José Fernando serves as Founding President of the Global Network of Guarantee Institutions and Special Honorary Chairman of the European Association of Guarantees. He consults for the World Bank and United Nations Development Programme on credit guarantees and green finance. He sits on the Advisory Committee of the European Innovation Council Equity Fund and previously served on its Investment Committee. Fernando led the creation and management of key Portuguese credit guarantee institutions and was President and CEO of PME Investimentos and CFO of IAPMEI. He contributed to the merger forming BPF, the Portuguese Promotional Bank. He is a founder of Knowledge Factory consulting, partner at Quadrantis Capital VC, and winemaker. He holds a degree in Economics, has lectured at universities, and has published works on credit guarantees.
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