Retirement Money Secrets! Making Sense Of Market Cycles, Diversification & Income Investing

If you want to make sure you’re prepared for your retirement, this is an episode of Inspired To Invest you won’t want to miss.

Welcome back to ep113 with Steve Selengut. To watch rather than listen, click here.

In this episode of Inspired to Invest, I sit down with Steve Selengut, a veteran investment manager, wealth coach, and author of Retirement Money Secrets. 

With over 40 years of experience managing 325+ portfolios across the U.S. and abroad, Steve shares powerful insights on how to build lasting wealth, generate reliable income, and navigate the ups and downs of the market cycle.

You’ll discover:

• Why income investing is the most overlooked yet powerful wealth-building strategy.
• How to use market cycles to your advantage instead of fearing volatility.
• The critical role of diversification in protecting and growing your portfolio.
• Lessons learned from decades of investing—including mistakes and wins.
• How real estate and closed-end funds can work together to create multiple cash flows.
• What Steve really thinks about crypto, ETFs, and alternative investments.
• The inspiration behind his books The Brainwashing of the American Investor and Retirement Money Secrets.
• How he now helps individuals and advisors through his coaching and retirement income community.

Whether you’re an investor, advisor, or simply curious about smarter ways to grow your wealth, this conversation is packed with timeless wisdom and practical strategies you can apply right away.

👉 Don’t forget to like, subscribe, and hit the notification bell🔔 so you never miss future episodes of Inspired to Invest!

Thank you to SHARE Asset Management for bringing us this month’s episodes. If you want to own rental properties, but don’t want to be a landlord, SHARE may be just what you’re looking for. Let them handle the heavy lifting, while you kick back and collect an income. To find out more go to: inspiredtoinvest.sharesfr.com 

“Inspired to Invest” is proud to support the Beyond Success Program, a not-for-profit financial literacy program for students, launched by More To Give & MAK Investments. Find out more at @more2give.ca.

➕ Follow Serena Holmes for all things related to personal branding, business, real estate, investing, wealth (and more!). I'm on a mission to help others create wealth because "when you invest in yourself, the sky's the limit" 🚀

 

📌 Timestamps

01:00 – Welcome to Inspired to Invest with Steve Selengut
01:30 – Steve’s beginnings on Wall Street and shift to investing for income
02:20 – Understanding market cycles and why volatility is your friend
05:15 – Income vs. growth investing: what most advisors get wrong
07:50 – Real estate vs. stock market: how to diversify and leverage both
11:00 – Alternative investments, ETFs, and managing risk
14:30 – Biggest mistakes (including Enron) and lessons learned
18:45 – The craziest investment move Steve ever made
20:10 – Thoughts on crypto and speculative markets
21:00 – The best advice Steve ever received and how it changed his path
24:20 – The Brainwashing of the American Investor & Retirement Money Secrets
23:10 – Coaching, the Retirement Income Community, and helping others achieve independence
30:02:00 – Closing insights on building wealth with practice and wisdom

 

➕ Follow Serena Holmes for all things related to business, entrepreneurship, real estate, investing, wealth (and more!).  I'm on a mission to help others create wealth because "when you invest in yourself, the sky's the limit" 🚀 

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