Are Annuities Right for Widows? Understanding the Pros, Cons & What You Need to Know

In this episode of From Tears to Triumph: A Widow’s Journey, Tim (a financial advisor who specializes in working with widows) and Lindsay (grief coach and co-host) break down one of the most misunderstood financial products: annuities.

💡 Whether you're newly widowed or reevaluating your retirement plan, we explain:

• What annuities are (in simple terms)

• The different types: fixed, indexed, and more

• Pros and cons specific to widows’ needs

• What to watch out for: surrender charges, fees, and risks

• How annuities compare to high-yield savings accounts

• Why working with a grief-aware financial advisor matters

🎧 This episode is packed with practical insights—without the sales pitch. Learn how annuities might offer peace of mind or why they may not be the best fit for your financial goals.

👉 Subscribe for more compassionate, clear conversations about money, grief, and rebuilding life after loss.