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October 12, 2023 • 21 mins

In this episode of the Give It Up podcast, Vance and Zoe discuss the optics of empty offering buckets, gifting clothes and sneakers to church staff, hot takes on what Jesus would say we should be investing in and giving away current day, and so much more!

This podcast is presented by Overflow, the most powerful giving platform on the planet. Giving cash, stock, or crypto to your church or non-profit has never been easier. Visit overflow.co to experience and step into future of giving.

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Episode Transcript

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Unknown (00:00):
Jesus would definitely buy bitcoin 100% Would you like

(00:02):
to elaborate on Jesus was aninnovator. He was a liberator.
He was always on the cuttingedge. He brought a redemptive
nature to everything that he puthis hand to. He was a promoter
of women and ministry, thesevery progressive ideas that
would change the face of theplanet or ever.

(00:23):
A pastor turn tech leader and amillennial churchgoer, explore
the intersection of technology,culture and faith, equipping you
with innovative strategies tosupport you as you live out your
calling leader churches withconfidence to step into the
future together. This is thegive it up podcast. We had a
clip go a little bit viral. Andit was over something so stupid.

(00:47):
I'm so madat it. We're dropping nuggets
all thing. Gold on this pod andthe dumbest topic got the most
views. Yeah,if you guys want to see what
clip it was, check this out. Wedon't see security the same way.
Here's it. I mean, interesting.
We actually trust apps more thanwe trust people because people
can burn us. Yeah, yeah,software's not as much you have

(01:10):
the older generation. They lovethose offering buckets. Yeah,
they love writing the checksbecause it goes from their hands
to somebody else's hand. Right?
Cash, is it and it's done? Or isthat what happens? Yeah, it's
so funny, right? We hear fromeven some givers is distrust in
giving online, especially noncash assets. Because it's a new
phenomenon. There is thishesitation with some people, and

(01:32):
even with some people hesitatingto even offer overflow to their
congregation. Because this ideaof security, yeah. But you're
telling me that passing a bucketin church and asking people to
write on an envelope, theircredit card information, and we
are going to put it in thebucket, and we're going to pass

(01:52):
it to somebody, I'm sitting withthe I don't know, their new
guests. And I'm saying thatfeels secure.
So it was over the concept ofoffering buckets, right? And how
the tide has changed. And peoplewere matters because they're
like that never happened. Andhere's something I learned
through that experience inresponse to what people were

(02:13):
saying, just because it didn'thappen in your experience,
doesn't mean it didn't happen,period. Right. And I think
that's something we all need to,to learn in today's day and age.
Which speaking of today's dayand age. I want to ask you this
question, Vance. It's 2023. Yep.
When this episode comes out,we've been in financial
downturn. Jesus wants us to livein abundance, as it says in John

(02:37):
1010. Yep. What would Jesus besaying to us right now about
investing? Crypto, how do youthink he would talk about money?
Give Oh, Jesus was definitely byBitcoin. 100%
Would you like to elaborate onthat?
Jesus was an innovator. He was aliberator. He was always on the

(02:57):
cutting edge. He broughtrevolution. He brought new
ideas, he literally brought aredemptive nature to everything
that he put his hand to. Right.
He was a promoter of women andministry, we're going to lose
followers from that he was apromoter of these very
progressive ideas that wouldchange the face of the planet

(03:23):
for ever. And he said thingslike, you know, they try to trap
like, Jesus should we be reallypaying our taxes because they
knew some of it was corrupted,things like that. And he you
know, replied as brilliantly asas, as he would do often with
this Zinger right here give untoyou know, Wait, who's whose face

(03:48):
is on that coin? Okay. It Caesarokay. Yeah, give unto Caesar
what is Caesar's and given toGod? What is God's. And so he
was a respecter of governments.
He was a respecter of authority.
And he realized that okay, cool.
Like Caesar, Caesar issued thatcoin, they give it back to him.

(04:12):
But what image bears on you? Oh,is that God's image? So give
your whole self to God. Right.
And so, he was an innovator. Hewas a, it was a thought
provoker. And yeah, that's whatI feel like Bitcoin is. I don't
actually have a strong position.

(04:32):
I was just saying that to be Oh,you help.
Well, now, I want to ask,because there's some groups out
there that believe that Bitcoinis the equivalent of gambling
and as the Bible speaks aboutgambling, they believe that it's
actually sinful to invest inBitcoin.
Bitcoin is the mark of thebeast. Yeah, what
do you think about that behindseries? Is this short camera
shout out?

(04:54):
Come on, Kirk.
So I mean, Bitcoin.
Specifically. I wouldn't saysgambling there are certain
cryptocurrencies that I wouldsay is more gambling in nature,
especially like the meme coinsand things like that Bitcoin is
a store of value. That is a goodhedge for inflation. If you look
at bitcoins performance over thepast decade, it outperforms

(05:16):
things like the s&p 500. So as ainvestment product, it has shown
to be at least for the pastdecade, a really good choice for
a lot of reasons. Bitcoin, is agood hedge against inflation,
because there's a finite set ofBitcoin. So unlike even the US
dollar that can just be printed,like we've seen with no end,

(05:40):
Bitcoin is fixed. And thatliterally is the definition of
anti inflationary. Yeah. And sothat's why people call it
digital gold. I would say thatthere's enough utility in
something like Bitcoin thatdoesn't make it gambling, but
that term gambling, if looselyheld, can be applied to really

(06:00):
any investable product. I mean,yes, it's kind of gambling with
your house. I mean, it's a lowerrisk, but it's still a risk. You
can be gambling with the stocksthat you purchase the ETFs. They
go up and down, right? Orstudent loans sophisticated,
it's sophisticated gambling.

(06:21):
Yeah, you could be gambling withinvesting in your education,
picking out leverage taking outloans to leverage buy in
education. You're gambling onthat. Right? Yeah, and doesn't
always mean because you have acollege education that you're
going to get a high paying jobto be able to pay for that
leverage be able to pay forthose loans. And so if that term
is loosely held, I mean, there'sa lot of ways you can see

(06:42):
gambling, I think, ultimately itcomes down to risk reward.
Right. And that's actually theadvantage that we have as
Christians. Another word forfaith is risk. Another word for
risk is faith. We don't look atour circumstances through the
lens of fear. We look at ourcircumstances through the lens
of faith. Yeah, right. Not whatcould happen. But but but you

(07:08):
know, my pastor does hisbrilliant teaching about,
everybody knows about countingthe cost. Have you ever taken
the perspective of count thecost of not? What if you didn't
do something? What if you didn'tstep out? You know, enlarge your
tent tent, add an addition, thisis an Isaiah, right? And spare

(07:29):
no expense. Wow, to actuallyfulfill the plans and the
purposes of God. There's thisidea of sparing no expense, kind
of this idea of burning theboats, kind of this idea of
stepping out in faith walking onthat water. And I don't think
you need to be foolish about it.
But you do need to be faithfilled. Yeah. about it. Right.

(07:50):
And so you know, when Jesus byBitcoin, I don't know. But I
know that he operates out offaith. Yeah, I know that he's
the greatest innovator of alltime. I know that they call him
the founder and the perfecter ofour faith. So he's a founder,
he's an entrepreneur.
Well, that's a sell right there.
So we're talking about weirdgiving situations, right? We're

(08:11):
talking about Jesus and cryptoand through our platform and
overflow, we can empower peopleto give through their crypto.
Yeah. And in non cash assets sothat they're not tied to their
cold hard cash, which is a weirdgiving situation in itself.
Yeah. Because you think of howoffering buckets are still
present day 2023 passed inchurches.

(08:33):
There's your church, you know,ours is at the back now. You
have one of those kiosks. Oh,no. Still person.
Oh, they just hold it as youexit. Like, like a like
panhandle?
Yep, yep. Okay, now that like, Ican't see them. But what is just

(08:57):
about it is that you have thisbucket that's typically empty.
So people are getting thisvisual of a church that runs off
offerings and ties, and there'snothing in it. Right. Right,
right. And people, you know,what's funny about that, too, is
the buckets we have nowadays,you would actually be seen as

(09:20):
more generous if you like putpennies in there because it's
loud. You know, like, nobodyknows you gave if you drop like
a hundo. And they're silent,silent, generous. So if you want
known generosity if you want toallow generosity, put some coin,
but we are more stealthy in ourapproach, because the majority
of giving now is through onlinethrough over

(09:41):
90% Every church has thepandemic ACA celebrated it.
Yeah, exactly.
Do you think that the visibilityof people seeing people put
money in a bucket or not isdamaging or is it just
understood that we're a littlebit more stealth in our approach
today,the reason why we still have a

(10:01):
given moment within service isbecause I do think churches are
balancing innovation withtradition. I think churches are
balancing a healthy need I,there are some churches that
have told us that they don't docommunion anymore within the
service, because it kind offreaks people out. And they are

(10:24):
maximizing the chance for anewcomer to feel comfortable. I
mean, I don't know about that. Imean, the Bible is very clear
about your practicing communion.
Yeah. And I get it when Jesussaid, you know, drink my blood
in my flesh, it did lose somefollowers. Yeah. But he also

(10:46):
said it. Yeah. And so I do thinkthat the modern church has a
tension that it holds between.
Alright, well, what are thingsdo we keep as tradition and
sacred? And what do we want tomodernize? And you know, it's a,
it's a change of method, but notnecessarily dilution of message.

(11:07):
Yeah. I don't have the rightanswer for every single
component of what that lookslike, in a church service. I
would just say that for Vive,the church that I serve at and
that I go to, we keep a givingmoment within the service,
because we do believe it isworship. Yeah, we believe that
if we're going to host a worshipexperience, and we're going to

(11:28):
allow people to corporatelyworship together, we do need to
have an opportunity and make anopportunity. Whether that means,
you know, somebody scanning a QRcode, whether that means
somebody giving in a bucket,whether that means I don't know,
we're about to launch something,we have the services of
overflow, shout out, overflow,tap, you know, whether it's

(11:51):
tapping on a card that's infront of your seat, kind of like
Apple Pay, yeah, to be able tobe able to worship God in that
moment, you have all thesedifferent methods. Our vision at
overflow is actually veryspecific. It's to build the
infrastructure that makesgenerosity frictionless, across
every major asset class. I don'tthink the future is more

(12:13):
buckets. I do think the futureis more tapping, more instant.
Yeah, more automating yourobedience, but using technology,
even though you're giving hisrecurring to honor him in a way,
how cool would it be, even ifyou're giving was on a
recurring, which I believe isthe best way you don't want to
make honoring your God based onyour memory? And so how cool

(12:37):
would it be is even if you hadyour giving on recurring, that
during the giving moment, youcould still open up, let's say,
the overflow app, and interactwith it in a way that brings
focus to what you had given thatmonth? Yeah. To God, in honor of

(12:59):
him and of his house? What ifthere was a moment where you can
interact with that application?
And as you're honoring God, itprovided you updates on some of
where those funds went to? Andhow your church impacted the
community that week or thatmonth? Yes. Right. How cool
would that be?

(13:19):
I would love that.
It'd be amazing. It goes beyondwe say this all the time, a
transaction, and it createsmoments of celebration. And
that's really what God hascalled us to. It's like, he
wants cheerful givers. The Biblesays don't give reluctantly give
cheerfully give joyfully Yeah,why would we not try to leverage

(13:40):
technology to facilitate thosemoments?
Yeah. And I think one thing thatyour church also does really
well, is that in that givenmoment, as I've experienced,
you're not just saying, hey,scan a QR code up there to give,
you're actually telling peopleall of the ways in which they
can get Yes. And you're drawingattention to it. Yes, yes.
Therefore, it's not weird. Ifyou draw the attention to it

(14:03):
exactly. Your say, Hey, you cangive in cash, hey, you can give
me a credit card. Hey, you canalso give through your stocks,
your crypto pretty soon. There'sgonna be a lot of other ways to
you, yes, you can talk about.
But it almost creates this senseof imagination you're giving,
which I think is really cool.

(14:25):
Really good. Being a SiliconValley based church. I think
that's really important that youare tapping into people's
imagination into the generosityas well. And this is a weird
trend. Everyone knows about thathappened a couple years ago,
preachers and sneakers, whichthe trend was the Instagram
account, but what was happeningwas pastors were wearing very

(14:45):
expensive shoes on stage. Andmany of them afterwards was
like, Oh, I was given thesneakers. Sure. No, I have lots
of thoughts on this. Because I'msneakerhead myself. But one of
the things I think wasinteresting about this Is that
nobody thought, I'm going togive these sneakers to the
church because they're valuable.
I'm going to give them to thepastor. But what if there was a

(15:07):
way in which these weird givingsituations were like, I don't
know how to feel about this,should I be receiving the gift
of the church be receiving thegift? Yeah, that there was
something that could facilitateanything that you want to give a
wine, an NF t be cool. So thatyou can bring that generosity
and also funnel it into thechurch or a cause that you

(15:29):
believe. And I was like,overflow sounds like, oh, my
gosh, did I just tee us upperfectly. Bands talk about?
Well, first off, how far away?
Are we from being able forpeople to give actual tangible
items?
We're not that far away. I wouldsay that in the vision of

(15:51):
building the infrastructure thatmakes generosity frictionless,
across every major asset class,in our product roadmap, we are
knocking down all the ways inwhich we believe we can unlock
unprecedented amounts ofgenerosity. How come you can go
to a cafe right now? Go to BlueBottle, pay for your $7 single
origin pour over via Apple Pay.
But you can't even give yourtithes and offerings via Apple

(16:16):
Pay? How come you can go to arestaurant? And because you're
not generous, and you want to goDutch? And because you're still
single and you go Dutch andthat's why you're single? You
Venmo request that girl? Howcome you've can Venmo request
her but you can't give yourtithes and offerings via Venmo
to your church? How come you cangive to that person on the side

(16:39):
of the street that's doingstreet performance via cash app?
I'm telling you, there areguitarists on the side of the
street that is more innovativethan some of our organizations
right now. And so in our productroadmap, it's all those things,
right? We are releasing theability to give you an Apple Pay

(17:00):
cash app Venmo. Eventually, inthe not too distant future, I
would say probably in the nextcouple of years really unlocking
and unleashing really everysingle thing you can imagine.
Yeah, whether it's sneakers,whether it's wine, collectibles,
anything of value, especially ofappreciating value for sure
wants you to be able to give. Wesay this that because Amazon

(17:24):
exists. So you spend more moneyonline, because Amazon exists. I
know my wife spends more moneyonline, I see the receipts. All
of us do, right? Yeah. Becauseoverflow exists. People will say
they give more money onlinething that that we have broken
off all limitation. Yeah, wehave removed every excuse to be

(17:48):
able to live extravagantlygenerous. Yeah. And so when you
know, that it's all God'sanyways, it's not the question
of how much do I need to give?
It's actually the question ofhow much do I need to keep and
the rest I give?
Man, that's, that's so powerful.
Because another concept that Ithink a lot of church leaders

(18:11):
and nonprofits don't realize isthat the more lanes of
generosity you open up, innatelygood, there's more generosity,
because you're making peoplethink differently about what
they have, and what they have togive. Yeah. So I think it really
seen this firsthand. We have aSlack channel, literally, that

(18:34):
real time doesn't kind of namepeople by name. But real time is
a real time feed of all thegifts coming through our
platform. And we routinely seefive figure gifts. Yeah, six
figure gifts. And I love thosegifts, because it's like
everybody's like fire emojiinspired rocket ships, you know?
Yeah, to the moon. You know,it's like, all these things,
because you could just see ourlean team, just a few dozen

(18:57):
people getting so amped.
Generosity begets generosity,generosity inspires generosity.
And I wish people were pluggedinto our Slack channel, because
they would be so inspired. ThatWow, the world is generous. Yes.
Wow. Like our world isn't largewhen we're generous. Yeah,
there's people out there we areas human beings wired to give.

(19:17):
Yeah, we just need to be able tofacilitate it. We need to
educate it. We need to unlockit. We need to make it easy.
Yeah.
For people and the educationpiece is not as threatening as
people make it out to be right.
Nobody is asking you to be afull time pastor, and a full
time financier, right. Why do wethink that? You just have to

(19:40):
know basics. And we teach peoplethat and actually, if you had to
overflow insider, we have aspecial episode coming up
shortly, where we're going tocover the best ways to prep a
giving message. I love that.
Well, you'regonna be giving it Okay, cool.
Yeah. I love it.

(20:01):
So, head to overflow.co/insiderIt's free, sign up for that and
you get exclusive access becauseit's only on insider comm on
it's not going live. It's in thevault. That's all. Thanks so
much for listening to the giveit up podcast if you want to
receive even more insights onchurch innovation, culture and
giving now you can sign up forfree to be an overflow insider

(20:25):
where you'll receive exclusivecontent discounts direct access
to Vance Roush to get yourquestions answered, and also
invite only access to ourmonthly fundraising leadership
forums, head to overflow.cobackslash insider, or just click
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(20:48):
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