All Episodes

August 12, 2025 53 mins

Join host Syama Bunten for an inspiring conversation with Cate Luzio, founder and CEO of Luminary, the global platform advancing women and underrepresented talent in the workplace. Cate shares her remarkable journey from a middle-class upbringing with an FBI agent father and teacher mother to leading multi-billion-dollar corporate banking units at JP Morgan and HSBC, before launching her own company at age 44.

In this candid conversation, Cate reveals how her Gen X "save, save, save" mentality and early lessons about hard work shaped her financial foundation. You'll hear about her pivotal "what's your number?" moment at JP Morgan that changed how she thought about compensation, her strategic decision to self-fund Luminary instead of raising venture capital, and how she navigated building a business through a global pandemic.

This episode is a masterclass in calculated risk-taking, the power of using your own capital to maintain control, and why profitable, sustainable businesses don't need to be unicorns to be successful and impactful.

Key Topics:

  1. How Gen X saving habits create entrepreneurial freedom - Learn why the "pay yourself first" mentality enables bigger life moves later

  2. The compensation conversation that changes everything - Discover how asking "what's your number?" can transform your earning potential

  3. Why self-funding beats venture capital for some businesses - Understand when using your own capital gives you speed and control advantages

  4. Building cash-positive businesses from day one - Get the blueprint for creating sustainable companies that don't rely on endless fundraising

  5. Navigating major life changes as financial catalysts - Explore how divorce and career pivots can clarify money priorities and goals

  6. The strategic advantage of being a seasoned founder - Learn why starting a business in your 40s brings networks, experience, and better judgment

  7. Smart acquisition strategies for growing businesses - Discover how profitable companies can grow through buying complementary businesses

  8. Balancing lifestyle and business reinvestment - Master the art of paying yourself appropriately while funding company growth

Connect with Cate Luzio:

Luminary: luminary.com

LinkedIn: linkedin.com/in/cateluzio

 

Find more from Syama Bunten:

Instagram: @syama.co, @gettingrichpod

Website: syamabunten.com

Download Syama's Guide to Getting Rich: www.syamabunten.com

Big Delta Capital: www.bigdeltacapital.com

Mark as Played

Advertise With Us

Popular Podcasts

My Favorite Murder with Karen Kilgariff and Georgia Hardstark

My Favorite Murder with Karen Kilgariff and Georgia Hardstark

My Favorite Murder is a true crime comedy podcast hosted by Karen Kilgariff and Georgia Hardstark. Each week, Karen and Georgia share compelling true crimes and hometown stories from friends and listeners. Since MFM launched in January of 2016, Karen and Georgia have shared their lifelong interest in true crime and have covered stories of infamous serial killers like the Night Stalker, mysterious cold cases, captivating cults, incredible survivor stories and important events from history like the Tulsa race massacre of 1921. My Favorite Murder is part of the Exactly Right podcast network that provides a platform for bold, creative voices to bring to life provocative, entertaining and relatable stories for audiences everywhere. The Exactly Right roster of podcasts covers a variety of topics including historic true crime, comedic interviews and news, science, pop culture and more. Podcasts on the network include Buried Bones with Kate Winkler Dawson and Paul Holes, That's Messed Up: An SVU Podcast, This Podcast Will Kill You, Bananas and more.

24/7 News: The Latest

24/7 News: The Latest

The latest news in 4 minutes updated every hour, every day.

Dateline NBC

Dateline NBC

Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com

Music, radio and podcasts, all free. Listen online or download the iHeart App.

Connect

© 2025 iHeartMedia, Inc.