How to Retire on Time

How to Retire on Time

Welcome to How to Retire on Time, a show that answers your retirement questions. Say goodbye to the oversimplified advice you've heard hundreds of times. This show is about getting into the nitty-gritty so you can make better decisions as you prepare for retirement. Text your questions to 913-363-1234 and we'll feature them on the show. Don't forget to grab a copy of the book, How to Retire on Time, or check out our resources by going to www.retireontime.com.

Episodes

December 11, 2025 13 mins

“Hey Mike, I want to help my kids now while I’m alive. Do you have any do’s and don’ts when it comes to financially helping your kids?” 

Discover why helping your kids who are making bad financial decisions may hurt them more overall.

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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“Hey Mike, I’ve got a business that I plan to sell in a few years. Any tips on how to prepare for the sale and retirement?” 

Discover where you may want to spend your time in order to prepare for a potentially better sale for your business.

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

Mark as Played

“Hey Mike, can you explain what tax planning is? Everyone talks about it but then recommends IRA to Roth conversions.” 

Discover different ways you could implement tax planning in your retirement plan other than IRA to Roth Conversions.

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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December 8, 2025 13 mins

“Hey Mike, enjoyed the book, but am having a hard time changing my portfolio. What I’m doing seems to be working. Why should I switch now?”
 
Discover why you may want to change your portfolio or investment strategies every now and then.

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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"Hey Mike, retirement feels incredibly overwhelming. Where do you start?"

 Discover what comes before financial planning.

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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"Hey Mike, how hard is it to learn how to manage a retirement plan on your own if you don’t have a financial background?"

 Discover when it may make sense and when it probably doesn’t make sense to manage your assets in retirement.

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

Mark as Played

"Hey Mike, how can some insurance companies offer a better version of a buffered ETF if they work in the same market?"

 Discover what makes them similar and what makes them different.  

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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December 2, 2025 9 mins

"Hey Mike, once you buy an annuity, is it better to take income when you retire, or wait so the income amount gets bigger?"

Discover when it may make sense to start your lifetime income when you retire, and when it may make sense to delay it.

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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"Hey Mike, is it true that the first five years of retirement are the most risky for your portfolio?"

 Discover three strategies that may make the next market crash an opportunity.

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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An interview with Tammy Reid, wife of head coach Andy Reid, where she discusses her own family holiday traditions, the need for and joy that comes with giving, and her involvement with the Giving Machines in Kansas City. 

For more information about the giving machines, click this link: https://www.churchofjesuschrist.org/welcome/christmas/light-the-world/giving-machines?lang=eng

Looking for volunteer opportunities? Check out...

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In this week's special episode, Mike talks to Tammy Reid, wife of head coach Andy Reid, about the joy of giving, and the Giving Machines located in Union Station in Kansas City (and elsewhere). Mike and David also discuss finding purpose in your encore years, and how giving of your time and talents can help you find purpose in retirement. 

Giving Machines: https://www.churchofjesuschrist.org/welcome/christmas/light-the-worl...

Mark as Played

“Hey Mike, what are smart ways to donate to charities?”

Discover different ways to lower your tax bills while getting more of your money to a church or charity.

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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“Hey Mike, what’s your favorite strategy or method for managing a portfolio?”

Discover the difference between active and passive management, while acknowledging the difference between trading stocks and funds. 

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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November 19, 2025 8 mins

“Hey Mike, which is better, Original Medicare, Supplement (Medigap) Plans, or Advantage Plans?”

Discover why there’s no perfect solution for senior healthcare plans and how to research which is right for you. 

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

Mark as Played
November 18, 2025 10 mins

“Hey Mike, what’s a common misconception you run into with DIY investors?”

Discover why buying and holding ETFs may not be as good of a strategy as you may believe.

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

Mark as Played

“Hey Mike, can you explain in more detail your "Bear Market Protocol?’”


Discover different ways you can prepare now to take advantage of a market crash. 

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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November 14, 2025 4 mins

"Hey Mike, what should we know about the Fed cutting rates?"

Discover some of the cautionary flags you may want to consider as the Federal Reserve signals more rate cuts.

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

Mark as Played

"Hey Mike, I want to keep working but it’s getting in the way of my IRA to Roth Conversions. What can I do?"

Discover why your purpose and work may be more important than paying slightly less in taxes.

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

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"Hey Mike, the stock market seems overvalued. Do you think the real estate market is also overvalued?"

Discover the different markets you can invest in, and how some are influenced by others. 

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

Mark as Played

"Hey Mike, which should be done first, social security optimization or tax minimization planning?"

Discover why tax planning should be done before you optimize your social security benefits.

Text your questions to 913-363-1234. 

Request Your Wealth Analysis by going to www.retireontime.com 

Mark as Played

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