March 19, 2025 • 60 mins
Kristoffer Doura's powerful testimony of faith, purpose, and second chances resonates deeply as he shares his extraordinary life journey. Standing 6'8" and once a formidable offensive tackle for the Miami Dolphins, Kristoffer reveals how his life trajectory changed dramatically following a near-death experience during his NFL career. After collapsing from severe dehydration that caused a life-threatening blood clot, Kristoffer flatlined on the operating table, experiencing what he describes as a divine encounter that reshaped his understanding of his purpose on earth.
The spiritual revival during this critical moment led Kristoffer to recommit his life to Christ and pivot his considerable talents toward business and philanthropy. Armed with both a bachelor's degree and master's in business administration – credentials he pursued alongside his athletic career – Kristoffer established DEK Holding and its wealth management division DEK Wealth, where he helps clients build generational wealth through ethical investment strategies.
What distinguishes Kristoffer's approach to financial management is his unwavering commitment to integrating Christian values into every aspect of his work. Rejecting the false dichotomy between faith and finance, he emphasizes the importance of value-aligned investment decisions and his three-part philosophy: save, grow, preserve. This methodology not only creates financial prosperity but establishes meaningful legacies for his clients and their families.
Perhaps most impressive is Kristoffer's passion for giving back through Dream to Lead (D2L), a non-profit organization he founded serving youth ages 11-24. The initiative focuses on mentorship, mental health, education and STEAMS skills, empowering young people with the tools to succeed regardless of whether they pursue athletic, academic, or vocational paths. Having experienced both the height of athletic achievement and the humbling brush with mortality, Kristoffer brings unique perspective to his mission of developing well-rounded future leaders.
Ready to transform your approach to wealth, purpose, and legacy? Connect with Kristoffer through d2lead.org or reach out about wealth management services at dekholdingllc@gmail.com. His story reminds us that our greatest setbacks can become the foundation for our most meaningful contributions.
Mark as Played
Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:02):
You're tuned in to Friends and Family, a God's Way
Radio exclusive where weintroduce you to some amazing
people.
In John, chapter 15, verse 15,jesus says I have called you
friends for all things that Iheard from my Father I have made
known to you.
That's our aim that God wouldbe made known to you.
Stay with us until the end ofour conversation for more
(00:22):
information on this program andother unique offerings from
God's Way Radio.
Joey (00:28):
This is another one of those brought to you by CBMC
Guests and Interviews.
So, our ambassador, I thinkthat's what I'm going to start
calling you, sir.
Cbmc ambassador.
I like that, omar.
It's good to have you, glad tohave you here.
Omar (00:43):
Glad to have you, glad to be here.
Yeah, thank you well.
Joey (00:46):
I'm glad I'm here too and our guest today is christopher
dora.
Did I pronounce that correct?
Kristoffer (00:51):
you certainly did, thank you in the name of jesus,
amen.
It's good to have you.
Joey (00:56):
It's good to have you and we're gonna get into some things
and, um, you know I'll.
I'll go this way first.
Usually we start off.
Okay, where were you born?
Tell me about your family.
We're gonna go in a little bitmore of a circuitous route here.
Just came to my mind.
But remember, as you'relistening live today, march the
19th, we're going to be livehere in the studio till 4 30
refresh block of live time herein the afternoon.
(01:18):
You can call, you can text atany point in our conversation.
We'd love to hear from786-313-3115.
That's our studio phone number.
Christopher, I want to ask youwhat it is about.
Business that the Lord hasblessed you in that in a sense,
(01:41):
connected you with CBMC, right?
What's the connection there?
Why are my friends at CBMCintroducing me to you today?
There must be a businesselement that you do or that the
Lord has blessed, or that youenjoy.
Kristoffer (01:54):
Well, first and foremost, I just want to give my
glory to God.
I've been through so much in mylife and God is certainly the
reason I get up every singlemorning, and God is certainly
the reason I get up every singlemorning, you know, after going
through a near death experienceand you know having an
opportunity with the NFL andbeing raised in Miami.
(02:15):
You know we have a lot ofoptions because we get exposed
to so many different things, butwhen you realize that God has a
purpose and a destiny for everysingle person, each one of us
my story really from Haiti andwhen we decided to transition.
(02:37):
I was born in Queens flush inNew York and we came to Florida
at an early age only because mymother knew that the weather
wasn't so great.
You know, for my eldest sibling, she had obviously a condition
with asthma, wow.
So we came to Florida and Iwent to Miami Southridge.
So go, spartans.
Speaker 1 (02:55):
Hey.
Kristoffer (02:56):
I did a year of high school football.
It was one game, one highlight.
I played defensive tackle and Isacked the quarterback when
they said Hut, hut, hike, hike,and I smashed through best play
of my life because it got meinto college, wow, and
university of charleston, westvirginia, gave me a full ride
and I was, just, you know, fullof gratitude.
I, uh, I did five years atcharleston and, and, and walked
(03:20):
out with a master's in businessadministration and leadership.
But I always had purposebecause as a child I watched my
mother, you know, with you know,watching the soap operas and
general hospital.
That's what I remember.
But I always wanted to be, youknow, a physician.
But I knew that that was a costand a longer term, you know of
(03:40):
schooling.
Yeah.
So I said you know what?
You know, I was always hookedon Wall Street because of
Trading Places, that movie withDan Aykroyd and Eddie Murphy and
it really inspired me because Iwas so intrigued to get into
wealth management, investmentstocks and bonds.
But I knew nothing about it.
That's not what we talked aboutat the dinner table.
Come to find out.
(04:02):
That was my motivation.
To do business is to say, oneday I want to become my own CEO.
And as I fast forward, I hadalready my master's degree upon
leaving Charleston and then Idecided to come and try out for
the Miami Dolphins.
That was the beginning of anamazing opportunity to go pro,
(04:24):
had some time with the Finns andyou know definitely I had about
a good three-year track recordas a football player.
But I got hurt in Pittsburgh.
I got hurt with Steelers andwhat happened there was I
dehydrated severely.
Oh wow, I collapsed on thefield and one thing led to
another where I had no ideawhere I was at, rushed out on an
(04:47):
ambulance to the hospital andwhen I got there, the doctor
said it didn't look good andthey said Chris, you got a blood
clot.
Oh, my goodness, and my heart'sracing.
I didn't know what to do.
And I told them well, I gottado something, because God is
watching over me.
And I repented, I dideverything I could, you know,
because as humans.
We just, you know, we don't knowwhat to do at that time.
So I realized at that verymoment that God, God was putting
(05:11):
me through something.
God was allowing me to see thathe had a bigger purpose for me.
They said, Chris, we got twooptions.
We're going to actually have tocut your leg off and amputate
it because your blood clot,there's not enough circulation
of blood flow.
At 22 years old, you don'treally know what that meant and
as a professional athlete,Correct.
Joey (05:30):
I mean this is wow.
Kristoffer (05:33):
It was a situation where I asked them well, what's
my other option?
They said, well, we got a 50-50shot of an operation and that
may save your leg.
We went into surgery and, asthey're performing this
operation, my heart couldn'ttake it and my heart flatlined
during this operation and I diedright there on the stretcher.
(05:55):
I had the out-of-bodyexperience.
I can tell you that God and thelight shunned upon me in that
very moment and I held on andGod said Chris, there's so much
more for you.
Football was a stepping stone.
Your purpose is a lot bigger,for impact.
And within the couple ofminutes that I was out, I
(06:20):
realized that servitude.
And this is where I'm going totake exactly what I do today is
servitude is the nature of whyCNBC has allowed me to enter
into that world.
Joey (06:33):
Yeah, yeah, well, I'm good , I'm done.
No, no, I mean, what an amazingstory.
I was going to make a commentbecause I spent a lot of time
talking to college athletes.
Omar (06:48):
And most of them believe that they're going to make it to
the NFL and, as we know, veryfew very, very few of them will
make it, and I tell them, themost important thing you can get
out of this university is adegree.
If you fail to do that, youreally have not taken advantage
of what the university has givenyou.
And when I listened to ourguest today to come out of the
(07:12):
university as a football playerwith a master's degree I know he
played for the Dolphins, butGod had a bigger plan for him.
He used the university insteadof the university using him.
Joey (07:24):
Yeah because you said with your master's, so you did five
or six years, uh, five, fiveyears, five, complete.
So you're, you said, bachelor'sin business administration and
leadership.
Kristoffer (07:34):
Well, that was the, the bachelor's of science, okay,
and then I said, let me pushthrough and get a master's of
business administration.
And then the concentration wasleadership got it awesome,
awesome.
And now where you at in youracademic journey, I hear we're
gonna have to call you doctorswell, right now I'm a candidate,
uh, for a doctorate in businessadministration with a
(07:58):
concentration inentrepreneurship excellent,
excellent and um.
And that really brings me to.
You know why I do what I do.
You know, after my journey ofgetting a second chance at life,
I was out for about threemonths in the hospital,
(09:11):
no-transcript, and with all ofthat I've really gone into
business for myself today and Irepresent myself, which is Deck
Holding.
And Deck Holding has a divisioncalled Deck Wealth which is
mostly investment advisory thatI help people with managing
their assets with Charles Schwab.
Joey (09:33):
So that's what you're doing right now Deck Holding and
Deck Wealth, correct, sofinancial management.
Kristoffer (09:38):
Financial management is my day job.
Joey (09:41):
Yeah, I was going to say that Excellent is my day job.
Kristoffer (09:43):
Yeah, I was gonna say and, um, and then you know
what I do um with, with, with alittle bit of time that I have
outside of you know mydoctorates is.
I actually founded um, anon-profit called dream to lead,
d2l, and it's helping childrenfrom 11 through 24 years of age
mentorship, mental health,education, steams.
(10:05):
Stes is not STEM because we'veadded the A for arts and the S
for sports, so it's science,technology, engineering, arts,
math and sports, and we didn'tforget about the vocational
skills.
So Dream to Lead is my passionto help the kids.
But I figured, with thosethings that I do, servitude is
really my purpose Helping peoplewith their day-to-day helping
(10:28):
children and the youth and then,just, you know, being a man of
God.
Joey (10:33):
So we got the big picture here, the full.
The bird's eye view is the wordI was looking for.
So now let's go back a littlebit.
Uh, you said you grew up in newyork, about how old were you
when you came down to miami?
Kristoffer (10:47):
I was about seven years old okay, so pretty young.
Joey (10:51):
And were you, would you say your family was poor, middle
class rich.
Where were you guys atfinancially?
Kristoffer (10:56):
we were in the middle middle, we had everything
we needed.
Obviously, you know, everybodywants a better situation but I
think we had all of ouressentials.
We never went hungry.
Joey (11:05):
Yeah, and who was at home?
Mom, dad, sisters, brothers.
Kristoffer (11:09):
Both parents and two sisters.
Family of five.
I'm the youngest, believe it ornot, so it's like a descending
slope.
The eldest is the shortest andthe middle, and then me, being
the youngest but the tallest.
Joey (11:26):
And as you were growing up , was it kind of like a given
because of your size and weightand athleticism, like all right,
he's gonna play sports, likeeverybody knows he has to.
How did that go as a young guy,as a big guy growing up?
Kristoffer (11:34):
well, I always was the tallest kid out of the batch
, um, but you know most of myjourney.
I didn't play organized sportsreally until, like you, until
high school.
It was Stu Rogers, the late StuRogers.
He was my football coach at thetime at Southridge.
He one day realized I startedlifting weights in high school
(11:55):
and said kid you may have anopportunity to go to college and
then for me in the household,growing up, I realized that, wow
, that's an opportunity for meto get an education and I may
have an opportunity to make somefriends.
Joey (12:08):
Would you have been the first college graduate or no
other people graduated in yourfamily?
Kristoffer (12:12):
Believe it or not, I was the first university
graduate in my family.
That's awesome.
And then my sisters.
They graduated after me.
Joey (12:19):
That's awesome.
That's a legacy.
That's awesome.
If you're the youngest, how'dyou beat them to it?
Well, no, yeah, Well, you know.
Kristoffer (12:27):
I went right into university from sports and they
took some time to get you knowwork experience, and then they
decided to kind of reenter intothe, into the education higher
ed lane.
Joey (12:38):
Dude, even even in school, running faster than everybody.
That's amazing, that's amazing.
And and you mentioned that,your your drive, right?
Well, your drive, yourmotivation was being inspired.
You know, seeing this movie orthe show, but but what else?
What else drove you to?
To want to get an education?
Why?
Why not stop at four years?
(13:00):
Why go on?
For the master?
What?
What do you remember from thedays that drove you and
motivated you?
Kristoffer (13:04):
the, the aspect of having the discipline, and then
seeing how the discipline alwaysopened doors for me, and I
realized that at a younger agethat if I could be in a
situation, the only way I canoutperform, the only way I can
do better, is by being the firstperson there is finishing
through, is being able to usewhat I learned in sports in life
(13:26):
, and that's really how Idecided to, you know, really be,
uh, you know, excited aboutlearning, because I knew that if
I learned, I was able tocompete.
And then just having that sportsmentality, yeah, is the reason
why I got into business.
To tell you the truth, becauseI feel that even at an early age
, I I've always been anentrepreneur and I gained enough
(13:48):
experience through all thechannels that I described.
But I said in the end, all beall, having a second chance at
life and being able to sharethat testimony has really
allowed me to say that whateverI really want to leave behind
and legacy was always theconversation that I thought
about.
But it's not until I became anactual expert and practitioner
(14:11):
and understood what does thatmean financially, what does that
mean philanthropically?
And then I said, well, how do Imesh all that into my world, so
that was the inspiration for me.
Joey (14:23):
But where do you get all that from?
I mean, was that your parents?
Was that the Lord?
Was that school Like these arebig ideas, man.
I mean not everybody wakes upwith this stuff?
Kristoffer (14:33):
Right, the Lord absolutely.
But I did have a good householdwith my mother and you know she
always encouraged us to go toschool and to learn something.
Omar (14:44):
You know I shouldn't be asking questions.
Joey (14:46):
No, you should, you should .
Omar (14:48):
But we talk about the Lord .
Let's talk a little bit aboutwhere, how and how strong did
you meet the Lord and how youhave gotten to this point.
Because we talked a lot aboutbusiness, let's talk a little
bit about the business of God inyour life as you were growing
up.
Caller (15:04):
Yeah.
Omar (15:06):
Great question.
Caller (15:07):
Omar.
Kristoffer (15:07):
Well, thank you so much, Omar.
I believe that God had apurpose and he's always rooted
that purpose in me at a youngage.
But it's not until when I wentto college and I faced adversity
in Charleston West Virginiawhere I was not received as
easily.
I was always the standout kindof guy.
(15:27):
And then Charleston WestVirginia is not up to date as
Miami and the trends and what'sgoing on.
So going through adversity initself broke me down and I'm
human.
But when you're injured andyou're really kind of on your
own, you left the nest, you'reaway in college, you're four or
(15:48):
five states north, not to saythat in new york, in florida and
then west virginia.
So when you go from city to totropical, to then now mountain,
that's a big change in itself.
And then having to deal withall that on your own, I turned
(16:09):
my life to Christ, going througha situation where I wanted to
quit sports.
I wanted to quit college.
I wanted to be done with itbecause I went through adversity
of not being welcomed andreceived, and I felt that the
only place that I can feel safewas under the Lord's worship.
So I gave my life to Christ incollege that's awesome and
(16:33):
realized that I can't do itwithout God.
And my mother would always tellme you can't quit, you're
almost done, just finish it, butfind a home in the church and
believe it or not.
Till this day I stillcommunicate with my pastor who
(16:55):
represents Brookside Ministriesin West Virginia, pastor Bruce
Hogan.
He has changed my life in somany ways because he's inspired
me to say you got to give it allto the Lord.
You can't figure this out.
This is the journey and, yes,you may have your head on your
shoulders, you may be in asituation where you think things
through, but the Lord is what'sgoing to guide you along this
journey.
And after I gave my life toChrist, I realized that that's
(17:18):
how I'm advancing.
That's how I'm being moreintrigued about the Bible and
trying to get more out ofunderstanding the scripture.
And as I progressed in my life,I recently became baptized at
the Kendall Church of God underthe leadership of Pastor Joel
and December 23rd 2023,.
(17:38):
I got baptized and gave my lifeto Christ, but went through the
water and that was the best,best feeling ever, and my life
has changed and has gone up eversince giving my life to Christ.
Joey (17:54):
Again, omar I'm so glad you asked about that and again,
a godly upbringing.
Omar (17:58):
And then you know the Lord allowing him, you know now
allowing him, allowingChristopher to go through what
he needed to go through tosurrender experience, knowledge,
understanding of business withthe wonderful experience of
being a Christian, and blendboth into your life, because the
(18:29):
natural tendency is to give onemore than the other.
Give God what God gives, caesarwhat Caesar.
But the tendency is oftentimesthat the flesh goes to the
business side and we do not letthe spirit lead.
So for someone like himselfhimself a young man who is both
a successful businessman and aman who loves the lord, that
(18:52):
whole thing of balance is a hugedaily, if not hourly, balancing
act well, it sounds like, justfrom the little bit that we've
heard, uh, that the balance.
Joey (19:05):
you know you're talking about practically balancing
things, but it sounds like themore you surrender to the lord,
the more you seek the lord, themore blessed you are, you know,
and it you know we're not sayingit's only about the dollar, but
the success in the ventures,the success in the missions that
god has for you, right, likethe non-profit, nonprofit and
things like that.
(19:25):
I just want to remind folks, ifyou just tuned in, we have a
very special guest with us,christopher Dura, and he's, if I
went down his CV, his bio, Imean it would take a whole other
20 minutes.
But he's a man that has appliedhimself.
He's a man that has um appliedhimself.
(19:45):
He's a man that has had somepretty cool experiences
professional nfl player with ourvery own miami dolphins for
about three years.
You said uh, but now is uhdoing wealth management.
Uh, now is wanting to leave alegacy in philanthropy and is
also growing in his relationshipwith Jesus.
I mean just a great gentlemanto talk, to Remember.
(20:08):
If you want to call or text,maybe you have a specific
question for Christopher, Maybeyou want to call, share a word
of encouragement or ask aquestion.
The phone lines are open herein the studio 786-313-3115.
You said, Christopher, thatyou've been an entrepreneur
since you were young.
What was your first business?
Was it a lemonade stand?
(20:29):
Was it after college?
What's the first?
Kristoffer (20:30):
business.
You remember venturing intoGreat question as a child.
You can make money back then at15.
You had to wait until you're 16to go get a corporate or some
gig.
So the first real entrepreneurwas knocking on doors to wash
cars.
Speaker 1 (20:50):
Nice.
Kristoffer (20:50):
Honestly, yeah, I would literally walk around with
a bucket soap, a sponge, atowel and I had some tire shine
and I would knock on neighbors'doors and ask them to wash their
cars.
And whatever I could do with myhands, whatever I could do to
be of service, it was alwaysingrained in me and believe it
or not?
I made money.
Yeah, I made money.
People would love the outcomeof of that and it inspired me to
(21:14):
always pursue you know my goalsbecause I realized if I could
put you know an idea together,concept, yeah, and, and you know
, just see how it goes.
You know, try it out.
You know, if it doesn't work,it doesn't work.
Joey (21:29):
But being able to take that risk has always been
ingrained in me yeah, you know Iwant to go down a little bit of
a rabbit trail here.
You, you touched on something.
You know I'm.
I'm a big uh foodie.
I love food, I love restaurants, you know, and I'll pay a
little bit of a premium if youtreat me good.
You know I'm half of it to theexperience.
I can probably cook this athome, right, buy the sauce,
(21:50):
whatever.
I'm there for experience, man,you know I want to be waited on,
I want to feel like I'm havinga great time and you know I love
that.
I love that, you know, maybetoo much, I don't know, but I
save a lot of money because Idon't do alcohol, so I save
money there.
But here's the point I thinkthere was that personable
(22:11):
service.
I think there was that workethic.
I think there was that man yeah, they could drive through a car
wash, but, man, this kid does agreat job.
This kid really works hard.
I want to go down that tangenta little bit and here's maybe a
more specific question.
I see online, I see nowadaysthese get-rich-quick schemes and
they're not the old ones.
You know the pyramid schemesand all that that people don't
(22:33):
fall for anymore.
But oh, you know, I don't evenknow the, you know, don't work
and just put money here and thenewest crypto and the thing and
whatever it is.
But I think that one of theways you found success must be
that personable service aspect.
Let's go down that line ofthought a little bit for folks
(22:55):
listening, thinking about man.
He does wealth management.
He's going to tell me how toget rich quick.
He's going to give me thesecret sauce.
If you have it, I'll get mynotes out, get your playbook out
.
If you have it, I'll write itdown.
But I have a feeling that's notwhat it is.
Kristoffer (23:10):
Well, personal service has always been a
passion, you know, making peoplesmile, making people feel good,
because the experience is whatpeople remember.
How you made them feel was howthey really tip you.
But, in actuality, it's beingable to know that you've done a
good deed and you've put sometime and focus into that good
(23:34):
deed.
And the way I would, you know,wash those cars from, you know,
the front to the back of the carto make sure that you would do
an extra coat of soap, to makesure that you would, you know,
really go into the details ofthe rims and to really, you know
, make sure that the car was drywithout any spots.
That was a result of beingcompassionate and being able to
(23:59):
really demonstrate that youcared, and that's how I apply
myself in what I do now helpingpeople in wealth management.
There isn't no get richovernight scheme.
Joey (24:11):
It's really a discipline.
I'll put my phone away.
Kristoffer (24:15):
It goes back to a discipline and kind of what
you're thinking about along yourjourney, because people learn
about wealth management anddifferent aspects of their world
and their journeys and,depending on what you're going
through, that's going todetermine your decisions and
really I'm here to guide youalong the course, obviously to
(24:36):
make sure you feel safe, youfeel comfortable, but at the
same time, when there is chaosgoing on right now in the world,
you're not going to make adecision that you're going to
regret.
So really, people, they hire meand they pay a fee to be able
to help me, help them stay thecourse.
Omar (24:59):
Yeah.
Are you a Christian investor oran investor who is a Christian?
In other words, in youreveryday, treating people and
working with people, some ofwhom may be Christians, some of
whom are not Christians, do youcome across as a Christian first
(25:19):
, investor second, or do you doyour job and then you're a
Christian?
How do you work that in theworkplace?
Kristoffer (25:26):
I'm a Christian first and I'm a man of God first
, because I believe that what Iwent through, I've realized that
I want to be around godly-likepeople.
There's a lot of dark out there.
There's a lot of people who singand dance a story, but in
actuality those aren't thepeople that are good for me Now.
(25:48):
Those are people that are outthere, but I want to be a man of
God first, who's led by God soI'm able to now lead others as a
Christian man.
And then what I do as aprofession and what I do in the
community follows through withthat.
Joey (26:03):
Right, Right.
And I think that's another keyto really being a I don't want
to use the wrong term herebecause I don't know what has a
negative connotation but a real,you know, having real wealth,
having real success.
You kind of get to pick yourown clients, kind of thing.
You know you get to choose whoyou want to work with, and
(26:29):
that's one of those goals Iwould think you know you were
talking about being your own CEO, being your your own boss,
where you're not having to justtake every client because you're
scratching for money.
Hey, I get to choose who I wantto work with, and it sounds
like that's the place you're atin your, in your business,
absolutely profession yeah, it'sa.
Kristoffer (26:42):
It's a great place because when you have a track
record I've been around for 15years, so my track record can
share that I have resilience andeven through the ups and downs
of time I've stayed the course,but I kept educating myself, I
kept advancing my knowledge andexperiences, because that's how
(27:03):
you can look at an analysis, youcan look at a chart, you can
look at you know um somestrategies and then help people.
But essentially, when I thinkabout it, it's really making
sure that I understand the goalsthat a client has.
Now, yes, you know, afteryou've been around for more than
a decade plus, you can starthandpicking and and, and you
(27:26):
know, really thinking about howyou can serve with your purpose,
because I am running also abusiness, and I'm running a
business that I got the sameexpenses, the same bills and the
same company, that I have avision to grow with God.
And by doing that, most of myclients I usually recommend,
(27:48):
when they have about a milliondollars in liquid assets, for
them to use me as an advisor,because now we are able to now
help them with their generationof wealth.
Because a lot of times, notthat I won't help a new person
that's learning aboutinvestments, but, if I had to
(28:10):
choose, I'm not chasing afterevery single client because I
want to make sure that I build arobust book of business that
can grow into becoming, you know, a billion dollar.
Advisory practice, yeah, and bydoing that that's my market,
yeah is helping those who, uh,have the capacity to be able to
think about generational wealthfor their children's children's
(28:32):
children.
Joey (28:33):
Yeah, now I want to ask you this where did you start?
How did you start right?
Speaker 1 (28:38):
because that's not where you started, so so maybe
you remember.
Joey (28:41):
Now again, you can't say name and anything.
Maybe you remember your firstclient, maybe you remember your
first office, maybe you rememberthe excitement of man,
somebody's willing to pay me 25.
Speaker 1 (28:51):
You know I don't know what was some of the first days
of of?
Joey (28:55):
uh, it was it the same name, or a company, or what was
some of the first days of thisprofession?
Kristoffer (28:59):
where I'm at today.
Um is a lot farther along, butokay essentially I want that day
one store that ground zero.
It was a headache yeah, allright, it was upside down.
Omar (29:11):
There's people listening that they want to be where
you're at yeah.
Joey (29:14):
They want to build this wealth.
They want to build a successfulbusiness.
Kristoffer (29:16):
So some of those day one stories yeah, you know, as
an entrepreneur, you just neverknow what's happening tomorrow,
because you have to think aboutevery single hat you know in
your business, whether it's thefront office, the back office
and what's happening in the day.
But at the same time, whenyou're managing a company, you
want to be able to presentsomething that's marketable,
(29:39):
something that is safe,something that feels good.
So the first client I ever hadtook a chance on me because they
spent some time with me andthey got to know me as a person
before they said you know, Iwant to invest the money with
you and I want to be able tofollow your guidance along this
journey, not because you knowwhat you're doing and you have a
(30:01):
great platform, but because Itrust you.
And that was really where Istarted was friends and family.
Nice, because, as a beginningfinance person, who's going to
really want to invest withsomebody who just started?
Not to say they won't, but atthe same time, people want to
know that you've put some timeinto learning about this stuff.
(30:21):
But now it's time for me togive you a chance.
And by giving me a chance wasthe way that I grew my business,
because people would give meintroductions and refer me,
based off of my personality andhow I treated them.
Joey (30:34):
Yeah, based on the service they got, right, based on the
service they got.
I want to ask you this,christopher.
I want to ask about lessonslearned from the wealthy right,
whether it was you becomingwealthy Again.
I'm not trying to get too deepinto your personal portfolio
numbers here I mean wealthy, youknow again, I don't not trying
(30:54):
to get too deep into yourpersonal portfolio numbers here,
but you know whether you're amillionaire or a billionaire,
you know when you finally hit,broke that ceiling and said, man
, I really have arrived at thisincredible place of wealth and
blessing and prosperity.
Or whether you've learned itthrough your clients, you know,
or some clients, what are somebig life lessons learned from
the wealthy.
Kristoffer (31:11):
You got to put money away.
You got to put money away indifferent places, and that's
really important, because itdoesn't matter where you're at
in the course.
You got to think about the whatifs.
Hey, if something doesn't go myway, if I don't generate that
amount, or if I'm in a positionwhere I have capacity, how do I
(31:32):
not only think about one basket?
Because some people get sonarrow that they focus on just
being so narrow that they missopportunities.
And by thinking about howwealthy people think about it,
it's well, let me think about mylegacy, because my legacy is
really why I'm doing all this.
Because, believe it or not,after my near-death experience,
(31:55):
I didn't think about what Ihadn't done.
I was thinking about, well,where am I at now?
And then, when I got a secondchance at life, it shifted my
mindset to say, you know, I gotto think about what I have not
done now, because I went throughan experience that opened up my
eyes.
Yeah, now, having you know, youknow my hands and and and my,
(32:15):
my experiences in wealthmanagement, I'm now able to, you
know, teach people to say yougot to save and you got to grow,
and then you got to preserve,save, grow, preserve.
those are the things that Iwould broken really essentially
tell people we're talking verysimple, Nothing technical, no
(32:37):
direction save grow preserve.
Omar (32:41):
Let me ask you a question about investing.
Anybody that invests has tounderstand the idea of risk
management when you're investing.
Risk management is an integralpart of that.
2008 is a good example of thatIn terms of collating the whole
idea of Christianity andbusiness.
What's the risk of being aChristian?
(33:04):
Because being a Christian isrisky, I mean, I don't care what
you think.
Speaker 1 (33:10):
I don't care what business you're in.
Omar (33:11):
So the whole idea of risk management from an investment
point of view is somethingyou're very much aware, but as a
Christian, we also need tounderstand that we have to
manage risk.
Even though we all work forJesus and Associates, we need to
understand that there's riskmanagement.
How do you deal with thatdichotomy of risk management
(33:32):
spiritually and financially?
Kristoffer (33:34):
Your value system.
Your value system plays apivotal role in what you do and
how you invest and then some ofthe things you would like to,
you know, grow your money in.
There are corporations, youknow, you know that do things
that are, that are dark yeahdoes a christian want to be in
an investment that has thingsthat are dark?
(33:55):
Probably?
Not but what if it makes you alot of money?
Then, you have to go back toyour core value system and pray
on it.
Because not every investment isthe right investment.
But at the same time, that'swhen you want to work with
somebody like a professionallike myself, to say you know,
let's do the research, let'sfigure out the ins and outs of
(34:15):
what this opportunity you'reconsidering and where it can
help you with your vision ofwhere you want to go.
Yeah, because essentially whathappens is a lot of times it's
kind of like that danglingcarrot it looks really great,
but where did it grow?
Speaker 1 (34:30):
from.
Kristoffer (34:31):
Who's actually, you know, offering this, you know,
great opportunity.
Speaker 1 (34:34):
Who's holding the?
Kristoffer (34:34):
stick.
Joey (34:35):
Who's holding the stick really?
Kristoffer (34:37):
So that's really where a professional who has
experience and has access toresearch could do that heavy
lifting for you and hasexperience, Correct Right.
Joey (34:46):
You know, hey, I saw this new and then you heard her going
.
You're the fifth person to tellme that.
Omar (34:51):
Well, let me tell you what I have learned about it.
Joey (34:54):
So, man, good, good stuff and again, a great question,
omar, you know, the other thingsI think about too is I'll try
to make the story short but tomake the point, it's a good
story.
A gentleman and not I'll saythe story I like the story.
Maybe you guys have differentopinions about it here.
Talk about risk management Liveradio.
(35:15):
Here we go.
Speaker 1 (35:16):
The story.
Joey (35:17):
The guy signed, man, I think it was for a home loan for
for, uh, you know, to buy ahome or a car.
I think it was a home.
And on the fine print it saidif you lose your job, you have
to tell us.
And he was so close to closingon the house and he got let go.
And so he calls the, the person, the banker, and he says hey,
(35:39):
this happened.
He goes what are you doing?
The banker's like, dude, you'rekilling this whole loan.
And he goes what do you mean?
The fine print?
He says you just just be quiet.
And he goes no, I'm a christian, I have to.
This is what the contract says.
He goes you're gonna lose thishouse, or I think it was to keep
his house, something crazydrastic.
He goes yeah, maybe, but I haveto, you know.
(36:02):
And and the loan went throughanyway he he declared it, he
signed it off and it wentthrough anyway, or something
like that, you know.
For he felt that that was whathe needed to do, to have
integrity into, and so again,these, these things, you're
gonna have to make that.
So you know, the financialworldly person saying no, no, no
, fudge the numbers.
No, no, don't read that.
Omar (36:19):
You know risk, you know being a christian can be risky
yeah, I, I wonder how do youdeal with a fine print, because
that's a very interesting word,the fine print?
Because as we're looking at thebig picture, we sometimes takes
the focus off the littlepicture which in the end, turns
out to be bigger than the bigpicture.
Kristoffer (36:40):
It's kind of like those commercials that always
have some new pharmaceuticaldrug and you know, towards the
ending of the commercial it'slike oh here are the risks you
know, death, nausea symptoms andyou won't be able to do
anything.
So it's kind of the same whenwe're talking about anything of
a financial instrument, you gotto have somebody that will read
(37:03):
the fine print or break it downfor you, because essentially,
what happens is that's reallywhere the real language and the
real information is uncovered isin the fine print.
So I always like to make surethat you know.
I'm very transparent with acustomer or a client because
they need to know, and verysimilar to your analogy and
(37:24):
story is that they had to gowith their gut feeling and it
was right, because God allowedthem to see that you know what,
it doesn't matter, I'm going totake care of you, no matter what
.
And that's how you have to leadpeople is to say that if your
faith is challenged, if you feelyour spirit is not correct,
that's God talking to you.
And look what happened themortgage lender still approved
(37:49):
the house and God said I'm goingto make this happen on our time
.
Joey (37:54):
Yeah, and I'm sorry if I interrupted, but it becomes a
testimony, right, because nowthat lender or that banker goes,
how did this happen?
And he goes, the god, and it'sinteresting as spiritual uh, as
as spiritual people.
Omar (38:06):
We need to understand that the biggest fine print is
scripture.
Kristoffer (38:10):
That's the finest, that is the finest print you're
ever gonna have.
It took me two years to readthe bible.
Omar (38:16):
Okay, so that's the fine print that we really have to
concentrate on.
Yeah, that's the finest printof all.
Yeah, yep, yep, under everycontract.
There's the fine print that wereally have to concentrate on.
Joey (38:23):
That's the finest print of all Yep, yep, yep, under every
contract, the Bible text is inthere right for a believer.
Hey, we got a text here to thestudio, grateful to be hearing
Christopher's story for so manyaccomplishments.
Yet all I heard is a humbleheart giving God the glory.
They sent a Bible verse whenyour treasure is there, your
heart will be also Matthew 6,verse 21.
They sent a bible verse whereyour treasure is there, your
heart will be also matthew,chapter 6, verse 21.
Kristoffer (38:44):
So I don't know if you want to respond to that text
to that listener, christopher,thank you so much, uh, listeners
today for, just you know,giving me a chance to get on air
and just you know, just be youknow grateful.
Yeah, you know, um, it'sexactly listeners like this that
inspire you to continue pushingthrough, and every single day
(39:06):
is not a perfect day, but whenyou pray, on it in wealth
management?
no but when you think about thechallenges that you face, yeah
and just be grateful, becauselife is not promised only god
knows what's going to happen.
Joey (39:21):
Amen.
And again, I think this is oneof the interviews Omar now
talking behind the scenes,technical.
We got to get this one onlinebecause the story that we've
been tracking with if somebodyjust tuned in, they didn't hear
about Miami Dolphins, near death, life change, new lease on life
.
So you got to hear.
If you're listening live, it'sMarch the 19th and we only have
(39:41):
about 20 minutes left.
You got to hear this from thebeginning because we've heard
and tracked with an incrediblestory that God is writing in and
through Christopher's life andChristopher, I want to ask one
question that's a little offtopic, but it's a little bit
more fun, but I want to leaveenough time for D2L.
Speaker 1 (40:02):
And if people have again, if you're not a day one.
Joey (40:05):
If you didn't tune in at 3.30, you don't even know what
I'm talking about yet.
Get your popcorn ready.
But before D2L, a few minutes.
Tell us about the NFL.
That's fun.
You know, three years in theNFL, miami Dolphins tell us some
fun stories.
Kristoffer (40:17):
Great experience, and you know who would imagine
that?
A mother who was 5'4".
Joey (40:25):
No way I imagined you're 6'1".
Kristoffer (40:27):
What Produce?
You know a son that became 6'8", 355 pounds and ran a 4.9 in
the 40-yard dash Dude, that'sfast for your size.
Yeah, a moving tank.
Wow, the 40 yard dash, that'sfast for your size.
Yeah, a moving tank.
But it was a great opportunitybecause just being a part of
just the uh, business offootball, it's a business,
(40:52):
people have to understand that.
But at the same time it's adream come true when you're able
to at least put your hand inthe dirt and be able to put your
whole life into one game, intoone practice that gets you to
the big stage.
Joey (41:08):
Christopher, we're going to pause right there because, oh
, we had a phone call and itdropped.
Hey, have you just tried tocall God's Radio?
Call again 786-313-3115.
I had a call, I don't know whathappened.
Please call us.
Call us at the studio786-313-3115.
Omar (41:24):
You know what I find interesting about you,
Christopher, and your culturalbackground.
From the cultural backgroundthat you come from, it is not
usual to see people that want tobecome entrepreneurs after the
first generation and Americanfootball players.
Speaker 1 (41:41):
I can see Haitians playing soccer but not football.
Omar (41:46):
And historically, because you come from that kind of a
country, the whole idea ofentrepreneurship doesn't fit the
cultural mold.
So you are away, quote unquote.
Which is great because you'rechanging the atmosphere of what
people expect from a certainpeople group.
Joey (42:06):
I think we got this phone call connected.
Hey, you're connected.
Live God's Way Radio.
Where are you calling us from?
From Kendall?
Great to hear from Kendall.
And what do you want to ask orshare with our guests?
Caller (42:18):
So I wanted to just share quickly that I just I.
I see I hear such anaccomplished man and all that
you can hear is him giving backthe glory to God and it's so
inspiring.
And I did have a quick questionto ask.
I don't know if this dabbled inthose couples therapy, but I am
curious to know his take on it.
(42:39):
How would you advise a couplethat their husband or their
partner, their spouse, is morefinancially risky and the other
one is like, not financiallyrisky and you see savings and
just risk in general verydifferently, in general, very,
tiffany.
How would you or is that evenanything that you get into?
(43:02):
Or you just expect a couple tocome in already united front in
that?
Joey (43:08):
He only takes perfect couples.
No, I'm just kidding, I'm justkidding.
First and foremost, we won't be, coming.
Just kidding.
Caller (43:15):
Go ahead Chris.
Kristoffer (43:16):
First and foremost, thank you so much for the
amazing testimony of you hearingwhat I had to say and I
encourage you to keep listening.
And God is working in your homeat the very moment.
Caller (43:32):
Amen.
Kristoffer (43:33):
To answer your question, I would first say that
you got to sit down with yourspouse and really go back to the
chalkboard.
You know, put, put one column,hey safe, and then put the other
column, risk, and then now, youknow, go back to the pros and
cons about it and then talk toyour spouse about how you feel,
(43:57):
because what's happening is, attimes there may not be enough
conversation about what'shappening with those decisions
and at times your spouse may noteven understand that you feel a
certain way about it.
And I think that could be thefirst step is communication.
Communication really couldsolve a lot of problems that we
have in the world.
And by you sitting down withyour spouse and saying, you know
(44:21):
what, let's first take thisleap of faith and let God allow
us to really draw out.
If you have to go back, you know, into your elementary days and
you know, get a coloring book orget something where you can
write how you feel, and then hecan write how he feels, and then
(44:41):
after that, bring that samesample of information to the
professional, because now wewill be able to help you and
guide you.
On investments, yeah, what'sconservative, what's a little
bit in the middle, and thenwhat's a little bit more riskier
, where he won't feel left outbut at the same time you can now
take measured, calculateddecisions together and everybody
wins and another thing that ishuge there, uh, for our caller.
Joey (45:06):
You know, I'm I'm learning too.
It's like making a visualthat's.
That seems like a big uh stepto um, a big deal right, a big
uh game changer.
You know, instead of justtalking back and forth and I had
a bad day so i'm'm louder today, you know that's just me.
Speaker 1 (45:22):
I'm not talking about our color.
Joey (45:24):
But you know, having it actually written out, because
sometimes it even you saidsomething along the lines of
letting you know how you feel,and I think that that's very
important is, when God createdman and woman, they were
(45:49):
designed with different desiresand different attributes that
they bring to marriage.
Caller (45:53):
So, you know, a woman would want to feel I want to
feel secured in my finances, inmy husband, in my marriage, and
he is always out there plowingthe land trying to make things
happen for us.
So I think that we complementeach other and that God put us
together so that there issomebody who's saying, hey, hold
back, that's a little wild.
And then somebody's saying, hey, we got to move forward, we got
(46:15):
to move forward, let's go.
So very, very, very cool topic,joey.
Thank you for bringing him on,and just what a pleasure to hear
such an accomplished man whojust places it all back in Jesus
.
Joey (46:29):
We thank the Lord and you've got to thank Omar over
here.
Cbmc, this has been a coolsegment.
Caller (46:35):
Well, actually is this the ad that I hear on Broadway
radio all the time.
Joey (46:41):
Omar's being shy.
Caller (46:41):
Thank you to our sponsor .
Omar (46:43):
Yeah, yes, yes, yes oh awesome.
Caller (46:46):
I never clicked on you guys because I'm not a Christian
businessman, I'm a housewifewoman.
Oh no, no, no, no, no, no.
Omar (46:55):
I will share the link.
Let me say something to you Ifyou are a housewife, you are a
businesswoman.
Trust me In the name of jesus,a huge businesswoman.
He doesn't know it yet, but hebetter figure it out that's
awesome, my sister, god blessyou, thank you, thank you you
know so funny.
Joey (47:11):
I saw uh man, I gotta do this very short I saw a um, a.
A video was a from a movie orshow or something, but it, it,
it was a portrayal of this.
What we just said.
Uh, this lady's applying for a,a position of personal
assistant, and he goes.
Oh, you don't have a lot ofexperience, you know she goes
and she got all emotional.
You know it was very dramatic.
(47:32):
But basically she said I manage.
I don't know how many calendarsI have managed play dates I, you
know, I I pick up prescriptions, I'm a nurse, I'm a doctor and
she goes.
With all due respect, sir, I'mpretty sure I can make sure you
get to your squash game on time,or whatever.
I don't know if you're gonnaget the job talking like that.
But point made, christopher.
Uh, man, we're gonna have tohave another segment with just
(47:54):
fun football stories orsomething.
Uh, because with the time wehave, let's talk.
Talk about D2L.
Kristoffer (48:00):
Dream to lead.
It's such a passion to servethe youth because I realized
that I wrote a book and became aWall Street Journal bestselling
author.
My book is available anywhere,whether it's Amazon Books.
A Million Barnes and NoblesJust find it online.
It's called let's Get it and 10Keys to Building your Nonprofit
(48:23):
to Maximum Impact.
I wrote that book in thepandemic and specifically to
make sure that because there wasa lot of resources that were no
(48:43):
longer being deployed fromdonors and then from also the
federal government, so writinglet's Get it was really a
solution.
Joey (48:54):
Yeah, I got to think, and correct me if I'm wrong, please,
but I got to think.
What was also going on therewas hey, how continue to to gain
an income and grow an income?
How can I be creative?
Hey, if, if I'm stuck indoorsor if there's these things going
on, I can write a book, I canfind something to do, because
that's a whole other subject ofwork ethic and hustle and
initiative.
I just wanted to point that out.
Omar (49:16):
It's interesting for me because you talked about your,
your financial life, yourspiritual life.
How about your family life?
What?
What kind life?
How about your family life?
What kind of?
Are you married?
Do you have children?
What is your family like?
Because, in the end, all ofthis is wonderful, but the first
thing is your spiritual life,followed by your family life,
absolutely, and then yourfinancial life.
Let's talk about what we havenot gotten into.
(49:39):
That's the middle ground.
What's your family life?
Kristoffer (49:44):
about what we have not gotten into in the middle of
your family life spouse, twokids at home and it's amazing to
, uh, you know, bring you knowthat love home, because I do
believe that and all else saidand done.
You know, your home is yourfortress yeah and, uh, we're all
you know, men and women andchildren of god.
We pray, we fast, we go tochurch.
And we're all you know, men andwomen and children of God.
We pray, we fast, we go tochurch, and we are in a
(50:05):
community.
And that's also to answer yourquestion about.
Dream to Lead is making surethat after I wrote that book, I
wanted to make sure that I canalso launch a philanthropic
legacy of impact, and how I wasgoing to do that was by founding
D2L.
Dream to Lead is focused onyouth advocacy, mentorship,
(50:28):
mental health, education andSTEAM science, technology,
engineering, arts and math, andsports and vocational skills.
I was able to really launch anorganization to impact 11 years
old all the way through 24,making sure that they had
resources if they don't go proand if they don't go into
entertainment, and they can fallback on skills.
Omar (50:49):
The whole idea of Dream to Live.
Kristoffer (50:51):
Dream to Lead D2L.
Omar (50:52):
I'm sorry, dream to Live, to Lead, to Lead.
Dream to Lead is the training,for that was at your home.
In other words, if you're goingto dream to lead outside the
home, you better get that rightwith your two kids.
Absolutely.
What good does it good us todream to lead outside if we're
(51:13):
not dreaming and leading inside?
Kristoffer (51:15):
Absolutely.
We launched D2L last year andwere very successful at helping
to impact 200 youth across notonly Broward and Dade County.
We hosted a camp, which we'regoing to have a camp this summer
in Miami, as well as also thewest coast of Florida Naples.
So we're going to run a campand we're going to attract 350
(51:38):
kids from all walks of lifewithin the ages of 11 all the
way through 18.
And, specifically, we're goingto have sponsors, food vendors
who want to share their impact.
But we're looking for leaders,people who want to share their
stories of how successfulthey've become in their life and
also become mentors, and webelieve that that's going to be
an inspiration.
(51:59):
Believe that that's going to bean inspiration After our first
successful camp that we had atD1 Training Facility in
Deerfield Beach, florida, lastyear, we actually were able to
capture a corporate campaignwith Florida Atlantic University
for the next three years.
So we're fundraising at FAU andreally allowing people to learn
about our programming and we'reon growth mode right now.
(52:21):
So D2L is so inspired and it'sled by God.
Omar (52:26):
Let me say this because we're coming to the end and we
have heard a lot from you, butfor you guys that want to hear
even more, that has not beentouched upon here today.
I urge you.
We're having a CBMC lunch nextweek, tuesday the 25th, at the
94th Air Squadron Restaurant,which is right over 57th and the
(52:46):
airport.
And guess what?
Speaker 1 (52:49):
Our friend here that you've been listening to for the
last hour will be our speaker.
Omar (52:54):
I'll be interviewing him, but you know by now I'm going to
be asking very few questionsbecause he has all the answers
but if you really want to know alittle bit more and meet him
personally, I really urge you.
If you could be with us nexttuesday at noon at the 94th air
squadron restaurant and you canhear and see, because one thing
(53:15):
is to hear christopher, but man,you're gonna see him too.
Kristoffer (53:18):
Yeah, you're gonna 4.7 fm hey you're gonna see,
you're going to see him too 4.7FM hey hey, hey, you're going to
see why.
Joey (53:24):
I asked Was it just like a guarantee that you were going
to play football?
Everybody just assumed it.
You'll see for yourself.
So that's March 25th, right.
Omar (53:32):
March 25th, Tuesday noon at the 94 Squadron, and
Christopher will be there andit'll be a great opportunity to
follow up on what you've heard.
Kristoffer (53:41):
Show up and show up.
Omar (53:43):
Show up and show up.
Joey (53:45):
Excellent.
The website for Dream to Leadis d2leadorg.
D2leadorg you know there mightbe people listening that they
have 11 through 24-year-olds,that they want to get connected,
or maybe there's a studentlistening, so that's pretty cool
.
I want people to have D2Leadorg.
Kristoffer (54:07):
Follow us also on social media, which is Dream at
D2L to be able to follow us andfollow us, hashtag us, connect
with us, because we're going toreally be inspired to bring in a
new batch of youth who want tolearn and connect with us.
(54:27):
And if you're interested tolearn more about wealth
management, also connect with meon my website, deckholdingllc.
At Gmail and then also followdeck underscore underscore
holding on instagram my deck isdek right dek, dek holdingcom,
(54:48):
dek holdingcom, well deckholding llc.
Oh, okay, at gmailcom, but thendeck holdingcom is the website,
the website perfect.
Joey (54:59):
Uh, christopher, I just wanted to with the last few
minutes that we have just kindof give you the the floor here.
Anything we didn't cover anyfinal words you want to leave
with the listening family again,you might have.
Well, we know for sure we havehousewives listening.
You know homemakers, uh, weknow for sure that we have
families, men, business,entrepreneur, I mean anybody
(55:20):
could be listening.
So what are some final thoughtsyou have for the family?
Kristoffer (55:23):
Well, I just want to give my glory to God, first and
foremost because I woke up thismorning feeling inspired and,
for whatever reason, I drovefrom the West Coast into Miami
today and normally I would takethe 75 interstate, the 75, you
know, interstate, but forwhatever reason, my GPS rerouted
(55:45):
me and it rerouted me toImmokalee and the Miccosukee and
basically the back roads.
And when I say fog, when I saystress, and I was alone on an
island driving through all that.
I prayed and I asked God to justbe with me on this journey,
because I had no idea what wasin front of me, but the two
(56:08):
hours it took to get throughthose gray clouds, I was one
with God and I was allowingmyself to really have the
intimate moment with God.
So the last words that I wouldsay is that when you feel alone
and you feel scared, pray andknow that God is always going to
be there with you.
Whatever happens along thatjourney, it's going to be okay
(56:30):
nine times out of ten, becauseif you have faith and you do
believe, you will overcome anyobstacle, any challenge.
So don't allow yourself ever togive up and quit, because there
was a couple of times where Isaid I'm going to pull over and
stop, but I had to be at acertain place at a certain time
and I let everything pour intomy spirit through God.
Caller (56:48):
Yeah.
Kristoffer (56:49):
So stay inspired and stay motivated, because if
you're having a dark time, ifyou're having a moment where you
just don't feel like you cancontinue to go one more step,
take a moment to breathe.
Feel like you can continue togo one more step.
Take a moment to breathe, slowyour heart rate down by just
relaxing, breathing in your nose, out your mouth, but also
making sure that you can ask Godto continue to guide you and
(57:10):
leading you through your nextcourse.
Omar (57:12):
A lot of the people that are listening today are driving
through a fog.
It may not be a real fog, butit's a fog in their lives.
In order for the light ofChrist, we have to look for the
light of Christ to burn throughthe fog, and oftentimes the fog
comes from the evil one.
So we have to look at the lightand allow that to burn through
(57:32):
the fog so that you can reallyget to see him the way he is.
The evil one doesn't want us tosee him.
Sometimes, through a fog, yousee something different and by
being in God, it's clear.
He's very clear.
There's nothing foggy about God, so it's a great thing he just
brought us.
Yeah.
Joey (57:52):
So again, whether it's physically, whether it's the
fogs of life, and again, ifyou've been listening to our
conversation here withChristopher Dura, again, if I
were to say and start to listright masters in business and
philanthropists and wealthmanagement and NFL and soon to
be doctorate, I mean so muchthat he's got going on that God
(58:14):
has done in and through him.
But there was many times in hislife when he could have given
up.
You know, 22 years old, I thinkit was.
He could have given up, he, 22years old, I think it was he he
could have given up.
He said, man, you know, I almostdied, I'm gonna, I'm gonna turn
inward, I'm gonna worry aboutmyself.
But he said, no, I have asecond lease on life, I'm gonna
see what I can do for others, uh, and then I'm sure, in this
journey of um, entrepreneurship,wealth management, building
(58:37):
businesses I well, you said it,it's not every day is good or
perfect.
So, uh, what an encouragement,what a testimony and what a word
to end on.
And again, if you ever havequestions for us or any of our
guests, please reach out to ushere at god's way radio.
Again, thank you to cbmc forconnecting us, which says
wonderful people.
Thank you for their support,christian's Businessmen's
(59:02):
Association, cbmc, and you canfind them online at
CBMCSouthFloridacom.
And make sure to attend thelunch coming up, march 25th.
If you're listening live.
Until next time.
Men, thank you so much forbeing here, thank you so?
Much Amen, grace and peace.
Speaker 1 (59:22):
We hope you enjoyed Friends and Family, unique
conversations recorded andproduced in our studios, where
you get a chance to hear whatGod is doing in people's lives.
Jesus tells us in John 15,verse 15, I have called you
friends For all things that Iheard from my Father I have made
known to you.
So that's why we love to sharethese exclusive interviews with
you.
Our hope is that through theirstories God will be made known
(59:46):
to you, but you can only findthem here on God's Way Radio.
Just check godswayradiocom forour full program schedule.
You're tuned in to Friends and Family, a God's Way
Radio exclusive where weintroduce you to some amazing
people.
In John, chapter 15, verse 15,jesus says I have called you
friends for all things that Iheard from my Father I have made
known to you.
That's our aim that God wouldbe made known to you.
Stay with us until the end ofour conversation for more
(00:22):
information on this program andother unique offerings from
God's Way Radio.
Joey (00:28):
This is another one of those brought to you by CBMC
Guests and Interviews.
So, our ambassador, I thinkthat's what I'm going to start
calling you, sir.
Cbmc ambassador.
I like that, omar.
It's good to have you, glad tohave you here.
Omar (00:43):
Glad to have you, glad to be here.
Yeah, thank you well.
Joey (00:46):
I'm glad I'm here too and our guest today is christopher
dora.
Did I pronounce that correct?
Kristoffer (00:51):
you certainly did, thank you in the name of jesus,
amen.
It's good to have you.
Joey (00:56):
It's good to have you and we're gonna get into some things
and, um, you know I'll.
I'll go this way first.
Usually we start off.
Okay, where were you born?
Tell me about your family.
We're gonna go in a little bitmore of a circuitous route here.
Just came to my mind.
But remember, as you'relistening live today, march the
19th, we're going to be livehere in the studio till 4 30
refresh block of live time herein the afternoon.
(01:18):
You can call, you can text atany point in our conversation.
We'd love to hear from786-313-3115.
That's our studio phone number.
Christopher, I want to ask youwhat it is about.
Business that the Lord hasblessed you in that in a sense,
(01:41):
connected you with CBMC, right?
What's the connection there?
Why are my friends at CBMCintroducing me to you today?
There must be a businesselement that you do or that the
Lord has blessed, or that youenjoy.
Kristoffer (01:54):
Well, first and foremost, I just want to give my
glory to God.
I've been through so much in mylife and God is certainly the
reason I get up every singlemorning, and God is certainly
the reason I get up every singlemorning, you know, after going
through a near death experienceand you know having an
opportunity with the NFL andbeing raised in Miami.
(02:15):
You know we have a lot ofoptions because we get exposed
to so many different things, butwhen you realize that God has a
purpose and a destiny for everysingle person, each one of us
my story really from Haiti andwhen we decided to transition.
(02:37):
I was born in Queens flush inNew York and we came to Florida
at an early age only because mymother knew that the weather
wasn't so great.
You know, for my eldest sibling, she had obviously a condition
with asthma, wow.
So we came to Florida and Iwent to Miami Southridge.
So go, spartans.
Speaker 1 (02:55):
Hey.
Kristoffer (02:56):
I did a year of high school football.
It was one game, one highlight.
I played defensive tackle and Isacked the quarterback when
they said Hut, hut, hike, hike,and I smashed through best play
of my life because it got meinto college, wow, and
university of charleston, westvirginia, gave me a full ride
and I was, just, you know, fullof gratitude.
I, uh, I did five years atcharleston and, and, and walked
(03:20):
out with a master's in businessadministration and leadership.
But I always had purposebecause as a child I watched my
mother, you know, with you know,watching the soap operas and
general hospital.
That's what I remember.
But I always wanted to be, youknow, a physician.
But I knew that that was a costand a longer term, you know of
(03:40):
schooling.
Yeah.
So I said you know what?
You know, I was always hookedon Wall Street because of
Trading Places, that movie withDan Aykroyd and Eddie Murphy and
it really inspired me because Iwas so intrigued to get into
wealth management, investmentstocks and bonds.
But I knew nothing about it.
That's not what we talked aboutat the dinner table.
Come to find out.
(04:02):
That was my motivation.
To do business is to say, oneday I want to become my own CEO.
And as I fast forward, I hadalready my master's degree upon
leaving Charleston and then Idecided to come and try out for
the Miami Dolphins.
That was the beginning of anamazing opportunity to go pro,
(04:24):
had some time with the Finns andyou know definitely I had about
a good three-year track recordas a football player.
But I got hurt in Pittsburgh.
I got hurt with Steelers andwhat happened there was I
dehydrated severely.
Oh wow, I collapsed on thefield and one thing led to
another where I had no ideawhere I was at, rushed out on an
(04:47):
ambulance to the hospital andwhen I got there, the doctor
said it didn't look good andthey said Chris, you got a blood
clot.
Oh, my goodness, and my heart'sracing.
I didn't know what to do.
And I told them well, I gottado something, because God is
watching over me.
And I repented, I dideverything I could, you know,
because as humans.
We just, you know, we don't knowwhat to do at that time.
So I realized at that verymoment that God, God was putting
(05:11):
me through something.
God was allowing me to see thathe had a bigger purpose for me.
They said, Chris, we got twooptions.
We're going to actually have tocut your leg off and amputate
it because your blood clot,there's not enough circulation
of blood flow.
At 22 years old, you don'treally know what that meant and
as a professional athlete,Correct.
Joey (05:30):
I mean this is wow.
Kristoffer (05:33):
It was a situation where I asked them well, what's
my other option?
They said, well, we got a 50-50shot of an operation and that
may save your leg.
We went into surgery and, asthey're performing this
operation, my heart couldn'ttake it and my heart flatlined
during this operation and I diedright there on the stretcher.
(05:55):
I had the out-of-bodyexperience.
I can tell you that God and thelight shunned upon me in that
very moment and I held on andGod said Chris, there's so much
more for you.
Football was a stepping stone.
Your purpose is a lot bigger,for impact.
And within the couple ofminutes that I was out, I
(06:20):
realized that servitude.
And this is where I'm going totake exactly what I do today is
servitude is the nature of whyCNBC has allowed me to enter
into that world.
Joey (06:33):
Yeah, yeah, well, I'm good , I'm done.
No, no, I mean, what an amazingstory.
I was going to make a commentbecause I spent a lot of time
talking to college athletes.
Omar (06:48):
And most of them believe that they're going to make it to
the NFL and, as we know, veryfew very, very few of them will
make it, and I tell them, themost important thing you can get
out of this university is adegree.
If you fail to do that, youreally have not taken advantage
of what the university has givenyou.
And when I listened to ourguest today to come out of the
(07:12):
university as a football playerwith a master's degree I know he
played for the Dolphins, butGod had a bigger plan for him.
He used the university insteadof the university using him.
Joey (07:24):
Yeah because you said with your master's, so you did five
or six years, uh, five, fiveyears, five, complete.
So you're, you said, bachelor'sin business administration and
leadership.
Kristoffer (07:34):
Well, that was the, the bachelor's of science, okay,
and then I said, let me pushthrough and get a master's of
business administration.
And then the concentration wasleadership got it awesome,
awesome.
And now where you at in youracademic journey, I hear we're
gonna have to call you doctorswell, right now I'm a candidate,
uh, for a doctorate in businessadministration with a
(07:58):
concentration inentrepreneurship excellent,
excellent and um.
And that really brings me to.
You know why I do what I do.
You know, after my journey ofgetting a second chance at life,
I was out for about threemonths in the hospital,
(09:11):
no-transcript, and with all ofthat I've really gone into
business for myself today and Irepresent myself, which is Deck
Holding.
And Deck Holding has a divisioncalled Deck Wealth which is
mostly investment advisory thatI help people with managing
their assets with Charles Schwab.
Joey (09:33):
So that's what you're doing right now Deck Holding and
Deck Wealth, correct, sofinancial management.
Kristoffer (09:38):
Financial management is my day job.
Joey (09:41):
Yeah, I was going to say that Excellent is my day job.
Kristoffer (09:43):
Yeah, I was gonna say and, um, and then you know
what I do um with, with, with alittle bit of time that I have
outside of you know mydoctorates is.
I actually founded um, anon-profit called dream to lead,
d2l, and it's helping childrenfrom 11 through 24 years of age
mentorship, mental health,education, steams.
(10:05):
Stes is not STEM because we'veadded the A for arts and the S
for sports, so it's science,technology, engineering, arts,
math and sports, and we didn'tforget about the vocational
skills.
So Dream to Lead is my passionto help the kids.
But I figured, with thosethings that I do, servitude is
really my purpose Helping peoplewith their day-to-day helping
(10:28):
children and the youth and then,just, you know, being a man of
God.
Joey (10:33):
So we got the big picture here, the full.
The bird's eye view is the wordI was looking for.
So now let's go back a littlebit.
Uh, you said you grew up in newyork, about how old were you
when you came down to miami?
Kristoffer (10:47):
I was about seven years old okay, so pretty young.
Joey (10:51):
And were you, would you say your family was poor, middle
class rich.
Where were you guys atfinancially?
Kristoffer (10:56):
we were in the middle middle, we had everything
we needed.
Obviously, you know, everybodywants a better situation but I
think we had all of ouressentials.
We never went hungry.
Joey (11:05):
Yeah, and who was at home?
Mom, dad, sisters, brothers.
Kristoffer (11:09):
Both parents and two sisters.
Family of five.
I'm the youngest, believe it ornot, so it's like a descending
slope.
The eldest is the shortest andthe middle, and then me, being
the youngest but the tallest.
Joey (11:26):
And as you were growing up , was it kind of like a given
because of your size and weightand athleticism, like all right,
he's gonna play sports, likeeverybody knows he has to.
How did that go as a young guy,as a big guy growing up?
Kristoffer (11:34):
well, I always was the tallest kid out of the batch
, um, but you know most of myjourney.
I didn't play organized sportsreally until, like you, until
high school.
It was Stu Rogers, the late StuRogers.
He was my football coach at thetime at Southridge.
He one day realized I startedlifting weights in high school
(11:55):
and said kid you may have anopportunity to go to college and
then for me in the household,growing up, I realized that, wow
, that's an opportunity for meto get an education and I may
have an opportunity to make somefriends.
Joey (12:08):
Would you have been the first college graduate or no
other people graduated in yourfamily?
Kristoffer (12:12):
Believe it or not, I was the first university
graduate in my family.
That's awesome.
And then my sisters.
They graduated after me.
Joey (12:19):
That's awesome.
That's a legacy.
That's awesome.
If you're the youngest, how'dyou beat them to it?
Well, no, yeah, Well, you know.
Kristoffer (12:27):
I went right into university from sports and they
took some time to get you knowwork experience, and then they
decided to kind of reenter intothe, into the education higher
ed lane.
Joey (12:38):
Dude, even even in school, running faster than everybody.
That's amazing, that's amazing.
And and you mentioned that,your your drive, right?
Well, your drive, yourmotivation was being inspired.
You know, seeing this movie orthe show, but but what else?
What else drove you to?
To want to get an education?
Why?
Why not stop at four years?
(13:00):
Why go on?
For the master?
What?
What do you remember from thedays that drove you and
motivated you?
Kristoffer (13:04):
the, the aspect of having the discipline, and then
seeing how the discipline alwaysopened doors for me, and I
realized that at a younger agethat if I could be in a
situation, the only way I canoutperform, the only way I can
do better, is by being the firstperson there is finishing
through, is being able to usewhat I learned in sports in life
(13:26):
, and that's really how Idecided to, you know, really be,
uh, you know, excited aboutlearning, because I knew that if
I learned, I was able tocompete.
And then just having that sportsmentality, yeah, is the reason
why I got into business.
To tell you the truth, becauseI feel that even at an early age
, I I've always been anentrepreneur and I gained enough
(13:48):
experience through all thechannels that I described.
But I said in the end, all beall, having a second chance at
life and being able to sharethat testimony has really
allowed me to say that whateverI really want to leave behind
and legacy was always theconversation that I thought
about.
But it's not until I became anactual expert and practitioner
(14:11):
and understood what does thatmean financially, what does that
mean philanthropically?
And then I said, well, how do Imesh all that into my world, so
that was the inspiration for me.
Joey (14:23):
But where do you get all that from?
I mean, was that your parents?
Was that the Lord?
Was that school Like these arebig ideas, man.
I mean not everybody wakes upwith this stuff?
Kristoffer (14:33):
Right, the Lord absolutely.
But I did have a good householdwith my mother and you know she
always encouraged us to go toschool and to learn something.
Omar (14:44):
You know I shouldn't be asking questions.
Joey (14:46):
No, you should, you should .
Omar (14:48):
But we talk about the Lord .
Let's talk a little bit aboutwhere, how and how strong did
you meet the Lord and how youhave gotten to this point.
Because we talked a lot aboutbusiness, let's talk a little
bit about the business of God inyour life as you were growing
up.
Caller (15:04):
Yeah.
Omar (15:06):
Great question.
Caller (15:07):
Omar.
Kristoffer (15:07):
Well, thank you so much, Omar.
I believe that God had apurpose and he's always rooted
that purpose in me at a youngage.
But it's not until when I wentto college and I faced adversity
in Charleston West Virginiawhere I was not received as
easily.
I was always the standout kindof guy.
(15:27):
And then Charleston WestVirginia is not up to date as
Miami and the trends and what'sgoing on.
So going through adversity initself broke me down and I'm
human.
But when you're injured andyou're really kind of on your
own, you left the nest, you'reaway in college, you're four or
(15:48):
five states north, not to saythat in new york, in florida and
then west virginia.
So when you go from city to totropical, to then now mountain,
that's a big change in itself.
And then having to deal withall that on your own, I turned
(16:09):
my life to Christ, going througha situation where I wanted to
quit sports.
I wanted to quit college.
I wanted to be done with itbecause I went through adversity
of not being welcomed andreceived, and I felt that the
only place that I can feel safewas under the Lord's worship.
So I gave my life to Christ incollege that's awesome and
(16:33):
realized that I can't do itwithout God.
And my mother would always tellme you can't quit, you're
almost done, just finish it, butfind a home in the church and
believe it or not.
Till this day I stillcommunicate with my pastor who
(16:55):
represents Brookside Ministriesin West Virginia, pastor Bruce
Hogan.
He has changed my life in somany ways because he's inspired
me to say you got to give it allto the Lord.
You can't figure this out.
This is the journey and, yes,you may have your head on your
shoulders, you may be in asituation where you think things
through, but the Lord is what'sgoing to guide you along this
journey.
And after I gave my life toChrist, I realized that that's
(17:18):
how I'm advancing.
That's how I'm being moreintrigued about the Bible and
trying to get more out ofunderstanding the scripture.
And as I progressed in my life,I recently became baptized at
the Kendall Church of God underthe leadership of Pastor Joel
and December 23rd 2023,.
(17:38):
I got baptized and gave my lifeto Christ, but went through the
water and that was the best,best feeling ever, and my life
has changed and has gone up eversince giving my life to Christ.
Joey (17:54):
Again, omar I'm so glad you asked about that and again,
a godly upbringing.
Omar (17:58):
And then you know the Lord allowing him, you know now
allowing him, allowingChristopher to go through what
he needed to go through tosurrender experience, knowledge,
understanding of business withthe wonderful experience of
being a Christian, and blendboth into your life, because the
(18:29):
natural tendency is to give onemore than the other.
Give God what God gives, caesarwhat Caesar.
But the tendency is oftentimesthat the flesh goes to the
business side and we do not letthe spirit lead.
So for someone like himselfhimself a young man who is both
a successful businessman and aman who loves the lord, that
(18:52):
whole thing of balance is a hugedaily, if not hourly, balancing
act well, it sounds like, justfrom the little bit that we've
heard, uh, that the balance.
Joey (19:05):
you know you're talking about practically balancing
things, but it sounds like themore you surrender to the lord,
the more you seek the lord, themore blessed you are, you know,
and it you know we're not sayingit's only about the dollar, but
the success in the ventures,the success in the missions that
god has for you, right, likethe non-profit, nonprofit and
things like that.
(19:25):
I just want to remind folks, ifyou just tuned in, we have a
very special guest with us,christopher Dura, and he's, if I
went down his CV, his bio, Imean it would take a whole other
20 minutes.
But he's a man that has appliedhimself.
He's a man that has um appliedhimself.
(19:45):
He's a man that has had somepretty cool experiences
professional nfl player with ourvery own miami dolphins for
about three years.
You said uh, but now is uhdoing wealth management.
Uh, now is wanting to leave alegacy in philanthropy and is
also growing in his relationshipwith Jesus.
I mean just a great gentlemanto talk, to Remember.
(20:08):
If you want to call or text,maybe you have a specific
question for Christopher, Maybeyou want to call, share a word
of encouragement or ask aquestion.
The phone lines are open herein the studio 786-313-3115.
You said, Christopher, thatyou've been an entrepreneur
since you were young.
What was your first business?
Was it a lemonade stand?
(20:29):
Was it after college?
What's the first?
Kristoffer (20:30):
business.
You remember venturing intoGreat question as a child.
You can make money back then at15.
You had to wait until you're 16to go get a corporate or some
gig.
So the first real entrepreneurwas knocking on doors to wash
cars.
Speaker 1 (20:50):
Nice.
Kristoffer (20:50):
Honestly, yeah, I would literally walk around with
a bucket soap, a sponge, atowel and I had some tire shine
and I would knock on neighbors'doors and ask them to wash their
cars.
And whatever I could do with myhands, whatever I could do to
be of service, it was alwaysingrained in me and believe it
or not?
I made money.
Yeah, I made money.
People would love the outcomeof of that and it inspired me to
(21:14):
always pursue you know my goalsbecause I realized if I could
put you know an idea together,concept, yeah, and, and you know
, just see how it goes.
You know, try it out.
You know, if it doesn't work,it doesn't work.
Joey (21:29):
But being able to take that risk has always been
ingrained in me yeah, you know Iwant to go down a little bit of
a rabbit trail here.
You, you touched on something.
You know I'm.
I'm a big uh foodie.
I love food, I love restaurants, you know, and I'll pay a
little bit of a premium if youtreat me good.
You know I'm half of it to theexperience.
I can probably cook this athome, right, buy the sauce,
(21:50):
whatever.
I'm there for experience, man,you know I want to be waited on,
I want to feel like I'm havinga great time and you know I love
that.
I love that, you know, maybetoo much, I don't know, but I
save a lot of money because Idon't do alcohol, so I save
money there.
But here's the point I thinkthere was that personable
(22:11):
service.
I think there was that workethic.
I think there was that man yeah, they could drive through a car
wash, but, man, this kid does agreat job.
This kid really works hard.
I want to go down that tangenta little bit and here's maybe a
more specific question.
I see online, I see nowadaysthese get-rich-quick schemes and
they're not the old ones.
You know the pyramid schemesand all that that people don't
(22:33):
fall for anymore.
But oh, you know, I don't evenknow the, you know, don't work
and just put money here and thenewest crypto and the thing and
whatever it is.
But I think that one of theways you found success must be
that personable service aspect.
Let's go down that line ofthought a little bit for folks
(22:55):
listening, thinking about man.
He does wealth management.
He's going to tell me how toget rich quick.
He's going to give me thesecret sauce.
If you have it, I'll get mynotes out, get your playbook out
.
If you have it, I'll write itdown.
But I have a feeling that's notwhat it is.
Kristoffer (23:10):
Well, personal service has always been a
passion, you know, making peoplesmile, making people feel good,
because the experience is whatpeople remember.
How you made them feel was howthey really tip you.
But, in actuality, it's beingable to know that you've done a
good deed and you've put sometime and focus into that good
(23:34):
deed.
And the way I would, you know,wash those cars from, you know,
the front to the back of the carto make sure that you would do
an extra coat of soap, to makesure that you would, you know,
really go into the details ofthe rims and to really, you know
, make sure that the car was drywithout any spots.
That was a result of beingcompassionate and being able to
(23:59):
really demonstrate that youcared, and that's how I apply
myself in what I do now helpingpeople in wealth management.
There isn't no get richovernight scheme.
Joey (24:11):
It's really a discipline.
I'll put my phone away.
Kristoffer (24:15):
It goes back to a discipline and kind of what
you're thinking about along yourjourney, because people learn
about wealth management anddifferent aspects of their world
and their journeys and,depending on what you're going
through, that's going todetermine your decisions and
really I'm here to guide youalong the course, obviously to
(24:36):
make sure you feel safe, youfeel comfortable, but at the
same time, when there is chaosgoing on right now in the world,
you're not going to make adecision that you're going to
regret.
So really, people, they hire meand they pay a fee to be able
to help me, help them stay thecourse.
Omar (24:59):
Yeah.
Are you a Christian investor oran investor who is a Christian?
In other words, in youreveryday, treating people and
working with people, some ofwhom may be Christians, some of
whom are not Christians, do youcome across as a Christian first
(25:19):
, investor second, or do you doyour job and then you're a
Christian?
How do you work that in theworkplace?
Kristoffer (25:26):
I'm a Christian first and I'm a man of God first
, because I believe that what Iwent through, I've realized that
I want to be around godly-likepeople.
There's a lot of dark out there.
There's a lot of people who singand dance a story, but in
actuality those aren't thepeople that are good for me Now.
(25:48):
Those are people that are outthere, but I want to be a man of
God first, who's led by God soI'm able to now lead others as a
Christian man.
And then what I do as aprofession and what I do in the
community follows through withthat.
Joey (26:03):
Right, Right.
And I think that's another keyto really being a I don't want
to use the wrong term herebecause I don't know what has a
negative connotation but a real,you know, having real wealth,
having real success.
You kind of get to pick yourown clients, kind of thing.
You know you get to choose whoyou want to work with, and
(26:29):
that's one of those goals Iwould think you know you were
talking about being your own CEO, being your your own boss,
where you're not having to justtake every client because you're
scratching for money.
Hey, I get to choose who I wantto work with, and it sounds
like that's the place you're atin your, in your business,
absolutely profession yeah, it'sa.
Kristoffer (26:42):
It's a great place because when you have a track
record I've been around for 15years, so my track record can
share that I have resilience andeven through the ups and downs
of time I've stayed the course,but I kept educating myself, I
kept advancing my knowledge andexperiences, because that's how
(27:03):
you can look at an analysis, youcan look at a chart, you can
look at you know um somestrategies and then help people.
But essentially, when I thinkabout it, it's really making
sure that I understand the goalsthat a client has.
Now, yes, you know, afteryou've been around for more than
a decade plus, you can starthandpicking and and, and you
(27:26):
know, really thinking about howyou can serve with your purpose,
because I am running also abusiness, and I'm running a
business that I got the sameexpenses, the same bills and the
same company, that I have avision to grow with God.
And by doing that, most of myclients I usually recommend,
(27:48):
when they have about a milliondollars in liquid assets, for
them to use me as an advisor,because now we are able to now
help them with their generationof wealth.
Because a lot of times, notthat I won't help a new person
that's learning aboutinvestments, but, if I had to
(28:10):
choose, I'm not chasing afterevery single client because I
want to make sure that I build arobust book of business that
can grow into becoming, you know, a billion dollar.
Advisory practice, yeah, and bydoing that that's my market,
yeah is helping those who, uh,have the capacity to be able to
think about generational wealthfor their children's children's
(28:32):
children.
Joey (28:33):
Yeah, now I want to ask you this where did you start?
How did you start right?
Speaker 1 (28:38):
because that's not where you started, so so maybe
you remember.
Joey (28:41):
Now again, you can't say name and anything.
Maybe you remember your firstclient, maybe you remember your
first office, maybe you rememberthe excitement of man,
somebody's willing to pay me 25.
Speaker 1 (28:51):
You know I don't know what was some of the first days
of of?
Joey (28:55):
uh, it was it the same name, or a company, or what was
some of the first days of thisprofession?
Kristoffer (28:59):
where I'm at today.
Um is a lot farther along, butokay essentially I want that day
one store that ground zero.
It was a headache yeah, allright, it was upside down.
Omar (29:11):
There's people listening that they want to be where
you're at yeah.
Joey (29:14):
They want to build this wealth.
They want to build a successfulbusiness.
Kristoffer (29:16):
So some of those day one stories yeah, you know, as
an entrepreneur, you just neverknow what's happening tomorrow,
because you have to think aboutevery single hat you know in
your business, whether it's thefront office, the back office
and what's happening in the day.
But at the same time, whenyou're managing a company, you
want to be able to presentsomething that's marketable,
(29:39):
something that is safe,something that feels good.
So the first client I ever hadtook a chance on me because they
spent some time with me andthey got to know me as a person
before they said you know, Iwant to invest the money with
you and I want to be able tofollow your guidance along this
journey, not because you knowwhat you're doing and you have a
(30:01):
great platform, but because Itrust you.
And that was really where Istarted was friends and family.
Nice, because, as a beginningfinance person, who's going to
really want to invest withsomebody who just started?
Not to say they won't, but atthe same time, people want to
know that you've put some timeinto learning about this stuff.
(30:21):
But now it's time for me togive you a chance.
And by giving me a chance wasthe way that I grew my business,
because people would give meintroductions and refer me,
based off of my personality andhow I treated them.
Joey (30:34):
Yeah, based on the service they got, right, based on the
service they got.
I want to ask you this,christopher.
I want to ask about lessonslearned from the wealthy right,
whether it was you becomingwealthy Again.
I'm not trying to get too deepinto your personal portfolio
numbers here I mean wealthy, youknow again, I don't not trying
(30:54):
to get too deep into yourpersonal portfolio numbers here,
but you know whether you're amillionaire or a billionaire,
you know when you finally hit,broke that ceiling and said, man
, I really have arrived at thisincredible place of wealth and
blessing and prosperity.
Or whether you've learned itthrough your clients, you know,
or some clients, what are somebig life lessons learned from
the wealthy.
Kristoffer (31:11):
You got to put money away.
You got to put money away indifferent places, and that's
really important, because itdoesn't matter where you're at
in the course.
You got to think about the whatifs.
Hey, if something doesn't go myway, if I don't generate that
amount, or if I'm in a positionwhere I have capacity, how do I
(31:32):
not only think about one basket?
Because some people get sonarrow that they focus on just
being so narrow that they missopportunities.
And by thinking about howwealthy people think about it,
it's well, let me think about mylegacy, because my legacy is
really why I'm doing all this.
Because, believe it or not,after my near-death experience,
(31:55):
I didn't think about what Ihadn't done.
I was thinking about, well,where am I at now?
And then, when I got a secondchance at life, it shifted my
mindset to say, you know, I gotto think about what I have not
done now, because I went throughan experience that opened up my
eyes.
Yeah, now, having you know, youknow my hands and and and my,
(32:15):
my experiences in wealthmanagement, I'm now able to, you
know, teach people to say yougot to save and you got to grow,
and then you got to preserve,save, grow, preserve.
those are the things that Iwould broken really essentially
tell people we're talking verysimple, Nothing technical, no
(32:37):
direction save grow preserve.
Omar (32:41):
Let me ask you a question about investing.
Anybody that invests has tounderstand the idea of risk
management when you're investing.
Risk management is an integralpart of that.
2008 is a good example of thatIn terms of collating the whole
idea of Christianity andbusiness.
What's the risk of being aChristian?
(33:04):
Because being a Christian isrisky, I mean, I don't care what
you think.
Speaker 1 (33:10):
I don't care what business you're in.
Omar (33:11):
So the whole idea of risk management from an investment
point of view is somethingyou're very much aware, but as a
Christian, we also need tounderstand that we have to
manage risk.
Even though we all work forJesus and Associates, we need to
understand that there's riskmanagement.
How do you deal with thatdichotomy of risk management
(33:32):
spiritually and financially?
Kristoffer (33:34):
Your value system.
Your value system plays apivotal role in what you do and
how you invest and then some ofthe things you would like to,
you know, grow your money in.
There are corporations, youknow, you know that do things
that are, that are dark yeahdoes a christian want to be in
an investment that has thingsthat are dark?
(33:55):
Probably?
Not but what if it makes you alot of money?
Then, you have to go back toyour core value system and pray
on it.
Because not every investment isthe right investment.
But at the same time, that'swhen you want to work with
somebody like a professionallike myself, to say you know,
let's do the research, let'sfigure out the ins and outs of
(34:15):
what this opportunity you'reconsidering and where it can
help you with your vision ofwhere you want to go.
Yeah, because essentially whathappens is a lot of times it's
kind of like that danglingcarrot it looks really great,
but where did it grow?
Speaker 1 (34:30):
from.
Kristoffer (34:31):
Who's actually, you know, offering this, you know,
great opportunity.
Speaker 1 (34:34):
Who's holding the?
Kristoffer (34:34):
stick.
Joey (34:35):
Who's holding the stick really?
Kristoffer (34:37):
So that's really where a professional who has
experience and has access toresearch could do that heavy
lifting for you and hasexperience, Correct Right.
Joey (34:46):
You know, hey, I saw this new and then you heard her going
.
You're the fifth person to tellme that.
Omar (34:51):
Well, let me tell you what I have learned about it.
Joey (34:54):
So, man, good, good stuff and again, a great question,
omar, you know, the other thingsI think about too is I'll try
to make the story short but tomake the point, it's a good
story.
A gentleman and not I'll saythe story I like the story.
Maybe you guys have differentopinions about it here.
Talk about risk management Liveradio.
(35:15):
Here we go.
Speaker 1 (35:16):
The story.
Joey (35:17):
The guy signed, man, I think it was for a home loan for
for, uh, you know, to buy ahome or a car.
I think it was a home.
And on the fine print it saidif you lose your job, you have
to tell us.
And he was so close to closingon the house and he got let go.
And so he calls the, the person, the banker, and he says hey,
(35:39):
this happened.
He goes what are you doing?
The banker's like, dude, you'rekilling this whole loan.
And he goes what do you mean?
The fine print?
He says you just just be quiet.
And he goes no, I'm a christian, I have to.
This is what the contract says.
He goes you're gonna lose thishouse, or I think it was to keep
his house, something crazydrastic.
He goes yeah, maybe, but I haveto, you know.
(36:02):
And and the loan went throughanyway he he declared it, he
signed it off and it wentthrough anyway, or something
like that, you know.
For he felt that that was whathe needed to do, to have
integrity into, and so again,these, these things, you're
gonna have to make that.
So you know, the financialworldly person saying no, no, no
, fudge the numbers.
No, no, don't read that.
Omar (36:19):
You know risk, you know being a christian can be risky
yeah, I, I wonder how do youdeal with a fine print, because
that's a very interesting word,the fine print?
Because as we're looking at thebig picture, we sometimes takes
the focus off the littlepicture which in the end, turns
out to be bigger than the bigpicture.
Kristoffer (36:40):
It's kind of like those commercials that always
have some new pharmaceuticaldrug and you know, towards the
ending of the commercial it'slike oh here are the risks you
know, death, nausea symptoms andyou won't be able to do
anything.
So it's kind of the same whenwe're talking about anything of
a financial instrument, you gotto have somebody that will read
(37:03):
the fine print or break it downfor you, because essentially,
what happens is that's reallywhere the real language and the
real information is uncovered isin the fine print.
So I always like to make surethat you know.
I'm very transparent with acustomer or a client because
they need to know, and verysimilar to your analogy and
(37:24):
story is that they had to gowith their gut feeling and it
was right, because God allowedthem to see that you know what,
it doesn't matter, I'm going totake care of you, no matter what
.
And that's how you have to leadpeople is to say that if your
faith is challenged, if you feelyour spirit is not correct,
that's God talking to you.
And look what happened themortgage lender still approved
(37:49):
the house and God said I'm goingto make this happen on our time
.
Joey (37:54):
Yeah, and I'm sorry if I interrupted, but it becomes a
testimony, right, because nowthat lender or that banker goes,
how did this happen?
And he goes, the god, and it'sinteresting as spiritual uh, as
as spiritual people.
Omar (38:06):
We need to understand that the biggest fine print is
scripture.
Kristoffer (38:10):
That's the finest, that is the finest print you're
ever gonna have.
It took me two years to readthe bible.
Omar (38:16):
Okay, so that's the fine print that we really have to
concentrate on.
Yeah, that's the finest printof all.
Yeah, yep, yep, under everycontract.
There's the fine print that wereally have to concentrate on.
Joey (38:23):
That's the finest print of all Yep, yep, yep, under every
contract, the Bible text is inthere right for a believer.
Hey, we got a text here to thestudio, grateful to be hearing
Christopher's story for so manyaccomplishments.
Yet all I heard is a humbleheart giving God the glory.
They sent a Bible verse whenyour treasure is there, your
heart will be also Matthew 6,verse 21.
They sent a bible verse whereyour treasure is there, your
heart will be also matthew,chapter 6, verse 21.
Kristoffer (38:44):
So I don't know if you want to respond to that text
to that listener, christopher,thank you so much, uh, listeners
today for, just you know,giving me a chance to get on air
and just you know, just be youknow grateful.
Yeah, you know, um, it'sexactly listeners like this that
inspire you to continue pushingthrough, and every single day
(39:06):
is not a perfect day, but whenyou pray, on it in wealth
management?
no but when you think about thechallenges that you face, yeah
and just be grateful, becauselife is not promised only god
knows what's going to happen.
Joey (39:21):
Amen.
And again, I think this is oneof the interviews Omar now
talking behind the scenes,technical.
We got to get this one onlinebecause the story that we've
been tracking with if somebodyjust tuned in, they didn't hear
about Miami Dolphins, near death, life change, new lease on life
.
So you got to hear.
If you're listening live, it'sMarch the 19th and we only have
(39:41):
about 20 minutes left.
You got to hear this from thebeginning because we've heard
and tracked with an incrediblestory that God is writing in and
through Christopher's life andChristopher, I want to ask one
question that's a little offtopic, but it's a little bit
more fun, but I want to leaveenough time for D2L.
Speaker 1 (40:02):
And if people have again, if you're not a day one.
Joey (40:05):
If you didn't tune in at 3.30, you don't even know what
I'm talking about yet.
Get your popcorn ready.
But before D2L, a few minutes.
Tell us about the NFL.
That's fun.
You know, three years in theNFL, miami Dolphins tell us some
fun stories.
Kristoffer (40:17):
Great experience, and you know who would imagine
that?
A mother who was 5'4".
Joey (40:25):
No way I imagined you're 6'1".
Kristoffer (40:27):
What Produce?
You know a son that became 6'8", 355 pounds and ran a 4.9 in
the 40-yard dash Dude, that'sfast for your size.
Yeah, a moving tank.
Wow, the 40 yard dash, that'sfast for your size.
Yeah, a moving tank.
But it was a great opportunitybecause just being a part of
just the uh, business offootball, it's a business,
(40:52):
people have to understand that.
But at the same time it's adream come true when you're able
to at least put your hand inthe dirt and be able to put your
whole life into one game, intoone practice that gets you to
the big stage.
Joey (41:08):
Christopher, we're going to pause right there because, oh
, we had a phone call and itdropped.
Hey, have you just tried tocall God's Radio?
Call again 786-313-3115.
I had a call, I don't know whathappened.
Please call us.
Call us at the studio786-313-3115.
Omar (41:24):
You know what I find interesting about you,
Christopher, and your culturalbackground.
From the cultural backgroundthat you come from, it is not
usual to see people that want tobecome entrepreneurs after the
first generation and Americanfootball players.
Speaker 1 (41:41):
I can see Haitians playing soccer but not football.
Omar (41:46):
And historically, because you come from that kind of a
country, the whole idea ofentrepreneurship doesn't fit the
cultural mold.
So you are away, quote unquote.
Which is great because you'rechanging the atmosphere of what
people expect from a certainpeople group.
Joey (42:06):
I think we got this phone call connected.
Hey, you're connected.
Live God's Way Radio.
Where are you calling us from?
From Kendall?
Great to hear from Kendall.
And what do you want to ask orshare with our guests?
Caller (42:18):
So I wanted to just share quickly that I just I.
I see I hear such anaccomplished man and all that
you can hear is him giving backthe glory to God and it's so
inspiring.
And I did have a quick questionto ask.
I don't know if this dabbled inthose couples therapy, but I am
curious to know his take on it.
(42:39):
How would you advise a couplethat their husband or their
partner, their spouse, is morefinancially risky and the other
one is like, not financiallyrisky and you see savings and
just risk in general verydifferently, in general, very,
tiffany.
How would you or is that evenanything that you get into?
(43:02):
Or you just expect a couple tocome in already united front in
that?
Joey (43:08):
He only takes perfect couples.
No, I'm just kidding, I'm justkidding.
First and foremost, we won't be, coming.
Just kidding.
Caller (43:15):
Go ahead Chris.
Kristoffer (43:16):
First and foremost, thank you so much for the
amazing testimony of you hearingwhat I had to say and I
encourage you to keep listening.
And God is working in your homeat the very moment.
Caller (43:32):
Amen.
Kristoffer (43:33):
To answer your question, I would first say that
you got to sit down with yourspouse and really go back to the
chalkboard.
You know, put, put one column,hey safe, and then put the other
column, risk, and then now, youknow, go back to the pros and
cons about it and then talk toyour spouse about how you feel,
(43:57):
because what's happening is, attimes there may not be enough
conversation about what'shappening with those decisions
and at times your spouse may noteven understand that you feel a
certain way about it.
And I think that could be thefirst step is communication.
Communication really couldsolve a lot of problems that we
have in the world.
And by you sitting down withyour spouse and saying, you know
(44:21):
what, let's first take thisleap of faith and let God allow
us to really draw out.
If you have to go back, you know, into your elementary days and
you know, get a coloring book orget something where you can
write how you feel, and then hecan write how he feels, and then
(44:41):
after that, bring that samesample of information to the
professional, because now wewill be able to help you and
guide you.
On investments, yeah, what'sconservative, what's a little
bit in the middle, and thenwhat's a little bit more riskier
, where he won't feel left outbut at the same time you can now
take measured, calculateddecisions together and everybody
wins and another thing that ishuge there, uh, for our caller.
Joey (45:06):
You know, I'm I'm learning too.
It's like making a visualthat's.
That seems like a big uh stepto um, a big deal right, a big
uh game changer.
You know, instead of justtalking back and forth and I had
a bad day so i'm'm louder today, you know that's just me.
Speaker 1 (45:22):
I'm not talking about our color.
Joey (45:24):
But you know, having it actually written out, because
sometimes it even you saidsomething along the lines of
letting you know how you feel,and I think that that's very
important is, when God createdman and woman, they were
(45:49):
designed with different desiresand different attributes that
they bring to marriage.
Caller (45:53):
So, you know, a woman would want to feel I want to
feel secured in my finances, inmy husband, in my marriage, and
he is always out there plowingthe land trying to make things
happen for us.
So I think that we complementeach other and that God put us
together so that there issomebody who's saying, hey, hold
back, that's a little wild.
And then somebody's saying, hey, we got to move forward, we got
(46:15):
to move forward, let's go.
So very, very, very cool topic,joey.
Thank you for bringing him on,and just what a pleasure to hear
such an accomplished man whojust places it all back in Jesus
.
Joey (46:29):
We thank the Lord and you've got to thank Omar over
here.
Cbmc, this has been a coolsegment.
Caller (46:35):
Well, actually is this the ad that I hear on Broadway
radio all the time.
Joey (46:41):
Omar's being shy.
Caller (46:41):
Thank you to our sponsor .
Omar (46:43):
Yeah, yes, yes, yes oh awesome.
Caller (46:46):
I never clicked on you guys because I'm not a Christian
businessman, I'm a housewifewoman.
Oh no, no, no, no, no, no.
Omar (46:55):
I will share the link.
Let me say something to you Ifyou are a housewife, you are a
businesswoman.
Trust me In the name of jesus,a huge businesswoman.
He doesn't know it yet, but hebetter figure it out that's
awesome, my sister, god blessyou, thank you, thank you you
know so funny.
Joey (47:11):
I saw uh man, I gotta do this very short I saw a um, a.
A video was a from a movie orshow or something, but it, it,
it was a portrayal of this.
What we just said.
Uh, this lady's applying for a,a position of personal
assistant, and he goes.
Oh, you don't have a lot ofexperience, you know she goes
and she got all emotional.
You know it was very dramatic.
(47:32):
But basically she said I manage.
I don't know how many calendarsI have managed play dates I, you
know, I I pick up prescriptions, I'm a nurse, I'm a doctor and
she goes.
With all due respect, sir, I'mpretty sure I can make sure you
get to your squash game on time,or whatever.
I don't know if you're gonnaget the job talking like that.
But point made, christopher.
Uh, man, we're gonna have tohave another segment with just
(47:54):
fun football stories orsomething.
Uh, because with the time wehave, let's talk.
Talk about D2L.
Kristoffer (48:00):
Dream to lead.
It's such a passion to servethe youth because I realized
that I wrote a book and became aWall Street Journal bestselling
author.
My book is available anywhere,whether it's Amazon Books.
A Million Barnes and NoblesJust find it online.
It's called let's Get it and 10Keys to Building your Nonprofit
(48:23):
to Maximum Impact.
I wrote that book in thepandemic and specifically to
make sure that because there wasa lot of resources that were no
(48:43):
longer being deployed fromdonors and then from also the
federal government, so writinglet's Get it was really a
solution.
Joey (48:54):
Yeah, I got to think, and correct me if I'm wrong, please,
but I got to think.
What was also going on therewas hey, how continue to to gain
an income and grow an income?
How can I be creative?
Hey, if, if I'm stuck indoorsor if there's these things going
on, I can write a book, I canfind something to do, because
that's a whole other subject ofwork ethic and hustle and
initiative.
I just wanted to point that out.
Omar (49:16):
It's interesting for me because you talked about your,
your financial life, yourspiritual life.
How about your family life?
What?
What kind life?
How about your family life?
What kind of?
Are you married?
Do you have children?
What is your family like?
Because, in the end, all ofthis is wonderful, but the first
thing is your spiritual life,followed by your family life,
absolutely, and then yourfinancial life.
Let's talk about what we havenot gotten into.
(49:39):
That's the middle ground.
What's your family life?
Kristoffer (49:44):
about what we have not gotten into in the middle of
your family life spouse, twokids at home and it's amazing to
, uh, you know, bring you knowthat love home, because I do
believe that and all else saidand done.
You know, your home is yourfortress yeah and, uh, we're all
you know, men and women andchildren of god.
We pray, we fast, we go tochurch.
And we're all you know, men andwomen and children of God.
We pray, we fast, we go tochurch, and we are in a
(50:05):
community.
And that's also to answer yourquestion about.
Dream to Lead is making surethat after I wrote that book, I
wanted to make sure that I canalso launch a philanthropic
legacy of impact, and how I wasgoing to do that was by founding
D2L.
Dream to Lead is focused onyouth advocacy, mentorship,
(50:28):
mental health, education andSTEAM science, technology,
engineering, arts and math, andsports and vocational skills.
I was able to really launch anorganization to impact 11 years
old all the way through 24,making sure that they had
resources if they don't go proand if they don't go into
entertainment, and they can fallback on skills.
Omar (50:49):
The whole idea of Dream to Live.
Kristoffer (50:51):
Dream to Lead D2L.
Omar (50:52):
I'm sorry, dream to Live, to Lead, to Lead.
Dream to Lead is the training,for that was at your home.
In other words, if you're goingto dream to lead outside the
home, you better get that rightwith your two kids.
Absolutely.
What good does it good us todream to lead outside if we're
(51:13):
not dreaming and leading inside?
Kristoffer (51:15):
Absolutely.
We launched D2L last year andwere very successful at helping
to impact 200 youth across notonly Broward and Dade County.
We hosted a camp, which we'regoing to have a camp this summer
in Miami, as well as also thewest coast of Florida Naples.
So we're going to run a campand we're going to attract 350
(51:38):
kids from all walks of lifewithin the ages of 11 all the
way through 18.
And, specifically, we're goingto have sponsors, food vendors
who want to share their impact.
But we're looking for leaders,people who want to share their
stories of how successfulthey've become in their life and
also become mentors, and webelieve that that's going to be
an inspiration.
(51:59):
Believe that that's going to bean inspiration After our first
successful camp that we had atD1 Training Facility in
Deerfield Beach, florida, lastyear, we actually were able to
capture a corporate campaignwith Florida Atlantic University
for the next three years.
So we're fundraising at FAU andreally allowing people to learn
about our programming and we'reon growth mode right now.
(52:21):
So D2L is so inspired and it'sled by God.
Omar (52:26):
Let me say this because we're coming to the end and we
have heard a lot from you, butfor you guys that want to hear
even more, that has not beentouched upon here today.
I urge you.
We're having a CBMC lunch nextweek, tuesday the 25th, at the
94th Air Squadron Restaurant,which is right over 57th and the
(52:46):
airport.
And guess what?
Speaker 1 (52:49):
Our friend here that you've been listening to for the
last hour will be our speaker.
Omar (52:54):
I'll be interviewing him, but you know by now I'm going to
be asking very few questionsbecause he has all the answers
but if you really want to know alittle bit more and meet him
personally, I really urge you.
If you could be with us nexttuesday at noon at the 94th air
squadron restaurant and you canhear and see, because one thing
(53:15):
is to hear christopher, but man,you're gonna see him too.
Kristoffer (53:18):
Yeah, you're gonna 4.7 fm hey you're gonna see,
you're going to see him too 4.7FM hey hey, hey, you're going to
see why.
Joey (53:24):
I asked Was it just like a guarantee that you were going
to play football?
Everybody just assumed it.
You'll see for yourself.
So that's March 25th, right.
Omar (53:32):
March 25th, Tuesday noon at the 94 Squadron, and
Christopher will be there andit'll be a great opportunity to
follow up on what you've heard.
Kristoffer (53:41):
Show up and show up.
Omar (53:43):
Show up and show up.
Joey (53:45):
Excellent.
The website for Dream to Leadis d2leadorg.
D2leadorg you know there mightbe people listening that they
have 11 through 24-year-olds,that they want to get connected,
or maybe there's a studentlistening, so that's pretty cool
.
I want people to have D2Leadorg.
Kristoffer (54:07):
Follow us also on social media, which is Dream at
D2L to be able to follow us andfollow us, hashtag us, connect
with us, because we're going toreally be inspired to bring in a
new batch of youth who want tolearn and connect with us.
(54:27):
And if you're interested tolearn more about wealth
management, also connect with meon my website, deckholdingllc.
At Gmail and then also followdeck underscore underscore
holding on instagram my deck isdek right dek, dek holdingcom,
(54:48):
dek holdingcom, well deckholding llc.
Oh, okay, at gmailcom, but thendeck holdingcom is the website,
the website perfect.
Joey (54:59):
Uh, christopher, I just wanted to with the last few
minutes that we have just kindof give you the the floor here.
Anything we didn't cover anyfinal words you want to leave
with the listening family again,you might have.
Well, we know for sure we havehousewives listening.
You know homemakers, uh, weknow for sure that we have
families, men, business,entrepreneur, I mean anybody
(55:20):
could be listening.
So what are some final thoughtsyou have for the family?
Kristoffer (55:23):
Well, I just want to give my glory to God, first and
foremost because I woke up thismorning feeling inspired and,
for whatever reason, I drovefrom the West Coast into Miami
today and normally I would takethe 75 interstate, the 75, you
know, interstate, but forwhatever reason, my GPS rerouted
(55:45):
me and it rerouted me toImmokalee and the Miccosukee and
basically the back roads.
And when I say fog, when I saystress, and I was alone on an
island driving through all that.
I prayed and I asked God to justbe with me on this journey,
because I had no idea what wasin front of me, but the two
(56:08):
hours it took to get throughthose gray clouds, I was one
with God and I was allowingmyself to really have the
intimate moment with God.
So the last words that I wouldsay is that when you feel alone
and you feel scared, pray andknow that God is always going to
be there with you.
Whatever happens along thatjourney, it's going to be okay
(56:30):
nine times out of ten, becauseif you have faith and you do
believe, you will overcome anyobstacle, any challenge.
So don't allow yourself ever togive up and quit, because there
was a couple of times where Isaid I'm going to pull over and
stop, but I had to be at acertain place at a certain time
and I let everything pour intomy spirit through God.
Caller (56:48):
Yeah.
Kristoffer (56:49):
So stay inspired and stay motivated, because if
you're having a dark time, ifyou're having a moment where you
just don't feel like you cancontinue to go one more step,
take a moment to breathe.
Feel like you can continue togo one more step.
Take a moment to breathe, slowyour heart rate down by just
relaxing, breathing in your nose, out your mouth, but also
making sure that you can ask Godto continue to guide you and
(57:10):
leading you through your nextcourse.
Omar (57:12):
A lot of the people that are listening today are driving
through a fog.
It may not be a real fog, butit's a fog in their lives.
In order for the light ofChrist, we have to look for the
light of Christ to burn throughthe fog, and oftentimes the fog
comes from the evil one.
So we have to look at the lightand allow that to burn through
(57:32):
the fog so that you can reallyget to see him the way he is.
The evil one doesn't want us tosee him.
Sometimes, through a fog, yousee something different and by
being in God, it's clear.
He's very clear.
There's nothing foggy about God, so it's a great thing he just
brought us.
Yeah.
Joey (57:52):
So again, whether it's physically, whether it's the
fogs of life, and again, ifyou've been listening to our
conversation here withChristopher Dura, again, if I
were to say and start to listright masters in business and
philanthropists and wealthmanagement and NFL and soon to
be doctorate, I mean so muchthat he's got going on that God
(58:14):
has done in and through him.
But there was many times in hislife when he could have given
up.
You know, 22 years old, I thinkit was.
He could have given up, he, 22years old, I think it was he he
could have given up.
He said, man, you know, I almostdied, I'm gonna, I'm gonna turn
inward, I'm gonna worry aboutmyself.
But he said, no, I have asecond lease on life, I'm gonna
see what I can do for others, uh, and then I'm sure, in this
journey of um, entrepreneurship,wealth management, building
(58:37):
businesses I well, you said it,it's not every day is good or
perfect.
So, uh, what an encouragement,what a testimony and what a word
to end on.
And again, if you ever havequestions for us or any of our
guests, please reach out to ushere at god's way radio.
Again, thank you to cbmc forconnecting us, which says
wonderful people.
Thank you for their support,christian's Businessmen's
(59:02):
Association, cbmc, and you canfind them online at
CBMCSouthFloridacom.
And make sure to attend thelunch coming up, march 25th.
If you're listening live.
Until next time.
Men, thank you so much forbeing here, thank you so?
Much Amen, grace and peace.
Speaker 1 (59:22):
We hope you enjoyed Friends and Family, unique
conversations recorded andproduced in our studios, where
you get a chance to hear whatGod is doing in people's lives.
Jesus tells us in John 15,verse 15, I have called you
friends For all things that Iheard from my Father I have made
known to you.
So that's why we love to sharethese exclusive interviews with
you.
Our hope is that through theirstories God will be made known
(59:46):
to you, but you can only findthem here on God's Way Radio.
Just check godswayradiocom forour full program schedule.
Popular Podcasts
Stuff You Should Know
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.
24/7 News: The Latest
The latest news in 4 minutes updated every hour, every day.
Dateline NBC
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com