management. Meanwhile, Cameron, a cross-country trucker and aspiring podcaster, offers his military experiences and plans for "Uncle Fester's Podcast," ensuring a rich discussion filled with personal stories and future aspirations.
Join us as we explore the rigorous journey of military service, from the drill grounds of Fort Jackson to the unpredictable terrains of Afghanistan. Experience firsthand accounts of leadership dynamics, the challenges of ever-changing environments, and the personal growth spurred by intense military experiences. This episode offers a candid reflection on the ups and downs of military life, revealing both fond memories and honest regrets, while shedding light on the challenging transition back to civilian reality and the willingness to reunite with service under new circumstances.
Shift gears with us into the financial realm, where we address listener queries spanning cryptocurrency to strategic financial planning for veterans. With Joey's expertise and Cameron's insights, we dissect the volatile world of investments, emphasizing the importance of risk assessment, financial planning, and leveraging resources like the VA. Whether you're a veteran navigating a financial transition or someone keen on financial literacy, this episode is packed with practical advice and inspiring stories, encouraging resilience and self-improvement in the journey of life post-military.
Please join me on my different platforms and follow along my journey towards FIRE.
https://laswell.veteran.cards/
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Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
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Speaker 4 (00:47):
Iran, Russia, China, North Korea, ISIS, Al-Qaeda.
They may be watching this rightnow.
Speaker 2 (00:57):
Our military should not be mistaken for our cable
news gab fest show.
We don't care what you looklike.
Speaker 5 (01:04):
We don't care who you voted for who you worship what
you worship who you love itdoesn't matter if your dad left
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Speaker 2 (01:16):
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Speaker 1 (01:31):
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Speaker 2 (01:35):
There's one thing I can promise you, so help me.
Speaker 5 (01:37):
God, someone else?
Will raise your sons anddaughters.
Speaker 2 (01:48):
Military Broadcast Radio, the station that's giving
veterans a voice.
Speaker 6 (01:58):
Find us on the web at mbradious.
I'm a certified financialsocial worker.
I was in the Air Force for 14years and then I paid off
$20,000 of debt while I wasactive duty within three years
as an E3.
So that's kind of like I gotreally into personal finance and
so I've been really passionateabout that ever since and that
(02:20):
was 10, 12 years ago now.
So since then I became a socialworker and now I'm a certified
financial social worker.
So we kind of get into, youknow, dealing with finances but
then also kind of dealing withthe psychology behind finances,
like the, you know, the mentalside of things.
Speaker 2 (02:39):
So Ladies and gentlemen, your battle buddy
when it comes to finances.
Speaker 6 (02:52):
please welcome the fire social worker, joey Laswell
.
All right, hello, helloeveryone.
This is the Money in theMilitary Show.
Sorry, I'm a little rusty.
I've been out of the groove fora little bit there.
I've been out of pocket doingsome other things, had some
conferences that I was attending, so I was a little off a little
bit there.
But hey, you know, we're liveon NBR.
(03:14):
This is where we're givingveterans a voice, and today we
have a special guest.
We have an up-and-coming talenton our network.
We have Cameron I didn't getyour last name yet, but uh, yeah
, bolts, okay, all right, so wegot camera bolts and he's, um,
(03:34):
he's actually got a show comingout.
He's working, working it, uh,basically starting it up.
Um, you're gonna call it theuncle festers podcast, correct?
Speaker 4 (03:40):
yes, sir, where we?
Speaker 6 (03:41):
talk about anything that's under the sun okay, and
then you are an active uh crosscross-country trucker yes, sir
okay, all right, well, um, solet's get the let's, let let's
let the uh audience get to knowyou a little bit.
So, uh, you know, uh, this isonly your second time being on
air, so to, so to speak, but, uh, your first kind of like you
(04:03):
know, um, you had some technicalissues the first time around,
but now we're here so we want toget to.
But you're first kind of likeyou know, you had some technical
issues the first time around,but now we're here, so we want
to get to know you a little bitbetter and give you a chance to
kind of talk and tell us alittle bit about your story and
then what your podcast is goingto be about.
So go ahead and tell us aboutyour military history and then
how you got to be where you arenow.
Speaker 4 (04:20):
Yes, sir.
So basically graduated highschool, high school 2009.
Right out of high school Ijoined the army and you know,
off air, you knew we're talking,you know how the recruiters
weren't available for the otherbranches.
But, um, I did my basic in fortjackson relaxin fort jackson,
south carolina, nickname wasrelaxin jackson did my basic
(04:44):
training there, turned around,went to Fort Lawson Woods, fort
Linwood Did, did multipletraining exercises there.
You know, I learned my job as aheavy construction equipment
operator and that was probablythe most fun I've had in a while
Get to play with the toys.
I was like, you know, thetalking kid, the talking kid
growing up in a while get toplay with the toys.
(05:05):
Like you know, the talking kidthe talking kid growing up.
Now I get to tear it up myselfwith the old deuce and a half or
the old, uh, caterpillars,whatever.
So it was always fun.
Um, and then we were told hey,we're gonna go to fort carson,
cool, and we lost our orders.
Then they turned around andsaid hey, we going to send 12 of
you kids to Germany, and welanded in Germany.
(05:29):
It was like May 2nd or May 3rdof 2010.
We get there, we figure outwhich way we're going to go and
I'm in Bambach, germany, 2010.
And just again, changes weregoing on with the military
changes going on in our units.
Get there, and then it was noteven three months.
(05:51):
Well, I'm back over FortLeonard Wood doing more training
for a route clearance.
So I went from heavyconstruction to where I was
operating you know, the Huskies,the Buffaloes or anything that
would help for mine, detectionand then we went to Graf Graf
and Hohenfels, did a couplemonths training there and they
(06:14):
sent us home for, you know, onour Thanksgiving in Germany.
And then we turn around and ourlieutenant colonel was like hey
, by the way, just volunteeredto go to Afghanistan.
A whole year early.
Speaker 6 (06:27):
Oh wow, how nice, how nice of them.
Speaker 4 (06:30):
Yeah, and we left you know, december 4th, from
Bamburg, germany, and it was,you know, like 30 degrees
outside, but it felt different,you know, than it is here in the
United States and we landedDecember 5th in Bagram and it
was 110 degrees and we went fromnegative 30 to, you know, to
110.
You talk about getting yourbreath taken out.
You're right.
(06:50):
And then we got, you know, wedid the whole welcoming the
country and the whole spiel withthat.
So deployment wasn't bad as faras my end of it.
I mean, we got hit a few times.
I got hit twice Minor IEDs youknow nothing to, you know, to
(07:11):
take away from anybody else.
We all got some type of damagesfrom it.
But when we're doing thismission and we're helping to
clear the route, I literally goover this culvert and my back
end got hit and it kind of stoodme up and set me back down,
come back out and me and a buddygot too close together and the
(07:34):
guy set off the IED and we just,you know, picked my front end
up.
I mean that was all over theplace.
So but uh, as far as as as that,that was the the most uh
excitement per se we had okay um, you know I I'd do the military
(07:55):
again, you know, if I lost theweight and um had a different
perspective on on jobs per seokay, all right.
Speaker 6 (08:05):
So then your contract came up to do and you got out,
or how did that process work?
Speaker 4 (08:11):
No.
So again, you know, as far asthe military goes and I don't
know if you got to experiencethis we trained with leadership
that we took down range and then, right in the middle of it and
I don't know what caused this tohappen for them to leave, but
they will plug from our unit.
(08:31):
And then we got plugged in withtwo other ones straight out out
of the war college here at PA.
Wow, I mean green, green as youcan get.
Speaker 6 (08:42):
don't get no ending about them, you know it was like
who are you and what do you dohere, Right?
Speaker 4 (08:51):
But really, what it came down to was we went into
combat after they showed up andit was basically do we trust
them, do we?
sit there and put our life onthe line for them.
Yeah, same way.
We got a new first sergeantwhen we were in germany.
Just he was like, hey, hiscontract was up, whatever again
(09:12):
I don't know his business.
But he turned around and waslike I'm your new first sergeant
.
And during war we got plucked.
You know two new guys.
So, um, when, when I was andthis is again I'll raise my hand
and say it's my fault I went inheavy, I went in 190 pounds.
They got the doc signed off onit and said hey, you're good to
(09:34):
go, push me through the door,all right, I relied on my
sergeants and corporals to sitthere and say you know, hey,
let's go do something together,let's go gym or whatever.
That's my fault.
My fault was I didn't putenough effort into it and I
threw the white flag up when Istarted seeing inconsistencies
(09:55):
or I started seeing doublestandards, or whatever.
I let that get to me.
Yeah, and I failed myselfbecause a 19 old kid in Bamberg,
germany, I told.
I told someone else, don't eversend a kid to Germany because
that's a place to get so muchtrouble.
But, the history, the excitementof it, was worth it all and and
(10:22):
going forward, I probably livedthere, but anyway, when, when I
got there and I started seeingthat, I kind of like I said, I
threw the right flag up and Iwalked away and I was like my
mind was like, if you guys ain'tgoing to help me, what do I
have to give for this company?
What do I have to give for thearmy or whatever?
Um, and I regret that, that'sone part that I do regret, and
(10:47):
now it's so.
So we get down range.
Of course.
We're in faberborn, afghanistan,we're on I mean lily, are based
on the side of a mountain andwow you know, um, I don't know
if it's legal, so if you canedit this one out, you can uh,
first art more, hey, let's gorun the mountain.
And this thing is, you know,straight up, I mean, it's almost
(11:09):
8%.
We're doing a PT test and hetried to fail everybody out the
door Wow.
You know, if you weren't hisstandard, you're out the door.
So we butted hitch.
I had surgery downrange.
I had a root canal donedownrange, and it was hey, let's
go do pt tests right now.
(11:29):
Well, I'm doped up onpainkillers and you know we're
gonna push you to go do pt testsand you know, I, I um, I butted
heads, honestly, I butted headswith that and couldn't find
anybody to help.
(11:52):
So basically it was like hey,you filled your three PT tests,
you know, and out the door yougo.
So they sent me home right atthe end of our deployment.
Sent me home and here's yourpaperwork.
Have a good day, thanks forwhat you've done and that was it
?
Speaker 6 (12:02):
Wow, that's crazy man .
That's crazy man, that's crazy.
Well, you know, um, but, like Isaid, we were talking off a lot
earlier.
You know I, I definitely uhthink you should, you should
value your service and you knowyou signed the guideline, you
went overseas, you fought foryour country.
So, you know, I'm proud of youand thank you for what you do.
Speaker 4 (12:20):
You know what you did so um and again you know, like
off air.
Thank you for you know,acknowledging it from one battle
to another battle.
Yeah, um, because not to gettoo far into it, but there is
still that one where there'sstill those battles that they
won't talk about the issues theywon't sit there and they'll get
on facebook or they're.
(12:40):
You know, talk to some strangerand there's.
There's not that connect,there's not that hey, I
understand what you're goingthrough, or hey, let's go fish,
or let's go hunt let's go.
They don't have that or theydon't want that, and they're
lost yeah or or a battle willreach out.
Man, let's talk.
And they don't do it.
So there is that issue, and butto to, you know, to have
(13:03):
someone as a battle, or or evensome of the populace.
Hey, thank you for what you'vedone.
There's some days I don't feellike I deserve it yeah um,
there's some days that Istruggle with that and but I
still show my gratitude becausethere's so much of the
population that'll sit back andgoing what'd you fight for?
You know what you got yourselfinto.
(13:24):
It's kind of weird how historyrepeats itself.
You think back real quick.
What happened with Vietnam,guys?
Yeah, yeah, hey, I got draftedor hey, I signed up voluntarily
with Vietnam and they come backand they're labeled with
derogatory terms and they'respit on or their I wouldn't say
(13:46):
houses were burned or cars areburned.
I mean, you saw right yeah, Iexperienced some of it.
When I come back for rnr, Iexperienced it.
You know same same thing.
You don't know what you'redoing, you don't know why you're
fighting right I wasn't intopolitical, I didn't care until
we started having our paycheckswithheld or we started having,
you know, leadership issues orwhatever, and it's like, oh,
(14:08):
wait a minute, we need to talkhere guys um, but again it's to
have people acknowledge it.
It's still sentimental to me andit's still, on one hand, it's
hard to grasp it, but on theother hand, I'm grateful for it.
Speaker 6 (14:26):
Yeah, yeah, I mean I think that a lot of veterans can
can resonate with that, youknow, especially if you compare
yourself to some of your peers,you know it's like, oh my, my
dad did 21 years, my brother did20 years and I only did.
You know this amount of time,you know.
So you kind of compare yourselfto your peers, your family and
all that stuff too.
So but I mean, yeah, itshouldn't, it shouldn't come to
(14:50):
you invalidating or not valuingyour own service.
So I just wanted to make surethat you, you know you felt that
and that other veterans thatmight be in a similar situation
can feel the same thing too.
You know they should valuetheir service.
So what we're going to do now,we got, we got, we got.
Uh, that's a good intro and andI'm I'm glad you shared that
with us Um, and part part of thegood thing about the MBR
(15:11):
platform is that you know these.
You know you're a real veteran,I'm a real veteran, we're two
veterans just talking, you know,and there's there's something
there's very therapeutic aboutthat and I hope that more
veterans can start tuning in andsharing and contributing to
asking questions and things likethat.
So, yeah, definitely, if you'relistening or if you know
(15:32):
someone that might need anoutlet like this, either come
join us and start a podcast,like Cameron here or me, or just
kind of listen in and, you know, hear some two old crusty vets,
you know, talking about theirold days.
Speaker 4 (15:48):
I'll agree with the crusty part.
You know, think about when youget out of the military.
You know when you're in themilitary real quick.
You know you're doing PT everyday, you know you get out and
use food readily.
You do, you know you do yourmorning roll call and it's hey,
let's go run, hey, let's go dopull-ups, whatever.
And by the time you get doneyou're dripping in sweat and
you're hurting.
You're whatever.
You got time to get a shower,you got time to go get some more
(16:09):
food or whatever.
And then, get back to ready togo to work.
It was, it was a daily job, youknow, and you get out of the
military.
You're like pt, what the hell'spt?
Now, some people still do it.
Um, you know, marines.
I got a buddy that's a marineand he still works out yeah he
became a truck driver and hegained so much weight like again
(16:29):
trucking does to us, and thenhe dropped it real quick because
he's like I've got to starteating better and then I gotta
run.
I'm like you're at your mind,you know um, and then yeah.
So when I get out of bed or Iget out of the truck, I'm like
oh crap, oh crap, oh crap.
You know I'm hurting because myknees or my back or my
shoulders.
I'm like just somebody, justchallenge me, just send me out
(16:52):
to the parks department.
You know, give me some new ones, oh man.
Speaker 6 (16:56):
All right.
Well, we're going to take alittle bit of a musical break
and then when we come back we'regoing to talk some more.
We're going to actually answersome questions.
Um, I've got a few that peoplehave sent me and I've got a
couple in the comments already.
But if you have any, anyfinancial questions, uh, it
could be big, small, whatever,uh, whatever's itching at you,
(17:17):
um, we're going to try to try tohandle it, talk about it and,
um, you know, just um, just havesome conversations about
finance, so um.
So, after musical break we have.
This is Noah Peterson, one ofmy go-tos, marine Corps veteran
out of San Antonio Plays kind ofa funky jazz type of music, but
I really enjoy it.
Speaker 5 (19:37):
So here is Noah Peterson.
Speaker 2 (19:39):
Thank you, thank you military broadcast radio, the
station that's giving veterans avoice find us on the web at
mbradious opinions expressed inthis program are those of the
speakers and do not necessarilyreflect the All right, we are
(20:10):
back.
Speaker 6 (20:10):
This is Money in the Military on Military Broadcast
Radio.
Thanks for joining us.
We have Cameron here.
He is a future MBR podcaster.
He's going to have the UncleFester's podcast, which is going
to be about trucking, right?
Yes, trucking towards themilitary, yep, okay, so a little
bit of everything.
So a variety of shows of kinds,okay.
(20:32):
So yeah, we just kind ofinvited him on to the broadcast,
kind of give him some time tohave some exposure, get on air
and just talk, get to know him alittle bit, introduce him to
the audience.
So thanks again for jumping on,cameron.
And before the break we weregoing to start talking about
(20:52):
answering some financialquestions and just kind of.
You know, see where, wherepeople's heads are at.
And the first question thatcame up was from Bradley Jackson
.
He asked about should I do theright thing and hold my doge?
It's rising and I'm waiting forit to hit some stupid levels.
Okay, so I'll be the first toadmit that I am not a Bitcoin
(21:16):
guy, but you know, with Dogebeing in the news and everything
, I actually tracked it.
I was curious because I lookedit up, the price and it's at
$0.37, I guess for a coin.
I don't know how that works,but 37 cents and it is going up.
(21:37):
So you know there is a cleartrajectory that it's going up.
But then I also looked at thepeak was back in 2021, and it
was at 64 cents.
So it's almost a little lessthan half or a little more than
half of where it was at onepoint at its peak.
But I guess all that to say isthat it could go back up to that
(21:59):
and even go beyond that.
But I wouldn't feel.
I'm not an investingprofessional, so I wouldn't feel
comfortable giving it anyBitcoin advice.
But it just me personally, uh,it just my my me personally.
I uh, it's too too volatile forme, um, but I understand you
can make some money off of thatstuff too.
(22:21):
So, um, it's, it's all aboutyour risk tolerance, you know.
So, um, if you, if you're kindof a more of a risk taker and
you you like the big rewards, uh, big risk then go, go for it.
You, if you feel like it'ssomething that you're just
really passionate about or youknow a lot about, then go for it
.
I don't know what do you thinkabout that, cameron, you know my
(22:42):
and this is again my soleopinion, yeah, yeah, yeah.
Speaker 4 (22:47):
Bitcoin is like you said.
It's volatile, just like thestock market, just like anything
right now, I mean politics aredone politics aside, let's see
what happens.
Hopefully it'll climb.
I mean, I've had friends thathave been very successful in
making money with it and they'relike, hey, you know I could sit
on it or I could cash some outand pay some bills off or
(23:08):
whatever.
But I mean you just said it.
It was up at what?
Did you say $0.66?
$0.64.
And it's down now to $0.37.
I mean he's lost close to halfof its value.
Speaker 6 (23:24):
Well, depending on when he jumped in, at its lowest
it was $0.05 a share.
So if he bought in, I think itrecently started peaking or
spiking in around march.
So, um, yeah, I mean if, if yougot in at, even at mar or right
february, it was eight cents.
(23:44):
So it has gone.
I guess in that, in that windowof time it's gone up pretty
good and it's gone up good andit lost some of the value I mean
it's one of those things thatyou sit back and you go.
Speaker 4 (23:55):
When do I pull it out ?
Or when?
Do I sell?
because when you talk to edwardjones, you talk to anybody else
and again if me saying the nameis a no-no, then my bad, that's
fine, but when you talk to thesefinancial advisors, you know
they'll sit back and they'll say, yes, go ahead and sit on it,
or let's wait, or pull it outnow, but to have an account with
(24:17):
them or have your own account.
There's two different ways ofgoing about that.
I've never been to Bitcoin, butif I'm making money on it,
maybe pull some of it out whileyou got the chance while it's
still up there and you can makemoney.
Chance while it's still up thereand you can make money.
Uh, yeah, but if it's, if it'sa and again my, my opinion if
(24:39):
it's a losing value or it's alosing um stock stock, you know
a stock or bond or whatever, ifit's losing value and you're not
making money, let's go back tothe drawing board and say what
can I do better?
Speaker 6 (24:50):
right, right, yeah.
And then the other part of itis like um, what's your, what's
your runway?
Like, when do you need?
Do you ever need this money?
Are you, are you planning onspending any money, like, or you
know where is this?
Is this because, like, somepeople use, uh, investing stock
market bitcoins almost likegambling, you know, like they
know that it's and they, theyknow they're taking a risk and
(25:12):
it's kind of fun for them.
But then other people it's likeno, this is like my, my future
nest egg, you know.
So you gotta be kind of carefulwith what you do with that.
Speaker 4 (25:20):
Well and again, you know you saw what happened with
like the Bernie Madoff, you knowincidental.
You saw what happened when,when, what the housing market
crashed and what was it?
Uh, 2008 yeah so when thehousing market crashed or the
stock markets crashed andeverybody lost their 401ks or
they lost so much of other otheruh availability to their money,
(25:41):
it's like okay, we know,eventually that may happen again
.
But we don't know when, we don'tknow how, we don't know who's
going to be affected.
There's so many questions that,as a person, I have to ask
myself I've got a 401k, what'sthat going to put into?
How can I save it?
How can I not touch it?
How can I, you know, not oweany money?
(26:03):
I mean, there was a um an appyears ago.
I don't know if they're stillin business.
It was like you could learn howto play the stock market game on
your cell phone and this littlekid thought it was a video game
he started playing the videogame and you know he's like, you
know, at the end I was like inthe in the week or in the month
it says, well, if you play thesestocks, you would have had this
(26:24):
kind of money if you play thisstock or what you're doing?
You owe two hundred and threehundred thousand.
Speaker 6 (26:30):
Right.
Speaker 4 (26:32):
And unfortunately that kid ended up taking his own
life.
Speaker 7 (26:35):
Oh, wow.
Speaker 4 (26:36):
Because he thought he owed that money right then and
there he didn't again.
He was well below 18.
He wasn't, he was a kid, he waslike 13 or 14.
So mistakes happen.
On that note, but this is, youknow.
And again the company refutedit, and I can't remember the
company name, but they refutedit.
Say, hey, how can you hold usaccountable?
(26:58):
The kid lied, or whatever.
But look, there's a lot ofquestions got to be asked and
it's a lot of, a lot ofeducation.
I mean, yeah, I don't make amove unless.
I'm calm and I'm educated andI'm well diverse in knowing how
it's going to be used.
And again, mr Bradley has aright to jump into Bitcoin.
(27:19):
He's probably a smart person.
You look at me.
No, I am not smart, but I do alot of research and I give him
credit for it.
I do because, mr Bradley, he'swilling to take that risk.
How?
Much risk, or how much loss, orhow much gain, or how much?
Where does that all fall intoplay?
(27:41):
Where does that say, hey, I'm, Idon't want to lose my butt, but
is this my goal?
Like I said, can I put money inthis cycle?
Can I come rich off it?
Or again, you know you made acomment when you turn around and
say, oh, this is, put money inthis cycle, can I become rich
off it.
Or again, you made a commentwhen you turn around and say, oh
, this is a game or this is, Igot an addiction problem, you
(28:01):
know.
So there's a lot of questionsand a lot of answers.
So, each person is their own.
I give Bradley credit.
I'll stay out of Bitcoin.
I'll jump into smaller marketssomewhere down the road.
You know what I mean, right.
Speaker 6 (28:14):
Well, the thing about the Bitcoin phenomenon is, I
think a lot of people really didmake genuine money and so
people kind of started to likejump on the bandwagon without
really knowing what they weregetting into, and so a lot of
people lost their shirts whenthings didn't go well.
Or there was a marketcorrection a few years back that
just really decimated a lot ofpeople because they didn't know
(28:38):
what they were getting intonecessarily.
So that's where I would justcaution.
If you know that, if you'recomfortable with the volatility,
if your risk profile is good,you're strong, just make sure
that it's money that you're okaywith losing, because you can
lose pretty much all of it.
You know, uh, it's happened.
So, uh, that's where I wouldjust be cautious.
(28:59):
Um, and I'm more of a cautiousinvestor anyway, so I'm more of
a buy and hold anyways type ofperson.
Speaker 4 (29:06):
So, um, I mean, yeah, if that would be, my ultimate
advice would be to buy and holdI would say, you know, and again
my opinion is I like I'll takea risk, right, yeah, how much of
a risk.
It's like I won't sit on anaccount for two years or four
years and watch it justcompletely fall out with a
bottom missing, I mean we'retalking like a 67 ford mustang.
(29:30):
If that bottom's out, I'mgetting rid of it.
I'm going to try to repair it.
But, there's so much you can dobecause you turn around and you
go.
At what point am I?
Am I just not making anyheadway?
So you, you, you push forwardand maybe, maybe, and again,
this is the biggest maybe of allof all choices.
(29:51):
And you sit back and go, man, Ilet this thing tank, but I've
had 16 other accounts that havebeen real positive.
So, 16 positive to one negative.
I could take this one and letit sink.
Speaker 7 (30:05):
Right.
Speaker 4 (30:06):
But what happens?
What happens?
Speaker 7 (30:08):
going forward.
Speaker 4 (30:11):
Again good example Pfizer, pfizer's tanked and they
have tanked so hard becausethey've had a warehouse fire and
they've had the lawsuits orwhatever come into play with
this medicine right, and againthey're pushing medicine out and
so you turn around and goingyou guys are losing here, you're
(30:32):
not making me money, so whathappens.
You know so again, everypersonal choice is is without
some type of risk.
You know being cautious ortaking that, that extreme risk.
So again I would sit theresaying I like to take a risk,
but it's like, how much do I?
Cross that line of I'm jumpingoff the edge, or is it more of
(30:53):
I'm sitting back and I'm tryingto hold someone else's rear end
for falling over?
Speaker 6 (30:57):
Right, right, right.
And then the other part of thatthe flip side of that is, you
know, the hindsight bias is thatwhere, whenever, maybe you get
a little spooked and you sellwhen it starts to go down.
Maybe you get a little spookedand you sell when it starts to
go down, but then you look at itfrom a five-year window and
you're like, man, if I'd havejust held on to that, if you had
(31:19):
an NVIDIA, for instance, Iprobably should have bought
NVIDIA a long time ago, but Inever did.
And even though I appreciatethe product, I enjoy the product
and everything, it's just oneof those things you never know
what's gonna just jump off.
You know so, uh.
So that's the tricky part.
That's where people get really.
(31:39):
It's.
It's an emotional thing because, like it's a, it's a roller
coaster ride and and a lot ofpeople just don't feel
comfortable like either kickingthemselves when they sold too
soon or you themselves becausethey bought at the peak and then
it went down.
So that's just part of the riskand I think a lot of people
just aren't truly prepared ormentally prepared for those
(32:04):
possible losses.
Speaker 4 (32:06):
Yeah, and if I don't know what I'm doing, I won't do
it by myself.
People say you can do trading,do whatever.
Online you save money becauseyou don't have that middle
person taking 20, 30, 40% ofyour cuts Right.
So if you turn around and do ityourself, you better have the
knowledge but have the education.
You better look at the NASDAQbut look at whatever, because at
(32:27):
that point in time again, sixmonths, one year, two year,
three, three year, five yearwindow, whatever someone's gonna
tank, someone's gonna climb andstay climbing I mean and at
what point does bitcoin levelout?
Speaker 7 (32:41):
does it level out or or?
Speaker 4 (32:43):
does it climb or does it, you know?
Does it?
Does it get to bad, to thepoint where you like?
Oh, you know so again, I givehim credit for doing it.
Um, I'm pretty sure I wouldhope so, and and give him credit
for it, for jumping into it,but at the same time though,
it's like it's just, it's one ofthose markets I don't know
(33:03):
anything about yeah go talk toever jones.
You know, uh, liberty mutual,whatever you go talk to them.
Speaker 6 (33:12):
Yeah, well, I mean, that's the thing with the
bitcoin is so new or it's still,it's still relatively new that
you know there's just so muchunknown about it and, uh, you
know, a lot of people couldn'teven explain to you what um.
You know, um, what the actuallike what, what the underlying
uh technology behind bitcoin is.
They just know that it's goingup and and and that they should
(33:33):
buy it, you know.
So, like you said, educateyourself, be prepared for
possible losses and possiblylosing everything.
Because it's happened.
You know, yeah, sure, so, yeah,that's just.
I guess that's our, our take.
On on Doge, I'd say, yeah, Idon't think.
Anyway, on on doge, um, I'd say, um, anyway, what is doge?
(33:54):
Anyway, I've never heard so.
Doge is, uh, it's, it's dogecoin, it's a, uh, it's a.
It's kind of like a.
It's a.
It's a type of bitcoin that isum, it's kind of like a.
It's.
They call it a meme stock, um,and it doesn't really, as far as
I know, um, like it doesn'treally, it doesn't have a kind
(34:14):
of product behind it or anythinglike that.
So it's just kind of like ameme.
You know, like Elon Musk hasbeen behind it, he's pushed for
it in the past.
So I mean it's kind of like ajoke Bitcoin, but I mean people
are buying it and making moneyoff of it.
Speaker 4 (34:30):
So hey, if you're making money more, more, more, I
mean people are buying it andmaking money off of it.
Speaker 6 (34:36):
Hey, if you're making money, more profit to you.
Speaker 4 (34:38):
Yeah, because I sit back, I'm going I'm hearing meme
, I'm hearing Elon Musk.
I'm like no, no, I'm going tostay as far away from that one
because that's a body of firethat's waiting to blow up.
Speaker 6 (34:49):
Well, you know, that's where it's like.
You know, if you see enoughpeople jumping towards something
like, eventually my mind startsto think like okay, what's the
catch?
Or where's the you know?
Like is there something goingon here?
Because I mean, like I'm seeingall these people flock to this,
but like I don't know if Itrust it yet.
You know Exactly.
(35:14):
But at the same time, the earlyadopters, the people that did
flock early, they probably madeout like bandits and then, by
the time other people get in,they're they're making some
money, but not as much as thepeople at the beginning.
So it's kind of it looks like areally, uh, an impressive
return.
But, um, in reality, the peoplethat the later you get into the
game, the the less your returnis going to be.
(35:35):
So, exactly, um, well, allright, well, we're going to take
, uh, I guess, another quickbreak, um, and when we come back
, we're going to have a couplemore questions, hopefully, to
answer, uh and uh.
If not, we'll, uh, we'll justwing it and make up some
questions that we can ask, askof ourselves.
But, um, but yeah, so we'regonna see what we're gonna play.
We'll just wing it and make upsome questions that we can ask
of ourselves.
But yeah, so we're going to seewhat we're going to play.
(35:56):
We'll try something different.
I still like this new guy ornew to me Andrew Robro, really
like this song.
So we're going to play his songand then we'll be back with
Money in the Military withCameron and we'll be back in a
few minutes.
All right?
Speaker 7 (36:26):
It's been ten years since I'd seen his face.
Not much had changed, just adifferent time, different place
changed.
Just a different time,different place.
When I shook his hand, I knewsomething had changed.
(36:50):
This was a different man fromthe one I knew back then.
Speaker 5 (37:02):
That's when it said we do the goals.
Yes, I stand in line.
Speaker 7 (37:10):
And watch the flag wave and drag.
Speaker 5 (37:15):
You see, this is what I do.
Yes, I bleed Red, white andblue.
Speaker 7 (37:29):
He told me the tales Of his journeys far away, three
times gone, and the land mostonly seen on the front page with
honor and glory.
(37:50):
He stood so tall and fought foryou and I so we could be free
from it all.
Speaker 5 (38:06):
That's when it's said we do the goals.
Yes, I stand in line and watchthe flag wave around.
You see, this is what I do.
Yes, I bleed.
Red, white and blue when dutycalls, yes, I stand in line and
(38:37):
once the flag, we'll be praying.
Do they go?
Yes, I stand in line and, onceagain, we pray.
You see, this is what I do.
Yes, I bleed.
This is what I do.
Yes, I bleed.
Oh, this is what I do.
(38:58):
Yes, I believe.
Oh, this is what I do.
Yes, I believe.
Speaker 8 (39:03):
Little I know military broadcast radio, the
(39:24):
station that's giving veterans avoice find us on the web at
mbradious opinions expressed inthis program are those of the
speakers and do not necessarilyreflect the views or positions
of any entities they represent.
Find us on the web at mbradious.
Speaker 6 (39:46):
All right, we are back.
This is Money in the Military.
We have a special guest,Cameron, here, Army veteran and
now a truck driver who's goingto start his own podcast called
Uncle Fester's podcast,Hopefully within the next month
or so.
Speaker 4 (40:02):
Maybe we'll see, Maybe, maybe first year kind of
you know, freight's kind ofdying off for work, so give me
maybe a little more time tolearn from the masters of you
know, Mr Hunt and Amber, and youknow, Magic Mike and you, Mike
and yourself, Mr Laswell,there's a lot of training.
There's a lot of education andmaterials that I've got to go
(40:24):
through, equipment to get.
We'll get there Again.
When I get there I'll throw abig old birthday bash, whatever,
Nice.
Speaker 6 (40:34):
Yeah, absolutely Part of the journey is really this
early part that I went throughtoo, not that long, absolutely.
I mean part of the journey isis is really this early part
that I that I went through too afew like, not that, like six
months ago or so um, that, um,you know it's, it's nerve
wracking, it's fun and exciting.
There's a lot, you know, you'reyou're not sure what you're
doing at first, but then it'sstill fun.
So, yeah, just enjoy it.
(40:54):
And, um, you, you know, we'rejust glad to have you on the on
the team.
Um, all right, so, uh, I didhave a question come through, um
from my, um, from my uh, firesocial worker page.
So it says, hey, I'm gettingout of the military soon and I'm
honestly feeling overwhelmed.
My financial situation isn'tgreat.
I have some debt, not muchsaved, and I'm worried about
(41:16):
finding a stable job in civilianlife.
How can I get my finances inorder before transition and what
should I focus on to make thismove as smooth as possible?
Well, that's a lot.
Speaker 4 (41:29):
It's a lot, but it's going to be tough to answer that
one and to not per se offend orupset them.
It's going to be tough.
Go ahead with your with your.
Speaker 6 (41:41):
Yeah, well, I mean, let's say the first, you know
has debt obviously.
Well, we don't know.
This person's timeline sayssoon.
So I guess I could try to reachout and get some more
information.
But you know, we'll just gowith.
You know soon, we'll say withinthe next six months.
You know that that's a prettytight timeline and if you have,
you know you have debt, youdon't have much saved.
(42:01):
So that's obviously somestrikes against you.
But you know, without knowingthe full picture, I would say
the biggest thing right now isworking on on getting that
civilian job lined up and that'sgoing to guarantee or help you
secure your financial future inthe in the near term.
Um, but then, like, you know,like, if you're, if you're in
(42:21):
this, if, let's say, you gotsome debt, okay, some debt
doesn't sound like, uh, anextreme amount of debt.
So maybe, um, focus on payingdown your debts as much as
possible in this next six monthsor wherever time we got left.
You know, um.
And then you know I would say,make use of all the resources
(42:42):
that you have for transition.
You know, like, when you know,when I went out, they have
transition assistance program.
You know, before you separate.
They go through all thesedifferent briefings and stuff
like that work on your resume,job skills, things like that.
So definitely take advantage ofthose programs.
And nowadays they have thoseinternship programs.
I don't know if you've beenhearing about them, but I did
(43:03):
the skill bridge before I gotout and I got to do a little
internship and that was reallycool and definitely something
that not everyone gets to do.
So if you have the opportunity,definitely take advantage of
that.
Let's see, I don't know whatare your initial thoughts.
So my initial thoughts, so myinitial thoughts on this.
Speaker 4 (43:20):
One and again, this is coming from somebody who who
lived that lifestyle right when,when I was in the military and
and we can go with this again onanother question or another
topic but when I got in themilitary as an e1 e2 to you know
I got to e2 to you know I gotto E2.
That was about it.
When I got out the money wasdecent, I mean you got to think
(43:43):
about it.
You know you're basically makingless than $20,000 a year.
You know you walk into you knowthe military with debt.
Or you walk into the militarywithout debt and you're like
going well, crap, how did I getall this debt on me?
Because you go out and you havefun, you want to buy stuff, you
think you're living a luxuriouslife, and again I did so.
(44:04):
I went down that road, goingout.
I had a different aspect.
It was process out, do thispaperwork.
Here you go, have a good day,go home.
There wasn't a whole lot ofResources available to me coming
out right you know, I walkedout of the military.
Maybe seven hundred dollars inmy savings and and two hundred
(44:26):
dollars in my checking.
It was.
Speaker 6 (44:27):
That was it, and I'm like wow what I do next you know
, yeah, I, I took you know, atleast a couple months off.
Speaker 4 (44:34):
That was my, that was my uh uh thing to to understand
how life was going to be.
Because you come, let's justsay this person is in a war zone
, you come back, you have toreadjust, and that's going to be
the hardest part, without helpis readjusting, because you're
going to come back to civilianlife where nobody will ever
(44:55):
understand A our lingo.
B what's in our minds C how wedeal with it.
When I first got out, I couldreplay Afghanistan.
I could replay every moment,and I'm pretty sure I'm not the
only battle out there, that'sbeen down the ranks that's going
to replay it.
I mean, I could picture it, Icould smell it, I could see it.
(45:15):
And so I got out and I keptsaying man, I'm strong I don't
need this help.
I don't need it whatever, andit wasn't too long.
I started seeing the effects ofme having a gigantic ego getting
in the way and I startedfailing.
I started making mistakes.
I started, you know, going downthat path, but when it came to
(45:48):
financials I was like I didn'thave.
That help.
I just like let's start back atthe bottom transition to
civilian life, because there wasthings that employers wanted
more certifications or morehours on the job, or more hours
on the equipment.
So again there was certainstipulations.
So going out, I just went backto the bottom I went back I
(46:12):
found that one job that says Iwant to bust my butt to to earn
the respect of somebody that Idon't know.
Speaker 6 (46:19):
Yeah.
Speaker 4 (46:21):
You know and work your way up and do it safely, Do
it smartly as far as debt goes.
Pay off your lowest debt, onebill at a time.
Don't let it overstress you,don't let it over consume you.
Right, I mean if you put $20 inthat debt, that's $20, they
(46:42):
can't refuse.
Yeah, you know, if they startrefusing money or they want more
than you can afford, you know,maybe you need to sit there and
say sorry, I can only afford $20.
I've got A B and C debt to workon.
Speaker 7 (46:56):
Right.
Speaker 4 (46:57):
You know, and the VA Go to the VA, the VA has more
resources.
Speaker 6 (47:03):
Magic.
Speaker 4 (47:03):
Mike is a very good person.
It's to get his name out thereand say, hey, man, when he's
available to talk and he cangive you these paths, when he
can sit there and say, hey, thisis what the VA has, because the
VA will have even job fairs, vawill have online hiring events
(47:26):
or internships, or whatever Gowork for the VA.
Some of it's not voluntary, someof it is voluntary.
You got to look into that.
But when you, when someone getsout, just take it one day at a
time.
Don't, don't let it consume you, because then you start losing
focus of what needs to be righthere you start looking off to
(47:49):
the right or the left.
You're going to start makingmistakes and you start going
down that rabbit hole and thenit starts getting darker and
darker and darker.
So reach out to people.
Reach out to someone that sayshey, man, I've been there,
here's what I've did, here'swhat I've done um va is is again
.
They've improved so much overthe last few years uh, the pack
(48:11):
act.
The pack wasn't out when I firstgot out.
So 12, 12 years later they'relike hey, you've been by a burn
pit, oh boy yeah my entire life.
I was a kid, I stood over thefire and I was inhaling the
fumes from the fire.
But no, when we were in themilitary we burned everything.
So we're out there.
(48:33):
My hut was literally right outon the other side of the HESCO
barrier.
So, yeah, I've got to gothrough the whole process for
that.
There's things that themilitary that we do in the
military again is expecting usgoing forward.
But again, go to the VA.
The VA is not that bad anyway,yeah, you got your doctors, you
(48:56):
got your psychiatrists, you gotyour people that just don't care
because you're a burden to themor you broke up their lunch, or
whatever their excuse is.
Find the right, doctor, Don'tstop looking for help.
Don't stop sitting therethinking nobody cares Because a
battle Mr Laswell or Mike oranybody else.
(49:18):
We're going to care becausewe've been in that shoe.
Our shoe they fit the same size.
I mean theoretically.
But we've been there, we knowthe struggles, we know the pains
, we know, hey, guys that did 15years, they've made more money.
Or they went up in rank, theymade more money.
Guys that got out when theywere private.
(49:38):
You know PFC and specialistsand corporals and everything
else.
When you start looking back onthis, we wasn't making a whole
lot of money.
We struggled, we didn't care,we partied like we were rock
stars.
We thought you know, $1,600,you know, every two weeks was
money.
Right, you know but getting,600,you know, every two weeks was
(50:01):
money.
Right, you know, but gettingout is an eye opener.
Speaker 7 (50:03):
Mm-hmm.
Speaker 4 (50:04):
And I wish the advice I'm giving now is the same I
wish I had getting out.
Speaker 6 (50:10):
Absolutely yeah.
Speaker 4 (50:12):
Focus.
Focus on what you can do today.
If you start worrying aboutTuesday, Wednesday, Thursday,
Friday, Saturday, Sunday of nextweek, you've missed something.
Speaker 1 (50:22):
What is?
Speaker 4 (50:22):
it.
I couldn't tell you.
If you don't ask for help,there's not going to be anybody
there to just throw their handup there and offer it to you.
Take that step back and justopen up and relax and say, all
right, do I got enough to makeit a month, or no, I ain't got
it.
Here's your next diagram.
(50:43):
Let's go with this side of thediagram.
When you get back, you know,try to enjoy life a little bit.
See what you missed because yougot a different world coming
back.
Mm-hmm and now there's so muchprograms from the VA, again,
assistance yeah.
(51:04):
You know, find that rightdoctor, Don't stop.
You know, find that rightpsychologist.
Or find that right financialaid person.
I'm pretty sure VA's gotsomebody hidden in that building
.
You know somewhere.
Speaker 7 (51:15):
Mm-hmm.
Speaker 4 (51:16):
Make sure you get all your paperwork in order.
Just again, not to overstressanybody who asks this question
look back at what you know.
Ask a veteran, find a veteran.
Hey, what'd?
Speaker 7 (51:27):
you go through What'd you?
Speaker 4 (51:28):
experience, because I didn't have that.
I didn't know I could go to theVA right out the gate.
I didn't know my old man servedand then he's like, hey, let's
go to the VA.
I'm like for what, I don'tdeserve to be there.
I'm not that person.
Now.
I wish I would have done itsooner.
Speaker 6 (51:48):
I wish.
Speaker 4 (51:48):
I would have made the changes to ask for help or say
where can you help me out?
Again, that's my opinion, andjust take the time to focus on
yourself.
Focus on the day, worry aboutwhat you can control and get
your paperwork in order you needthat.
(52:09):
Dd-214 on you anytime for jobinterviews for going to school.
You need that and have thatpaperwork.
Make a million copies Well, notliterally, Don't do that,
because that's a lot of paper.
But you know, do that and saythis is the type of job I did in
(52:30):
the military.
Can it be transitioned?
Speaker 7 (52:32):
Ask these questions.
Speaker 4 (52:34):
I believe the DAV can help out.
I believe there's another groupout there I can't remember the
name offhand DFW.
I believe they can help out theAmerican Legion.
I believe they know somebody orsomeone that can give you that
advice.
Sit down and talk with them.
I'm not saying go have a beerwith them during the daytime,
because God knows that's goingto be a bad choice, but sit down
(52:57):
and talk with them, drink a cupof coffee with them.
I'm pretty sure they point youin the right direction.
And maybe there's somethingthat they miss.
Maybe there's a mistake in yourfile.
Maybe there's something thatsays hey, I can make this better
for you.
But when it comes to yourfinances, it's about you One
bill at a time, one debt at atime, one day at a time.
And it's about you, one bill ata time, one debt at a time, one
(53:19):
day at a time, and just take adeep breath, take in the
sunlight, because one day it'snot going to be here.
Speaker 6 (53:26):
So enjoy it.
Yeah, man, I appreciate yousaying that.
It sounds like that came fromthe heart.
That was a lived experience,that was raw and I appreciate
that.
Man, that's good advice foranyone getting out right now.
Speaker 4 (53:41):
And again when you make those mistakes yourself
yeah it's hard.
Speaker 6 (53:47):
You shout it out from the rooftops when you finally
understand those things?
Yeah, and when you per se.
Speaker 4 (53:55):
When you don't have that help, you're lost.
You are seriously going what doI do next?
Who do I go to and who's goingto understand me?
So it's a lot to take in whenyou first get out, because you
see the biggest picture thatPicasso painted because, you see
(54:22):
something now that civilianpeople try to ignore and there's
no structure, there's norespect, there's no leadership,
there's nothing.
I had a little bit of that inthe military, but, god, you walk
out here and it's a differentball game.
Yeah, I mean real quick it'slike I want to go watch kansas
city royals facing new yorkyankees and I showed up to the
(54:46):
wrong field.
I'm looking at houston astrosand miami marlins you know the
florida marlins.
I'm not in the same ballparkright right yeah, the picture is
painted so bad From when we getout of the military To when we
come back To civilian life.
And Again, I wish people, Iwish the VA would have done this
(55:10):
a long time ago.
I wish the programs wereavailable a long time ago.
But I'm learning it as I go.
I'm making my own mistakes.
You know, hey, I'm the sameperson.
I'm in the same boat, thisother person.
I'm learning it as I go.
I'm making my own mistakes.
I've you know, hey, I'm thesame person, I'm in the same
boat.
This other person is.
I'm turning around going, man, Iput myself in so much debt with
medical bills or or um cars orcredit cards or whatever, and
(55:34):
there's a time you sit backgoing, all right.
You really need to sit down andlook at the big picture that
you're putting yourself into,because if you don't, there's
going to be a time you won'thave that VA, there's going to
be that time that you won't havethat help and guess what You're
under the bridge or it could goanywhere.
But, you know, my thing is thatit's just one day, one time.
(55:57):
Enjoy it while you got thechance.
Enjoy what you can and work onwhat you can, because, again,
one day it may not be here.
Speaker 6 (56:07):
Yeah, absolutely.
It's like, I see.
I try to liken it to havingfinding your sea legs.
When you're coming out, you'rejust kind of like.
You're like Bambi You'relearning how to walk your.
It's a whole new world andyou're having to to relearn or
learn things that you justdidn't have to do in the
military world yeah, and who'sgoing to be there?
Speaker 4 (56:28):
that's the biggest thing that you always ask
yourself who's going to?
Be there.
Who's who out of my friends orfamily or or um battle buddies
is going to be around me?
Yeah.
Because we come from all walksof life Different races,
different religions, differentpolitical views and everything
(56:49):
right.
Yep.
So we get out.
I've got buddies that are stillin the military.
They're starting first classes,they're jump masters, they're
retired staff sergeants.
I still talk to them.
They pretty much struggle too,getting out or staying in.
There's some that are in, thatare still struggling, but
(57:10):
getting out.
I wish I would have stayed.
I wish I could have had thechance To fight, to stay in, but
my fate was decided a long timeago and it's like, okay, you're
done.
Now you need to walk like a likea, like a, like a, like a baby
deer trying, just trying to findhis legs.
And you gotta learn.
(57:30):
I mean, you gotta learn, it'sthis, it the world didn't stop
because you're doing militaryright flew and it just went, go
and go and go.
And then you try to jump into aline of a freight train.
It catch up and you lost Right.
Again and I'll repeat this amillion times here, but it's the
last one Work on you as aperson.
(57:53):
Work on what you can control,focus on what you can control
One debt or one bill and don'toverdo it.
Don't sit there and think, man,I need a new car and I need a
new house.
No, if you can go pop your button the couch, go do it.
Go be a bump a little bit.
(58:14):
I'm not saying take advantageof it.
I'm saying enjoy it Just say hey, man, can I crash for?
Give me six months, get on myfeet, maybe someone can let you
do that, or a family right Getback on your feet, but take the
time, and if you make a mistake,that's your time to make the
mistake.
That's your time to learn fromit going well, I shouldn't have
(58:36):
done that one, because now I'mpaying for it here, or I'm
paying for it 15 years later.
Speaker 7 (58:42):
And.
Speaker 4 (58:43):
I'm a prime example.
I've done exactly what I'mtelling you guys and I've
struggled so much with payingoff my debt.
But I put myself in debt and Ipay it off little by little, by
little.
Speaker 6 (58:55):
There you go.
Speaker 4 (58:56):
Go to school.
God, if you've done enough time, you can go to school and look
at what you want to do.
Make that choice.
You've got time.
You've got to infinity?
I would assume so.
But look, just do you.
That's all I can say.
Just keep doing you, and oneday at a time, and focus on you.
(59:18):
Clear your mind.
Don't let it get stressful.
Speaker 6 (59:23):
Well, man, I feel like I just went to church.
I appreciate that PreacherCameron came through for us.
But that's actually right, man,time has just really flown by.
It's almost the time to call it.
But.
But, man, Cameron, you know, Ithink, I think you got a bright
(59:43):
future ahead of yourself in thepodcasting space.
We're glad to have you here atMBR.
Any last minute, last words forthe audience.
Speaker 4 (59:53):
No, basically just just keep, just stay positive.
You know, stay positive, stayfocused, Ask for help if you
need it, Ask for help when itcomes up.
And look, your battles are goingto be your best friend.
You know they understand youand they respect you.
You know it's when you starttrying to find that outside help
(01:00:17):
that doesn't understand youthat really somewhat hurts but
also can be depending on who youtalk to can be very helpful.
So stay positive, keep yourhead up and keep looking forward
for what you want to do next.
Keep pushing yourself, keep youknow, keep striving, keep
taking the risk.
Take the good risk, not thenegative risk, but keep going
(01:00:39):
forward and don't let one badday ruin your attitude or one
bad day ruin your entire life.
So take it with a grain of saltand again, I'm guilty of it,
but take it with a grain of saltand say I can do this.
Speaker 6 (01:01:04):
I will do this and I will stay focused.
Awesome, all right.
Well, that's, that's going tobe it for Money in the Military.
This has been Joey and Cameron,so catch us on the next stream
and we're going to be.
We'll be out until the nextstream, so we'll talk to you
guys later have a good night,guys ladies and gentlemen, thank
(01:01:27):
you for tuning in to militarybroadcast radio.
Speaker 2 (01:01:31):
As we wrap up today's show, we want to remind you
that the podcast of today'sepisode will be available right
after we go off the air, so ifyou missed any part of the show
or want to listen again, be sureto check it out.
And remember we're here tosupport and honor our veterans.
(01:01:54):
Your stories and experiencesmatter and we are committed to
giving you a platform to sharethem.
That's right.
We're here to give our veteransa voice, so don't forget to
catch the podcast and stayconnected with us Giving our
veterans a voice.
Introducing LT Defense Tactical Gear, your
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(00:21):
Looking to enhance your skills,our firearms training programs
will take your proficiency toyou next time.
And the threats to our nations.
They don't sleep.
They're watching our every move.
Speaker 4 (00:47):
Iran, Russia, China, North Korea, ISIS, Al-Qaeda.
They may be watching this rightnow.
Speaker 2 (00:57):
Our military should not be mistaken for our cable
news gab fest show.
We don't care what you looklike.
Speaker 5 (01:04):
We don't care who you voted for who you worship what
you worship who you love itdoesn't matter if your dad left
you millions when he died or ifyou knew who your father was.
Speaker 2 (01:16):
We have been honed into a machine of lethal moving
parts that you would be wise toavoid, if you know what's good
for you.
Speaker 5 (01:25):
We will not be intimidated, we will not back
down.
Speaker 1 (01:31):
We don't want war, but if you want war with the
United States, of America.
Speaker 2 (01:35):
There's one thing I can promise you, so help me.
Speaker 5 (01:37):
God, someone else?
Will raise your sons anddaughters.
Speaker 2 (01:48):
Military Broadcast Radio, the station that's giving
veterans a voice.
Speaker 6 (01:58):
Find us on the web at mbradious.
I'm a certified financialsocial worker.
I was in the Air Force for 14years and then I paid off
$20,000 of debt while I wasactive duty within three years
as an E3.
So that's kind of like I gotreally into personal finance and
so I've been really passionateabout that ever since and that
(02:20):
was 10, 12 years ago now.
So since then I became a socialworker and now I'm a certified
financial social worker.
So we kind of get into, youknow, dealing with finances but
then also kind of dealing withthe psychology behind finances,
like the, you know, the mentalside of things.
Speaker 2 (02:39):
So Ladies and gentlemen, your battle buddy
when it comes to finances.
Speaker 6 (02:52):
please welcome the fire social worker, joey Laswell
.
All right, hello, helloeveryone.
This is the Money in theMilitary Show.
Sorry, I'm a little rusty.
I've been out of the groove fora little bit there.
I've been out of pocket doingsome other things, had some
conferences that I was attending, so I was a little off a little
bit there.
But hey, you know, we're liveon NBR.
(03:14):
This is where we're givingveterans a voice, and today we
have a special guest.
We have an up-and-coming talenton our network.
We have Cameron I didn't getyour last name yet, but uh, yeah
, bolts, okay, all right, so wegot camera bolts and he's, um,
(03:34):
he's actually got a show comingout.
He's working, working it, uh,basically starting it up.
Um, you're gonna call it theuncle festers podcast, correct?
Speaker 4 (03:40):
yes, sir, where we?
Speaker 6 (03:41):
talk about anything that's under the sun okay, and
then you are an active uh crosscross-country trucker yes, sir
okay, all right, well, um, solet's get the let's, let let's
let the uh audience get to knowyou a little bit.
So, uh, you know, uh, this isonly your second time being on
air, so to, so to speak, but, uh, your first kind of like you
(04:03):
know, um, you had some technicalissues the first time around,
but now we're here so we want toget to.
But you're first kind of likeyou know, you had some technical
issues the first time around,but now we're here, so we want
to get to know you a little bitbetter and give you a chance to
kind of talk and tell us alittle bit about your story and
then what your podcast is goingto be about.
So go ahead and tell us aboutyour military history and then
how you got to be where you arenow.
Speaker 4 (04:20):
Yes, sir.
So basically graduated highschool, high school 2009.
Right out of high school Ijoined the army and you know,
off air, you knew we're talking,you know how the recruiters
weren't available for the otherbranches.
But, um, I did my basic in fortjackson relaxin fort jackson,
south carolina, nickname wasrelaxin jackson did my basic
(04:44):
training there, turned around,went to Fort Lawson Woods, fort
Linwood Did, did multipletraining exercises there.
You know, I learned my job as aheavy construction equipment
operator and that was probablythe most fun I've had in a while
Get to play with the toys.
I was like, you know, thetalking kid, the talking kid
growing up in a while get toplay with the toys.
(05:05):
Like you know, the talking kidthe talking kid growing up.
Now I get to tear it up myselfwith the old deuce and a half or
the old, uh, caterpillars,whatever.
So it was always fun.
Um, and then we were told hey,we're gonna go to fort carson,
cool, and we lost our orders.
Then they turned around andsaid hey, we going to send 12 of
you kids to Germany, and welanded in Germany.
(05:29):
It was like May 2nd or May 3rdof 2010.
We get there, we figure outwhich way we're going to go and
I'm in Bambach, germany, 2010.
And just again, changes weregoing on with the military
changes going on in our units.
Get there, and then it was noteven three months.
(05:51):
Well, I'm back over FortLeonard Wood doing more training
for a route clearance.
So I went from heavyconstruction to where I was
operating you know, the Huskies,the Buffaloes or anything that
would help for mine, detectionand then we went to Graf Graf
and Hohenfels, did a couplemonths training there and they
(06:14):
sent us home for, you know, onour Thanksgiving in Germany.
And then we turn around and ourlieutenant colonel was like hey
, by the way, just volunteeredto go to Afghanistan.
A whole year early.
Speaker 6 (06:27):
Oh wow, how nice, how nice of them.
Speaker 4 (06:30):
Yeah, and we left you know, december 4th, from
Bamburg, germany, and it was,you know, like 30 degrees
outside, but it felt different,you know, than it is here in the
United States and we landedDecember 5th in Bagram and it
was 110 degrees and we went fromnegative 30 to, you know, to
110.
You talk about getting yourbreath taken out.
You're right.
(06:50):
And then we got, you know, wedid the whole welcoming the
country and the whole spiel withthat.
So deployment wasn't bad as faras my end of it.
I mean, we got hit a few times.
I got hit twice Minor IEDs youknow nothing to, you know, to
(07:11):
take away from anybody else.
We all got some type of damagesfrom it.
But when we're doing thismission and we're helping to
clear the route, I literally goover this culvert and my back
end got hit and it kind of stoodme up and set me back down,
come back out and me and a buddygot too close together and the
(07:34):
guy set off the IED and we just,you know, picked my front end
up.
I mean that was all over theplace.
So but uh, as far as as as that,that was the the most uh
excitement per se we had okay um, you know I I'd do the military
(07:55):
again, you know, if I lost theweight and um had a different
perspective on on jobs per seokay, all right.
Speaker 6 (08:05):
So then your contract came up to do and you got out,
or how did that process work?
Speaker 4 (08:11):
No.
So again, you know, as far asthe military goes and I don't
know if you got to experiencethis we trained with leadership
that we took down range and then, right in the middle of it and
I don't know what caused this tohappen for them to leave, but
they will plug from our unit.
(08:31):
And then we got plugged in withtwo other ones straight out out
of the war college here at PA.
Wow, I mean green, green as youcan get.
Speaker 6 (08:42):
don't get no ending about them, you know it was like
who are you and what do you dohere, Right?
Speaker 4 (08:51):
But really, what it came down to was we went into
combat after they showed up andit was basically do we trust
them, do we?
sit there and put our life onthe line for them.
Yeah, same way.
We got a new first sergeantwhen we were in germany.
Just he was like, hey, hiscontract was up, whatever again
(09:12):
I don't know his business.
But he turned around and waslike I'm your new first sergeant
.
And during war we got plucked.
You know two new guys.
So, um, when, when I was andthis is again I'll raise my hand
and say it's my fault I went inheavy, I went in 190 pounds.
They got the doc signed off onit and said hey, you're good to
(09:34):
go, push me through the door,all right, I relied on my
sergeants and corporals to sitthere and say you know, hey,
let's go do something together,let's go gym or whatever.
That's my fault.
My fault was I didn't putenough effort into it and I
threw the white flag up when Istarted seeing inconsistencies
(09:55):
or I started seeing doublestandards, or whatever.
I let that get to me.
Yeah, and I failed myselfbecause a 19 old kid in Bamberg,
germany, I told.
I told someone else, don't eversend a kid to Germany because
that's a place to get so muchtrouble.
But, the history, the excitementof it, was worth it all and and
(10:22):
going forward, I probably livedthere, but anyway, when, when I
got there and I started seeingthat, I kind of like I said, I
threw the right flag up and Iwalked away and I was like my
mind was like, if you guys ain'tgoing to help me, what do I
have to give for this company?
What do I have to give for thearmy or whatever?
Um, and I regret that, that'sone part that I do regret, and
(10:47):
now it's so.
So we get down range.
Of course.
We're in faberborn, afghanistan,we're on I mean lily, are based
on the side of a mountain andwow you know, um, I don't know
if it's legal, so if you canedit this one out, you can uh,
first art more, hey, let's gorun the mountain.
And this thing is, you know,straight up, I mean, it's almost
(11:09):
8%.
We're doing a PT test and hetried to fail everybody out the
door Wow.
You know, if you weren't hisstandard, you're out the door.
So we butted hitch.
I had surgery downrange.
I had a root canal donedownrange, and it was hey, let's
go do pt tests right now.
(11:29):
Well, I'm doped up onpainkillers and you know we're
gonna push you to go do pt testsand you know, I, I um, I butted
heads, honestly, I butted headswith that and couldn't find
anybody to help.
(11:52):
So basically it was like hey,you filled your three PT tests,
you know, and out the door yougo.
So they sent me home right atthe end of our deployment.
Sent me home and here's yourpaperwork.
Have a good day, thanks forwhat you've done and that was it
?
Speaker 6 (12:02):
Wow, that's crazy man .
That's crazy man, that's crazy.
Well, you know, um, but, like Isaid, we were talking off a lot
earlier.
You know I, I definitely uhthink you should, you should
value your service and you knowyou signed the guideline, you
went overseas, you fought foryour country.
So, you know, I'm proud of youand thank you for what you do.
Speaker 4 (12:20):
You know what you did so um and again you know, like
off air.
Thank you for you know,acknowledging it from one battle
to another battle.
Yeah, um, because not to gettoo far into it, but there is
still that one where there'sstill those battles that they
won't talk about the issues theywon't sit there and they'll get
on facebook or they're.
(12:40):
You know, talk to some strangerand there's.
There's not that connect,there's not that hey, I
understand what you're goingthrough, or hey, let's go fish,
or let's go hunt let's go.
They don't have that or theydon't want that, and they're
lost yeah or or a battle willreach out.
Man, let's talk.
And they don't do it.
So there is that issue, and butto to, you know, to have
(13:03):
someone as a battle, or or evensome of the populace.
Hey, thank you for what you'vedone.
There's some days I don't feellike I deserve it yeah um,
there's some days that Istruggle with that and but I
still show my gratitude becausethere's so much of the
population that'll sit back andgoing what'd you fight for?
You know what you got yourselfinto.
(13:24):
It's kind of weird how historyrepeats itself.
You think back real quick.
What happened with Vietnam,guys?
Yeah, yeah, hey, I got draftedor hey, I signed up voluntarily
with Vietnam and they come backand they're labeled with
derogatory terms and they'respit on or their I wouldn't say
(13:46):
houses were burned or cars areburned.
I mean, you saw right yeah, Iexperienced some of it.
When I come back for rnr, Iexperienced it.
You know same same thing.
You don't know what you'redoing, you don't know why you're
fighting right I wasn't intopolitical, I didn't care until
we started having our paycheckswithheld or we started having,
you know, leadership issues orwhatever, and it's like, oh,
(14:08):
wait a minute, we need to talkhere guys um, but again it's to
have people acknowledge it.
It's still sentimental to me andit's still, on one hand, it's
hard to grasp it, but on theother hand, I'm grateful for it.
Speaker 6 (14:26):
Yeah, yeah, I mean I think that a lot of veterans can
can resonate with that, youknow, especially if you compare
yourself to some of your peers,you know it's like, oh my, my
dad did 21 years, my brother did20 years and I only did.
You know this amount of time,you know.
So you kind of compare yourselfto your peers, your family and
all that stuff too.
So but I mean, yeah, itshouldn't, it shouldn't come to
(14:50):
you invalidating or not valuingyour own service.
So I just wanted to make surethat you, you know you felt that
and that other veterans thatmight be in a similar situation
can feel the same thing too.
You know they should valuetheir service.
So what we're going to do now,we got, we got, we got.
Uh, that's a good intro and andI'm I'm glad you shared that
with us Um, and part part of thegood thing about the MBR
(15:11):
platform is that you know these.
You know you're a real veteran,I'm a real veteran, we're two
veterans just talking, you know,and there's there's something
there's very therapeutic aboutthat and I hope that more
veterans can start tuning in andsharing and contributing to
asking questions and things likethat.
So, yeah, definitely, if you'relistening or if you know
(15:32):
someone that might need anoutlet like this, either come
join us and start a podcast,like Cameron here or me, or just
kind of listen in and, you know, hear some two old crusty vets,
you know, talking about theirold days.
Speaker 4 (15:48):
I'll agree with the crusty part.
You know, think about when youget out of the military.
You know when you're in themilitary real quick.
You know you're doing PT everyday, you know you get out and
use food readily.
You do, you know you do yourmorning roll call and it's hey,
let's go run, hey, let's go dopull-ups, whatever.
And by the time you get doneyou're dripping in sweat and
you're hurting.
You're whatever.
You got time to get a shower,you got time to go get some more
(16:09):
food or whatever.
And then, get back to ready togo to work.
It was, it was a daily job, youknow, and you get out of the
military.
You're like pt, what the hell'spt?
Now, some people still do it.
Um, you know, marines.
I got a buddy that's a marineand he still works out yeah he
became a truck driver and hegained so much weight like again
(16:29):
trucking does to us, and thenhe dropped it real quick because
he's like I've got to starteating better and then I gotta
run.
I'm like you're at your mind,you know um, and then yeah.
So when I get out of bed or Iget out of the truck, I'm like
oh crap, oh crap, oh crap.
You know I'm hurting because myknees or my back or my
shoulders.
I'm like just somebody, justchallenge me, just send me out
(16:52):
to the parks department.
You know, give me some new ones, oh man.
Speaker 6 (16:56):
All right.
Well, we're going to take alittle bit of a musical break
and then when we come back we'regoing to talk some more.
We're going to actually answersome questions.
Um, I've got a few that peoplehave sent me and I've got a
couple in the comments already.
But if you have any, anyfinancial questions, uh, it
could be big, small, whatever,uh, whatever's itching at you,
(17:17):
um, we're going to try to try tohandle it, talk about it and,
um, you know, just um, just havesome conversations about
finance, so um.
So, after musical break we have.
This is Noah Peterson, one ofmy go-tos, marine Corps veteran
out of San Antonio Plays kind ofa funky jazz type of music, but
I really enjoy it.
Speaker 5 (19:37):
So here is Noah Peterson.
Speaker 2 (19:39):
Thank you, thank you military broadcast radio, the
station that's giving veterans avoice find us on the web at
mbradious opinions expressed inthis program are those of the
speakers and do not necessarilyreflect the All right, we are
(20:10):
back.
Speaker 6 (20:10):
This is Money in the Military on Military Broadcast
Radio.
Thanks for joining us.
We have Cameron here.
He is a future MBR podcaster.
He's going to have the UncleFester's podcast, which is going
to be about trucking, right?
Yes, trucking towards themilitary, yep, okay, so a little
bit of everything.
So a variety of shows of kinds,okay.
(20:32):
So yeah, we just kind ofinvited him on to the broadcast,
kind of give him some time tohave some exposure, get on air
and just talk, get to know him alittle bit, introduce him to
the audience.
So thanks again for jumping on,cameron.
And before the break we weregoing to start talking about
(20:52):
answering some financialquestions and just kind of.
You know, see where, wherepeople's heads are at.
And the first question thatcame up was from Bradley Jackson
.
He asked about should I do theright thing and hold my doge?
It's rising and I'm waiting forit to hit some stupid levels.
Okay, so I'll be the first toadmit that I am not a Bitcoin
(21:16):
guy, but you know, with Dogebeing in the news and everything
, I actually tracked it.
I was curious because I lookedit up, the price and it's at
$0.37, I guess for a coin.
I don't know how that works,but 37 cents and it is going up.
(21:37):
So you know there is a cleartrajectory that it's going up.
But then I also looked at thepeak was back in 2021, and it
was at 64 cents.
So it's almost a little lessthan half or a little more than
half of where it was at onepoint at its peak.
But I guess all that to say isthat it could go back up to that
(21:59):
and even go beyond that.
But I wouldn't feel.
I'm not an investingprofessional, so I wouldn't feel
comfortable giving it anyBitcoin advice.
But it just me personally, uh,it just my my me personally.
I uh, it's too too volatile forme, um, but I understand you
can make some money off of thatstuff too.
(22:21):
So, um, it's, it's all aboutyour risk tolerance, you know.
So, um, if you, if you're kindof a more of a risk taker and
you you like the big rewards, uh, big risk then go, go for it.
You, if you feel like it'ssomething that you're just
really passionate about or youknow a lot about, then go for it
.
I don't know what do you thinkabout that, cameron, you know my
(22:42):
and this is again my soleopinion, yeah, yeah, yeah.
Speaker 4 (22:47):
Bitcoin is like you said.
It's volatile, just like thestock market, just like anything
right now, I mean politics aredone politics aside, let's see
what happens.
Hopefully it'll climb.
I mean, I've had friends thathave been very successful in
making money with it and they'relike, hey, you know I could sit
on it or I could cash some outand pay some bills off or
(23:08):
whatever.
But I mean you just said it.
It was up at what?
Did you say $0.66?
$0.64.
And it's down now to $0.37.
I mean he's lost close to halfof its value.
Speaker 6 (23:24):
Well, depending on when he jumped in, at its lowest
it was $0.05 a share.
So if he bought in, I think itrecently started peaking or
spiking in around march.
So, um, yeah, I mean if, if yougot in at, even at mar or right
february, it was eight cents.
(23:44):
So it has gone.
I guess in that, in that windowof time it's gone up pretty
good and it's gone up good andit lost some of the value I mean
it's one of those things thatyou sit back and you go.
Speaker 4 (23:55):
When do I pull it out ?
Or when?
Do I sell?
because when you talk to edwardjones, you talk to anybody else
and again if me saying the nameis a no-no, then my bad, that's
fine, but when you talk to thesefinancial advisors, you know
they'll sit back and they'll say, yes, go ahead and sit on it,
or let's wait, or pull it outnow, but to have an account with
(24:17):
them or have your own account.
There's two different ways ofgoing about that.
I've never been to Bitcoin, butif I'm making money on it,
maybe pull some of it out whileyou got the chance while it's
still up there and you can makemoney.
Chance while it's still up thereand you can make money.
Uh, yeah, but if it's, if it'sa and again my, my opinion if
(24:39):
it's a losing value or it's alosing um stock stock, you know
a stock or bond or whatever, ifit's losing value and you're not
making money, let's go back tothe drawing board and say what
can I do better?
Speaker 6 (24:50):
right, right, yeah.
And then the other part of itis like um, what's your, what's
your runway?
Like, when do you need?
Do you ever need this money?
Are you, are you planning onspending any money, like, or you
know where is this?
Is this because, like, somepeople use, uh, investing stock
market bitcoins almost likegambling, you know, like they
know that it's and they, theyknow they're taking a risk and
(25:12):
it's kind of fun for them.
But then other people it's likeno, this is like my, my future
nest egg, you know.
So you gotta be kind of carefulwith what you do with that.
Speaker 4 (25:20):
Well and again, you know you saw what happened with
like the Bernie Madoff, you knowincidental.
You saw what happened when,when, what the housing market
crashed and what was it?
Uh, 2008 yeah so when thehousing market crashed or the
stock markets crashed andeverybody lost their 401ks or
they lost so much of other otheruh availability to their money,
(25:41):
it's like okay, we know,eventually that may happen again
.
But we don't know when, we don'tknow how, we don't know who's
going to be affected.
There's so many questions that,as a person, I have to ask
myself I've got a 401k, what'sthat going to put into?
How can I save it?
How can I not touch it?
How can I, you know, not oweany money?
(26:03):
I mean, there was a um an appyears ago.
I don't know if they're stillin business.
It was like you could learn howto play the stock market game on
your cell phone and this littlekid thought it was a video game
he started playing the videogame and you know he's like, you
know, at the end I was like inthe in the week or in the month
it says, well, if you play thesestocks, you would have had this
(26:24):
kind of money if you play thisstock or what you're doing?
You owe two hundred and threehundred thousand.
Speaker 6 (26:30):
Right.
Speaker 4 (26:32):
And unfortunately that kid ended up taking his own
life.
Speaker 7 (26:35):
Oh, wow.
Speaker 4 (26:36):
Because he thought he owed that money right then and
there he didn't again.
He was well below 18.
He wasn't, he was a kid, he waslike 13 or 14.
So mistakes happen.
On that note, but this is, youknow.
And again the company refutedit, and I can't remember the
company name, but they refutedit.
Say, hey, how can you hold usaccountable?
(26:58):
The kid lied, or whatever.
But look, there's a lot ofquestions got to be asked and
it's a lot of, a lot ofeducation.
I mean, yeah, I don't make amove unless.
I'm calm and I'm educated andI'm well diverse in knowing how
it's going to be used.
And again, mr Bradley has aright to jump into Bitcoin.
(27:19):
He's probably a smart person.
You look at me.
No, I am not smart, but I do alot of research and I give him
credit for it.
I do because, mr Bradley, he'swilling to take that risk.
How?
Much risk, or how much loss, orhow much gain, or how much?
Where does that all fall intoplay?
(27:41):
Where does that say, hey, I'm, Idon't want to lose my butt, but
is this my goal?
Like I said, can I put money inthis cycle?
Can I come rich off it?
Or again, you know you made acomment when you turn around and
say, oh, this is, put money inthis cycle, can I become rich
off it.
Or again, you made a commentwhen you turn around and say, oh
, this is a game or this is, Igot an addiction problem, you
(28:01):
know.
So there's a lot of questionsand a lot of answers.
So, each person is their own.
I give Bradley credit.
I'll stay out of Bitcoin.
I'll jump into smaller marketssomewhere down the road.
You know what I mean, right.
Speaker 6 (28:14):
Well, the thing about the Bitcoin phenomenon is, I
think a lot of people really didmake genuine money and so
people kind of started to likejump on the bandwagon without
really knowing what they weregetting into, and so a lot of
people lost their shirts whenthings didn't go well.
Or there was a marketcorrection a few years back that
just really decimated a lot ofpeople because they didn't know
(28:38):
what they were getting intonecessarily.
So that's where I would justcaution.
If you know that, if you'recomfortable with the volatility,
if your risk profile is good,you're strong, just make sure
that it's money that you're okaywith losing, because you can
lose pretty much all of it.
You know, uh, it's happened.
So, uh, that's where I wouldjust be cautious.
(28:59):
Um, and I'm more of a cautiousinvestor anyway, so I'm more of
a buy and hold anyways type ofperson.
Speaker 4 (29:06):
So, um, I mean, yeah, if that would be, my ultimate
advice would be to buy and holdI would say, you know, and again
my opinion is I like I'll takea risk, right, yeah, how much of
a risk.
It's like I won't sit on anaccount for two years or four
years and watch it justcompletely fall out with a
bottom missing, I mean we'retalking like a 67 ford mustang.
(29:30):
If that bottom's out, I'mgetting rid of it.
I'm going to try to repair it.
But, there's so much you can dobecause you turn around and you
go.
At what point am I?
Am I just not making anyheadway?
So you, you, you push forwardand maybe, maybe, and again,
this is the biggest maybe of allof all choices.
(29:51):
And you sit back and go, man, Ilet this thing tank, but I've
had 16 other accounts that havebeen real positive.
So, 16 positive to one negative.
I could take this one and letit sink.
Speaker 7 (30:05):
Right.
Speaker 4 (30:06):
But what happens?
What happens?
Speaker 7 (30:08):
going forward.
Speaker 4 (30:11):
Again good example Pfizer, pfizer's tanked and they
have tanked so hard becausethey've had a warehouse fire and
they've had the lawsuits orwhatever come into play with
this medicine right, and againthey're pushing medicine out and
so you turn around and goingyou guys are losing here, you're
(30:32):
not making me money, so whathappens.
You know so again, everypersonal choice is is without
some type of risk.
You know being cautious ortaking that, that extreme risk.
So again I would sit theresaying I like to take a risk,
but it's like, how much do I?
Cross that line of I'm jumpingoff the edge, or is it more of
(30:53):
I'm sitting back and I'm tryingto hold someone else's rear end
for falling over?
Speaker 6 (30:57):
Right, right, right.
And then the other part of thatthe flip side of that is, you
know, the hindsight bias is thatwhere, whenever, maybe you get
a little spooked and you sellwhen it starts to go down.
Maybe you get a little spookedand you sell when it starts to
go down, but then you look at itfrom a five-year window and
you're like, man, if I'd havejust held on to that, if you had
(31:19):
an NVIDIA, for instance, Iprobably should have bought
NVIDIA a long time ago, but Inever did.
And even though I appreciatethe product, I enjoy the product
and everything, it's just oneof those things you never know
what's gonna just jump off.
You know so, uh.
So that's the tricky part.
That's where people get really.
(31:39):
It's.
It's an emotional thing because, like it's a, it's a roller
coaster ride and and a lot ofpeople just don't feel
comfortable like either kickingthemselves when they sold too
soon or you themselves becausethey bought at the peak and then
it went down.
So that's just part of the riskand I think a lot of people
just aren't truly prepared ormentally prepared for those
(32:04):
possible losses.
Speaker 4 (32:06):
Yeah, and if I don't know what I'm doing, I won't do
it by myself.
People say you can do trading,do whatever.
Online you save money becauseyou don't have that middle
person taking 20, 30, 40% ofyour cuts Right.
So if you turn around and do ityourself, you better have the
knowledge but have the education.
You better look at the NASDAQbut look at whatever, because at
(32:27):
that point in time again, sixmonths, one year, two year,
three, three year, five yearwindow, whatever someone's gonna
tank, someone's gonna climb andstay climbing I mean and at
what point does bitcoin levelout?
Speaker 7 (32:41):
does it level out or or?
Speaker 4 (32:43):
does it climb or does it, you know?
Does it?
Does it get to bad, to thepoint where you like?
Oh, you know so again, I givehim credit for doing it.
Um, I'm pretty sure I wouldhope so, and and give him credit
for it, for jumping into it,but at the same time though,
it's like it's just, it's one ofthose markets I don't know
(33:03):
anything about yeah go talk toever jones.
You know, uh, liberty mutual,whatever you go talk to them.
Speaker 6 (33:12):
Yeah, well, I mean, that's the thing with the
bitcoin is so new or it's still,it's still relatively new that
you know there's just so muchunknown about it and, uh, you
know, a lot of people couldn'teven explain to you what um.
You know, um, what the actuallike what, what the underlying
uh technology behind bitcoin is.
They just know that it's goingup and and and that they should
(33:33):
buy it, you know.
So, like you said, educateyourself, be prepared for
possible losses and possiblylosing everything.
Because it's happened.
You know, yeah, sure, so, yeah,that's just.
I guess that's our, our take.
On on Doge, I'd say, yeah, Idon't think.
Anyway, on on doge, um, I'd say, um, anyway, what is doge?
(33:54):
Anyway, I've never heard so.
Doge is, uh, it's, it's dogecoin, it's a, uh, it's a.
It's kind of like a.
It's a.
It's a type of bitcoin that isum, it's kind of like a.
It's.
They call it a meme stock, um,and it doesn't really, as far as
I know, um, like it doesn'treally, it doesn't have a kind
(34:14):
of product behind it or anythinglike that.
So it's just kind of like ameme.
You know, like Elon Musk hasbeen behind it, he's pushed for
it in the past.
So I mean it's kind of like ajoke Bitcoin, but I mean people
are buying it and making moneyoff of it.
Speaker 4 (34:30):
So hey, if you're making money more, more, more, I
mean people are buying it andmaking money off of it.
Speaker 6 (34:36):
Hey, if you're making money, more profit to you.
Speaker 4 (34:38):
Yeah, because I sit back, I'm going I'm hearing meme
, I'm hearing Elon Musk.
I'm like no, no, I'm going tostay as far away from that one
because that's a body of firethat's waiting to blow up.
Speaker 6 (34:49):
Well, you know, that's where it's like.
You know, if you see enoughpeople jumping towards something
like, eventually my mind startsto think like okay, what's the
catch?
Or where's the you know?
Like is there something goingon here?
Because I mean, like I'm seeingall these people flock to this,
but like I don't know if Itrust it yet.
You know Exactly.
(35:14):
But at the same time, the earlyadopters, the people that did
flock early, they probably madeout like bandits and then, by
the time other people get in,they're they're making some
money, but not as much as thepeople at the beginning.
So it's kind of it looks like areally, uh, an impressive
return.
But, um, in reality, the peoplethat the later you get into the
game, the the less your returnis going to be.
(35:35):
So, exactly, um, well, allright, well, we're going to take
, uh, I guess, another quickbreak, um, and when we come back
, we're going to have a couplemore questions, hopefully, to
answer, uh and uh.
If not, we'll, uh, we'll justwing it and make up some
questions that we can ask, askof ourselves.
But, um, but yeah, so we'regonna see what we're gonna play.
We'll just wing it and make upsome questions that we can ask
of ourselves.
But yeah, so we're going to seewhat we're going to play.
(35:56):
We'll try something different.
I still like this new guy ornew to me Andrew Robro, really
like this song.
So we're going to play his songand then we'll be back with
Money in the Military withCameron and we'll be back in a
few minutes.
All right?
Speaker 7 (36:26):
It's been ten years since I'd seen his face.
Not much had changed, just adifferent time, different place
changed.
Just a different time,different place.
When I shook his hand, I knewsomething had changed.
(36:50):
This was a different man fromthe one I knew back then.
Speaker 5 (37:02):
That's when it said we do the goals.
Yes, I stand in line.
Speaker 7 (37:10):
And watch the flag wave and drag.
Speaker 5 (37:15):
You see, this is what I do.
Yes, I bleed Red, white andblue.
Speaker 7 (37:29):
He told me the tales Of his journeys far away, three
times gone, and the land mostonly seen on the front page with
honor and glory.
(37:50):
He stood so tall and fought foryou and I so we could be free
from it all.
Speaker 5 (38:06):
That's when it's said we do the goals.
Yes, I stand in line and watchthe flag wave around.
You see, this is what I do.
Yes, I bleed.
Red, white and blue when dutycalls, yes, I stand in line and
(38:37):
once the flag, we'll be praying.
Do they go?
Yes, I stand in line and, onceagain, we pray.
You see, this is what I do.
Yes, I bleed.
This is what I do.
Yes, I bleed.
Oh, this is what I do.
(38:58):
Yes, I believe.
Oh, this is what I do.
Yes, I believe.
Speaker 8 (39:03):
Little I know military broadcast radio, the
(39:24):
station that's giving veterans avoice find us on the web at
mbradious opinions expressed inthis program are those of the
speakers and do not necessarilyreflect the views or positions
of any entities they represent.
Find us on the web at mbradious.
Speaker 6 (39:46):
All right, we are back.
This is Money in the Military.
We have a special guest,Cameron, here, Army veteran and
now a truck driver who's goingto start his own podcast called
Uncle Fester's podcast,Hopefully within the next month
or so.
Speaker 4 (40:02):
Maybe we'll see, Maybe, maybe first year kind of
you know, freight's kind ofdying off for work, so give me
maybe a little more time tolearn from the masters of you
know, Mr Hunt and Amber, and youknow, Magic Mike and you, Mike
and yourself, Mr Laswell,there's a lot of training.
There's a lot of education andmaterials that I've got to go
(40:24):
through, equipment to get.
We'll get there Again.
When I get there I'll throw abig old birthday bash, whatever,
Nice.
Speaker 6 (40:34):
Yeah, absolutely Part of the journey is really this
early part that I went throughtoo, not that long, absolutely.
I mean part of the journey isis is really this early part
that I that I went through too afew like, not that, like six
months ago or so um, that, um,you know it's, it's nerve
wracking, it's fun and exciting.
There's a lot, you know, you'reyou're not sure what you're
doing at first, but then it'sstill fun.
So, yeah, just enjoy it.
(40:54):
And, um, you, you know, we'rejust glad to have you on the on
the team.
Um, all right, so, uh, I didhave a question come through, um
from my, um, from my uh, firesocial worker page.
So it says, hey, I'm gettingout of the military soon and I'm
honestly feeling overwhelmed.
My financial situation isn'tgreat.
I have some debt, not muchsaved, and I'm worried about
(41:16):
finding a stable job in civilianlife.
How can I get my finances inorder before transition and what
should I focus on to make thismove as smooth as possible?
Well, that's a lot.
Speaker 4 (41:29):
It's a lot, but it's going to be tough to answer that
one and to not per se offend orupset them.
It's going to be tough.
Go ahead with your with your.
Speaker 6 (41:41):
Yeah, well, I mean, let's say the first, you know
has debt obviously.
Well, we don't know.
This person's timeline sayssoon.
So I guess I could try to reachout and get some more
information.
But you know, we'll just gowith.
You know soon, we'll say withinthe next six months.
You know that that's a prettytight timeline and if you have,
you know you have debt, youdon't have much saved.
(42:01):
So that's obviously somestrikes against you.
But you know, without knowingthe full picture, I would say
the biggest thing right now isworking on on getting that
civilian job lined up and that'sgoing to guarantee or help you
secure your financial future inthe in the near term.
Um, but then, like, you know,like, if you're, if you're in
(42:21):
this, if, let's say, you gotsome debt, okay, some debt
doesn't sound like, uh, anextreme amount of debt.
So maybe, um, focus on payingdown your debts as much as
possible in this next six monthsor wherever time we got left.
You know, um.
And then you know I would say,make use of all the resources
(42:42):
that you have for transition.
You know, like, when you know,when I went out, they have
transition assistance program.
You know, before you separate.
They go through all thesedifferent briefings and stuff
like that work on your resume,job skills, things like that.
So definitely take advantage ofthose programs.
And nowadays they have thoseinternship programs.
I don't know if you've beenhearing about them, but I did
(43:03):
the skill bridge before I gotout and I got to do a little
internship and that was reallycool and definitely something
that not everyone gets to do.
So if you have the opportunity,definitely take advantage of
that.
Let's see, I don't know whatare your initial thoughts.
So my initial thoughts, so myinitial thoughts on this.
Speaker 4 (43:20):
One and again, this is coming from somebody who who
lived that lifestyle right when,when I was in the military and
and we can go with this again onanother question or another
topic but when I got in themilitary as an e1 e2 to you know
I got to e2 to you know I gotto E2.
That was about it.
When I got out the money wasdecent, I mean you got to think
(43:43):
about it.
You know you're basically makingless than $20,000 a year.
You know you walk into you knowthe military with debt.
Or you walk into the militarywithout debt and you're like
going well, crap, how did I getall this debt on me?
Because you go out and you havefun, you want to buy stuff, you
think you're living a luxuriouslife, and again I did so.
(44:04):
I went down that road, goingout.
I had a different aspect.
It was process out, do thispaperwork.
Here you go, have a good day,go home.
There wasn't a whole lot ofResources available to me coming
out right you know, I walkedout of the military.
Maybe seven hundred dollars inmy savings and and two hundred
(44:26):
dollars in my checking.
It was.
Speaker 6 (44:27):
That was it, and I'm like wow what I do next you know
, yeah, I, I took you know, atleast a couple months off.
Speaker 4 (44:34):
That was my, that was my uh uh thing to to understand
how life was going to be.
Because you come, let's justsay this person is in a war zone
, you come back, you have toreadjust, and that's going to be
the hardest part, without helpis readjusting, because you're
going to come back to civilianlife where nobody will ever
(44:55):
understand A our lingo.
B what's in our minds C how wedeal with it.
When I first got out, I couldreplay Afghanistan.
I could replay every moment,and I'm pretty sure I'm not the
only battle out there, that'sbeen down the ranks that's going
to replay it.
I mean, I could picture it, Icould smell it, I could see it.
(45:15):
And so I got out and I keptsaying man, I'm strong I don't
need this help.
I don't need it whatever, andit wasn't too long.
I started seeing the effects ofme having a gigantic ego getting
in the way and I startedfailing.
I started making mistakes.
I started, you know, going downthat path, but when it came to
(45:48):
financials I was like I didn'thave.
That help.
I just like let's start back atthe bottom transition to
civilian life, because there wasthings that employers wanted
more certifications or morehours on the job, or more hours
on the equipment.
So again there was certainstipulations.
So going out, I just went backto the bottom I went back I
(46:12):
found that one job that says Iwant to bust my butt to to earn
the respect of somebody that Idon't know.
Speaker 6 (46:19):
Yeah.
Speaker 4 (46:21):
You know and work your way up and do it safely, Do
it smartly as far as debt goes.
Pay off your lowest debt, onebill at a time.
Don't let it overstress you,don't let it over consume you.
Right, I mean if you put $20 inthat debt, that's $20, they
(46:42):
can't refuse.
Yeah, you know, if they startrefusing money or they want more
than you can afford, you know,maybe you need to sit there and
say sorry, I can only afford $20.
I've got A B and C debt to workon.
Speaker 7 (46:56):
Right.
Speaker 4 (46:57):
You know, and the VA Go to the VA, the VA has more
resources.
Speaker 6 (47:03):
Magic.
Speaker 4 (47:03):
Mike is a very good person.
It's to get his name out thereand say, hey, man, when he's
available to talk and he cangive you these paths, when he
can sit there and say, hey, thisis what the VA has, because the
VA will have even job fairs, vawill have online hiring events
(47:26):
or internships, or whatever Gowork for the VA.
Some of it's not voluntary, someof it is voluntary.
You got to look into that.
But when you, when someone getsout, just take it one day at a
time.
Don't, don't let it consume you, because then you start losing
focus of what needs to be righthere you start looking off to
(47:49):
the right or the left.
You're going to start makingmistakes and you start going
down that rabbit hole and thenit starts getting darker and
darker and darker.
So reach out to people.
Reach out to someone that sayshey, man, I've been there,
here's what I've did, here'swhat I've done um va is is again
.
They've improved so much overthe last few years uh, the pack
(48:11):
act.
The pack wasn't out when I firstgot out.
So 12, 12 years later they'relike hey, you've been by a burn
pit, oh boy yeah my entire life.
I was a kid, I stood over thefire and I was inhaling the
fumes from the fire.
But no, when we were in themilitary we burned everything.
So we're out there.
(48:33):
My hut was literally right outon the other side of the HESCO
barrier.
So, yeah, I've got to gothrough the whole process for
that.
There's things that themilitary that we do in the
military again is expecting usgoing forward.
But again, go to the VA.
The VA is not that bad anyway,yeah, you got your doctors, you
(48:56):
got your psychiatrists, you gotyour people that just don't care
because you're a burden to themor you broke up their lunch, or
whatever their excuse is.
Find the right, doctor, Don'tstop looking for help.
Don't stop sitting therethinking nobody cares Because a
battle Mr Laswell or Mike oranybody else.
(49:18):
We're going to care becausewe've been in that shoe.
Our shoe they fit the same size.
I mean theoretically.
But we've been there, we knowthe struggles, we know the pains
, we know, hey, guys that did 15years, they've made more money.
Or they went up in rank, theymade more money.
Guys that got out when theywere private.
(49:38):
You know PFC and specialistsand corporals and everything
else.
When you start looking back onthis, we wasn't making a whole
lot of money.
We struggled, we didn't care,we partied like we were rock
stars.
We thought you know, $1,600,you know, every two weeks was
money.
Right, you know but getting,600,you know, every two weeks was
(50:01):
money.
Right, you know, but gettingout is an eye opener.
Speaker 7 (50:03):
Mm-hmm.
Speaker 4 (50:04):
And I wish the advice I'm giving now is the same I
wish I had getting out.
Speaker 6 (50:10):
Absolutely yeah.
Speaker 4 (50:12):
Focus.
Focus on what you can do today.
If you start worrying aboutTuesday, Wednesday, Thursday,
Friday, Saturday, Sunday of nextweek, you've missed something.
Speaker 1 (50:22):
What is?
Speaker 4 (50:22):
it.
I couldn't tell you.
If you don't ask for help,there's not going to be anybody
there to just throw their handup there and offer it to you.
Take that step back and justopen up and relax and say, all
right, do I got enough to makeit a month, or no, I ain't got
it.
Here's your next diagram.
(50:43):
Let's go with this side of thediagram.
When you get back, you know,try to enjoy life a little bit.
See what you missed because yougot a different world coming
back.
Mm-hmm and now there's so muchprograms from the VA, again,
assistance yeah.
(51:04):
You know, find that rightdoctor, Don't stop.
You know, find that rightpsychologist.
Or find that right financialaid person.
I'm pretty sure VA's gotsomebody hidden in that building
.
You know somewhere.
Speaker 7 (51:15):
Mm-hmm.
Speaker 4 (51:16):
Make sure you get all your paperwork in order.
Just again, not to overstressanybody who asks this question
look back at what you know.
Ask a veteran, find a veteran.
Hey, what'd?
Speaker 7 (51:27):
you go through What'd you?
Speaker 4 (51:28):
experience, because I didn't have that.
I didn't know I could go to theVA right out the gate.
I didn't know my old man servedand then he's like, hey, let's
go to the VA.
I'm like for what, I don'tdeserve to be there.
I'm not that person.
Now.
I wish I would have done itsooner.
Speaker 6 (51:48):
I wish.
Speaker 4 (51:48):
I would have made the changes to ask for help or say
where can you help me out?
Again, that's my opinion, andjust take the time to focus on
yourself.
Focus on the day, worry aboutwhat you can control and get
your paperwork in order you needthat.
(52:09):
Dd-214 on you anytime for jobinterviews for going to school.
You need that and have thatpaperwork.
Make a million copies Well, notliterally, Don't do that,
because that's a lot of paper.
But you know, do that and saythis is the type of job I did in
(52:30):
the military.
Can it be transitioned?
Speaker 7 (52:32):
Ask these questions.
Speaker 4 (52:34):
I believe the DAV can help out.
I believe there's another groupout there I can't remember the
name offhand DFW.
I believe they can help out theAmerican Legion.
I believe they know somebody orsomeone that can give you that
advice.
Sit down and talk with them.
I'm not saying go have a beerwith them during the daytime,
because God knows that's goingto be a bad choice, but sit down
(52:57):
and talk with them, drink a cupof coffee with them.
I'm pretty sure they point youin the right direction.
And maybe there's somethingthat they miss.
Maybe there's a mistake in yourfile.
Maybe there's something thatsays hey, I can make this better
for you.
But when it comes to yourfinances, it's about you One
bill at a time, one debt at atime, one day at a time.
And it's about you, one bill ata time, one debt at a time, one
(53:19):
day at a time, and just take adeep breath, take in the
sunlight, because one day it'snot going to be here.
Speaker 6 (53:26):
So enjoy it.
Yeah, man, I appreciate yousaying that.
It sounds like that came fromthe heart.
That was a lived experience,that was raw and I appreciate
that.
Man, that's good advice foranyone getting out right now.
Speaker 4 (53:41):
And again when you make those mistakes yourself
yeah it's hard.
Speaker 6 (53:47):
You shout it out from the rooftops when you finally
understand those things?
Yeah, and when you per se.
Speaker 4 (53:55):
When you don't have that help, you're lost.
You are seriously going what doI do next?
Who do I go to and who's goingto understand me?
So it's a lot to take in whenyou first get out, because you
see the biggest picture thatPicasso painted because, you see
(54:22):
something now that civilianpeople try to ignore and there's
no structure, there's norespect, there's no leadership,
there's nothing.
I had a little bit of that inthe military, but, god, you walk
out here and it's a differentball game.
Yeah, I mean real quick it'slike I want to go watch kansas
city royals facing new yorkyankees and I showed up to the
(54:46):
wrong field.
I'm looking at houston astrosand miami marlins you know the
florida marlins.
I'm not in the same ballparkright right yeah, the picture is
painted so bad From when we getout of the military To when we
come back To civilian life.
And Again, I wish people, Iwish the VA would have done this
(55:10):
a long time ago.
I wish the programs wereavailable a long time ago.
But I'm learning it as I go.
I'm making my own mistakes.
You know, hey, I'm the sameperson.
I'm in the same boat, thisother person.
I'm learning it as I go.
I'm making my own mistakes.
I've you know, hey, I'm thesame person, I'm in the same
boat.
This other person is.
I'm turning around going, man, Iput myself in so much debt with
medical bills or or um cars orcredit cards or whatever, and
(55:34):
there's a time you sit backgoing, all right.
You really need to sit down andlook at the big picture that
you're putting yourself into,because if you don't, there's
going to be a time you won'thave that VA, there's going to
be that time that you won't havethat help and guess what You're
under the bridge or it could goanywhere.
But, you know, my thing is thatit's just one day, one time.
(55:57):
Enjoy it while you got thechance.
Enjoy what you can and work onwhat you can, because, again,
one day it may not be here.
Speaker 6 (56:07):
Yeah, absolutely.
It's like, I see.
I try to liken it to havingfinding your sea legs.
When you're coming out, you'rejust kind of like.
You're like Bambi You'relearning how to walk your.
It's a whole new world andyou're having to to relearn or
learn things that you justdidn't have to do in the
military world yeah, and who'sgoing to be there?
Speaker 4 (56:28):
that's the biggest thing that you always ask
yourself who's going to?
Be there.
Who's who out of my friends orfamily or or um battle buddies
is going to be around me?
Yeah.
Because we come from all walksof life Different races,
different religions, differentpolitical views and everything
(56:49):
right.
Yep.
So we get out.
I've got buddies that are stillin the military.
They're starting first classes,they're jump masters, they're
retired staff sergeants.
I still talk to them.
They pretty much struggle too,getting out or staying in.
There's some that are in, thatare still struggling, but
(57:10):
getting out.
I wish I would have stayed.
I wish I could have had thechance To fight, to stay in, but
my fate was decided a long timeago and it's like, okay, you're
done.
Now you need to walk like a likea, like a, like a, like a baby
deer trying, just trying to findhis legs.
And you gotta learn.
(57:30):
I mean, you gotta learn, it'sthis, it the world didn't stop
because you're doing militaryright flew and it just went, go
and go and go.
And then you try to jump into aline of a freight train.
It catch up and you lost Right.
Again and I'll repeat this amillion times here, but it's the
last one Work on you as aperson.
(57:53):
Work on what you can control,focus on what you can control
One debt or one bill and don'toverdo it.
Don't sit there and think, man,I need a new car and I need a
new house.
No, if you can go pop your button the couch, go do it.
Go be a bump a little bit.
(58:14):
I'm not saying take advantageof it.
I'm saying enjoy it Just say hey, man, can I crash for?
Give me six months, get on myfeet, maybe someone can let you
do that, or a family right Getback on your feet, but take the
time, and if you make a mistake,that's your time to make the
mistake.
That's your time to learn fromit going well, I shouldn't have
(58:36):
done that one, because now I'mpaying for it here, or I'm
paying for it 15 years later.
Speaker 7 (58:42):
And.
Speaker 4 (58:43):
I'm a prime example.
I've done exactly what I'mtelling you guys and I've
struggled so much with payingoff my debt.
But I put myself in debt and Ipay it off little by little, by
little.
Speaker 6 (58:55):
There you go.
Speaker 4 (58:56):
Go to school.
God, if you've done enough time, you can go to school and look
at what you want to do.
Make that choice.
You've got time.
You've got to infinity?
I would assume so.
But look, just do you.
That's all I can say.
Just keep doing you, and oneday at a time, and focus on you.
(59:18):
Clear your mind.
Don't let it get stressful.
Speaker 6 (59:23):
Well, man, I feel like I just went to church.
I appreciate that PreacherCameron came through for us.
But that's actually right, man,time has just really flown by.
It's almost the time to call it.
But.
But, man, Cameron, you know, Ithink, I think you got a bright
(59:43):
future ahead of yourself in thepodcasting space.
We're glad to have you here atMBR.
Any last minute, last words forthe audience.
Speaker 4 (59:53):
No, basically just just keep, just stay positive.
You know, stay positive, stayfocused, Ask for help if you
need it, Ask for help when itcomes up.
And look, your battles are goingto be your best friend.
You know they understand youand they respect you.
You know it's when you starttrying to find that outside help
(01:00:17):
that doesn't understand youthat really somewhat hurts but
also can be depending on who youtalk to can be very helpful.
So stay positive, keep yourhead up and keep looking forward
for what you want to do next.
Keep pushing yourself, keep youknow, keep striving, keep
taking the risk.
Take the good risk, not thenegative risk, but keep going
(01:00:39):
forward and don't let one badday ruin your attitude or one
bad day ruin your entire life.
So take it with a grain of saltand again, I'm guilty of it,
but take it with a grain of saltand say I can do this.
Speaker 6 (01:01:04):
I will do this and I will stay focused.
Awesome, all right.
Well, that's, that's going tobe it for Money in the Military.
This has been Joey and Cameron,so catch us on the next stream
and we're going to be.
We'll be out until the nextstream, so we'll talk to you
guys later have a good night,guys ladies and gentlemen, thank
(01:01:27):
you for tuning in to militarybroadcast radio.
Speaker 2 (01:01:31):
As we wrap up today's show, we want to remind you
that the podcast of today'sepisode will be available right
after we go off the air, so ifyou missed any part of the show
or want to listen again, be sureto check it out.
And remember we're here tosupport and honor our veterans.
(01:01:54):
Your stories and experiencesmatter and we are committed to
giving you a platform to sharethem.
That's right.
We're here to give our veteransa voice, so don't forget to
catch the podcast and stayconnected with us Giving our
veterans a voice.
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