Unlocking Wealth: How to Use Self-Directed Retirement Accounts for Real Estate Investing | Ep 49

(Watch the YouTube video of this episode here)

In this episode, we dive into the nuances of passive real estate investing and discuss self-directed retirement accounts. We explain the advantages of these accounts, the types of investments they can hold, and important considerations for compliance with IRS regulations. Join for valuable insights into diversifying your investment portfolio through self-directed IRAs and more.

// Key Moments

• 00:00 Intro
• 01:48 Understanding Self-Directed Retirement Accounts
• 06:47 Investment Options for Self-Directed Accounts
• 11:41 Traditional vs. Roth IRA: Key Differences
• 13:51 Exploring Health and Education Savings Accounts
• 16:00 Restrictions on Self-Directed Retirement Accounts
• 20:47 Navigating Unrelated Business Income Tax (UBIT)
• 22:05 Steps to Set Up a Self-Directed Retirement Account

//Key Lessons

1. Retirement accounts aren't just for stocks and bonds: Consider a self-directed retirement account to invest in everything from real estate to crypto. Your future self will thank you for diversifying beyond just stocks.
2. Traditional IRA or Roth IRA? Think long-term tax strategy: Pay taxes now with a Roth IRA to enjoy tax-free growth later. It’s the gift that keeps on giving—especially after age 73 when required distributions kick in.
3. Health Savings Accounts (HSAs) are underrated retirement tools: Invest your HSA funds for medical expenses tax-free or let them grow for future retirement use. It’s a two-for-one deal!
4. SEP IRA if you're a business owner: Go big with contributions up to $66,000. That’s a lot more than your standard $6,500 IRA limit. Use it to supercharge your retirement savings.
5. Ask the right questions when choosing a custodian: Not all custodians offer the same investment options. Make sure they support the asset class you’re interested in—whether it’s real estate, precious metals, or Dogecoin.

// Let's build your wealth and improve housing, together.

I spent 12 years as a data scientist at HP and purchased $5M worth of real estate over 15 years using my own money. Now, I'm partnering with busy professionals to diversify their investments and generate passive income through real estate syndications and short-term flips—without dealing with tenants, toilets, or tantrums.

At Furlo Capital, we believe real estate isn't just a transaction; it's a partnership. Our value-add approach creates win-win situations where residents thrive, and investors build wealth. We're not just in this to make money—we want to make a difference.

If you're ready to diversify from stock market volatility and want reliable, steady returns, let's build your wealth and improve housing, together.

Want to dive deeper into my investing thesis and strategy?

👉 Learn more: https://furlo.com

Curious about the critical questions to ask before investing?

👉 Get my 196-question due diligence vault: https://furlo.com/good-deals-only-ebook

// Disclaimer

Please note that investing in private placement securities entails a high degree of risk, including illiquidity of the investment and loss of principal. Please refer to the subscription agreement for a discussion of risk factors.