Facing job loss is stressful — emotionally, professionally, and financially. In this episode, Leilani Brown talks with Mike Daniels, CFP®, ChFC®, RICP®, about how to approach career transitions with clarity and confidence. From understanding your cash flow and applying for unemployment to managing retirement accounts and planning Social Security, Mike provides practical steps to stabilize your finances and protect your long-term future.
In This Episode:
How to evaluate household finances after a job loss
Applying for unemployment benefits and understanding COBRA vs. ACA health insurance
Handling retirement accounts strategically: 401(k), 403(b), TSP, pensions
The Rule of Fifty-Five for penalty-free withdrawals for employees 50+
Social Security insights and claiming strategies
Managing debt and cash flow during career transitions
Key financial habits and resources to build long-term resilience
Guest: Mike Daniels, CFP®, ChFC®, RICP® — Senior Financial Advisor at Financial Focus Group, specializing in retirement planning, risk management, tax strategies, and wealth preservation.
💬 Connect with Mike Daniels:
YouTube → Mike Daniels CFP
LinkedIn → Michael V. Daniels
Email / Phone → Available for personal consultation
Resources: 🎁 Free guide: Your Next Giant Reset™ — a step-by-step guide to navigating layoffs and career transitions. 👉 Download at giantstepsllc.com
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