The Millionaire's Blueprint: The Path to Making Money in Ghana Nobody Talks About - Laud Morgan

What does it really take to achieve financial independence and build a thriving business in Ghana? Laud Morgan's remarkable journey from Uber driver to real estate developer offers a masterclass in vision, discipline, and strategic thinking that challenges conventional wisdom about success.

Having saved $24,000 for his master's degree in America, Morgan found himself unable to secure traditional employment despite his credentials. Rather than becoming discouraged, he embraced an unexpected opportunity—driving for Uber. What followed was an extraordinary demonstration of work ethic as he logged 16-17 hour days, seven days a week, completing over 50,000 rides across five years. This grueling schedule took a physical toll, but Morgan's unwavering focus on his ultimate goal—returning to Ghana to build something meaningful—kept him moving forward.

The conversation explores the delicate balance between spiritual guidance and practical action. While Morgan credits divine prophecies for revealing his path in real estate, he emphasizes that success required relentless effort: "A lazy man is one that always spiritualizes everything." This philosophy led him to accumulate capital while simultaneously educating himself about real estate through hundreds of videos and mentorship opportunities.

Perhaps most compelling is Morgan's counter-cultural assertion that "the best place to be a millionaire is Ghana." Unlike many who view relocation to Western countries as the ultimate path to prosperity, he deliberately returned home, convinced that Ghana offered unique opportunities for wealth creation. Now employing 42 workers and impacting approximately 100 lives through his business, his journey validates this belief.

The podcast offers practical wisdom for aspiring entrepreneurs regardless of their starting point. Morgan stresses knowledge acquisition before capital investment, the power of relationships as currency, and the importance of discipline over motivation. His advice for those without access to significant capital—start as a realtor to learn the industry before becoming a developer—provides a concrete pathway for those inspired by his example.

Ready to transform your own mindset? Join us for our first live event "Complete Transformation of Your Mindset" on August 29th at the British Council. The conversation doesn't end here—what's your biggest takeaway from Lord Morgan's journey?

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Episode Transcript

Speaker 1 (00:00):
The best place to be a millionaire is Ghana.
I've got $24,000 and I want totravel to Ghana.
What are you going to tell them?

Speaker 2 (00:06):
I will teach them some lessons.
I will not even mention whatAmerica is better than Ghana.
It's been a country I visitedwhen I was in college, in
University of Ghana.
I thought it was the time tocome, but when I came I had to
go back again.
But I believe that coming toGhana has opened me up to so
many things.
There are poor people in Ghana.
There are poor people inAmerica, so you can choose to
travel to America and still fail.

(00:26):
The first thing of success isplanning.
You can have money, but whenyou go into a business, you can
lose all the money.
The know-how about a businessis the first thing that you need
, even before capital.
What I ever did that I wouldsay I'm proud of was to be an
Uber driver.
I have done over 50,000 rides.
50,000 rides, 50,000 rides.
The lazy man or the poor man isone that always spiritualizes

(00:47):
everything.
I woke up and I became a slaveof process, driving over 16, 17
hours a day, seven days a week,five years nonstop, and that's
how I got my capital.

Speaker 1 (00:56):
For somebody that doesn't have that capital, and
they still want to go and doexactly what you're doing.
How would they?

Speaker 2 (01:01):
do it.
I can give you one simpleblueprint.

Speaker 1 (01:10):
You're welcome to Connected Minds Podcast.
My name is Derek Abaiti, so afew months ago I met a man who
had moved to the US, worked sohard and then he returned back
home.
For one or two reasons, thestory was very inspiring to me
and I knew exactly the type ofconversation I wanted to have

(01:32):
with him on my podcast,connected Minds.
So I spent a lot of timeplanning how I can get him on
the show, but, luckily for me,we've gone through a lot of
mutual friends and we'veactually become friends as well.
Well, luckily for me, we'vegone through a lot of mutual
friends and we've actuallybecome friends as well, so the
opportunity has come for us tosit and have an honest
conversation about his lifestory, the business that he's

(01:52):
running.
Now, why do I think thisconversation will be good for my
audience?
It's because this guy owns areal estate company.
He also has a fleet of trucksthat he runs in Ghana.
He has other things that hedoes and, you see, the mindset
is always it for me, and thisguy has proven over the few
months that I've known him thatindeed he can sit in this chair

(02:15):
and say a thing or two to myaudience.
Don't go anywhere and, as usual, if you make it to the end, I
want to see that comment in thecomment section.
Remember, on the 29th of August, at the British Council,
connected Minds, we areorganizing our first live event
Complete Transformation of yourMindset.

(02:37):
Yes, that's what we're going togive to you.
So if you want to make it there, reserve a seat and I'm going
to leave the details in thedescription and also in the
comments.
Now let's run this with ourguest of today, mr Lord Morgan.
How are you doing my brother?
Doing very well, thank you.
Thank you so much.
I must say and I usually saythis that you know when I meet

(03:00):
people that I connect with, thatI love their energy.
I tell them I think you're anincredible man.
Thank you so much.
You know, we have spoken a fewtimes, we've met a few times
through our mutuals and we'vehad a few conversations, but
yeah, I like the way you are.

Speaker 2 (03:17):
Thank you so much.

Speaker 1 (03:18):
I really appreciate it.

Speaker 2 (03:19):
It takes a lot for people to be honest about how
they feel when they're aroundyou, because aura is everything
you know and I must say thatwith this few time, um the short
time that I've also known you,you know we've not you introduce
it as friends, but I believe webecome brothers, that's right,
it's one that's right that'sright circle of friends right
now.
So I go everywhere and I tellpeople that, oh, by connected

(03:40):
minds yeah, yeah, yeah I mean,you're a brother and a friend
too.

Speaker 1 (03:45):
Thank you.
Thank you Now.
Where do we start this from?
It gets hard when you know theperson before the conversation,
so sometimes it can get prettyhard, right, but let's see how
this is going to go.
Okay, my first question is whydid you move to the US first?

Speaker 2 (04:07):
You know, I always tell people that we all grew up
looking for better opportunities.
Why would a man wake up in themorning and decide to sleep?
Except he's lazy.
So once he steps out there,then the theory is that he's
going out there to fish or tolook for bread and butter.
Once he steps out there, thenthe theory is that he's going
out there to fish or to look forbread and butter In the space
of looking for bread and butter.
Once he gets bread and butternow he wants to learn how to

(04:30):
make his own bread on the bakery.
So I believe in the fact thatevery man that has a vision to
create something big alwayslooks up to a better option,
absolutely and 100%.
I would not even I would noteven mince words.
America is better than Ghana.
It's been a country that when Iwas in college in University of

(04:51):
Ghana, I visited and I knewthat definitely I have to live
here Then.
So when I was done with school,I felt like it was time to
relocate to this country and weall grew up with the fact that,
or we all grew up with the truththat it is a land of
opportunity and absolutely it is.
So I wanted to go grab thatopportunity, and I did.
How was life before you traveled?
Life was okay.

(05:11):
I really would be very honest.
My dad is, I'll say, amiddle-class person.
We didn't really struggle athome, but we didn't have it all.
Well, you could afford yourthree square meals a day, and
then things were provided foryou as much as it could be
provided so, but I still wantedmore.
I've always envisioned to lookout and get more things.

(05:34):
So I had the opportunity to goto Australia and America, but
I'd already been to America onceand I felt like this is the
place and I chose to go there.
You wanted more.
Yes, I always want more.
I am very content with what Ihave, but in that contentment, I
still feel like I want more.

Speaker 1 (05:52):
What opportunity took you to the?

Speaker 2 (05:53):
US.
The first time was to visit.
Yep second time.
The second time was school.

Speaker 1 (06:00):
How did you come by that opportunity you?

Speaker 2 (06:02):
mean the school.

Speaker 1 (06:03):
Yeah.

Speaker 2 (06:05):
So I did my national service in back then I don't
know if it's still the same it'scalled DVLA License Office at
37.
And once I was done, I rememberthat I did some good work so I
was rewarded.
So I had saved some good moneyand then I wanted to travel.
I quite remember back then thegreater Kera Regional head of

(06:28):
that place.
When your national service isup, you have to go home.
So I went and spoke to him on myservice because I found out a
few people that we had workedwith our service were being
retained and I felt it was alovely place, of course it was
at that time and I was like, canI also be retained?

(06:48):
And then he was like, no, youare not getting retained.
So that hit me.
So when I came home then Istarted asking myself if I've
gone to America once, then I cango again.
What am I going to do if I go?
I just finished University ofGhana Graduated, so let me try
and see if I can go do mymaster's.

(07:09):
Then I started applying forschools and then I went.

Speaker 1 (07:13):
Okay, lord, you know, today, as we speak, a lot of
young Ghanaians have the dreamof traveling abroad Absolutely,
and some people save a lot ofmoney to make that happen.
That's right.
How much money did you have tocough out to travel abroad?

Speaker 2 (07:28):
at that time because I was going to school.
It was my tuition that I had tomake available and my living
expenses that I was going tohave.
So at that time I did not haveit all.
But my dad was also going tosupport, so my tuition was
$24,000 back then.
So that was to pay for mytuition and then my living
$24,000?
.
Master's degrees are expensiveand to get a master's in

(07:49):
international relation in aschool like Webster University,
st Louis, missouri, was quiteexpensive.

Speaker 1 (07:56):
The reason that is important to me is because
you're a pretty goodentrepreneur today.
Absolutely Couldn't you haveused that money to do something
else?

Speaker 2 (08:06):
The mind was not at that stage.
At that time Minds evolve andminds develop.
At that time my mind was not intune to that direction.
Right now I would not, but backthen I like a quote in the
Bible, and I'll be quoting a lotof biblical things because I
really I'm a man of faith.
So the Bible says I rememberreading that scripture vividly

(08:28):
and it said that Paul said atone time, when I was young I
thought like a baby, but when Igrew up I started thinking like
a man.
So at that time I was thinkingI'm not saying it's bad, but
that's where my mind was.
Today it will not happen, are?
you the first born in yourfamily?
No, how many are you?
The first born in your family?
No, how many are you?
I should be fourth.
Four, no, I should be third.

Speaker 1 (08:46):
Yes and had anyone been to stay abroad before at
the time?

Speaker 2 (08:51):
yes, I had uh, my older brother was, was uh in
morocco.
Let's say that's uh, yes,that's the abroad.

Speaker 1 (08:59):
I'm just really trying to think how the family
put that money together to say,the family did not really put
that money together.

Speaker 2 (09:05):
I paid my tuition myself back then.
My family did not.
My dad supported me, but I paidmy tuition myself $24,000 back
then.
How old were you at the time?
20, 24, 25.
Wow, yes.

Speaker 1 (09:21):
Today, if a young man comes to you and say I've got $
and I want to travel to the uk,what are you?

Speaker 2 (09:27):
going to tell them oh , I'll teach him some lessons.
I'll tell him you can make somuch money, you see.
That brings me to the story ofone of my workers, you know who.
I didn't know that every daywhen I pay him, he's sending
money to an agent to help himtravel, and I just figured that
he spent.
He sent over 15 000, and'm likeyou're a laborer, how can you
do that?
So I called for him yesterday.

(09:48):
I want to talk to him.
Let me pump some wisdom intohis sense.
Maybe he's playing aroundknowledge, but it's time he gets
some wisdom.
And when he shows up I'll tellhim something good, that no, you
can do something better here.
Opportunities are there, butthere are endless opportunities
here too.
There's always room fordevelopment here, and I believe

(10:10):
that if someone comes to me withthat amount of money, I will be
able to mentor them prettypretty well on how to make good
use of that money so if I cameto you today with $24,000 I'm 25
year old what are you going totell me to do?

Speaker 1 (10:23):
get into?

Speaker 2 (10:23):
some business.
Okay, the first business thatI'll tell you to go into because
I'm 25 year old.
What are you going to tell meto do?
Get into some business.
Okay, the first business thatI'll tell you to go into,
because I'm into real estate, isto start selling raw materials
for building.
Cement, iron, rods, nails.
You make money.
You know, I always tell peoplemoney is in dirt.
That's how you get gold, that'show you get all these things.
So I believe that when you havethis amount of money, let's put

(10:44):
in some forget about how youwill look, because when you come
to my site, people come thereand then my employees tell them
that this is the CEO and they'relike no way, because I'm
dressed like them.
I believe that when you tellpeople let me be very honest and
pragmatic here I believe thatwhen you tell people that are
going to a certain business,they perceive how they look like

(11:07):
when they go into that business.
You know, we, our minds aresometimes tuned to suit and tie,
but if you see someone like mewho has worked so many factories
and who has been an Uber driverand that's what made me who I
am and all of that I'll tell youthat don't look at the outward,
just go into that business.
You see, someone will be likeoh, let's say, I'm a beautiful

(11:30):
girl and I I want to be able tosit somewhere with an air
condition, with my makeup on andall of that.
Sometimes it's, it's not.
That's not how it is, that'snot how it works.
You know, and I'll I'll giveyou some businesses, like I just
gave you one of them, okay youcoughed out 24 000 to travel
after university.

Speaker 1 (11:51):
Yes, what happened?

Speaker 2 (11:54):
long story.
Um, after university I couldnot get my money back.
After I graduated with themaster's international relation,
I did not do any job that fitsthat degree.
Personally, I was not lucky.
Um, what I did?
I started working factory tofactory, driving uber and stuff
like that which I believe willcome there later.
But then I am proud that I Idid certain jobs that I did,

(12:18):
even though today, if I lookback, today, if I look back and
I am told that would you takethe opportunity of sitting in an
office, I would say no, maybeGod did not want me to also sit
in an office so that my mindwill be closed with that concept
.
I had to be a free bird so thatwhen I come out I will be able

(12:40):
to see the world at large.

Speaker 1 (12:42):
Why did you not get the office job?
I mean, what was the challenge?

Speaker 2 (12:47):
I applied for a lot of jobs.
Destiny did not let me.
I graduated from Accra Academy.
I didn't have no problems, Igot my certificate.
I graduated from University ofGhana I didn't have no problems,
I got my certificate.
I went to Webster University.
I have my master's certificate,but when I threw it in there I
was not getting it and I'm proud.

(13:08):
I thank God that he did not letme get it.
And if it was destiny, I thankGod my destiny was not aligned
to sit in an office with suitand tie.

Speaker 1 (13:15):
So now you've applied for the jobs.
You've finished your master's.
You've applied for the jobs.
You didn't get it.
What was the next plan?

Speaker 2 (13:23):
The next plan was still work Okay.
Yes, the mind did not come tothe realization of being an
entrepreneur right away.
Okay, what happened?
It was still to look for jobs.

Speaker 1 (13:34):
Factory to factory.
At what point did you startgetting the job that you wanted?

Speaker 2 (13:38):
I've never gotten a job that I've ever wanted.
The best job that I've evergotten.
Besides, what I'm doing now wasto be an Uber driver.
Okay, how did that thought comein?
I mean, I'll be very honest,and this is where everything
starts for me.
I know that a lot of peoplecome in with theories of how to
be successful and all of that,but I'm going to speak for
myself, because my foundation isonly one, and it's God.

(14:00):
I'll be very honest that in2019, somewhere June, I went to
a church and, if you don't mind,I'll say the name of the church
it's called Prayer Palace.
And then I met the man of Godand he was doing his thing and
he called me out and said you'regoing to be a good real estate
person or a big real estateperson in the future.

(14:21):
I didn't have no idea.
He spoke it in 2019, june.
Like I said, he's calledprophet immanuel j and, uh, he's
the lead pastor for prayerpalace, where I go to church
right now.
At that time, that was not whereI was going to church.
I just went because, you know,I just visited.
And he called me out and saidthat, uh, you're gonna do real
estate in the future and I waslike, okay, that's it.

(14:44):
Um, we spoke a little bit aboutit, I met him personally.
He told me how it's gonna playout and I was like, okay, so
that is the god factor in.
And I remember that I stillwent back to america and was
still doing my thing in 2021.
I happen to have a very goodfriend to um who is, uh, in
nigeria, who's very close tothis man of god called Apostle

(15:06):
Joshua Selman, and so once Ivisited my friend we had
sometimes like you want to meetmy dad I said come on, let's go,
I'll meet you.
I've been listening to him andit's full of knowledge and
wisdom.
I want to hear something.
And when I went, you see, theBible says on account of two
witnesses, a matter isestablished.
And he also told me right inthe face the first day he met me
, that you're going to go intoreal estate and you're going to
do good.

(15:26):
But this is the god factor andso I do not downplay.
I know there's a lot of hereand there's about religion and
stuff, but to be honest, Icannot take god out of
everything that I'm doing.
What made me is my faith in godabsolutely 100.
But I will break it down sothat people know that it takes
God but it takes you as well.

(15:47):
Yes, so the God factor I cannoteliminate.
And you know, god blesses menthrough men, so he is the source
and he channels it through mento men.
So I was a recipient, but Godhad to bless me through someone
to reveal what I was going to do.
In as much as I was told, Istill brushed it aside and still
tried to do what I want until Icame to the realization that

(16:09):
you have to listen to the voiceand I'm so proud I did okay this
Uber stuff?

Speaker 1 (16:14):
yes, how did that come into the picture?

Speaker 2 (16:15):
um, uber came into the picture again, when I
started realizing that I couldnot use the degree, and then I I
was living with my friend, myroommate, and then he was like
you know what?
Again, when I started realizingthat I could not use the degree
, and then I was living with myfriend, my roommate, and then he
was like you know what?
Think about it, because he wasdriving Uber.
He was in the military, so hewas driving Uber.
When he comes back home, I meanafter work, he would drive Uber

(16:38):
here and there.
I was working factories andstuff like that.
He's like, bro, when I go outthere, I make some good money,
why don't you try Uber?
And then one night, one midnight, I woke up and my inner man
started talking to me.
So all of these things thatthese men of God have started
saying started hitting me.
And then I was like, yeah, Ithink it's time, let me try this

(17:00):
Uber.
And the best job that I everdid real estate is the best
thing I'm doing right now butwhat I ever did that I would say
I'm proud of was to be an Uberdriver.
Why?
That is where my blessingstarted.
Okay, talk to me.
Yes, I mean.
So I remember that.
After that prophecy, I was likeokay, again, let's be very

(17:24):
pragmatic.
I am talking about myself andhow God has been to me.
So I want, I want it to comefrom me and this is how I I'm
doing, I'm living my life.
So now it was time to channelwhat to do.
So, like I said, after I wentback and did a few things that I
wanted to do, um, my friendtalked to me and then I was like

(17:46):
okay, so I remember that I hadonly $2,000 back then and then I
could not even afford a car.
So I talked to another friend,very good friend, um Saka, and
then, uh, he was like you knowwhat I'm going to help you get
to?
I'm going to give you $2,000added up to what you have.
Let's go look for a car for you.
And I was like, wow, that'sgood.

(18:06):
But he was like remember, he'sa brother, I love him, and he's
like I'm going to go to Ghana inDecember.
I'm giving you this money inSeptember.
I would need that money back.
I mean, this is how I'm goingto travel and all of that.
He's being real, but he's beingreal and honest, even though
you are brother.
Please, when you work, pay meback my money and I was like I

(18:29):
promise you, when we get thiscar, the first thing I'm going
to do when I start driving Uberis to pay you your money.
And I did pay him a month rightafter I started driving Uber.
In less than a month I paid itoff.

Speaker 1 (18:42):
Yeah, but why do you say it's the best job you've
done at the time?

Speaker 2 (18:47):
Because this is what made me.
Someone started an office,someone had the opportunity to
be a cybersecurity analyst.
I tried certain jobs.
I did a lot of certifications.
I tried certain jobs like beingan SAP, business warehouse,
business warehouse analyst.
It didn't work out for me.
How many years did you do Uberfor?
I did Uber for maybe five years, six years.

(19:08):
You see, the last time Ichecked Uber, I had done over
50,000 rides and it's still onmy phone.
50,000 rides In a period ofwhat?
Five years?
Yes, if you give me my phoneright now and I'll prove it to
you, because I was not drivingonly Uber, so it's a combination

(19:31):
of Uber and Lyft.
This is.
This is how I was making it.
Um, back then, right now, when Iwent to America a couple of you
know now I go and spend liketwo weeks and I come back, and
when I visited, I realized thatthey changed it.
I didn't go drive it, but I was.
When I take Uber, I tell thepeople my story to inspire them.
And they were like now you candrive those many hours Because I
was driving about 16, 17 hoursa day and now you can only drive
Uber for 12 hours.

(19:52):
But back then I had one phonewith two different apps on it,
that is Uber and Lyft.
So I'm waiting for whichever isgoing to send me a notification
and I pick it and I also checkthe money.
So, at a time, how much couldyou make in a month?

(20:13):
You know, from year to year itvaries.
It did not take long till andthen COVID hit.
And COVID is when I made somegood money, because now I had to
switch from taking people todelivering food.
So, yes, that's when I madesome money.
So in my first year I made likeabout $106,000 to $107,000 in
one year, and I did not make itbecause I was given a prophecy.
In fact, I made it becausethere was a man of God praying

(20:34):
for me.
God has already revealed a plan.
It was about my ability to putin the hard work.
So I always tell people that,uh, once you receive a plan from
god, the rest is up to you tomake it happen.
He's gonna help you, but whenyou go to bed you're gonna be
poor.
You know it's.
Usually I tell people that alazy man or the poor man is one

(20:56):
that always spiritualizeseverything.
I, I woke up and I became aslave of prophecy.
So I I was working like aHebrew slave, driving Uber 16,
17 hours a day, seven days aweek, five years nonstop, and
that's how I got my capital.

Speaker 1 (21:14):
To come back to Ghana .
But before we talk about that,it's just in my head, I'm
thinking.
At a time when you had a job,you were doing this Uber was the
thought to remain in America.

Speaker 2 (21:26):
The thought has never been to remain in America.
Since the time I landed inAmerica it's never been Okay.
The thought has always been.
You know, I always tell peoplethat there was a girlfriend
factor, so the thought hasalways been to come back as
young as I was.
Back then that's how I wasthinking.
Besides that too, I say thatGod created me and God made me.
Ghana built me and America gaveme the shot.

(21:48):
So it's a tripartite system.
But the mindset has always beento come back to my roots and
it's always been Ghana.
I love America.
America made me who I am and Ialways say that that's how God
blessed me.
He took me there, like he tookAbraham from where he was to
another place, and he blessedhim.

(22:08):
And that's how God blessed me.
He blessed me in America.
So I've always wanted to comeback and from day one when I
landed, the goal has been tocome back and I'm glad I did.

Speaker 1 (22:20):
Lord, there was a moment where your health was at
risk.
Yes, while you were workingRight, talk to me.

Speaker 2 (22:29):
Driving Uber 16, 17 hours, flipping between two apps
.
It was quite a hassle.
I wake up as early as 3.30 am,3 am and 3.30 am out.
I come back like 11 pm.
Back then you could drive uberso many hours, they don't care,
and now they put a cap on it.
Back then you could do it asmuch as you want.
And then I I went out there andI did my thing.

(22:52):
The goal was to you see, um onetime I was thinking about what I
can do when I'm making so muchmoney.
So I started seeing thethousands of dollars coming
2,000, 10,000, 15,000.
And I have one thing that I'velistened to, one person that
I've listened to HonorableKennedy Japón.

(23:13):
I've listened to him all mylife.
My wife will tell you pointblank that when I wake up in the
morning I'm looking for hisvideos to listen to and the one
thing he talks about is saving.
He's someone that I listen toand pick a lot of.
I met him and then I told himthat you see, some of your
fundamentals has helped me a lot.
So all that money that I wasmaking, now I was thinking of
what to do, because if the moneyis in your account, that is not

(23:36):
wise.
You need to multiply that money, and that can come only through
investment.
I don't believe in investmentwhere the turnover is just
pennies.
I put my money in the bank andthen invest it in some little
investment and then, at the endof the you know I believe in put
it in is something that willgenerate me some good investment

(23:56):
.
So I thought of, why don't I gointo agriculture?
And I was like man withagriculture, I need to be back
home.
At that time I was willing tocome, but I was not ready to
come.
It's a big difference.
So, um, thinking of agriculturehere and there, and then I
chanced on the fact that, uh, afriend that I spoke to said why

(24:18):
don't you think about trucking?
And I was like trucking,trucking, buy trucks, cheaper
trucks, and then bring them toGhana.
And I was like, oh man, back inthe days I bought this um bus
we call it trotter and then, um,this driver's messed me up.
So he's like man, trucking isdifferent, you make good money.
Again, the human factor.

(24:39):
So I listened to him and then Idecided that let me give it a
try.
Now, who's going to buy me thetruck?
The truck is in China.
This man sitting here is inAlexandria, virginia.
I don't know anybody that'sgoing to help me get a truck.
I jumped online again and thisis not the God fact, this is you
.
And then I jumped online.
I started thinking about how Ican start doing my research and

(25:03):
I found out I could get itthrough Someone.
And then I found one honest guyand he's always been a friend.
So now I've never met him, I'venever spoken to him on phone,
but once I send him my money, mytruck is here.
An angel in disguise.
So then I was able to Bringthese trucks to Ghana Year by
year.

Speaker 1 (25:20):
Yeah, Let, yeah, let me stop you here for a minute.
If you've been watching thisshow, I want you to subscribe
and become part of the family.
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hit the subscribe button andlet's carry on the conversation.

(25:42):
So what happened?

Speaker 2 (25:44):
to your health at the time?
Yes, back to the healthquestion.
So, driving all those hours, atone point I started feeling
dizzy Because I was not gettingenough rest, but the goal was
that I need to come to Ghana,let me say because a problem
that most of the youth have here.
It's not because they are lazy,let me tell you, being very

(26:07):
honest, the Ghanaian man, whenhe travels outside, works like a
Hebrew slave, just like I did.
We worked so hard and we triedto stay out of trouble.
The Ghanaian man or woman whenhe travels.
So what is making them work sohard and we tried to stay out of
trouble?
The Ghanaian man or woman whenhe travels.
So what is making them work sohard is the benefits, that is,
their wages or their salaries,the monies they are making.
So I was making good money.

(26:29):
I didn't see the reason why Ihad to stay home.
For who?
For what?
Nothing.
My friends were also workinghard and so I was working so
hard.
I mean, eventually it wouldaffect your health one way or
the other.
I was not thinking about that,which was unfortunate.
Right now I would think aboutit, and one time I woke up and
my left hands and my left legwas numb.

(26:53):
It was in the afternoon andwhen I hit it on the ground, I
hit, I felt like it became veryhard.
Luckily enough it didn't run tomy mouth you should have
brought a little twitch, butyeah, that's how it affected.
And from sitting.
So when I recovered from thatfrom after about a year and a

(27:14):
half later, getting to two years, I started having bleeding, and
all of that because I'd beensitting for too many hours.
So the doctors were advised Istill did not listen, which was
very bad, but I should havelistened.
But those are all learningcurves.
I was lucky to get healed fromthem, but maybe someone may not

(27:35):
be able to.
But again, I was writing mydestiny code, so I was writing
my destiny code, so I wasworking all those hours.

Speaker 1 (27:40):
What did the doctors think it was?

Speaker 2 (27:43):
Well, a lot of them which were not that severe.
All of these things were comingup because of stress.
I've always said one thing Ibelieve that a lot of destinies
are connected to mine, as muchas everyone.
I cannot fail my generation, Icannot fail people.

(28:03):
So let me sacrifice myself.
Not to sacrifice myself, tokill myself or die, but to
sacrifice and live.
Then other people will see meas a living epistle of exactly
what I want to be.

Speaker 1 (28:15):
You know, for someone who was able to raise $24,000
to travel abroad.
You're quite In Ghana.

Speaker 2 (28:20):
You're quite daring eh, I mean yes.
I mean back then I was doing mynational service and my boss
back then liked me so much theycall it so many things but I
worked so hard for it.
Because back then I rememberthat when you register there's
an amount of tasks that we cando in a day.

(28:41):
Maybe let's say I don'tremember but let's say we have
to register about 50 or 60 carsand by three o'clock we are
closed.
Now everything is computerized.
Back then we were writing it inbooks, I could stay over and
work, and then sometimes my bosswas also a hard worker Mr Kote,
god bless him wherever he isand he could pile up all those

(29:01):
files so long He'd be like man.
Are we coming to register allof this?
But you see, there's one thingthat I always tell people Value
is what is rewarded.
So when you show people yourvalue, they will reward you.
I would not go home until thelast car is registered.
So if the national servicepersonnel has to close at uh 4

(29:24):
pm, I was closing late and thenI'll make sure that I sit and
finish it and they will rewardyou.
And then as much as I saved, Iwas also having other things
that I was doing on the sidedoing passport for people, birth
certificate.
You know all of that helpingpeople and I was saving all of
that money and I because you haddreams of traveling abroad.
Yes, and I did not spend.

(29:44):
I am not a spendrift.
I believe in the power ofsavings and I had some good
amount of money x, y amount ofmoney and that's what helped me
to travel so then the time comeswhen you decided to come back
to Ghana.

Speaker 1 (29:57):
Yes, talk to me through that decision-making.

Speaker 2 (30:01):
I mean, like I said right there, when I knew that
real estate is a thing that Iwanted to go into, I had to
create a means or a source ofincome.
You want real estate is quiteexpensive and it takes a lot of
money as capital, so you need acontinuous flow, you need a
continuous cash flow.
It's a continuous lot of money,so as capital, so you need a
continuous flow, you need acontinuous cashflow, so
continuous source of income.

(30:21):
So now, bringing the trucks wasa good thing, so now they are
bringing me my daily sales andthen they are bringing me enough
money to pump into real estate,which, of course, cannot do it
all.
You also have to outsource anduh, so at that time when I felt
like, okay, x amount of trucksare in Ghana, I'm looking at, uh

(30:41):
, my, my bank account and it'ssmiling at me and I'm smiling at
it and I've saved somethinglittle too.
You know, whatever I saved, Ibought the trucks with them.
I did not spend them.
So when I was coming fromAmerica, I really didn't have
much, but I had much in citieshere.
So I uh, I felt like this isthe time to come, and it was the

(31:01):
time to come.
But when I came I thought itwas the time to come.
But when I came it wasn't thetime to come.
So when I came I had to go backagain why I bought a land in
East Ligon Hills.
And then, when I bought a landin East Ligon Hills, I remember
that I was home one day, that Ihad come home and my wife came

(31:25):
to me and she's like I met a manwho said he was looking for I
mean, the man was looking for mywife and she didn't know why.
So she went and spoke to theman and the man was like there's
a land here that is being sold.
So if you know anyone that canbuy it, let's sell it to the

(31:46):
person.
So she came home and she's likehoney.
I want to talk to you aboutsomething.
I said what is it?
She said.
I remember I was lying in bedand running from pillar to post
trying to see what I can do bystarting real estate, because
this land is in East Ligon Hills.
The one that I bought, the onethat I'm working on right now,
I'm doing my project on rightnow is in town more than what I

(32:07):
already bought.
So it's a good opportunity.
You know real estate is allabout location.
So when she told me, I was like, okay, so let me go talk to
this man, she said this man is,the land is expensive.
You don't even have a dimebecause you bought this land.
The trucks are bringing money.
But then you bought this land,you have already sold.
I said you know what for thisland?

(32:28):
It's a good location, I need it.
Let me go and talk to the man.
And I went and spoke to the manand then the man was good to me
and he was like yes, I'mselling this land for this X
amount of money.
At that time, when I was there,I didn't have a peso.
So when he said it, I was likeI'll buy it.
So he's like, okay, we talkedabout it, we talked about the

(32:51):
price.
It was very good.
He brought it down a little bit.
And then when he found out, oh,we're very cool people and then
we're young people trying to Imean me and my wife so, uh,
trying to start something good,so she's like he.
He was like okay, I'll sell itto you.
But now that we are done talking, when are you gonna pay?
I said I don't have him, Idon't have a penny.
It's like so how are you gonnapay for the land?
And he is like, oh, give mesome time.

(33:13):
Can you give me like six monthsso I pay for the land?
And he's like, oh, no, I needcash.
I mean, I won't.
I've also moved from the ukhere and I need cash.
I was like, I promise you, ifyou give me six months, I'll
make that money.
I didn't know how I was gonnamake that money because,
remember, uber is not what itused to be anymore.
It's it's dead.
I I remember one time I pickeda guy who gave me a thousand

(33:36):
dollar tip.
I don't know if anybody's goingto get that right now.
My friends who used to do it aspart-time jobs will tell you.
Now it doesn't fetch thatamount of money.
So because maybe there's a lotof drivers now, I don't know.
So Uber was not even an optionto go do it.
So I told my wife that I spokeinto the man and he's agreed

(33:58):
that I spread it for five months, six months, and do not fail
him.
So when I came home, my wifewas like so what are you going
to do?
I said, okay, just give me some.
I like doing things in thenight.
So I woke up in the night andit was evening in America and
all of that.
So I started sending messagesto my friends Do you know any
good job?
Do you need a good job?
Let me know so I can come.

(34:18):
But I've already talked aboutthe price of the land.
We have done our negotiationand everything is clear.
But now how to bring the moneyto buy the land.
So I had, lucky enough, I leftthose messages and went to bed.
I woke up and then a friend hadtexted me that I know a very
good job, and this good job wasto work in a psychiatric

(34:46):
hospital where you get.
You can get.
If I was beating up severaltimes, um, and I was like, okay,
I, I think I want to do it.
It's like, are you sure?
It's like, yeah, and I madethat money because when I went
there to again forgetting thefact that prophecy has landed, I
went and worked like a Hebrewslave.
I worked like 16 17 hours everyday.
So you left Ghana.
Yes, I went back.
I came a Hebrew slave.

Speaker 1 (34:57):
I worked like 16, 17 hours every day.

Speaker 2 (34:58):
So you left Ghana.
Yes, I went back.
I came, ghana was thedestination, but the timing was
not right so I had to go backagain.
In fact, I could have stayedand worked that East Lagoon
Hills land, but I wantedsomething that would bring more
value because of the location,so I had to go back and abandon
the land that I bought.
Like I've told you, I alwayswant more.

(35:20):
And then I went and worked forthat amount and then, within
four or five months, I paid theman because I worked so much.

Speaker 1 (35:26):
So, you see, this is what a lot of these young people
are saying, isn't it that, eventhough we tell them that they
shouldn't stay abroad, yes, andthat when they have the skills,
they should come back.
And you know, Right.
For me, my message is verysimple Travel, do whatever you
can, right, but when you get theskills and the knowledge, come

(35:46):
back and help us because we needit, right.
Yes, it's as simple as that,but I think it's what the young
people are saying that livingabroad is a raw leverage.
You had the documents to beable to go back, yes, and it
allowed you to be able to buythe land.

Speaker 2 (36:02):
If you didn't have that, how would you have?

Speaker 1 (36:04):
coughed that money.

Speaker 2 (36:07):
That I cannot tell, because that was my means of
making that money, but I believethat coming to Ghana has opened
me up to so many things thatI've realized that let me tell
you.
Okay, the best place to be amillionaire is ghana okay um, it
depends on what you're lookingat.
You have to open up your mind toreceive.

(36:27):
A lot of these young peoplebelieve that, uh, the easiest
way to make money, like I said.
Okay, let me use myself as anexample number one, because
someone has prophesied into mylife or told me what I'm gonna
do.
I go back to bed.
No, if I could reach 24 000whilst I was in ghana, I could

(36:49):
raise any amount of money.
It depends on what you want todo.
You want to be in suit and tie,easy.
I came back to Ghana, like Isaid Even before that, before
all of this dream of moving toGhana came and I failed.
Okay, I came and started atravel and tour and I failed.
Fear the man that says I'vemade it all but has never failed

(37:10):
.
I failed and I'm proud.
I mean, I'm proud I failed.
So you should not fear failing.
Failure is part of success.
It's also on the way you'regoing to meet it.
So my point is that I wouldhave found a way to raise it,
and there are so many ways youcan raise it.
Yes, there are so many ways youcan raise it.
It's not always about being insuit and tie.

(37:32):
It's not always about sittingunder air condition.
There's so many people makingmoney in the dirt and you can
make money in Ghana easily.
I'm making money in Ghana morethan I made.
I forget about these trucksthat I brought, but if my truck,
the amount of money that I'veput into these things, my trucks
are providing less than 50% ofthat.

Speaker 1 (37:50):
Right right.

Speaker 2 (37:52):
So how are you going to be able to do it?
You see, that's the question.
Don't rely on the fact thatmaybe you've heard a man of God
tell you this, or someone toldyou you want to Do your research
.
Dig deep into what you want todo, and I believe you can always
do it.
The mind is made we are notusing a huge amount or
percentage of our minds.

Speaker 1 (38:10):
Not even 5%.
Yes, we are not Not even 5%.

Speaker 2 (38:13):
And you see what you open up to, you receive it.
So there's a lot to be made,but we are being groomed in the
theoretical way to go to school,graduate and then sit online
and then start looking for jobs.

Speaker 1 (38:26):
You definitely listen to, honorable.

Speaker 2 (38:28):
Canadian.

Speaker 1 (38:28):
Japan.
I do, you definitely do.

Speaker 2 (38:29):
A lot of the things you say I'll tell you.
I would not lie about the factthat, besides what I had heard
from the spiritual side, wadamMaya played a very huge role in
making me come to Ghana.
And everywhere I sit, I tellthe whole world that, uh, even
though I was ready to come to, Iwas willing to come to Ghana,
was I ready?
But I listened to what the Maya, like I was, like I was

(38:50):
drinking my tea every morningand I listened to honorable Kene
Japon, like I was reading mybedtime stories.
So what the Maya helped inbringing me to Ghana.
But when I'm here, principlesthat I'm applying by is
Honorable Kene Japon'sprinciples.
That's it.
So you have to understand thesethings.
There are principles that applyto you being successful.

(39:12):
Are you ready to incorporatethese things?
If not, then it's not going towork for you.
And, like I said, there arepoor people in Ghana and there
are poor people in America, soyou can choose to travel to
America and still fail.
Regardless, I have friends thatare failing and they are
failing forward because I'veseen a lot of people drive a
hundred miles in the wrongdirection.

Speaker 1 (39:34):
Wow, wow, wow.
You came to Ghana first,started a business, failed, went
back yes.
Came back again, saw a land youneeded, didn't have the money.
Went back yes.
Then you came back again yes.
Since you came back again, haveyou gone back again?
Now I go for vacation?

(39:55):
No, no, I mean go back, becauseyou know you gone back again.
Now I go for vacation, no, no,I mean go back, because you know
you needed a bit more cash to.
You know, do something else.
You haven't great.
So now staying in ghana andbeing part of the community here
, how do you see it?

Speaker 2 (40:10):
as for you know, for someone who has come from the
diaspora, I mean, let me be veryhonest, life is not fair and
it's not going to treat you fairwherever you find yourself.
Like I said early on, there arerich people in america and
there are rich people here.
Yeah, there are poor people inamerica and there are poor

(40:30):
people here.
Like I said, and I always say,um, driving uber made me meet a
lot of homeless people.
I drove in Washington DC, theDMV area, because that's where I
live DC, maryland, virginia andyou see a lot of homeless
people, not even as much as yousee even in Ghana.
So when I got here, my mind wasready that you can fail here as

(40:56):
much as you can fail in America.
Like I've always said, I wantedto come back.
So once I landed, I knew that itwas time to re-strategize.
You know, put things, pen onpaper and try to map up what you
want to do.
That's the first thing.
The first stage of success isplanning.
And then, once I was able tosit down and start planning now,
once I'm done planning, I haveto start looking for the means

(41:18):
to make the plan work.
That's how it is.
So it's like a switch or asocket you have the plug, you
have to put it in.
But how to do it?
Because it could be two things.
One is here waiting for you tocome and connect to the power,
but your ability to understandthat when I plug this in, it's
going to put the power, it'sdependent on you.

Speaker 1 (41:38):
Lord, recently have you heard that there's a lot of
African American diasporas goingback from Ghana?
You mean coming back to Ghana?
No, they're going back.

Speaker 2 (41:48):
I've not heard about that.

Speaker 1 (41:50):
I've seen a lot of things online where people are
going back, and then thequestion is what happens is that
I am seeing a lot of theAfrican Americans going back,
but I'm seeing a lot of theGhanaian diaspora who come here.
They become very successful.

(42:11):
Yes, why do you think there'ssuch a disparity between the two
?

Speaker 2 (42:16):
Let me say that even if I decided to stay in america,
um, I would have still beensuccessful.
It's your mindset.
The most powerful tool any manhas is his mind.
How much are you using it?
Let me give you an example.
God would not even want torelate with someone who cannot
use his mind.
That's why he says betransformed by the renewing of

(42:37):
your mind.
The first stage is your mind.
Location is important, but I'veseen a man that has been given
a desert, that has made it intoa heaven.
Can you talk about Dubai?
Yes, and I've seen wherethere's so much money but people
are still failing.
So sometimes location plays,but you see, your mind is where
everything starts from.

(42:57):
So a place, but you see, themind, is where everything starts
from.
So a lot of people might begoing back.
That is their personal decision.
I do not want to.
I don't, I don't really want tosay something like, oh, maybe
they are making the wrongchoices.
I also decided to come to ghana.
Would I come back again?
Yes, would I want to come again?
Yes, would I want to go back toamerica?
Of course I'm an american, sowould I want to go back to

(43:17):
america?
And what?
I'm an American.
Would I want to go back toAmerica?
No, but would I want to be here?
I want to be here.
Build an empire, build a name.
Is Kennedy Japan making it?
Yes, is Dangote making it?
Yes, are people?
Is Magdan making it?
Yes, these are people that aremaking it.
Why don't you add my name to it?
Yes, see what you're doing.

(43:39):
There's a lot of podcasts goingaround, but right now you are
like number one podcast.
Your podcast is like number onein ghana.
It's a lot of work.
When I came to your studioright now we are, we're talking
like brothers and I was like wow, because I'm surprised and it's
so much money you've put intoit.
So, yes, you are part of the.
You also moved to ghana.
So, yes, and we are.
We are striving.

Speaker 1 (43:58):
it's not going to be a smooth road, no wow, I, I'm
just touched by you know, out ofthis conversation, what's
really touched me is the factthat a young man was able to
raise 24,000 and today, when Ihear that somebody's traveling
out of the country with even10,000, I'm like Whoa, that's a
lot of money.
That that is.

(44:21):
It keeps ringing in my head,right, but I, I think you did
fantastic.
I think you, you did amazing.
Now real estate.
Right, I know it was prophetic,it was you know, but you could
have decided to do it in the us.
Did the prophecy say that comeand?

Speaker 2 (44:41):
do it in ghana?
No, it did not.
Okay.
So why didn't you do in the useverything?
If everything that I've dreamtof is to start something in
ghana, right, this is me.
I could have chosen to do it inthe us in a different way, but
I chose to do it in ghanabecause, let me tell you, I have
42 workers right now.
Out of the 42 workers, I'veemployed first class students,

(45:04):
I've employed second class upperstudents.
So I believe that this is wherewe lack a lot of opportunities.
So, if people like me can openup something, employ people free
.
You see, that's how I'm alsotrying to give back to the
community.
All these 44 people every monthdepends on me how they'll feed

(45:24):
how some of them.
Let's say, each one of them hastwo kids.
That is 44 by two.
We are talking about 88.
We are talking numbers.
Let's say, three you're marriedand most of them about 35 of
them are married, okay, and thenthey have kids, one or two,
their wife.
So, like a hundred peopleindirectly are depending on me,
and this is a way that I'm alsohelping my country, you know.

(45:48):
And then, if I get a chance tohelp america, I would at least I
saved, I worked hard and all ofthat, but this is where we lack
a lot of opportunities, and Ibelieve that when you go out
there and then you get all thisknowledge and you're able to
raise some capital when you comehome, you're going to make it
happen if you put the rightthings in place.

(46:09):
And a lot of people's destinies, like I say, are always
connected to yours.
Open up yours and theirs willopen.
You'll be like a stream thatmany can drink from, but Open up
yours and theirs will open.

Speaker 1 (46:21):
It'll be like a stream that many can drink from,
but you will not run dry.
I get asked by a lot of younghow do I get into real estate?
And that question is always foryou we understand.
You know you traveled abroad.
You had some money from thework you did.
When you came in theopportunity you saw you didn't
have the money, so you had to goback and then you came back
again.
So your capital really camefrom your work abroad.

(46:43):
Yes, right, yes.
For somebody that doesn't havethat capital and they still want
to go and do exactly whatyou're doing, how would they do
it?
I can give you one.
What would be the blueprint.

Speaker 2 (46:53):
I can give you one simple blueprint okay, start
like a realtor, start raisinglike a realtor.
I know people that started justas realtors and uh, and then
once you start, you see, when itcomes to starting everything
it's easy, maintaining it ishard okay so start.

(47:15):
you want to get into real estate.
I have gotten into real estate.
It's not an easy thing becausein Ghana we don't have the
support system where maybe,let's say, in America, I could
have gone for a loan with 3%interest.
Yeah, your loan is about 30%and stuff like that.
It's going to drown yourbusiness.
Start small.
I didn't start small, I startedbig.

(47:37):
My current project is about amillion.
Small I started big.
My current project is about amillion dollars.
And I started big.
It's coming from me, it'sdraining Even.
Sometimes I wake up and I don'thave a dime on me.
If you're into construction,you understand, because building
is such that I'm telling themthe truth about real estate.
Building or real estate is suchthat sometimes, when you're a
new company like mine, people donot have that trust and all of

(48:01):
that.
So you have to build to acertain point because a lot of
people have been duped and a lotof things have gone wrong when
it comes to the real estatesector in Ghana.
So you coming in, you have tobuild a name that people can
trust.
So at that point it's hard toeven sell and all of that.
So if you want to get into realestate in Ghana, my strategy or
my way came from divinity tohumanity through hard work and

(48:25):
all of that Yours might be inGhana.
You want to start real estate.
Go into being a realtor.
That is the way you can evenstart learning.
Let me tell you, I'll give youa secret.
When I wanted to get into realestate, besides the fact that I
was working hard, knowledge waswhat was going to make me last
or get into it and build afoundation, you can have money,
but when you go into a business,you can lose all the money.

(48:46):
The know-how about the businessis the first thing that you
need, even before capital, andwhen you become a realtor, it is
possible that you can learn alot and then you can get into
building.
So don't jump, because eventhough I was making that amount
of money let me be very honest Iwatch about 600, about 500
videos all across like building,construction, people selling.

(49:09):
I was watching people like CODevery day.
When I met him, I told himlisten, I've been watching you,
I was watching and I waslearning.
If not, I will lose all mymoney.
So if you want to start inGhana, go into being a realtor.
You can find someone to startlearning.
Our problem is that when youwant to hide anything from a
black man, put it in a book, andso we do not want to sit and

(49:33):
learn.
But the first step is to learn.
Get that knowledge.
There's so much that you canlearn from.
And if you want to be mentored,find someone that can mentor
you and then you can grow fromthere.
Because if now you want me toteach you how to get into real
estate, that's the firststrategy.
I'll tell you Find a mentor,learn from them.
I have mentors.
My mentor right now, like Isaid, outside of Kenya, japan,

(49:54):
that I listen to, it's one manin Nigeria called Dr Tony, and I
had to travel to him to getknowledge.
I go to Nigeria to learn a lotand bring it back.
If not, I will fail.
So the first step is to go tobe a realtor, going to be a
realtor, or find a mentor inthat space and learn from them,
and then you'll grow.
You really do think mentorshipis important.

Speaker 1 (50:16):
You said do I really think mentorship is important?

Speaker 2 (50:19):
It is one of the most powerful tools of becoming.
So there's a stage in a man'slife where you become, but
before you become, there isbecoming, and so before you
could become, there's a becoming, like I said.
And so mentorship is somethingthat will make you get to the
become.
Yes, so you need it.
I'm learning every day.

(50:40):
I have mentors.
Like I said, I traveled toNigeria.
I sit down and listen toHonorable Kenny Japone.
You see, let me tell you, oneof the elements that I learned
from him was that made me evengo back.
The second time was the factthat I listened to one of his
interviews and he was like realestate is good, but it's all
about location.
And I had bought a land EastLigon Hills, but now I say, oh,
location, this is closer to EastLigon, so I will go back.

(51:04):
So I was learning.
Like I told you, I was watchingvideos.
When I have a sitting down andwaiting for a trip to come in my
Uber, that's my free time andthen I start playing the videos
and I would be watching people.
Like what am I going tointerview people doing real
estate?
And they're doing it.
They're doing it.
I can also do it.
The power to believe I can doit.

(51:24):
So, yes, start by being InGhana.
They call it agent, now they'vemoved it.
You know, we used to call itwatchman, now it's security man.
We call it agent.
No, it's a realtor.
So start, find a realtor, learn.
That's how you get the wisdomor the knowledge or the know-how
to do it.
Just jump the gun.
No it's a process A to B, b to C, and there you go.

Speaker 1 (51:48):
Let me stop you here for a minute.
If you've been watching thisshow, I want you to subscribe
and become part of the family.
We are on a journey of changingthe lives of people on this
channel and we appreciate youfor being here, but if you
haven't become part of thefamily, connect with us.
Hit the subscribe button Now.
Let's carry on the conversation.

(52:09):
Mr Morgan owns a company calledRegnum Properties and he's
currently building a hugeproject in, I think, nanakrum.
Yes, close, very close to EastLigon.
I think it's a suburb of EastLigon, so he didn't ask me to do
this, but I have gone to seethe work and it's a beautiful
job.
Yes, I'm going to put thedetails in the description.

(52:31):
Thank you, I I like men who arehonest and you can trust you
know.
Is there anything we could havespoken about that we haven't?

Speaker 2 (52:42):
like I said, my values, and then the first value
that I said was God.
I'm trying to give hope.
My goal right now is out ofthis interview, people will get
hope and understand the factthat you can become who you want
to become the God factor.
I know there's a lot oftheories going around.
I applied these theories and ithelped me.
The guard factor, which I donot and cannot eliminate.

(53:02):
After that, don't go home andsleep.
No, if you see the vision, youshould look for the direction,
and so a vision that is going tobe realized comes with a
direction, and so, after theguard factor, it becomes the
hard work factor, which I spokeabout.
The 17 hours Now it became anorm 16, 17 hours working.
If you cannot do it, do as muchas you can.

(53:23):
You'll come back and thank melater and then learn the
principles of savings.
Don't spend anyhow.
Don't spend because there's somuch.
No, invest into something else.
Sometimes I get sad when I seeyoung people buying things that
they are not supposed to buy,just because they want to

(53:45):
impress somebody who is not evenrelevant in their life.
And so it's making us live in acompetition.
We're living in a world where,all of a sudden it's become
competitive, you see, and Ibelieve all of that is due to
lack of resources andopportunities, because if you go
to america, a 19 year oldperson who is working can easily
get a range rover yeah, buthere it's not possible.

(54:06):
So then how can I also get thesame thing?
And, uh, it becomes a problem.
so, live not within your means,under your means yes way below
your way, below your means, sothat, uh, the day that you have
to rise to the occasion, youwill not fall, because he that
is down needs fear.
No fall, so learn to save yourmoney.

Speaker 1 (54:24):
You know, I remember I've gone through a stage in
life when, even when the screenof my mobile phone gets cracked,
I get worried.
Yes, I've gone through thatphase in life where your sleeper
gets torn, cracked, I getworried.
Yes, I've gone through thatphase in life where your sleeper
gets torn, you're worried.
And then you go to a stage inyour life where, when that

(54:48):
mobile phone cracks, insurancecan either take care of it very
quickly or you can buy anotherone, because that phone maybe
you can afford it.
Three, four, five, six, seven,absolutely.
I first learned that conceptfrom a man called Dr Abiyaman
Ponsa, where he says that I wasjust telling you about this
microphone Right, that there wasa time this was giving me an

(55:10):
issue.
I just went downstairs and putanother one out that sometimes
what happens is that we tend tobuy things that we can't afford
twice or even three times, and Isaw that with my Range Rover.
You know, that's the second carI got in Ghana and then I
realized I keep maintaining thatcar because it's a luxury car
and it's one of those cars thatif you can't maintain it, you

(55:31):
know.
At the same time, when I got it, I knew people who had the same
car Right A year after theycouldn't, and I've had mine for
like five years Right.
So sometimes this reallyhappens where people buy things
they can't maintain Right, orthings they can't afford twice
Right, and that's where Ilearned that concept from.

Speaker 2 (55:56):
You see, I was telling a young man the last
time who came to my office thathe wanted me to mentor him and I
said, okay, I would.
So after listening to him, I'llgive you the chance to tell me
who you are.
I told him one thing do notfast forward life.
You see, life is like doors atevery stage.
When truly you are meant toenter, it will open for you.
So there is a door to eachstage.
If you force a door open andyou are not ready to go in,

(56:19):
built mentally and built maybephysically or whatever, you are
not ready, you can force a dooropen.
But remember the prison alsohas doors.
So there are people that haveopened doors forcibly and now
they are imprisoned.
But if you build yourself andyou build your value to a
certain point, the doorsnaturally open and it stages.
So once the door you know youare.

(56:41):
If I right now want to afford aRange Rover, it's easy, I can,
but would I no?
So you have to understand theconcept of the fact that life is
about doors.
Do not force a door that youare not ready to enter.
Don't force it open.
It can open for you.
But when you open.
Remember, the prison has doors.
You can become a slave of yourown action.

(57:02):
So someone says, oh, I want tobuy a business class ticket,
first class ticket.
Check if you really have themoney, do not buy it.
And what we call the outsidegentility home, cry.
You come home and you startcrying no, yeah.
So make sure you build yourself, build your value, and these
doors will open for you.
Right now, my value is at acertain stage, certain doors
will open, but it's not got intoa point where certain major

(57:23):
doors will open.
I have to still keep buildingmy value and those doors will
naturally open.
You see, there's a quote that,before we started, I said that
it's very important to me that Ikeep in the, and it says that
men will come to your light, butkings will come to the
brightness of your horizon.
So kings don't just comebecause you have emitted light,
they come to the brightness ofthat light.

(57:44):
And so if you force yourself toopen a door where you are
supposed to meet a king and youare not shining to that point,
you will not even know how tohave a conversation with that
person.
So a lot of people meet theirdestiny helpers, but they don't
even know how to relate withthem because they've not built
themselves to that point.

(58:05):
That's how it is.

Speaker 1 (58:06):
Fantastic, remember, on the 29th of August.
If you haven't reserved yourseat, all the details are in the
description.
We're meeting at the BritishCouncil in Accra.
My Kumasi and Takoradi peopleare in Suyane and the Temali
people are asking for an eventas well.
There's only one of me and theteam is so small at the moment,

(58:28):
but let's finish the Accra oneand then we'll think of the rest
.
My next question is motivationor discipline, discipline, okay,
okay, if you had saidmotivation only, I would have
said but yes, I would choosediscipline every day.

Speaker 2 (58:44):
Like I told you that power to save, it comes from
discipline.
I was driving uber.
There's no supervisor.
You work your own hours.
You are your own boss.
You're gonna make how much youwant to make by yourself.
So what are you doing when noone is watching?
So I will say that motivationstems from discipline, right,

(59:06):
and so what are you doing whenthere's no one watching?
Are you working hard?
A lot of these people thatsometimes you go into these
government agencies, they justsit aloof because there's no
boss.
And some people too, whenthere's no boss, that's the free
day.
No, what are you doing when noone is watching?
So discipline will take you far.
Motivation can take you thisfar, but discipline will take
you thus far awesome.

Speaker 1 (59:29):
What's the best advice you've received?

Speaker 2 (59:34):
ever since I was born or when it came.
When it comes to business, thebest advice your entire life?
Well, the best advice, I wouldsay two.
The first one, I would say behonest in all your dealings.
That is what I'm facing withwhen it when it comes to
starting business here, I had to.
At one point I had people I hadto fire because they have no

(59:56):
honesty.
So one thing that will take youvery far is being honest.
And then the second, mostpowerful advice which I abide by
is build a lot of relationships.
Relationships are powerfulmeans of leverage, more than
money.
When you are putting in a lotof relationships, they open
doors.
People are currencies.

(01:00:19):
Doors, people are currencies.
Relationships are currenciesand they are more valuable than
money because they will make youso much money and open so much
doors for you.
I conquer.

Speaker 1 (01:00:30):
It's beautifully said .
Thank you said thank you.
Somebody asked me the questionnow.
So, after all the business andhow busy you are, how do you
still get time to do thispodcast?
And actually why do you even doit?
And I said well, there are somany reasons why I do it, but
one of the reasons why I am alsodoing it is social credit right
and it sells part ofrelationship yes, very important

(01:00:51):
.
We've spent about two hourstoday, apart from the hours
we've spent to speak right,right but if I didn't know you,
and then you sat in this seat,right, if you know, when you
came in.
We've had a chat, we've nowwe've had a chat as soon as I
take that number, we starttalking.
You get to know who I am.
I get to know who you are.

(01:01:12):
The next thing somebody callsme oh, I need have you got
Morgan's number.
Send it to them If I need to dosomething.
I know you're very good at that, so I need workers to.
You know, do some work for me,Right, I can contact you.
You know, so that's one of thereasons as well.
So I definitely agree with whatyou're saying, that people

(01:01:32):
should build relationships and,be honest, I've had people in
this seat.
They've said this so many timesbut they're still stealing,
Even me.
They're still stealing from me,you know, it's just but hey, the
point is that my lesson inGhana so far is every man given

(01:01:54):
the opportunity will steal.
Yes, that's my lesson in Ghanaso far.
Every man given the opportunitywas still.
If you have a young man thathas a wife and three kids and
they come to your shop and youhave 10,000 cities right there
and they are working for sixhours and there's no supervision
and the kids are struggling athome, they will take some of the

(01:02:16):
money.
Yes, because even you pushedhard enough at that stage might.
So I don't know.
It's a difficult terrain to dobusiness.

Speaker 2 (01:02:27):
It is Um, I'm I'm going through it right now.
Like I told you, um, I'm goingthrough it right now.
I had a.
It's all brought down.
It all boils down to honesty.
You see, honesty is I would notsit in this chair and start
talking theories.
Let me talk practical a littlebit.
Let's be honest with ourselves.
Um, I listened to another workin japan one time many years ago

(01:02:48):
this is like 2008, 2009.
He said that a black man isnaturally born bad, and
sometimes you ask yourself whyis it supposed to be so?
When I was driving Uber, thepeople that gave me tough time I
don't want to talk too muchabout race, it's my own people.
I was beating up several timesfor being a driver and I had

(01:03:10):
people spitting my face and allof that, and it came from my own
people.
Sometimes I feel like we shouldsit down and analyze the fact
that, given the opportunity, ifyou were to be in the person's
shoes, would you do the samething to yourself?
Why steal, why take whatbelongs to someone else when
it's not yours?
And so, yes, and it also comesdown to lack of resources, but
again, we will not use that asan excuse.

(01:03:31):
The most important factor isdiscipline.

Speaker 1 (01:03:37):
Yes, 100%.
I remember being chased a fewtimes in London.
Yes, it was my people.

Speaker 2 (01:03:45):
Yes, but hey there's still good in us.
I've met some wonderful peoplesince I moved.
One of the biggest blessingsI've ever had was to move to
Ghana and I've met so manywonderful people At the same
time.
I'm still meeting bad people.

Speaker 1 (01:04:02):
Yeah, I mean, we're everywhere, right, I was telling
my team, the podcast team, thatI have employed a lot of people
in Ghana, but this current teamI'm working with on the podcast
, I sat at the table with themand I nearly cried.
I said you guys are amazing,yes, and I told them that what

(01:04:22):
you're doing to make this wholedream a reality, right, I didn't
think I would find those peoplewithin my people.
There are men, and I was sohappy, you know.
So, you know, we still have thepeople.

Speaker 2 (01:04:36):
Oh, you still have them my current team right now
building the houses.
They're very I now have a teamthat I can call.
This is the team for the future.
So you can have a dream, butthere are men that will drive
that vision to make their dreama reality, and I.
I also sat down with them and Iwas like man now I don't look
back when I'm not there.
When I was starting, I was stillbe like what are they doing?

(01:04:57):
But right now I have it.
So those are also forms ofdestiny helpers when you have
competent people, because youcan have someone that will be a
truck driver and will pick yourtruck and run it and mess it up
in a day and you have someonethat can have it for years.
So I am blessed to have thosekind of people in my life too,
and I believe that how you treatthem also matters.

(01:05:18):
Yes, you have to treat themvery well.
Yes, when they give their all.

Speaker 1 (01:05:22):
Yes, Can you recommend a book for us?

Speaker 2 (01:05:27):
One book I would always recommend.
The last time I read it, Iwould say it's called how to Win
Friends.
How to Make Friends andInfluence Me.
How to Win Friends.
How to Make Friends andInfluence People.

Speaker 1 (01:05:35):
How to Win Friends and Influence.

Speaker 2 (01:05:36):
People, dale Carnegie , beautiful book.
I believe in relationships thatchanged a lot of things for me
yes, I have it in my office andI still read it how to Win
Friends and.

Speaker 1 (01:05:47):
Influence People.
It will tell you to beapproachable smile.

Speaker 2 (01:05:50):
I read stories where people had issues with their
workers and how they resolved it, and I'm using it today,
sometimes when all I have to dois sit down and eat in the same
bowl with them.
And it's like oh, the whole CEO.
So that means, we also belong.
Yes, you belong.

Speaker 1 (01:06:03):
Awesome.
It has been an amazingconversation with Lord Morgan,
the CEO of Regnum Properties.
I have enjoyed thisconversation.
It felt like, you know, one ofthe regular conversations we
usually have, right?
But this time on camera foreveryone to also learn from the
powerful mind that he has.
My name is Derek Abaiti.

(01:06:24):
If you were not connected fromthe beginning, I hope you're
connected now and stay connected.
I'm out.