Average 401(k) Balances in 2025 (Are You On Track?)

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May 12, 2025 • 14 mins

📗 Order my audiobook, Breaking Free From Broke. Are you cruising toward a dream retirement—or a full-blown retirement disaster? In this episode, find out how much Americans have in their 401(k) by age and learn how to build a nest egg that lets you retire with confidence. Next Steps: • 🖊️ Take this audience survey for a chance to win a $250 gift card. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 🎥 Watch my video What Your Net Worth Should Be by Age. • 💸 Plug your numbers in to the Retirement Calculator. • 💰 Invest in your future with a SmartVestor Pro. Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe.• 💸 Learn more about opening a high-yield savings account with Laurel Road. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

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.css-14f5ked{margin:0;word-break:break-word;display:-webkit-box;-webkit-box-orient:vertical;box-orient:vertical;-webkit-line-clamp:2;overflow:hidden;}Average 401(k) Balances in 2025 (Are You On Track?)