It's No Secret

In this episode, we're joined by an expert guest - Cam Irvine.

Cam brings extensive experience from the financial services industry, having worked for one of the most successful mutual fund managers in the US before becoming a highly qualified NZ financial planner.

Specializing in working with ex-pats and those with significant property-based wealth, Cam is a passionate advocate for data-driven investing.

Today, he's here to...

Today we’re back with another Money Moments episode, where we chat to real Kiwis about their experience with money.

In this episode, we’re back again in the hot seat to give you an update on what’s going on with our lives financially. Our last check-in was back in May - about 4 months ago so there is catching up to do. Let’s get stuck in!

Specifically, we discuss:

• Christine's recent horror Airbnb story 
• An update on Christine&...

In this week’s episode of Money Moments, we chat with Ravi Chand, Operations Manager at Lighthouse Financial. Ravi shares his money habits and the journey that got him to where he is today.

Specifically, we discuss:

• The money mindset(s) he uses daily to manage his lifestyle
• What money habits he’s proud of (and a few he’s embarrassed by)
• How he found a creative way to get on the property ladder with his first home
• What retirement loo...

Today, we’re back with another Money Moments episode, where we chat with real Kiwis about their experiences with money. In the hot seat today is Sophie Hurley.

Sophie is a farmer, mum, and the founder of Honest Wolf, an ethical New Zealand luxury wool brand. Recently, she was honoured with the 2023 Supreme Award and Emerging Business Award at the Rural Women NZ Business Awards. She and her husband have also been featured on Country ...

In this week’s episode, we chat about something near and dear to many Kiwi investors—investment property!

When it comes to investing, many Kiwis often default to the dream of owning multiple properties with the hope of benefiting from capital gains and that sweet rental income. 

But are investment properties the only way to set ourselves up for financial success? More importantly, will this obsession with investme...

In this episode of Money Moments, Christine catches up with Dean Anderson, the founder and CE of Kernel.

It’s been two years since Dean last appeared on the podcast, so we thought it was the perfect time for him to update us on both his professional journey and personal milestones.

In this episode, we discuss:

• The toughest and most rewarding aspects of running Kernel
• Signi...

Today, we dive into some of the costs of university education and weigh the pros and cons to help you make an informed decision. 

Please note: that this episode is not about convincing you one way or another but to chat about the factors that might sway your choice from a financial standpoint.

In this episode, we cover:

• What our university experience was like
• A rough ballpark of the cost of obtaining a bachelor's and...

Today we’re back with a Money Q&A - where we answer questions submitted by you, the lovely listeners of the pod.

In this episode, we answer these two questions:

• Should I borrow money to invest in a business? 
• I have $5,000 left on my student loan should I pay it off?

If you enjoyed today's show, we'd LOVE for you to rate & review it on Apple Podcasts and share your favourite episode with a friend.

SU...

The last week (5-9th August 2024) has been a volatile time in international sharemarkets. As investors, it can be easy to read dramatic news headlines about and react to them, so we wanted to take the chance to chat through specifically what happened in the sharemarkets, and what this means for you as the everyday investor. 

To share insights and provide further context, Christine is joined on the podcast by Rhea Prasad, Portfolio M...

This month is Money Month in New Zealand, an annual campaign by Sorted (Retirement Commission) to raise awareness about money, and help Kiwis improve their finances.

Knowing where to start with your money can often be the trickiest part, so today's episode covers 5 simple actions you can take this Money Month to improve your financial situation - from taking stock of where you're at right now, creating disposabl...

In today's podcast episode, we’ll be chatting with you about the key drivers behind people choosing their investment style. 

The active vs passive investing strategies have been hotly debated for a long time. But how do you convince someone that one is 'better' than the other without just spitting out facts? More importantly, what are the underlying factors for choosing one over the other? Tune in to find ou...

Today we’re back with another Money Moments episode, where we chat to real Kiwis about their experience with money.

In this episode, we're joined by loyal podcast listener, Elise Dalrymple-Keast, who went from working 6 part-time social media jobs during university to building a digital marketing agency with a team of 7 and generating millions of dollars in revenue for clients — all in 4 short years. Today, we get to hear about...

Feeling guilty about your spending habits? In this episode, we uncover the psychology behind money guilt and offer practical tips to manage it. But what do we mean when we talk about money guilt?

Money Coach Marnita Oppermann defines money guilt as “dealing with feelings of remorse, shame, or anxiety because of financial decisions or circumstances.” She says these emotional responses are often triggered by impulsive spendi...

Today we’re going to run through a few money tips to help get you through tough financial times.

It’s a challenging time out there right now for many people; interest rates have risen and remained high, therefore those who own homes are particularly struggling to cover the cost of their mortgage.

Further, the cost of living is generally very high, so we thought we would shed light on a few things you could do to increase y...

Today we’re diving into the employment landscape. Whether you’re actively job hunting or just keeping an eye out, this episode has something for everyone.

To help answer all our burning questions and provide an update on the current employment market, we're joined by Minta Holton, NZ Director at HOME Recruitment.

HOME Recruitment specializes in transitioning Kiwi talent back home to NZ, and Minta brings a wealth of exp...

Today we're diving into the latest tax changes announced in the 2024 Budget.

We'll break down what these changes mean for you, focusing on the new tax thresholds, adjustments to the Independent Earner Tax Credit, and the introduction of the Family Boost initiative.

Disclaimer: While we aim to provide clarity on these updates, everyone's financial situation is unique. Our goal is to inform, not to advise on personal dec...

In today's Q&A episode, we'll be answering DM's from the gram as well as a few customer queries from Kernel.

This time, we'll be answering questions such as:

• What are some common pitfalls when investing a lump sum, in this case, we use the 7 million dollar Powerball winners
• If you should tell your friends and family if you win the lotto
• Can you invest with Kernel while being overseas
• Are y...

Today we’ll be chatting about whether private schools are “worth” the investment.

We'll look at both the cost of sending your children to private school vs public, and weigh up some potential pros and cons of doing so.

Disclaimer: the school you send your child to is very personal to your family, the child and your financial situation. This is not for us to tell you what to do, nor is this to enforce our views, but more to shed ...

Today we’re back to chat about all things relationship property.

Relationship property can be a bit of a sticky subject, particularly if you are approaching being in a de facto relationship, looking at getting married or otherwise. 

To chat with us today is a special guest joining us to share his knowledge on the topic, as we're by no means an expert in this area. Today we're joined by Will Eddowes, General Manage...