Importance of aligning money with values

Episode Transcript
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(00:00):
Welcome back to another amazing episode of

(00:05):
Laquita's Toolbox. I am your host, Laquita
Manley. Y'all. I am so excited today. I am
so, y'all. I know my regulars like
Laquita. You always excited. When are you
not excited? That's rarely because I be
excited in my sleep, y'all. But I'm for
real. I'm excited today because I have two

(00:26):
absolutely amazing women of God in the
studio with me today. Miss Wesleya and
Miss Willa. They gonna be dropping gems.
You already know the deal. Get something
to write with and something to write on,
because y'all know people. Pen and paper,
don't forget. But we do. I'm trying to
tell y'all, I met these fabulous ladies

(00:49):
because we are part of another mastermind
type group together. And I thank God for
that, that group, because I've been able
to be blessed by a lot of people to help
not only my brand and my podcast grow, but
just personal growth and development. But
before I bring Wesley and Willa in, let's
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purchase at Covenant Press. Listen,
ladies, y'all, I ain't gonna say come on
in the room. Cause you already. Yes.

(01:54):
Welcome to the toolbox. Welcome to the
toolbox. Let's see, who we wanna go first?
Who we wanna go first? Let's start with.
Let's start with Miss Willa. Miss Willa,
let us know who you are and where you
from. Hey, I'm Willa Williams,
affectionately known as your financial
auntie. That's who I am. A lot of people

(02:21):
ask, where does that name come from, your
financial auntie? I have a lot. I wish I
could show you my hands. They're spanning
as wide as this room. That many nieces.
And I love each and every one of them. And
nephews, too. Guys. Nephews, too. But

(02:43):
sometimes they want to talk to their
auntie about finances and not necessarily
mama or daddy, because auntie, she's not
going to be judgmental. She's going to
tell them like it is. And if they. If I
see, when I see their mom or their dad or
getting on them, I just go right along

(03:05):
with the mom and daddy, then later go back
and say, now, you know, you shouldn't did
that, but I can't let the niece and nephew
do that. So I have to make sure that they
understand it's good to come to your
auntie. And so that's, that's where my
handle of the financial auntie comes from.
But I'm Willa Williams and truly love the

(03:27):
Lord. Truly, truly love him. And love
being able to share financial knowledge
and wisdom with the universe. All my
little sisters and brothers love to do
that. So your new adopted niece, you
gonna. Join, you are joining so many other

(03:50):
adoptees, but that's okay. Erase, adopt
me. Erase the adopted part. You could just
be a niece. Oh, see, that's what I'm
talking about. Auntie. You gonna talk, I'm
gonna listen. Cause audience, y'all know I
take notes when we doing this for real.
All right. I take notes. All right, y'all,

(04:10):
y'all have met auntie. Auntie, Willie
Williams, your financial coach. Come on
through, miss Wesley and talk about it.
Hello. I'm so glad to be here. I'm so glad
to be here. Will is your financial auntie,
and I'm your financial big sister. There
you go. And so, as your financial big
sister, I am also here to just kind of
tell you like it is and, and kind of guide

(04:31):
you along the way and with no shame, no
judgment. I'm your financial big sister
because a lot of the people that I coach
are just that. They're like my, they're my
younger version. They're the younger
version of me. And I wish that I had some
of the guidance, wisdom and knowledge at
that age when I was 10, 15, 20 years

(04:54):
younger than I have now. And so to be
positioned to be able to help them gain
that financial knowledge and walk their
unique path for financial fulfillment, I'm
just so glad to do that. So I am your
financial big sister, and just like the
auntie, you know, sisters talk. Sisters

(05:15):
talk. Sisters know stuff, you know? And
like will it say, it don't get to mommy
and daddy, but sisters talk. And we come
together and we can work it out. Sisters
to come together and work out a problem
and resolve it. Yeah. Without mom and dad
before mom and. Daddy even know anything
about it. You know what I'm saying? Well,
you said that the scene that popped in my

(05:36):
head was a scene from the Cosby show when
Vanessa got drunk. Yep. Yes. Yes. I, we
have been that, you know, our. We are
referred to that by our clients a lot.
You're just like my auntie, or you remind
me so much of my sister as we are engaging

(05:58):
with them, and so it just stuck. And so
that's who we are. Will, your financial
big sister and your financial auntie.
Listen, y'all, we have our financial
auntie. We have our financial big sister
in the house. I know y'all better be
somewhere with something to write with and
something. But per venture, you are not.
Just turn the podcast up a little bit

(06:19):
louder. You have to either turn it up loud
to focus good or turn it down low to see
where you're going. I don't know why that
is, but turn this up high so you can focus
on what they're about to say, because they
are about to drop some gems. But before we
get into the gems, though, let everyone

(06:41):
know right, right now how they can learn
more from their financial big sister and
their financial auntie, because you guys
have an amazing podcast as well. Let's
talk about that. So y'all make sure y'all
hit those notification bills and like and
subscribe, not just to the toolbox, but
you also gonna like and subscribe to. And
what's the name of your podcast? Wealth

(07:02):
and wisdom, together with Wesley and.
Willa, available on all major podcast
platforms. Absolutely. Absolutely. Y'all
want to download that? Yes, you do. You
do. We. It's a weekly podcast where we
drop gems. The goal of the podcast is to
help you to walk in your steward identity

(07:24):
as you discover your unique path to
financial fulfillment. That steward
identity, like, that wasn't something
we're gonna talk about. I just need y'all
to understand, like, why. Why we do what
we do. Because, you know, so the word
tells us in ecclesiastic 711 and twelve

(07:44):
that, you know, wealth and wisdom work
well together, right? So it says that it's
good to have wisdom along with an
inheritance because it's a clear advantage
to those who see the sun. For together,
wisdom and money are, like, in this. They
both offer protection from life's

(08:04):
misfortunes. But the real advantage of
knowledge is this wisdom alone preserves
the lives of those who have it. So our
goal is to make sure that you are walking
in the divine wisdom that God has provided
for you to attain financial fulfillment.
And we say fulfillment because everybody's

(08:25):
doing financial freedom. Like, I mean, we
get it. Financial independence, financial
freedom. But there are people who reach
that, and they're not fulfilled. They're
not happy. They have torn relationships.
They have deteriorated themselves
mentally. They've done all the things to

(08:48):
get the wealth, but the wisdom is
understanding that. Is it fulfilling? Is
it what God called you to do? Do you still
have your joyous health, healthy
relationships? Yes. Yes. So when we walk
in our steward identity, there's a process

(09:08):
that we go through to make sure that we're
going to attain financial fulfillment,
that we're going to get this wealth with
the wisdom, so that we stay centered in
the line. I love that. And I just to add
to what, what said is our paths are

(09:29):
individual. They're individual to us from
God. And so we have attained the wealth.
But in order to enjoy that path, enjoy
life now, continue to build wealth and
reach financial fulfillment. You need the
wisdom, and so many of our clients will

(09:49):
come to us. And, you know, I have the
resources, but I just don't know what to
do now. I just don't. I'm not fulfilled.
I'm working, I'm grinding, I'm doing. And
it's just, I don't know what it's for. But
we have to help coach them to begin to see
and understand, you know, and attain the

(10:11):
wisdom that they need to reach the
fulfillment, identifying their personal
path and reaching out and strengthening
their relationship with God so that they
can get on that path and enjoy the wealth
that they've attained. That's our goal.
Yes. I love that. Listen, y'all, we barely

(10:34):
tend a little over ten and a half minutes
into the podcast. Like, I'm tracking that
time, right? But they have already dropped
a, an amazing tool, so I hope y'all have
written it down. Wealth and wisdom,
biblical principles we will understand
from the scripture. Wisdom is the
principal thing. And without it, we lack

(10:57):
understanding. Without it, we lack the
ability to advance and to grow. Because
knowing it is knowledge. Knowing what to
do with the knowledge you have to cause it
to produce for you is wisdom. So y'all
writing that down and then your steward
identity, come on, we're going to break
that down. Not all the way down, because

(11:18):
y'all need to connect, but we don't give
y'all enough to be greedy, right? We gonna
give you all enough to be greedy. But, and
then even what, Miss Willow was like your
own individual path. I love that so much
because all, oftentimes when we think
we've carved out a path or laid out a

(11:42):
path, what we fail to realize is how much
outside noise has influenced the decisions
that we've made. Absolutely. To create
this path. And then when you get there,
you reach the destination or you're on
your way to the destination. And my
pockets may be overflowing, but I am so

(12:03):
unhappy. I'm. Let's not even use the word
happy because happy is based off a
happenstance. I don't got no joy, right?
I'm not broke, but I ain't got no joy. And
then it's for some people, the, the
hiccups that they're experiencing along
the way is because that wasn't, that

(12:23):
wasn't your path. That wasn't the way that
God wants you to come into your wealth.
That isn't the way that you're wired for
wealth. Come on. So, you know, it's like
shiny object syndrome. So I want to try
all the things, and I don't speak against
any of the various ways that we can gain
wealth. God has given us the ability to
create wealth. So that means that that is
an abundant, that is an infinite. You

(12:44):
know, the ideas, the witty conventions,
all of that. All of that is going to come
to us. But what's yours? And oftentimes we
try to mimic and copy what someone else is
doing to reach a certain goal, but. But we
haven't sat down to identify what it is
for us. And then in some instances, like,
for me personally on my path, although I

(13:09):
had, you know, I became a financial
advisor. So let me back up so, you know,
just a little bit more about my path.
Okay? As will have mentioned, that we had
separate paths that got us to the same
place. I got my dream job as a financial
advisor. I was so excited to be able to
get this job working. I was going to be a
stock broker for a major securities firm.

(13:30):
And it was shortly after the birth of my
second daughter. She was two months old,
and she was diagnosed with a condition
called failure to thrive. And so that is
going to the doctor trying to figure out
what's going on with her because she
cannot keep food in her stomach and she is
not getting nourished. And so she ended up

(13:50):
being in a hospital for a month after test
after test after test. She's in the
hospital for a month. I have this job. And
fortunately, my manager was like, I know
you can't be in the office. I need you to
deal with what's going on with your
daughter, but you have to pass your series
seven on the first try. So I had a time

(14:10):
frame with which to pass my series seven,
and I had to pass on the first try or I
was going to lose my job. So with our
support system, I'm studying, we're doing
all of these things, and she gets beyond
that, and I'm so excited. She gets beyond
that. And so we're trying to keep the
balance between, you know, what's going on

(14:31):
with her so that my two year old that was
at home isn't. Her life isn't torn upside
down because mommy and daddy's putting so
much time on the baby girl, right? So we
move forward. They're going, they're in
school. They're toddlers. I'm working. I'm
doing the thing. My husband starts his
business. My husband owns an it staffing
company. He starts his business. I'm in a.

(14:52):
The financial services, and that's, like,
that's entrepreneurship, because, you
know, that's commission driven base, and
you got to find clients, and so you're
working just like a business owner. So I'm
working. Barely getting the latch key by
six. Dropped them off at eight. Barely
getting the latch key by six. Come home,
and now you're trying to get them in bed
by eight. You feel me? You trying to get

(15:16):
them into bed by eight, and then you got
to turn around and do that all over again.
And I'm like, this is really not what I
envisioned as, of how I as a mother and
how be raising my children, because I grew
up in a single, single mother, single
parent home. My mother was a single, so
she had to do all the things. And I know a
lot of what I did because I knew she

(15:36):
couldn't be there. We gonna leave that
right there? Cause I'm. I am. I'm renewed.
I'm transformed. But. But do you hear what
I'm saying? I'm trying to do all the
things. So I prayed. I said, God, what? I

(15:57):
don't like this. I don't like how I feel.
This is not what I had envisioned, but I
need you to speak to me and let me know
what to do. And so he created an exit for
me. He created an ability for me to have a
job that gives me the flexibility that I
needed. It was half my salary, but it gave
me the flexibility that I needed. But then

(16:19):
I had to trust God and what he was doing,
and I had to be accountable to what I
prayed for. Come on. So I had to surrender
to him. I had to trust him. I had to
earnestly seek him all along the path as I
was making this transition. And then I had
to be accountable to the prayer, and then
after that, I had to walk in wisdom and
obedience. So my husband and I had to do

(16:40):
all the things that we needed to do for us
to make that adjustment. With my salary
being less and not feel like we were going
to miss anything. Yeah. Oh, my. Right. Oh,
my. Yes. So I had to step into my role and
responsibility of what I prayed for, and
this is what I wanted to do, and I needed
to be able to do it regardless of what was

(17:01):
going on around me. I needed to stay on my
path. Come on. My path did not look like
everybody else's, but at the time, we were
still succeeding financially and growing
and. And earning more, doing less and
earning more. And you have to trust God.
Know that we will be able to earn more by

(17:21):
doing less. How that happened, only God
does that. Yes. Come on. And so. And then
you have to stay diligent so that you can,
again make sure that all the things around
you are operating as God would have you,
so that you could stay on your path for
financial freedom and fulfillment. And
that's what we did, and that's what led me
on my path. Like, my path is different

(17:41):
than somebody else's path. Yeah. And the
things that we chose to build our wealth
is a little bit different than what some
people have chosen, you know? Yeah. We
have investments and things like that, but
we also have alternative investments that
we invest in. Like, they have value that
some people might not. Might not do in
other ways in entrepreneurship, you know?

(18:02):
And so my path was different than Willis
Path. But if you could hear the steward
identity you walking in, that steward
identity is making sure that you remember
you don't own nothing. God does. Come on.
Yeah. Yeah. And so how are we gonna manage
with confidence, the money and the

(18:23):
resources that God has given us? How are
we gonna live with purpose, and then how
are we gonna build wealth intentionally?
And that's what I had to learn to do in
that process. Doing less but earning more,
and then making sure that I'm maximizing
it as God will have me, because we gotta
manage and multiply it. It ain't just
about managing. Oh, say that again and

(18:43):
multiply it. That's our responsibility.
So, listen, y'all, she dropped a whole
testimony in about five, six gems. I'm
lying with the five or six. It was more
than that. That's just the number that
rolled out my mouth when she said what she
said. I'm thinking, like, my God, did you
write a book? You need a book. I'm just

(19:04):
saying, a workbook said that this week.
Well, in less than 10 hours, says the
Lord. Right. Dang. Listen, sis, because
that your testimony is unique to you, your

(19:24):
blueprint, your footprint for you and your
family, and what you guys considered
success is unique to you guys. And the
path that God said do. Absolutely. You had
to trust the process. Absolutely. And
trusting the process, you got to your
desired end. You got to trust God, trust

(19:48):
yourself, and trust. And trust you. You
act like you've been on our website, girl.
But no, but seriously. And then, too, so
let me tell you. So that was when my
daughter was an infant. My daughter is.
That daughter is 27, all right. My oldest
is 29. Come on. They're dual degree. Come

(20:11):
on. They don't. I'm an empty nester. Come
on. They're doing that thing, ain't it?
One they hold wrong? Come on. That's the
other side of that. So it started there,
but we walked that thing all the way
through, and like you said, trusting God
and trusting the process. Yeah. And you
got to trust yourself. That was a hard

(20:32):
decision to make. Decision that's real.
Because when God is saying, do a, b, c,
and d, and I'm looking at my situation,
and I'm looking at my capability, you
know, yes, I can do all things to Christ
who strengthened me, and I'm like, lord,

(20:53):
you want to strengthen me. Forget what
Paul said. Strengthen me every moment.
Yeah, yeah, yeah. I want to go out there
and do this right here, Lord, because, you
know, stuff will happen. What's going to
happen. But you have trust in the God, in

(21:14):
you. If he trusts you and my husband with
this plan and telling us this is the way,
yes. To what, he has determined success
for us, and I'm trusting him, then I gotta
trust me. But we oftentimes don't trust
me, trust ourselves to do the thing that

(21:36):
God says to do, and understanding that
mistakes will happen, hiccups gonna
happen. But if I'm trusting him and I'm
trusting him in me, then he already knew
the hiccups was gonna happen anyway. Now,
what's right? That's right. As a child of
God, you already know he's not gonna go
back on his word. Come on. Yeah. You got

(22:00):
to walk in it. There are so many ways.
That's Wes's story. Let me share a little
bit about my story, because our past were
different getting to where we are. But we
bless God for those individual paths. Now,
for me, when I started out, we had a two
parent household. Initially, we ended up

(22:21):
with a one parent household. My parents
split, and it was so traumatic for me. I
made a decision that I am never going to
be in a position where I would be left
with all the bills, really have to pay my
way through where I'm going to live, no

(22:41):
money. I'm not the breadwinner walks out
the house. What am I supposed to do? So I
told God, I ain't going to be there,
nowhere. And I went on my trek about doing
that. I learned everything I could about
finance and housing and how to have
somewhere to live and how to make money
and do all that. But it wasn't fulfilling,

(23:03):
and it definitely wasn't rewarding. I
eventually had to surrender, and I
surrendered to the lord. And when I did,
he gave me a husband who bee was very
patient with me, because when you

(23:24):
surrender, you ain't always all the way
in. You better talk about it, because I'm.
Still like, you know, well, okay, well, I
can do that. I can still. So my husband,
he was just saying, I don't know what's
wrong with this girl, but she gonna be all
right one day. So he patient. But once I
really began to surrender and trust the
Lord for what he was telling us to do, we

(23:47):
had gone through our own business. We had
a rental property business. We both worked
our own full time jobs. So he put us on a
route to prosperity. And to be able to
assess, access the things that he wanted
for us, trusting in him, really being

(24:09):
prayerful, we had to. I know I had to. I'm
like, father, you gonna have to help me,
because this is not easy. I can't. I can't
do this on my own. I need you. So walking,
really walking that out, seeing what he
wanted for us and then walking it out was

(24:31):
what I really needed to do. But I also had
to be accountable. I had to be accountable
to what he was telling me. Now, Willie,
you can't be sliding over there talking
about you living in a dispensation of
grace and God. Gonna forget. No. Get
yourself on back over here and do what I
told you to do. And loving him, you want
to do that. And knowing that you yourself

(24:53):
are you a child of God and you have
responsibilities. And so I just continued,
continue to do that to trust him, trust
myself, making sure that he could trust me
also and to trust the process. And it just

(25:14):
made me continue to, like you said earlier
about happiness, forget about happiness.
It made me be able to be diligent and
seeking to walk in the joy and the peace
of the Lord. That was the only way to do
it. And my husband and I were successful
in our business. We have both retired from

(25:34):
our full time corporate jobs. You know,
I've been retired for 14 years now, but I
retired to be able to do this. This is to
share. To share the route. To share the
pathway, to share that. It's okay to have
your own unique pathway. You don't have to
seek after what the Jones has got, and

(25:55):
definitely not the way they got it. I've
always said that when I see something that
someone has, I pray for them and say, God,
thank you that they have that. But it
tells me that it's attainable. And then if
it is for me, the Lord will show me the
route that I need to take in order to get
that everything ain't for me. But whatever

(26:18):
he has ordained for me, he has not taken
from me. And I have prayed and really been
strengthened in order to get it and to
understand that once I got it, many times,
it's there for me to be a conduit, to
share it with somebody else. It ain't
always all for me. It is for me to share.

(26:41):
And so we've done that. So, you know,
being a young person, a teenager, a young
married, newlyweds, and not really having
a financial mentor, that's the other
reason why we call ourselves your
financial auntie and financial big sister.
That is one thing that Wesley and I have

(27:04):
in common in that nobody was there
teaching us these things when we were
trying to build. Nobody. We don't want
that to be the case for those out there
who are looking for someone to do that
now. We are here to help teach you and
guide you on how to build right now, how
to build on your individual path that God

(27:28):
has ordained for you to reach your
financial fulfillment. Listen, y'all, I'm
about to shout up. In here, don't do it.
Listen, I gotta. I keep telling myself
that I gotta get my son to program the
claps. I'll never think about it until I'm

(27:49):
in here and need the clap. I need a
hallelujah button and everything. Don't
forget. Amen. Now, y'all give me some
amen. Amen. All that in here because, oh,
my gosh, that is. Your stories are so
uniquely different, your journeys. Yeah.

(28:10):
But the constant is, it required faith, it
required obedience, and it required
wisdom. But most importantly, it required
submission. Absolutely. You both had to
submit to the will of the father. Had to

(28:30):
submit to the will of the father. Willie,
you submitted to the will of the father.
And your man came. Lori. Single women.
Lori still here, girl. Beyonce. All the
single ladies. Listen, she didn't say

(28:52):
nothing about her life was in shambles. It
was probably well organized. Who will or
machine, financially and otherwise. But
the part that she was missing and needing
and wanting amazing. Cause I didn't hear
you say you was looking for him. No,
because I. My goal, remember, my goal was
to make sure that when one came, or if one

(29:13):
ever came, you wouldn't need. Walk on out.
It'd be fine. Won't bother me. Because I
had mine together. I had. When you gonna
leave? They just said, go ahead and free
yourself. That's it. That was it right

(29:34):
there. Oh, I think it was Bishop Bonner
that says, you know, promote them to their
destiny. Yes, yes, yes, yes, yes. I can't
breathe. Are you. I wish y'all could see
the face she made. Cause she was real

(29:57):
serious. And our unique paths brought us
together because we were members of the
same church. And so we were actually
charged with leading stewardship efforts
at our church. And so we're teaching

(30:18):
stewardship and we're teaching. And, you
know, it's like, yeah, you know, pay your
tithe and make sure you do that off the
top and make sure you, you know, you know,
all the things. All the things. And I. And
I. And I don't regret none of that. But
then when you teach that and you teach it
over and over and over again, and people
are still. They don't. Not fulfilled and

(30:43):
they're still not on their path. So then
they start to question, well, what's wrong
with God? What's wrong with this? What's
wrong with that? And then they start
looking and say, well, denied. A past is
doing this and the past is doing that. And
I don't. That's not that. That's. That's
not that. And so I do agree that we do

(31:04):
have a responsibility not only to talk
about the gender, the generosity that is
part of our character as christians and as
a steward, but we do also have to talk
about and give the tools and the skills
for members to manage and multiply. See?
Right. I got some pastor friends that's
gonna come from whatever they at YouTube.

(31:28):
Come on. Because the body needs to know
that there is nothing wrong with
abundance, because that's why Christ died,
so that we can have life and have it more
abundantly. And then there's nothing also
wrong with wealth and there's nothing

(31:49):
wrong with riches. Come on. There's
absolutely nothing wrong with it. But what
happens is, is when we start loving those
things and finding security in those
things above him. Above him. When you're
walking in your steward identity, that
don't happen. See that? Right? That

(32:10):
doesn't happen. Look, walking in your
steward identity keeps you centered. It
keeps God first. It keeps you seeking his
righteousness. It keeps you thinking him.
Can. Can I say this? You write, my little
short experience in church finance taught

(32:32):
me a couple of things. One, most churches
are broke because the second thing is,
only two to 5% of people faithfully tithe
and give, like, them two separate things.
That's true. Less than 2%. Okay. How big
your church is. And with that little money
coming, I used to be getting looking, you

(32:53):
know, getting a water bill out the mail
and the like. My God, let's pray on this
offering. Wouldn't. But that and how we
gonna make it. But if people don't get it.
Because all we know is, when we go into
the building, the lights work, the air
works, the. You know. And if you are the

(33:15):
type of ministry that has a fellowship
hall that's active, then I need my little
snack in between service or for my
children, because I will, you know, I'm a
super saint. So I open the door and I
close it. But I bring them children with
me, so it better be something back there
in the daycare. And if the church ain't
got a daycare, then we ain't coming. And

(33:36):
all of this stuff just goes to work.
Because the Lord practices. He provides
miracles. He does. But stewardship, like
your stewardship mindset, your stewardship
model. Yeah, I believe and, well, this is
my experience. I don't know about y'all.
My experience is people are lazy in that

(33:58):
they don't want the discipline of
stewardship. What they want is the Lord to
rain manna and pigeons from heaven. But
they forgot. He gave a set of instructions
on how Israel had to still go out there
and gather that stuff. Yes. They still had
to work. And we think that I'm not
diminishing any of the principles of

(34:18):
prayer because I'm only here today because
of them, because I have a miracle working
guy. But stewardship matters. He wouldn't
have it so much in the scripture if it
didn't matter. Don't really. If you really
dig in a Matthew 25. Come on, let's talk
about it. Because if you really start,

(34:42):
there are two stories. I love the story
about the ten virgins. Willa know because
Willa breaks that thing down. Come on. But
is you ready? But I love the story of the
parable of the talented. Yeah. So when you
said, we can just pray. So when a master
left and he gave one. Five. He gave one.

(35:03):
Two. He gave one one. He gave them the
talent according to their ability. To
their ability. That's right. So that means
that everybody has something different.
Yep. So you could. God could know that you
have the capacity for the one talent, but
you still keep trying to do five. And

(35:23):
that's why you can't get your one to do
what it's supposed to do. Come on, now. So
let's recognize the fact that everybody's
not gonna be this everybody's path. It's
not gonna be the same. But we have the
same assignment. Come on. And the
assignment was when he came back, when the
master came back and he said, well, what
did you do with what I gave you? The one

(35:45):
that had five said, you know what? You
gave me five, and I got five more. He
doubled that. When they had two, you gave
me two, I got two more. The assignment was
the same. Take whatever I have given you,
take whatever I have, the resources I have
provided for you, and I want you to
increase it. I want you to manage it, and
I want you to increase it. The one that

(36:06):
had one, he said, well, what would you.
What do you have? And he said, I. Well, I
knew you to be a shrewd master. I knew
that, you know, like. Like, if you came
back and I didn't have this, and I. So I
just hit it. I just, like. And the master
said, you could have least taken it to the

(36:27):
bank. You could got me some interest or
something. You couldn't. You couldn't. And
if you really knew me and you knew I
wanted you to, like you manage. As a young
believer, I would read over that and hear,
you know, sermons on that and thinking to
myself, God, you real rude about it,

(36:48):
though. Why, like, here's this. When I
have nothing, he just had. You gonna take
it from it and. Give it to the one with
the most. And that was because my lazy,
undisciplined mindset my lazy,
undisciplined mindset did not understand.

(37:09):
Even though we talking about it, we
shouting about it, we ain't meaning it.
Lord, whatever you need me to do, I'll do
it. No, I didn't mean that. I didn't mean
that. Yeah. When I researched it, the
talent, it's a lifetime of wages. One

(37:30):
talent was a lifetime of wages. So the one
that have five, he have five. Lifetime of
wages. Wages. The one to ten. So the magic
said, I'm giving you everything that you
don't need in your. Life, and you ain't do
nothing with. And you ain't do nothing
with it. Wait, come on. Look. What a life.

(37:57):
Yeah. Study it with a talent's worth. Come
on. Yeah, come on. No, it just. It makes
me as you're talking about that, Wes, it
makes me think of two other stories, the
ten versions, of course, God is providing

(38:18):
you things. Are you preparing to be ready
when he shows up? Are you? Store housing.
The word talks about store housing.
Putting a little aside so that when he
calls on you to do something, are you
going to do it? Will you be able to do it?
And as you, we served in the positions of

(38:41):
the. I was over the finance team. Wes was
our finance officer. And so we could see
what came in those envelopes, but we had
eyes on what walked in that door. And some
things didn't quite look equal. If you had
this, that and the other is this. Well,

(39:02):
now I know why. This is all you got left
for the church. Now I understand why. But,
you know, it wasn't up to us to judge. We
just try to encourage, encourage and
encourage and, you know, try not to judge
and show in the word how being obedient to

(39:23):
what God says. Yes, he will provide you
with everything you need. When I think
again about those, those versions, and I
think about how some prepared. Mm hmm.
Well, it wasn't like they were caught by
surprise. They knew what their purpose
was. They were going to meet the king. He

(39:43):
was coming. They wanted to be ready. So
they, well, we don't quite know how long,
so we're going to take a little extra. And
so. How dare you, you five. How dare you
ask me for the summer, man. No, listen, I
sacrificed. I worked, I storehouse, I did

(40:06):
whatever it was I needed to do to make
sure that I was gonna be there. I would
not lose my post going on back. Going on
back and get you some back to the post.
But you miss out when you're not obedient
to what God tells you to do upfront. So
often we miss out because we don't heed

(40:28):
and trust him. Yes. And do what he tells
us to do upfront. And like you said, some
people might think that that was mean. How
come y'all didn't share? Well, that was
God's plan. Come on. That was his plan.
That was. It was his way of getting his
principles across. Yes. Obedience leads to

(40:51):
your fulfillment, for sure. It does. It
truly does. Saturday, this past, no, this
past Sunday night, I met with a gentleman
who has some particular insurance products
and I met with him and my parents because

(41:13):
my parents, my, my dad will be 70 on the
fifth. And there's some additional
products that he needs outside of what he
has through his retirement from his job
and Medicaid, Medicare, because he don't
qualify for Medicaid because he got a

(41:33):
retirement. I complained about them people
later, but we're looking at these
products. My mom is not quite retirement
age. Anyway, the conversation went over
into stewardship and what the products
were going to cost and how we were going
to make sure that they had everything that

(41:54):
they needed at the price that they could
afford. And so as we got to talking about
stewardship, I shared with them, with the
agent how the Lord blessed us through
stewardship. Because remember, I told you
when I heard this story, I had a problem
with it. It hurt my heart, hurt my

(42:15):
feelings. It made me mad every time we
went through it because I didn't
completely get it. And I was one of those
people also, too. Let's be full
transparency because I'm dotting the eyes
across in the tease, Lord, while you just
ain't. Boom, making it happen. Boom,
making it happen. So for a long time, my
husband wasn't a tither, so we couldn't
tithe. He was a giver, because he is very,

(42:38):
if this don't add up in the budget, this
ain't happening. And I'm not doing this
until this add up in the budget. I'm a fly
by the Steve the pants kind of like, no,
if we do it, darling, the Lord is going to
provide. And he just looking at me
sideways, oh, this is what we gonna give
this month in offering. Yeah, this is no.

(42:59):
So we get to, he gets to a place and he
realizes the principle. We are five
children strong. And when we, when he got
it, I didn't have a job when I was talking
about it, I still had income coming in. We
done moved to the other side of the
planet. Like, we went across the Atlantic
into England. But somehow, by the grace of

(43:22):
goddesse, and it's not even somehow, when
we made up in our mind, he was like, okay,
we're gonna become 100% tithes and 100%
givers. So this means, and we are less in
income because I can't work no more. Ain't
no job for me. We're going to do this what
it made us do. It changed my mindset. It

(43:44):
changed his mindset. We had to learn what
stewardship really meant because now we
living off of the 80 of one income instead
of the 80 of two incomes, because we
buckle down on the stewardship. We paid
off two mortgages, got out of credit card

(44:06):
debt, and helped to take care of my mother
in law until the Lord called her home and
to take care of my grandmother off of the
one income. The income didn't change. He
in the army. And until you get promoted,
it's the same. We don't have a. I got a

(44:26):
question for you. Yeah. During that time,
did you feel lack. No, not at all. I was
living my best life in Europe. We were
always, listen, y'all. What your girl was
going to do was have the army sponsoring
me to be an expat somewhere. I haven't

(44:48):
been hither and everywhere. Okay, that's
it. The very first time we were able to
take our family to Disney, we'd go to
Disney in Florida. We went to Euro Disney
in Paris. Listen. For seven nights, and we
stayed in the park. I didn't have to get

(45:09):
the budget hotel. And not all people of
God, we're getting the budget hotel out.
That's right. That's right. Wherever you
are on your journey, wherever. You at in
your morning. But at that point in our
life and in our marriage, yeah, we were
better with the one income, and we were
paying his mama's mortgage, my
grandmother's mortgage, child support, and

(45:32):
we still had the children in our house.
Living in an economy where the value of
their money was greater than the value of
mine. And you know why? You said you was
talking. You talked about how you. You
grabbed hold of what that stewardship
meant to you. I had to. That that's what
provided the alignment and the focus so

(45:53):
that you could stay on your path. Because
if you were looking beyond that, it's all
of those other things that would have
brought in discontentment. Those are the
things that would make you feel like I
should be able to do Xyz, I want to do
this, that, and the other thing. But

(46:14):
because you were so focused on your path
and you were trusting what God was doing
for you, it was good. You were fulfilled.
It was good. You were fulfilled, and you
were content. And you were able to see.
See the more than enough. Yes. Yes. You
were able to experience the more than
enough because you did not have anything
that was pulling you or speaking against

(46:37):
it or showing you you don't have enough.
You're really lacking in this area. And we
forget that. That that's what the enemy
wants. The enemy does not want us to know
that we have abundance. And if we can't
get to the point where we can be content
and understand what we work with, like you

(46:57):
said, you got a budget. Yeah, I got a
budget. And your budget isn't to be
restricting. Your budget is to help you
create that container of contentment. Come
on. While you are walking the path,
journeying on the path to the more than
enough it might not seem like it's more
than enough at the time, but you keep

(47:18):
journeying and you keep trusting God. Mm
hmm. And you keep your focus. You'll be on
the other side, just like you said. Like,
well, how did, how did we get here? And
that's how I know for us, it was like,
wait a minute. Mm hmm. And that's, that's
what's different. The kids college is paid
for because. We was doing the test. Yeah,
yeah, yeah. You know, the, this is taken

(47:40):
care. Of because the house is paid for.
Houses or cars paid for. Yes. Because we
never went beyond. See, there are things
in life that have you live beyond your,
but beyond your means. That part, that's
the difference. That, that's it right
there. You are walking your individual

(48:00):
path and not the path that others come on.
Thought you ought to be walking. Because
I'm not. Right. Not the path that you
looking at something. Maybe that's what I
need to be doing. No, you surrender and
you were walking. You were living out your
sewer identity. Absolutely. Because I
promised you somebody was going to tell
you why you paying your mom and your

(48:22):
grandmama's mortgage. That's not your
responsibility. Somebody wanted to tell
you. Like what? Td Jake says I will step
out of the spirit for some. No, but I'm
just saying there are zero things. Just
like somebody will easily want to tell a
christian, don't pay your tithe. Mm hmm.

(48:44):
But that's what you value. And that's the
other thing. Get that part, other thing
that leads, that keeps you on the path and
keeps you focused is that you know that
your money is aligned with your values.
That part you, that whatever paying for
your mom's mortgage, your grandmama's
mortgage, whatever that meant for you. And

(49:04):
there would be no me without. My mother in
law. There would be no being. And I, the
drop. Yeah, we're not going, we under, we
try to take the time to understand what it
is that you value. Yeah. What is it that
you value? And now is your money aligned
with what you value? Because that could
bring discontentment to. Because you doing

(49:28):
this. But that ain't, that's not what
you've put your money on the things that
value because then you'll feel that level
of contentment and it'll keep that joy
because it's, it's, it's a part of who you
are. It's a part of what you do. It's a
part of your system. Yes. You're so,
you're so right. Because looking in that

(49:48):
we have been married a long time. But by
the time we got to England, my youngest
was in the second grade, and our oldest
our youngest was in the second grade, and
our oldest was in the 9th grade, and we
had never been to the place where we had
three months of his income saved up. Three
months of his gross income saved up, it
was like every time something happened, we
had to blow a hole in it. By the time we

(50:12):
left England and we were there two and a
half years, by the time we left England in
those two and a half years to transition
to gold, to spend the next five and a half
years in Germany, not only did we have
three months of his income saved up, we
had more. By the time we left Germany, we

(50:33):
had six months of his income come saved.
All right. Still living my best life.
Yeah. Like, you know, they was like, okay,
when you retire, you gonna might miss one
or two months or something, right? Oh, we
good. We good. We good. We had two in
college. Praise the name of the Lord. We
good. Like, we are so good. And I. The

(50:58):
answer is, our mindset changed. And
because the mindset changed, the way we
responded. Yes. To everything changed, the
way we prioritized, yes, everything
changed. So we were able to take, like, by
the time we got to Germany, I was able to

(51:19):
work. Oh, then that was just gravy on top.
Yes. You know, that was gravy on top. But
when my mindset changed and his mindset
changed and we came into an agreement, we
were in alignment. The income didn't
change, and we were, like, at a place of
repentance for a minute, because, God, we

(51:42):
always had what we needed. We were just
very poor stewards. Yeah. Because this
right here, my mindset was wrong. So we
didn't even know we were bad stewards. We
didn't. We sitting in y'all financial
class, rolling our eyes deeply to the
back, like looking at the back of my
cranium, because y'all don't understand

(52:02):
what I'm going through, and I don't know
why this keeps happening to me. Yes. You
know, I understand demonic assignments and
all that, but the. The demonic assignment
was us. And that is true. That happens.
Yeah, that's right. It was our poor

(52:22):
spending. Yeah. It was our decision
making. God didn't change. No, he. You
changed. I changed being. He had. Your
path was already set. Yeah. But when your
mindset changed, not only your mindset,
but you and your husband came in alignment
to that path. Yes. That's the first step,

(52:45):
girl. That's the first step. Importance.
Listen. Important step that stewardship.
But that experience is what makes me think
the way that I think about why so many
people in the body of Christ struggle
financially. Now, we still do have some
folks that believe that, you know, poor is

(53:07):
humble and that's where the Lord want. I
don't even know why y'all believe that,
but that's your business. But by law, why
did he say. That'S a whole nother. Like we
can. We could do a whole episode on that.
Yeah, yeah, I know theologian or nothing,
but even in the Torah, every. All of the
men of God that he used the men of God. I

(53:30):
promise you. I promise you. If Moses left
and took all of his servants and all of
their families and all of this when he
went to the wilderness, he wasn't broke. I
want to say if Abraham took all of his
people and his wife and lot and all of his

(53:53):
people, they were broke. And Jesus wasn't
poor. He wasn't. How could Jesus, if he is
the son of God and God is the creator of
everything. His daddy was a. How he chose
to live was on him. Was on him. And he was

(54:16):
walking his path in alignment. In
alignment. The assignment his father gave,
that his. Father gave him, yes, but so, so
to look at him and say, that's why you
can't judge people. You can't. I can't.
Listen, there's some people that walk
around because they want to look rich and
they want to look like they got it and
they don't. And if that's your. If that's

(54:37):
you, okay, that's. That's you. And you
gonna come to a point where you're gonna
figure out how you're gonna. You're gonna
come to a crossroad with that. But then
there are people who you'll look at and be
like, they ain't got nothing. Hmm. Hmm.
You thought all the way wrong. People are
living their life as purpose by God and

(54:59):
they are walking the path that is for
them. There are people who like luxury
items. There are people who don't. There
are people. Cause again, what do you
value? Yes. Yeah. Yes. That's what some
people. If Jesus didn't value designer
sandals. You can't sit up here and say
that he was poor and he was broke, because
Jesus was just never broke. And his

(55:20):
circumstance of his birth was the
circumstance of his birth and how God
ordained that for him to come to us. But
that did not mean that Jesus. And it
didn't say that they couldn't afford a
room. It did not. That's right. That's
right. Wasn't that they couldn't get a
room. I'm just saying if the Lord could

(55:43):
give Joseph a dream and say, you better
run the Egypt, buddy, he didn't get there
for free. Wife and his child there and
have somewhere to pay for the state when
he got there. Yeah, we know now how

(56:05):
Christianity, in a word. Well, we've
always seen how Christianity and the word
can be used to weapon. As a weapon to
weaponize. But unfortunately, I think
culturally in the church we've used the
word to justify poverty. Come on, that's

(56:26):
real good. Yeah, we've justified while we
are in this state. And that's episode
number three. We gonna talk about we
didn't, you know, and again, and I'm not
talking about name it, claim it,
prosperity gospel. That's not what I'm
talking about. I'm talking about just
knowing that you have the capability, the
ability, the capacity of whatever God has

(56:47):
put in you. And if you walk it out, you
can get to a end. Yeah. Now if you don't
want to walk it out, then you're going to
be stuck. You will be stuck. Come on. If
you don't want to transform your mind, if
you don't want to think like him and walk
the path that he is showing you and do the
things that he's telling you to do, walk

(57:08):
in wisdom and obedience, then, yeah, you
will be stuck. And I think we as a church,
we shouldn't use the word like you said,
you know, pipe being poverty is humble.
And that association, that's, I think
we've did a disservice. Absolutely. On
the. Come up. Come on. So now that when
you have people that are understanding it

(57:30):
and saying, hey, no, this is you, then it
gets a little twisted. But in people's
minds. But it's. No, it's not. It's not.
And so walk your path. Yes, yes. Be a
steward. Know that you are a steward. Know
that you. That is a responsibility that

(57:51):
you have to manage and multiply. Yes. And,
and God is going to uniquely show you
what, how he wants you to do it. Yes. And
you know what? In that walking it out, you
have to do it unashamed. Ashamed. Yeah,
don't be ashamed. Don't be ashamed. If God

(58:11):
said this is the way you're supposed to
go, then go that way. Do that. Yes. You
don't have to have designer sandals. Come
on. You don't have to have the top line
model of anything. Whatever God has
ordained for you and whatever is okay for
you, that part, it doesn't have to be. I

(58:33):
think in terms of my cars, a 2007. I love
my car. I'm right there with you. What I
love is I have no bondage to a car. Note.
Thank you. And for so many years, it's
still. But let me. Let me clarify. Well,
because you trying to. You trying to play
it down. She got a 2007 Mercedes Benz. But

(58:55):
the fact is. No, no, no. And the only
reason why I wanted to bring that is
because it's still what she wanted. It's
what she got it how she wanted to get it.
Yes. Paid for. And she's driving that
thing, you know, paid for. For ten years.
And people come up to me, what year is

(59:15):
that car? Because, you know, that
wonderful husband of mine, that man, he
keeps that car. Imagine, yes. Yes. When it
has a need, it's taken care of. It doesn't
cost us anything. And it looks just. It
looks like a may box, to tell you the
truth. I mean, that's what it looks like.
But it's my car. But if it were a

(59:37):
Chevrolet, if it were one of these little
suv, little bitty, teeny little things, it
would still be okay. Yeah. If I wanted
another car. There's no desire for that.
Come on. But if I wanted it right. And she
got what you wanted. What I wanted. Thank

(01:00:00):
you. Appreciate them value. I ain't paying
for. I got, girl. But, you know, you
should not be ashamed if you're doing what
God has told you to do. If it's a season
of frugality, when you want to say no,
then say no don't mean you can't afford
it. Come on. It just means that I don't

(01:00:20):
need that right now. I got my mind set on
something else. Something else is more
valuable to me. There's another goal, and
that I'm gonna say for. But, you know, you
right. As we begin to speak, we just go
over on and on, and I'm like, okay,
episode number four. I best stop. No
liquidity toolbox audience. They gonna be
back a lot. Look, we'll be the financial

(01:00:45):
advisors for the, you know how they had a
segments where we're like, we won't have a
financial work. Just. Carlos here. We
have. When your listeners have questions
about finance, just let her know. Get with
us. We can handle. Yeah, send her the

(01:01:06):
questions. That's right. We'll answer
them. Y'all hear that? Send the question.
If you have at Laquita Monley.com, send
the question. There you go. For you, I
could listen, like, so much. Did you
unpack right there. Yeah. I remember when
we bought our first apartment complex. My

(01:01:30):
husband had been deployed several times at
this point, and we. They were back, and we
was taking his soldiers and their families
out to lunch and everybody pulling up in
these new biggest cars, big trucks and
suv's and all of this. And at that point,

(01:01:52):
we had a 99 suburban that was paid off.
And then a friend of his had this little
old. I don't even remember the year model
of the Mitsubishi, but it was a Mitsubishi
Mirage girl. And I could sit in the front
seat, literally, and you could touch the
back seat. The thing looked like it should
just die, but it ran. And that was his
work car. And we had been saving because
we knew we wanted to buy either a duplex

(01:02:16):
or where we are. We call them a fourplex.
It was a four units. We wanted to buy one
of them. And at that time, I had stopped
working because we also knew we were
getting ready to move. And we got these
five kids. My husband is an e six for the

(01:02:36):
military people. He's e six with five kids
and child support. So we had to have some
money to show that we could hold that
thing up for three to six months. And one
day, we, at this lunch, one of his
soldiers who had just bought a house and
had that car, the new car. So, of course
they were teasing him, and he was like,

(01:02:58):
this, gotta give. And I said, you know
what? We were in the process of closing.
We were in the process of closing, so we
couldn't make one move. And I was like,
when you drive up in your little mirage
or. Or we're in our truck, we're driving
up to something that has more value and is

(01:03:22):
going to continue. Yes, we bought it in
the crest. This was, like, 0708, and the
market was crashing. But the benefits we
got for buying it when the market was
crashing, because the builder wanted it
off his books, they paid our mortgage for
six months. It was already four tenants in
it, so it was already in the black when we
bought it. Because God is faithful, glory.

(01:03:44):
He is faithful. Like, when we pull up into
that, because the plan was to move out of
where we were and to move into the unit as
soon as one was available. What this is
doing is for us, it was the discipline.
Because you get mad when you, the boss and
your stuff is raggedy and all your
support. You don't have to tell me that. I
live that life. Come on. That's. That was

(01:04:06):
our business. We had rental property. I
remember when I told my husband, I'm not
buying carpet for nobody. Else until we
get some mad about it. We had a
replacement refrigerators a couple of
weeks ago. Thank you. I need a new eye
makeup, but. We got to put them fridges in
them. Girl. And that's just the enemy. Mm

(01:04:30):
hmm. When it all came out in the wash. Of
course, thank the Lord that we did, and I
will. That taught me a lesson. Like, I
don't give two reps as long as that car
could get me from a to b. I don't care how
it look. We didn't pull. I'd have pulled
up to the region. I'd have pulled into the

(01:04:54):
embassy. You know, a lot of. And be like,
park that bags. This is my room. Like, we
gonna. You don't. I don't already checked
in before I got there. I'm gonna. I'm
going to relax hard because the fact that
I ain't paying no. Some of these people

(01:05:16):
paying thousand dollars or more. Yeah,
that's right. That's right. For, like,
seven, eight years. And after you don't
put down a significant deposit, I mean, a
significant down payment. Yeah. Like, now
we finish. If that make me no money, why I
got a note on it. You. Know, my husband

(01:05:40):
was doing. Oh, Lord, sling, not slingshot,
but, gosh, what is it called that he does
when they do the short hauls? What is that
called? Can't even think about it. It's
like a. He's not a, like, big rig trucker.
We don't have people to do that. Oh, okay.
We had to get some dualies and some. The

(01:06:05):
name of it. When we first looked at the
things y'all, new trucks was about the
time we got everything together. It was
over $100,000. I fought to take me now,
but it makes me money. You better make
your money right. It's the mindset of
annoying that how it can bring in income.

(01:06:25):
That's right. How the asset can grow. Yes.
And so. But that's also part of the
mindset shift and how you look at your
money. Yeah. Think about it differently.
Yeah. And so it's just. And it's based
upon what it is. Based upon you. Mm hmm.

(01:06:48):
It really is. And. And you have to be okay
with it. You take me back to when I was a
field inspector and I had mileage. I would
get mileage for driving and doing my
inspections. I bought a car, was $400 cash
just here. This here's the car. It was
okay when I first got it. After a while,
it started to smoke. If you went over 25

(01:07:12):
miles an hour now in the area where I
work, metropolitan Detroit area. It was
like, uh, everything was by freeway, but I
knew the streets. I learned every last one
of them streets. I drove that car. It
wasn't banged up or anything. It would
just smoke. I drove that car everywhere I
needed to go, did my route every day and

(01:07:34):
every month. I got my mileage check, and
it paid for that car over and over and
over again. And I was fine. I just didn't
go past 25. Come on. I was, okay. It's
what we gotta do. The mindset and the
things that you think are important. It
was important to me to work and do my job.

(01:07:55):
It wasn't important to me to go out and
get transportation that was gonna cost me
more. And I was bringing in that. That
wasn't what I wanted, right? I wanted to
be safe and to work a vehicle that was
going to bring me what I needed. And
that's what I did. Again, unashamed of it.
Yeah. I was like, thank you, father. When

(01:08:19):
we had that little Mitsubishi Mirage,
because it was a gas saver, this was like
I said, it was in the gas prices was
stupid. I lived. I left this suburban
parked whenever possible. If we weren't
going somewhere with all five of them and
both of us, we're going to dinner, we're

(01:08:40):
going to lunch, we're going to do this or
whatever. Yep. In that, not going to
church in the ride or we going to church
if my parents got the kids. Why we moving
at suburban? It's a million dollars.
That's it. We go in this mirage, man. And

(01:09:03):
it was like what you said. Well, it
wasn't. Nothing wrong with it was. Ours
was ugly on the outside. It was ugly. I
didn't care. And it wasn't important. It
wasn't. I had to get an emergency. We're
looking for. There you go. We had to make
an emergency trip to Mississippi, and I
was the one that had to make the trip to
go pick up my stepson. My husband was

(01:09:26):
still here with all of the kids, so I left
him the suburban. He's like, you're gonna
go rent a car? Nope. It cost me $25 to
fill up in the AC work. I'll see y'all in
two days. He was like, period. Didn't even
cost me a $100 there, see? A $100 filled

(01:09:49):
up the tank of this. Walking your
individual path that God had ordained for
them, uniquely. Yes. I love the store ship
that you guys teach. Like, that is a

(01:10:10):
blessing, y'all. Liquidity toolbox. This
is not the last time you gonna hear from
Wesley and Willa. I'm gonna figure out a
way to make this segment a regular.
Really? Because that. That mindset is what
hinders a lot of new entrepreneurs. Yeah.
It hinders a lot of new entrepreneurs

(01:10:30):
left. I understand bootstrap of your
business is not ideal, but if I have to
bootstrap my business, and that's the only
way I better learn how to live tighter
with what I'm working in my regular job in
order to keep the discipline going. Right.

(01:10:51):
So that I can get to the place where my
side hustle is making the money. That
takes a whole different mindset. Can't
quit. I can't give up. It don't look good.
Now. Where can I tighten this? Where can I
tighten that? Oh, my God. I'm overwhelmed.
These people said I need a va. These
people said I need to get this coaching

(01:11:12):
program, this, that. I need to do this,
that. And the third, I. A dollar better
make, you know, 15 cent better make a
dollar or something, because I ain't got
it, so. But how can I still work my
business like that mindset? You can and
you will. Yeah. If you have the right
mindset. If you have the right mindset,

(01:11:33):
yeah. And really just seasons of time.
Yes. It tells us that it's four season.
That's a season of frugality that is going
to get you. That's, again, a part of your
pathway. Yeah. Season of frugality. That's
a part of your pathway. And again, it's
what you value. So at this, in that

(01:11:53):
season, I'm valuing what I'm going to do
to make sure that my business has what it
needs, even though I'm working this job.
So I'm going to make the adjustments for
in areas that I don't value as much.
Right. So I'm going to make those
adjustments so that I can have this money
going here. But you really have to sit

(01:12:13):
down and look at where is my money going
now? So you understand what to cut?
Because a lot of things, like I said, a
lot of times that money is going to things
that it don't. We don't need to pay for
that. We don't even. We don't even like
it. We don't even watch cable that much,
or we don't even. You know what I'm
saying? We're paying for XYZ and we don't
even. We don't use any. We don't need it.
We don't use it. So whether that be a

(01:12:36):
vehicle, whether that be a car, whether
that be you know, you got a five bedroom
house, but you only need three bedrooms.
You know what I'm saying? Whatever it is,
however way you need to make the
adjustments during that season of
frugality so you can get further along and
where you want to go, then you make those.
Trust yourself to make those adjustments.

(01:12:57):
Trust God that he sees what you're doing
and he knows your need and he's going to
meet your needs and then trust the
process. Yes, trust. That is like Willa
just said, it's only four season and
you're going to get on the other side of
it. But we have to have that, that mindset
shift. We have to know that in our hearts
and then know that we're doing again

(01:13:18):
what's uniquely required of us, of you.
Yeah. Yeah. Beautiful. Listen, I know I
done kept y'all way over your time, and
this conversation is real good. That's why
it's gonna be multiple parts. Ain't just
stop here. We can do good to us, too.
Believe me, we're passionate. We'll talk

(01:13:39):
about this. Love sharing. Yeah. Truly. And
I love it, though. It's, it's. What if I,
if somebody had to ask me, supposed to ask
me, what are the key foundational things
that you've had to do or do or would
recommend at the top of it is changing the
way I think, changing the way I think

(01:14:01):
about any and everything spiritually and
naturally? Yeah, it's, um, I. It's part
of, you know, when you think about, like,
the overall process, the first step is
evaluating where you are. And when you
evaluate where you are, that's gonna make
you think about your mindset, and it's
gonna help you see, well, am I actually

(01:14:23):
walking in my stored identity? Am I
actually embracing it? How about. But have
you also stopped to envision what the
future looked like? Like what? What does
that look like for you? Have you dreamt
with God? Have you, have you written down
the dream that God has for you? Do you
follow him saying, like, write it down?
What is it? What does that look like?

(01:14:44):
Yeah, yeah. But then do you actually have
a cash flow plan that aligns your money up
with that value, with what you value and
what you dreaming about? Build the
foundation that makes that happen. Come
on, now we hear it. Write the vision and
make it plain. Right? We do that like you

(01:15:04):
create the outline, we write it down.
We're praying about the guy. We'll believe
in it. Now, what are the action steps?
What's the action? How you gonna line that
cash flow with that budget spending plan
whatever you want to call it, and make you
feel good about how you gonna manage your
money. Also, how are you gonna multiply
it? Like you said? You said, I don't buy
nothing that ain't appreciated. So, yeah,

(01:15:26):
how are you gonna, what are you gonna do
to multiply it? Like, what? What, what is
God, how is he showing you to do that?
Yeah. And, and granted the fundamentals,
the basics. Yeah, we got you all day on
that. And we gonna teach you how to
invest. We could teach you how to get out
of debt. We can show you, we can
strategize. We can do all of that. And
anything else that God has you calling you

(01:15:48):
to do, we can connect you with people. If
he's saying, you know, I'm really led to
do property. Okay, well, let us show you
how, coach you and make sure that you are
being accountable to doing that. Or I just
want to do. I'm being an entrepreneur.
Okay, well, let's do that, or I'm gonna.
Whatever. However, there are many ways for
you to build the wealth and for you to get

(01:16:08):
appreciable assets. So do that. And then
after, or while you're doing that, then
you also have to think about what is your
legacy? What is the impact and the
influence that you're gonna leave this
world? How are you gonna make sure that
all that you've worked for is going to
actually get to the people that you wanted

(01:16:30):
to get and bless. Bless the people, bless
the organizations. What is your footprint?
How are you going to be? You know, my
husband and I, we refer to ourselves as
super seed sores. We like to sow seeds
into other businesses, things, people. How
is that? Is how are you going to use your

(01:16:50):
generosity? Like Willis said earlier, we
ain't. It's not about to. It's not about
amassing all of this. Wealth for yourself,
for ourselves. It's to advance the kingdom
works. But what is my assignment in order
to be able to do that? Yes, you're going
to give your tithes and your offerings,
but God is going to call you to do
something else, too, because he knows that
you have abundance in your storehouse,
because you've done what he actually do.

(01:17:13):
So now when he tells you so, it over here,
you're able to do it. Yeah. Ready? And you
can do it. Do it with joy. With joy.
Cheerful giver. Cheerful. Yeah, a cheerful
giver. So there's, we talked about the
spiritual, but I also wanted to bring a
little bit of the practical together. It's

(01:17:36):
a balance we have. When he gave, when when
Joseph interpreted a dream of the seven
years of lack and seven years of plenty,
it was work required. That's right. That's
right. Work required on his part. And
Pharaoh was smart enough to know that if

(01:17:56):
he could interpret it, he needed to be in
charge of it. Yeah. And it wasn't just the
storing it and saving it. It was how it
was going to be distributed. Egypt and the
people of the earth that was coming in.
What is it? We gonna talk about that? You

(01:18:16):
know, I love the story of Joseph. And when
you say that, it makes me think about how
not only did he go through the things he
went through to become Pharaoh's manager,
when his parent, he, no matter his polo
brothers threw him away. He was there.

(01:18:37):
Yeah. To help them during the time of
famine. Not judgmental. Yes. Not angry.
Yeah. But just so happy. Yeah. To be able
to do it. To be able to do it. Yeah.
Building up the kingdom. One of us at a
time. Come on. That's. That's what he was

(01:18:58):
doing. And we have to learn to do that,
too. So. Yeah. They raised him up. Yeah.
Deliverer of his people, literally. And he
walked through his life every challenge at
a time. Yes. We won't go through all his
challenges. You know, Oliver's life,
prison. We won't go through. Not all of
that. But he did it. He did. He didn't

(01:19:20):
say, always me, Lord, why you didn't. He
didn't say that. He kept before him the
vision that God had gave him that dream.
Yeah. He kept it before for him. I know
you can have us on here. We'd be here all
day. I know. Right? Because. All right,
what just came to my mind just then,
y'all, look, we had a beautiful time. Yes.

(01:19:44):
On liquidity toolbox today. This episode
is so jam packed with just so many rich
nuggets, so many amazing tools, spiritual
and natural tools that will help you
change your mindset, which will then in
turn give you different responses to the
things that are happening in your life,

(01:20:05):
which will give you, in the end, the
things that you desire. But it's a
process, and you got to do the work. And
the work start with you. That's. That's
what I've been getting from Willa and, and
Wesley this whole time. The work starts
with you. God has given up every man
according to his ability. Yes. Now come

(01:20:26):
into an alignment with that. Do what God
says. Do spiritually and naturally be
disciplined in all that you do. Become a
great steward so that whatever your hands
touch, multiply. You gonna come to the end
that you want to have. And the principles
are real simple. Let them help you execute

(01:20:49):
these principles. Because look, we've
talked about the podcast, how they can
connect with you guys on the podcast. How
else would you like them to connect with
you? Like leave them contact information?
Oh, for sure. If go to our website,

(01:21:09):
www.mytfcoach.com. if you go to the
website, you'll be able to download the
stewardship, the stewardship, the steward
identity pathway. So everything that we
talked about, you'll be able to download
that pathway, which is a guide that's
going to lead you through all the steps,
all the seven steps. Download that guide,
walk through those steps. Start

(01:21:31):
surrendering. Just go through the process.
You'll see it. You'll be, you'll receive
emails that help you not only journal, but
also just some practical tools that you
can use. So go to our website. The website
is Trinity financial coaching, which is
the name of our company. Although our
podcast is wealth and wisdom together. And
that's www. Mytf coach.com. and you will

(01:21:57):
see a button that says start here. Yes,
start there. And you can go to and
download that steward identity pathway.
And that's where you can start. Awesome.
Y'all get out to the website. Click start
here. Download the information that you
need. Stay connected through the podcast,

(01:22:19):
stay connected through their email, their
newsletters, everything that they have.
Continue to look for them again on
Laquita's toolbox as well as our live
broadcast because we gonna keep bringing
them back because they got a lot, a lot of
great things this year. Look, y'all. You
know, they can also follow us on Facebook
and Instagram at the wealth and wisdom

(01:22:41):
together. At wealth, wisdom together. One
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to hit anything they put now. Look, this

(01:23:02):
been real good to me. I know it's been
good to you. This is beautiful, people.
Until next time, I am your host, Laquita
Monley. You guys be blessed, blessed,
blessed. And have an amazing rest of your

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.css-14f5ked{margin:0;word-break:break-word;display:-webkit-box;-webkit-box-orient:vertical;box-orient:vertical;-webkit-line-clamp:2;overflow:hidden;}Importance of aligning money with values