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June 9, 2025 26 mins

You find your dream home online but before you fall in love, you’re stuck wondering: Can I even afford this?

If the idea of calling a lender feels intimidating, you’re not alone. In this episode of Salt Lake Real Estate, we explore a new way to start your homebuying journey without the pressure, the sales calls, or the guesswork

Austin Pugmire, Loan Officer for LendItHome shares how this free tool gives buyers an accurate mortgage estimate no phone call required. And Brayden Hardman of RealBroker breaks down how agents are using it in real-time to guide clients and strengthen offers.


In This Episode, You’ll Learn:

  • The difference between prequalification and preapproval
  • How this tool helps renters become realistic buyers (sooner than they think)
  • Why agents and sellers rely on preapproval for serious offers
  • How to run “what-if” financial scenarios without risking your credit score
  • What it really costs to buy down your rate—and how to budget for it


Whether you're planting roots or investing in your next move, the smartest decision is an informed one. Don’t let fear or confusion slow you down use the right tools, get educated, and take your next step with confidence.


Try the tool: http://www.lendithome.com

Connect with Austin Pugmire: http://www.instagram.com/that_loan_guy/

Connect with Brayden: http://www.instagram.com/braydenrayhartman/


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