How to Retire on Time

How to Retire on Time

Welcome to How to Retire on Time, a show that answers your retirement questions. Say goodbye to the oversimplified advice you've heard hundreds of times. This show is about getting into the nitty-gritty so you can make better decisions as you prepare for retirement. Text your questions to 913-363-1234 and we'll feature them on the show. Don't forget to grab a copy of the book, How to Retire on Time, or check out our resources by going to www.retireontime.com.

Episodes

December 5, 2025 4 mins

"Hey Mike, retirement feels incredibly overwhelming. Where do you start?"

 Discover what comes before financial planning.

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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"Hey Mike, how hard is it to learn how to manage a retirement plan on your own if you don’t have a financial background?"

 Discover when it may make sense and when it probably doesn’t make sense to manage your assets in retirement.

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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"Hey Mike, how can some insurance companies offer a better version of a buffered ETF if they work in the same market?"

 Discover what makes them similar and what makes them different.  

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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December 2, 2025 9 mins

"Hey Mike, once you buy an annuity, is it better to take income when you retire, or wait so the income amount gets bigger?"

Discover when it may make sense to start your lifetime income when you retire, and when it may make sense to delay it.

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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"Hey Mike, is it true that the first five years of retirement are the most risky for your portfolio?"

 Discover three strategies that may make the next market crash an opportunity.

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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An interview with Tammy Reid, wife of head coach Andy Reid, where she discusses her own family holiday traditions, the need for and joy that comes with giving, and her involvement with the Giving Machines in Kansas City. 

For more information about the giving machines, click this link: https://www.churchofjesuschrist.org/welcome/christmas/light-the-world/giving-machines?lang=eng

Looking for volunteer opportunities? Check out...

Mark as Played

In this week's special episode, Mike talks to Tammy Reid, wife of head coach Andy Reid, about the joy of giving, and the Giving Machines located in Union Station in Kansas City (and elsewhere). Mike and David also discuss finding purpose in your encore years, and how giving of your time and talents can help you find purpose in retirement. 

Giving Machines: https://www.churchofjesuschrist.org/welcome/christmas/light-the-worl...

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“Hey Mike, what are smart ways to donate to charities?”

Discover different ways to lower your tax bills while getting more of your money to a church or charity.

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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“Hey Mike, what’s your favorite strategy or method for managing a portfolio?”

Discover the difference between active and passive management, while acknowledging the difference between trading stocks and funds. 

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

Mark as Played
November 19, 2025 8 mins

“Hey Mike, which is better, Original Medicare, Supplement (Medigap) Plans, or Advantage Plans?”

Discover why there’s no perfect solution for senior healthcare plans and how to research which is right for you. 

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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November 18, 2025 10 mins

“Hey Mike, what’s a common misconception you run into with DIY investors?”

Discover why buying and holding ETFs may not be as good of a strategy as you may believe.

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

Mark as Played

“Hey Mike, can you explain in more detail your "Bear Market Protocol?’”


Discover different ways you can prepare now to take advantage of a market crash. 

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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November 14, 2025 4 mins

"Hey Mike, what should we know about the Fed cutting rates?"

Discover some of the cautionary flags you may want to consider as the Federal Reserve signals more rate cuts.

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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"Hey Mike, I want to keep working but it’s getting in the way of my IRA to Roth Conversions. What can I do?"

Discover why your purpose and work may be more important than paying slightly less in taxes.

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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"Hey Mike, the stock market seems overvalued. Do you think the real estate market is also overvalued?"

Discover the different markets you can invest in, and how some are influenced by others. 

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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"Hey Mike, which should be done first, social security optimization or tax minimization planning?"

Discover why tax planning should be done before you optimize your social security benefits.

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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"Hey Mike, I know I should be in the stock market, but I can’t get myself to go in since I think it’s going to crash. Is this normal? What else is there? 

Discover how to diversify your assets by strategy and timeframe so you can appropriate expectations.

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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November 7, 2025 8 mins

“Hey Mike, I’ve got many friends who have family businesses for retirement so they can write off their family travel and fun expenses. Does that really work?” 

Discover why the fake businesses and other alleged tax loopholes don’t typically pass an audit.

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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“Hey Mike, how does a retirement plan change if you have $250k saved vs $2.5 million.”

Discover why those who have less, even if they can afford to retire, may have more risk to consider.

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

Mark as Played

“Hey Mike, I’ve managed my 401(k) my entire life; I just buy and hold index funds. Is retirement any different?” 

Discover some of the risks associated with the idea that you can buy and hold your entire portfolio. 

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

Mark as Played

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