Good Cents by Payactiv
At Payactiv, we believe that people and economies flourish when everyone is able to participate. That’s why we invented Earned Wage Access (EWA) way back in 2012. We’ve been building a digital wallet that helps you stretch every dollar and achieve your financial goals ever since. Money can feel complicated and even overwhelming at times. How to get paid early? How to start a budget that you’ll actually stick to? What’s a good way to start saving for a rainy day? We’re here to lift the curtain and have real money conversations. Listen to stories by real people, financial experts and Payactiv users about how they earn, spend, and save. Welcome to the Good Cents podcast by Payactiv.
Episodes
Despite worries about the economy, today’s episode of Good Cents episode will convince you that now is a great time to explore your current pay options and maybe even negotiate a raise with your current employer.
We’re talking to Stephanie O'Connell, a finance expert, author, podcaster, and journalist. Stephanie’s advice for asking for a raise? Show your value. This episode will improve your negotiation skills, help you take control...
A key facet of financial learning is tax preparation and maximizing your refund. Nicole Rosen is an Enrolled Agent (EA) with the IRS, which means she’s in a great position to share some last-minute filing tips.
Have a financial question for us? Email GoodCents@payactiv.com. Don’t forget to subscribe wherever you get your podcasts.
Here’s the recap of today’s 15-minute episode:
- The pros and cons of using tax software versus hiri...
Credit cards are a valuable financial tool for renting a home or taking out a loan, but like a double-edged sword, beware! It's easier in today’s economic climate to slip into a debt spiral. On this episode of Good Cents, Eric Rosenberg and Deacon Hayes, President of Well Kept Wallet, dive into how to make the most of your credit cards while avoiding increasingly expensive debt.
Have a financial question for us? Email GoodCents@pay...
It’s easy to start a financial goal and give up a few months in, especially when the economy feels uncertain. On today’s episode of Good Cents, Eric and Sydney are here to give you the pep talk you need because leveling up your finances is always possible, no matter your financial situation. It just takes consistency and discipline, and that’s where Payactiv is here to help.
Have financial questions for us? Send it to GoodCents@pay...
This time of year can be one of the most expensive and challenging for families living on one income. Singe mom and author of “The Feminist Financial Handbook” Brynne Conroy shares her inspiring story plus tips you can use year-round to minimize holiday financial stress. From setting money aside every month, to using financial wellness tools that help you budget, Brynne and Eric are covering it all on today’s Good Cents by Payactiv...
Did you recently receive an email from your employer asking you to sign up for benefits? Navigating Benefits Enrollment Season alone can be tricky, which is why Eric and Tiffany Grant of “Money Talk with T” have your back. Eric and Tiffany cover how to choose a retirement and healthcare plan, HSAs and FSAs, and nontraditional benefits (Like Payactiv!). Follow Tiffany at MoneyTalkWithT.com and Happy Benefits Enrollment Season!
How do you simultaneously help out a loved one who needs a loan while protecting your hard-earned money? Can you mix family and finances without stirring the pot? These questions can be stressful to answer without a guide. Enter: Eric and family finance expert Elle Martinez of Couple Money. Eric and Elle share simple strategies that can safeguard your relationships and your wallet at the same time.
Are you saving for a goal, paying off credit cards, planning for kids, or just feeling lost when navigating your finances? An amazing financial coach like Mario Rodriguez from KOFE (Knowledge of Financial Education) can give you advice and support for FREE when you download the free Payactiv app (message and data rates apply).
From handling an intimidating financial situation like a court summoning or getting an extra set of eyes o...
Happy Hispanic Heritage Month! Athena Lent of “Money Smart Latina” and Eric dive into the important lessons Athena learned while spending time with Junior Achievement students and how these lessons would later start Athena’s career in personal finance education. We’ll discuss the systemic issues facing Latinx people, particularly Latina women, and how alternative banking solutions like Payactiv can help lift people out of poverty b...
On this episode of Good Cents, we’re tackling BIG money questions. What is the point of money if you don’t know what to do with it? How easy is it to save your first ten thousand dollars? What do you do after you saved it?
Eric speaks with J. Money of Budgets are Sexy about why you should start tracking your net worth, strategies to start saving your first $10,000, and how to get started as a beginner investor. J. Money even gives ...
If you already know, you know. But if you don’t, we’re here to talk about why payday loans, salary loans, and small-dollar loans are the absolute worst. Eric brings on finance expert Miranda Marquit to talk about what makes them so awful (3 letters, A-P-R), and alternative means to go to before taking one out.
Payactiv is here to help prevent you from taking this last resort.
- Download the free Payactiv app* to find a job that of...
In today’s episode, we’re taking 15 minutes to celebrate Payactiv’s winning “Best for the World” (2 years in a row!) with Payactiv CEO, Safwan Shah. This award is only given to the top 5% of B Corporations that put people above profit, and it’s a huge deal! So grab some headphones, get comfy, and get ready to learn more about Payactiv’s mission directly from the co-founder of Payactiv himself.
Ready to make more money outside of your normal job? Spoiler alert! A side hustle might be just the thing. In this episode, Eric and Sydney talk about how to turn a fun hobby into a small-scale money-making business. While being your own boss means putting in extra time and effort, Eric’s goal by the end of this episode is to convince you that yes, investing in your side hustles is 100% worth it.
Eric and Sydney continue their conversation about how to make more money at work and offer steps you can take today. Eric shares tips for what to do in specific job situations, why every job change should come with a raise, and the difference between asking for a raise and setting yourself up for a promotion. If you’re hunting for a new job offering incredible perks, check out Payactiv Job boards in the Payactiv App to find a job o...
For many hardworking people, asking their boss for a raise can feel quite strange. Financial expert Eric Rosenberg and curious writer Sydney dig into this taboo topic. We'll cover everything from how to prepare to ask your boss for a raise, to how much you should ask for, and why a raise should come with every job change. There’s a lot of ground to cover, so we split this conversation into two episodes.
There are very few people who love a good budget more than our host Eric Rosenberg. Sydney and Eric talk about how to simplify the idea of a budget to make it less scary, how often we should be thinking about them, and more. Payactiv's free financial toolkit helps you get smart insights into your spending and flags what’s safe to spend and put away. Payactiv also offers free 1:1 financial counseling sessions for anyone looking for ...
Understanding how credit cards really work can be confusing. In this episode, we discuss every question we can think of when it comes to navigating this complicated piece of plastic. From timing your payment schedules to making better spending habits, we’ll break it down and make credit cards easier to manage.
Have a listen or continue reading the transcript below. Was this podcast helpful? Send your feedback and questions to GoodC...
Tax Season is a great time to take a pause and take a deep dive into our finances. Eric Roseburg asks Enda Ferraro, volunteer income tax assistant, all about what’s unique about this year’s tax season, some common tax questions, and gets some last-minute tax preparation tips you might be able to use this weekend. Don’t forget to download the Payactiv app and create an account to save up to $15 on TurboTax.
In this episode of the Payactiv Podcast, we’re talking with Michelle Jackson about why it’s important to have uncomfortable financial conversations, find a financial community, and a whole lot more. Michelle is host of the podcast, “Michelle is Money Hungry” where she discusses all things personal finance and entrepreneurship.
In this episode, we’re talking with Wilson Muscadin about his foundation, The Money Speakeasy, the intersection of race and personal finance, and much more. Wilson Muscadin is a financial coach and Accredited Financial Counselor®. His foundation, The Money Speakeasy, was built as a social outlet for Americans to talk about taboo financial topics like budgeting, debt, savings, credit, housing, and insurance.
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