Daniel Zagata of Evershore Financial Group
Key Points:
- Importance of long-term care planning: Even if you don't expect to need it, planning for long-term care is essential.
- Medicare limitations: Medicare does not cover custodial care, which includes assistance with daily living activities.
- Financial implications: Long-term care can be expensive, and it's important to have a plan to cover the costs.
- Insurance options: Long-term care insurance can help protect you financially in case you need care.
- Viatical settlements: In some cases, you may be able to sell your life insurance policy for a lump sum to cover long-term care expenses.
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