The 19 Principles That Separate Great Investors From Lucky Ones | Ep 99

(Watch the YouTube video of this episode here)

 

In this episode of the Furlough Capital Real Estate Podcast, we dive into the 19 core principles for successful real estate investing, inspired by Charlie Munger's philosophy of avoiding stupidity over chasing brilliance. We discuss deal fundamentals, market dynamics, capital structure strategies, investment philosophies, and final considerations including tax strategies and relationship focus. Tune in to understand how these principles can help you build wealth through passive real estate investing.

// Key Moments

• 00:00 Intro
• 01:27 Discussing Motivated Sellers
• 03:15 Simple Underwriting
• 06:20 Market Dynamics
• 09:34 Capital Structure Strategy
• 10:56 Exploring Leverage in Real Estate Investments
• 13:00 Flexibility in Property Holding Periods
• 14:28 Capital Alignment and Investment Strategies
• 15:23 Understanding Yield Requirements
• 19:32 Final Considerations and Tax Strategies

// 7 Key Lessons

1. Keep your underwriting simple: If you have to twist the numbers to make a deal look good, it probably isn’t. Simplicity keeps you honest.
2. Focus on creating value, not buying it: Don’t pay for someone else’s hard work—find opportunities where you can add your own.
3. Only chase deals with real upside: If there’s no clear, supportable path for net income growth, walk away. You’re not buying “potential,” you’re buying performance.
4. Buy where demand beats supply: A growing population and limited housing equals appreciation. It’s basic economics—but easy to forget when chasing cheap properties.
5. Be smart with leverage: Debt is a double-edged sword—powerful when used right, devastating when overdone. Know which side you’re on.
6. Build flexibility into your plan: Assume every project takes longer and costs more than you think. If it still pencils out, you’ve got a real deal.
7. Match your money to your mission: Short-term flips and long-term holds require totally different capital structures. Don’t mismatch your financing to your business plan.

// Let's build your wealth and improve housing, together.I spent

12 years as a data scientist at HP and purchased $5M worth of real estate over 15 years using my own money. Now, I'm partnering with busy professionals to diversify their investments and generate passive income through real estate syndications and short-term flips—without dealing with tenants, toilets, or tantrums.

At Furlo Capital, we believe real estate isn't just a transaction; it's a partnership. Our value-add approach creates win-win situations where residents thrive, and investors build wealth. We're not just in this to make money—we want to make a difference.

If you're ready to diversify from stock market volatility and want reliable, steady returns, let's build your wealth and improve housing, together.Want to dive deeper into my investing thesis and strategy?

👉 Learn more: https://furlo.com

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// DisclaimerPlease note that investing in private placement securities entails a high degree of risk, including illiquidity of the investment and loss of principal. Please refer to the subscription agreement for a discussion of risk factors.