"I Heard That" (Podcast) with Coach Clarence
Facts, Humor, and Fitness: And Honest Dialogue" with Coach Clarence If you're over 40 and ready to level up your health, wealth, and mindset, you're in the right place.I'm Coach Clarence—Certified Mortgage Advisor, Personal Fitness Coach, and someone who's walked the walk. This podcast is for you—the high-performer, the career-pivoting parent, the go-getter who knows there’s more life (and success) after 40.Every week, I bring you real talk, real strategies, and real stories from industry insiders in fitness, finances, and mindset coaching. We’ll dig into everything from: Mortgage strategies and credit repair tips Staying fit over 40 and fighting inflammation Career pivots, personal growth, and building financial freedom Honest, no-fluff conversations to keep you motivatedWhether you're chasing better health, making smarter money moves, or just want to feel good and crush your goals, this show gives you the tools to thrive.No gimmicks. No fluff. Just straight-up facts, humor, and game-changing advice to help you dominate your 40s and beyond.
Episodes
The real estate market right now is confusing for many buyers… but it’s also full of opportunity.
In this episode, we break down how today’s market can benefit both buyers and sellers, how supply and demand are shaping home prices, and why many buyers hold themselves back with outdated assumptions about credit scores and down payments.
We also explain why a strong pre-approval matters more than ever and how it can ...
Is now really the worst time to buy a home… or the biggest opportunity?
In this episode of the I Heard That Podcast, Clarence breaks down the 2026 housing market, tackling rising interest rates, high home prices, and the fear keeping buyers stuck on the sidelines.
If you’ve been waiting for rates to drop or prices to crash, this episode challenges that thinking—and explains why hesitation could cost you...
Are you being told that you need a 20% down payment, a credit score of 700 or higher, and perfect timing to buy a home?
That belief is keeping thousands of qualified buyers stuck on the sidelines.
In this episode of The I Heard That Podcast, Coach Clarence breaks down the biggest mortgage myths dominating today’s market — from down payment misconceptions to credit score confusion to the belief that high interest rates mea...
Over 2 million borrowers just lost 100+ credit points, and most never saw it coming. If your score slid from a 700 to a 550 overnight, this episode is your playbook to reverse it.
Inside, we unpack exactly how post-October 2024 reporting torpedoed scores—retroactive lates, skipped notices, duplicate tradelines, and how those same violations can be used to dispute and delete the damage.
What you’ll learn:
- The reporting ...
JR—Arizona’s go-to home insurance specialist—breaks down how your policy can speed or stall a mortgage, refi, or HELOC. He shows what lenders verify (coverage limits, deductibles, replacement cost vs. ACV, effective dates, the mortgagee clause) and the gaps that jam closings—missing binders, wrong clauses, roof exclusions, HOA “walls-in” misunderstandings. Then he walks through the simple fixes h...
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