AB 130 and the $100 Fine Cap: How California Just Made HOA Problems Worse

California’s new law capping HOA fines at $100 per violation is being celebrated by some as a win for homeowners. But in this episode of HOA HELL, attorney Michael Kushner breaks down why AB 130 is not the reform it appears to be, and why those so-called experts who support the law didn’t think through the consequences Kushner discusses. Based on his deep dive into the statute and its fallout, Kushner exposes how the law’s vague language, unintended consequences, and political underpinnings will actually create more chaos, more litigation, and more costs for homeowners across the state. 

🔍 What You’ll Learn:

✅ What AB 130 actually changed in Civil Code § 5855 and what it left dangerously vague.

✅ Why the $100 fine cap could backfire, especially in cases of ongoing or repeat violations.

✅ How the law might actually lead to a spike in lawsuits and increased HOA dues for everyone.

✅ The hidden due process problem buried in the new “agreement” clause.

✅ Why this law had NOTHING to do with homeowner rights, and everything to do with the governor’s de-urbanization policy, state control, and political agenda.

✅ How one self-described “HOA thought leader” implied that he helped pass AB 130, but clearly failed to think through or address the myriad consequences that will flow from the new law.  

If you live in a California HOA, this episode is a must-listen. The law may be new, but the consequences are already starting to hit. 

🔔 Subscribe for more full-length episodes and shorts to help you fight back against abusive HOA practices. 

🎧 Listen on YouTube @hoahellpodcastofficial or wherever you get your podcasts. 

🌐 📞Need help? Contact MBK Chapman at www.mbkchapman.com. Mention the HOA HELL podcast for a discounted consultation. 

DISCLAIMER:  

This content constitutes attorney advertising.  

The content of this podcast is for general informational purposes only and does not constitute legal advice. No attorney-client relationship is created by listening to this podcast, submitting a question, or receiving a response. Always consult with a licensed attorney regarding your specific legal situation. MBK Chapman and Michael Kushner disclaim any liability for actions taken or not taken based on the information provided in this podcast.  

This communication does not constitute a guarantee, warranty, or prediction regarding the outcome of your legal matter. 

ABOUT:  

Michael Kushner is the attorney who pioneered this niche area of the law—representing homeowners in disputes with their HOAs—in California. He created and taught the systems now used by the biggest law firms in the state focused on HOA litigation. Through his firm, MBK Chapman, and now through HOA HELL, Kushner continues to give homeowners practical legal tools to fight back. 

#MichaelKushner #MBKChapman #CaliforniaHOA #BadHOA #AB130 #HOAFines #DueProcess #DavisStirlingAct #LukeCarlson #LSCarlsonLaw 

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