All Episodes

August 12, 2025 53 mins

Join host Syama Bunten for an inspiring conversation with Cate Luzio, founder and CEO of Luminary, the global platform advancing women and underrepresented talent in the workplace. Cate shares her remarkable journey from a middle-class upbringing with an FBI agent father and teacher mother to leading multi-billion-dollar corporate banking units at JP Morgan and HSBC, before launching her own company at age 44.

In this candid conversation, Cate reveals how her Gen X "save, save, save" mentality and early lessons about hard work shaped her financial foundation. You'll hear about her pivotal "what's your number?" moment at JP Morgan that changed how she thought about compensation, her strategic decision to self-fund Luminary instead of raising venture capital, and how she navigated building a business through a global pandemic.

This episode is a masterclass in calculated risk-taking, the power of using your own capital to maintain control, and why profitable, sustainable businesses don't need to be unicorns to be successful and impactful.

Key Topics:

  1. How Gen X saving habits create entrepreneurial freedom - Learn why the "pay yourself first" mentality enables bigger life moves later

  2. The compensation conversation that changes everything - Discover how asking "what's your number?" can transform your earning potential

  3. Why self-funding beats venture capital for some businesses - Understand when using your own capital gives you speed and control advantages

  4. Building cash-positive businesses from day one - Get the blueprint for creating sustainable companies that don't rely on endless fundraising

  5. Navigating major life changes as financial catalysts - Explore how divorce and career pivots can clarify money priorities and goals

  6. The strategic advantage of being a seasoned founder - Learn why starting a business in your 40s brings networks, experience, and better judgment

  7. Smart acquisition strategies for growing businesses - Discover how profitable companies can grow through buying complementary businesses

  8. Balancing lifestyle and business reinvestment - Master the art of paying yourself appropriately while funding company growth

Connect with Cate Luzio:

Luminary: luminary.com

LinkedIn: linkedin.com/in/cateluzio

 

Find more from Syama Bunten:

Instagram: @syama.co, @gettingrichpod

Website: syamabunten.com

Download Syama's Guide to Getting Rich: www.syamabunten.com

Big Delta Capital: www.bigdeltacapital.com

Mark as Played

Advertise With Us

Popular Podcasts

Stuff You Should Know
Dateline NBC

Dateline NBC

Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com

New Heights with Jason & Travis Kelce

New Heights with Jason & Travis Kelce

Football’s funniest family duo — Jason Kelce of the Philadelphia Eagles and Travis Kelce of the Kansas City Chiefs — team up to provide next-level access to life in the league as it unfolds. The two brothers and Super Bowl champions drop weekly insights about the weekly slate of games and share their INSIDE perspectives on trending NFL news and sports headlines. They also endlessly rag on each other as brothers do, chat the latest in pop culture and welcome some very popular and well-known friends to chat with them. Check out new episodes every Wednesday. Follow New Heights on the Wondery App, YouTube or wherever you get your podcasts. You can listen to new episodes early and ad-free, and get exclusive content on Wondery+. Join Wondery+ in the Wondery App, Apple Podcasts or Spotify. And join our new membership for a unique fan experience by going to the New Heights YouTube channel now!

Music, radio and podcasts, all free. Listen online or download the iHeart App.

Connect

© 2025 iHeartMedia, Inc.