April 19, 2025 • 15 mins
Financial security isn't about lucky breaks or market timing – it's about intentional planning and consistent execution, as Edward Jones advisor Eric Tibbs knows from both professional expertise and painful personal experience.
Eric joined Edward Jones in 2008 after serving seven years in the Air Force, building his practice on Fort Myers Beach until Hurricane Ian "relocated him without permission" to Estero. What drives his passion for financial planning? Watching his grandparents lose what should have been a significant family legacy after poor financial guidance transformed their $700,000 farm sale into financial hardship, eventually forcing his grandmother with Alzheimer's onto Medicaid.
This defining experience shapes Eric's approach to retirement planning. He focuses on creating reliable "mailbox money" – consistent income streams that function like a paycheck during retirement, ensuring clients can cover essential expenses regardless of market volatility. "When the market goes crazy or we got COVID or whatever happens, you still get that mailbox money," Eric explains. His comprehensive planning addresses healthcare needs, lifestyle desires, and legacy goals for family members.
Eric dispels common financial misconceptions, particularly about market volatility and investment vehicles like annuities. "100% of the time, over the last 102 years, the market has always come back and come back bigger and stronger," he notes, while explaining that annuities serve a specific purpose as pension replacement tools within a broader financial strategy. The key? Having a detailed financial roadmap with clearly defined goals and timelines – just like the plans he and his father once used to build a plywood fishing boat in their garage.
Whether you're just starting with $200 monthly contributions to a Roth IRA or managing millions in assets, Eric's advice remains consistent: start early, develop a comprehensive plan, and work with an advisor who understands your unique needs and goals. Connect with Eric at Edward Jones in Estero to build your personalized pathway to financial freedom.
Edward Jones
Eric Tibbs
10800 Corkscrew Rd Suite 304, Estero, FL 33928
(239) 463-0164
eric.tibbs@edwardjones.com
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Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:02):
It's time to check out your neighbors on the Good
Neighbor podcast, where we bringgood vibes, great neighbors and
local businesses in SouthwestFlorida together.
Here's your host, Cabo JimSchaller.
Speaker 2 (00:14):
Welcome Good Neighbors to episode number 247
of the Good Neighbor podcast.
Today we have Good NeighborEric Tibbs from Edward Jones.
Welcome Well, thank you, jimfrom Edward Jones.
Welcome Well, thank you, jim.
Yeah, always a pleasure to getto know people here in the
community and share theirstories, and you've been in the
community for quite a while.
So for those people that aren'tfamiliar with Edward Jones,
(00:36):
let's share a little bit aboutwhat you do over at Edward Jones
.
Speaker 3 (00:40):
So Edward Jones is a full service financial house.
We've been around for 102 years.
We started back in St Louis in1922.
And we have roughly 20,000financial advisors around the
country.
And so I started with EdwardJones back in 2008.
(01:02):
I had left the Air Force afterseven years, done a couple years
in civilian life, and then Ifound myself wanting a career
change and so one of my best AirForce buddies had become an
Edward Jones financial advisorand he invited me to apply and
they were looking forex-military officers.
(01:22):
And so I applied and got hiredand they said where do you want
to go?
And I said I've been to SouthFlorida one time in my life and
I loved it, and so let's gothere.
And so I ended up down on FortMyers Beach and I started my
practice in July of 2008, backwhen the market was doing what
(01:44):
the market's doing today right,kind of turbulent times and have
built a successful practiceover the last 17 years.
I had an office down in SantiniPlaza on Fort Myers Beach for 14
years until Hurricane Ianrelocated me without my
permission right, and that'sokay.
God does that sometimes.
Relocated me without mypermission, right, you know, and
(02:04):
that's okay.
You know, god, god does thatsometimes, and so I ended up
over here in Estero, where we wehave a house, and we lived over
here since 2015, jim, so verynice, very nice, and it's.
Speaker 2 (02:16):
You know, it's always great to hear people that
follow their passions, you know.
You know they find a newdirection.
And you know, I did the samething.
I'm from Wisconsin originallybut I'm like I don't want to
live here anymore.
We don't want to live for moves.
I'm moving, I'm going.
I'll figure it out when I getthere.
Speaker 3 (02:32):
Well, you know, you know a Colorado boy who learned
how to hunt and fish from hisdad, and you know he was.
He was a big proponent ofproblem solvers rule the world
Right, all rule the world right.
And yeah, I just remember everyfriday night like he would load
my sister and my mom and I upinto this orange vw pop-top
camper van and as a young boy hetaught me how to hunt and how
(02:53):
to fish from the shores but andwe didn't have a boat, and so he
found some plans from his dadand we built a plywood fishing
boat in our garage and then hetaught me how to hunt and how to
fish in the best spots.
And when I was 10, nintendo wasbrand new, and so I said, dad,
(03:14):
will you buy me one?
He's like no son, but he walkedme down the street to Mr Andy
Sackman's house and taught mehow to ask Mr Sackman if I could
mow his lawn.
And so I mowed his lawn for thenext eight years and many
others in Pueblo, colorado,until I had the wonderful
opportunity to go play footballat the Air Force Academy in
(03:34):
Colorado Springs and graduatedwith a degree in structural
civil engineering, and then theAir Force promptly sent me to
Okinawa, japan, for three years,and I lived in Korea.
The Air Force promptly sent meto Okinawa, japan, for three
years and I lived in Korea.
And then I my last duty stationwas at Eglin Air Force Base up
in Fort Walton Beach in thePanhandle, florida.
So, wow, I had a blast man, and, you know, my job now is kind
(04:01):
of the same.
People have gotten all this,these piles of materials, right,
you know your 401k, your otherthings and now it's how do I
build a proper structure toprovide reliable, consistent
income in retirement?
And so that's really what Ifocus on.
Right, because and the reason Ido it is my grandpa.
He retired in 1987 from publicservice power in Denver,
(04:26):
colorado, and he got his firstthousand dollar pension check
Right, and he still got thatsame thousand dollar pension
check in 2018 when he passedaway.
But the same year he and thefive brothers sold the family
farm in Iowa and each got about$700,000.
Right, and they ran intosomebody in my business who was
(04:51):
a master at turning a dollarinto a dime, and so what should
have been a tremendous familylegacy turned into them having
to downsize their dream home anddownsize and continue to
downsize until my grandma, whohad Alzheimer's, had to go on
Medicaid, and so I don't wantthat to happen to anybody.
(05:14):
So my mission in life is toreally make sure that I try and
help people structure theirinvestments in a way that they
can provide reliable, consistentincome in retirement.
I call that financial freedomright, so that every month I got
a paycheck coming in, just likewhen we're working, to cover
(05:34):
all my base bills.
So when the market goes crazyor we got COVID or whatever
happens, you still get thatmailbox money right.
Every month it hits the bankaccount and then we look for
okay, how do I cover healthcareexpenses?
You know, risk of Alzheimer's.
Then we have some fun, and thenwhat do we leave for our kids
and grandkids and all those youknow we really love, right, and
so that's that's why I got intothis and that's what I really
(05:56):
love to do, jim.
Speaker 2 (05:58):
But it's, it's about helping people and you know like
, especially today, there's somany different I want to say
options, but things that aregoing on out there that the laws
, the rules, everything changesfrom day to day, week to week,
year to year, and if you're noton top of that yeah, you're
gonna get, you're gonna get lost.
Um, yeah, let's back up a littlebit and talk about some
challenges.
Obviously, you know being insouthwest florida ian was a big
(06:21):
challenge, but but yeah, sowe're changing.
You know a career move cominginto the financial industry Is
there maybe one that helpeddefine who you are today?
Speaker 3 (06:34):
uh, what you mean?
A change that really challenge.
A challenge, yeah um, you know,it was really, um, it was, it
was really seeing that mygrandparents struggle and and
not really wanting to have tohave that happen.
Um, and, and my parentsstruggled too, because my
grandparents didn't teach my mom, you know, the financial
(06:56):
principles that they probablyshould have, and so mom and dad
didn't save and so theystruggled.
And so when I was my last dutystation, when I was in the Air
Force, my mom and dad moved outfrom Colorado because dad had
lost his business, and so theymoved in with me, and so, you
know, I helped take care of themand provide them a place to
live.
And so, you know, that wasreally one of the challenges of
(07:17):
wanting to see set a differentlegacy and trajectory for my
family.
So that was really tough.
Seeing my dad have to kind ofhumble himself and and ask his
son to come live with him, thatwas, that was really a challenge
.
Speaker 2 (07:31):
Because it's not that they weren't hard workers, they
just didn't know how to prepare, and that's that's a situation.
So, you know, we're happy tohave people like you help people
prepare to, you know, andthat's that's a situation.
So, you know, we're happy tohave people like you help people
prepare to avoid situationslike that and and share that
with their you know, their uh,next generation.
Yeah, um, are there any maybemyths or misconceptions
surrounding what you do that wecan kind of clear up for our
(07:54):
listeners today?
Speaker 3 (07:55):
so one of the misconceptions is that you know
you hear on the news that themarket the misconceptions is
that you know, you hear on thenews that the market, the sky is
falling, everything's going togo, you know, to hell and a half
basket and we're going to loseeverything.
Well, one of the things that Iknow about that is that you know
, 100% of the time, over thelast 102 years of this firm, the
market has always come back andcome back bigger and stronger
(08:15):
than it has.
And the other misconception Ideal with a lot in my practice
is this thing called an annuityright, and I really just use an
annuity as a pension replacementtype vehicle.
That's what they were designedto do, that they're designed to
provide reliable, consistentincome for the rest of
(08:35):
somebody's life, and there arepeople that just sell them, and
then there's people thatactually use them like a tool in
a toolbox right, and so that'swhat I try to do.
You know annuities get a bad rap, but they're a tremendous tool
as part of a financial plan.
You don't want to have all yourmoney in it because they're
super hard to get your money outif you need it, and I find that
(08:57):
99% of my clients actually wantto get access to their money at
some point, Right, and so youknow, if, if you, if you lock it
all up and you can't get to it,you know, then you got to break
through the door of the youknow the shed, Right and that's,
and that's a bad deal too.
So it's, you know, annuitiesare one of those misconceptions
that people think they're badbecause, you know, some people
(09:22):
use them in an incorrect way andtake advantage of people.
Speaker 2 (09:28):
So let's talk about things that might be changing or
trending in the industrycurrently.
Speaker 3 (09:35):
So one of the trends is that you know you've got AI
and robo-advisors and all thosesort of things that people can
take advantage of and that canbe part of a good plan, but
actually sitting down with anadvisor and mapping out your
goals and how much they mightcost and when they want to occur
and all those sort of things soyou actually have a plan.
(09:57):
Because, just like when dad andI wanted to have a boat, if we
didn't have a set of plans, wecouldn't have built it properly.
So if you don't have a goodfinancial plan of, hey, I want
to retire in four years, and twoyears after that we need to
replace our car, and in fouryears after that I want to
remodel our house, or hey, I'mthinking about downsizing.
(10:17):
What does that look like?
How does that affect myfinancial future?
Okay, I want to go travel andbe with my grandkids.
Hey, I want to give to mygrandkids for 529 money so they
can go to college.
Right, If you don't have allthose things built into the plan
as how is this all going toplay out?
Then you kind of just rollthrough life blind and sometimes
(10:39):
you stumble and fall, and we'veall done that.
There can be a nasty bruiseafter that, Jim.
So I find that you know, havinga financial plan and executing
it is one of the greatest thingsthat we get to do.
Speaker 2 (10:55):
Absolutely so.
You mentioned you were fromColorado originally and through
everything kind of led your wayto southwest Florida.
But what was that decidingfactor?
Ok, I'm going to, I'm pickingsouthwest Florida and that's
where I'm going to go.
Speaker 3 (11:10):
Well, you know, growing up in Colorado, and
before that Montana, it wasalways cold and snowy, and so
when I moved out, when the AirForce sent me to Okinawa, japan,
which is a tropical island inthe middle of the Pacific, I got
used to being around the oceanand I love the warm weather man.
It didn't get below 60 degreesthere, and I'm like you know
(11:32):
what?
I kind of like this.
I don't have to bundle up andbe cold, and so I'll go visit
for 10 days, but I don't need tolive there and shovel snow
anymore, right.
Speaker 2 (11:42):
What's a snow shovel right?
Speaker 3 (11:46):
What is that, you know?
And so that's, and I met mybeautiful bride down here and
that was a God thing, and so youknow it was tremendous,
absolutely.
Speaker 2 (11:57):
So you've been down here for a while now, yes, and
your job is very demanding, butwhen you do get a free moment
other than fishing, it soundslike you like to fish a lot.
What do you do to get out andenjoy life?
Speaker 3 (12:10):
So I actually get the privilege of coaching my son's
flag football team.
Zeke is 11 now, and so we playdown at North Collier Regional
Park.
And then I have a four-year-oldgranddaughter and so we get to
have fun with her, take her toSky Zone and bounce, and you
know, just do we do a lot ofdress up and that sort of stuff,
(12:31):
jim.
So it's, it's kind of funplaying tea party and and you
know, I just I love hanging outwith them and you know, having
fun, that's what it's about.
Speaker 2 (12:41):
It's about family, at the end of the day, and
enjoying that time with eachother.
Yes, sir.
So is there one thing you wishyour listeners knew about?
It were Jones, that maybe theywouldn't be too familiar with.
Speaker 3 (12:53):
Um, I wish that.
You know we're a fortune 250company and sometimes people see
us as like the small player onthe block.
We have all the financial toolsthat people need.
We have all the planning thatpeople need, and so we can, you
know, in our practice we haveclients that have, you know, 500
bucks to you know, over 10million Right, and so we can
(13:17):
help, you know, all ranges ofpeople really create a plan and
create a financial legacy, andso we're a full service firm and
have full access to all thefinancial tools that people
might need.
Speaker 2 (13:30):
So absolutely, you know, and seeking that advice,
especially nowadays for people,is very important.
So we always urge people to youknow, seek professional advice
out there as well too.
How would our listeners goabout contacting you if they had
questions, concerns or justwanted to learn more?
Speaker 3 (13:47):
Yeah, so they can contact our office.
Our phone number is (239)463-0164,.
Um, they can, you know, look usup online, uh, edward Jones at
Eric Tibbs.
Uh, local, here in Estero, andI have an office over at the
Miromar design center, uh, whichhas been a fantastic move for
(14:08):
us.
If people haven't been in, theyshould really come in the?
Uh, the building is amazing.
Uh, you know, three story tallglass atrium with, you know,
marble floors and those sorts ofthings.
Um, it's, uh, it's a little bitdifferent than the beach, but a
wonderful home, uh, nonetheless.
So there you go, it's, it's thebest alternative.
Speaker 2 (14:28):
Yes, sir, any last words for our listeners.
Speaker 3 (14:33):
If I were, if I were to give advice to my 18 year old
self or and if people have youknow younger people that they
are mentoring or coaching, Iwould say start early.
Even if it's just put $200 or$300 a month into a good Roth
IRA that grows tax-free, I wouldstart early.
(14:53):
If you haven't started early oryou need help, just give us a
holler and we'd be glad to helpyou in any way we can.
That's the way I've always runmy practice.
We've got about 200 householdsthat we deal with that we have
the privilege of serving and,like I said, we help people with
500 bucks all the way up to 10million.
So be glad to help, love it,love it, love it.
Speaker 2 (15:16):
Eric, it's been a pleasure getting to know you.
Thank you for being such a goodneighbor and we'll see you out
in the community soon, soundsgood Thanks, Jim.
Speaker 1 (15:25):
Thank you for listening to the Good Neighbor
Podcast, bringing together goodvibes, great neighbors, local
businesses in Southwest Florida.
To nominate your favorite localbusiness to be featured on the
show, go to CaboWaboJimco.
m.
It's time to check out your neighbors on the Good
Neighbor podcast, where we bringgood vibes, great neighbors and
local businesses in SouthwestFlorida together.
Here's your host, Cabo JimSchaller.
Speaker 2 (00:14):
Welcome Good Neighbors to episode number 247
of the Good Neighbor podcast.
Today we have Good NeighborEric Tibbs from Edward Jones.
Welcome Well, thank you, jimfrom Edward Jones.
Welcome Well, thank you, jim.
Yeah, always a pleasure to getto know people here in the
community and share theirstories, and you've been in the
community for quite a while.
So for those people that aren'tfamiliar with Edward Jones,
(00:36):
let's share a little bit aboutwhat you do over at Edward Jones
.
Speaker 3 (00:40):
So Edward Jones is a full service financial house.
We've been around for 102 years.
We started back in St Louis in1922.
And we have roughly 20,000financial advisors around the
country.
And so I started with EdwardJones back in 2008.
(01:02):
I had left the Air Force afterseven years, done a couple years
in civilian life, and then Ifound myself wanting a career
change and so one of my best AirForce buddies had become an
Edward Jones financial advisorand he invited me to apply and
they were looking forex-military officers.
(01:22):
And so I applied and got hiredand they said where do you want
to go?
And I said I've been to SouthFlorida one time in my life and
I loved it, and so let's gothere.
And so I ended up down on FortMyers Beach and I started my
practice in July of 2008, backwhen the market was doing what
(01:44):
the market's doing today right,kind of turbulent times and have
built a successful practiceover the last 17 years.
I had an office down in SantiniPlaza on Fort Myers Beach for 14
years until Hurricane Ianrelocated me without my
permission right, and that'sokay.
God does that sometimes.
Relocated me without mypermission, right, you know, and
(02:04):
that's okay.
You know, god, god does thatsometimes, and so I ended up
over here in Estero, where we wehave a house, and we lived over
here since 2015, jim, so verynice, very nice, and it's.
Speaker 2 (02:16):
You know, it's always great to hear people that
follow their passions, you know.
You know they find a newdirection.
And you know, I did the samething.
I'm from Wisconsin originallybut I'm like I don't want to
live here anymore.
We don't want to live for moves.
I'm moving, I'm going.
I'll figure it out when I getthere.
Speaker 3 (02:32):
Well, you know, you know a Colorado boy who learned
how to hunt and fish from hisdad, and you know he was.
He was a big proponent ofproblem solvers rule the world
Right, all rule the world right.
And yeah, I just remember everyfriday night like he would load
my sister and my mom and I upinto this orange vw pop-top
camper van and as a young boy hetaught me how to hunt and how
(02:53):
to fish from the shores but andwe didn't have a boat, and so he
found some plans from his dadand we built a plywood fishing
boat in our garage and then hetaught me how to hunt and how to
fish in the best spots.
And when I was 10, nintendo wasbrand new, and so I said, dad,
(03:14):
will you buy me one?
He's like no son, but he walkedme down the street to Mr Andy
Sackman's house and taught mehow to ask Mr Sackman if I could
mow his lawn.
And so I mowed his lawn for thenext eight years and many
others in Pueblo, colorado,until I had the wonderful
opportunity to go play footballat the Air Force Academy in
(03:34):
Colorado Springs and graduatedwith a degree in structural
civil engineering, and then theAir Force promptly sent me to
Okinawa, japan, for three years,and I lived in Korea.
The Air Force promptly sent meto Okinawa, japan, for three
years and I lived in Korea.
And then I my last duty stationwas at Eglin Air Force Base up
in Fort Walton Beach in thePanhandle, florida.
So, wow, I had a blast man, and, you know, my job now is kind
(04:01):
of the same.
People have gotten all this,these piles of materials, right,
you know your 401k, your otherthings and now it's how do I
build a proper structure toprovide reliable, consistent
income in retirement?
And so that's really what Ifocus on.
Right, because and the reason Ido it is my grandpa.
He retired in 1987 from publicservice power in Denver,
(04:26):
colorado, and he got his firstthousand dollar pension check
Right, and he still got thatsame thousand dollar pension
check in 2018 when he passedaway.
But the same year he and thefive brothers sold the family
farm in Iowa and each got about$700,000.
Right, and they ran intosomebody in my business who was
(04:51):
a master at turning a dollarinto a dime, and so what should
have been a tremendous familylegacy turned into them having
to downsize their dream home anddownsize and continue to
downsize until my grandma, whohad Alzheimer's, had to go on
Medicaid, and so I don't wantthat to happen to anybody.
(05:14):
So my mission in life is toreally make sure that I try and
help people structure theirinvestments in a way that they
can provide reliable, consistentincome in retirement.
I call that financial freedomright, so that every month I got
a paycheck coming in, just likewhen we're working, to cover
(05:34):
all my base bills.
So when the market goes crazyor we got COVID or whatever
happens, you still get thatmailbox money right.
Every month it hits the bankaccount and then we look for
okay, how do I cover healthcareexpenses?
You know, risk of Alzheimer's.
Then we have some fun, and thenwhat do we leave for our kids
and grandkids and all those youknow we really love, right, and
so that's that's why I got intothis and that's what I really
(05:56):
love to do, jim.
Speaker 2 (05:58):
But it's, it's about helping people and you know like
, especially today, there's somany different I want to say
options, but things that aregoing on out there that the laws
, the rules, everything changesfrom day to day, week to week,
year to year, and if you're noton top of that yeah, you're
gonna get, you're gonna get lost.
Um, yeah, let's back up a littlebit and talk about some
challenges.
Obviously, you know being insouthwest florida ian was a big
(06:21):
challenge, but but yeah, sowe're changing.
You know a career move cominginto the financial industry Is
there maybe one that helpeddefine who you are today?
Speaker 3 (06:34):
uh, what you mean?
A change that really challenge.
A challenge, yeah um, you know,it was really, um, it was, it
was really seeing that mygrandparents struggle and and
not really wanting to have tohave that happen.
Um, and, and my parentsstruggled too, because my
grandparents didn't teach my mom, you know, the financial
(06:56):
principles that they probablyshould have, and so mom and dad
didn't save and so theystruggled.
And so when I was my last dutystation, when I was in the Air
Force, my mom and dad moved outfrom Colorado because dad had
lost his business, and so theymoved in with me, and so, you
know, I helped take care of themand provide them a place to
live.
And so, you know, that wasreally one of the challenges of
(07:17):
wanting to see set a differentlegacy and trajectory for my
family.
So that was really tough.
Seeing my dad have to kind ofhumble himself and and ask his
son to come live with him, thatwas, that was really a challenge
.
Speaker 2 (07:31):
Because it's not that they weren't hard workers, they
just didn't know how to prepare, and that's that's a situation.
So, you know, we're happy tohave people like you help people
prepare to, you know, andthat's that's a situation.
So, you know, we're happy tohave people like you help people
prepare to avoid situationslike that and and share that
with their you know, their uh,next generation.
Yeah, um, are there any maybemyths or misconceptions
surrounding what you do that wecan kind of clear up for our
(07:54):
listeners today?
Speaker 3 (07:55):
so one of the misconceptions is that you know
you hear on the news that themarket the misconceptions is
that you know, you hear on thenews that the market, the sky is
falling, everything's going togo, you know, to hell and a half
basket and we're going to loseeverything.
Well, one of the things that Iknow about that is that you know
, 100% of the time, over thelast 102 years of this firm, the
market has always come back andcome back bigger and stronger
(08:15):
than it has.
And the other misconception Ideal with a lot in my practice
is this thing called an annuityright, and I really just use an
annuity as a pension replacementtype vehicle.
That's what they were designedto do, that they're designed to
provide reliable, consistentincome for the rest of
(08:35):
somebody's life, and there arepeople that just sell them, and
then there's people thatactually use them like a tool in
a toolbox right, and so that'swhat I try to do.
You know annuities get a bad rap, but they're a tremendous tool
as part of a financial plan.
You don't want to have all yourmoney in it because they're
super hard to get your money outif you need it, and I find that
(08:57):
99% of my clients actually wantto get access to their money at
some point, Right, and so youknow, if, if you, if you lock it
all up and you can't get to it,you know, then you got to break
through the door of the youknow the shed, Right and that's,
and that's a bad deal too.
So it's, you know, annuitiesare one of those misconceptions
that people think they're badbecause, you know, some people
(09:22):
use them in an incorrect way andtake advantage of people.
Speaker 2 (09:28):
So let's talk about things that might be changing or
trending in the industrycurrently.
Speaker 3 (09:35):
So one of the trends is that you know you've got AI
and robo-advisors and all thosesort of things that people can
take advantage of and that canbe part of a good plan, but
actually sitting down with anadvisor and mapping out your
goals and how much they mightcost and when they want to occur
and all those sort of things soyou actually have a plan.
(09:57):
Because, just like when dad andI wanted to have a boat, if we
didn't have a set of plans, wecouldn't have built it properly.
So if you don't have a goodfinancial plan of, hey, I want
to retire in four years, and twoyears after that we need to
replace our car, and in fouryears after that I want to
remodel our house, or hey, I'mthinking about downsizing.
(10:17):
What does that look like?
How does that affect myfinancial future?
Okay, I want to go travel andbe with my grandkids.
Hey, I want to give to mygrandkids for 529 money so they
can go to college.
Right, If you don't have allthose things built into the plan
as how is this all going toplay out?
Then you kind of just rollthrough life blind and sometimes
(10:39):
you stumble and fall, and we'veall done that.
There can be a nasty bruiseafter that, Jim.
So I find that you know, havinga financial plan and executing
it is one of the greatest thingsthat we get to do.
Speaker 2 (10:55):
Absolutely so.
You mentioned you were fromColorado originally and through
everything kind of led your wayto southwest Florida.
But what was that decidingfactor?
Ok, I'm going to, I'm pickingsouthwest Florida and that's
where I'm going to go.
Speaker 3 (11:10):
Well, you know, growing up in Colorado, and
before that Montana, it wasalways cold and snowy, and so
when I moved out, when the AirForce sent me to Okinawa, japan,
which is a tropical island inthe middle of the Pacific, I got
used to being around the oceanand I love the warm weather man.
It didn't get below 60 degreesthere, and I'm like you know
(11:32):
what?
I kind of like this.
I don't have to bundle up andbe cold, and so I'll go visit
for 10 days, but I don't need tolive there and shovel snow
anymore, right.
Speaker 2 (11:42):
What's a snow shovel right?
Speaker 3 (11:46):
What is that, you know?
And so that's, and I met mybeautiful bride down here and
that was a God thing, and so youknow it was tremendous,
absolutely.
Speaker 2 (11:57):
So you've been down here for a while now, yes, and
your job is very demanding, butwhen you do get a free moment
other than fishing, it soundslike you like to fish a lot.
What do you do to get out andenjoy life?
Speaker 3 (12:10):
So I actually get the privilege of coaching my son's
flag football team.
Zeke is 11 now, and so we playdown at North Collier Regional
Park.
And then I have a four-year-oldgranddaughter and so we get to
have fun with her, take her toSky Zone and bounce, and you
know, just do we do a lot ofdress up and that sort of stuff,
(12:31):
jim.
So it's, it's kind of funplaying tea party and and you
know, I just I love hanging outwith them and you know, having
fun, that's what it's about.
Speaker 2 (12:41):
It's about family, at the end of the day, and
enjoying that time with eachother.
Yes, sir.
So is there one thing you wishyour listeners knew about?
It were Jones, that maybe theywouldn't be too familiar with.
Speaker 3 (12:53):
Um, I wish that.
You know we're a fortune 250company and sometimes people see
us as like the small player onthe block.
We have all the financial toolsthat people need.
We have all the planning thatpeople need, and so we can, you
know, in our practice we haveclients that have, you know, 500
bucks to you know, over 10million Right, and so we can
(13:17):
help, you know, all ranges ofpeople really create a plan and
create a financial legacy, andso we're a full service firm and
have full access to all thefinancial tools that people
might need.
Speaker 2 (13:30):
So absolutely, you know, and seeking that advice,
especially nowadays for people,is very important.
So we always urge people to youknow, seek professional advice
out there as well too.
How would our listeners goabout contacting you if they had
questions, concerns or justwanted to learn more?
Speaker 3 (13:47):
Yeah, so they can contact our office.
Our phone number is (239)463-0164,.
Um, they can, you know, look usup online, uh, edward Jones at
Eric Tibbs.
Uh, local, here in Estero, andI have an office over at the
Miromar design center, uh, whichhas been a fantastic move for
(14:08):
us.
If people haven't been in, theyshould really come in the?
Uh, the building is amazing.
Uh, you know, three story tallglass atrium with, you know,
marble floors and those sorts ofthings.
Um, it's, uh, it's a little bitdifferent than the beach, but a
wonderful home, uh, nonetheless.
So there you go, it's, it's thebest alternative.
Speaker 2 (14:28):
Yes, sir, any last words for our listeners.
Speaker 3 (14:33):
If I were, if I were to give advice to my 18 year old
self or and if people have youknow younger people that they
are mentoring or coaching, Iwould say start early.
Even if it's just put $200 or$300 a month into a good Roth
IRA that grows tax-free, I wouldstart early.
(14:53):
If you haven't started early oryou need help, just give us a
holler and we'd be glad to helpyou in any way we can.
That's the way I've always runmy practice.
We've got about 200 householdsthat we deal with that we have
the privilege of serving and,like I said, we help people with
500 bucks all the way up to 10million.
So be glad to help, love it,love it, love it.
Speaker 2 (15:16):
Eric, it's been a pleasure getting to know you.
Thank you for being such a goodneighbor and we'll see you out
in the community soon, soundsgood Thanks, Jim.
Speaker 1 (15:25):
Thank you for listening to the Good Neighbor
Podcast, bringing together goodvibes, great neighbors, local
businesses in Southwest Florida.
To nominate your favorite localbusiness to be featured on the
show, go to CaboWaboJimco.
m.
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