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February 3, 2025 20 mins

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Sis, if your budget is waiting on 'Mista Deep Pockets' to show up, we’ve got some serious rethinking to do! Money stress is real, but let’s be clear—your financial future isn’t tied to a man, it’s anchored in faith. This episode is all about flipping the script and securing your OWN bag with wisdom, confidence, and God’s provision."

💰 We’re talking:
Why faith is your firm financial foundation (Matthew 7:24-25)
Scarcity vs. stewardship—How shifting your mindset changes everything
Kingdom economics—Obedience leads to abundance
The real cost of relying on a man for financial stability (spoiler: it’s way too expensive)

💡 Where attention goes, spirit flows. If you’re ready to take control of your finances (without waiting on Prince Charming), this episode is for you!

👉 Want to dive deeper?
📍 Join the “It’s A Single Mom Thing” Class on Tuesday, Feb 11—a space for faith, finances, and single mom success! Visit shepherdsvillage.com/classes.

🙏 Need Prayer? Call our 24-hour prayer line at 855-822-PRAY.

🎾 Raise & Rally Pickleball Tournament is BACK! Sign up now and let’s dink, drop, and dominate together! Register at shepherdsvillage.com/pickleball.

🎧 Subscribe now on Apple Podcasts, Spotify, or iHeart Radio & share this with a fellow mom who needs to hear it!

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It's a Single Mom Thing, Not the Single Thing That Stops You!

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Episode Transcript

Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
Welcome to it's a Single Mom Thing, the show for
single moms by single moms.
This is Sherri, your host, andI am happy you are here today.
Remember it's a single momthing and not the single thing
that stops you.
All right, ladies, let's talksome real talk today.
Now, if your budget had arelationship status, if your

(00:31):
budget had a relationship status, would it say?
Thriving and independent?
Or praying for a man with a401k?
Listen, we've all had thoselate night thoughts oh, life
would just be so much easier ifI just had a man to help with
these bills.
But today we're flipping thatscript and calling out the lie
that your financial freedomdepends on finding Mr Deep
Pockets or Mr Sugar Daddy to payyour way.

(00:52):
Because, let's be clear, thisisn't about selling yourself,
it's about not selling yourselfshort.
You see, if you've ever beentempted to believe that
financial stability comes in theform of a man, girl, I have got
some truth and tough love foryou today, coming from my own

(01:16):
experience, of course, because,listen, the real provider.
He doesn't drive a Tesla, hewalks on water.
So grab your journal, get yourcoffee and let's get into why a
man is not your financial planand how you can start securing

(01:37):
your own financial bag withfaith, wisdom and fierce
independence.
Welcome back to another episodeof it's a Single Mom Thing the
real cost of relying on a manfor financial stability.
Mama, let's have a moment oftruth.
What's the price tag on handingover your financial future to a

(02:01):
man?
Because I hate to break it toyou, but if your security is
tied to someone else's paycheck,you're walking a financial
tightrope with no safety net.
And, girl, we are not here toplay financial gymnastics.
So here's the truth on thereceipts that don't lie what it

(02:24):
costs you when you don't securethe financial bag yourself.
Now I know what you're thinking, but, sherry, listen, having a
man to help with the billsdoesn't sound like such a bad
idea, and you're right.
I mean, it's not if you're bothcoming in, as God's designed

(02:45):
married partners and notproviders.
But let's talk about whathappens when you depend on a
relationship for, let's say,your rent, your groceries or
Lord help you your car.
Note Fact check Single moms.
Listen, single moms are twiceas likely to live in poverty,

(03:06):
that's 28%, compared to singlefathers.
Now here's another fact checkthe median income median, not
medium, income for single momhouseholds is a measly $39,120.
A measly $39,120.
While married couples, yeah,they are banking and bringing in

(03:28):
$125,980.
Jeez, translation.
If your financial future isriding shotgun in someone else's
car, you better hope he doesn'tdecide to change directions,
because where does that leaveyou and your family?

(03:53):
And before you say, well, I onlydate a man who's generous and
successful, honey, let meintroduce you to two characters
we all know so well Mr SugarDaddy and Mr Deep Pockets.
First, let's meet Mr SugarDaddy.
Mr Sugar Daddy well, he'salways ready to pick up the bill
, spoil you with gifts and makeyou feel like a queen, until the
fine print kicks in and yourealize that free money comes

(04:19):
with strings, control andexpectations.
Ain't no such thing as freelunch, mama and sugar daddy?
Yeah, he always expects dessert.
Let's move on to Mr DeepPockets.
Oh yeah, he's successful,stable and seems like the dream.
But let's be real.

(04:39):
If your financial security isin his name, if your financial
security is in his name, heholds the power, and power in
the wrong hands.
Well, that's a dangerous placefor a single mom and her kiddos
to be.
You see, because deep pocketsdoesn't always mean deep
character.
Make sure his pockets aren'tthe only thing holding value in

(05:02):
that relationship, just sayingbecause it comes with a cost.
And here's what that is.
It's an emotional price tag offinancial dependency.
You see, money isn't just aboutnumbers, it's about power.
And when you let someone elsehold the wallet, yeah, girl,
they might also startcontrolling the decisions.

(05:24):
Now, I'm not saying all menwith money are controlling, but
let's be honest, some of y'allhave already learned this lesson
the hard way, and I am noddingmy head in agreement.
So here's price tag number oneyou can't make independent
choices when someone else ispaying the bills.

(05:46):
You see, if your financialsurvival depends on someone
staying in your life, you, girl,just might overlook the red
flags just to keep the lights onSis and listen.
The cost of a free ride mightjust be your freedom.
Price tag number two breakups.

(06:06):
They shouldn't mean evictionsIf things go south.
Do you have enough in yoursavings to stand on your own two
feet?
You see, because the only leastyou should be worried about is
the one that's in your name.
And number three is the onethat's in your name.

(06:27):
And number three your kids.
Yeah, they are watching.
So what message are we sendingour children about?
Who provides for them?
Now hear me out.
Listen.
If we teach our daughters todepend on a man for money, we're
setting them up for the samecycle that we are on.
And, on the contrary, if weteach our sons that women are to
be taken care of, we're settingthem up for the wrong

(06:52):
expectations too.
Now, if you're sitting there andyou're thinking who peed in
Sherry's Cheerios this morning,I want to clarify that all of
this is out of love.
So hear me out.
I am going hard in the paintbecause I want to clarify that
all of this is out of love.
So hear me out.
I am going hard in the paintbecause I want to save you
another heartache and I want youto be the savior of your

(07:12):
savings account.
So listen, ladies yourfinancial future, it is way too
valuable to put in someoneelse's hands.
It's time to take the driver'sseat in your life, your bank
account and your future, becausethe only person who should be
providing for you besides God,yeah is you.

(07:34):
So now let's talk about how tomake that happen, because it is
possible.
Now for my mamas we're going tosegue for a second For my mamas
who had their babies out ofwedlock.
You need to lock this point in.
You see, if you had kidstogether, plan together.
So now let me hit pause on thedating talk for a second,

(07:57):
because this isn't just aboutromantic relationships.
If you had kids out of wedlock,listen up.
Whether or not yourrelationship with your child's
father is sunshine and rainbowsor a full-blown hurricane.
You need a financial plan.
And here's why.
Because, number one, raising achild isn't just emotionally

(08:20):
taxing, it's financiallydemanding.
If the two of you don't figureout a plan, one of you is going
to be left carrying all theweight.
Let me ask you do you have someextra pounds that you're
carrying right now?
Number two child supportexpenses, education these need
to be discussed.

(08:40):
Child support expenses,education these need to be
discussed.
If you leave theseconversations for the courts,
you may end up with less thanwhat's needed to raise your
child properly.
And number three avoid the.
Yeah, I got this trap, because,listen, I see it all the time.
Too many single moms avoidthese discussions because they
don't want conflict, and I getthat.

(09:02):
But listen, but avoidingfinancial conversations, that
doesn't make the bills disappear, does it, mama?
If you're raising kids together, even apart, you've got to make
a plan, because not having onedoesn't just leave you
struggling, it leaves your kidsstruggling too.

(09:24):
So what's a single mom to do?
Well, listen, now it's time toget that journal out, because
we're going to flip the scripton this.
Okay, I want you to write downthree ways that relying on a man
for financial security couldhold you back from reaching your
full potential.
Now, take your time.
It's your dime.
We're talking about spendinghere, not his, Because, as I

(09:47):
said before, the only person whoshould be providing for you
besides God is you Talking.
Point number two, mr Right,comes when things are right with
you All right, now that we'vegotten the real about what
happens when you rely on thewrong provider, let's talk about

(10:10):
what happens when you becomethe provider of your own peace,
your own security and your ownstability.
Because, mama, here's the truth, mr Right.
Yeah, he won't fix your life,but when your life is right, ooh
, the right partner will fitright in Preaching to the choir

(10:31):
here.
So let's have something to singabout.
So why you attract what you are,not just what you want?
You see, if you want stability,you have to be stable first.
If you want a man of faith, youhave to be a woman of faith

(10:51):
first, and I've said this beforeyour vibe attracts your tribe,
and that, my dear, includes yourfuture husband Redefining
provision.
God's got your back.
So now, in Matthew, chapter six, 31 through 33 in the NIV,
we're gonna go all Bible here.
So listen.
It says so do not worry, sayingwhat shall we eat or what shall

(11:14):
we drink, or what shall we wear?
For the pagans run after allthese things, and your heavenly
father, he knows that you needthem, but seek first his kingdom
and his righteousness and allthese things will be added to
you.
You see, god knows what youneed and he does provide.

(11:35):
So let's flip the script andwe're going to say that sassy,
sherry way, and that is faithover fear.
You see, you don't need to havea man to save, you need God to
sustain you.
Here's something else to focuson Financial wisdom equals
relationship wisdom.
You see a strong woman.

(11:55):
She chooses a partner, not aprovider.
And when you handle your ownbusiness, you'll never have to
settle for someone handling you.
So got that journal there, keepit handy.
So in that journal, I want toget raw and real with yourself,
because I'm guessing, like me,you want, mr Real Deal and not a

(12:16):
real dud stud.
So I want you to write in thisjournal.
I want you to think about whatare the areas of your life that
you need to strengthen beforeyou're ready for a relationship,
and be honest with yourself.
Talking point number three andthis is where we'll close Build

(12:36):
your financial foundation on hisfoundation.
So listen, mamas.
We've talked about what happenswhen you rely on the wrong
provider and we've talked abouthow Mr Right comes when things
are right with you.
Now let's talk about how tomake sure your financial future
is solid, whether you have a manin your life or not, because,

(12:58):
let's be real bills don't careabout your relationship status.
Where your attention goes,spirit flows.
Now, before we dive in, let'stake a quick pause.
If you missed last week'sepisode titled Budget Like a
Queen Single Mom Hacks forFinancial Freedom girl, you need

(13:19):
to go back and listen.
In that episode we hit hard onpractical budgeting side hustles
, money mindsets and gettingyour financial house in order.
But today we're going to zoomout a bit, because financial
stability isn't just aboutdollars.
It's about a foundation andyour firm foundation that firms

(13:42):
up your bottom line and thatstarts with your faith.
You see, many of times, as asingle mom, I felt I lived on
the corner of rock and a hardplace, but never did I go
without my rock, because healways provided for all of my
family needs.
Now, listen, it may not havebeen what we wanted, but it was
definitely what we needed.

(14:04):
So, number one I want you tofocus on your faith being your
firm foundation, meaning, buildyour house on rock, not sand.
And I'm going to go to a Bibleverse found in Matthew, chapter
seven, verse 24 through 25 inthe NIV, that says therefore,
everyone who hears these wordsof mine and puts them into

(14:28):
practice is like a wise man whobuilt his house on the rock.
The rain came down, the streamsrose and the winds blew and
beat against that house, yet itdid not fall because it had its
foundation on the rock.
Build your house, ladies, onthe rock, not the sand.

(14:51):
Here's something else I wantyou to focus on Faith is your
financial filter, meaning whenyou trust God as your provider
decisions, they just somehowbecome clearer.
A solid budget, it's great,don't get me wrong.
But if your financial mindsetisn't anchored in faith, your

(15:13):
stability is built on shakyground.
Number two stewardship overstress, managing what God has
given you.
You see, you want to shift fromscarcity mindset to stewardship
, instead of saying things likeI don't have enough shift to God
.
How do you want me to use whatI have?

(15:35):
You see, everything belongs tohim and when we see our
resources as God's, we're moreintentional with them At least
we should be.
You see, your money just isn'tyours.
It's a tool that God gave youto use wisely and listen.
When you manage what he's given, he will entrust you with more.

(15:59):
Number three kingdom economicsis greater than world economics.
Meaning God's math.
Well, it's a little different.
The world says that more workequals more money, but, on the
contrary, in the kingdom it saysobedience.
This is his economy.
Obedience, it equals abundance,meaning giving multiplies, not

(16:21):
subtracts.
You see, tithing and generosity, yeah, they open doors.
That side hustles alone theycannot.
Trusting God with your financesisn't just a feel-good move,
girl, it is a total power, likea boss move.
And so, for our last journalprompt, I want you to spend time

(16:42):
in prayer asking God where am Iplacing my financial trust?
Is it in my job, my side hustle, or is it in you, father?
How can I realign my financialdecisions with my faith and your
plans for my life, father?
So, as I close, let's do aquick recap and some final

(17:05):
thoughts.
So, number one going forward,we are going to stop looking to
a man for a financial stabilityplan and we're going to build
our own foundation.
Number two our faith is goingto be the ultimate financial
filter, as God is our provider.
Number three we are going tosteward what God has already

(17:26):
given us and we're going towatch him multiply it.
And number four, kingdomeconomics, we are going to
remember, is always greater thanworld economics, for we know,
obedience leads to abundance.
Mama, your financial success, itisn't about what's in your bank
account, it's about what's inyour heart.

(17:47):
Build on your faith, steward itwell and trust God's plans for
your provision, because whenyour foundation is solid,
everything will fall into place.
And let's be clear financialsecurity isn't about finding a
man who can afford you.
It's about becoming the womanwho knows her worth, trusting

(18:11):
God's provision and walks inconfidence, whether she's got
two incomes in the house or justher own, because when you're
secure in him, no storm canshake you.
Do you love this podcast andnever want to miss an episode?
Subscribe now on Apple Podcasts, spotify or iHeartRadio and

(18:31):
share this episode with a fellowmom who needs this reminder
that she's got this.
If you're ready to dive deeperin these topics with a group of
supportive single moms and youlive in the Tampa Bay area?
I have some excitingopportunities for you.
It's a Single Mom Thing Class.
Join me Tuesday, february 11th,as we unpack Valentine's day

(18:53):
blues finding joy when lovelooks different.
For more information andinspiration, visit
shepherdsvillagecom.
Forward slash classes.
Need prayer.
If you want to pray about yourfinances with someone, call our
24 hour prayer line at855-822-PRAY.
And they're back and bringingthe heat.

(19:15):
A big Pickleball Paddle clap toWest Shore Services Florida
HVAC for returning as our titlesponsor for the Raisin Rally
Pickleball Tournament.
They know how to keep thingscool when it matters.
But on March 29th they'returning up the heat on the
competition.
Are you, girl, ready to serveup some fun for a great cause?

(19:35):
Sign up now and let's dink,drop and dominate together.
Visit shepherdsvillagecom.
Forward slash pickleball toregister.
Have a wonderful week andremember it's a single mom thing
and not the single thing thatstops you.
Thanks for listening to.
It's a Single Mom Thing.
I hope you enjoyed our timetogether.

(19:56):
If you have more questions onhow to have a relationship with
Jesus or need prayer, visit usat wwwshepherdsvillagecom
backslash prayer.
For more information andresources.
Check out our show notes.
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