Instant Payments

Instant Payments

The Instant Payments Podcast is your go-to source for conversations at the intersection of innovation, payroll, and financial wellness. Hosted by payments industry veteran Tal Clark, the show explores how real-time disbursements, earned wage access, digital tipping, and modern payment technology are reshaping the way America gets paid. Each episode features thought leaders, operators, and innovators who are advancing how workers access and manage their money. Whether you're a business leader, payroll provider, or fintech pro, this show delivers valuable perspectives on the future of payments.

Episodes

November 26, 2025 21 mins

Ep 07 Part 1: Navigating Growth in the Staffing and PEO Industry with the CEO of Landrum, Inc.

In this episode of the Instant Payments podcast, host Tal Clark, CEO of Instant Financial, interviews Britt Landrum, CEO of Landrum, Inc — two companies based in Pensacola, Fla. Britt shares insights on the history of his family staffing and PEO business, the technological advancements in staffing and HR, and the importance of earned wage ...

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Ep 06 Part 2: Driving Labor Efficiency and Employee Development in the Restaurant Industry

In this episode of the Instant Payments Podcast, Tal Clark, CEO of Instant Financial, continues the conversation with Matt Umholtz, President of AllianceHCM, delving into the labor challenges faced by the restaurant industry. The discussion navigates the importance of an 'hourly first mindset,' career advancement opportunities, and the role of...

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In this episode of the Instant Payments podcast, CEO Tal Clark interviews Matt Umholtz, President and CRO of AllianceHCM. They discuss Matt's journey from working in high-end kitchens to becoming a leader in payroll and HR technology. The conversation highlights key industry challenges such as labor and food costs, turnover rates, and the importance of specialization in multi-unit restaurant operations. Matt shares insights on how ...

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In this episode of the Instant Payments Podcast, host Tal Clark, CEO of Instant Financial, continues the conversation with Kep Sweeney, CEO of PDQ Restaurants. They delve into the business environment of the quick-service restaurant (QSR) space, discussing the handling and implications of tips, employee compensation, the free market, and industry trends. Kep and Tal also explore the challenges distressed restaurant brands face, com...

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Ep 05 Part 1 Restaurant Industry Insights with Kep Sweeney, CEO of PDQ and Former Wall Street Analyst

In this episode of the Instant Payments podcast, host Tal Clark, CEO of Instant Financial, interviews Kep Sweeney, the CEO of PDQ Restaurants. Kep shares his extensive background in the restaurant industry, from working in kitchens as an executive chef to transitioning to an analyst role on Wall Street and ultimately leading PDQ res...

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In this episode of the Instant Payments podcast, host Tal Clark, CEO of Instant Financial, interviews Dr. Martin Armstrong, Vice President of Payroll Shared Services at a Fortune 100 telecommunications company. They discuss Martin's extensive career in payroll, his journey from the Navy to becoming a recognized leader in the industry, and the technological advancements that have transformed payroll practices. They also touch on the...

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In this episode of the Instant Payments Podcast, host Tal Clark (CEO of Instant Financial) continues his conversation with Kevin O'Bold, VP of Finance at Ultra Steak. They dive deep into the impact of digital tipping, pay-at-the-table technology, and electronic payments on restaurant operations, employee satisfaction, and business efficiency. Kevin shares real-world insights on transitioning from cash to digital, optimizing labor, ...

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In this episode of the Instant Payments Podcast, hosted by Tal Clark, CEO of Instant Financial, industry leader Kevin O'Bold discusses his journey and role as Vice President of Finance for Ultra Steak, Inc. Kevin shares insights into his 10-year tenure, the transition from accountant to VP, and the challenges and strategies involved in modernizing payroll, IT, and automation initiatives. The conversation delves into Ultra Steak's d...

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Welcome to the Instant Payments podcast hosted by Tal Clark, CEO of Instant Financial. In this episode, Tal is joined by Tim Gannon, co-founder of Outback Steakhouse (now retired) and Bolay Fresh Bowl Kitchen. Tim shares his remarkable journey through the culinary world, from studying art history in Florence, to co-founding one of America's most iconic restaurant brands. Discover how Tim's experiences in New Orleans and beyond laid...

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In the inaugural episode of the Instant Payments podcast, host Tal Clark, CEO of Instant Financial, speaks with David Alvarado, Instant Financial’s VP of Sales. With over 30 years of experience in the restaurant industry, David shares insights from his unique career journey—from his family’s Mexican restaurant in Michigan to a senior leadership role at Bloomin' Brands, and now at Instant Financial. The episode explores how digital ...

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