The Art of Wealth Preservation: Strategies for Protecting and Growing Your Wealth

Why You Can't Miss This Episode

Are you confident your wealth will stand the test of time? Or are you leaving your financial legacy vulnerable?

This episode of Inspired Money takes you beyond basic portfolio talk and into practical wealth preservation strategies, from smart investing and tax planning to estate protection and next-gen philanthropy.

With a powerhouse panel of financial experts, you'll learn real-world tactics to keep your money working for you, avoid costly mistakes, and build lasting financial resilience.

Whether you're growing a nest egg or planning your retirement, this episode delivers the tools to protect what you've built and create a legacy that lasts. 

Meet the Expert Panelists

Dana Anspach, CFP®, RMA®, is the founder and CEO of Sensible Money. She's dedicated her career to helping people create sustainable retirement income plans. She's the author of "Control Your Retirement Destiny" and "Social Security Sense." Dana's hands-on experience makes her a wealth of practical knowledge. https://www.sensiblemoney.com

Jacqueline Schadeck, CFP®, AWMA®, is a CERTIFIED FINANCIAL PLANNER™ professional, author, and speaker who helps individuals and families achieve financial clarity and build generational wealth. Inspired by her own family's experience with poor financial advice, she combines education, comprehensive planning, and community service to empower others toward long-term financial success. https://goldenws.com

Kemberley "Kemcents" Washington, CPA, is a tax expert, journalist, and former IRS agent with over 20 years of experience helping individuals and communities navigate taxes and personal finance. A frequent contributor to Forbes Advisor and national media outlets like Good Morning America 3 and Fox Business, she is also the author of several books, including The Ten Commandments to Financial Healing and It All Starts with a Budget. https://www.kemberley.com

Key Highlights

1. Rethinking the 60/40 Portfolio Dana Anspach challenges the traditional portfolio model, highlighting the need for personalized risk management:

"It all comes down to being really clear on how you define risk… That's going to lead to different portfolio strategies that best protect against that risk."

From alternatives to ETFs, understanding your personal timeline and goals is key to crafting a resilient investment plan.

2. Modern Estate Planning Matters Kemberley Washington emphasizes staying on top of tax law changes and setting up basic legal documents, wills, trusts, powers of attorney, before moving to advanced strategies like donor-advised funds. Jacqueline Schadeck warns:

"My fear is that everyone… is part of the 70% of Americans that don't actually have any estate documents in place."

Estate planning isn't optional. It's essential.

3. Business Entity & Asset Protection Simplified Entrepreneurs and investors risk everything when they mix personal and business assets. Dana Anspach shares:

"You meet the wrong person at the wrong time and you never know what's going to happen… there may be simpler ways to get asset protection in place without the additional complexity."

Work with both a CPA and attorney to align legal structures, taxes, and retirement planning for maximum protection.

4. Next-Gen Philanthropy & Sustainable Investing Today's investors want more than returns—they want impact. From ESG investing to donor-advised funds, philanthropy offers tax efficiency, legacy building, and social good. Kemberley Washington notes:

"More and more are not only thinking about ESG, but giving more impactful—maybe to a church, tithes, and different things of that nature."

Take Action: Protect Your Wealth Today

My challenge to you this week: choose one area of your finances that feels exposed and commit to addressing it. Maybe that means calling your financial planner, researching asset protection strategies, or finally scheduling that estate planning meeting you've been putting off. Don't wait for the "perfect time." Small steps now prevent big regrets later. 🎧 Listen to the full episode on the Inspired Money podcast or watch on the Inspired Money YouTube channel.

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