All Episodes

August 8, 2025 40 mins

In this episode of Healthy Team, Healthy Business, we speak with Michael Scarpati, co-founder of RetireUS, to talk about the dirty truth behind the financial services industry — and what you can do about it.

✅ Learn how 95% of financial advisors aren't legally required to act in your best interest.
✅ Discover the new subscription-based model bringing fiduciary guidance to small investors.
✅ Why having a 401(k) or brokerage account doesn’t mean you're financially healthy.
✅ The #1 blind spot most people have about retirement (and how to fix it now).
✅ The surprising connection between financial wellness and physical health.

If you've ever felt confused, skeptical, or underserved by traditional financial advisors, this conversation will completely reframe how you think about money, risk, and your future.

🔑 Key Topics Covered

  • The hidden flaw in most financial advice models
  • What it really means to work with a fiduciary
  • How to set meaningful financial goals
  • The “financial red flags” most people don’t know they have
  • Why protecting your money is more important than chasing growth

Mike Scarpati is a financial strategist, educator, and co-founder of RetireUS — a tech-enabled platform that gives everyday Americans affordable access to fiduciary financial planners without asset minimums.

🌐 Learn more: https://retire.us

📣 Connect With Us

  • Instagram: @healthyteamhealthybiz
  • LinkedIn: Josh Phelps | Healthy Team, Healthy Business Podcast


financial wellness, fiduciary advisor, retireUS, financial health, personal finance advice, how to plan for retirement, independent financial advice, financial literacy, financial planning podcast, money mindset, healthy team podcast

INSTAGRAM
FACEBOOK
OUR WEBSITE
EMAIL: teamdudes@healthyteamhealthybusiness.net

Mark as Played

Advertise With Us

Popular Podcasts

Stuff You Should Know
Dateline NBC

Dateline NBC

Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Special Summer Offer: Exclusively on Apple Podcasts, try our Dateline Premium subscription completely free for one month! With Dateline Premium, you get every episode ad-free plus exclusive bonus content.

On Purpose with Jay Shetty

On Purpose with Jay Shetty

I’m Jay Shetty host of On Purpose the worlds #1 Mental Health podcast and I’m so grateful you found us. I started this podcast 5 years ago to invite you into conversations and workshops that are designed to help make you happier, healthier and more healed. I believe that when you (yes you) feel seen, heard and understood you’re able to deal with relationship struggles, work challenges and life’s ups and downs with more ease and grace. I interview experts, celebrities, thought leaders and athletes so that we can grow our mindset, build better habits and uncover a side of them we’ve never seen before. New episodes every Monday and Friday. Your support means the world to me and I don’t take it for granted — click the follow button and leave a review to help us spread the love with On Purpose. I can’t wait for you to listen to your first or 500th episode!

Music, radio and podcasts, all free. Listen online or download the iHeart App.

Connect

© 2025 iHeartMedia, Inc.