Mindset Mastery for Financial Success: Unleashing Your Money Mindset for Abundance

Episode Transcript
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(00:50):
Aloha Inspired Money Maker. Thanks for tuning in. If
this is your first time here, welcome. If you're returning,
welcome back. Let's all be Inspired Money Makers together.
Have you ever noticed how your relationship with money seems
to run quietly in the background until suddenly it
doesn't? Maybe it's a surprise, bill, a missed

(01:12):
opportunity, or a moment when you realize that you've been
holding yourself back not because of lack of money, but because
of a lack of belief. In today's episode, we're talking about
something most of us never learned in school, but we live with it
every day. It's your money mindset. We've all heard about the
power of a growth mindset. How believing you can learn and

(01:35):
improve can change everything. But what about your
mindset around money? When was the last time you paused,
really paused to think about the way that you think about
money? Most of us are too busy navigating
life, hustling through the storm to ask
why do I feel so stressed when I check my bank account?

(01:58):
Or why do I feel guilty about wanting more? Why does wealth
feel out of reach even when I work so hard?
The truth is, your mindset around money is
shaping your financial life more than any spreadsheet ever
could. Fear and purpose are always intentional,
and for many of us, fear takes the lead. But what happens when you

(02:21):
choose purpose instead? You should shift
from scarcity to abundance.
That's what we're going to explore today. How to identify and rewire limiting
beliefs, embrace gratitude and visualization,
and align your money with your values. We've brought together an
extraordinary panel of experts, from best selling authors to financial

(02:43):
educators and mindset pioneers who will help
you master the inner game of wealth so that you can build the outer
results you truly deserve. Stick around.
This episode just might change the way you think about money for good.
Before we dive in, I want to thank today's sponsor. This episode
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(03:06):
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(03:51):
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(04:11):
to start your free
trial today. Now let's get started by introducing our
incredible guests, each bringing powerful insights into how
our mindsets shape financial success. First, we have
Vicki Robin. Vicki is a true trailblazer in the world of personal
finance. She's the co-author of the groundbreaking book

(04:34):
"Your Money or Your Life," a classic that has helped millions of people
transform their relationship with money and live more
intentionally. The book was updated, I think in
2018 to reflect the deeper connection between money,
purpose and sustainability. Vicki is also the host
of the podcast "What Could Possibly Go Right?"

(04:56):
and her work around localism, community resilience and values
based living continues to inspire. We're thrilled to
have her back with us. Vicki, so good to have you.
Thank you. Good to be here. Yeah.
Let's see. Loral is not here yet.
Let me welcome in Dr. Anna Yusim. Dr.

(05:19):
Yusim is a board certified psychiatrist, executive coach,
best selling author who helps high performers align their
inner world with their outer success. She's worked with everyone
from Olympic athletes to Fortune 500 CEOs.
She's also a clinical assistant professor at Yale Medical
School where she founded the new center for

(05:42):
Spirituality and Mental Health. Her unique
approach blends rigorous science with soulful exploration,
exactly what we need when talking
about the inner game of money. So welcome Anna.
Thank you so much Andy. It's a pleasure to be here with everybody.

(06:03):
And we have Laura Tynan. She is founder of the Witch of
Wall street, former global finance executive turned financial
empowerment coach. She helps conscious women heal their money
mindset and grow generational wealth through spiritually
aligned investing. She's been recognized by the Financial
Times as a top 20 future female leader and

(06:25):
by Yahoo Finance! as a global champion for women in business.
Laura's approach is grounded, intuitive and
transformational. Welcome Laura.
Thank you so much Andy. Great to be here with so many awesome women and
excited for this conversation. And we're hoping that
Loral Langmire will be here too. I'll just do a quick intro.

(06:49):
Loral is a powerhouse wealth coach, a six time New York Times
bestselling authority, and the founder and CEO of several
multimillion dollar companies including Integrated Wealth Systems.
With over two decades of experience in finance, business development
and investing, she's helped create hundreds of millionaires.
You may have seen her on cnn, Fox Business, the View,

(07:11):
or in Forbes and the Wall Street Journal. She brings bold, no
nonsense strategies that change how people think about and
create wealth. So we hope that she'll join us.
If not, we will go with the flow. That is the
reality of doing a live show. But I'm really
excited to have this lineup. You know, we're going to go deep into

(07:34):
how our beliefs, emotions and habits around money can
either limit us or unlock the life that we
truly want. So let's begin
with segment one. Early experiences with money shape financial
beliefs, often without conscious awareness. Observing
parents stress over bills or seeing wealth as unattainable

(07:56):
can lead to a scarcity mindset where money feels perpetually
out of reach. Cultural norms reinforce financial habits
dictating whether saving or spending is valued. A
scarcity mindset fosters fear based decisions while an
abundance mindset embraces financial growth. Common limiting
beliefs such as money is evil or I don't deserve wealth

(08:17):
can hold people back from financial success. Reprogramming
these thoughts requires techniques like neuro linguistic programming,
cognitive reframing, and subconscious reprogramming through
journaling. By identifying and replacing negative beliefs with
empowering ones, financial behaviors can shift. Developing a
healthy money mindset is essential for long term financial success

(08:40):
and breaking free from past conditioning.
Vicki, let me begin with you. Your book "Your Money or Your Life" helped millions
rethink their relationship with money. How does intentional living
help rewire our limiting beliefs? I
think that the key

(09:02):
in "Your Money or Your Life" there's two keys in "Your Money or Your Life."
Or maybe three, I don't know. But one is the recognition that
despite what the society says, despite
all of the messages through, you know, all of the
channels, money is actually something that you
trade your life energy for. You trade the hours of your

(09:24):
life for money. And when you think about your life, rather than thinking
about investing your life in money, you think about how does
money serve me and my life and all the
things I want to, to do and be in my life? You know, we're not
just workers, you know, we're partners and parents and aunts and
uncles and, and we have so many interests that are outside of the

(09:47):
realm of money. But somehow or another we have to, you know, at some point
in life we have to tuck ourselves into the dominant paradigm. And so
when you start thinking about is these, are these purchases worth the
hours of my life? Is it going to make Me truly happy, is it going
to take me in the direction I want to go? Many people don't have
a purpose in life beyond their jobs. But even

(10:10):
just asking the question, is this
purchase, is this activity around money taking me
where I want to be in life? Me, a human, a soul
can induce a question around, am I
here for more than money?
Laura, I want to hear your, maybe your personal thoughts because

(10:33):
I know that your approach blends finance and
spirituality, but you were in corporate
finance, you have that background and you kind of traded that in.
So what are your, what are your thoughts on what Vicki said?
So I mean, personal development manifestation, the
mindset work has always been a massive part of my life, ever since I was

(10:55):
19 and picked up my first ever Abraham Books book.
And that really shaped my whole journey within corporate finance. I have to say I
worked there for a decade and I actually loved my experience. I
was, had manifested some incredible opportunities. I was
sitting on the board of companies, I was traveling around the world. I was very
much living out the dream that I had written down when I was 19, when

(11:17):
I stepped foot inside university to study finance. So I was
probably one of the few who actually really loved the corporate journey. What
made me leave was I was turning 30, I was heading into
a new chapter. And in the years running up to that,
I'd had these very profound experiences of hearing about the
gender inequality statistics, experiencing it, being the only

(11:40):
woman in the boardroom, whether I was in Dubai, in
Abu Dhabi, anywhere around the world. And so I started
to teach other women within the financial industry about personal development, about
self empowerment, about how to move up the corporate ladder if that's
what they desired. And so I had reached a point that I thought,
this is what I love. I feel like this is my mission. And if money

(12:01):
really is just a reflection of our value, of our service that we provide, that
this was definitely the service I wanted to be providing in the world
and be compensated for it. And so at 30, I
decided to, you know, to the shock of my family, my parents,
my colleagues, and to leave this very high paying corporate
job and start something brand new, myself, which ultimately

(12:23):
evolved into the Witch of Wall Street. And in
my journey, everything that I have seen, even though it started out about
female empowerment, it had to focus on financial
empowerment. Because if we're just talking about female empowerment, in my experience,
we're kind of just in this echo chamber where everyone's going to agree, yes, women
should be empowered, there shouldn't be inequality. That's amazing. But what are we actually

(12:46):
doing? About it. And I thought the more money I can put in the hands
of women, the better the world is going to be. And let's empower women to
understand not just how to manage it, how to make it work for them through
investing, but actually shift their entire relationship with it so
they don't think that they just have to trade their hours for
money through a job, although some people love that and that's what they want to
do with their life, but also to open up their mind, too, that there's different

(13:09):
ways to build wealth, to become financially free. You know, following
your passion like I did was the example that I can set as well. So
for me, everything we do in the Witch of Wall street, it's blending both, I
think, one without the other. Just. It's a disservice to my community and to
my clients. Love this movement. Anna,
can you give us some context? Because from your

(13:30):
integrative psychiatry lens,
how do early psychological conditioning
and trauma manifest as limiting beliefs
around money? Yeah, it's a wonderful
question because so much of who we become is really shaped
by parental belief, by the individuals who enable us to

(13:53):
become who we are. And we have to reprogram in so many ways.
And, you know, I think it's, as you pointed out,
individuals who have had a lot of trauma often
see the world as a dangerous place and a place where
rather than there being abundance and love, there being
danger and scarcity, and slowly, over time,

(14:15):
we have to reprogram those deeply held unconscious beliefs to, to be
in line with the person we want to become, as opposed to the person
or the community or the environment in which we were raised.
Vicki, have you found that you've had limiting
beliefs around money that you had to overcome?

(14:39):
Yeah, I was raised by. I was raised in an upper
middle class family, but both my parents
lived through the depression. And so the money messages were
quite confused. And there was a
scarcity mindset in an abundance
lifestyle. So that was part of it. But at the

(15:01):
same time, I was very grateful to learn the skills of frugality. I mean,
frugality has served me extraordinarily well. And when I
was a junior in college, I went to Spain, I studied in
Spain, and I figured out that the less money I spent,
the further it went. So I
had a year and a half instead of nine months. And

(15:24):
it wasn't, it wasn't deprivation, it was
empowerment. I said often, I
buy my freedom every day through my frugality,
but at the same time, as the representative of "Your Money
or Your Life" for decades. I developed a

(15:45):
sort of a prison for myself because I had to adhere
very closely to the values that the book was representing,
Because I knew that in a transformational book,
people would be examining
my behavior in light of what
I was teaching. And so I had to. After

(16:07):
my partner, Joe Dominguez died and after many other experiences,
including having cancer and changed. So in my life,
I really had to overcome it and be able to
spend the money I needed to spend in order to live a life I loved.
Anna, did you have a thought? Yeah. I mean,

(16:27):
I think that all of us essentially come into this world with certain
things that eventually, as we think about the person we want to become,
work for us and other things that don't. And just as Vicki was
expecting, explaining, my family came in, you know, to this country as
immigrants, and the mentality we had was, you have to work really,
really hard for money. So that was the mentality that I grew up with,

(16:50):
that the way to make ends meet and the way to accomplish anything in
life was to work super hard. And that was very effective
and worked for me. But, you know, there's actually other ways of
also manifesting. You know, we talk about the word manifesting. Know what
is manifesting? There is the masculine way of manifesting. And masculine,
I say in quotes, if you were to create a divide, which is to work

(17:12):
really hard and be deliberate and intentional. But there's also the more feminine way
of manifesting, which is to elevate your own vibrational
frequency to a level to make yourself equal in
frequency to what it is that you want to accomplish. And that's more magnetic.
It's not a passive process, but it's an active process in a totally
different way. And that way, you. You're able to draw in what

(17:34):
you need as opposed to working really hard for it. So that's really been my
lesson around money. Wow. I like
hearing that masculine and feminine approach and
a good segue. Let's go into segment two, where we're
going to talk about visualization and affirmations.
The brain processes imagined experiences similarly to real

(17:57):
ones, engaging neural pathways that shape thoughts and
behaviors. Visualization activates brain regions linked
to motivation and decision making, reinforcing financial
confidence. Studies suggest that mental rehearsal enhances
performance and goal attainment. To visualize financial
success, set clear goals, create vivid mental images,

(18:19):
and incorporate positive emotions. The Future self
technique aligns present actions with a prosperous future.
Affirmations work by reprogramming subconscious beliefs.
Effective ones are present, tense, positive, and emotionally
resonant. A financial Vision board can reinforce abundance by
displaying goals, affirmations and motivational imagery.

(18:41):
Daily visualization and affirmations create a prosperity
mindset, shifting financial habits and opportunities.
Repeated exposure to these mental exercises rewires
neural pathways promoting confidence and strategic
action toward wealth.

(19:03):
Laura, you teach your clients to visualize financial success.
How do you teach visualization in a way that actually creates
results? Yes, so that's very much the witchy
part of what I do is the inner work.
Look, I love visualization. I have many meditations and different recordings on my
own channel and that's what I share with my students and clients, as you said,

(19:26):
to support them to shift into this new
reality, living their richest life however they desire it.
And visualization can be really powerful if it helps us to
connect to the feeling of the reality that we want to create.
And I always bring it back to the feeling of, especially
nowadays where everything is very mainstream. I think, like vision boards and

(19:48):
all these kind of techniques. The challenge sometimes is that these
techniques can actually be used in a way that people feel like it's just another
thing to do. Like it becomes like on their to do list. Or by
looking at their vision boards, they actually feel worse because it's just a
constant reminder of where they're not so more so than
the practice because visualization can be really powerful. Vision boards can

(20:10):
be. Affirmations can be. I'd always come back to tune
into the feeling. How is it making you feel if looking at your vision board
every day is actually making you feel rubbish because you're saying, oh, that's just everything
I haven't got yet. Or if saying, I'm so grateful that I'm now a
millionaire and every time you say your brain is going, that little voice in your
head is calling BS on it, then maybe stop that and try a different

(20:32):
technique that is going to ease you into that emotional feeling that you want
a little bit easier. So it can be so powerful. It certainly
is. It's science backed and everything like that. But I would always just
say tune into the feeling first. And maybe if the visualization isn't getting
you there, the vision board, the affirmations, whatever it is, let's take it from
a different angle. Let's try a different approach to actually help you get the

(20:55):
outcome that you want. In your experience, do you see
a big difference in the thinking or the approach
that men have versus women? Yeah, I
mean, I work predominantly, I mean exclusively probably to say
with women in my business, like in my mastermind or my community or my coaching
program. It is women that I work with. That's my mission. That's what

(21:17):
the Witch of Wall Street is rooted in, its purpose in. But
obviously from being in different containers, communities, coaching programs more
broadly, we can all approach things
differently. But it doesn't necessarily mean it's male or female,
because I have some friends from my corporate days who were very in their, you
know, let's say, "male energy." And maybe for them

(21:40):
sitting down to do breath work or tapping or visualization
just does not register with them. And they want to have a more
forceful approach to things. They're more like, get up and go. Maybe more of like
the Tony Robbins energy. But then I have other friends who are like,
so into the beautiful woo, and they just want to
submerge into the visualization practices and they can

(22:02):
get there and they can go into their higher frequencies or their higher
chakras a lot easier. So there can be
differences, but it isn't always just male or female. It's more what is the
predominant energy that we're attuned to as well.
Anna, you bring neuroscience and spirituality together.
What does current brain research say about how visualization

(22:24):
can help to rewire our neural pathways
for financial success? Yeah, I don't
know what it says specifically for financial success, but visualization is
a very powerful tool and for helping people achieve goals in
general. And what visualization does is, you know,
as the Witch of Wall street was saying, it really helps people

(22:46):
bring themselves closer to the manifestation that
they desire and to start to reprogram deep inside what
may be holding them back. And, you know, I love the Witch of Wall Street
concept because it shows that a lot of this is really magical. It is
us creating our reality with our thoughts, with our intentionality,
with our visualization, with our feelings, with our, you know,

(23:09):
everything that we create in our inner world. Because our inner world
ultimately equals our outer world. And there is tons of
neuroscience support for precisely that as well. Do you
have any examples of somebody that you've worked with that changed
their financial life through either daily mental rehearsal
or affirmations? Yeah, I

(23:31):
mean, lots of individuals that I have worked with, I work with
people essentially on the concept of manifestation, which is creating
that which you most deeply desire. And that is a multi tiered
system as far as how you do that. And that entails taking
deliberate, concerted action. So being very, you know, in the masculine
manifestation mindset, doing exactly what you need

(23:54):
to do, coming up with to do lists, checklists, getting people to coach you and
mentor you, et cetera. So being very deliberate in your actions, that's number one.
And number two is working on the inside and beginning
to understand your resistances and blockages to what it is that you
truly want to manifest. You may say that you want this, but if that's not
coming into your life, there is something that you are doing to block that. And

(24:16):
what is that? These are often the unconscious or subconscious blockages
that keep us from being the best versions of ourselves. And those are rooted
in many different things, including conflicts that we have, including parental
relationships, including deeply held core beliefs of which we're not even
aware. And so through this work, we help to make the
unconscious conscious and thereby give people much more control

(24:38):
over their life. Vicki, how does
visualization fit into the values based
and ecological lens of prosperity that you
write about? Yeah, it's so interesting to listen to
this because I'm a social change junkie.
I mean, I wake up in the morning and I think

(25:00):
about the context that I live in in terms of "Your Money or Your Life"
one of the things that we taught was not only the, you know, the
transactional relationship with money or the emotional relationship with money,
the beliefs, et cetera, but we taught that we are
soaked in a society that teaches us that more is better and
growth is good. And in a way,

(25:22):
you know, I remember when I was working on "Your Money or Your Life" they
said, you know, 75% of the economy in the industry, United States, is, is,
is a consumerism. And I was trying to teach people to
moderate their consumption. So it was really,
you know, it was, it was, it wasn't, still is radical.
So, you know, I visualize, if you will, the world I want to live

(25:43):
in. I visualize love, I visualize
connection. For many years, my motto was
enough for everyone and everyone has enough. And so all
of my money. So it sort of makes
my financial life way less important to me as
long as I have enough. And it makes

(26:05):
my world work more important. And right
now I'm working with the idea of mutual aid. You know,
I work in relocalization. I do have a belief,
you know, that's being sort of
validated, that the global supply chains,
globalization itself, has made us very vulnerable in

(26:27):
meeting our needs for ourselves
in the region that we live, which is how humans
lived. Always, always.
And so I'm trying to teach skills of
need fulfillment that is relational. It's not, you

(26:49):
know, masculine as we're talking about. It's not like I can do everything
myself, although I have that attitude. I have to get over it. But
it is about the
fact of the matter that one of the greatest joys for a human being is
in giving and receiving. And receiving is
extraordinarily hard. And from other people and needing is very

(27:11):
hard. And so to build systems of many
mutual aid both inside yourself, you know, is it
okay for me to receive? Is it okay for me to give?
When is it okay for me to give? And I don't mean a wedding present.
I mean something from your own self.
And so that's this culture. You know, it's like one of my other mottos, I

(27:33):
have mottos all my entire life when I was working on local
food, was the realization that this is a relational world. It is
not a world of objects. It's not a billiard ball world where we're all
banging into each other for advantage. It's a
relational world. If you tune into the natural world, we're the only
species that does not know how to live in

(27:56):
the natural world. And I'm not saying, you know, put on loin cloth and go
learn how to kill rabbits. You know, I'm talking about
this sort of blessed relationship with the food
that you eat, with the materials that you use for your life,
some awareness of where they come from. So
that is my, you know, that's my great joy is

(28:18):
to work at that level. Anybody else want to chime in?
Well, I love what Vicki was saying regarding the giving and
receiving. And I think that whenever you are striving to
cultivate an abundance mindset, those two
aspects have to be balanced. And I've talked about the masculine, feminine. Usually
receiving is more the feminine, giving is more the masculine. But

(28:42):
just like Vicki was saying, most of us, especially if we're, you know,
high power women who are used to success, we're so good at
giving, we may not be so good at receiving. And actually,
abundance often comes through the act of receiving. And being
able to cultivate that capacity and flex that
muscle is a wonderful skill set, especially for

(29:04):
powerful women to be able to cultivate, not just to bring in abundance,
but to bring in anything that they want, including relationships, including
health, etc. Laura, any tactical
advice on that front? I mean, I'm just
smiling as I'm hearing this. I'm like, yes, this art of
receiving is something I know I personally had to go through. I have

(29:26):
so many women I work with where this is something that comes up. And you
absolutely nailed it when you said we as high powered women are very good
at giving. You know, the culture of like, over giving almost
to a fault, learning to receive, to be comfortable
to receive. It can start as small as receiving
a compliment. When someone says, oh that's beautiful, good

(29:49):
job, do you shut it down? Do you say oh no, it was no big
deal. Oh, I just got this at the local store. It was only a 5.
Or like do we dismiss it, do we throw it back? Or
do we actually allow ourselves to receive? And sometimes we might be
looking at receiving the big things, but it can start in the small daily
practices like actually receive the compliment, like

(30:10):
allow the other person to give that to you, allow yourself to receive it.
You know, it can be walking into your coffee store, ordering a coffee and when
you're receiving it, like I see
this, it's getting into that mental mind state or mindset of
actually seeing parts of your life where your daily habits where you're receiving
things, compliments, little acts, little things throughout your day so you can actually

(30:32):
put yourself in the energy of receiving the bigger things, the so called bigger
things that we want to create or manifest in your life. So big smile on
my face when I was hearing this conversation coming up, I'm like yes, this is
definitely something I see, women especially,
it's an important topic to look at. I like it. So
start small. It's okay to start small. Just accept,

(30:54):
accept the compliment and then that can be your gateway
to receiving more abundance. And it's interesting because it's not just
masculine versus feminine. I think, I think they're also
cultural things too because growing up
Chinese American, I think that Asians culturally also
have a hard time accepting compliments. We always

(31:17):
deflect and say oh no, no, no, I'm, I'm not good at that.
You're good at that. Like turn it around. But
we have to learn how to just say thank you.
So let's move on to the next segment. Low self
esteem can create invisible barriers to financial success.
Undercharging for work, avoiding raises and self sabotage

(31:40):
often stem from deep seated beliefs about worthiness. When self
worth is tied to financial success, setbacks feel personal,
leading to strength, stress and disengagement. Gratitude shifts focus
from scarcity to abundance by rewiring the brain,
boosting dopamine and serotonin. This improves mood
resilience and financial confidence. Overcoming imposter

(32:02):
syndrome requires self compassion, reframing financial mistakes
and learning that most people's finances are not as perfect as they appear.
Daily mindset rituals reinforce abundance. Visualization,
affirmations and intentional dressing strengthen a wealth identity.
Mantras train the subconscious to focus on growth. A self
worth and gratitude journal can help reframe financial narratives, fostering

(32:25):
a mindset that attracts success and financial well being.
Anna, how does gratitude or how can gratitude change
a person's stress response to money?

(32:48):
Yeah, gratitude is one of the most powerful
energetic signatures that we can cultivate. Gratitude
is basically being able to see all the good in your life and
starting to emit essentially the abundance mindset
that you are seeking to create. And the more that you create
that and emit that, the more that you magnetize that in as

(33:09):
well. And there has been so many scientific
studies on gratitude showing that it reduces the stress
response, it helps individuals have higher
quality of life with numerous diseases, including cancer and
heart disease. And in general, grateful people
are happy people. The opposite of gratitude is often

(33:32):
entitlement, because entitlement is the
mentality where you don't have gratitude. You expect
something, and if you don't get it, you're upset and resentful. And if you do
get it because you expected it, you're not grateful. And so
I would say that gratitude is the most powerful mentality that we
can cultivate. And you should start to create a practice

(33:54):
around the cultivation because it's not always second nature. In a
capitalist society, we often focus on what we lack rather
than what's in abundance and what we're grateful for. And so it's a very important
practice to cultivate. Vicki, what's your
response to this idea of entitlement versus you talk about
having enough. Can we anchor gratitude in

(34:17):
practical financial decisions like things spending
or investing? Yeah, I used to say
I'm sorry, you know, like I'm old. So I keep
talking about what I used to say and you know, my focus
is now. Actually I have a blog called Coming of Aging and
focuses on aging. But I used to say

(34:39):
if you cultivate grat, if you walk into the world with an attitude of
gratitude, it's very difficult to spend money,
you know, because everything you see
is so
illuminated with
the gift of even existing. So

(35:03):
I think that that's an important part of it. And I also
was in the last segment, I was thinking about my
own drivenness. And it's not that I don't have drive. I've been
driven to change the world, which of course is like you never
get there. But I think
when I looked deeper into it, I realized that I

(35:25):
was afraid to live in the world as it is. The.
The hostile aspects, the aspects of this world
that are not friendly and that I developed a sense
that I always have to be projecting myself and sort
of like grabbing onto the next rung in order
to actually exist as a part of

(35:48):
society. So there is, you know, there is
a question of do I, do I trust this world?
And so I think it would be interesting for people
to look at that lever around trust and how can I develop trust in
myself, in other people, and in just the basic
order of existence, you know, and for me, a lot of it is in nature.

(36:12):
You know, watching how nature is a. Is a. Is an
integral system of giving and receiving that
every element of the natural world serves its niche.
So you start to understand how. How to belong in this
world as an element of the well being of the collective.

(36:34):
Laura, how about your thoughts? Yeah, I mean, I
probably don't need to add to the point of Gratitude is really important and powerful
and there's a lot of benefits to it from a manifestation point
of view, I suppose the sister to gratitude. If we
look at ourselves as these magnets that are attracting things to us
and gratitude is what, you know, increases the,

(36:57):
the magnetism of us to manifest what you want in your life,
the sister to that then would be forgiveness, right? Because forgiveness, I
see is almost like cleaning the magnet so that we can
truly manifest or create or attract to us what we truly want. I think
forgiveness is a really big one of self and of others,
so we can go through our life feeling grateful. It's a practice

(37:20):
I use every single day, whether in the morning or the evening. It's
so beautiful, you know, when we look at it as investing compounds your
money, Gratitude compounds your joy in life, the quality of your
life in so many ways. And pairing it with a practice
of forgiveness, of self, of others helps to really
just even magnify.

(37:44):
I love it. Let's move on to segment four.
Wealth can be a tool for positive impact. Funding charitable
causes, promoting social justice and supporting sustainable
businesses. Aligning finances with values starts with
intentional investing. Choosing ethical companies,
sustainable funds and businesses that contribute to social good.

(38:08):
Guilt about financial success can hinder generosity. Shifting
to an abundance mindset fosters giving without fear of loss.
Purpose driven financial goals like funding passion projects,
supporting nonprofits or launching social enterprises
create lasting fulfillment. Values based financial
planning integrates ethical principles into wealth building.

(38:29):
Identifying core values, setting aligned financial goals
in practicing intentional giving, Ensure financial success
benefits both personal aspirations and society.
Tools like ethical investment funds and values based
advisors can help individuals align money with purpose
while growing sustainable wealth.

(38:55):
Vicki, what does ethical wealth mean in your life and work?
Since my focus is on nature, on systems, on
ecology and on relocalization,
I have invested primarily in
local businesses, I am investing. It's sort of like I ask myself

(39:16):
the question, what do I want more of in the world? And you know, so
that's my ethical frame. And in my community,
I've invested in a lot of local
businesses. And you know, the return may, you know,
I don't think about the return totally in
money. I think about the return in collective wealth.

(39:39):
In a sense, in my community that we are capable,
we can serve ourselves.
Yeah. There is something about the sense that
our community is abundant that
gives individuals more empowerment to be part
of the community. And I, yeah, so I think that

(40:02):
would be a sufficient contribution. It makes one think
about what is the impact of having a community
sense of abundance versus just an individual.
Can I elaborate on that a little bit more? Because I
talk about community currency is that part
of our needs are fulfilled through money. And the things that we buy

(40:27):
and the things that we have and our pleasure in
what we have and what we can purchase, all of that and our
pleasure in the security of having enough. You know, that really is
important when you get older. But a lot of our
wealth is in the vitality
of your community, is in the participation in your community,

(40:49):
is in the friendships that you meet when the people that you
meet when you serve on a board or you, you volunteer or
you, you know, you do a work day at the local community
garden. All of these things are wealth building.
And in a way, the more that you weave yourself in to
the vitality of your community, the more woven you

(41:11):
are, the more sense of security
you have in terms of being able to meet your needs. And, you know,
the small examples are tool libraries and things like that and
food banks and all. You know, we have so many non profits. I think we
have a nonprofit or person on this island. But
it's not just in that, it's in the general

(41:33):
vibrational generosity that
small communities can generate because we know we depend on
one another for our well being.
Love the thought of wealth beyond dollars and
cents. Laura, your clients often seek to build
conscious wealth. What internal dialogues

(41:56):
must shift to embody conscious prosperity?
Yeah. So again, everything with the Witch of Wall Street is two pronged.
So the inner work as you talk about, but also the strategic side. So
the very obvious side of it is when, you know, the women I work with
go to invest, they want to choose ethical investments,
they want to choose investments that align with their values

(42:19):
and actually let their money talk for them. So we can do that through our
purchases, how we actually spend our money, user money, but
we can also do that through our investments. So investing in
companies and funds that have collections of companies that we
are aligned with. So that's definitely one thing that comes up
very strongly in terms of the inner work

(42:42):
and developing wealth consciousness.
I have a community for women, it's for wealth conscious women.
And a big piece that comes up as a theme is a feeling of worthiness,
of living this wealthy life. Because so many of us, myself
included, have been brought up with some very, you
know, unfavorable beliefs around money, what it means to be

(43:05):
rich, which almost seems like a derogatory term in some
settings, to say, oh, I want to be rich, but you know,
to reclaim that word, I want to be wealthy, like that was a
taboo statement growing up in Ireland. To even talk about
money was taboo. So to develop this feeling
of worthiness, to even say that as an, as a

(43:27):
desire, as an affirmation, to say, yeah, I want to live a really
rich life. And money is a big aspect of that in the
world that we live in. It facilitates, you know, me becoming more, doing
more, giving more, creating more of an impact in the world, taking care of
myself, my family, my loved ones. So the worthiness piece
is definitely where we begin with on the inner journey.

(43:51):
Anna, what do you say to people who feel guilty about
deserving wealth? It's a great question.
And, you know, you had brought up the point,
Andy, at the beginning and there was a little video that we
saw about giving to others. And
oftentimes it's individuals who spend a lot on themselves

(44:13):
that can feel shame and guilt around that. Whereas charitable
giving actually creates the opposite feelings. And if people
have a lot of guilt about that, it's good to understand what that guilt is
about. What was taking for oneself, like in your family
and, you know, self care is a very key
component of mastering the art of receiving. You

(44:35):
have to be able to take care of yourself, to be able to receive from
life, to be able to receive from others. And yet it's been shown
time and again in numerous studies that charitable
individuals, whether it's giving of your time, of your money,
etc. Are happier individuals. And this is the
case in more developed nations and also in nations that are a little

(44:56):
bit less developed across the world. And so to be
happier, to have less guilt, it's really good to be able to give
to others. In your experience,
have you seen people, do they have difficulty
navigating? Is there an emotional tension
between spiritual values and financial

(45:18):
ambition? It's a great
question. So it's the question of what do people actually get from
money. People get independence,
they get wealth, they get status, they get
security, many, many other things. And
for a lot of people, some of those things, having a

(45:42):
lot is actually, you know, we talked about money being evil, etc,
and a lot of healers actually have that. They believe that somehow
in order to heal, they have to either not accept money
or that money is the antithesis that they work. You know, money
is the darkness, whereas they're bringing the light. But the truth
is, through conscious investing, through what Vicki was also speaking about,

(46:05):
it's very easy to align those values, but you have to do it very
deliberately. And you also have to confront your own
shadows about what it means to not
live in accordance with your spiritual values. Are you investing in spending in a
way that actually a part of you does not feel good about? That you have
guilt about that you're investing in companies that are doing bad

(46:27):
things in your estimation.
Anybody else want to comment? Yeah, I'd love to
add to this because again, hit the nail on the head. I work with a
lot of very spiritually minded women, as you may have guessed, with the
business called the Witch of Wall Street. And it comes
up time and time again, especially the women I work with who are

(46:49):
more in those working in those healing modalities, as
if they. They don't feel it's okay to charge for
their services, you know. And again, the goal doesn't have to be money,
but money is a reflection of the service and the value that we provide.
And it's to redefine what money is
away from something being negative or corrupt or just

(47:11):
the greedy want or money being the root of all evil. All these
things that we hear growing up, I certainly did, but actually
seen it as something that we can be in relationship with. We can have a
very positive, empowering relationship with one that is
supportive of us. Not that we are to love money,
but we can use money. Not that money use us and use it

(47:33):
to live the life that we believe we were destined
for, that we are here for, to align with our
own values, whether that is, you know, growing a family,
doing impact work, growing a business, whatever it is,
but money. It's to remove that stigma that there is any
negative connotation of it. It is the love of money, or

(47:56):
allowing money to use us, or putting it above all else,
or making that the ultimate. That is where things go wrong. But
when we see it as an employee who can work for us, for example, in
the financial markets, where we see it as a tool that we can
use to live our life to take care
of ourselves. Right. Primary what you were just sharing on a like

(48:18):
taking care of ourselves, taking care of those that we love and
shift the narrative, shift how we define money and our relationship with it.
Then I see women start to feel more comfortable charging more
and realizing it's it's not that you're charging and taking from another
person. Money is currency. It's just in flow. It's just
transacting. Someone's paying you and you're paying another person. You're buying

(48:41):
things. It's this constant flow that we're in. We're in this ocean
of money and energy and money is just part of that ocean of flow as
well. Thank you for that.
Let's bring it home and go to. Can I type one thing in? Yes, you.
Yes you may. There is a website
that is called As You Sow, like

(49:03):
as you reap as you sow which I use
and it breaks down what companies are investing in
what mutual funds companies are, what
they're supporting and so you can actually check according to
your values, the investments that you're making. And
so I choose when I invest in

(49:26):
stocks and mutual funds, I choose the ones that I
feel are doing the least harm and I don't know if
they're doing the most good, but at least the least harm. So it's a tool
that you can use. It's called As You Sow.
That's a great tip and a good opportunity for me
to plug a previous Inspired Money episode. We had Andrew

(49:48):
Behar as a panelist. That was an
episode entitled "Sustainable
Investing Making an Impact with Your Portfolio."
And yes, Andrew talked about as you sow how
it works, how they do the research on different mutual
funds and different investment managers and you can

(50:10):
really filter, you know, what are your values, what are the things that are important
to you and then help find what
investments fit your values. And
a very a very helpful and practical resource. Now we will bring
it home and go to segment five. Wealth isn't
built overnight. It's a result of consistent habits. Successful

(50:32):
individuals incorporate daily rituals like gratitude exercises,
visualization and financial goal setting. These
practices reinforce abundance, thinking and discipline.
Financial journaling is a powerful tool for identifying limiting
beliefs, tracking progress and reinforcements, reinforcing positive
money habits. Prompts like what financial wins did I achieve

(50:54):
today Help maintain focus and confidence.
Continuous learning plays a key role in financial success.
Books, courses and mentors provide knowledge to make informed
decisions and build long term wealth accountability.
Partners in wealth focused communities help maintain motivation.
A 90 day wealth mindset challenge can jumpstart

(51:16):
transformation. By combining mindset shifts, financial action
steps, and daily affirmations, tracking progress,
celebrating small wins, and staying committed to learning will
create lasting financial confidence and success.

(51:37):
Laura, what's the most important habit shift you've
seen in your communities' transformations?
Jeez. It's a big question. So it kind of depends on which area you're looking
at. But, you know, awareness of everything is
key. So even if we look at financial and spending, and Vicki's

(51:58):
touched on this beautifully at the start as well, like awareness
of where our money is going, like, one of the biggest myths that
so many women have when I first connect with them is that they don't have
enough money to even start investing. There is still a
massive investing gap for women. And so this belief that they
don't have enough money, and when we said, okay, let's sit down and even look

(52:20):
at your finances, look where your money is going, so often they are
shocked because they are spending just like, you know,
is the norm. They're buying a little bit here. They're buying something here
every single day if they're on the way to the work, on the way home.
And so these little bits of money add up to be quite significant
over the course of a month. I'm never advocating anyone to skip their morning

(52:42):
coffee if that's what they love. But bringing awareness to
our spending, being more intentional with where our money is going,
knowing that if money is a reflection of the value of the service that we
provide, then being aware that it's an energy exchange. And so are
you sending that energy back out to somewhere
that you actually want. So awareness is

(53:04):
definitely step one, I would say, for everyone.
Anna, what's one mindset practice from neuroscience
or psychiatry that you believe might be underutilized
in personal finance? Yeah, I think this is a
manifestation practice, and we've talked about a number of these today. I think
a skill set that people have a very difficult time

(53:26):
mastering is feeling the emotion of
having something prior to your actually having it. And this
is something that you can try on for size. And this is what we
were talking about. What does wealth feel like? You can
actually, when you say that, what does it feel like emotionally? What kind of
thoughts would you think if you were a wealthy person in the way that you

(53:49):
want, or if you were to manifest the level of abundance or the category of
abundance that you would like to manifest? And then you start to
ask, what would it smell like? What would it taste like? What would it feel
like on your skin? Evoke your senses. So evoke your thoughts, your emotions
and senses in an effort to really create this
now and not after you have it, but now, as if it's already

(54:10):
here. And that way you become a vibrational match for what it is that you
are seeking to magnetize. Great advice,
Vicki. How do you stay financially focused in this world that
is constantly bombarding us and promoting constant
consumerism and distractions?
I actually don't know how to start, how to stay financially

(54:34):
focused, because I stay focused on
my dreams for myself in the world. So
it's almost like wanting something more than you want.
The specific compensatory spending
that is very often is a substitute for
having what you really want. We have people track and evaluate

(54:57):
their the flow of money and stuff in their lives and
ask on a monthly basis about each spending
category, not in terms of money, but in terms of hours I invested
in order to have this because the hours are the only currency
of my life. It's the only thing I really have from birth to death.
So, you know, is this giving me pleasure commensurate with what I invest

(55:20):
in, I'm investing my life energy in, and is this
taking me in the direction where I want to go? That's the purpose question.
And then it's also a question of
if I wasn't living a life that was
misaligned with my values, would this

(55:41):
spending still happen? So that's
the question of compensatory spending, of rewarding yourself because of
the deficiencies in your life rather than rewarding yourself
from a sense of abundance.
Laura, any closing thought.

(56:02):
On the topic in general? I mean, look, money is something,
I suppose as step one, we need to rewrite the narrative. I love being
part of conversations like this with so many incredible people from different
and very rich, you know, knowledge, rich backgrounds as well.
But I suppose step one, if we come back to awareness and self
empowerment, it's to really tune into what is our own relationship with money.

(56:25):
Look, like you know, anyone I work with, their step one is always taking themselves
on a money date. And that is most, that is combining both the
practical, like let's sit down and what's actually happening with your money right now so
we can support you. But also the inner. Like, if you had to describe your
relationship with money, how would you describe it? Is it intimate?
Is it distant? Is it that friend you try and avoid? Like,

(56:47):
how would you describe that relationship? And even just being able to name it,
we can say, okay, well now we know our starting point. Now where do we
want to get to and at least you can see what the journey could look
like for you ahead. Thank you. Well, this
has been an incredible conversation. One of my favorite
takeaways from today's panel is this.

(57:09):
Your money mindset isn't just about your bank account. It's about
your self worth, your values, your vision for the life
that you want to live. We heard this common thread that I think ran
throughout, and that's awareness and
perhaps even daring to
strive to do something bigger than oneself. That's

(57:32):
one thing that can really keep you on track. And when you shift
your inner beliefs, you create the conditions for
lasting, sustainable financial success on the outside.
Each of our guests shared powerful ways to reframe your fear,
embrace abundance, take aligned action. And I
hope that you're walking away with not just being inspired, but being

(57:54):
ready. So here's your call to action for this week.
Take 10 minutes to write your money story.
What early experiences shaped how you feel about money today?
What beliefs might be holding you back? And what new
beliefs do you want to adopt instead? This
simple reflection can open the door to clarity and confidence.

(58:17):
As always, thank you for spending your time with us. If this episode
sparks something for you, share it with a friend or leave a
review. It helps others to find these conversations and join the
movement toward conscious, empowered wealth.
I want to thank our
Inspired Money team, Bradley Jon Eaglefeather behind the scenes

(58:40):
during the live stream he edited segments. Chad Lawrence
does our graphics, animations and editing. As
we wrap up today's powerful conversation on mindset mastery
for financial success, I want to extend
a heartfelt thank you to our incredible panelists.
Each brought wisdom, generosity and practical insight

(59:03):
to this conversation inspired Money maker. I hope that you're
walking away with a lot to think about and to act on.
I encourage everybody to follow our panelists today.
You can find Vicki's work vickirobin.com
her classic book, "Your Money or Your Life."

(59:24):
You may have read it. Read it again. If you haven't read it, make sure
to go read it now. And make sure to also check out her
podcast, what could possibly go right Vicki, anything else you want
to plug? Well, my current substack which is called Coming
of Aging, in which, you know, I'm
I've actually shifted from concepts

(59:46):
to story and just storytelling about my own
encounter with the fact that I'm growing older and that I'm in the part
of my life that I'm going to die. So I hope people come and
enjoy that that blog as well. Well, thank you for
sharing your wisdom with us today. Definitely. Everyone should
check out the substack, get more of Vicki's

(01:00:09):
wisdom. And we're all getting older so
I love how Vicki is embracing that and so willing to
share her experience, experiences,
thoughts and insights on that topic. Laura
Tynan, founder of the Witch of Wall Street. You can learn more about her
programs and thought leadership at

(01:00:31):
lauratynan.com Laura anything you want to plug, project or anything?
Yeah, thanks andy. I have two fabulous YouTube channels as when as well.
One is called the Witch of Wall street where we talk a lot about finance.
The other is called her Rich Life Mindset. And for anyone who
does want to start investing, I do have a newly released book called Made
of Money that's available on Amazon. Congrats on the

(01:00:54):
book and yes, very good YouTube channels. That's how I found you, Laura.
And then I wanted to send everyone to Dr. Anna
Yusim, her website which I am trying to
get in front of me at the moment and I, I can't find
it. All right, here we go. You can learn more about

(01:01:15):
Dr. Anna Yusim's coaching and her best selling book
"Fulfilled How the Science of Spirituality Can Help You Live a
Happier, More Meaningful Life."
That's at annayusim.com and
unfortunately Loral Langmire
wasn't able to make it. Hopefully I can schedule her for

(01:01:35):
a future episode. Really
appreciate all our guests today. That is really the power of this
show. Thank every. Thank you. Thank you the viewer,
the listener for joining us on Inspired Money. We have two
episodes this week, so the next Inspired Money episode will actually
be in two days. That's on Wednesday, June 4th at 1pm.

(01:01:57):
Our topic is retirement income
Maximizing returns. For peace of mind, we're going to
have retirement experts, Jamie Hopkins, Dana
Anspach, the
Retirement Answer Man, Roger Whitney will be
back on the show as well as Kerry Hannon. It's going to be a great

(01:02:18):
one. Until next time, do something that scares you because that's where the
magic happens. Thanks everyone.

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.css-14f5ked{margin:0;word-break:break-word;display:-webkit-box;-webkit-box-orient:vertical;box-orient:vertical;-webkit-line-clamp:2;overflow:hidden;}Mindset Mastery for Financial Success: Unleashing Your Money Mindset for Abundance