Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!

Where saving money meets dramatic flair — this week, we go “over the top,” and not just with our frugality.

In this theatrical detour from budget-savvy tips, the hosts deliver a riotous breakdown of Hollywood's mostflamboyant performers. From actors who dramatically overdo it — cue David Caruso’s sunglasses pause and Beth Dutton’s verbal thunder — to those who elevate exaggeration into pure art like Al Pacino and Nicolas Cage, t...

In this heartfelt and illuminating conversation, Richard sits down with Lyndzey, a bodywork practitioner who turned personal pain into professional purpose. From the moment she shares how injury led her to explore the depths of physical and emotional healing, listeners are drawn into a world where massage therapy isn’t just about muscle relief—it’s about transformation.

Lyndzey opens up about the intuitive techniques she uses—like s...

In this episode of Frugalocity, we sit down with Robert Byrd, a Georgia-based real estate pro who’s flipping the script on what it means to be a Realtor. Forget AI and Digital Disruptors--Robert is all about service, trust, and showing up for his clients long after the closing papers are signed.

With over 14 years in the industry, Robert shares how he’s built a business on relationships, not transactions. From helping single moms wi...

Join us for a breezy and heartfelt journey through NorthCarolina’s lush mountain charm, as we swap the typical beach vacation for a frugal adventure full of natural beauty, historical intrigue, and unexpected gems. From the opulent halls of the Biltmore Estate to a misty mountainhop into Pisgah National Forest and Dupont State Park, thisepisode takes listeners through a refreshingly real family road trip that balanced affordability...

A Little Extra Credit Work?
Where smart habits meet savvy credit moves...

Welcome back to Frugalocity, where today we roll upour sleeves for a little “extra credit” work—financially speaking. In thisepisode, we break down what makes up your credit score, why it matters, and howsmall, consistent actions can make a big impact over time.

In Credit 101, we compare your credit score to afinancial GPA, explore the role of payment histor...

Welcome back, Frugalocity fam! Today we’re lathering up some good clean fun with two special guests—Adam and Megan Reed, the owners behind Shampoochie, the all-natural, dog-loving, budget-friendly shampoo line your pups didn’t know they needed. We first met the Reed's at the Cornelia Apple Festival and haven’t looked back since—because our muddy mutts, Snoophoggyhawg and Poppi, are living their best, freshest lives thanks to Sh...

Step into an inspiring conversation with Amanda and Richard as they relive the highlights of The Cancer Foundation’s second-annual Beyond the Battle Brunch—a heartfelt gathering for cancer patients, their families, caregivers, and the community. They’ll take you behind the scenes of this special event, sharing the impact of charitable giving, the power of community, and what makes The Cancer Foundation truly stand out.

But that’s no...

Welcome to another insightful episode of Frugalocity!

This week, we’re diving into The Millionaire Next Door,a classic book that reveals surprising truths about how everyday individuals build lasting wealth.

We break down the seven key habits of self-made millionaires—ranging from living below their means tostrategically choosing the right occupation. Plus, we add a 8th valuable insight from Charlie Munger: selecting a supportive sp...

In this engaging podcast episode, Richard Raby and CarlosPimenta discuss the evolution and impact of AI on everyday life, particularly for small and medium-sized businesses. Carlos (Charlie), CEO and Co-founder of Aethova,shares insights on how AI can demystify technology, enhance shopping experiences, and assist in budgeting. The conversation highlights the benefits of AI tools, the importance of adapting to technological changes,...

Discover the power of truly exceptional customer service in this episode, as Richard highlights two local gems: Your HVAC Guys and Commercial Property Tax Professionals. You'll hear the incredible stories of how these businesses didn't just meet expectations, they shattered them, providing unforgettable experiences. If you're curious to learn more about navigating the complexities of property taxes, be sure to check out...

Get ready for another fascinating episode of Frugalocity! This time, we’re diving into the world of health supplements and oral care, uncovering the real benefits and risks behind popular wellness trends.

First up, we break down the truth about Vitamin D, B vitamins, and Ashwagandha—what actually works, what might be unnecessary, and what could even be harmful in high doses. From boosting immunity to enhancing sleep and reducing str...

Want the inside scoop on the hottest health supplements without drowning in endless scientific reports? Richard does the heavy lifting for you, breaking down the benefits and risks of fish oil, creatine, and caffeine—all backed by insights from top experts like Peter Attia, Gary Brecka, Jordan Syatt, and Mark Hyman.

But it doesn’t stop there. We round things out with fresh new segments that keep things fun, frugal, and fabulous—cove...

Richard and Art Przybyl of Commercial PropertyTax Professionals delve into the intricacies of the property tax appeal process, revealing how savvy consumers can maximize their savings. They highlight the advantages of having a trained professional on your side, emphasizing how CPTP consistently secures fair value for property owners,surpassing the efforts of the average layperson. The discussion covers the comprehensive nature of t...

Richard sits down with Jerry Dickens to delve into his captivating book series, Middle School Days. Drawing from his rich experiences as a middle school teacher and coach, Jerry shares how his background has profoundly shaped his storytelling. His books beautifully portray the journey of self-discovery that middle schoolers embark on, emphasizing the value of friendship and the quest for belonging.

Their conversation also takes a th...

Relaxing on their back porch, Richard and Amanda recount their unforgettable trip to Pensacola Beach. From the thrilling spectacle of the Blue Angels to cheering on the Pensacola Blue Wahoos, every moment was a highlight. Their culinary adventures took them to iconic spots like McGuire's Irish Pub, Shaggy's, and Sidelines, while Downtown Pensacola and Fort Pickens added charm and flavor to their itinerary. They also dive in...

Join Richard as he explores the ins and outs of cacao with Jason Vanderhoven, the visionary founder of Choffy.com. Spoiler alert: it’s hard to find any downsides—aside from the fact that it’s primarily available only online. The numerous health benefits and incredible flavor make Choffy a standout. Honestly, with so much going for it, we can’t help but wonder why Choffy shops aren’t popping up on every corner!

Choffy Affiliate link ...

Richard engages in a conversation with Chip Geppi from Hybrid and Electric Car Sales, discussing Chip's brand vision and value proposition. Chip shares a compelling real-life example of how his shop repaired Richard's Chevy Volt at a fraction of the dealership's cost—a truly frugal deal. The episode also delves into the multi-dimensional model required for success in the auto sales market and highlights how Chip's s...